2022年銀行招聘之銀行招聘綜合知識模擬考試試卷B卷含答案

2022年銀行招聘之銀行招聘綜合知識模擬考試試卷B卷含答案單選題（共100題）1、Writingoutalltheinvitationsbyhandwasmoretime-consumingthanwe（）.A.willexpectB.areexpectingC.expectD.hadexpected【答案】D2、申請人辦理銀行匯票，應向銀行填寫()一式三聯(lián)。A.銀行匯票辦理書B.銀行匯票申請書C.企業(yè)匯票申請書D.商業(yè)匯票辦理書【答案】B3、下面對作品、作家的表述，錯誤的是（）。A.湯顯祖，明代雜劇家，代表作為《牡丹亭》B.曹禺、夏衍是我國現(xiàn)代著名的劇作家C.塞萬提斯，西班牙作家，著有《魯濱遜漂流記》D.《老人與?！返淖髡呤敲绹骷液Ｃ魍敬鸢浮緾4、資料：RahulChadha,co-chiefinvestmentofficerforHongKong-basedMiraeAssetGlobalInvestments,hasafewchartsheisparticularlyfondofwhenitcomestotellingastoryaboutinvestinginChina.A.TheworkforceinChinahasincreasedinpasttenyearsB.internetfirmsbenefitalotfromtheincomegrowthC.TheChinesegovernmentisimprovingthesocialwelfareforpeopleD.thepercapitaincomeinChinaisexpectedto$12,500ineightyears【答案】A5、資料：ThemovementofconsumersfrompublicsocialmediatoprivatemessaginghasbeensorapidthatBusinessInsiderreportedthatthecombinedusageofthetopfourmessagingappsnowexceedsthecombinedusageofthetopfoursocialmediaapps。Fallingdataprices，cheaperdevices，andimprovedfeaturesarehelpingpropelthisgrowth。A.PeoplemakefunofeachotherontheseappsB.ItwouldmakethesocialmediadisappearC.YouneedtoputprivateinformationonthemallthetimeD.Itbuildsconnectionwithyourrealfriends【答案】D6、改革開放后，在我國北京設立的第一家外資銀行代表處是（）。A.日本輸出入銀行B.花旗銀行C.匯豐銀行D.荷蘭銀行【答案】A7、資料：Westernbusinessvisitorsareoftendeadline-drivenandunwillingtoslowdowntotheChinesepacewhendiscussingbusiness.ButinChinathepacecanbefastandslowsimultaneously.A.UnbiasedB.SlightlycriticalC.FullysupportiveD.Paradoxical【答案】B8、Passage8A.TherulesaregoodforlenderswhilebadforborrowersB.TheruleswillhelpbabyboomerseniorstosavemoneyC.TheruleswillhelpconsumersbetterunderstandreversemortgageD.Theruleswillbestricterforconsumers【答案】C9、下列句子中語句排列最連貫的一項是（）。A.（4）（5）（3）（1）（2）B.（5）（4）（2）（1）（3）C.（5）（3）（4）（1）（2）D.（4）（1）（2）（3）（5）【答案】B10、國務院辦公廳日前印發(fā)（）。進一步落實全國中醫(yī)藥大會部署，遵循中醫(yī)藥發(fā)展規(guī)律，認真總結中醫(yī)藥防治新冠肺炎經(jīng)驗做法，破解存在的問題，更好發(fā)揮中醫(yī)藥特色和比較優(yōu)勢，推動中醫(yī)藥和西醫(yī)藥相互補充、協(xié)調(diào)發(fā)展。A.《關于加快中醫(yī)藥產(chǎn)業(yè)發(fā)展的若干政策措施》B.《關于加快中醫(yī)藥事業(yè)發(fā)展的若干政策措施》C.《關于加快中醫(yī)藥特色發(fā)展的若干政策措施》D.《關于加快中醫(yī)藥傳承發(fā)展的若干政策措施》【答案】C11、Beforestartingtowriteeffectanalysisessay,oneshould_____betweencauseandeffect.A.disguiseB.distinguishC.diminishD.derive【答案】B12、資料：Changingcareersisbecomingmorepopular.Notjustbecausetherearemorecareeroptionsavailable,butalsooutofnecessity.Asnewindustriesarise,othersdie.It'suptoyoutofigureoutifyourcareerisstillgoingtobearoundinthenext5-10years.Somestudiessaywecouldhaveasmanyasninecareersinourprofessionallifetime.Whichbegsthequestion:doyouknowwhatittakestosuccessfullychangecareerlanesrepeatedly?A.YouwanttotrysomethingnewB.YouwanttomakeadifferenceandproveyourselfC.YouneedtomakemoremoneytobuyahouseD.Youneedtorelocate【答案】A13、中國的文字發(fā)展歷史源遠流長，下列關于字體描述，說法錯誤的是（）。A.在秦始皇統(tǒng)一中國后，推行的統(tǒng)一文字為小篆B.小篆的創(chuàng)制是中國第一次系統(tǒng)的將文字書體標準化的過程C.李斯的《泰山刻石》是小篆刻石的代表D.張芝是東漢著名書法家，最擅長小篆【答案】D14、為貫徹落實房住不炒的政策，各地政府紛紛出臺措施，對首套房和套房的信貸政策進行差異化處理，如提高二套房的首付比例。這樣的舉措屬于（）。A.間接性貨幣政策工具B.一般性貨幣政策工具C.選擇性貨幣政策工具D.直接性貨幣政策工具【答案】C15、Youcanonlybesureof（）youhaveatpresent;youcannotbesureofsomething（）youmightgetinthefuture.A.That;whatB.What;/C.Which;thatD./;that【答案】B16、維護文件的高度嚴密性是指（）。