保險(xiǎn)英語(yǔ)詞匯

保險(xiǎn)英語(yǔ)詞匯abandonment委付abandonmentclause委付條款accident意外事故accountingperiod結(jié)算期actofgod不可抗力actualtotalloss實(shí)際全損actuarialmethod精算法actuary保險(xiǎn)精算師additionalpremium附加保險(xiǎn)費(fèi)additionalrisk附加險(xiǎn)advanceprofit預(yù)期利潤(rùn)aggregatelimit累積限額aggregatedloss累積損失all-riskspolicy一切險(xiǎn)保單antiselection逆選擇applicant投保人application投保單approved承保assignmentclause轉(zhuǎn)讓條款average海損、海損分?jǐn)俛verageadjuster海損理算人averageclause共同海損分擔(dān)條款balance所欠款項(xiàng)beneficiary受益人binder暫保單bindingslip暫保單breakageofpacking包裝破碎險(xiǎn)broker經(jīng)紀(jì)人capacity承保能力captive自保公司captivepools自保組合cargodamageadjustment貨損理算cargodamageinspection貨損檢驗(yàn)cargodamageprevention貨損預(yù)防cargodamagereport貨損報(bào)告cargodamagesurvey貨損檢查，貨物損壞檢驗(yàn)cargoinsurancepremium貨物保險(xiǎn)費(fèi)cargoinsurancerate貨物保險(xiǎn)費(fèi)率cargoinsurer貨物承保人cargopolicy貨物保單，貨物保險(xiǎn)單cargopremium貨運(yùn)保險(xiǎn)費(fèi)，貨物保險(xiǎn)費(fèi)cargounderwriter貨物保險(xiǎn)承保人（商），貨險(xiǎn)承保人，貨物承保人cashloss現(xiàn)金賠款cashvalue現(xiàn)金價(jià)值catastrophe巨災(zāi)catastropheexcessofloss（CXL）巨災(zāi)超賠\巨災(zāi)超賠分保categoriesofinsurance保險(xiǎn)類(lèi)別cedingcompany分出公司ceding(insurance)company分保公司ceding,retrocession(forreinsurance)分保certificateofcargodamage貨損證明certificateofinsurance保險(xiǎn)證明、保險(xiǎn)憑證cessionlimit分保限額ChinaInsuranceClause(CIC)中國(guó)保險(xiǎn)條款claim索賠claimassessor索賠人claimsettlement理賠claim-prone容易出險(xiǎn)claimsandarbitration索賠與仲裁claimsassistance理賠協(xié)助clashandbreakage碰損，破碎險(xiǎn)cleancut結(jié)清方式coinsurance共保co-insurance共同保險(xiǎn)co-insurancecompany共同保險(xiǎn)公司combinedratio綜合賠付率commencementandtermination起訖concurrentinsurance同時(shí)保險(xiǎn)consequentialloss(CL)后果損失constructivetotalloss推定全損contingentliquidity或有流動(dòng)性continuedinsurance繼續(xù)保險(xiǎn)co-relatedrisks關(guān)聯(lián)風(fēng)險(xiǎn)cover承保、責(zé)任額covernote保險(xiǎn)證明書(shū),承保單，保險(xiǎn)證明covernote暫保單（證明同意承保的臨時(shí)文件）coverage受保范圍broker經(jīng)紀(jì)人capacity承保能力captive自保公司captivepools自保組合cargodamageadjustment貨損理算cargodamageinspection貨損檢驗(yàn)cargodamageprevention貨損預(yù)防cargodamagereport貨損報(bào)告cargodamagesurvey貨損檢查，貨物損壞檢驗(yàn)cargoinsurancepremium貨物保險(xiǎn)費(fèi)cargoinsurancerate貨物保險(xiǎn)費(fèi)率cargoinsurer貨物承保人cargopolicy貨物保單，貨物保險(xiǎn)單cargopremium貨運(yùn)保險(xiǎn)費(fèi)，貨物保險(xiǎn)費(fèi)cargounderwriter貨物保險(xiǎn)承保人（商），貨險(xiǎn)承保人，貨物承保人cashloss現(xiàn)金賠款cashvalue現(xiàn)金價(jià)值catastrophe巨災(zāi)catastropheexcessofloss（CXL）巨災(zāi)超賠\巨災(zāi)超賠分保categoriesofinsurance保險(xiǎn)類(lèi)別cedingcompany分出公司ceding(insurance)company分保公司ceding,retrocession(forreinsurance)分保certificateofcargodamage貨損證明certificateofinsurance保險(xiǎn)證明、保險(xiǎn)憑證cessionlimit分保限額ChinaInsuranceClause(CIC)中國(guó)保險(xiǎn)條款claim索賠claimassessor索賠人claimsettlement理賠claim-prone容易出險(xiǎn)claimsandarbitration索賠與仲裁claimsassistance理賠協(xié)助clashandbreakage碰損，破碎險(xiǎn)cleancut結(jié)清方式coinsurance共保co-insurance共同保險(xiǎn)co-insurancecompany共同保險(xiǎn)公司combinedratio綜合賠付率commencementandtermination起訖concurrentinsurance同時(shí)保險(xiǎn)consequentialloss(CL)后果損失constructivetotalloss推定全損contingentliquidity或有流動(dòng)性continuedinsurance繼續(xù)保險(xiǎn)co-relatedrisks關(guān)聯(lián)風(fēng)險(xiǎn)cover承保、責(zé)任額covernote保險(xiǎn)證明書(shū),承保單，保險(xiǎn)證明covernote暫保單（證明同意承保的臨時(shí)文件）coverage受保范圍employer業(yè)主Endorsement批單endorsement:簽注endowmentinsurance養(yǎng)老保險(xiǎn)endowmentpolicy人壽定期保險(xiǎn)單eventlimit事件限額exgratiapayments通融賠款excessloss超額賠款excessoflosscover超額賠償excessofloss（XL)超賠分保exclusion除外責(zé)任EXLprotection超賠保障exposedareas風(fēng)險(xiǎn)承受區(qū)域exposurerating風(fēng)險(xiǎn)評(píng)估extended-terminsurance過(guò)期保險(xiǎn)extracharges額外費(fèi)用extrapremium額外保險(xiǎn)費(fèi)extraneousrisks(additionalrisks)附加險(xiǎn)facultativebusiness臨分保facultativereinsurance臨時(shí)分保faultliability過(guò)失責(zé)任financialquotashares成數(shù)分保fineprint細(xì)則finiterisk有限制的風(fēng)險(xiǎn)finiterisktransfer有限風(fēng)險(xiǎn)轉(zhuǎn)移floatingpolicy浮動(dòng)保險(xiǎn)單franchise(deductible)免賠額；免賠率freeofallaverage(FAA)全損賠償freightinsurance運(yùn)費(fèi)保險(xiǎn)freightpolicy運(yùn)費(fèi)保險(xiǎn)單fullcoverage全額承保fullinsurance全額保險(xiǎn)fullinsurancevalue足額保險(xiǎn)價(jià)值fullliability全部責(zé)任generalaverage（GA）共同海損graceperiod寬限期grossnetpremiumincome（GNPI）總凈保費(fèi)收入groupinsurance團(tuán)體保險(xiǎn)guaranteeofinsurance保險(xiǎn)擔(dān)保書(shū)hazard危險(xiǎn)因素healthinsurance疾病保險(xiǎn)，健康保險(xiǎn)heavydamage嚴(yán)重破壞holisticrisktransfer整體風(fēng)險(xiǎn)轉(zhuǎn)移hookdamage勾（鉤）損險(xiǎn)hourclause小時(shí)條款I(lǐng)BRNreserve已發(fā)生但未報(bào)的損失儲(chǔ)備金，IBRN儲(chǔ)備金importcargoinsurance進(jìn)口貨物保險(xiǎn)increasedvalueclause增值條款increasedvalueinsurance增值保險(xiǎn)increasingcoverage,extendingcoverage加保Incurredbutnotreportedlosses(IBRN)已發(fā)生但未報(bào)的損失indemnitylimit賠償期限indemnityperiod賠償期individuallosses單一損失industrialinsurance產(chǎn)業(yè)保險(xiǎn)inflatedclaim超額索賠inherentnatureofcargo貨物的固有性inherentvice內(nèi)在缺陷inherentviceofcargo貨物固有缺陷inspectionofcargo積貨鑒定，貨物檢驗(yàn)，檢查貨物inspectionofcargoGAorPA海損(單獨(dú)海損或共同海損)鑒定inspectionondamagedcargo貨物殘損檢驗(yàn)installmentinsurance分期付款保險(xiǎn)InstituteCargoClauses(ICC，I.C.C.)