信貸基本詞匯英漢對照-上海譯國譯民

信貸根本詞匯英漢比照(2)Financialflexibility財務彈性Financialforecast財務推測Financialinstability財務的不穩(wěn)定性FinancialratinganalysisFinancialratios財務比率Financialrisk財務風險Financialriskratios財務風險比率FitchIBCAFitchIBCAratings惠譽評級Fixedassets固定資產Fixedcharge固定費用Fixedchargecover固定費用保障倍數(shù)Fixedcosts固定本錢FloatingassetsFloatingchargeFloorplanning底價協(xié)議FocusForcedsalerisk強制出售風險ForeignexchangemarketsForfeitingFormalcreditrating正式信用評級ForwardrateagreementsFRAsFundmanagers基金經理FXtransaction外匯交易GAAPGearingGeographicalspreadofmarkets市場的地理擴展Globaltarget全球目標Goingconcernconcept持續(xù)經營原則Goodlending優(yōu)質貸款GoodtimesGovernmentagencies政府機構GovernmentinterferenceGrossincome總收入GuaranteeofpaymentGuaranteedloans擔保貸款GuaranteesHighcreditquality高信貸質量HighcreditrisksHighdefaultriskHighinterestrates高利率HighriskregionsHighlyspeculative高度投機High-riskloan高風險貸款High-valueloan高價值貸款Historicalaccounting歷史會計處理Historicalcost歷史本錢IASIASCIBTTICEIdealliquidityratios抱負的流淌性比率Implieddebtrating隱含債務評級Importanceofcreditcontrol信貸掌握的重要性Improvedproducts改進的產品IImprovingreportedassetvalues改善資產賬面價值Inhouseassessment內部評估Inhousecreditanalysis內部信用分析Inhousecreditassessments內部信用評估Inhousecreditratings內部信用評級Incomebonds收入債券Incomestatement損益表IncreasingprofitsIncreasingreportedprofits提高賬面利潤Indemnityclause賠償條款Indicatorsofcreditdeterioration信用惡化征兆Indirectloss間接損失Individualcredittransactions個人信用交易Individualrating個體評級IndustrialreportsIndustrialunrest行業(yè)動亂Industrylimit行業(yè)限額Industryrisk行業(yè)風險Industryriskanalysis行業(yè)風險分析InflowInformationinfinancialstatements財務報表中的信息In-housecreditratingsInitialpayment初始支付Insolvencies破產Institutionalinvestors機構投資者Insureddebt投保債務Intangiblefixedasset無形固定資產Inter-companycomparisonsInter-companyloans企業(yè)間借款InterestInterestcost利息本錢Interestcoverratio利息保障倍數(shù)InterestcovertestInterestholiday免息期Interestpayments利息支付Interestrates利率Interimstatements中報(中期報表)InternalassessmentmethodsInternalfinancingratio內部融資率InternalRevenueService美國國稅局InternationalAccountingStandardsCommitteeInternationalAccountingStandards(IAS)國際會計準則InternationalChamberofCommerce國際商會Internationalcreditratings國際信用評級InternationalFactoringAssociationInternationalsettlements國際結算InventoryInverseofcurrentratioInvestmentanalysts投資分析人員Investmentpolicy投資政策Investmentrisk投資風險InvestmentspendingInvoicediscountingIssueofbonds債券的發(fā)行Issueddebtcapital發(fā)行債務資本Junkbondstatus垃圾債券狀況Just-in-timesystem(JIT)Keycashflowratios主要現(xiàn)金流量指標Laborunrest勞動力市場動亂Large．scaleborrowerLegalguarantee法律擔保Legalinsolvency法律破產Lendingagreements貸款合約LendingcovenantsLendingdecisions貸款決策Lendingproposals貸款申請Lendingproposition貸款申請Lendingtransactions貸款交易Lettersofcredit信用證LeverageLIBORLienLiquidassets速動資產Liquidation清算LiquidationexpensesLiquidityLiquidityandworkingcapital流淌性與營運資金Liquidityratios流淌比率Liquidityrun流淌性危機LiquidityshortageLoancovenants貸款合約Loanguarantees貸款擔保Loanprincipal貸款本金Loanprincipalrepayments貸款本金歸還Loanreview貸款審查LondonInter-bankOfferedRateLong’termdebt長期負債Long-termfunding長期融資Long-termrisk長期風險ManagementMarginallending邊際貸款Marginaltradecredit邊際交易信貸MarketsurveysMarketingMarketsMatchingconcept配比原則Materialadverse-changeclauseMaximumleveragelevel最高財務杠桿率限制Measurementandjudgment計量與推斷Measuringrisk風險計量Medium-termloan中期貸款Microcomputermodeling計算機建模Minimumcurrentratiorequirement最低流淌比率要求Minimumleverageratio最低舉債比率Minimumnetworth最低凈值Minimumnet-worthrequirementMinimumriskassetratio