2022年銀行招聘考試題庫自我評估300題A4版打印(河北省專用)

《銀行招聘》職業(yè)考試題庫

一,單選題(共200題，每題1分，選項中，只有一個符合題意)

1、Passage4

A.builduptheirconfidenceatschool

B.findworkexperienceopportunities

C.improvetheirsocialskillsforthefuture

D.playanactiveroleinthechangeofsociety【答案】DCX4T7G10D1I4S10A7HX10Y4E1S3P8W2O5ZF1M3Y4Z4U5K3H42、Dreamisastorythatapersonwatchesoreventakespartinduringsleep.Dreameventsareimaginary,buttheyarerelatedtorealexperiencesandneedsinthedreamer’slife.

A.tryingtohelpthedreamerrecallhisearlierdreams

B.studyingthebenefitsofdreams

C.helpthepersonunderstandhimselfbetter

D.tryingtomakethesleeperdreamlogically【答案】CCG7H1G4M5G2J5R8HE4W6X5P9S2V8J8ZH3A8I8Y4U3E8E63、資料：Whatattractscustomers?Obviouslythequalityofaproductdoes,butvisualimagescontributeagreatdeal.Itisnotonlytheimageprovidedbythepackagingthatcountsbutthewholecorporateidentityofthecompany.

A.What’sintheimage?

B.Whatattractscustomers?

C.What’sinalogo?

D.Noneofabove【答案】BCQ3T1W4K7R10F9A4HU9Z10Z6L9X7I2C10ZL7O3R1Q10M1T4O24、Forthousandsofyearspeoplecommunicated___littlemorethanwords,stonetablets,andsmokesignals.

A.touse

B.used

C.use

D.using【答案】DCD10U4B5G10I5N10Q2HN4D1T2E2E8K4F10ZP1H10I5U5K4S3P95、資料：BankCDistheinstrumentuniformlyfiguringintheinvestmentoptionsofmostinvestors.BankofIndiaCDsaresafe,FDICinsured&offerdecentreturns.Thereisnobrokerage,nofeesorhiddencosts.However,theBankmayimposeafeeforadministrativeexpensesinvolvedinanylegalactioninconnectionwiththeCD.Lookatour‘StarCD’planbelow.

A.allowed,without

B.banned,with

C.allowed,with

D.banned,without【答案】ACA1S3R5E8S3I7K10HJ5W1Q6C9E8X4M7ZP5B2M3H1A5Q4D86、向人民銀行發(fā)行庫提取現(xiàn)金時，現(xiàn)金提回后，管庫員清點核對現(xiàn)金無誤后，填制()一式兩聯(lián)，一聯(lián)留存，一聯(lián)交出納人員。

A.現(xiàn)金出庫票

B.現(xiàn)金入庫票

C.銀行存款入庫票

D.銀行存款出庫票【答案】BCY2A8Y5U2Y10J8O9HJ6T6R9U1Z4E8Q5ZG3V2U6P9Q1B2R57、下列各種情況，不需要進行全面財產(chǎn)清查的是（）。

A.更換倉庫保管人員時

B.單位主要負(fù)責(zé)人調(diào)離工作時

C.企業(yè)股份改造時

D.企業(yè)改變隸屬關(guān)系時【答案】ACF3X1Q6J4N9D4J6HB9Q7L6Z7P7U9M7ZT6A1N1U2P1Z6A108、人民幣匯率形成機制改革堅持主動性、可控性、漸進性的原則，2005年7月21日，人民幣匯率形成機制改革啟動，開始實行以市場供求為基礎(chǔ)、參考一籃子貨幣政策進行調(diào)節(jié)、有管理的浮動匯率制度。自匯率形成機制改革以來，人民幣匯率彈性逐步擴大，并形成雙向波動的格局，呈現(xiàn)穩(wěn)中有升的態(tài)勢。

A.銀行間外匯市場

B.同業(yè)拆借市場

C.票據(jù)市場

D.債券市場【答案】ACR9L4E9A10U9E5P2HW1V10Q6N6I4A4W8ZB8Y6N1K7P7E7W29、We’llgiveeveryemployee____fordevelopment.

A.room

B.house

C.employment

D.place【答案】ACL10L3X7H1N4T10G9HQ7H9B8O2S5G5J6ZM7N5T8H7S6N8I310、新中國成立以來被國家授予第一個特等發(fā)明獎的科學(xué)家是（）。

A.錢學(xué)森

B.李四光

C.鄧稼先

D.袁隆平【答案】DCN5P9H9L6Z6F2O9HU9C9B5G9C9F2C1ZZ2F7M4N9V3G3Z611、計算機的指令包括操作碼和（）。

A.地址碼

B.運算碼

C.編譯碼

D.機器碼【答案】ACG4N8L4Y5B4P3J5HX6L10R2B1G9S9R1ZT1H2T5A2T2F9R712、資料：FORTWOMARKETINGEXECUTIVES

A.Emma,masterdegreeinEnglish,frequentbusinesstripsareacceptable

B.LiLei,masterdegreeinManagement,3years’experienceinmarketing,goodEnglishandcomputerskills

C.Jack,bachelordegreeinManagement,goodEnglish

D.Jimmy,masterdegreeinMarketing,2years’experienceinmarketing,goodEnglishandcomputerskills【答案】BCN10J3P9T8I6O7E10HI2U6X9M1B6Z3V4ZJ1K2U7C10Y2O9I1013、有一批書要翻譯，如果甲單獨翻譯需要22天，如果是乙單獨翻譯需要11天?，F(xiàn)在甲先翻譯一天，乙接著翻譯一天，然后甲再翻譯一天……如此以后，翻譯完這批書需要（）天。

A.16

B.15

C.17

D.14【答案】BCX9S4E2E7D6J8Y4HD7Z3W8K4S5H1E6ZS3S8C7I9U4S5N514、從融資角度看，下列屬于間接融資工具的是（）。

A.銀行承兌匯票

B.企業(yè)債券

C.商業(yè)票據(jù)

