國際貿(mào)易實務(wù)_06國際貨款收付

1、 第六章第六章 國際貨款收付國際貨款收付 第一節(jié)第一節(jié) 支付工具支付工具 。 樣例：銀行本票樣例：銀行本票 ASIA INTERNATIONAL BANK, LTD.ASIA INTERNATIONAL BANK, LTD.18 Queen18 Queens Road, Hong Kongs Road, Hong KongCASHIERCASHIERS ORDER S ORDER Hong Kong, Aug, 8, 1995, Hong Kong, Aug, 8, 1995, Pay to the order of Dockfield & Pay to the order of Do

2、ckfield & CoCothe sum of Hong Kong Dollars Eighty Thousand and Eight the sum of Hong Kong Dollars Eighty Thousand and Eight Hundred OnlyHundred Only. .For Asia International Bank, Ltd.For Asia International Bank, Ltd.HK$ 80,800.00HK$ 80,800.00MangerManger 三、支票三、支票 支票支票( (ChequeCheque或或Check)Chec

3、k)是以銀行為是以銀行為付款人的即期匯票，即存款人對銀行付款人的即期匯票，即存款人對銀行的無條件支付一定金額的委托或命令。的無條件支付一定金額的委托或命令。支票是一種特殊形式的匯票。支票是一種特殊形式的匯票。 樣例：一般支票樣例：一般支票 Cheque for Cheque for 1,000.00 1,000.00 London,30London,30thth,Nov.2000,Nov.2000 Pay to the order of United Trading Pay to the order of United Trading Co. The sum of TEN THOUSAND P

4、OUNDSCo. The sum of TEN THOUSAND POUNDS To: Midland Bank To: Midland BankLondonLondon For ABC For ABC Corporation Corporation London London ( Signed) ( Signed) 第二節(jié)第二節(jié) 匯付與托收匯付與托收 (T(Telegraphic Transfer, T/T）（一）含義（一）含義 托收托收( (Collection)Collection)是指債權(quán)人根據(jù)發(fā)是指債權(quán)人根據(jù)發(fā)票金額出具匯票委托銀行向債務(wù)人收取票金額出具匯票委托銀行向債務(wù)人收取貨款的

5、一種支付方式。在國際貿(mào)易中，貨款的一種支付方式。在國際貿(mào)易中，托收一般都是通過銀行進行，所以又稱托收一般都是通過銀行進行，所以又稱銀行托收。托收與匯付一樣，都是由買銀行托收。托收與匯付一樣，都是由買賣雙方根據(jù)貿(mào)易合同相互提供信用，因賣雙方根據(jù)貿(mào)易合同相互提供信用，因而同樣屬于商業(yè)信用。而同樣屬于商業(yè)信用。二、托收二、托收付款人付款人（進口人）（進口人） 委托人委托人（出口人）（出口人）代收行代收行 合同規(guī)定付款交單方式合同規(guī)定付款交單方式托收行托收行 付款人付款人（進口人）（進口人） 委托人委托人（出口人）（出口人）代收行代收行 合同規(guī)定承兌交單方式合同規(guī)定承兌交單方式托收行托收行（五）國際商

6、會（五）國際商會托收統(tǒng)一規(guī)則托收統(tǒng)一規(guī)則（六）托收的注意事項（六）托收的注意事項 （七）合同中的托收條款（七）合同中的托收條款（八）托收方式下的融資（八）托收方式下的融資1 1、出口托收押匯、出口托收押匯2 2、信托收據(jù)、信托收據(jù)3 3、買入票據(jù)、買入票據(jù)第三節(jié)第三節(jié) 信用證信用證一、信用證的性質(zhì)、特點與作用一、信用證的性質(zhì)、特點與作用二、信用證涉及的當(dāng)事人二、信用證涉及的當(dāng)事人三、信用證支付的一般程序三、信用證支付的一般程序四、信用證的主要內(nèi)容及其開立的形四、信用證的主要內(nèi)容及其開立的形式式五、信用證的種類五、信用證的種類六、國際商會六、國際商會跟單信用證統(tǒng)一慣例跟單信用證統(tǒng)一慣例和和UCP

