2023-2024學(xué)年廣東省東莞市重點(diǎn)中學(xué)高三下學(xué)期第五次調(diào)研考試英語(yǔ)試題含解析

2023-2024學(xué)年廣東省東莞市重點(diǎn)中學(xué)高三下學(xué)期第五次調(diào)研考試英語(yǔ)試題考生須知：1．全卷分選擇題和非選擇題兩部分，全部在答題紙上作答。選擇題必須用2B鉛筆填涂；非選擇題的答案必須用黑色字跡的鋼筆或答字筆寫(xiě)在“答題紙”相應(yīng)位置上。2．請(qǐng)用黑色字跡的鋼筆或答字筆在“答題紙”上先填寫(xiě)姓名和準(zhǔn)考證號(hào)。3．保持卡面清潔，不要折疊，不要弄破、弄皺，在草稿紙、試題卷上答題無(wú)效。第一部分（共20小題，每小題1.5分，滿分30分）1．Infrontofthewholeaudience,PremiereLimadehispromise______thegovernmentwouldtryitsbesttosolvetheproblemofpovertyinChina.A．whatB．whichC．whetherD．that2．Tofetchwaterbeforebreakfastseemedtomearule______.A．toneverbreak B．nevertohavebrokenC．nevertobebroken D．nevertobebreaking3．ProfessorWang________inourschooltillnextSunday．A．willhavestayed B．hasstayed C．isstaying D．stayed4．When________questionsinclass,oneshouldanswerthemasclearlyaspossible.A．a(chǎn)sking B．toask C．tobeasked D．a(chǎn)sked5．henewly-discoveredstarwasnamed_____aChineseastronomer________hiscontributionstoastronomy.A．for;infavorof B．a(chǎn)fter;inhonorofC．by;inmemoryof D．a(chǎn)s;inpraiseof6．Theinnerstrengthofthegirlallowsher_____goingwhenshegetsintotrouble.A．keepB．keepingC．tokeepD．kept7．CareersAdviceserviceisonlyavailabletopeopleonday-timecourses.A．tostudy B．studyC．studied D．studying8．Thepoliceofficersdecidedtoconductathoroughand______reviewofthecase.A．comprehensive B．complicatedC．conscious D．constant9．Accordingtothereport,peopleinthe________areasarerebuildingtheirhomesandmanyroads________totheareahavebeenrepaired.A．flooded;lead B．flooding;leading C．flooding;tolead D．flooded;leading10．Youcanchoosenottoforgive.________youcanalsochoosetoletitgo.A．Absolutely B．ConsequentlyC．Subsequently D．Alternatively11．—Wewouldappreciateitifyoucouldstayforlunch.—Sorry,I.Ihaveanotherappointment.A．won’t B．shan’t C．can’t D．mustn’t12．—Kevin,timeforthenextdestination!—Nohurry!Another15minutesandwe_____alltheexhibitionroomsofthemuseum.A．a(chǎn)mexploringB．haveexploredC．willexploreD．willhaveexplored13．Kunmingiscalled“SpringCity”,butit_____snowinwinter.A．shall B．can C．must D．might14．Itreallymatters_______hetreatedthelatestfailure,fortheexaminationisaroundthecorner.A．if B．thatC．why D．how15．Shedoesn’tspeakourlanguage,_____sheseemstounderstandwhatwesay．A．for B．a(chǎn)nd C．yet D．or16．Mysister______thebabywhileI’matyoga.A．a(chǎn)rrangesB．mindsC．a(chǎn)ssesses17．Hardwork，alongwithdedicatedrevolutionaryspiritisthefundamentalguaranteeofsuccess，whichis________weshouldlearnfromthepioneersparticipatingintheLongMarch.A．that B．whatC．where D．how18．—When______leaveforJapan?—When______leaveforJapaniskeptsecret.”A．theywill,willthey B．willthey,theywillC．theywill,theywill D．willthey,willthey19．Wearelivinginanage________QRcodes(二維碼)arebecomingmoreandmorepopularinourdailylife.A．why B．thatC．whose D．when20．Eventually,shehasrecognized____,whateverhappensandhoweverbad____seemstoday,lifestillgoesonandeverythingwillbebettertomorrow．A．that;it B．it;that C．it;what D．that;what第二部分閱讀理解（滿分40分）閱讀下列短文，從每題所給的A、B、C、D四個(gè)選項(xiàng)中，選出最佳選項(xiàng)。21．（6分）It’sofficial.Denmark—aswellasbeingtheworld’sbestcountrytoliveinforwomenwiththesecond-happiestpeopleandoneofthebesthealthcaresystemsinEurope—hasthemostcontentedbabies.Or,atleast,theoneswhocrytheleast.AccordingtoresearchpublishedintheJournalofPediatrics,Danish,GermanandJapanesebabiescrytheleast,whileBritish,CanadianandItalianbabiescrythemost.“I’mnotsurprised,”Danishparentingexpertandco-authorofTheDanishWayofParentingJessicaAlexandertellsme.“Thefirstyearofachild’slifeisconsideredsoimportantinDenmark.Danishparentsaremuchlessstressedbecausetheygetgoodmaternityandpaternityleave(孕產(chǎn)假).Theatmosphereismuchcalmerand,ifmothersaregettingmoretimeoff,thatgoeshandinhandwithlessstress,morecontact,moreroutinesandlesscrying.”Shepausesbeforethrowinginafinaltip:“Oh,andDanishbabiessleepoutdoorsalot.”InDenmark,awomanisgivenfourweekspregnancyleavefollowedby52weeksofpaidleavethatcanbesharedbetweenparents.AndAlexanderthinksthereisanotherimportantreasonwhyDanishbabiescryless:breastfeeding.