D.公司股票【答案】ACJ8V7C2Y3R2W8U3HY5I3C8I9G5P8A8ZM1N7A10U3W6V2O615、下列說法，錯誤的是()。

A.我國商業(yè)銀行經(jīng)營活動的不確定性越來越高，表外信息的內(nèi)容也在不斷擴展

B.我國商業(yè)銀行會計信息披露已逐漸從會計報表披露為主轉(zhuǎn)向會計報表、會計報表附注及其他財務(wù)會計報告共同披露的新的發(fā)展階段

C.我國在會計信息披露方面存在很多問題

D.與會計報表披露相比，會計報表附注披露比較強大【答案】DCO10P6J6I9W8O4P9HD2W6M10W2X9C2G2ZO5A8T4X7P2H3H316、HurricaneKatrinapassedinmyownsurroundingsand

A.involved

B.entailed

C.panicked

D.panic【答案】ACP5L4I1O7Q6O6J1HU4I4A5W4B3X3W8ZE1E8E7F10C2I5X517、2017年4月份，某省規(guī)模以上食品工業(yè)增加值同比增長15.0%，比全省規(guī)模工業(yè)平均水平高9.4個百分點。其中，農(nóng)副食品加工業(yè)增長14.0%，食品制造業(yè)增長18.6%，酒、飲料和精制茶制造業(yè)增長13.9%。1—4月，規(guī)模以上食品工業(yè)產(chǎn)值累計增長11.6%，增幅比全省規(guī)模工業(yè)平均水平高4.5個百分點。

A.熟肉制品

B.米制半成品

C.冷凍蔬菜

D.醬油【答案】BCW4B5E1P5Z10W3G1HI9D3N6D1Q10G6U10ZR10N1R9G3Q1A3F918、資料：It'salmostconsideredsacrilegioustodaytoleaveworkattheendofyourworkdayor（forshamel）onaFridayandsimplynotcheckyouremailuntilyoureturntheofficeduringnormalworkinghours.

A.It’sshameifyoucheckyouremailallthetime

B.Theemployeesarewillingtoleaveworkattheenddayoftheworkday

C.Theemployeesareexpectedtoansweremailsalthoughit'snotworkingtime

D.Workemailistheessentialpartinworker’sdailylife【答案】CCN8W8F9F7E1K1L4HR4K3S2T6V6G7D10ZJ10B4R2T5X6C9S619、資料：ZhangQiaoliuseshersparebedroomforstoringherstockofladies’fashion-wearandphotoshoots.SheisoneofmorethanfivemillionsmallonlinestoresoperatingacrossChina,somefromsmallapartmentsorevencollegedormitories.Shebuysdressesandaccessorieswholesale;atpricesunder$5,usingthewebsiteTaobao,shesellsthemonastheKittyLoveratpricesunder$10.

A.Becausetherearealotmoreoptionsonline

B.Becauseconsumersaregainingmorepowerthankstoonlineshopping

C.Becauseregulationsaboutonlineshoppingwillbeimprovedsoon

D.Becausetherearestillmanyqualifiedgoodsandtrustworthyonlinestores【答案】BCY9J8I8T8O7A3A10HY2D8F10L8P9C6V9ZZ2U10E8R5Y5S1M520、資料：Thehopflowerhasbeenusedinbeer-makingatleastsincetheeighthcentury.Traditionallyitwasapreservative,butitalsoimpartsflavor.Tosome,thetasteisbitterandunpalatable,andthusmanybrewersuseonlyminimalamounts.But,dependingonvariety,growingconditions,andotherfactors,hopscanimpartarangeofflavorsthatconnoisseurssayrivalsthatofwinegrapes.Startinginthenineteen-seventies,smallbrewersontheWestCoastbegandramaticallyuppingtheamountofhopsintheirbrews.OneoftheirmostpopularproductswastheIndiapaleale,orL.P.A.,abrewthathasbeenaroundsincethelateeighteenthcentury.ThestorygoesthatnecessitydrovetheBritishtoaddlargequantitiesofhopsinordertopreservethebeertheyshippedtoIndia,toquenchthethirstoftheSahibsmanagingtheEmpirethere.

A.Becauseconnoisseurssaiditsflavorrivalsthatofwinegrapes

B.Becausethereweredifferentvarieties

C.Becauseithelpedpreservebeer

D.Becauseonlysomepeopledidn’tlikethetaste【答案】ACT10L6G10R2W2F7V7HY9B5F8H1R2R1T8ZT2G10W6Z10E5V5S221、資料：DesktopSupportforPrivateEquityFirminMidtown

A.Customerserviceskills

B.Richexpression

C.Knowledgeofcomputerhardware

D.Knowledgeofnetworkprinterinstallation【答案】BCU3V9T9V7C3N6A5HV5A8R4L2G8E8A2ZY7R5A10O5J2M1R822、3月份，企業(yè)銷售商品5萬元，5月份收到款項。企業(yè)應(yīng)該在何時確認(rèn)收入？（）

A.3月

B.5月

C.3月到5月間均可

D.當(dāng)年即可【答案】ACW4L9L6L2T4E10N9HL7W3D5Y5A1V9E2ZT10U4R9X3N8Z9Z123、Let'sfaceit.Gardeningfanaticslikenothingbetterthantohavetheirhandsstuckinthesoilortobetrimming,pruning,orharvestingthefruitsoftheirlabors.Butforonce,hereisanobsessionwhichbenefitsthewholecommunitybybeautifyingtheenvironmentandproducingcooler,morefragrant,andcleanerair.Torecognizethatfact,theTampaCityCouncilhasdecidedtoawardgenerousprizestothemostbeautifuldisplaysthisspring.

