茂名市重點(diǎn)中學(xué)2023-2024學(xué)年高三壓軸卷英語試卷含解析

茂名市重點(diǎn)中學(xué)2023-2024學(xué)年高三壓軸卷英語試卷注意事項(xiàng)：1．答卷前，考生務(wù)必將自己的姓名、準(zhǔn)考證號填寫在答題卡上。2．回答選擇題時，選出每小題答案后，用鉛筆把答題卡上對應(yīng)題目的答案標(biāo)號涂黑，如需改動，用橡皮擦干凈后，再選涂其它答案標(biāo)號?；卮鸱沁x擇題時，將答案寫在答題卡上，寫在本試卷上無效。3．考試結(jié)束后，將本試卷和答題卡一并交回。第一部分（共20小題，每小題1.5分，滿分30分）1．TheBrownsheld_______theycalled“familyday”onceeachyear.A．that B．what C．which D．when2．Theyhaveleadingexpertsinthisfield,andthat's____they'vemadeimportantprogress.A．whereB．whyC．whetherD．who3．Peoplecrowdinto________cherrytreesareblooming,appreciatingthefreshspringsight.A．what B．whenC．which D．where4．Heswitchedoffthelightandwasabouttoleavetheclassroomandonlythen____torainheavily.A．itbeganB．itbeginsC．doesitbeginD．diditbegin5．_____gaspricesarerising,peoplearelookingforlessexpensivewaystogetaround.A．NowthatB．EvenifC．AlthoughD．Unless6．______metomorrowandI’llletyouknowthelabresult.A．Calling B．Call C．Tocall D．Havingcalled7．Itisusuallythoughtalittlechildsaysistruth.A．WhatthatB．thatwhatC．whichD．that8．---Hi,Betty,areyoufreeatpresent?Ihavetoaskyouforafavor．----_____．Withpleasure．A．Sorry,Iambusy B．GoaheadC．Helpyourself D．Ask,please9．—HowareyougettingalongwithyourGerman,Kate？—Oh,Mr．Black,I’msotiredofit．MaybeIshoulddropout_____itkillsme．A．when B．a(chǎn)fter C．while D．before10．LastDecemberChina_____100Chineseand10foreignersfortheiroutstandingcontributionstothecountry’sreformandopening-up.A．distinguishedB．sponsoredC．a(chǎn)cknowledgedD．evaluated11．Irefusetoaccepttheblameforsomething________wassomeoneelse'sfault.A．who B．thatC．a(chǎn)s D．what12．Theclimateconferencewasattendedby11,000people,itthelargestUNgatheringeverheld.A．making B．tomake C．made D．tobemaking13．Withoutmyparents’encouragementandsupportIdefinitely______whereIamtoday.A．wasn’t B．hadn’tbeenC．wouldn’tbe D．wouldn’thavebeen14．Theaimofthegovernmentistomakeeverycitizenbetteroff,____,tohelpthemliveahappylife．A．a(chǎn)saresult B．forastartC．foronething D．inotherwords15．Byservingothers,apersonfocusesonsomeoneotherthanhimselforherself,________canbeveryeye-openingandrewarding.A．who B．whichC．what D．that16．Theweatherturnedouttobefine.I_____________thetroubletocarrytheumbrellawithme.A．shouldhavetaken B．musthavetakenC．couldn'thavetaken D．needn'thavetaken17．WhethertofavorurbandevelopmentorthepreservationofhistoricalsitesisespeciallycontroversialinChina,wherethereexistsrichhistory,diversifiedtraditionandcultural________.A．surplus B．deposits C．a(chǎn)ccounts D．receipts18．JustinabookabouthisadventuresinTibet．Ihopehecanfindagoodpublisherwhenitisfinished．A．waswriting B．iscurrentlywriting C．hasalreadywritten D．wrote19．Iquicklyloweredmyself,duckingmyheadtoavoidlookingdirectlyintohiseyessothathewouldn'tfeel________.A．challenged B．challengingC．tobechallenged D．havingchallenged20．—Jenny，howdidyourmathexamgo?—IthoughtI________，butinfactIcameinthetop10%intheclass.A．mighthavefailed B．couldn’thavefailed C．shouldhavefailed D．mustn’thavefailed第二部分閱讀理解（滿分40分）閱讀下列短文，從每題所給的A、B、C、D四個選項(xiàng)中，選出最佳選項(xiàng)。21．