國際結(jié)算重點(diǎn)總結(jié)

國際結(jié)算知識點(diǎn)總結(jié)（單選25，判斷15，實(shí)務(wù)60）三次作業(yè)1、Pleasedrawadraftaccordingtothefollowingmaterial:

NativeProductImp.andExp.CorporationJiangsubranchsoldsomegoods

valuedGBP54,000.00toPolarFursLID,London.Forsettlement,theexporterdrewadraftontheimporteronFeb20,2010,askingthelattertopay

100%oftheproceedstotheorderof

exporter30daysafterthedateof

issue.Accordingtotheinstructionoftheimporter,thedraftwillbepaidactuallyatBarclaysBank,PLC,London.

ExchangeforGBP54,000.00

Jiangsu

20thFeb.2010at30daysafterdatepaytotheorderofNativeProductsImp.andExp.Corporation,Jiangsu

thesumofPoundsFiftyFourThousandonlyToPolarFursLID，London

ForNativeProductsPayablebyBarclaysBank,PLC,Imp.andExp.Corporation,

London

Jiangsu

authorizedsignature2、Readthefollowingdraftandgiveyouranswertoeachofthefollowingquestions.

ExchangeforUSD50,000.00

Jan15,2010At60daysafterdatepaythisfirstbill(Secondunpaid)totheorderofBankofchinathesumofFiftyThousandUSDollarsonly.

To:ABCcompany

For

ChinaNationalCrafts

NewYork

Import&ExportCorporation,ShanghaiBranch.

(signed)

1.Whoisthedrawer?ChinaNationalCraftsImport&ExportCorporation,S.B.2.Whoisthedrawee?ABCcompanyNewYork3.Whoisthepayee?TheorderofBankofchina4.Isthisademanddraftoratenordraft?Atenordraft5.Isthisasolobillorabillofexchangeintwosets?Abillofexchangeintwosets6.Whereisthebilldrawn?Shanghai7.Whenisthebilldrawn?Jan15,20108.Onwhichdatewillthebillmature?Mar16,20103、Pleasecompletethefollowingsentencewithpropercontentsaccordingtothefollowingdraft.

ExchangeforUS$100,000.00

NewYork,10th

Aug,2010

At60daysaftersightpaytoBrown&ThomasInc.N.Y.ororder

thesumofU.S.dollarsonehundredthousandonly

To:IrvingTrustcompany

London

ForGeorgeAndersonInc.