“It’sjustthedonethinginDenmark,”shesaysofacountrythathastheworld’shighestbreastfeedingrates.“Inothercountries,therearecontinualdiscussionsaboutwhetheryoushouldorshouldn’tbreastfeed.InDenmark,breastfeedinghasnevergoneoutofstyle.Andeveryonedoesitforayear.”ForIbenSandahl,Alexander’sco-author,itcomesdowntotheDanishattitudetolifeingeneral.“Weareanhonestandpurepeople,”shetellsme.“Wearesurroundedbysocialsupportandarelesslikelytobecomeangry,sadorannoyedwhenourbabiesarecrying.Andwearegoodatembracing(擁抱)allkindsoffeelings,sowearen’tscared.Instead,wetrytoconnectwiththebabieswhentheycry.It’showbabiescommunicateandit’sabouttryingtounderstandit.”1、Whichofthefollowingcanmakeababycryless?A．Aneffectivehealthcaresystem.B．Morecompanyfromaparent.C．Anenergeticbusymother.D．Morechancestomeetfellowbabies.2、Itcanbelearnedfromthetextthat________.A．somethinginthemilkfrombreastfeedingcankeepbabieshappyB．Demarkissecondtononeinprotectingitsfemales’rightsC．Danishparents’attitudestoababy’sfirstyearvaryconsiderablyD．breastfeedingisacommonandacceptedpracticeinDenmark3、Whenbabiescry,Danishparentswillprobably________.A．trytofigureoutwhattheywantB．putthemoutdoorsforagoodsleepC．seeksocialsupportforguidanceD．waitamomentforthemtocalmdown22．（8分）Inthemid-2000s,WazeMobileco-founderEhudShabtaireceivedacutting-edge(尖端的)giftfromgirlfriend:aGPS.Theexpensivegiftwassupposedtobehelpful.Butstraightoutofthebox,itwasalreadyoutofdate.Shabtai,acodingenthusiast,hadanimmediatereactiontoreinvent.Shabtai’ssolution?Tobuildanapp.With80millionmonthlyactiveusersgloballyandnearly400,000superuserswhofunctionmuchlikeWikipediavolunteereditors(editingmapsratherthanwords),WazeMobilecaughttheeyeofGoogleasarevolutionaryapproachtonavigation(導(dǎo)航).AcquiredbyGooglein2013,Waze’svaluemainlyliesinitshighrateofuserinvolvement.Unliketraditionalnavigationappsthatsimplyshowdirections,Wazeasksitsuserstoreportaccidentsandotherroadconditionsinrealtime,sootheruserscanavoidthetrafficbyusinganalternativeroute.ThegoalbehindWaze’sapproachisanambitiousone:notjustavoidtraffic,butenditaltogether.Wazeisfindingnewwaystoputitsloyalandactiveuserbasetousetomakethatvisionareality,includingaplantomakecarpooling(拼車)cool.Tobesure,trafficjamsaretroublingpeopleallovertheworld.Wazehasbeenquietlyaheadofthegameforsometime.In2013,whenWazewasjustasmalldigital-mappingbusinesswithlimitedresourcesithadsomethingGoogleMapsandothercompetitorsdidn’t:richerGPSguidancethankstoitsstreamoflivetrafficreportsfromusers.TheseuserswerethebasisofShabtai’splantosolveforhisGPSdevice’s“silent”hardware:hegroundedtheappinsoftwarethatcouldbeperpetuallyupdatedbyusers,anywhereandanytime.WazeCarpoolisgoingstraighttotheheartoftrafficjams,tryingtogetmoredriversofftheroadandintocarpools.Theapphasalreadyconnectedtensofthousandsofrideseekerswithdriverswillingtoferrythemalongasharedroute,andthattrendcouldbetheanswertoatraffic-freefuture.1、WhatdidShabtaidowhenhefoundhisgirlfriend’sgiftoutofdate?A．Heimprovedit.B．Hetookitapart.C．Heputitaway.D．Heuseditanyway.2、WhatsetsWazeMobileapartfromtraditionalnavigationapps?A．Ithasthemostusers.B．Itcanindicatedirections.C．Itreportsroadconditionsinrealtime.D．Mostusershelpedititswords.3、Whatdoestheunderlinedword“perpetually”inparagraph6probablymean?A．Difficultly.B．Carefully.C．Greatly.D．Constantly.4、Whatismainlytalkedaboutinthetext?A．Theriseofcarpooling.B．Anadvancednavigationapp.C．ThedevelopmentofGoogle.D．Trafficproblemsintheworld.23．