銀行考試常用英語詞匯AC

銀行考試常用英語詞匯A-Caflatpercentagerateofincome統(tǒng)一比率的所得稅稅率alongposition多頭部位，利多形勢alongposition多頭寸；買進的期貨合同aputoptiononadebtsecurity債務證券的賣出期權asalesslip簽購單據(jù)，售貨清單ashortposition空頭部位，短缺頭寸ashortposition空頭；賣出的期貨合同ataxreturn稅務申報表abnormaldepreciation特別折舊abnormalspoilage非正常損壞aboriginalcost原始成本acceptancebank票據(jù)承兌行acceptancemethod承兌方式acceptancerisks承兌風險acceptingbank承兌銀行accessoryrisks附加保險，附加險accidentinsurance意外保險（不包括海上，火災和人壽險）accommodationoffunds資金融通accompanyvt.附帶，伴隨，陪同accountcharges賬戶費用accountcurrent(A/C,a/c)往來帳戶accountnumber(A/N)帳號accountstatement帳戶清單accountingexposure會計風險accountingrisks會計風險accountingvalue帳面價值accountsofassured保險帳戶accruedbondinterest應計債券利息accrueddepreciation應計折舊accrueddividend應計股利acknowledgementofdeclaration(underop預約保險申報確認書activesecurities熱頭股票，活躍的證券actualcashvalue（保險用語）實際現(xiàn)金價值actualrate實際匯率adaptiveexpectations適應性預期additionalinsurance加保，附加保險additionalreserve追加準備金adjustablepolicy可調(diào)整的保險單adjustablepremium可調(diào)整的保險費adjusteddebitbalance已調(diào)整的借方余額advancepaymentofpremium預繳保險費advance-declinetheory漲跌理論adverseexchange逆匯、逆匯兌adviceofdrawing提款通知書advisingbank通知銀行affiliatedbank聯(lián)行affiliatedperson關聯(lián)人aftermarket次級市場agentforcollection托收代理銀行AgriculturalBankofChina中國農(nóng)業(yè)銀行agriculturalloans農(nóng)業(yè)貸款agricultural（animalhusbandry）tax農(nóng)（牧）業(yè)稅allowancefordoubtfuldebt備抵呆帳款項alternative(either/or)order選擇指令AmericanExpresscard運通卡Americanterms美國標價法amountinfigures小寫金額amountinwords大寫金額annualmembershipdues年費applicationformforabankingaccount銀行開戶申請書appointedbank外匯指定銀行appreciationofexchangerate匯率升值arbitrage套利arbitrage套購，套利，套匯arbitrageofexchange套匯arbitrageofexchangeorstock套匯或套股arbitrageopportunity套價機會arbitragerisks套匯風險asagent做代理asprincipal做自營AsianDevelopmentFund(ADB)亞洲開發(fā)銀行askprice=askingprice=offerprice出售價，報價，開價，出價ask-bidsystem競價系統(tǒng)assessmentofloss估損assetsinsurance資產(chǎn)保險assignmentofpolicy保單轉讓assumptionofrisk承擔風險asymmetry不對稱atowner'srisk風險由貨主負擔at-the-closeorder收盤指令at-the-market按市價at-the-money平值期權at-the-opening(openingonly)order開盤指令auctionmarketplace拍賣市場automatedtellermachines(24hoursaday)自動取款機（24小時服務）automatictransfersbetweenaccounts自動轉帳average平均數(shù)babybond小額債券backspreads反套利backwardation現(xiàn)貨溢價balancen.