NewYork

authorizedsignaturethebillforUS$100,000.00(thesumofU.S.dollarsonehundredthousandonly)isdrawnbyGeorgeAndersonInc.NewYorkonIrvingTrustcompanyLondonpayableat60daysaftersighttoBrown&ThomasInc.N.Y.ororderdated10thAug,2010信用證審核（課本129頁——139頁）問題條款共20處，粗體字顯示。（是否有問題條款，為什么有問題，如矛盾條款，不利條款）SALESCONTRACTContractNo.:08SGQ468001Date:APR.22,2008Seller:GUANGDONGLIGHTELECTRICALAPPLANCESCO.,LTDAddress:52DEZHENGROADSOUTHBuyer:ABCCORP.Address:AKEDSANTERINKAUTOP.O.BOX9,ThisS/CismadebyandbetweentheSellerandtheBuyer,wherebytheSelleragreestosellandtheBuyeragreestobuytheunder-mentionedgoodsaccordingtothetermsandconditionsstipulatedbelow:NameofCommodityandSpecificationsQuantityUnitpriceAmountHALOGENFITTINGW5009,600PCSCIFHELSINKIUSD36,480.00USD3.80/PCTotalAmountUSD36,480.00Packing:12PCSINACARTONDeliveryfromGUANGZHOUtoHELSINKITimeofShipment:Within30daysafterissuedateofL/CallowingtransshipmentandpartialshipmentTermsofPayment:By100%ConfirmedirrevocableLetterofCreditinfavoroftheSellertobeavailablebysightdraft.L/CshouldbeopenedandreachChinabeforeMAY1,2008andremainvalidinChinauntilthe15thdayaftertheforesaidtimeofshipment.L/Cmustmentionthiscontractnumber.L/CshouldbeadvisedbyBANKOFCHINA,GUANGZHOUBRANCH.Insurance:TobeeffectedbySellerfor110%offullinvoicevaluecoveringALLRISKSuptoHELSINKITheSellerThebuyer(authorizedsign.)(authorizedsign.)DocumentaryCreditissuedbytelexIssuingbank:METITABANKLTD.,FINLANDAdvisingbank:BANKOFCHINA,GUANGZHOUBRANCHDoc.creditform:REVOCABLE(1)Creditnumber:LRT0702457Dateofissue:MAY4,2008（2）Expiry:DATEMAY25,2008(3)PLACEFINLAND(4)Applicant:ABCCO.(5)AKEKSANTERINK(6)AUTOP.O.BOX9,Beneficiary:GUANGDONGLIGHTELECTRICALAPPLANCESCO.,LTD52DEZHENGROADSOUTHAmount:USD36400,00(SAYUSDOLLARSTHIRTYSIXTHOUSANDFOURHUNDREDONLY)(7)Availablewith/by:ANYBANKINCHINABYNEGOTIATIONDraftat..:AT20DAYSSIGHT(8)FORFULLINVOICEVALUEDrawee:APPLICANT（9）Partialshipments:NOTALLOWED(10)Transshipment:ALLOWEDLoadingincharge:ANYPORTINCHINAFortransportto:HELSINKIShipmentperiod:ATTHELATEST:MAY20,2008(11)Descriptionofgoods:960PCS(12)OFHALOGENFITTINGW500,USD3,80PERPCASPERSALESCONTRACTNO.08SG468001(13)DATED22APR.2008CIFHESINKI(14)Documentsrequired:*COMMERCIALINVOICE1SIGNEDORIGINALAND5COPIES*PACKINGLIST1SIGNEDORIGINALAND5COPIES*FULLSETOFCLEANONBOARDMARINEBILLSOFLADING,MADEOUTTOORDER,MARKED“FREIGHTPREPAID”,ANDNOTIFYAPPLICANT*CERTIFICATEOFORIGIN,CERTIFYINGGOODSOFORIGININCHINA,ISSUEDBYCOMPETENTAUTHORITIES*INSURANCEPOLICY/CERTIFICATECOVERINGALLRISKSANDWARRISKS(15)OFPICCUPTOFINALDESTINATIONATHELSINKI,FORATLEAST120PCT(16)OFFULLINVOICEVALUE.Presentationperiod:10DAYS(17)AFTERISSUANCEDATEOFSHIPPINGDOCUMENTSCharges:ALLBANKCHARGESAREFORBENEFICIARY’SACCOUNT.（18）Confirmation:WITHOUT(19)Instructions:UPONRECEIPTOFTHEDRAFTSANDDOCUMENTSINORDER,WEWILLTRANSFERTHEPROCEEDSASINSTRUCTEDBYTHENEGOTIATINGBANKApplicablerules:UCP600(20)（原信用證中不含此項(xiàng)，此項(xiàng)一定要標(biāo)明）信用證條款Creditmeansanyarrangement,howevernamedordescribed,thatisirrevocableandtherebyconstitutesadefiniteundertakingoftheissuingbanktohonouracomplyingpresentation.信用證意指一項(xiàng)約定，無論其如何命名或描述，該約定不可撤銷并因此構(gòu)成開證行對于相符提示予以兌付的確定承諾。UCP600Art.2Complyingpresentationmeansapresentation(ofdocuments)thatisinaccordancewiththetermsandconditionsofthecredit,theapplicableprovisionsoftheserulesandinternationalstandardbankingpractice.相符提示意指與信用證中的條款及條件、本慣例中所適用的規(guī)定及國際標(biāo)準(zhǔn)銀行實(shí)務(wù)相一致的（單據(jù)）提示。Apresentationincludingoneormoreoriginaltransportdocumentssubjecttoarticles19,20,21,22,23,24or25mustbemadebyoronbehalfofthebeneficiarynotlaterthan21calendardaysafterthedateofshipmentasdescribedintheserules,butinanyeventnotlaterthantheexpirydateofthecredit.