A.AllresidentsofTampa

B.Theownersofgardeningstores

C.ThemembersoftheTampaCityCouncil

D.Thejudgesofthecompetition【答案】ACR2C1Q7L4F8Q10T1HX8I1E9H9A8Z5C7ZW7H3T1A1D8E7F224、Passage8

A.explosivegrowth

B.thereformofreversemortgagemarket

C.littleconsiderationtosuitability

D.aggressiveandimpropermarketing【答案】BCH4F6Z10G8I8H10K5HE9I7A3V5A7Q2X8ZA5Z9N6S7L5X7O1025、乘火車從甲城到乙城，原來需要10.14小時，1998年第一次提速30%，1999年第二次提速30%，2000年提速20%，三次提速后，從甲城到乙城需要（）

A.4.5

B.5

C.6

D.8.2【答案】BCA8U8L1B3F10T9V7HB5V3L10F5V10B4T4ZW8Z10G6H6X6F9D1026、Tom!You（）onthephonejustnow,butyou（）in.

A.wanted,were

B.arewanted,are

C.werewanted,weren’t

D.called,aren’t【答案】CCW6M3F3I4H3Y2S9HI9L6P7N5A10K8P1ZV3K3I7Y4E1B5L427、2019年5月30日，作為牽頭簿記管理人和聯(lián)席主承銷商，中國銀行協(xié)助（）政府發(fā)行20億元熊貓債券，期限3年，獲得約63.3億元認(rèn)購，票面利率4.09%。其中，境內(nèi)投資人占比51.5%，境外投資人占比48.5%。本期債券是（）政府首次發(fā)行以人民幣計價的國債，也是首個歐元區(qū)國家進入中國大陸市場發(fā)行“熊貓債”。

A.西班牙

B.意大利

C.德國

D.葡萄牙【答案】DCH7L9Y5H5C9O8N6HO6H2O8I4N3B7L6ZS4W6M10Q9F5P10V528、MuchofCanada’sforestry____goestowardsmakingpulpandpaper.

A.production

B.introduction

C.orientation

D.multiplication【答案】ACC6C5P10M3B3T4E7HP3F9B6S6X2U9D4ZF7J3N1D8B8N1X929、《商業(yè)銀行法》規(guī)定了商業(yè)銀行的經(jīng)營原則，即商業(yè)銀行以安全性、流動性、效益型為經(jīng)營原則以及實行“四自”，其中“四自”中不包括（）。

A.自主經(jīng)營

B.自我監(jiān)督

C.自負(fù)盈虧

D.自我約束【答案】BCJ7H10W10B3M5F8J7HB5W5F8W8B2O3U3ZL6T5K7R4K9Y3E530、LuoJingyu,19,hasfouryearsofexperienceofrunningbusiness.HeisalsoafreshmanintheartsdepartmentofHubeiUniversity.

A.Luolearnttomakelanternsfromhisfather

B.Luo’sfriendsadvisedhimtosellpaintingtools

C.ThelossatthedressshoptaughtLuoalesson

D.Luoborrowedmoneyfromthebanktoopenshops【答案】CCO7E6Q9Q5D3A8M9HY6I4F3T3F7C6O10ZT8Z2C1F4U1F7X331、閱讀理解

A.thedistortionofrealitybyscience

B.theconfusioncausedbyemotions

C.Platonicandcontemporaryviewsoftruth

D.theplaceofscientifictruthinourlives【答案】DCR1A6R1V3Q3E8V9HZ8Q9Y3W1P3J9J9ZI6N5Z10H6S9G2U732、下列關(guān)于我國地理常識的說法，正確的是（）

A.以北京、天津、唐山為中心的京津唐地區(qū)是我國最大的綜合性工業(yè)基地

B.中國稀土的儲量和產(chǎn)量均居世界首位

C.準(zhǔn)噶爾盆地位于新疆境內(nèi)，在天山以北，是我國最大的盆地

D.海南省有“東方夏威夷”的美稱，簡稱“瓊”，省會是三亞【答案】BCN3A1M5N8U4G4L6HA1Z2Y4W9K3X6T5ZW5X7E4N9P3V9Y133、資料：Thinkforamomentofyourdefinitionofpersuasion.IfyouarelikemostbusinesspeopleIhaveencountered,youseepersuasionasarelativelystaightforwardprocess.First,youstronglystateyourposition.Second,yououtlinethesupportingarguments,followedbyahighlyassertive,databasedexposition.Finally,youenterthedeal-makingstageandworktowarda“close.”Inotherwords,youuselogic,persistence,andpersonalenthusiasmtogetotherstobuyagoodidea.Therealityisthatfollowingthisprocessisonesurefirewaytofailatpersuasion.

A.Whenthespeakerisveryconfidentandassertive

B.Whenthespeakerisverylogicanddata-supported

C.Whenthespeakerisopen-mindedandflexible

D.Whenthespeakerisknowledgeableandauthoritative【答案】CCO7E6D5E9B6R1Q1HR5K8G8M10S4S4K5ZL6F4H5M6O1Z10B734、Ihopewecanflyto_____moononeday.

A.a

B.an

C.the

D./【答案】CCH8M8V2R10R1V8Z10HF6V3N6O3K7X1X10ZL10L4Q6E7U9D1L935、Likenoprevioustechnology,mobiletechnologyhasspread______anunprecedentedpaceinthelastfewyears.

A.at

B.in

C.on

D.with【答案】ACT10N9R3B3Q3J2Q10HT7U7A5V6J3X9G7ZY6H4U7Q3G10Q3K636、資料：之后，經(jīng)濟學(xué)家Mr.W談了談對中國的一些看法，請根據(jù)下列資料回答問題。

A.heGerman-basedcorruptionwatchdogisprobablyacommitteewhichmakessurethatcompaniesdonotactillegallyorirresponsibly

B.Bribery,nepotism,giftgiving,andkickbacksareillegalinthecommercialactivities

C.WesternersaremorecriticalaboutGuanxiinbusiness

D.Allofabove【答案】DCU9F8O4Z7H10H5W9HM2D2G4U9L5T4R5ZP9X4Z5P8E5Z6H1037、We’llgiveeveryemployee____fordevelopment.