（6分）HaadFarang(HaadSaiYao),KohMukThissmallbutstrikingbayinThailandhaswatersfreefromriptides（激流）,makingitsafeforfamiliestoplaywaterinthesun.Asitsnicknameimplies—FarangisThaiforforeigners—you'llfindalargeconcentrationofbackpackershere.Still,withonlyacoupleofsimplefoodshops,it'safarcryfromthenoisesofChawengbeachonKohSamuiorKamalaonPhuket,whichmakesittobeoneofthetoptouristdestinations.Rentaseakayak（皮劃艇）(100baht,whichisaround￡2anhour)andgoaroundthecomertoThamMorakot(theEmeraldCave),awindingcavethatopensuptoa.baywalledbythickleavesandoftenvisitedbygroupsofmonkeys.Itisveryinspiring,buttofullyappreciateit,besuretopreparealighttoavoidknockingintocavewallsandotherkayaks.Toavoidbeingcrowded,makethetripinthelateafternoon.WheretoeatTheKoYaoViewpointHotelisthebestplacefortourists.DrinkthesweetcocktailsinfavourofanicyChangbeerandsitinthelastraysoftheday.WheretostayCheaperhotelsofcomparablequalityaresetslightlybackintheforest,butifyouwantbeachfrontaccessit'sworthchoosingoneofthebasichotelsatKohMookCharlieBeachResort(bungalowsfrom￡32).GettingthereFlyfromBangkoktoTrangwithAirAsia(from￡30),thentakeaone-hourTigerlineshipfromHatYaoPier(￡19).Besides,afive-hourshipfromPhuketatRassadaPier(￡41)goesdirectlytotheislandandwilldroppassengersatHaadFarang.Formoreinformationandservice,pleaseclickhere.1、WhatismostlikelytoattractmanypeopletoHaadFarang?A．Itsriptides.B．Itsscenery.C．Itssimplefoodshops.D．Itsquietenvironment.2、WhatcanweinferabouttheThamMorakot?A．Ithaswindingriverssuitableforboating.B．Therelivegroupsofmonkeysinsideit.C．Touristsneedtotakecarewhenswimminghere.D．Therearefewerpeopleinthelateafternoon.3、Whichofthefollowingistheadvantageofthehotelsbackintheforest?A．Theyarenearthesea.B．Theyarenotexpensive.C．It'sveryquietthere.D．It'sofhighqualitythere.4、Whereisthetextmostprobablytakenfrom?A．Travelmagazines.B．Newspapers.C．Internet.D．TravelAgencynotes.22．（8分）PeggyWhitson'sjobdemandsadailytwo-hourworkoutinagymwhereweighthasnomeaningandtheviewchangesat17,000milesanhour.Whitsonmakesitlookeasy.At57,sheistheoldestwomantoflyinspace,breakingtherecordlastNovemberwhenshebeganherthirdlong-termstayattheInternationalSpaceStation.AfterreturninghomeinSeptember,2017,theNASAastronautfeltmatter-of-factabouttheagemilestone(里程碑).“Itwasn’tarecordIwasseekingout,”Whitsonsaid.“Iwas42and48formyfirsttwospaceflights.IfeelluckythatIwasabletogettodoanotheroneinmy50s.Idon’tthinkpeopleshouldletagediscouragethem,evenonthosejobsthatrequiresomeamountofphysicalfitness.TheoldestmanisJohnGlenn(at77),butwe’vehadmaleastronautsintheir60sbefore,soit’sjustamatteroftimebeforewomenstartedflyinginspaceatthisage.”O(jiān)nEarth,shestaysfitbyweightlifting,biking,playingbasketballandwaterskiing.Shesharedwhatit'sliketoliveinmicro-gravity:“It’slikeyou’reinaswimmingpool,butyoudon’thavetoworryaboutbreathing.IfIpushofffromoneside,I’mgoingtofloattotheotherside.Everydirectionfeelsexactlythesame,whichisreallyhardforyourbraintograsp,butit’samazinghowfastyouadapt.It’sabigshockforthebodytocomebacktoEarth—everythingissoheavy.Wespendalotoftimegettingusedbeingbackingravityagain.Backpainwasreallythemostdramaticformethistime.Forme,cominghomeiswayharderthangoingupintospace.”1、Whatdoestheunderlinedwordprobablymeaninthepassage?A．a(chǎn)mazingB．naturalC．