A.公文的保密性B.公文語言結構的嚴密C.公文行文文字_嚴密D.施行辦法的嚴密【答案】B17、Passage3A.therulesfordinnertimearenotstrictB.dinnerisalwaysatsixintheeveningC.afamilyoffersfoodonlyatfourintheafternoonD.peopleusuallyinvitetheirgueststodinnerlaterintheevening【答案】A18、兩個或兩個以上機關聯(lián)合行文時，必須經(jīng)過的一道程序是（）。A.審核B.簽發(fā)C.復核D.會簽【答案】D19、資料：Didyourchild'sbrainshrinklastsummer?Probablynot,butitmayhaveshiftedintoreverse,accordingtoastudybyDr.HarrisCooper,professorofpsychologyattheUniversityofMissouri-Columbia.Thestudyfoundthatwhenstudentsreturntoschoolafteralongsummervacation,they'velostonetothreemonthsworthoflearning.A.AftersummervocationkidswillloseonetothreemonthsworthoflearningB.AftersummervocationkidswillloselearningcapabilityinreadingC.SummervocationmakeskidsloselearningskillsinmathD.Summervocationbringskidspsychologicalproblems【答案】A20、EllenBrownsaystheexerciseshelp______herpainandstiffnessfromarthritis.A.rectifyB.reclaimC.reconcileD.relieve【答案】D21、Thesuddenheavyrain（）ourholidayplan.A.damagedB.destroyedC.sabotagedD.spoiled【答案】D22、Themusicarousedan（）feelingofhomesicknessinhim.A.intrinsicB.intentionalC.intermittentD.intense【答案】D23、資料：ZhangQiaoliuseshersparebedroomforstoringherstockofladies’fashion-wearandphotoshoots.SheisoneofmorethanfivemillionsmallonlinestoresoperatingacrossChina,somefromsmallapartmentsorevencollegedormitories.Shebuysdressesandaccessorieswholesale;atpricesunder$5,usingthewebsiteTaobao,shesellsthemonastheKittyLoveratpricesunder$10.A.555millionB.370millionC.740millionD.185million【答案】C24、久期分析也稱為持續(xù)期分析或期限彈性分析，是衡量利率變動對銀行（）影響的一種方法。A.當期收益B.風險水平C.資本充足率D.整體經(jīng)濟價值【答案】D25、資料：Stressisacommonfactorinlife.Childrenexperiencestressfromschool,newsocialsituationsandsimplygrowingup.Adultsfeelthestressofworking,payingbills,raisingkidsandmaintaininghouseholds.Seniorsalsofeelstress,eventhoughsomemayhaveretired,raisedtheirchildrenandpaidofftheirhomes.Certainamountsofstressareapartoflifeforpeopleofallages.A.AffectB.ImproveC.IntensifyD.Worsen【答案】D26、1，9，35，91，189，（）A.361B.341C.321D.302【答案】B27、庫存現(xiàn)金盤點應該由企業(yè)（）、審計人員和現(xiàn)金經(jīng)管人員共同進行。A.財務負責人B.單位負責人C.會計D.經(jīng)辦人員【答案】A28、在下列字符中，其ASCII碼值最小的一個是（）。A.控制符B.9C.AD.a【答案】A29、資料：AnewChinese-ledinternationaldevelopmentbankannounceditsfirstfourloansonSaturday,pledgingtolend$509millionforprojectstospreadelectricpowerinruralBangladesh,upgradelivingconditionsinslumsinIndonesia,andimproveroadsinPakistanandTajikistan.Atthefirstoftheannualgeneralmeetingsofininstitution,theAsianInfrastructureInvestmentBank,thebank’spresident,JinLiqun,saidtheprojectswerefinanciallysoundandenvironmentallyfriendlyandhadbeenacceptedbythepeopleintheprojectareas.A.Britain’sexitfromEuropeanUnionwillhaveanimpactonitsmembershipinthebankB.UnitedStatesandJapanwilljointheAsianInfrastructureInvestmentBanksoonC.MorecountriesareinterestedinthemembershipinthebankD.GermanyandFrancewilljointhebanksoon【答案】C30、Ihearmanyparentssayingthattheirteenagechildrenarerebellion.Iwishitwereso.Atyourageyououghttobegrowingawayfromyourparents.Youshouldbelearningtostandonyourowntwofeet.Buttakeagoodlookatthepresentrebellion.Itseemsthatteenagersarealltakingthesamewayofshowingthattheydegreewiththeirparents.Insteadofstrikingoutbravelyontheirown,mostofthemaretryingtoseizeatoneanother’shandsforsafety.A.becomedifferentfromothersinasmanywaysaspossibleB.findone’srealselfC.getintotherightreasonandbecomepopularD.rebelagainstparents【答案】B31、某醫(yī)院醫(yī)生甲為患者乙做手術時將一塊紗布遺留在乙腹腔，乙因此所受的損害應有（）。