最低風險資產比率Monitoringactivity監(jiān)管活動Monitoringcredit信用監(jiān)控Monitoringcustomercreditlimits監(jiān)管客戶信貸限額Monitoringrisks監(jiān)管風險Monitoringtotalcreditlimits監(jiān)管全部信貸限額Monthlyreports月報Moody”sdebtrating穆迪債券評級Mortgageimprovingbalancesheet改善資產負債表Multiplediscriminateanalysis多元分析Nationaldebt國家債務NCINear-cashassets近似于現(xiàn)金的資產Negativecashflow負現(xiàn)金流量NegativenetcashflowNegativeoperationalcashflows負的經營性現(xiàn)金流量Negativepledge限制抵押Netbookvalue凈賬面價值Netcashflow凈現(xiàn)金流量Networthtest凈值測試NewentrantsNocreditinterval無信貸間隔天數(shù)Non-cashitems非現(xiàn)金工程Non-corebusiness非核心業(yè)務Non-operationalitems非經營性工程Obtainingpayment獲得支付One-manrule一人原則Openaccountterms無擔保條款Operatingleases經營租賃Operatingprofit營業(yè)利潤OperationalcashflowOperationalflexibility~營彈性Optimalcredit最正確信貸Ordercycle訂貨環(huán)節(jié)Ordinarydividendpayments一般股股利支付OrganizationofcreditactivitiesOverduepayments逾期支付Over-trading過度交易Overviewofaccounts財務報表概覽·Parentcompany母公司PATPaymentinadvance提前付款PaymentobligationsPaymentrecords付款記錄Paymentscore還款評分PBITPBTPercentagechangePerformancebonds履約保證PersonalguaranteesPlanningsystems打算系統(tǒng)PledgePoints-scoringsystemPolicysetting政策制定Politicalrisk政治風險Potentialbaddebt潛在壞賬Potentialcreditrisk潛在信用風險Potentialvalue潛在價值Predictingcorporatefailures企業(yè)破產推測Preferencedividends優(yōu)先股股息PreferredstockholdersPreliminaryassessment預備評估PremiumsPrimaryratios根底比率Priorchargecapital優(yōu)先償付資本Prioritycashflows優(yōu)先性現(xiàn)金流量PriorityforcreditorsPrioritypayments優(yōu)先支付Productlifecycle產品生命周期ProductmarketanalysisProductrange產品范圍ProductsProfessionalfees專業(yè)費用ProfitProfitandlossaccountProfitmargin利潤率Profitability盈利力量ProfitabilitymanagementProfitabilityratios盈利力量比率Promissorynotes本票Propertyvalues全部權價值Providersofcredit授信者ProvisionaccountingPrudenceconcept慎重原則Publicinformation公共信息Publicrelations公共關系PurposeofcreditratingsPurposeofratios計算比率的目的Qualitativecovenants定性條款Quantitativecovenants定量條款Querycontrol質疑掌握Quickratio速動比率Ratingexercise評級實踐Ratingprocessforacompany企業(yè)評級程序Ratioanalysis比率分析Ratioanalystweaknesses~LRealinsolvency真實破產RealsalesgrowthRealizationconcept實現(xiàn)原則Receivables應收賬款RecessionReducingdebtors沖減應收賬款Reducingprofits沖減利潤ReducingprovisionsReducingreportedprofits沖減賬面利潤Reducingstocks削減存貨RegistrarofCompaniesRegulatoryrisk監(jiān)管風險Releasingprovisions沖回預備金Relocationexpenses費用再安排Reminderletters催繳單RepaymentondemandclauseReplacementofprincipal歸還本金Reportofchairman總裁／董事長報告Reserveaccounting預備金核算Residualcashflows剩余現(xiàn)金流量Restrictingbaddebts限制壞賬RestrictionsonsecuredborrowingRetention-of-titleclauses全部權保存條款RevenuesRiskanalysisreports風險分析報告Riskandbanks風險與銀行RiskandcompaniesRiskandReturn風險與回報Riskcapital風險資本Risk-reward風險回報Risk-weightedassets風險加權資產ROCERomaplaclauses“一手交錢一手交貨”條款SalesSecondaryratios分解比率Securemethodsofpayment付款的擔保方式Securedassets擔保資產Securedcreditors有擔保債權人Securedloans擔保貸款SecuritiesandExchangeCommissionSecurityguarantees抵押擔保Securityofpayment付款擔保Securitygeneralprinciples擔保的一般原則Segmentation細分Settingandpolicingcreditlimits信用限額的設定與政策制定SettlementdiscountSettlementterms結算條款Shareprice股價Short-termborrowing短期借款Short-termcreditors短期負債Short-termliabilitiesShort-termism短期化SICSignificanceofworkingcapital營運資金的重要性Singlecreditcustomer單一信用客戶Singleratioanalysis單一比率分析Sizeofcreditrisk信用風險的大小SlowstockturnoverSourcesofassessments評估信息來源Sourcesofcreditinformation信用信息來源Sourcesofrisk風險來源Sovereignrating主權評級Spec