30【成本】最新流動資金貸款需求量參考測算表(0602)

1、模板一：單一通用客戶,流動資金貸款需求量參考測算表,客戶名稱：, ,單位：萬元,項(xiàng)目,科目,數(shù)值,科目,數(shù)值,財(cái)務(wù)報(bào)表數(shù)據(jù),當(dāng)年主營業(yè)務(wù)收入,0.00 ,當(dāng)年主營業(yè)務(wù)成本,0.00 ,當(dāng)年其他業(yè)務(wù)收入,0.00 ,當(dāng)年其他業(yè)務(wù)成本,0.00 ,當(dāng)年經(jīng)營收入,0.00 ,當(dāng)年經(jīng)營成本,0.00 ,當(dāng)年利潤總額,0.00 ,當(dāng)年非經(jīng)營性損益,0.00 ,當(dāng)年資產(chǎn)減值損失,當(dāng)年公允價(jià)值變動凈收益,當(dāng)年投資收益,當(dāng)年?duì)I業(yè)外收支凈額,0,當(dāng)年銷售利潤率, ,上年應(yīng)收賬款,0.00 ,當(dāng)年應(yīng)收賬款,0.00 ,上年預(yù)付賬款,0.00 ,當(dāng)年預(yù)付賬款,0.00 ,上年存貨,0.00 ,當(dāng)年存貨,0.00 ,

2、上年預(yù)收賬款,0.00 ,當(dāng)年預(yù)收賬款,0,上年應(yīng)付帳款,0.00 ,當(dāng)年應(yīng)付帳款,0.00 ,上年長期資產(chǎn)投入應(yīng)付款,0.00 ,當(dāng)年長期資產(chǎn)投入應(yīng)付款,0.00 ,上年有效應(yīng)付帳款,0.00 ,當(dāng)年有效應(yīng)付賬款,0.00 ,財(cái)務(wù)指標(biāo)測算,應(yīng)收賬款周轉(zhuǎn)次數(shù), ,應(yīng)收賬款周轉(zhuǎn)天數(shù),0.00 ,預(yù)付賬款周轉(zhuǎn)次數(shù), ,預(yù)付賬款周轉(zhuǎn)天數(shù),0.00 ,存貨周轉(zhuǎn)次數(shù), ,存貨周轉(zhuǎn)天數(shù),0.00 ,預(yù)收賬款周轉(zhuǎn)次數(shù), ,預(yù)收賬款周轉(zhuǎn)天數(shù),0.00 ,應(yīng)付帳款周轉(zhuǎn)次數(shù), ,應(yīng)付帳款周轉(zhuǎn)天數(shù),0.00 ,營運(yùn)資金測算,營運(yùn)資金周轉(zhuǎn)次數(shù),近三年經(jīng)營收入平均增長率,0.00 ,當(dāng)年經(jīng)營收入增長率,0.00 ,上年

3、經(jīng)營收入增長率,0.00 ,上兩年經(jīng)營收入增長率,0.00 ,未調(diào)整營運(yùn)資金量,商業(yè),預(yù)計(jì)當(dāng)年經(jīng)營收入增長率,0.00 ,其他,調(diào)整后的營運(yùn)資金量, ,客戶行業(yè)類型,商業(yè),保險(xiǎn)調(diào)節(jié)系數(shù),1.2,預(yù)計(jì)營運(yùn)資金量,貸款需求量測算,當(dāng)期借款人自有資金,0.00 ,當(dāng)期流動資產(chǎn),0.00 ,當(dāng)期流動負(fù)債,0.00 ,現(xiàn)有流動資金貸款,0.00 ,當(dāng)期短期借款,0.00 ,當(dāng)期中長期流貸,0.00 ,其他渠道營運(yùn)資金,0.00 ,發(fā)行股票、債券或信托,0.00 ,股東或關(guān)聯(lián)企業(yè)借款,0.00 ,商業(yè)信用,0.00 ,財(cái)政撥款或非銀行融資,0.00 ,置換他行流貸,0.00 ,其他資金來源,0.00 ,新

4、增流貸需求額度,流動資金貸款需求額度測算情況說明：,1、預(yù)計(jì)當(dāng)年經(jīng)營收入增長率：,2、其他渠道營運(yùn)資金：, ,填表說明： 1、“當(dāng)年數(shù)據(jù)”取最近年度財(cái)務(wù)報(bào)表數(shù)據(jù)，“上年數(shù)據(jù)”取上年度（相對最近年度）財(cái)務(wù)報(bào)表數(shù)據(jù)，當(dāng)期數(shù)據(jù)取最近一期月度或季度財(cái)務(wù)報(bào)表數(shù)據(jù)； 2、長期資產(chǎn)投入應(yīng)付款指應(yīng)付帳款中用于長期資產(chǎn)購置的應(yīng)付未付款項(xiàng)； 3、“預(yù)計(jì)當(dāng)年主營業(yè)務(wù)增長率”原則上以客戶前三年主營業(yè)務(wù)收入平均增長水平為依據(jù)，結(jié)合客戶當(dāng)年主營業(yè)務(wù)收入計(jì)劃予以確定，并盡量提供客戶當(dāng)年生產(chǎn)經(jīng)營計(jì)劃的證明材料； 4、“保險(xiǎn)調(diào)節(jié)系數(shù)”直接按客戶類別進(jìn)行選擇確定； 5 、“現(xiàn)有流動資金貸款”指借款人當(dāng)期財(cái)務(wù)報(bào)表中的短期借款余額和中長期流貸余額； 6、 “其他渠道營運(yùn)資金”指借款人發(fā)行短期債券、信托、股票、融資租賃、通過關(guān)聯(lián)企業(yè)借款、股東注資、財(cái)政撥款、商業(yè)信用、財(cái)政撥款、非銀行融資等方式取得的用于補(bǔ)充日常營運(yùn)資金的融資。其他資金來源指不在上