A.醫(yī)院承擔全部賠償責任B.甲承擔全部賠償責任C.醫(yī)院和甲承擔連帶賠償責任D.甲承擔賠償責任，醫(yī)院承擔補充責任【答案】A32、資料：之后，經(jīng)濟學家Mr.V發(fā)表了關于一些新名詞的感悟，請根據(jù)下列資料回答問題。A.whatglobalizationmeansforbusinessesB.howdefinitionsdifferfromeachotherC.howbusinessesgo“global”D.thedefinitionoftheterm“globalization”【答案】C33、資料：Gonearethedaysof“one-size-fits-all”employeebenefitsprogramsandherecomenewlydesignedandfullycustomizedvoluntarybenefits.Voluntarybenefitsareonlongerlookedatasjustafew“extras”,andarenowbecomingpartofacomprehensivebenefitspackage.Lot'stakealookathowvoluntarybenefitshavebecomemorecustomizedtomeettherequirementsofamoreparticularhealthcareconsumer.A.incurlesscostbythecompanytoofferbenefitprogramsB.covermanyofthegapsthattraditionalhealthbenefitsdonotcoverC.helpemployeeswhoaredealingwithtoughpersonalandcareermattersD.encourageemployeestostaywiththeircompaniesforlongerperiodsoftime【答案】B34、Ifyou’veeverplayedwithmagnets,youknowthatoppositepolesattractandlikepoles______eachother.A.haulB.repelC.disposeD.snatch【答案】B35、下列語句中，沒有語病的一項是（）。A.通過識別聲音就可以判斷出一個人是否感染了病毒，這聽起來像是東方夜譚，但這也是事實。B.一把椅子，加上“人體工學”四個字，就能賣三四千，甚至是八九千元，一萬多元左右的超級高價也不鮮見。C.一百多個科研單位的技術骨干云集會場，就不同領域的問題展開了熱烈的討論。D.金醫(yī)生歸來后，護士們蜂擁而至，熱情地在辦公室里向他問候?！敬鸢浮緼36、審計證據(jù)的()是指審計證據(jù)能如實反映客觀事實。A.可靠性B.及時性C.相關性D.謹慎性【答案】A37、資料：Nocredit，badcreditHearthetermsoftenenoughandtheycanblurtogether.Thesecreditstatusesaren’toneandthesame，though.A.Tohaveacredit-builderloanB.Toacquiresecuredcreditcards（whichrequireasecuritydeposit）orcollegestudentcreditcardsC.ToacquireacreditcardD.Allofabove【答案】D38、Itis___oftheyoungsenatortochallengetheleadershipsosoon.A.presumptuousB.jubilantC.quizzicalD.ultrasonic【答案】A39、Recently,XiangningstartedtocommunicatewithMike,thecontactpersonofMonsell.A.perfectB.moreperfectC.mostperfectD.perfectest【答案】A40、ClarksonLibrarywillbeclosedforrenovationsfromMay3toJuly15,____whichtimethecollectionwillnotbeopentothepublic.A.withB.betweenC.duringD.while【答案】C41、甲與妻子乙離婚多年，二人年幼的兒子丙的撫養(yǎng)權歸乙，但丙跟著乙母生活，甲與甲父共同在外務工，甲的祖父獨自在老家居住。期間，甲因工傷死亡，留下一筆錢款，對于該筆錢款，有權繼承的是（）。A.甲祖父B.乙C.丙D.乙母【答案】C42、資料：Asastartupfounder,mydailytasksincludeeverythingfromlong-termstrategicplanningtoapprovingteamoutingsandcompanycultureinitiatives.Dayafterday,thingsinevitablycomeupthatneedtogethandledASAP.ButI’vealsolearnedthatifyoudon’thaveastrategyformakingtimeforthosebiggerambitionsandyourtrulyloftygoals,they’llsimplynevergetdone.Andthatmeansyouwon’tmaketheprogressthat’sreallygoingtomoveyourbusinessforward.A.WhenyouaremostfocusedB.WhenthereisnodistractionsC.LateatnightD.Brightandearlyinthemorning【答案】A43、關于國際收支，下列說法正確的是（）。A.國際收支反映的內(nèi)容是以貨幣記錄的交易B.一國的領事館在所在國的消費不計入國際收支C.國際收支記錄的是一國居民間的交易D.