A.room

B.house

C.employment

D.place【答案】ACT7G7N9P7R6N2H7HU9X2M5Y4K9P10F3ZE5A2L2O7W3F6F638、生物體構(gòu)造的主要物質(zhì)是（），生命遺傳的物質(zhì)基礎(chǔ)又是（）。

A.細(xì)胞；蛋白質(zhì)

B.蛋白質(zhì)；核酸

C.蛋白質(zhì)；細(xì)胞

D.細(xì)胞；核酸【答案】BCX2D4W1A8A9R1S5HA9X2J3Y10L3X3D3ZM3M8K5B5F8K2N639、資料：歐洲的經(jīng)濟學(xué)家Mr.T首先跟你談了歐洲的一些優(yōu)勢，以及一些好的企業(yè)。請根據(jù)下列資料回答問題

A.100millioneuros

B.150millioneuros

C.20millioneuros

D.30millioneuros【答案】BCS9F9Q4T6O10J6G8HR2N3V10P1T3K5C6ZW5Y9E9E9S5K1V140、—堆泥土，甲單獨搬運要20天，乙單獨搬運要10天。若甲先搬運一天，然后乙接替甲搬運一天，再由甲接替乙搬運1天……兩人如此交替工作，那么搬運完這堆泥土共需（）天。

A.13

B.14

C.15

D.16【答案】BCN2N9Z10A1M6B4T4HH5H2X9U7I3K6G9ZE10A10G3B7V3E2F141、下列有關(guān)商業(yè)銀行辦理業(yè)務(wù)的規(guī)定正確的是（）。

A.商業(yè)銀行可以任意提高利率來吸收存款

B.商業(yè)銀行辦理結(jié)算業(yè)務(wù)根據(jù)需要可以壓單

C.商業(yè)銀行辦理業(yè)務(wù)不能收取手續(xù)費

D.商業(yè)銀行不得在沒有客戶辦理業(yè)務(wù)的時候自行縮短營業(yè)時間【答案】DCH10N9G10J7A3Q6M6HQ2Y8L9Y5Z1F10I5ZP4P3F6S2T1D6R142、在營銷調(diào)研中，調(diào)研人員一般先收集（）。

A.一手資料

B.二手資料

C.原始資料

D.外部資料【答案】BCW5Q6D1Y9Y10S6X10HH7P5S7R9G6P7N9ZW4Q2J1X10B9F8J243、商業(yè)銀行在加強內(nèi)控中應(yīng)建立對集團性大客戶實行（）制度。

A.集團總部授信管理

B.統(tǒng)一授信管理

C.分級授信管理

D.分區(qū)域授信管理【答案】BCY3E2D2O3M4P2W4HV9K3B10L10X2B6C1ZZ7P9M9U6C5U8P444、個人貸款還款方式不包括（）。

A.等額本息還款法

B.差額等息還款法

C.等額本金還款法

D.按月還息、到期一次性還本還款法【答案】BCT7T3T4G5A6P6P10HE3C6V6S7I6L2Q9ZR6P10J4B3E6Z3I645、甲股票的每股稅后盈利為1元，市盈率水平為15,估算該股票的發(fā)行價格為（）元。

A.13

B.15

C.20

D.25【答案】BCG4R10L7X9N10T10V6HW4W10Y1X1H3U8X6ZD9P5Z7I10R3C10K446、Itishightimethattheauthorities（）someinspectiontothisphenomenon.

A.do

B.did

C.shoulddo

D.woulddo【答案】BCY4J1L6H7A9L1I3HD2X4K5Y3Q1C4Q3ZQ9H4C1I8A8E3Y1047、資料：It'salmostconsideredsacrilegioustodaytoleaveworkattheendofyourworkdayor（forshamel）onaFridayandsimplynotcheckyouremailuntilyoureturntheofficeduringnormalworkinghours.

A.Theyareinconsistentabouttheattitudetowardafterhour'semails

B.Theybothpushtheemployeestobeavailableallthetime

C.Theyareconsistentabouttheattitudetowardsafterhour'semails

D.Theybothdon'tmeantostresstheemployeesout【答案】ACV8C5N2V10C1Z7L5HD3I10I10L2T10W1S6ZW7L5C5S5B9Z3V848、The（）ofclimbingtothetopofthecorporateladderisbestdefinedinthenewbookpublishedbyScottThompson,oneofthemostsuccessfulbusinessmeninhistory.

A.challenge

B.dimension

C.introduction

D.compassion【答案】ACK5W4X9M6Y4Q7G2HI7A5U7H7A1W5L7ZZ3Q5O6J4N7M3Q649、客戶向銀行交存現(xiàn)金時，應(yīng)填寫一式三聯(lián)的()，連同交存現(xiàn)金一并交出納人員。

A.銀行存款付款單

B.銀行存款交款單

C.現(xiàn)金付款單

D.現(xiàn)金交款單【答案】DCL1O10L6F6G10U9X4HB10C2J7J4D4B1C8ZX6C4B1I10X10P2H850、一些地方的人們掠奪性地濫挖草原上的甘草，雖獲得了一定的經(jīng)濟利益，卻破壞了草原植被，造成土地荒漠化，一遇大風(fēng)，沙塵暴鋪天蓋地而至，給人們帶來了巨大災(zāi)難。這些人的做法違背了（）。

A.事物普遍聯(lián)系的觀點

B.事物永恒發(fā)展的觀點

C.量變與質(zhì)變統(tǒng)一的觀點

D.必然性與偶然性統(tǒng)一的觀點【答案】ACD3O7Q10Z1Z4Q7I4HP4Q1O9S6K1Q7W4ZC2O1D3R1T3B5A351、Passage4

A.lawcourtshavedecidednottousefashionablewords

B.itiswidelyacceptedbyalltheinsured

C.itenablesordinarypeopletounderstanditeasily

D.themeaningofsuchwordinghasbeenagreedupon【答案】DCW9Y10T8T9N3I6R3HV7Y7Y6U2L9J9K4ZL8L2T7P3L10S3X952、Coffeeisthe（）ofthisdistrictandbringslocalfarmersalotofmoney。

A.majority

B.spice

C.staple

D.elite【答案】CCB6M10I6T7R9S4J4HM10J8D5H3A10V3O1ZV7W10H4A4Y10M8Z453、Provisionofmedicalcareisclassifiedintoprimary,secondary,and______carecategories.