結余，差額，平衡bankbalance存款余額bankbalanceoverrequiredreserves超出法定（必備）儲備的銀行存款余額bankdeposit銀行存款BankofChina中國銀行BankofCommunications交通銀行bankofdeposit存款銀行bankofthegovernment政府的銀行banker'sassociation銀行協(xié)會banker'sbank中央銀行banker'sguarantee銀行擔保bank'sbuyingrate銀行買入價bank'ssellingrate銀行賣出價bankswithbusinessdealingwiththecenter中央銀行的往來銀行Barclaycard巴克萊銀行信用卡baserate基本匯價basisorder基差訂單basisrisk基差風險bearmarket熊市bearoperation賣空行為bearraiders大量拋空者beneficialowner受益所有人beneficiaryofinsurance保險金受益人best-effortsoffering盡力推銷（代銷）發(fā)行bidandaskprices買入和賣出價bidandaskspread買賣差價bidprice=buyingprice買價bid-askspread遞盤虛盤差價bigboard大行情牌bigslump大衰退（暴跌）bill-payingservices代付帳款blackmarket黑市blackmarketfinancing黑市籌資blackmoney黑錢blanketmortgage總括抵押blockpositioner大宗頭寸商blowout暢銷blue-chipstocks藍籌股boardofarbitration仲裁委員會boardofgovernors理事會bondfund債券基金borrowingfromaffiliates向聯(lián)營公司借款borrowingpowerofsecurities證券貸款能力borrowingrisks借款風險boughtdeal包銷breadandbutterbusiness基本業(yè)務breadthindex寬度指數(shù)break-even不虧不盈，收支相抵breakout突破bridgingfinance過渡性融資broker經(jīng)紀人，掮客brokerage經(jīng)紀人傭金brokerage經(jīng)紀業(yè)；付給經(jīng)紀人的傭金brokeragefirm經(jīng)紀商（號）broker'sloan經(jīng)紀人貸款brokinghouse經(jīng)紀人事務所buildingagreement具有約束力的協(xié)定buildingtax（taxonconstruction）建筑稅bullish行情看漲businessinsurance企業(yè)保險businessrisk營業(yè)風險businesssavings企業(yè)儲蓄businesstax營業(yè)稅businesstermloan企業(yè)長期貸款bust-uprisks破產(chǎn)風險buyer'srisks買方風險call(option)買方期權，看漲期權callandputoptions買入期權和賣出期權callforfunds控股、集資callloantransaction短期拆放往來callmarket活期存款市場callmoney拆放款calloptionsonanequity權益（證券）的買入期權call-options認購期權cancellation取消cancellationmoney解約金cap帶利率上限的期權capitalassets資本資產(chǎn)capitallease資本租賃capitalmarket信貸市場、資本市場capitalresources資本來源capitalsurplus資本盈余capitaltransfer資本轉移capitalturnoverrate資本周轉率cardissuinginstitution發(fā)卡單位carefullyselectedapplicant經(jīng)仔細選定的申請人cargoinsurance貨物保險cash現(xiàn)金，現(xiàn)款v.兌現(xiàn)，付現(xiàn)款cashacheque支票兌現(xiàn)cashaccount現(xiàn)金帳戶cashadvance差旅預支款cashagainstbilloflading憑提單付現(xiàn)cashagainstdocuments（C.A.D.）憑單付現(xiàn)，憑單據(jù)付現(xiàn)金=documentagainstcashcashandcarry付現(xiàn)自運；現(xiàn)金交易和運輸自理；現(xiàn)購自運商店cashandcarrywholesale付現(xiàn)自運批發(fā)cashassets現(xiàn)金資產(chǎn)cashaudit現(xiàn)金審核cashaudit現(xiàn)金審核，現(xiàn)金審計cashbalance現(xiàn)金余額，現(xiàn)款結存cashbasis現(xiàn)金制cashbasis現(xiàn)金制，現(xiàn)金基礎cashbasisaccounting現(xiàn)金收付會計制cashbeforedelivery（C.B.D.）