依據(jù)交易雙方的國籍可以判定該項交易是否應包含在國際收支的范圍內(nèi)【答案】A44、Therearemanywaystodefinethe“time”ataparticular______.Here，onEarthourusualsystemisdefinedbythemotionoftheSuninthesky.A.districtB.iocationC.interpretationD.direction【答案】B45、資料：Gonearethedaysof“one-size-fits-all”employeebenefitsprogramsandherecomenewlydesignedandfullycustomizedvoluntarybenefits.Voluntarybenefitsareonlongerlookedatasjustafew“extras”,andarenowbecomingpartofacomprehensivebenefitspackage.Lot'stakealookathowvoluntarybenefitshavebecomemorecustomizedtomeettherequirementsofamoreparticularhealthcareconsumer.A.Becausevoluntaryplansare“onesizecanfitall”B.BecausevoluntaryplansarelessexpensivethanthetraditionaloneC.BecausevoluntaryplanscovereverythingfromfamilyvisioncaretopetinsuranceD.Becausegivesemployeesachancetoselectextrasthatthestandardhealthcareplandoesn'toffer【答案】D46、小劉奉命采購機器零件，一種零件的單價是500元，另一種零件的單價是700元。這兩種零件小劉都買了一些，且已知單價500元的零件數(shù)量占比不足50%。這次采購，小劉一共花了7100元，則他一共購買了（）件。A.11B.13C.14D.12【答案】A47、下列調(diào)查中，最適合采用重點調(diào)查的是（）。A.了解全國鋼鐵生產(chǎn)的基本情況B.了解全國人口總數(shù)C.了解上海市居民家庭的收支情況D.了解某校學生的學習情況【答案】A48、根據(jù)我國《反洗錢法》及中國人民銀行的規(guī)定，銀行等金融機構在反洗錢方面承擔的相關義務不包括（）。A.協(xié)助反洗錢調(diào)查B.對反洗錢工作的信息進行適度公開C.及時報告大額和可疑交易D.建立內(nèi)部反洗錢工作機制和規(guī)程【答案】B49、Heholdsanimportantpositioninthecompany.（）,Idon’tquitetrusthim.A.ThusB.FurthermoreC.OtherwiseD.Nevertheless【答案】D50、Duringherjunioryearofhighschool,DianeRay'steacherhandedheraworksheetandinstructedthe17-year-oldtomapoutherfuturefinanciallife.Raypretendedtobuyacar,rentanapartment,andapplyforacreditcard.Then,sheandherclassmatesplayedthe"stockmarketgame",investingthehypotheticalearningsfromtheirhypotheticaljobsinthemarketinthedisastrousfallof2008."Ourpretendinvestmentscrashed,"Raysays,stillfrightened."Wegottoknowhowitfelttolosemoney."A.betterstudents’learningmethodsB.preventstudentsgoingintodebtC.helpstudentsgetacceptedbycollegesD.makestudentsbecomeverywealthy【答案】B51、Youshouldmakechoicesbasedonyour______andlong-termneeds.A.superficialB.fundamentalC.primaryD.immediate【答案】D52、Passage2A.CarryamapB.RememberthephonenumberofthehostfamilyC.GettouchwithHomestayNetworkD.Waitforbeingcalled【答案】D53、資料：HowdidTencenttakeWeChatsofaraheadofitsrivals?Theanswerliespartlyinthepeculiaritiesofthelocalmarket.UnlikemostWesterners,manyChinesepossessedmultiplemobiledevices,andtheyquicklytooktoanappthatofferedthenaneasywaytointegratethemallintoasingledigitalidentity.InAmericamessagingappshadapotentcompetitorintheformofbasicmobile-phoneplans,whichbundiedinSMSmessaging.ButtextmessageswerecostlyinChina,soconsumerseagerlyadoptedfreemessagingapp.Ande-mailnevertookoffonthemainlandthewayithasaroundtheworld,mainlybecausetheinternetcamelate;thatleftanopeningformessagingapps.A.UsersareincreasingtoformgroupsB.ItcausedpeopletosendmoneyinrandomamountsC.Thegift-givingprocessbecameanexcitinggameD.ItchangedthewayChinesepeoplesendeachothergifts【答案】D54、資料：Peoplediffergreatlyintheirreadinesstotrynewproducts.Ineachproductarea，thereare“consumptionpioneers”andearlyadopters.Otherindividualsadoptnewproductsmuchlater.Afteraslowstart，anincreasingnumberofpeopleadoptthenewproduct.A.Theyrelymoreontheirownvaluesandjudgment。B.Theyarereluctanttotakerisks。C.Theyaremorereceptivetofamiliarthings。D.Theyaremorebrandloyal?！