chapter10-1信用證操作流程課件講解

物流國際化實務(wù)

LETTERSOFCREDITchapter10-1江蘇海事職業(yè)技術(shù)學(xué)院朱莉蓉VariousMethodsofInternationalExchangeRemittanceMailtransferTelegraphicTransferBank’sDemandDraftVariousMethodsofInternationalExchangeCollectionDocumentsagainstpaymentDocumentsagainstacceptanceLetterofCreditSightCreditTimeCreditVariousMethodsofInternationalExchangeRemittanceMailtransferTelegraphicTransferBank’sDemandDraftVariousMethodsofInternationalExchangeCollectionDocumentsagainstpaymentDocumentsagainstacceptanceLetterofCreditSightCreditTimeCreditThepartiesconcernedAPPLICANT:BUYER/IMPORTERBENEFICIARY:SELLER/EXPORTERISSUINGBANKADVISINGBANKNEGOTIATINGBANKCONFIRMINGBANKDefinitionofLetterofCreditTheLetterofCreditorCreditisanundertaking

issuedbytheISSUINGBANKfortheaccountofthebuyer(APPLICANT)orforitsownaccount,topaytheseller(BENEFICIARY)thevalueofthedraftanddocumentsprovidesthatthetermsandconditionsofDocumentaryCreditarecompliedwiththetermsandonditionsofdocuments跟單信用證或信用證,是開證行代買方或開證行自己開立的,保證對受益人提交的與信用證條款和條件相符的匯票和單據(jù)進(jìn)行付款的承諾conditionalpromiseTheprocedureofL/CBeneficiaryAdvisingbankNegotiatingbkApplicantCarrier1283976410211Issuingbank15

1.CONCLUDINGSALESCONTRACTThebeneficiaryandtheapplicantconcludeasalescontractprovidingforpaymentbyL/C.ALetterofCreditisseparatedfromthecontract,butbasedonit.1.CONCLUDINGSALESCONTRACTBeneficiaryAdvisingbankNegotiatingbkApplicantCarrier1283976410211Issuingbank15

2.APPLYINGFORALETTEROFCREDITAssoonasthecontracthasbeenconcluded,theapplicantshouldapplyforopeningaletterofcreditbyhisbank.Applicantshouldfilloutanapplicationformcompletely,whichisexplainedingreatdetailofcontentsofaCredit.2.APPLYINGFORALETTEROFCREDITBeneficiaryAdvisingbankNegotiatingbkApplicantCarrier1283976410211Issuingbank153.ISSUINGALERREROFCREDITUponreceivingtheapplicant’sapplication，theissuingbankcheckstheapplicationformandissuesaLetterofCredit.3.ISSUINGALERREROFCREDITBeneficiaryAdvisingbankNegotiatingbkApplicantCarrier1283976410211Issuingbank154.ADVISINGALETTEROFCREDITItistheissuingbanktochoosetheadvisingbank.TheadvisingbankshouldverifyauthenticityofaCreditandreviewthecontentsofthecreditforbeneficiary.4.ADVISINGALETTEROFCREDITBeneficiaryAdvisingbankNegotiatingbkApplicantCarrier1283976410211Issuingbank155.CHECKINGALETTEROFCREDITUponreceiptoftheCredit,thebeneficiaryshouldmakesurethatitisincompliancewiththesalescontract:theapplicant’sandthebeneficiary’snametheCreditamount:unitprice,freights,handlingcost,thedescriptionofgoodsshipmentdate,expiration,presentationdate,partialshipmentornotCHECKINGALETTEROFCREDITUponreceiptoftheCredit,thebeneficiaryshouldmakesurethatitisincompliancewiththesalescontract:portofdestination,portofloadingDrawer,draweeandtenorofthedraftThenthebeneficiarywillgetthegoodsreadyandmakeshipment5.CHECKINGALETTEROFCREDITBeneficiaryAdvisingbankNegotiatingbkApplicantCarrier1283976410211Issuingbank156.PRESENTINGDOCUMENTSThebeneficiaryshouldgetthegoodsreadyandmakeshipmentintime.Followingshipment,thebeneficiarypreparesandpresentsallthedocumentstothenegotiatingbank,forpayingbeforetheexpirydateoftheCredit.6.PRESENTINGDOCUMENTSBeneficiaryAdvisingbankNegotiatingbkApplicantCarrier1283976410211Issuingbank157.ExaminingandpayingThenegotiatingbankwillexaminethedocumentsandmakecertainthatthedocumentsarecompliedwiththetermsofthecredit.Thenegotiationbankwillpaytothebeneficiary.7.ExaminingandpayingBeneficiaryAdvisingbankNegotiatingbkApplicantCarrier1283976410211Issuingbank158.SENDINGDOCUMENTSThenegotiatingbankdispatchesthedocumentstotheissuingbankandasksforareimbursement.8.SENDINGDOCUMENTSBeneficiaryAdvisingbankNegotiatingbkApplicantCarrier1283976410211Issuingbank159.REIMBURSEINGTheissuingbankexaminesthedocumentsanddecidestopay/acceptordishonorwithin7bankingdays.9.REIMBURSEINGBeneficiaryAdvisingbankNegotiatingbkApplicantCarrier1283976410211Issuingbank1510.ADVISINGTOREDEEMDOCUMENTSAftermakingcertainthatthedocumentsareinlinewiththestipulationoftheCredit,theissuingbankwillinformtheapplicanttoredeemthedocumentsbypaymentoracceptance.10.ADVISINGTOREDEEMDOCUMENTSBeneficiaryAdvisingbankNegotiatingbkApplicantCarrier1283976410211Issuingbank1511.PAYINGTOTHEISSUINGBANKFollowingcheckingallthedocuments,theapplicantwillmakepaymentoracceptanceifallthetermsandconditionsofthedocumentsconformtotheCredit.Ifdiscrepanciesarefoundout,theapplicantcanrefusetopay.11.PAYINGTOTHEISSUINGBANKBeneficiaryAdvisingbankNegotiatingbkApplicantCarrier1283976410211Issuingbank1512.MAKINGDELIVERYOFTHEGOODSTheapplicantgivesthetransportdocumentstothelocalagentofthecarriertopickupthegoods.12.MAKINGDELIVERYOFTHEGOODSBeneficiaryAdvisingbankNegotiatingbkApplicantCarrier1283976410211Issuingbank151.________________concludingthesalescontract2.______applyingto________foraletterofcredit3.________issuingaletterofCreditto_________4._________advisingcreditto_______5._______checkingcreditandmakingshipment6._______presentingdocumentsto___________ApplicantandbeneficiaryApplicantissuingbankIssuingbankad