空貨前付款，付款后交貨，付現(xiàn)款交貨cashbonus現(xiàn)金紅利cashbook現(xiàn)金簿；現(xiàn)金帳；現(xiàn)金出納帳cashboy送款員cashbudget現(xiàn)金預算cashcard1（銀行）自動提款卡cashcard2現(xiàn)金卡cashclaim現(xiàn)金索賠cashcollectionbasis收現(xiàn)法，收現(xiàn)制cashcredit活期信用放款，現(xiàn)金付出cashcreditslip現(xiàn)金支出傳票cashcurrency現(xiàn)金通貨cashcycle現(xiàn)金循環(huán)，現(xiàn)金周期cashday付款日cashdebitslip現(xiàn)金收入傳票cashdepartment（商業(yè)機構中的）出納部=counting-housecashdeposit現(xiàn)金存款；保證金cashdepositascollateral保證金，押金cashdesk（商店、飯館的）付款處cashdisbursements現(xiàn)金支出cashdiscount(c.d.)現(xiàn)金折扣，付現(xiàn)折扣=settlementdiscountcashdispenser（美）自動提款機=cashomatcashdividend現(xiàn)金股利cashdown即付，付現(xiàn)cashequivalentvalue現(xiàn)金等值，現(xiàn)金相等價值cashflow資金流動cashflow現(xiàn)金流動cashflowstream現(xiàn)金流（量）cashholdings庫存現(xiàn)金cashholdings庫存現(xiàn)金cashinadvance(c.i.a.)預付現(xiàn)金cashinbank存銀行現(xiàn)金，銀行存款cashinhand（商行的）手頭現(xiàn)金，庫存現(xiàn)金=cashonhandcashintransit在途現(xiàn)金，在運現(xiàn)金cashintransitpolicy現(xiàn)金運送保險單cashintreasury庫存現(xiàn)金cashinvoice現(xiàn)購發(fā)票cashitems現(xiàn)金帳項，現(xiàn)金科目cashjournal現(xiàn)金日記簿cashliquidity現(xiàn)金流動（情況）；現(xiàn)金周轉cashloan現(xiàn)金貸款cashmanagementservices現(xiàn)金管理業(yè)務cashmarket現(xiàn)金交易市場，現(xiàn)貨市場，付現(xiàn)市場cashnexus現(xiàn)金交易關系cashonarrival貨到付現(xiàn)，貨到付款cashonbank銀行存款；銀行付款；現(xiàn)金支票付款cashondeliver(C.O.D)（英）交貨付款，現(xiàn)款交貨＝collectondeliverycashondelivery(COD)交割付款cashorder（C/O）現(xiàn)金訂貨cashpaidbook現(xiàn)金支出簿cashpayment現(xiàn)金支付cashpayment現(xiàn)金付款，現(xiàn)付cashpaymentsjournal現(xiàn)金支出日記帳cashposition頭寸cashposition現(xiàn)金狀況，現(xiàn)金頭寸cashprice現(xiàn)金售價，現(xiàn)金付款價格cashpurchase現(xiàn)購，現(xiàn)金購買cashrailway（商店中的）貨款傳送線cashratio現(xiàn)金比率cashreceipts(CR)現(xiàn)金收入cashreceiptsjournal現(xiàn)金收入日記帳cashrecords現(xiàn)金記錄cashregister現(xiàn)金登記機，現(xiàn)金收入記錄機，收銀機cashremittance匯款單；解款單cashremittancenote現(xiàn)金解款單，解款單cashrequirement現(xiàn)金需要量cashreserve現(xiàn)金儲備（金）cashresources現(xiàn)金資源，現(xiàn)金來源cashresources(reserves)現(xiàn)金準備cashsale現(xiàn)售，現(xiàn)金銷售=salebyrealcashcashsaleinvoice現(xiàn)銷發(fā)票，現(xiàn)售發(fā)票cashsettlement現(xiàn)金結算，現(xiàn)匯結算cashshortandover現(xiàn)金尾差，清點現(xiàn)金余差；現(xiàn)金短溢cashslip現(xiàn)金傳票cashstatement現(xiàn)金報表，（現(xiàn)金）庫存表cashticket現(xiàn)銷票，門市發(fā)票cashtransaction現(xiàn)金交易cashverification現(xiàn)金核實，現(xiàn)金核查cashvoucher現(xiàn)金憑單；現(xiàn)金收據(jù)cashwithorder（c.w.o.,C.W.O.訂貨時付款，訂貨付現(xiàn)，落單付現(xiàn)cashwithoutdiscount付現(xiàn)無折扣cashyielddiscount現(xiàn)金獲利率，現(xiàn)金收益率cash-and-carryarbitrage現(xiàn)貨持有套利cashier出納員，收支員cashier'scheque(C.C.)