敬鸢浮緼55、資料：SingaporeAirlinesplanstointroduceinflightmobilephoneandinternetaccessinMaythisyear,beginningwithitsflagshipAirbusA380fleet.A.SingaporeAirlinestochargehighinternationalroamingratesB.SingaporeAirlinestoofferdifferentpricingmodelsforinflightmobileandInternetservicesC.SingaporeAirlinestounveilskyhighnetD.SingaporeAirlinestoconductonlinesurvey【答案】B56、資料：BankCDistheinstrumentuniformlyfiguringintheinvestmentoptionsofmostinvestors.BankofIndiaCDsaresafe,FDICinsured&offerdecentreturns.Thereisnobrokerage,nofeesorhiddencosts.However,theBankmayimposeafeeforadministrativeexpensesinvolvedinanylegalactioninconnectionwiththeCD.Lookatour‘StarCD’planbelow.A.TheminimumamounttoinvestisUSD2000B.YoumaychooseanymaturitydateasyouwishC.TheratesoncertificateofdepositsmayvarydaytodayD.Separatecertificatesofdepositswillbeissuedforadditionaldeposits【答案】B57、Sincethe1960s,therehavebeenseveralpoliciesdesignedto______thischallenge,includinginstitutionstailoredforsmallholderagriculture.A.doB.deliverC.copeD.address【答案】D58、資料：TencentHoldingsLtdhasannouncedthatitwillfullyopenupitsbigdataplatformandmachinelearningtechnologyinamovetobuilda"sharingeconomy"basedoncloudservices.EnterpriseswillbeabletouseasetofbigdataanalysistoolsdevelopedbyTencent,helpingthemgainabetterunderstandingoftheirclientsandimprovetheirproducts.A.CloudserviceshelpenterprisesgetaccesstoresourcesB.Tencent'seffortstodevelopcloudserviceC.TencentopensupbigdataplatformtoboostsharingeconomyD.Cloudtechnology【答案】C59、Childrenwhohavenegativerelationshipswiththeirparentsoftendevelop______problemsincludinglowacademicachievement，negativesocialrelationships，anddelinquency。A.domesticB.influentialC.diverseD.identical【答案】C60、Allkindsoftechniquesandmedicines______toextendhumanbeings’liveinrecentyears.A.havebeendevelopedB.arebeingdevelopedC.weredevelopedD.develop【答案】A61、InMayof1826,thefair-hairedyouthwiththeazureblueeyes（）forEuropetoturnhimselfintoascholarandalinguist.A.setaboutB.setdownC.setoutD.setup【答案】C62、美國宇航局利用一枚火箭在月球表面撞出直徑大約100英尺的大洞，科學家通過測量，發(fā)現(xiàn)了大約25加侖水蒸氣以及水冰。這一發(fā)現(xiàn)被美國《時代》周刊評選為2009年十大科學發(fā)現(xiàn)之一。這說明（）。A.認識產(chǎn)生于實踐的需要，反過來認識又推動了實踐的發(fā)展B.認識工具延伸了人類的認識器官，促進了人類認識的發(fā)展C.實踐鍛煉和提高了人的認識能力D.實踐能夠把認識和客觀事物加以對照【答案】B63、Passage9A.thereader’sexpectationsagreewithwhatissaidinthetextB.thereaderhastroubleunderstandingwhattheauthorsaysC.thereaderasksquestionsandgetsanswersD.thereaderunderstandsatextverywell【答案】B64、近年來，中國人民銀行加強了對利率工具的運用。利率調(diào)整逐年頻繁，利率調(diào)整方式更為靈活，調(diào)控機制日趨完善，利率作為重要的經(jīng)濟杠桿，在國家宏觀調(diào)控體系中將發(fā)揮更加重要的作用。A.制定相關政策對各類利率結構和檔次進行調(diào)整B.發(fā)放政府發(fā)行的中、長期國庫券C.調(diào)整金融機構法定存貸款利率D.制定金融機構存貸利率的浮動范圍【答案】B65、資料：Goodlisteningismuchmorethanbeingsilentwhiletheotherpersontalks.Tothecontrary,peopleperceivethebestlistenerstobethosewhoperiodicallyaskquestionsthatpromotediscoveryandinsight.Thesequestionsgentlychallengeoldassumptions,butdosoinaconstructiveway.Sittingtheresilentlynoddingdoesnotprovidesureevidencethatapersonislistening,butaskingagoodquestiontellsthespeakerthelistenerhasnotonlyheardwhatwassaid,butthattheycomprehendeditwellenoughtowantadditionalinformation.Goodlisteningwasconsistentlyseenasatwo-waydialog,ratherthanaone-way“speakerversushearer”interaction.Thebestconversationswereactive.A.HewantstochallengethespeakerB.HeisgettingboredofnoddingC.HeislisteningcarefullyD.Hewantstomakethedialogstop【答案】C66、表外業(yè)務與中間業(yè)務的最大區(qū)別在于（）。A.反映的資產(chǎn)不同B.反映的負債不同C.