enthusiasticD．unbelievable2、HowmanydaysdidPeggyWhistonspendinspaceforherthirdstayintheInternationalSpaceStation?A．About300days.B．About708days.C．About107days.D．About57days.3、Accordingtothepassage,whichofthefollowingistrue?A．PeggyWhistonistheoldestpersontoflyinspace,breakingtherecord.B．Therehadbeenfemaleastronautsintheir60sbefore.C．PeggyWhistonlikesswimmingmosttostayfitonearth.D．PeggyWhistonhadbeeninspacein2002and2008.4、WhichofthefollowingwillPeggyWhistonprobablysay?A．Youcanstillbesuccessfulanddophysicalthingswhenyougetolder.B．Ispentquitealotoftimegettingusedtothelifeinspace.C．Themomentwereachedtheearth,wefeltsorelaxed.D．IfeelluckythatIamphysicallyallrightafterthewholejourney.23．（8分）WelcometoHawksCayResortCentrallylyingbetweenMiamiandkeywest,HawksCayResortofferstheperfectunionofsolitudeandconvenience.HereyoucanenjoythebestqualitiesoftheCaribbean-cleargreenwaters,endlesssunshine,excellentfishinganddivingchances,andfreshseafood.THEMIDDLEOFEVERYTHINGHanksCayliesinhemiddleoftheFloridaKeysonthequietislandofDuckKey.Theresortisjustoveranhour’sdrivefromKeyWestattractions,andonlyminutesfromthevillageofMarathonwhereyou’llfindtheSeven-MileBridge,theMarathonTurtleHospital,shoppingchangesandmore.GETTINGTOHAWKSCAYRESORTByLandDrivetheOverseasHighway,awardedoneofAmerica’smostscenicroads,asyoutravelacrosshistoricfishingbridges,andadmiretheblueandgreenwateroftheAtlanticOceanandFloridaBay.HawksCaycentrallyliesonly90milesbycarfromMiamiand130milesfromFortLauderdale.CarscanberentedfromMarathonAirport,lyingjustafewmilesfromtheresort.ByAirDailyflightsareofferedintonearbyMiami,FortLauderdale/HollywoodandKeyWestInternationalairports.HawksCayisproudtopartnerwiththeMarathonJetCenter,lyingjust9milesfromtheresort,offeringlightsandprivatejetservice.FlydirecttoMarathonInternationalAirportfromFortLauderdle,Miami,MarcoIslandandNaplesforaslowas$222perpersononeway.Flighttimeisapproximately38minutes.BySeaHawksCaycaneasilybereachedviatheAtlanticOceanorGulfofMexico.HawksCay’sfull-servicemarinafeaturesfeesforshipsupto2feet,andalltheboatingandfishingsuppliesyou’llneedduringyourstayinthebeautifulFloridaKeys.1、IfpeoplewanttogofromMarcoIslandtoHawksCay,howwilltheygo?A．Takeaplaneandthenrentacar. B．Takeaboatandthenataxi.C．Driveacaralltheway. D．Takeaplaneandthenabus.2、Whichplaceisthemostdistantfromtheresort?A．DuckKey. B．Marathon.C．Miami. D．FortLauderdale.3、Whatisthepurposeinwritingthetext?A．TointroduceHawksCayResortandthewaytoit.B．ToshowthetransportationofHawksCayisconvenient.C．Toencouragepeopletotravelmore.D．TotellwhyHawksCayResortisworthvisiting.24．（8分）OnceIspokeatahighschool.Afterthespeech,Iwasaskedtoseeaspecialstudent.Anillnesshadkepttheboyathome,buthehadexpressedaninterestinmeetingme,anditwouldmeanagreatdealtohim.Iagreed.HewasMatthew.Whenhewasborn,thedoctortoldhisparentsthathewouldnotlivetoseefive,thentheyweretoldhewouldnotmakeittoten.Nowhewasthirteen.HewantedtomeetmebecauseIwasagold-medalweightlifter,andIknewaboutovercomingobstacles(障礙)andgoingformydreams.IspentoveranhourtalkingtoMatthew.Neveroncedidhecomplain(抱怨).Hespokeaboutwinningandsucceedingandgoingforhisdreams.