提示若包含一份或多份按照本慣例第19條、20條、21條、22條、23條、24條或25條出具的正本運(yùn)輸單據(jù)，則必須由受益人或其代表按照相關(guān)條款在不遲于裝運(yùn)日后的二十一個(gè)日歷日內(nèi)提交，但無論如何不得遲于信用證的到期日。Ifthereisnoindicationinthecreditoftheinsurancecoveragerequired,theamountofinsurancecoveragemustbeatleast110%oftheCIForCIPvalueofthegoods.如果信用證對投保金額未作規(guī)定，投保金額須至少為貨物的CIF或CIP價(jià)格的110%。Atleastoneoriginalofeachdocumentstipulatedinthecreditmustbepresented.信用證中規(guī)定的各種單據(jù)必須至少提供一份正本。UCP600Art.2Honourmeans:a.topayatsightifthecreditisavailablebysightpayment.b.toincuradeferredpaymentundertakingandpayatmaturityifthecreditisavailablebydeferredpayment.c.toacceptabillofexchange(“draft”)drawnbythebeneficiaryandpayatmaturityifthecreditisavailablebyacceptance.兌付（承付）意指：a.對于即期付款信用證即期付款。b.對于延期付款信用證發(fā)出延期付款承諾并到期付款。c.對于承兌信用證承兌由受益人出具的匯票并到期付款。UCP600Art.2Negotiationmeansthepurchasebythenominatedbankofdrafts(drawnonabankotherthanthenominatedbank)and/ordocumentsunderacomplyingpresentation,byadvancingoragreeingtoadvancefundstothebeneficiaryonorbeforethebankingdayonwhichreimbursementisduetothenominatedbank.議付意指被指定銀行在其應(yīng)獲得償付的銀行日或在此之前，通過向受益人預(yù)付或者同意向受益人預(yù)付款項(xiàng)的方式對相符提示項(xiàng)下的匯票（匯票付款人為被指定銀行以外的銀行）及/或單據(jù)做出的購買行為。anunconditionalorderinwriting,addressedbyonepersontoanother,signedbythepersongivingit,requiringthepersontowhomitisaddressedtopayondemand,oratafixedordeterminablefuturetime,asumcertaininmoney,toortotheorderofaspecifiedperson,ortobearer.(theUKBillsofExchangeActof1882)匯票是一人給另一人的書面無條件命令，由給出命令的人簽發(fā)，要求接受命令的人即期、定期或在可確定的將來時(shí)間支付確定的貨幣金額給一個(gè)指明的人，或指明人的指定人，或來人。a.Collectionshouldnotcontainbillsofexchangepayableatafuturedatewithinstructionthatcommercialdocumentsaretobedeliveredagainstpayment.托收不應(yīng)含有遠(yuǎn)期匯票而又同時(shí)規(guī)定商業(yè)單據(jù)要在付款時(shí)才交付。結(jié)算方式流程（中英文均可）信用證applicant（申請人/進(jìn)口商）beneficiary（受益人/出口商）issuingbank（開證行/進(jìn)口地銀行）advisingbank（通知行）（檢驗(yàn)真?zhèn)?，無審證責(zé)任）nominatedbank/claimingbank（被指定銀行/索償行）payingbank（付款行）acceptingbank（承兌行）negotiatingbank（議付行）reimbursingbank（償付行）（無審單責(zé)任）confirmingbank（保兌行）Step1（簽訂合同）Step2（申請開證）Step3（開立信用證）Step4（通知信用證）Step5（審證發(fā)貨）Step6（簽發(fā)提單）Step7（提交單據(jù)）Step8（審單兌付）Step9（寄單索匯）Step10（審單償付）Step11（單到通知）Step12（付款贖單）Step13（交付單據(jù)）Step14（提示提單）Step15（交付貨物）匯款remitter（匯款人/進(jìn)口商）remittingbank（匯出行）payingbank（匯入行/解付行）payee(beneficiary)（收款人/出口商）信匯流程匯款人提交匯款申請、款項(xiàng)、支付傭金匯出行向匯款人提供回執(zhí)匯出行通過信匯方式向匯入行發(fā)出支付命令或通知，指示匯入行向收款人支付款項(xiàng)接到支付命令并核對、認(rèn)證，通知收款人收款人提供收據(jù)支付匯入行發(fā)送借記報(bào)單、收據(jù)給匯出行托收principal（委托人/出票人/出口商）drawee（付款人/受票人/進(jìn)口商）remittingbank（托收行）collectingbank（代收行）presentingbank（提示行）case-of-need（需要時(shí)代理）簽訂銷售合同出口商發(fā)貨，獲取運(yùn)輸單據(jù)，向進(jìn)口商簽發(fā)匯票出口商將單據(jù)和匯票交給托收行進(jìn)行托收托收行將單據(jù)、匯票以及托收指示發(fā)給代收行代收行或提示行通知進(jìn)口商進(jìn)口商支付或承兌代收行將單據(jù)交給進(jìn)口商代收行向托收行支付款項(xiàng)托收行貸記出口商賬戶保函1.theprincipal(applicant)andthebeneficiarysignaunderlyingcontractspecifyingaL/Gtobeissued.（簽訂合同）2.theprincipalappliesforissuingadirectL/GoracounterL/G（申請保函或反擔(dān)保函）3.theprincipal’bankissuesadirectL/GoracounterL/G（開立直接保函或反擔(dān)保函）4.thebeneficiary’sbankadvisesthedirectL/GorissuesaL/GagainstthecounterL/Gtothebeneficiary（通知或開立保函）5.thebeneficiaryclaimspaymentbypresentingawrittendemandtogetherwithrequireddocstothebeneficiary’sbank（交單索付）6.thebeneficiary’sbanktransmitsthedocstotheprincipal’sbankforpaymentoreffectspaymenttothebeneficiaryandclaimsreimbursementfromtheprincipal’sbank（寄單索付或付款后索償）7.theprincipal’sbankeffectspaymenttothebeneficiarythroughthebeneficiary’bankorreimbursestothebeneficiary’sbank（付款或償付）8.theprincipal’sbankasksforreimbursementfromtheprincipal（向申請人索償）保理Overallagreementoffactoringbetweentheexporterandfactor（簽訂保理總協(xié)議）Applyingforimporter’screditline（申請買方信用額度）Requestofcreditapproval（委托批準(zhǔn)信用額度）Investigationofimporter’screditandapprovingthecredi