承擔的風險不同D.獲得的權益不同【答案】C67、Youshouldbe______withyourmovementsbecauseofallthesecurity.A.usefulB.skillfulC.carefulD.helpful【答案】C68、資料：Economicperformanceisimprovinginmostoftheworld'sleadingeconomiesbutisstillshortofaself-sustainingupswing,theOrganizationforEconomicCooperationandDevelopmentsaidonWednesday.A.TheprosperityoftheleadingeconomiesB.TheengineoftheworldeconomyC.China，thetrailblazeroftheworldeconomyD.Globaleconomyimprovingbutlacksself-sustainingupswing【答案】D69、資料：MemoA.SheistheownerofafinancialsevicescompanyB.ShehaspublishedseveralbooksC.ShehasexperiencerunningabusinessD.Sheteachesmanagementcoursesatauniversity【答案】C70、Passage2A.HowrichandpoorregionscanshareresponsibilityincurbingglobalwarmingB.HowhumanandeconomiclossesfromclimatechangecanbereducedC.Howemissionsofheat-trappinggasescanbereducedonaglobalscaleD.Howrichcountriescanbetterhelppoorregionsreduceclimatehazards【答案】D71、在“資源管理器”窗口中，用戶若要選定多個連續(xù)的文件或文件夾，須在鼠標單擊操作之前按下（）鍵。A.CtrlB.ShiftC.AltD.Tab【答案】B72、“谷賤傷農(nóng)”經(jīng)濟現(xiàn)象的根源在于：農(nóng)產(chǎn)品的需求價格彈性（）。A.小于1B.大于1C.等于1D.為0【答案】A73、債券本期收益率的計算公式是（）。A.票面收益/市場價格B.票面收益/債券面值C.(出售價格一購買價格)/市場價格D.(出售價格一購買價格)/債券面值【答案】A74、新中國成立后，（）是人民銀行大一統(tǒng)銀行體系中的外匯業(yè)務的工作部門，是在人民銀行領導下的經(jīng)過中央人民政府政務院特許的外匯專業(yè)銀行。A.中國工商鋃行B.中國銀行D.中國農(nóng)業(yè)銀行C.中國建設銀行D.中國農(nóng)業(yè)銀行【答案】B75、Mayisas（）asapeacockandalwayswantstobethecenter.A.beautifulB.smartC.slenderD.vain【答案】D76、全面深化改革的總目標是（）。A.在重要領域和關鍵環(huán)節(jié)改革上取得決定性成果，形成系統(tǒng)完備、科學規(guī)范、運行有效的制度體系。使各方面制度更加成熟更加定型B.完善和發(fā)展中國特色社會主義制度，推進國家治理體系和治理能力現(xiàn)代化C.維護最廣大人民根本利益，最大限度增加和諧因素D.實現(xiàn)中華民族偉大復興的中國夢【答案】B77、資料：Acknowledgingthatso-calledcloudcomputingwillblurthedistinctionsbetweencomputersandnetworks,abouttwodozenbiginformationtechnologycompaniesplantoannounceanewstandards-settinggroupforcomputernetworking.Thegroup,tobecalledtheOpenNetworkingFoundation,hopestohelpstandardizeasetoftechnologiespioneeredatStanfordandtheUniversityofCalifornia,Berkeley,andmeanttomakesmallandlargenetworksprogrammableinmuchthesamewaythatindividualcomputersare.A.ItdeviatesfromthetraditionalInternetB.ItismeanttohelpwiththestoringandprocessingofinformationoncomputersC.ItisaninitiativeofNickMcKeownandhiscolleaguesD.Itwilltriggernewinnovationsinthefieldofcloudcomputing【答案】C78、Passage7A.TheyturntophysiciansforadviceB.TheytendtomakeriskydecisionsC.TheyadoptatotallynewperspectiveD.Theyrefrainfromtryinganythingnew【答案】D79、資料：Demystifyinghowsocialandhuman-likerobotsworkisvitalsothatwecanunderstandandshapehowtheywillaffectourfuture,DrHaticeGuneswilltelltheHayFestivalnextweek.(1)A.itisnotmeaningfulforrobotstohavetheappearanceofhumanB.peoplewhomaketheappearanceofrobotsveryhuman-likeshouldbeblamedC.peopleneedtopaymoreattentiontothedevelopmentofrobots’functionsD.theappearanceofrobotshasbecomemoreandmoreemotional【答案】C80、最廣義的投資銀行定義是指（）。A.任何經(jīng)營華爾街金融業(yè)務的銀行B.指經(jīng)營一部分或者全部資本市場業(yè)務的金融機構C.投資銀行是指經(jīng)營資本市場某些業(yè)務的金融機構D.