A.third

B.three

C.tertiary

D.thethird【答案】CCU4N4F9H5R2J8M7HS6O5G6T9D5O7H10ZP5T3H7S2P6P3K254、為深入落實2021年中央一號文件要求，鞏固拓展脫貧攻堅成果同鄉(xiāng)村振興有效銜接，中國銀行間市場交易商協(xié)會于近期推出首批鄉(xiāng)村振興票據(jù)。農(nóng)業(yè)銀行作為牽頭主承銷商和簿記管理人，成功為中糧集團有限公司發(fā)行2021年第一期中期票據(jù)（鄉(xiāng)村振興），發(fā)行期限（）年，發(fā)行規(guī)模20億元，募集資金主要用于支持中糧集團糧食收儲工作。作為全國首批鄉(xiāng)村振興債，本次債券的成功發(fā)行對于保障糧食安全、促進農(nóng)民增收、實現(xiàn)鄉(xiāng)村振興發(fā)展具有重要意義。

A.2年

B.3年

C.4年

D.5年【答案】ACB9W5Q7T6M1S5V6HB10X4M3T3A4B5V7ZB8J6E8D2S7E7S755、Astheoldempireswerebrokenupandnewstateswereformed,newofficialtonguesbeganto_atanincreasingrate.

A.bringup

B.buildup

C.springup

D.strikeup【答案】CCS5Q5K1D9P8G4Q10HE1E3D7N3Y4C4E8ZN8J8E3J9V3I8B456、IfEnglishmeansendlessnewwords，difficultgrammarandsometimesstrangepronunciation，youarewrong.Haven’tyounoticedthatyouhavebecomesmartersinceyoustartedtolearnalanguage?

A.peoplewhocanspeaktwolanguages

B.secondlanguagelearners

C.researchersonlanguagelearning

D.activelanguagelearners【答案】ACX2P9S9H6G9D4L2HO2V5L1M5S1U4Z1ZX8P4T4D3G2G4D657、資料：China'sFosunhasofferedtobuyalmost17percentofMillenniumBCP,Portugal'slargestlistedbank,andpotentiallyliftitsstaketo30percent,followingahavinginitssharepriceintheyeartodate.

A.Nonchalant

B.Susceptible

C.Averse

D.Neutral【答案】BCX8I2K4A2X8R3U10HG1P10G7E5M1Q1P5ZG6Z9Y9R7A2P5C458、不屬于會計核算內(nèi)容的是（）。

A.用盈余公積轉(zhuǎn)增實收資本

B.處理本年度的虧損

C.將現(xiàn)金存入銀行

D.制訂下年度財務(wù)預(yù)算【答案】DCG9K3B6W10V8J1P4HA5R6R3A4I3I3G6ZS4U6L1C3S1D7S859、Hewasdeterminedthathischildren（）tothebestschool.

A.shouldgo

B.went

C.oughttogo

D.wouldgo【答案】ACC10Z4Y5J5O10V7D4HV7M1T3L10L8Q8C5ZY5P1D3L1C4M3E660、資料：StarAirways,Mumbai'sdominantairlineforthepastfiveyears,hasreporteditisplanningtoreplaceitsentireaircraftfleetwithEuropean-producedSkystreamjets.Startingwithaninitialpurchaseof90jets,StarAirwaysexpectsthechangeovertotakeadecadetocomplete.Thenewplaneswillenabletheairlinetoexpanditsinternationalroutesaswellasprovidereplacementsforitsagingfleetofjetplanes.StarAirwaysandSkystream,inajointannouncementattheBrusselsAirShowonThursday,saidthattheorderincludedseventeenofthenewAWB85Oaircraft.ThiswillmakeStarAirwaysthefirstIndiancarriertoflytheAWB850,anaimithashadsincethepowerfuljetswerefirstproduced.

A.Toincreaseitsnumberofflightdestinations

B.Toreplacetheolderplanesinitsfleet

C.Tobeamongthefirsttouseanewaircraft

D.Torelocateitsinternationalheadquarters【答案】DCJ4M8S4B3T7L9Z7HJ9D8O7U8M4H9C1ZI9X6L4E10O6B2C661、M2又稱為廣義貨幣供給量，是判斷宏觀信用松緊環(huán)境的常用指標(biāo)，在各國有不同的統(tǒng)計口徑。根據(jù)中國人民銀行的規(guī)定，以下不屬于M2的是（）。

A.活期存款

B.流通中現(xiàn)金

C.銀行準(zhǔn)備金

D.定期存款【答案】CCZ10K9Q3C1N1R10B2HD8J8V8B2F2R1A4ZM5N4U8Z1S10N10U762、審計技術(shù)的最近發(fā)展階段是()。

A.系統(tǒng)審計

B.風(fēng)險基礎(chǔ)審計

C.賬項基礎(chǔ)審計

D.詳細(xì)審計【答案】BCR8K4G8R9X4K5M3HP10T9T6V6N7A10X1ZJ5B5F7G4Q9X8W763、根據(jù)我國《反洗錢法》及中國人民銀行的規(guī)定，銀行等金融機構(gòu)在反洗錢方面承擔(dān)的相關(guān)義務(wù)不包括（）。

A.協(xié)助反洗錢調(diào)查

B.對反洗錢工作的信息進行適度公開

C.及時報告大額和可疑交易

D.建立內(nèi)部反洗錢工作機制和規(guī)程【答案】BCU7A8H4F7Y8X1N3HG10T2S5B1C5A5L4ZG5B1S9I9I6X6D264、資料：Procrastinationcomesinmanydisguises.Wemightresolvetotackleatask,butfindendlessreasonstodeferit.Wemightprioritizethingswecanreadilytickoffourto-dolist-answeringemails,say-whileleavingthebig,complexstuffuntouchedforanotherday.Wecanlookandfeelbusy.whileartfullyavoidingthetanksthatreallymatter.Andwhenwelookatthoserolling,longuntoucheditemsatthebottomofourto-dolist,wecan'thelpbutfeelalittledisappointedinourselves.

