DB63T 2330-2024小微企業(yè)融資信用評價規(guī)范

備案號：DB63I 1 1 1 1 2 2 3 49評價結(jié)果 5 6 31 331小微企業(yè)融資信用評價規(guī)范評價指標和評價方法、等級劃分、評價結(jié)果本文件適用于公共信用工作機構(gòu)對小微企業(yè)進行融資信用評4基本要求4.1公平公正性評價過程以客觀事實為依據(jù)，公平公正地對評價對象4.2客觀可用性2評價信息易采集，可量化，指標體系完整，真實反映評價對象融資信用評價過程有相應防范措施，防止評價對象隱私信息、信用信息丟失5.1評價機構(gòu)5.2評價對象3按照附錄A表A.1規(guī)定的基礎分指標獲取分值后，應按式（1）計算，······················································································——基礎總分；——基礎分指標得分；——基礎分最大值設置為100分。按照附錄A表A.2規(guī)定的加分指標獲取分值后，應按式（2）計算 ——總加分；——加分指標分；——加分最大值設置為400分?！ぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁぁ?按照附錄A表A.3規(guī)定的減分指標獲取分值后，應按式（3）計算 ——總減分；——減分指標分；——減分指標權(quán)重； ——減分最大值設置為400分。···········································評價方法采用指標評分方式，信用分值按式（4）計算。信用分值范圍為[100,1000]。進行信用評··············································D__——基礎總分；——總加分； ——總減分。51AAA23A456B789CD9評價結(jié)果600007等8000數(shù)量＝2數(shù)量＝00數(shù)量＝1數(shù)量＝2數(shù)量＝00數(shù)量＝1數(shù)量＝00數(shù)量＝1數(shù)量＝00數(shù)量＝19數(shù)量＝00數(shù)量＝1數(shù)量＝2價值＝0價值＝0數(shù)量＝00數(shù)量＝1數(shù)量＝2價值＝00數(shù)量＝00數(shù)量＝1數(shù)量＝2價值＝00數(shù)量＝00數(shù)量＝1數(shù)量＝2數(shù)量＝00數(shù)量＝1數(shù)量＝2數(shù)量＝5數(shù)量＝00數(shù)量＝1數(shù)量＝2，或數(shù)量＝3數(shù)量＝00數(shù)量＝1數(shù)量＝2，或數(shù)量＝3數(shù)數(shù)量＝00數(shù)量＝1數(shù)量＝2金額＝00值價值＝00值價值＝00數(shù)量＝00數(shù)量＝00數(shù)量＝00數(shù)量＝00數(shù)量＝00數(shù)量＝1數(shù)量＝2，或數(shù)量＝300增長數(shù)＝1數(shù)量＝0000增長數(shù)＝1數(shù)量＝00數(shù)量＝1數(shù)量＝200000000000人數(shù)＝000人數(shù)＝000無確權(quán)記錄，或面積＝00數(shù)量＝00數(shù)量＝1數(shù)量＝2數(shù)量＝00數(shù)量＝1數(shù)量＝200MBA00率上年度資產(chǎn)總額+本年度資產(chǎn)總額）/2）0平均資產(chǎn)總額＝00率00率收入增長率本年收入00率資產(chǎn)增長率本年總000次數(shù)＝10增長數(shù)＝10次數(shù)＝10增長數(shù)＝10次數(shù)＝1次數(shù)＝2，或次數(shù)＝30次數(shù)＝10.15%00少2.15%數(shù)量＝00數(shù)量＝1數(shù)量＝22.15%金額＝000.15%0.10%數(shù)量＝0000良0數(shù)量＝00數(shù)量＝1數(shù)量＝00數(shù)量＝1數(shù)量＝2數(shù)量＝00數(shù)量＝1數(shù)量＝200無變更記錄，或高管變更數(shù)量＝00變更數(shù)量＝00變更數(shù)量＝1變更數(shù)量＝2變更數(shù)量＝00變更數(shù)量＝1變更數(shù)量＝2變更數(shù)量＝00變更數(shù)量＝1變更數(shù)量＝20力00000DC00數(shù)量＝00數(shù)量＝1數(shù)量＝00數(shù)量＝10數(shù)量＝00數(shù)量＝10數(shù)量＝00數(shù)量＝10金額＝00數(shù)量＝00數(shù)量＝1數(shù)量＝2數(shù)量＝00數(shù)量＝1，或數(shù)量＝2數(shù)量＝00數(shù)量＝10數(shù)量＝00數(shù)量＝10數(shù)量＝00數(shù)量＝10數(shù)量＝00數(shù)量＝1數(shù)量＝20數(shù)量＝00數(shù)量＝1數(shù)量＝00數(shù)量＝1數(shù)量＝2數(shù)量＝00數(shù)量＝1數(shù)量＝00數(shù)量＝1數(shù)量＝2數(shù)量＝00數(shù)量＝10數(shù)量＝00數(shù)量＝10法數(shù)量＝00數(shù)量＝10數(shù)量＝00數(shù)量＝1數(shù)量＝00數(shù)量＝1數(shù)量＝00數(shù)量＝1數(shù)量＝00數(shù)量＝1金額＝00金額＝000比00比000數(shù)量＝00數(shù)量＝1數(shù)量＝20數(shù)量＝00數(shù)量＝10資產(chǎn)收益率＝凈利潤/上年00平均資產(chǎn)總額＝0000收入增長率本年收入-上年00資產(chǎn)增長率本年總資產(chǎn)-0000.15%00.15%0小微企業(yè)融資信用評價報告報告編號：報告日期：查詢次數(shù)：聲明：報告聲明應包括但不限于報告內(nèi)容公正、合規(guī)的說明注：標題字體為小標宋，二號字，其他字體為仿宋_GB231一、小微企業(yè)報告摘要及信用評分1.主體基本情況2.信用評分及解讀3.信用分維度結(jié)構(gòu)二、主體基本情況基本信息、主體變更信息、股權(quán)結(jié)構(gòu)、行