在一級市場上承銷證券籌集資本和在二級市場上交易證券的金融機構【答案】A81、NextMondayisTina’sanniversaryoftheentrytoAppleInc.She____bythecompanyfor15wholeyearsbythen.A.willhavebeenemployedB.willhaveemployedC.hasbeenemployedD.willemployed【答案】A82、資料：Globalbusinesstraveltopped$1.2trillionandisexpectedtoreach$1.6trillionby2020,accordingtonewresearchbytheGlobalBusinessTravelAssociation（GBTA）,anassociationrepresentingtheinterestsofcorporatetravelmanagers.What’smoreChinahasnowsurpassedtheU.S.asthelargestbusinesstravelmarketintheworld,ringingup$291billionlastyear.A.ImmigrationRulesB.StraightlineupwardsinworldeconomyC.USpresidentialelectionD.Weakeningglobaleconomy【答案】B83、Indeed,somenewlydowngradedjournalistsare______arguingthattheyarecapableofseparatingprofessionalandpersonalmatters.A.indignantB.objectiveC.empiricalD.ingenious【答案】A84、并非只有人類才有利他主義行為，這句話等同于（）。A.有些動物具有利他主義行為B.只有人類才有利他主義行為C.除了人類，其他動物都有利他主義行為D.利他主義行為并不是所有動物都具有【答案】C85、資料：“Iwouldn’tbeheretodayifnotforthegenerosityofstrangers,”saidMichaelMoritz,whileannouncingamajordonationtoOxfordUniversity.AformerTimeMagazinereporter,Mr.MoritzleftjournalismtobecomeoneofthemostsuccessfulventurecapitalistsinSiliconValley.ThroughSequoiaCapital,thefirmhejoinedin1986andhasledformanyyears,Mr.MoritzwasanearlyinvestorinGoogle,Yahoo,PayPalandLinkedIn.Hispersonalfortuneisestimatedatwellover$1billion.OxfordUniversityannouncedlastWednesdaythatheandhiswife,thenovelistHarrietHeyman,donated￡75million,or$115million,tofundanewscholarshipprogramaimedatprovidingfinancialaidtostudentsfromlow-incomebackgrounds.Behindtheheadlinesaboutthesizeofthegiftwasafamilystoryofimmigration,educationandasenseofobligationthattranscendedgenerations.A.anindependentjournalistorreporterwhosellsnewstowebsitesB.apersonwithanunnaturallystronginterestinunpleasantthingsC.alatestnewsitemthatreleasedexclusivelyontheinternetD.anonlinelinkthatdirectspeopletothemostheatedissue【答案】B86、Wecangive____dependingonthemodelnumber.A.accountB.disciplineC.discountD.disconnect【答案】C87、資料：Largeindustrializedarenowinarecession.Whataretheprospectsforeconomicrecovery?A.ConsumerandinvestorstillholdconfidenceintheUSeconomyB.ThereislittlescopeforprovokingtheeconomyC.USispredictedtoberecoveringveryslowlyD.TheUSrecoverywouldgivetherestoftheworldamorepromisingfuture【答案】A88、在Word的編輯狀態(tài)下，打開了文檔“myl．doc”，把當前文檔以“my2．doc”為名進行“另存為”操作，則（）。A.當前文檔是my1.DocB.當前文檔是my2.docC.當前文檔是my1.doc與my2.docD.my1.doc與my2.doe全部關閉【答案】B89、根據(jù)財務管理理論，企業(yè)在生產(chǎn)經(jīng)營活動過程中客觀存在的資金運動及其所體現(xiàn)的經(jīng)濟利益關系被稱為（）。A.企業(yè)財務管理B.企業(yè)財務活動C.企業(yè)財務關系D.企業(yè)財務【答案】D90、年度決算是銀行在每個會計年度終了，對全年的會計資料加以歸納、整理與核實，以檢查本年度的()。A.各項財務制度及方針政策的情況B.銀行經(jīng)營情況C.銀行盈虧情況D.銀行工作進展【答案】A91、二戰(zhàn)后第一個圣誕節(jié)來臨之際，美國雷諾公司看準這個時機，從阿根廷引進了美國人從未見過的圓珠筆并很快形成了規(guī)模生產(chǎn)。當時每支圓珠筆的生產(chǎn)成本只有0．5美元，雷諾公司通過對市場的充分研究后認為j圓珠筆在美國屬于首次出現(xiàn)，奇貨可居，又值圣誕節(jié)，應用高價格引導，刺激消費。于是，公司決定以10美元批給零售商，零售商則以每支20美元賣給消費者。事情果然如預測的那樣，圓珠筆盡管以生產(chǎn)成本40倍的高價上市，但是立刻以其新穎、奇特、高貴的魅力風靡全美國。雖然后來跟風者蜂擁而至，生產(chǎn)成本降到了0．1美元，市場價也跌倒了0．7美元，但雷諾公司早已狠狠地賺了一大筆。雷諾公司的這種定價方式屬于（）。A.撇脂定價B.滲透定價C.心理定價D.差別定價【答案】A92、我國現(xiàn)行憲法規(guī)定（）。A.社會主義的公有財產(chǎn)不可侵犯.公民的私有財產(chǎn)不受侵犯B.中華人民共和國的公有財產(chǎn)神圣不可侵犯，公民的私有財產(chǎn)不受侵犯C.社會主義的合法的公有財產(chǎn)神圣不可侵犯，公民的私有財產(chǎn)不受侵犯D.社會主義的公有財產(chǎn)神圣不可侵犯，公民的合法的私有財產(chǎn)不受侵犯【答案】D93、（）是單位和個人在銀行開立的主要賬戶。A.基本賬戶B.輔助賬戶C.活期儲蓄存款D.定期儲蓄存款【答案】A94、下列說法中，不屬于中央銀行存款準備金政策優(yōu)點的是（）。A.中央銀行具有完全的自主權B.對貨幣供應量的作用迅速C.作用猛烈，缺乏彈性D.