Heknewwhathewastalkingabout.Hejusttalkedabouthishopesforthefuture,andhowonedayhewantedtoliftweightwithme.Whenwefinishedtalking,IwenttomybriefcaseandpulledoutthefirstgoldmedalIwonandputitaroundhisneck.Itoldhimhewasmoreofawinnerandknewmoreaboutsuccessandovercomingobstacles

thanIeverwould.Helookedatitforamoment,thentookitoffandhandeditbacktome.Hesaid,“Youareachampion(冠軍).Youearnedthatmedal.SomedaywhenIgettotheOlympicsandwinmyownmedal,Iwillshowittoyou.”LastsummerIgotthenewsthatMatthewhaddiedandaletterMatthewhadwrittenmeafewdaysbefore:DearRick,MymomsaidIshouldsendyouathank-youletterforthepictureyousentme.ThedoctorstellmethatIdon’thavelongtoliveanymore.ButIstillsmileasmuchasIcan.ItoldyousomedayIwasgoingtotheOlympicsandwinagoldmedal.ButIknownowI’llnevermakeit.ButIknowI’machampion,andGodknowsthattoo.WhenIgettoHeaven,Godwillgivememymedalandwhenyougetthere,Iwillshowittoyou.Thankyouforlovingme.Yourfriend,Matthew1、Theboywishedtomeetthewriterbecause.A．hewishedtotakepartintheOlympicsB．headmiredtheauthorverymuchC．hehopedtomakefriendswiththeauthorD．heenjoyedweightlifting2、WhichofthestatementsisTRUE?A．Matthewwasgoodatweightlifting.B．Rickhadthesimilardiseaseasachild.C．Matthewnevergaveupinfaceofdisease.D．Rickencouragedtheboytobecomeachampion.3、Whydidtheboyrefusethewriter’smedal?A．Hedidn’tneedRick’spity.B．Ricklookedonthemedalasthemostimportantthing.C．ThegoldmedalwasverydeartoRick.D．Hethoughthewasnotworthyofit.4、WhatcanbeinferredfromMatthew’sletter?A．Rickwasunhappybeforedeath．B．RickkeptintouchwithMatthew．C．MatthewsentsomepicturestoRick．D．MatthewgotanOlympicgoldmedal．25．（10分）It’sofficial.Denmark—aswellasbeingtheworld’sbestcountrytoliveinforwomenwiththesecond-happiestpeopleandoneofthebesthealthcaresystemsinEurope—hasthemostcontentedbabies.Or,atleast,theoneswhocrytheleast.AccordingtoresearchpublishedintheJournalofPediatrics,Danish,GermanandJapanesebabiescrytheleast,whileBritish,CanadianandItalianbabiescrythemost.“I’mnotsurprised,”Danishparentingexpertandco-authorofTheDanishWayofParentingJessicaAlexandertellsme.“Thefirstyearofachild’slifeisconsideredsoimportantinDenmark.Danishparentsaremuchlessstressedbecausetheygetgoodmaternityandpaternityleave(孕產(chǎn)假).Theatmosphereismuchcalmerand,ifmothersaregettingmoretimeoff,thatgoeshandinhandwithlessstress,morecontact,moreroutinesandlesscrying.”Shepausesbeforethrowinginafinaltip:“Oh,andDanishbabiessleepoutdoorsalot.”InDenmark,awomanisgivenfourweekspregnancyleavefollowedby52weeksofpaidleavethatcanbesharedbetweenparents.AndAlexanderthinksthereisanotherimportantreasonwhyDanishbabiescryless:breastfeeding.“It’sjustthedonethinginDenmark,”shesaysofacountrythathastheworld’shighestbreastfeedingrates.“Inothercountries,therearecontinualdiscussionsaboutwhetheryoushouldorshouldn’tbreastfeed.InDenmark,breastfeedinghasnevergoneoutofstyle.Andeveryonedoesitforayear.”ForIbenSandahl,Alexander’sco-author,itcomesdowntotheDanishattitudetolifeingeneral.“Weareanhonestandpurepeople,”shetellsme.