協(xié)會(huì)貨物（保險(xiǎn)）條款insurability可保性insurance保險(xiǎn)，保險(xiǎn)費(fèi)，保險(xiǎn)金額insuranceact保險(xiǎn)條例insuranceagainstrisk保險(xiǎn)insuranceagent(s)保險(xiǎn)代理，保險(xiǎn)代理人insuranceamount保險(xiǎn)金額\保險(xiǎn)額insuranceapplicant投保人insuranceassessor保險(xiǎn)公估人insurancebroker保險(xiǎn)經(jīng)紀(jì)人insurancebusiness保險(xiǎn)企業(yè)\保險(xiǎn)業(yè)insurancecapacity承保能力insurancecertificate保險(xiǎn)憑證\保險(xiǎn)證書(shū)insuranceclaim保險(xiǎn)索賠insuranceclause保險(xiǎn)條款insurancecommission保險(xiǎn)傭金insurancecompany保險(xiǎn)公司insuranceconditions保險(xiǎn)條件\保險(xiǎn)契約約定條款insurancecontract保險(xiǎn)合同insurancecorporation保險(xiǎn)公司insurancecoverage保險(xiǎn)范圍，保額insurancedeclarationsheet(bordereau)保險(xiǎn)申報(bào)單(明細(xì)表)insurancedivision保險(xiǎn)部insurancedocument保險(xiǎn)單據(jù)insuranceexpense保險(xiǎn)費(fèi)insurancefond保險(xiǎn)基金insuranceindustry保險(xiǎn)業(yè)insuranceinstruction投保通知，投保須知insurancelaw保險(xiǎn)法insuranceonlastsurvivor長(zhǎng)壽保險(xiǎn)insuranceperiod保險(xiǎn)期限insurancepolicy保險(xiǎn)單\保單insurancepremium保險(xiǎn)費(fèi)insuranceproceeds保險(xiǎn)金（保險(xiǎn)收入）,保險(xiǎn)賠償金，保險(xiǎn)賠款insurancerate保險(xiǎn)費(fèi)率表insurancesecuritization保險(xiǎn)證券化insuranceslip投保單\投保申請(qǐng)書(shū)insurancesubject保險(xiǎn)標(biāo)的insurancetreaty保險(xiǎn)合同insuranceunderwriter保險(xiǎn)承保人insurancevalue(insuranceamount)保險(xiǎn)金額insurant被保險(xiǎn)人，受保人insure保險(xiǎn)、投保、保證insured被保險(xiǎn)人insuredamount保險(xiǎn)金額insuredloss保險(xiǎn)損失insuredproperty參保物業(yè)InsuredValue保險(xiǎn)價(jià)值insurer保險(xiǎn)人、保險(xiǎn)公司，保險(xiǎn)商insurer(underwriter)承保人、保險(xiǎn)人investmentinsurance投資保險(xiǎn)Jjettison投棄Llawofinsurance保險(xiǎn)法lawoflargenumbers大數(shù)法則leaflet說(shuō)明書(shū)lessexposed損失可能性小letterofguarantee保函，保證書(shū)liability責(zé)任liabilityinsurance責(zé)任保險(xiǎn)licensebond執(zhí)照保險(xiǎn)lifeassured人壽保險(xiǎn)投保人lifeexpectancy平均余命lifefund人壽保險(xiǎn)基金lifeinsurance人壽保險(xiǎn)lifeinsuranceactuary人壽保險(xiǎn)精算師lifeinsurancereserve人壽保險(xiǎn)責(zé)任準(zhǔn)備金lifeTable生命表lightdamage輕度破壞limits投保限額lineslips分保條liquiditysupport提供流動(dòng)資金Lloyd勞合社loading附加費(fèi)loading人壽保險(xiǎn)附加費(fèi)lossadjuster損失理算人lossoccurrence損失發(fā)生lossoccurringbasis損失發(fā)生基礎(chǔ)lossofprofit利損險(xiǎn)lossparticipation分擔(dān)損失lossratio損失率lossratio賠付率losssettlement損失賠付mailcontractor承包商mainrisks主險(xiǎn)maintenance保證期maliciousdamage惡意損害marineinsurance海上運(yùn)輸保險(xiǎn)，水險(xiǎn)marinelosses海損medicalinsurance醫(yī)療保險(xiǎn)mortalitytables死亡率表（用于計(jì)算保險(xiǎn)風(fēng)險(xiǎn)）multipleclaim多次（重復(fù)）索賠multipleinsurance重復(fù)保險(xiǎn)mutualinsurance相互保險(xiǎn)mutualinsurancecompany相互保險(xiǎn)公司object標(biāo)的obligatoryreinsurance固定分保oceanmarinecargoclauses海洋運(yùn)輸貨物保險(xiǎn)條款ondeckrisk艙面險(xiǎn)openpolicy預(yù)約保險(xiǎn)單openpolicyinsurance預(yù)約保險(xiǎn)originaldeductibles原始免賠額originalrate原始費(fèi)率overinsurance超額保險(xiǎn)overland（transportation）insurance陸上運(yùn)輸保險(xiǎn)parcelpostinsurance郵包運(yùn)輸保險(xiǎn)partialloss部分損失particularaverage(PA)單獨(dú)海損peril危險(xiǎn)、危險(xiǎn)事故perilsofthesea海上風(fēng)險(xiǎn)permitbond許可證保險(xiǎn)placement安排policy保單、保險(xiǎn)單、保險(xiǎn)契約policyholder保險(xiǎn)客戶\保險(xiǎn)單持有人policypackage承保多項(xiàng)內(nèi)容的保險(xiǎn)單policyproofofinterest保險(xiǎn)單權(quán)益證明policyreserves保險(xiǎn)單責(zé)任準(zhǔn)備金policy-holder保險(xiǎn)客戶policyholder保單持有者policy-holder保險(xiǎn)客戶pool共保組合、合保pool聯(lián)營(yíng)pooladministrator共保組合管理人portfolioentry未滿期責(zé)任的出帳portfoliooutgo未滿期責(zé)任的入帳possiblemaximumloss（PML）可能最大損失post-financing后融資post-funding后融資pre-financing先融資pre-funding先融資premium保險(xiǎn)費(fèi)premiumrate保險(xiǎn)費(fèi)率premiumrebate保險(xiǎn)費(fèi)回扣previouslosses既往損失primaryinsurancecompany原保公司、主保險(xiǎn)商principal業(yè)主principleofcompensation補(bǔ)償原則priority分保自留額、自付責(zé)任priority(deductible)優(yōu)先（免賠額)proceeds收益professional專業(yè)險(xiǎn)profitmargin利潤(rùn)邊際property財(cái)產(chǎn)險(xiǎn)propertycovered受保財(cái)產(chǎn)propertyinsurance財(cái)產(chǎn)保險(xiǎn)proportionalcover比例分保proportionalreinsurance比例再保險(xiǎn)proximatecause近因punitivedamage懲罰性損害pureendowments定期生存保險(xiǎn)purerisk純粹危險(xiǎn)raininsurance雨水保險(xiǎn)rainstorm雨暴rate費(fèi)率rating費(fèi)率recovery追償金reinstate復(fù)效reinstated繼單reinstatement恢復(fù)保額reinstatementvalueinsurance重置價(jià)值保險(xiǎn)reinsurance分保、再保險(xiǎn)、轉(zhuǎn)保reinsured分出公司reinsurer分保人（分保公司）、再保險(xiǎn)人rejectionrisk拒收險(xiǎn)renewcoverage續(xù)保renewal續(xù)保；延期renewalpremium續(xù)保費(fèi)renewingcoverage續(xù)保reserve準(zhǔn)備金retention自留、自留額returnperiod重現(xiàn)期revokelicense吊銷(xiāo)營(yíng)業(yè)執(zhí)照riotinsurance騷亂保險(xiǎn)risk險(xiǎn)別、風(fēng)險(xiǎn)、保險(xiǎn)，保險(xiǎn)額riskcarrier風(fēng)險(xiǎn)承擔(dān)人riskcovered承保險(xiǎn)項(xiàng)riskinsured承保險(xiǎn)項(xiàng)riskmanagement危險(xiǎn)管理riskpremium風(fēng)險(xiǎn)保費(fèi)\風(fēng)險(xiǎn)貼水、風(fēng)險(xiǎn)溢價(jià)riskunit危險(xiǎn)單位riskscovered保險(xiǎn)范圍salvagecharge救助費(fèi)用salvagevalue殘值，獲救貨物或船舶的價(jià)值secondeventcover第二事件承保set-off