對松緊信用較公平【答案】C95、Airlinesarealreadyincreasingtheirpriceonthe____thatfuelpricesaregoingtorise.A.consumptionB.destructionC.assumptionD.presumption【答案】C96、Everythingreturnedtonormal（）nothinghadhappened.A.asifB.becauseC.whenD.For【答案】A97、Thedoctorhitmejustbelowthekneetotestmy___.A.influxesB.inflowsC.flexesD.reflexes【答案】D98、在下列字符中，其ASCII碼值最小的一個是（）。A.控制符B.9C.AD.a【答案】A99、資料：Nomatterhowcarefullyyoupickthemembersonyourteam,youmaystillendupwithanegativeemployee.Theseworkersdon’tnecessarilyfallintothecategoryof“toxic,”butthey’rejustkindofadragwiththeircynical,pessimisticworldview.Ifyou‘redealingwithanegativeemployee,hereare3stepstotake.A.Ifyourmanagerissupportive,youmightfeelmorepositiveB.NegativeemployeesaredevastatingtothecompanyC.RaisingsalarieswillmakeemployeesfeelpositiveD.Promotionsmeansagreatdealtotheemployees【答案】B100、Thecompany'sprofitsare______tohittheirpeakinthenextquartermainlyduetothereleaseofitsnewlineofclothing.A.forecastB.forecastingC.toforecastD.willforecast【答案】A多選題（共50題）1、與其他商業(yè)銀行相比，新成立的中國郵政儲蓄銀行的特征有（）。A.以零售和中間業(yè)務為主B.為廣大農(nóng)村地區(qū)居民提供基礎金融服務C.存款和貸款總額最高D.與其他商業(yè)銀行之間為互補關系【答案】ABD2、存款類金融機構現(xiàn)金流量表中，屬于現(xiàn)金流入的項目有（）。A.利息收入B.償還債務C.利潤分配D.增發(fā)資本【答案】AD3、一般性貨幣政策包括（）。A.存款準備金政策B.再貼現(xiàn)C.公開市場操作D.窗口指導【答案】ABC4、網(wǎng)頁是構成網(wǎng)站的基本元素，是承載各種網(wǎng)站應用的平臺，以下關于網(wǎng)頁的說法中，正確的是（）。A.網(wǎng)頁可以包含多種媒體B.網(wǎng)頁就是網(wǎng)站C.用瀏覽器瀏覽網(wǎng)頁D.網(wǎng)頁可以實現(xiàn)一定的交互功能【答案】ACD5、下列屬于通貨膨脹的經(jīng)濟現(xiàn)象是（）。A.需求擴張B.存款增加C.價格上漲D.價格下降【答案】AC6、在經(jīng)濟蕭條時。財政可以通過（）來擴大需求，刺激經(jīng)濟發(fā)展。A.減少福利補貼支出B.降低稅率C.增加政府采購D.提高財政補貼【答案】BCD7、防火墻是一項信息安全的防護系統(tǒng)，依照特定的規(guī)則，允許或是限制傳輸?shù)臄?shù)據(jù)通過。如果你在自己的電腦上安裝了防火墻軟件，下列說法錯誤的是（）。A.防火墻軟件有可能導致你的電腦不能訪問特定的Web網(wǎng)站B.防火墻軟件有可能導致你無法訪問自己電腦硬盤上存儲的文檔C.防火墻軟件使得你在網(wǎng)絡購物時，不容易被虛假廣告所欺騙D.防火墻軟件使得你可以翻墻到國外的網(wǎng)站【答案】BCD8、《新巴賽爾資本協(xié)議》的“三大支柱”是指（）。A.最低資本要求B.監(jiān)管部門的監(jiān)督檢查C.市場約束D.銀行治理結構【答案】ABC9、記賬憑證必須按規(guī)定填制，下列選項中屬于必備內(nèi)容的有（）。A.日期、編號B.金額C.摘要D.會計科目【答案】ABCD10、中國農(nóng)業(yè)銀行于2010年7月15日和16日正式在上海和香港兩地上市，至此，中國四大國有商業(yè)銀行全部實現(xiàn)上市，中國金融改革開始新的一頁。A.中國境內(nèi)的居民B.境外的投資者C.中國香港的投資者D.中國臺灣的投資者【答案】BCD11、貸款業(yè)務的創(chuàng)新主要反映在（）。A.農(nóng)業(yè)貸款B.消費者信貸C.住宅貸款D.一次性償還貸款E.科技貸款【答案】BC12、下列各項中，屬于管理費用核算內(nèi)容的是（）。A.企業(yè)在籌建期間的注冊登記費B.企業(yè)繳納的礦產(chǎn)資源補償費C.企業(yè)繳納的排污費用D.業(yè)務招待費【答案】ABCD13、凱恩斯的“流動性偏好理論”認為人們的貨幣需求是由（）所決定。A.交易動機B.預防動機C.安全動機D.投機動機【答案】ABD14、證券價格越高，則意味著（）。A.利息率越高B.人們處于投機動機持有的貨幣數(shù)量越少C.利息率越低D.人們處于投機動機持有的貨幣數(shù)量越多【答案】CD15、存款類金融機構工作人員對前來查詢單位存款的查詢者遇到下列（）情況，有權拒絕。A.出示了合作證件B.出示了縣級人民法院簽發(fā)的“協(xié)助查詢存款通知書”C.出示了“協(xié)助査詢存款通知書”上未經(jīng)金融機構有關負責人簽字D.出示了市級中級人民法院簽發(fā)的“協(xié)助查詢存款通知書”【答案】AC16、政府審計、內(nèi)部審計、注冊會計師審計共同構成了審計的監(jiān)督體系。其中，政府審計與注冊會計師審計在（）方面是不同的。A.對發(fā)現(xiàn)問題的處理方式B.審計要實現(xiàn)的目標C.對內(nèi)部審計進行了解D.審計中取證的權限【答案】ABD17、按股東權利的不同，股票可分為（）。A.普通股B.優(yōu)先股C.個人股D.法人股【答案】AB18、將凈利潤調(diào)節(jié)為經(jīng)營活動的現(xiàn)金流量需要調(diào)整的項目有（）。A.資產(chǎn)減值準備B.公允價值變動損失C.財務費用D.遞延所得稅負債增加或減少【答案】ABCD19、中國農(nóng)業(yè)發(fā)展銀行的主要業(yè)務包括（）。A.辦理肉類、食糖、煙葉、羊毛等國家專項儲備貸款B.辦理糧食、棉花、油料加工企業(yè)收購資金貸款C.在境內(nèi)外資本市場、貨幣市場籌集資金D.辦理業(yè)務范圍內(nèi)開戶企事業(yè)單位存款【答案】ABD20、我國常見的幾種氣候類型有（）。A.寒風B.氣旋C.梅雨D.臺風E.沙塵暴【答案】ABCD21、現(xiàn)金日記賬的登記依據(jù)有（）。A.現(xiàn)金收支的原始憑證B.現(xiàn)金收款憑證C.現(xiàn)金付款憑證D.銀行存款付款憑證E.現(xiàn)金結余憑證【答案】BCD22、《個人存款賬戶實名制規(guī)定》所稱個人存款賬戶包括（）。A.活期存款賬戶B.定期存款賬戶C.定活兩便存款賬戶D.通知存款賬戶【答案