淺談區(qū)塊鏈對保險業(yè)的影響（終稿）

淺談區(qū)塊鏈對保險業(yè)的影響【摘要】隨著區(qū)塊鏈技術(shù)水平的不斷突破與發(fā)展，在全球市場上成為繼互聯(lián)網(wǎng)后的新熱點，正顛覆性地影響著金融領(lǐng)域的方方面面，包括保險業(yè)。區(qū)塊鏈在改變了傳統(tǒng)的數(shù)據(jù)共享方式和過程的同時，也有效地防止了數(shù)據(jù)被篡改。但是，區(qū)塊鏈技術(shù)的應(yīng)用還處于探索的初級階段，保險業(yè)要大規(guī)模應(yīng)用還有很長的路要走。目前，保險業(yè)正在積極探索保險業(yè)的形勢和道路。隨著區(qū)塊鏈技術(shù)的應(yīng)用越來越廣泛和成熟，對促進(jìn)保險業(yè)的發(fā)展和擴(kuò)大保險覆蓋面具有深遠(yuǎn)的意義。本文以區(qū)塊鏈對保險行業(yè)發(fā)展的影響為研究對象，通過文獻(xiàn)研究法、案例分析法等研究方法，研究區(qū)塊鏈對保險行業(yè)的優(yōu)勢以及應(yīng)用的問題與不足，并對目前保險業(yè)有關(guān)對于區(qū)塊鏈的應(yīng)用進(jìn)行案例分析，提出針對區(qū)塊鏈在保險行業(yè)中的應(yīng)用的相關(guān)建議【關(guān)鍵詞】區(qū)塊鏈技術(shù)；保險；智能合約注：本論文（設(shè)計）題目來源于教師的國家級（或省部級、廳級、市級、校級、企業(yè)）科研項目，項目編號為：Ontheinfluenceofblockchainoninsuranceindustry[Abstract]Withthecontinuousbreakthroughanddevelopmentofblockchaintechnology,ithasbecomeanewhotspotintheglobalmarketaftertheInternet,andisaffectingallaspectsofthefinancialsector,includingtheinsuranceindustry.Itnotonlychangesthetraditionalwayandprocessofdatasharing,butalsoeffectivelypreventsdatafrombeingtamperedwith.However,theapplicationofblockchaintechnologyisstillinthepreliminarystageofexploration,andtheinsuranceindustrystillhasalongwaytogotoachievelarge-scaleapplication.Atpresent,theinsuranceindustryisactivelyexploringthesituationandroadoftheinsuranceindustry.Withtheapplicationofblockchaintechnologybecomingmoreandmorewidespreadandmature,itisoffar-reachingsignificancetopromotethedevelopmentofinsuranceindustryandexpandinsurancecoverage.Thispapertakestheimpactofblockchainonthedevelopmentoftheinsuranceindustryastheresearchobject,studiestheadvantagesanddisadvantagesofblockchainonthedevelopmentoftheinsuranceindustrythroughliteratureresearch,caseanalysisandotherresearchmethods,andmakescaseanalysisonthecurrentapplicationofblockchainintheinsuranceindustry,andputsforwardrelevantSuggestionsontheapplicationofblockchainintheinsuranceindustry.[Keywords]BlockchainTechnology;Insurance;Intelligentcontract

目錄1前言 致謝本論文是在李仙輝老師的精心指導(dǎo)和關(guān)懷下完成的，從論文的選題、方案設(shè)計，到論文的