7、UCP電子交單增補電子交單增補七、合同中的信用證支付條款七、合同中的信用證支付條款 三、信用證支付的一般程序三、信用證支付的一般程序（四）即期付款信用證（四）即期付款信用證( (SightSight Payment Payment Credit)Credit)和延期付款信用證和延期付款信用證(Deferred(Deferred PaymentPayment credit) credit)（五）承兌信用證（五）承兌信用證（Acceptance CreditAcceptance Credit）（六）議付信用證（六）議付信用證（Negotiation CreditNegotiation Credit

8、）（七）七）可轉(zhuǎn)可轉(zhuǎn)讓讓信用證信用證( (Transferable Transferable credit)credit)和不可轉(zhuǎn)讓信用證（和不可轉(zhuǎn)讓信用證（Non-Non-transferable credittransferable credit）（八）八）（九）對開信用證（九）對開信用證（Reciprocal creditReciprocal credit）（十）對背信用證十）對背信用證( (Back to back credit)Back to back credit)（十一）預(yù)支信用證十一）預(yù)支信用證( (Anticipatory L/C)Anticipatory L/C)（十二）備

9、用信用證（十二）備用信用證（Standly L/CStandly L/C） 七、信用證支付條款七、信用證支付條款 The buyer shall open a confirmed The buyer shall open a confirmed irrevocable (transferable) L/C available irrevocable (transferable) L/C available by draft at x days after sight (or x days by draft at x days after sight (or x days after shipm

10、ent) in the sellerafter shipment) in the sellers favor s favor through xx bank before xx date(or within through xx bank before xx date(or within x days after receipt of the sellerx days after receipt of the sellers s advice or signing the contract). The advice or signing the contract). The valid dat

11、e of negotiation for L/C is valid date of negotiation for L/C is extended to 15 days after the above-extended to 15 days after the above-mentioned shipment time in China. mentioned shipment time in China. 3 3、循環(huán)信用證支付條款、循環(huán)信用證支付條款 The buyer shall issue and deliver The buyer shall issue and deliver sig

12、ht irrevocable revolving credit to the sight irrevocable revolving credit to the buyer through the bank accepted x days buyer through the bank accepted x days before shipment month of the first lot. before shipment month of the first lot. During 19xx, the credit is available for During 19xx, the cre

13、dit is available for up to the amount of xx per month, and it up to the amount of xx per month, and it will be validity for negotiation in will be validity for negotiation in Beijing, China until January, 15th, 19xx.Beijing, China until January, 15th, 19xx. 第四節(jié)第四節(jié) 銀行保函銀行保函一、銀行保函的含義及其性質(zhì)一、銀行保函的含義及其性質(zhì)

14、銀行保函銀行保函( (Letter of guaranteeLetter of guarantee，L/G)L/G)又被稱為銀行保證書，也屬于銀行信用，又被稱為銀行保證書，也屬于銀行信用，是銀行是銀行( (擔(dān)保行擔(dān)保行) )應(yīng)申請人的要求向受益人應(yīng)申請人的要求向受益人開立的，擔(dān)保申請人一定履行某種義務(wù)，開立的，擔(dān)保申請人一定履行某種義務(wù)，并在申請人未能按規(guī)定履行其責(zé)任或義務(wù)并在申請人未能按規(guī)定履行其責(zé)任或義務(wù)時，由擔(dān)保行代其支付一定金額或作出一時，由擔(dān)保行代其支付一定金額或作出一定經(jīng)濟賠償?shù)臅嫖募?。定?jīng)濟賠償?shù)臅嫖募?。二、銀行保函業(yè)務(wù)的當(dāng)事人及其二、銀行保函業(yè)務(wù)的當(dāng)事人及其主要責(zé)任主要責(zé)任（一）主要當(dāng)事人（一）主要當(dāng)事人 申請人申請人( (Applicant)Ap