“Wearesurroundedbysocialsupportandarelesslikelytobecomeangry,sadorannoyedwhenourbabiesarecrying.Andwearegoodatembracing(擁抱)allkindsoffeelings,sowearen’tscared.Instead,wetrytoconnectwiththebabieswhentheycry.It’showbabiescommunicateandit’sabouttryingtounderstandit.”1、Whichofthefollowingcanmakeababycryless?A．Aneffectivehealthcaresystem.B．Morecompanyfromaparent.C．Anenergeticbusymother.D．Morechancestomeetfellowbabies.2、Itcanbelearnedfromthetextthat________.A．somethinginthemilkfrombreastfeedingcankeepbabieshappyB．Demarkissecondtononeinprotectingitsfemales’rightsC．Danishparents’attitudestoababy’sfirstyearvaryconsiderablyD．breastfeedingisacommonandacceptedpracticeinDenmark3、Whenbabiescry,Danishparentswillprobably________.A．trytofigureoutwhattheywantB．putthemoutdoorsforagoodsleepC．seeksocialsupportforguidanceD．waitamomentforthemtocalmdown第三部分語言知識運(yùn)用（共兩節(jié)）第一節(jié)（每小題1.5分，滿分30分）閱讀下面短文，從短文后各題所給的A、B、C和D四個選項(xiàng)中，選出可以填入空白處的最佳選項(xiàng)．26．（30分）完形填空Iamamomoftwoyoungchildrenwhomwehome-school．This1thattheyarewithmealmostconstantly．WheneverpossibleIwill2randomactsofkindness;3thingslikepayingfortheorderbehindmeinthedrive-thrulane,holdingdoors,etc．So,theyarevery4withtheconceptandare,ofcourse,5toalsodo"nice"thingsforothers．Justafewdaysagowestopped6ourlocalgrocerystoretopickupafewthingswhichquicklyturnedintoanentirecartloadofstuff．Wegotintooneofthetwoopencheckoutlanesandwaitedour7．Whilewaitingayoungmancameupbehinduswithonlyafew8inhisbasket．Itoldhimtogoaheadofusaswewereinno9．Heseemedverypleasantlysurprisedandgraciously10．Ashebeganputtinghisitemsonthebelttheclerkbeganto11hertilltapesowehadafairlylongwaitinline．Mykidswerevery12behavedbuttheywerestillchildren;theyaskedquestions,theytalked13,theymovedaroundandtheyweregenerallyveryentertaining．(Tome,anyway．)Icouldseetheyoungmanwatchingandlisteningwithasmileonhisface．Wewereputtingourgroceriesonthe14whentheclerkfinishedwith15order．WhatIdidn'tknowwasthathehadheardmykids16bubblegum．Ihadagreedtheycouldhavesome．17,hepickedupapackofbubble-gumandaskedtheclerktoringitthroughtwicebeforeputtingitback．Hethentoldmykidsthatheboughttheirgum18theirmomwas19enoughtolethimgoaheadinthequeue．Theexperiencereallydrovehomethe20thatgoodbegets(產(chǎn)生，引起)goodformylovelylittlekiddos（親呢的稱呼：小伙子）．1、A．tells B．leaves C．means D．ensures2、A．entertain B．serve C．function D．perform3、A．important B．impressive C．suitable D．simple4、A．satisfied B．occupied C．familiar D．pleased5、A．supported B．taught C．encouraged D．supposed6、A．near B．by C．with D．a(chǎn)gainst7、A．opportunity B．return C．turn D．time8、A．fruit B．vegetables C．items D．sales9、A．time B．hurry C．case D．sense10、A．a(chǎn)ccepted B．collected C．carried D．a(chǎn)greed11、A．change B．remove C．continue D．stop12、A．badly B．poorly C．well D．ill13、A．constantly B．immediately C．usually D．rudely14、A．belt B．bench C．basket D．cart15、A．her B．his C．their D．our16、A．complainabout B．a(chǎn)llowfor C．a(chǎn)skfor D．concernabout17、A．So B．But C．Or D．For18、A．when B．unless C．because D．until19、A．happy B．helpful C．serious D．nice20、A．idea B．reward C．chance D．instruction第二節(jié)（每小題1.5分，滿分15分）閱讀下面材料，在空白處填入1個適當(dāng)?shù)膯卧~或括號內(nèi)單詞的正確形式。27．（15分）LastFridayastormsweptthroughtwovillagesintheNewTerritories,

