全國公共英語考試三級閱讀基礎(chǔ)練習(xí)題

本文格式為Word版，下載可任意編輯——全國公共英語考試三級閱讀基礎(chǔ)練習(xí)題Winnersdowhatlosersdontwanttodo.以下是我為大家探尋整理的全國公共英語考試三級閱讀根基練習(xí)題，夢想能給大家?guī)矸鲋?更多精彩內(nèi)容請實(shí)時(shí)關(guān)注我們我!

Directions:ThistaskisthesameasTask1The5questionsorunfinishedstatementsarenumbered1through5.

Ahouseisthemostexpensivethingmostpeoplewilleverbuy.Veryfewpeoplehaveenoughmoneyoftheirowntobuyahome,sotheyhavetoborrowmoneyfromabank.Borrowingmoneyfromabanktobuyahouseiscalled"takeamortgage抵押.'Thebankusuallylendsmoneyorgivesamortgaefortwenty-fiveyears.Housesaresoexpensivethatmanypeoplenowadayshavetoborrowasmuchas$50000.Inotherwords,theywillhavea$50000mortgage.

Howcanyougetamortgage?Whenyoufindahouseyoulike,yougotoabank.Thebankwillresearchyoufinancial金融的historyanddecideif.theythinkyouareagoodrisk.Theywillwanttoknowwhatkindofjobyouhave,whatkindofsalaryyoumake,andhowlongyouhavehadthejob.Theywillalsowanttoknowhowmuchmoneyyouhave.Inaddition,thebankswillrequireadownpayment.Dependingonwhichstateyoulivein,thebankmayrequireasmuchas30%ofthe-priceofthehouseasadownpayment.Thebankwillthenlendyoutherestofthemoneytobuythehouse.Manypeopleareneverabletobuyahousebecausetheycannotsaveenoughmoneyforthedownpayment.

1.WhatdoesahousemeanintheUnitedStates?

AItisadreamwhichmanypeoplecanhardlyrealize.

BItissoexpensivethatmanypeoplecannotreallybuythem.

CItisthemostimportantpropertythatmanypeopletrytobuy.

DItdoesntbelongtopeopleiftheycantborrowmoneyfromthebank.

2.IfAmericanpeopleborrowmoneyfromthebankfor25years,thismeansthatthepersonwhoborrows

Ahastwenty-fiveyearstopaybackthemoney

Bhasmorethantwenty-fiveyearstopaybackthemoney

Chaslessthantwenty-fiveyearstopaybackthemoney

Dhasabouttwenty-fiveyearstopaybackthemoney

3.Whatdoes"downpayment'refertointhepassage?

AMoneyborrowedfromabankasamortgage.

BMoneypaidtoabankbeforethemortgagesisgiven.

CInterestreceivedbyapersonwhoborrowsmoneyasthemortgages.

DInterestchargedbyabankonamortgage.

4.Whichisnotoneofthethingsresearchedbyabank?

AHowmuchmoneytheborrowerowns.

BWhatsalarytheborrowermakes.

CWhatkindofjobtheborrowerhas.

DWhatkindofhousetheborrowerlivesin.

5.Themostsuitabletitleforthispassagewouldbe_______.

AHowtoSaveMoneyontheHouse

BHowtoBorrowMoneyfromaBank

CHowtoTakeaMortgage

DHowtoBuyaHouse

參考譯文

房子是大多數(shù)人將要添置的最昂貴的物品。很少有人自己有足夠的錢來購房，因而人們不得不從銀行貸款。從銀行借錢購房被稱為"作抵押'。銀行通常的借款期或抵押期可達(dá)25年。當(dāng)前房價(jià)如此之高，以至人們的借款額高達(dá)50000美元。換句話說，他們將有50000美元的抵押款。

怎樣獲得抵押貸款呢?找到自己熱愛的房子后，到一家銀行去。銀行會審查你的金融紀(jì)錄，而后抉擇你是否是一個(gè)風(fēng)險(xiǎn)較小的人。他們要了解你的工作類型，薪水收入，以及工作年限。他們還要了解你有多少錢。此外，銀行還要求付首付款。根據(jù)所居住的不同的州，銀行可能要求房價(jià)的30%作為首付款，而后銀行將借給你購房所需的剩余片面款項(xiàng)。大量人因攢不到足夠的錢付首付款，從而就根本沒有才能購房。

答案及精解

1.C。細(xì)節(jié)題。從第一句Ahouseisthemostexpensivethingmostpeoplewilleverbuy我們可以得知.房子是人們所要購置的最重要的財(cái)產(chǎn)。A、B兩項(xiàng)都提到買房子的不成能性，與文章中的抵押貸款從而購房相悖。D項(xiàng)過于十足化，并不是全體的人都務(wù)必通銀行貸款才買得起房子。

2.A。細(xì)節(jié)題。從文章第一段ThebankUsuallylendsmoneyorgivesamortgagefortwenty-fiveyears得出銀行的借期是25年，是一切實(shí)的數(shù)字，而不是多于、少于或大約25年。

3.B。釋義題。從"downpayment'的后一句話Thebankwillthenlendyoutherestofthemoneytobuythehouse可以推知"downpayment'是在取得貸款之前自己先支付的那片面款項(xiàng)，即首付款。

4.D。細(xì)節(jié)題。題干詢問的是銀行查詢的內(nèi)容，集中在文章其次段，可以用比較擯棄的方法