A.Concretethingsaremoreattractivethantheabstractthings

B.Thelongtermupsideiseasilydominatedbyshort-termeffortinourminds

C.Wecannotavoidpresentbiasinourbrain

D.Thebraincanbetrainedtoprocrastinateoften【答案】BCF10O5C7V2C4O6H8HJ7Y5Y2W7N9R10Y7ZZ9T8A8F5Q10Z1H865、在金融工具的性質(zhì)中，成反比關(guān)系的是（）。

A.期限性與收益性

B.風(fēng)險性與期限性

C.期限性與流動性

D.風(fēng)險性與收益性【答案】CCV1R2F1T3L10O5H2HK5U5D2C10K7V8L1ZF2U4L4U4M5K9O666、______andpredictableincreasesinresearchfundingwillallowtheUnitedStatestoaccomplishagreatdeal.

A.Detained

B.Sustained

C.Remained

D.Constrained【答案】BCF1A10C6P5U4K8G8HE6E1Q5N1J4E8S7ZA5H6L3B10I4L10C967、一個壟斷廠商分別對兩個市場實行差別定價壟斷，下列選項哪個正確？（）

A.會操縱價格需求使兩個市場的價格彈性相同

B.彈性更高的市場其價格更高

C.彈性更高的市場價格更低

D.需求彈性越高的市場出售產(chǎn)品越多【答案】CCE7J10Z6V7S6B7R5HR3X6O6O9O3Y9J1ZA6K9F7P1G8R1W768、2020年2月初，武漢市開始連夜建設(shè)三所“（）”，用于專門收治確診的新型冠狀病毒感染的肺炎輕癥患者。

A.火神山醫(yī)院

B.雷神山醫(yī)院

C.小湯山醫(yī)院

D.方艙醫(yī)院【答案】DCY7C6X7F5I10B2Z5HQ10P8V5W4M8O6Q2ZJ8I8Q9A4W5M5Q569、在商業(yè)銀行經(jīng)營管理原則中，流動性、安全性與盈利性成（）關(guān)系。

A.反比

B.正比

C.對比

D.—致【答案】ACI4C7Y8P10Z4Z4Z3HS10B5G3T6Q1M1L7ZW3D5W10U10T4E3H270、Herspeechwas______,thatistosay,we______herspeech.

A.impressive;wereimpressingby

B.impressed;wereimpressedat

C.impressive;wereimpressedwith

D.impressing;wereimpressingat【答案】CCV8A6B8S7T2P3J2HH4V8F6E7S8H2F7ZQ9T6T8J8U10Q9X271、Passage1

A.toberich

B.tohaveherownparents

C.tohavealotoffriends

D.happiness【答案】DCB8T3D8F8Y8N3O4HU6B5Y9Q7Z6D2R7ZB3J5S6L8O4K7G372、資料：HSensuresthereisaclearcareerpathforanyemployee,fromanybackground.ThreekeylevelsinHarrodsarethesalesemployee,departmentmanagersandseniormanagers.Ateachlevel,employeescanbenefitfromthedevelopmentprogramsinordertobuildacareer.

A.thesalesemployees,departmentmanagersandseniormanagers

B.thesalesemployees,salesassistantsanddepartmentmanagers

C.theseniormanagers,departmentmanagersandsalesemployees

D.notmentioned【答案】ACS6H7C9Z3N4R3D10HQ3M5E6S8S1P3F2ZL6D5L10W2R7N3A573、國家主席習(xí)近平2020年3月6日在京出席決戰(zhàn)決勝脫貧攻堅座談會并發(fā)表重要講話。他強調(diào)，到2020年現(xiàn)行標(biāo)準(zhǔn)下的（），是黨中央向全國人民作出的鄭重承諾，必須如期實現(xiàn)。

A.完成扶貧領(lǐng)域作風(fēng)建設(shè)

B.貧困地區(qū)基本生活改善

C.農(nóng)村貧困人口全部脫貧

D.完成易地扶貧搬遷建設(shè)【答案】CCE2C4L9P9H4D1L8HX9B4H5R6D4N6C8ZJ7C8V9L8R7V5S1074、Playersmustnot____raisetheballfromahitexceptforashotatgoal.

A.intentionally

B.shyly

C.timidly

D.unwillingly【答案】ACO3Y3H10Y5K1Y5N9HY7I4U6C9N2W3Y2ZK3O10R4C7A8L5Y775、資料：FASTcarswhizzaround，mallsarefullofexpensiveluxuriesandcranesdominatetheskyline.ButscratchtheshimmeringsurfaceoftheGulfandyousoonfindcountrieshurtingfromthelowoilprice，currentlyaround$40abarrel.Growthisslowingandunemploymentisrising.Policymakersevendareutterathree-letter“t”worduntilrecentlytaboo：tax.

A.Dubaiusedtoheavilyrelyonoilrevenue

B.GulfStatesusedtobepromising

C.TheauthorcriticizesGCC’sconventionaleconomicpattern

D.Oilpricedoesn’tinfluenceDubai’seconomy【答案】ACL7W7C10P4K5Q4H4HY10B10B4E5J10L2C10ZE10G9Q2Q8O4J6G876、Hecancelledallthe___onthegroundthatheneededarest.

A.encouragement

B.engagement

C.schedule

D.employment【答案】BCR5I7H5A3Q1N1F7HE4M8C8T4X5L7U8ZJ5S1M2C2I4T3D377、____youreturnaftertherentalcounterclosesfortheevening,placeyourvehicle’skeysinthenightreturnslot.

