中信實(shí)業(yè)銀行授信交易調(diào)查情況報(bào)表

中信實(shí)業(yè)銀行單項(xiàng)授信交易調(diào)查分析報(bào)表報(bào)告編號(hào)：_______________中信機(jī)構(gòu)名：___________________中信機(jī)構(gòu)編碼：_______________主管人員姓名：_________________部門名________________日期___________客戶名：__________________________客戶編號(hào)：______________________現(xiàn)有客戶風(fēng)險(xiǎn)級(jí)別_________級(jí)現(xiàn)有客戶總體債務(wù)上限人民幣_(tái)__________萬元現(xiàn)有中信客戶授信額度上限人民幣_(tái)_________萬元有效期_______年________月________日至________年________月________日客戶是否已被列為預(yù)警客戶是否客戶是否有可能在近期內(nèi)會(huì)被列為預(yù)警客戶是否客戶目前的經(jīng)營、財(cái)務(wù)狀況等相對于最近一次評(píng)級(jí)時(shí)有無明顯惡化？有無如果對以上三個(gè)問題中任何一個(gè)回答“是”或“有”，請就原因做具體說明：建議將中信客戶授信額度縮減為人民幣_(tái)_______________萬元單項(xiàng)交易產(chǎn)品種類貸款類進(jìn)出口貿(mào)易類擔(dān)保類單項(xiàng)交易產(chǎn)品名稱_______________申請金額_______________幣別_______________申請期限______年_______月________日至______年______月______日(___年___個(gè)月)此筆單項(xiàng)交易是否為展期？是否如果是為展期，是否為首次展期？是否此筆單項(xiàng)交易是否為借新還舊？是否客戶現(xiàn)有總體非銀行債務(wù)人民幣_(tái)______________萬元客戶現(xiàn)有總體銀行債務(wù)人民幣_(tái)_____________萬元客戶在中信的綜合授信狀況審查(未結(jié)清的)現(xiàn)有授信額度：人民幣_(tái)__________萬元授信產(chǎn)品名稱產(chǎn)品編號(hào)協(xié)議號(hào)幣種金額(萬元)起止日期利率/費(fèi)率展期次數(shù)擔(dān)保，抵/質(zhì)押總計(jì)人民幣客戶所屬集團(tuán)或客戶下屬企業(yè)在中信的綜合授信狀況審查(未結(jié)清的)

單位：折合成人民萬元企業(yè)名授信額度已授信總金額總計(jì)

單項(xiàng)交易用途：還款來源：

擔(dān)保方式1.擔(dān)保人2.抵押3.質(zhì)押1.1擔(dān)保人情況調(diào)查—擔(dān)保人為中信現(xiàn)有客戶擔(dān)保人名稱__________________擔(dān)保人的中信客戶編號(hào)___________________擔(dān)保人的現(xiàn)有客戶風(fēng)險(xiǎn)級(jí)別________級(jí)擔(dān)保人的總體債務(wù)上限人民幣_(tái)__________萬元擔(dān)保人現(xiàn)有總體非銀行債務(wù)人民幣_(tái)____________萬元擔(dān)保人現(xiàn)有總體銀行債務(wù)人民幣_(tái)____________萬元擔(dān)保人的中信授信額度人民幣_(tái)__________萬元有效期_______年________月________日至________年________月________日擔(dān)保人在中信的綜合授信狀況審查(未結(jié)清的)授信產(chǎn)品名稱產(chǎn)品編號(hào)協(xié)議號(hào)幣種金額(萬元)起止日期利率/費(fèi)率展期次數(shù)擔(dān)保，抵/質(zhì)押總計(jì)人民幣評(píng)估意見：擔(dān)保人現(xiàn)有總體債務(wù)是否已超過其總體債務(wù)上限是否擔(dān)保人現(xiàn)在中信已授信總金額是否已超過其中信授信額度是*否*如果是則必須增加擔(dān)保人或更換擔(dān)保人

1.2擔(dān)保人情況調(diào)查擔(dān)保人不為中信現(xiàn)有客戶評(píng)估意見(主要就擔(dān)保人的還款能力和還款意愿進(jìn)行評(píng)估)：

2.抵押情況調(diào)查抵押物名稱_________________________抵押物歸屬人或單位名_______________________抵押物現(xiàn)有價(jià)值_________________________(請附上抵押物評(píng)估文件)評(píng)估人或單位名稱__________________________抵押權(quán)利存續(xù)期限______年_______月________日至_______年________月_________日評(píng)估意見；3.質(zhì)押情況調(diào)查質(zhì)押物名稱______________________質(zhì)押物編號(hào)_____________________質(zhì)押物歸屬人或單位名_________________________________質(zhì)押物現(xiàn)有價(jià)值____________________________________評(píng)估意見：部門評(píng)估人/負(fù)責(zé)人意見1.金額________________________萬元；幣別__________________2.期限_________________________3.利率或費(fèi)率______________________4.擔(dān)保人_______________________________________________________________5.抵押物_______________________________________________________________6.質(zhì)押物_______________________________________________________________公司業(yè)務(wù)部評(píng)估人員姓名簽名公司業(yè)務(wù)部負(fù)責(zé)人員姓名簽名科處負(fù)責(zé)人：經(jīng)理：分行信審部審查意見1.金額________________________萬元；幣別__________________2.期限_________________________3.利率或費(fèi)率______________________4.擔(dān)保人_______________________________________________________________5.抵押物_______________________________________________________________6.質(zhì)押物_______________________________________________________________審查人員姓名_______________簽名___________________經(jīng)理姓名___________________簽名___________________評(píng)估意見：

營業(yè)總部負(fù)責(zé)人或授信委員會(huì)審批意見1.金額________________________萬元；幣別__________________2.期限_________________________3.利率或費(fèi)率______________________4.擔(dān)保人_______________________________________________________________5.抵押物_______________________________________________________________6.質(zhì)押物_______________________________________________________________姓名___________________________________________________________________________________________________________________________________簽名________________________________________________________________________________________________________________________評(píng)估意見：總行首席授信主管、行長或授信委員會(huì)意見1.金額________________________萬元；幣別__________________2.期限_________________________3.利率或費(fèi)率______________________4.擔(dān)保人_______________________________________________________________5.抵押物_______________________________________________________________6.質(zhì)押物_______________________________________________________________姓名____________________________________________________________________________________________