最新央行歷次降息一覽表

1、一、2020年會降息嗎？降息是各國央行用于刺激經(jīng)濟的重要手段之一，2019年全球經(jīng)濟增速放緩， 包括美國、印度、澳大利亞、馬來西亞、新西蘭等在內(nèi)的多個國家央行宣布降息。2020年春節(jié)后的第一個交易日，人民銀行開展1.2萬億元公開市場逆回購 操作投放資金，中標利率下行了 10個基點，實際上已經(jīng)起到了市場預(yù)期的“降 息”效果。目前央行正不斷強化以MLF為中心的貨幣政策傳導機制，公開市場操作中標 利率下降后，中期借貸便利(MLF)操作中標利率也大概率會下調(diào)，LPR水平取決 于銀行報價的結(jié)果，所以MLF利率下調(diào)通常會帶動LPR下行，也就是說本月20 日公布的LPR有很大概率會下降。二、歷年央行降息時間

2、表1、人民幣存款基準利率調(diào)整表調(diào)整時間活期存款定 期 存 款三個月半年一年二年三年五年1990.04.152.886.3010.9811.8813.681990.08.212.164.326.488.649.3610.0811.521991.04.211.803.245.407.567.928.289.007.209.189.9010.8012.061993.07.113.156.669.0010.9811.7012.2413.861996.05.012.974.867.209.189.9010.801.983.335.407.477.928.289.001997.10.231.712.884

3、.145.675.946.216.661998.03.251.712.884.145.226.661998.07.011.442.793.964.774.864.955.221998.12.071.442.793.333.783.964.144.501999.06.100.992.432.702.882002.02.210.721.711.891.982.252.522.792004.10.290.721.712.072.252.703.243.602.252.523.063.694.142007.03.180.721.982.432.793.333.964.412007.05.190.722

4、.072.613.063.694.410.812.342.883.333.964.685.222007.08.220.812.613.153.604.234.955.492007.09.150.812.883.425.762007.12.210.723.333.784.144.685.405.852008.10.090.723.153.513.874.415.135.582008.10.300.724.144.775.132008.11.270.361.982.252.523.063.603.872008.12.230.361.711.982.252.793.333.602010.10.202

5、.202.503.253.854.202010.12.260.362.252.502.753.554.154.552011.02.090.402.602.803.003.900.502.853.053.254.154.755.252011.07.070.503.103.303.504.405.005.502012.06.080.402.853.053.255.102012.07.060.352.602.803.003.754.254.752014.11.22*0.352.352.552.753.354.002015.03.010.352.103.103.752015.05.110.351.85

6、2.052.252.853.502015.06.280.351.601.802.002.603.251.551.752.353.002015.10.240.351.101.301.502.102.752、人民幣貸款基準利率調(diào)整表調(diào)整時間六個月以內(nèi)（含六個月）六個月至一年（含一年）一至三年（含三年）三至五年（含五年）五年以上8.649.009.549.721993.05.158.829.3610.8012.0612.241993.07.119.0010.9812.2413.8614.041995.01.019.0010.9812.961995.07.0110.0812.0613.5015.121

7、5.301996.05.019.7210.9813.1414.9415.121996.08.239.1810.0810.9811.7012.421997.10.239.9010.531998.03.257.027.929.009.7210.351998.07.016.576.937.117.658.011998.12.076.126.396.667.207.565.855.946.036.212002.02.215.045.315.495.585.762004.10.295.225.585.765.856.122006.04.285.405.852006.08.195.586.126.306.

8、486.842007.03.185.676.396.576.757.112007.05.195.856.576.756.937.202007.07.217.207.382007.08.226.217.027.207.387.562007.09.156.487.297.477.657.832007.12.216.577.477.567.747.837.207.297.567.742008.10.096.126.937.027.297.472008.10.306.036.666.757.027.202008.11.275.045.582008.12.234.865.315.405.765.942010.10.205.105.565.605.966.142010.12.265.355.815.856.226.402011.02.096.456.602011.04.065.856.316.406.656.802011.07.076.106.566.656.907.052012.06.085.856.316.406.656.80