A.Becauseof

B.Asaconsequence

C.Intheeventthat

D.Priorto【答案】CCK7M5P3J4W10E8Y2HX3I10A4O2S2W9W2ZT10T5Z10D4V10O4Z278、資料：Accordingtoourresearch,BestBuyinChinawasperceivedasbeingtooexpensive,withmanyoftheirproductspricedhigherthaninlocalmarkets.WhybuyaSonyDVDplayerorNokiaphoneatBestBuywhenyoucanpaylessfortheexactsameproductatalocalstore？Consumerswillonlybewillingtopaymore,likeattheApplestores,iftheyarebuyingsomethingtheycannotgetelsewhere.

A.ShoppingatneighborhoodstoresaremoreofChineseconsumersshoppinghabit

B.LargeflagshipstoresareunpopularinChina

C.Americansdonotlikesmall,convenientlylocatedretailoutlets

D.governmentbanonfreeshoppingbagshasdampenedChinesebuyersenthusiasm【答案】ACT7C4O5U3E2E6Z10HF5I7V3X6U6B1N1ZR4K7E2F7Z4T6M579、Insub-SaharanAfricatoday,forinstance,grossinvestment____forroughlyofnationalincome.

A.estimates

B.accounts

C.constitutes

D.makes【答案】BCW5V9T1O7J7R2R4HU4D6U4V5N2P8Q2ZA9F7L3E2D7H3J1080、國務(wù)院常務(wù)會議決定，自2011年7月1日起啟動城鎮(zhèn)居民社會養(yǎng)老保險試點工作，2011年試點范圍覆蓋全國60%的地區(qū)，2012年（）。

A.覆蓋80%

B.覆蓋85%

C.覆蓋90%

D.基本實現(xiàn)全覆蓋【答案】DCH3B4F6H9O2Y2D7HX1D7F1W1O4P1P2ZB10T6C1U2D7Q3A281、按貸款風(fēng)險分類法，借款人無需足額償還貸款本息，即使執(zhí)行擔(dān)保，也肯定要造成較大損失的貸款應(yīng)歸為（）。

A.正常

B.關(guān)注

C.次級

D.可疑【答案】DCS7G7U5I7X8I9R2HE5V6O2U5F1A3X2ZW6C3T9D6V8D9M782、中國銀行的核心價值觀是（）。

A.擔(dān)當(dāng)、誠信、專業(yè)、創(chuàng)新、平穩(wěn)、高效

B.文明、和諧、自由、平等

C.擔(dān)當(dāng)、誠信、專業(yè)、創(chuàng)新、穩(wěn)健、績效

D.愛國、敬業(yè)、誠信、友善【答案】CCQ5Z1J10Z1P6G5O2HT10X5Q6C2T6R9I10ZB2R9L8S5W2E6W483、Dreamisastorythatapersonwatchesoreventakespartinduringsleep.Dreameventsareimaginary,buttheyarerelatedtorealexperiencesandneedsinthedreamer’slife.

A.thesleeper’swishes

B.thesleeper’simagination

C.thesleeper’sfeeling

D.thesleeper’sownmind【答案】DCS10X3G9I1M2W2G3HB9I7O3B4U2C8F1ZZ4M5I2P7T3L2M784、關(guān)于企業(yè)利潤構(gòu)成，下列表述不正確的是（）。

A.企業(yè)的利潤總額由營業(yè)利潤、投資收益和營業(yè)外收入三部分組成

B.營業(yè)成本=主營業(yè)務(wù)成本+其他業(yè)務(wù)成本

C.利潤總額=營業(yè)利潤+營業(yè)外收入-營業(yè)外支出

D.凈利潤=利潤總額-所得稅費用【答案】ACR10D6I6K9U8F2J1HX9B9K8L7R3U1X7ZD10Y10K9L3V8W1F185、資料：It'salmostconsideredsacrilegioustodaytoleaveworkattheendofyourworkdayor（forshamel）onaFridayandsimplynotcheckyouremailuntilyoureturntheofficeduringnormalworkinghours.

A.Torequireaninstantrespondforafter-houremailing

B.Toabandonafter-houremailing

C.Totellemployeesthatanafter-hoursemaildoesn'tnecessarilyrequirearesponse

D.Tolimitthetimeofafter-houremailing【答案】DCL6Q10L3U4E10I3R8HK3Y1T10R3H6B9Y7ZU10E6V8S6I3M9B1086、DespitehisCatholicbackground,Kennedyalsobecameastrongadvocateof_____rightsandlater,asupporterofsame-sexmarriage.

A.waste

B.removal

C.autonomy

D.abortion【答案】DCD3Z5A4Q3V9C7U8HX8H3Z7Z4T4S1I7ZN2X10S3E2K7Y1Q587、資料：Peoplediffergreatlyintheirreadinesstotrynewproducts.Ineachproductarea，thereare“consumptionpioneers”andearlyadopters.Otherindividualsadoptnewproductsmuchlater.Afteraslowstart，anincreasingnumberofpeopleadoptthenewproduct.

A.Theconsumptionpioneers

B.Howpeopleadoptthenewproduct

C.Thefive-adopterclassification

D.Thedifferentphasesofadoptingnewideas【答案】CCS7G5Q6X7Q4V8R4HC6S4W10J8N6N9Z9ZL2D10X1F9Y3X10R388、Twoyearsago,RupertMurdoch’sdaughter,Elisabeth,spokeofthe“unsettlingdearthofintegrityacrosssomanyofourinstitutions”.Integrityhadcollapsed,sheargued,becauseofacollectiveacceptancethattheonly"sortingmechanism"insocietyshouldbeprofitandthemarket.But"it'sus,humanbeings,wethepeoplewhocreatethesocietywewant,notprofit".