1．(destroy)fourteenhomes.Sevenothersweresobadlydamaged

2．

theirownershadtoleavethem,andfifteenothershadbrokenwindowsorroofs.Onepersonwaskilled,severalwere3．(serious)hurtandanumberofotherpeoplewereslightlyinjured.Altogetherovertwohundredpeoplewere

homelessafterthestorm.Afarmer,Mr.Tan,saidthatthestormbeganearlyinthemorningand4．(last)foroveranhour.“I

waseatingwithmywifeandchildren,”hesaid,“5．weheardaloudnoise.Afewminuteslaterourhousefelldown

6．topofus.WetriedourbesttoclimboutbutthenIsawthatoneofmychildrenwas7．(miss).Iwentbackinsideandfoundhim,safe

8．veryfrightened.”Mrs.WooMeiFong

9．husbandhadjustleftforworksaidthatshefeltherhousewasmoving.Sheranoutsideatoncewithherchildren.Soldiershelpedtotakepeopleoutof

10．floodedareaandthewelfaredepartmentbroughtthemfood,clothesandshelter.第四部分寫作（共兩節(jié)）第一節(jié)短文改錯（滿分10分）28．（10分）假定英語課上老師要求同桌之間交換修改作文，請你修改你同桌寫的以下短文。短文中共有10處錯誤，每句中最多有兩處。錯誤涉及一個單詞的增加、刪除或修改。增加：在缺詞處加一個漏字符號（∧），并在此符號下面寫出該加的詞。刪除：把多余的詞用斜線（＼）劃掉。修改：在錯的詞下劃一橫線，并在該詞下面寫出修改后的詞。注意：1、每處錯誤及其修改均僅限一詞；2、只允許修改10處，多者（從第11處起）不計分。WhenIwasintheGradeOne,IwasterriblepoorinEnglish、BesleepyinclasswasoneofthereasonswhyIrarelydidwellinschool、OnceIevenfailedinamid-termexam、WhileIgotthepapers,IrealizedthatthingswouldbebetterifIlistenedtotheteacherattentively、Myteachertoldme,"Yesterdayishistory、Todayisagift、IfyouburyyouintoEnglishnow,you'llmakeit、"Ican'tagreemuch、Fromthenon,Ibegantostudyharder、Outofmyexpectation,Imadegreatachievementsoon、Today,Englishiswhichmystrengthlies、AndI'mgratefulformyEnglishteacher、第二節(jié)書面表達(dá)（滿分25分）29．（25分）假定你是李華。在你市留學(xué)的外國朋友Peter非常喜歡中國戲曲。本周日下午3點(diǎn)你市新落成的紅日劇院將舉辦一場精彩的京劇表演。請你用英語給Peter寫一封電子郵件，內(nèi)容包括:1.邀請他一同觀看京劇演出；2.給出觀劇后的活動建議；3.期待他的回復(fù)。注意:1.詞數(shù)100左右；2.可以適當(dāng)增加細(xì)節(jié)，以使行文連貫。________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________

參考答案第一部分（共20小題，每小題1.5分，滿分30分）1、B2、B3、D4、D5、A6、B7、B8、B9、D10、C11、B12、A13、C14、D15、B16、D17、B18、B19、A20、A第二部分閱讀理解（滿分40分）閱讀下列短文，從每題所給的A、B、C、D四個選項(xiàng)中，選出最佳選項(xiàng)。21、1、D2、D3、B4、C22、1、B2、A3、D4、A23、1、A2、D3、A24、1、B2、C3、A4、B25、Weareoftenunabletopaycloseattentiontowhatwehear.Justlikewhenwetrytograbasponge(海綿)thatisfullofwater,somewaterwillrunoutofit.Butsometimeswetrytoremembereverythingaspeakersaysandtrytotakeinaspeaker’severywordasifeverywordwasequallyimportant.Wetrytorememberallthenames,allthedates,andalltheplaces.Intheprocessweoftenmissthespeaker’smainpoint.ErikWaldmanworksatadesigncompany.Knowinghehadneverbeengoodatbudgetinghismoney,hewasdeterminedtobeginthinkingabouthiseconomicfuture.Whenhisemployercirculatedane-mailannouncingafinancialplanningworkshop(研討會),Eriksigneduprightaway.Thefirstsessionwasaboutretirementplanning.SimoneFisher,thelecturer,explainedthat7of10Americansbetweentheagesof22and35donothavearegularsavingsplan.ErikwrotedowneverynumberSimonementioned."Ifyouwanttohavearetirementincomeequalto75percentofyourcurrentsalary,"Simonecontinued,"youwillneedtosaveatleastof6percentofyourpresentearnings,takingintoaccountfutureinflationrates(通貨膨脹率).Inthemeantime,Iwanttostressthatthe