銀行本票=cashier'sordercentralrate中心匯率（一國貨幣對美元的匯率，并據(jù)此計算對其他貨幣的匯率）certificateofbalance存款憑單CertificateofDeposits(CDs)大額定期存款單certificatedsecurity實物證券certificatesofdeposit(CDs)大面額存款單certifyingbank付款保證銀行changehands交換，換手charteredbank特許銀行chattel動產(chǎn)chattelmortgage動產(chǎn)抵押chattelmortgage動產(chǎn)抵押chattelmortgagebond（美）動產(chǎn)抵押（公司）債券chattelpersonal（私人）動產(chǎn)chattelreal準不動產(chǎn)（土地權等）checkcertificate檢驗證明書checkdeposit支票存款checklist（核對用的）清單checksheet對帳單checkingaccount支票帳戶checkingdeposits支票存款，活期存款checkingreserve支票現(xiàn)金儲備checkstand（超級市場的）點貨收款臺cheque(payable)tobearer來人支票，不記名支票chequebook支票簿chequebookstub支票簿存根chequecard支票卡chequecollection支票兌取chequecollector支票兌取人chequecrossed劃線支票chequecrossedgenerally普通劃線支票chequecrossedspecially特別劃線支票chequedeposit支票存款chequedrawer支票出票人chequeholder支票執(zhí)票人chequeonlyforaccount轉帳支票chequepayableatsight見票即付支票chequeprotector支票銀碼機chequerate票據(jù)匯兌匯率，票匯價格=sightrate,shortratechequeregister支票登記簿chequereturned退票，退回的支票chequesigner支票簽名機chequestub支票存根chequetoorder記名支票，指定人支票ChinaInvestmentBank中國投資銀行circulationrisks流通風險circulationtax（turnovertax）流轉稅citybank城市銀行claimarefound索賠cleancollections光票托收clearingbank清算銀行clearinghouse清算所clearinghouse清算公司，票據(jù)交換所closeout平倉，結清（賬）closedandmortgage閉口抵押closingorder收市價訂單closingrate收盤價closingtransaction平倉交易collar帶利率上下限的期權collateralloan抵押借款collectingbank托收銀行collectingbank托收銀行collectingbank代收行collectioninstructions委托（托收的）單據(jù)collectionitems托收業(yè)務，托收項目collectionoftradecharges托收貨款collectiononcleanbill光票托收collectionondocuments跟單托收collectionorder托收委托書collectionrisk托收風險collectionrisks托收風險collectionservice托收服務collective-ownedenterprisebonustax集體企業(yè)獎金稅collective-ownedenterpriseincometax集體企業(yè)所得稅commercialandindustrialloans工商貸款commercialdeposit商業(yè)存款commercialpaper商業(yè)票據(jù)commercialpaperhouse經(jīng)營商業(yè)票據(jù)的商號commercialrisk商業(yè)風險commercialterms商業(yè)條件commission傭金commodityfutures商品期貨commodityinsurance商品保險commoncollateral共同擔保commonfund共同基金commonstock普通股commontrustfund共同信托基金compensatoryfinancing補償性融資competitiverisks競爭風險compositedepreciation綜合折舊compoundinterest復利compoundrate復利率compoundratedeposit復利存款comprehensiveinsurance綜合保險condominium公寓私有共有方式confirmingbank保兌銀行congestionarea震蕩區(qū)congestiontape統(tǒng)一自動行情顯示conservatismandliquidity穩(wěn)健性與流動性consortiumbank銀團銀行constructurerisk建設風險consumerfinancing消費融資contingentrisks或有風險contractmoney合同保證金contractsize合約容量contractsofdifference差異合約contractualvalue合同價格controlledrates控制的匯率converge集聚，（為共同利益而）結合一起conversion匯兌、兌換convertiblecurrency可兌換的貨幣cooling-offperiod等待期cooperativefinancing合作金融corneringthemarket操縱市場corners壟斷corporated