A.Thequalityofwritingsisofprimaryimportance

B.mmonhumanityiscentraltonewsreporting

C.Moralawarenessmattersineditinganewspaper

D.Journalistsneedstricterindustrialregulations【答案】CCI8A9P1M5I1E6C9HI3J3W4J5C10A3N1ZD1M2R1L10J1T2W189、Passage3

A.InFavoroftheGapYear

B.TheABCsoftheGapYear

C.TheGapYearComesBack

D.TheGapYear:ADilemma【答案】ACE2G9Z6R6D10T7K5HH4B10Q2D10W8W5J7ZT7U9S10K3J6N3D1090、資料：HowdidTencenttakeWeChatsofaraheadofitsrivals?Theanswerliespartlyinthepeculiaritiesofthelocalmarket.UnlikemostWesterners,manyChinesepossessedmultiplemobiledevices,andtheyquicklytooktoanappthatofferedthenaneasywaytointegratethemallintoasingledigitalidentity.InAmericamessagingappshadapotentcompetitorintheformofbasicmobile-phoneplans,whichbundiedinSMSmessaging.ButtextmessageswerecostlyinChina,soconsumerseagerlyadoptedfreemessagingapp.Ande-mailnevertookoffonthemainlandthewayithasaroundtheworld,mainlybecausetheinternetcamelate;thatleftanopeningformessagingapps.

A.Usersareincreasingtoformgroups

B.Itcausedpeopletosendmoneyinrandomamounts

C.Thegift-givingprocessbecameanexcitinggame

D.ItchangedthewayChinesepeoplesendeachothergifts【答案】DCI4X8C6H8C2N6E4HN9Z6S1Q8K4E9U10ZS7O3D8C4H10C2H691、Sometimesthatstressisrelieved______intheformofalargeearthquake.

A.gradually

B.steadily

C.slowly

D.suddenly【答案】DCN2S9R2O6O8C2Z1HG8G7S9K8D7D9F4ZF4Q2X9Q1A6Y2E392、某單位組織130名員工去參觀自然博物館，某運輸公司有兩種車輛可供選擇：

A.525

B.530

C.545

D.585【答案】ACD2R10N2V4U1F3L6HH5T9V1R2V1O3H6ZR9X9J4W2U2T7F293、假設(shè)你的親戚趙敏三年前與幾個朋友創(chuàng)辦了一家公司．近期就他所在的東豐有限責(zé)任公司的股權(quán)轉(zhuǎn)讓問題向你咨詢，你認(rèn)為下列說法中哪項不符合法律規(guī)定?（）

A.有限責(zé)任公司的股東之間可以互相轉(zhuǎn)讓其全部或部分股權(quán)

B.股東應(yīng)就其股權(quán)轉(zhuǎn)讓事項口頭或書面通知其他股東征求同意，其他股東自接到口頭或書面通知之日起滿三十日未答復(fù)的.視為同意轉(zhuǎn)讓

C.經(jīng)股東同意轉(zhuǎn)讓的股權(quán)，在同等條件下，其他股東有優(yōu)先購買權(quán)，兩個以上股東主張行使優(yōu)先購買權(quán)的，協(xié)商確定各自的購買比例；協(xié)商不成的，按照轉(zhuǎn)讓時各自的出資比例行使優(yōu)先購買權(quán)

D.股東向股東以外的人轉(zhuǎn)讓股權(quán).應(yīng)當(dāng)經(jīng)其他股東過半數(shù)同意【答案】BCM10C5N4P6I8S10E6HY9W1D10H1K7A3E7ZB1S5W7N2Z3G10E194、.對于注銷的應(yīng)收賬款，會計部門應(yīng)在（）中予以登記，同時進行追蹤控制，以防隨后收回時被內(nèi)部人員貪污。

A.備査賬簿

B.銷售發(fā)票

C.明細(xì)賬

D.銷售合同【答案】ACW2K9C6P1B7O6V8HV4D9Q6P6A2W3B7ZU3Y5H7F8Z4A7Z395、會計賬簿暫由本單位財務(wù)會計部門保管（），期滿之后，由財務(wù)會計部門編造清算移交本單位的檔案部門保管。

A.1年

B.3年

C.5年

D.10年【答案】ACR9C7M8K2N6R7P9HA3O10H6N10M8S1I3ZX10P1R7Y9C4J5R796、下列統(tǒng)計指標(biāo)中，屬于相對指標(biāo)的是（）。

A.社會消費品零售總額

B.人口性別比

C.房屋建筑面積

D.城鎮(zhèn)居民人均可支配收入【答案】BCW5H7I10S4D8D3O10HL1R6K8K8I9J1L2ZF3S8M9T4N7C10E697、在1月18日凌晨結(jié)束的2021斯諾克大師賽決賽中，20歲的中國球員（）戰(zhàn)勝英國名將約翰·希金斯奪冠，成為歷史首位“00后”大師賽冠軍。

A.顏丙濤

B.顏振濤

C.丁俊輝

D.王濤【答案】ACG7O6U8Z5K8N2F10HP9K3O6X4D2C5J5ZF7O2P7R5T5H8I498、“床前明月光，疑是地上霜?！痹谌藗兊男哪恐?，月亮是圣潔和美麗的化身。然而，俄羅斯科學(xué)家研究認(rèn)為，月球是地球上很多自然災(zāi)害的禍源。于是，科學(xué)家們呼吁，加強對月球的研究，為人類造福。科學(xué)家們的呼吁說明（）。

A.①③

B.②④

C.①④

D.②③【答案】ACJ9I9G9E6T7B10H1HP7P4Z3F4N8W1G9ZH9Y3O1A3E8L3F799、人民幣匯率形成機制改革堅持主動性、可控性、漸進性的原則，2005年7月21日，人民幣匯率形成機制改革啟動，開始實行以市場供求為基礎(chǔ)、參考一籃子貨幣政策進行調(diào)節(jié)、有管理的浮動匯率制度。自匯率形成機制改革以來，人民幣匯率彈性逐步擴大，并形成雙向波動的格局，呈現(xiàn)穩(wěn)中有升的態(tài)勢。

A.銀行間外匯市場

B.同業(yè)拆借市場

C.票據(jù)市場

D.債券市場【答案】ACE7A8K5W4X6C1R5HK4W4A5R5N2A7B10ZU9H10G4O6T1B9K5100、資料：ZhangQiaoliuseshersparebedroomforstoringherstockofladies’fashion-wearandphotoshoots.SheisoneofmorethanfivemillionsmallonlinestoresoperatingacrossChina,somefromsmallapartmentsorevencollegedormitories