（8分）At27,afterservinginWorldWarII,Idreamedofowningapieceofland.SoImovedfromcentralIllinoistoShelbina,Missouri,andbought236acresfor$6,000.Theplotoflandwassituatedonadirtroadandwashalffarmlandandhalftrees,withanoldhousethathadnorunningwaterorelectricity.Obviously,itwasnotwhatyou’dcallprimerealestate.Butitwasmine.Iwasaloneforthefirsttimeinmylife,andIfounditliberating.Mydayswerefilledfromdawnuntilduskwithplowingandplantingcorn.Dinnertimecameandwent,andIbarelyrememberedtoeat.Iwouldn’tsayIwasagreatsuccessatfarminginMissouri.However,whenIwenttothestoretobuysomeplowshares,ImetanicewomannamedClaudetteworkingbehindthecounter.IalsoranintoheratSt.Mary’sCatholicChurchinShelbinaeachweek.Ifoundoutlaterthathermanagerkeptaskingherabout“thattallboy(andeligiblebachelor)fromIllinoislivingoutinthecountryinanoldhousewithnowater,noelectricityandnohousekeeper.”Claudetteandhersistersoonvisitedmyfarmandputupsomecurtains.Toshowmyappreciation,ItookClaudetteoutforarideinmy2?-tonStudebakertruck.Wemarriedin1954andhavenowbeentogetherformorethan62years!IlatersoldtheMissourifarmfora$3,500profitandbought40acresinIllinois.Formanyreasons,buyingtheMissourifarmwasagoodidea.Iwillalwayscherishmemoriesofowningthefarmandmeetingmybeloved.1、WhentheauthorboughttheplotoflandinShelbina,________.A．itwaswellequippedB．hewasunsatisfiedwithitC．itwasnotarealestateD．heworkedveryhardonit2、Theunderlinedword“l(fā)iberating”inparagraph2canbereplacedbytheword________.A．upsetB．interestingC．freeD．boring3、TheauthorregardsbuyingtheMissourifarmasagoodideabecause_______.A．hewasabletosellitatthepriceof$3,500B．hecouldrecallplentyofexperiencesinhisownfarmC．hegotthechancetomeethiswifeworkingatachurchinShelbinathenD．hecouldpurchaseanotherhouseinIllinoisasaresultofsuccessfulfarming24．（8分）Travellingwithskiingorsnowboardingequipmentcanbeabitofaneffort,particularlyifyou’reswappingbetweenbuses,trainsandplanes.Takeasimpler,moredirectroutetothefourAlpineoptionsontheEurostaratLondonSt.PancrasInternationalorAshford.LaRosièreSainteFoyGreatskiconditionsaren’taone-offhere,thankstoTheslopesarequiet,theliftqueuesnon-existent,theresort’shighaltitudeanditsmostlysouth-andsnowyforestsandbreathtakingmountainfacingandthereforesunny-slopes.It’safamilyviewsdominate(控制）youreyeline.Thisresortisfriendlyresortandkidswillenjoyskiingthroughnotaplacetocomeifyouliketoparty,butit’sathetreesandtunnelsonadventuretrail.greatchoiceforthosewhowanttoprogressonwide,emptypistes.Mo?tiersTignesItisagoodresortforfirst-timeskiers.ThosenewItmaynotbetheprettiestresortintheFrenchAlps,tothesportcanbookaholidaysafeinthebutwhatitlacksincuteness,itmorethanmakesupknowledgethatthey’renotstuckupasnowyforinconvenience,takingtheconceptofski-inski-mountainifthesportisn’tforthem.Thetownitselfouttoawholenewlevel.Itshigh-qualitysnowhasaMuseumofPopularTraditions.conditionsareallbutguaranteed.NeedtoknowYoucantakeonepairofskisoronesnowboardonboardwithyouinadditiontoyourstandardadultluggageallowance.Forsafetyreasons,skisandsnowboardshavetobekeptinaprotectivecasethatcoversthewholeitem.There’satravelclasstosuiteverybudgetandstyle.Thoughtheseatsareroomyandcomfortable,it’sworthnothingtherearenosleeperbunkbeds.WithfreeWi-Fiforall,youcanstayconnectedalltheway.603、Ifoneislookingforapeacefulandcrowd-freeskiresort,hewillprobablychoose_____.A．LaRosière B．SainteFoyC．Mo?tiers D．Tignes1、Fromthepassage,wecanknowthat_________.A．theEurostarofferseasyaccesstopopularAlpineskiresorts.B．thereisnorestrictiononwell-protectedequipmentonboard.C．travelerscanhaveagoodsleeponcomfortablebunkbedsonboardD．freeWi-Fiisprovidedonboardfortravellerswhoupgradetheirtravelclass25．（10分）Flyingtoanothercountrycansometimestakeseveraldays.Butthedesignerofafuturisticjet(噴氣式飛機(jī))sayshisplanecouldtakeyouaroundtheworldinyourlunchbreak.AccordingtoanarticleinTheSun,theplanet,calledtheAntipode,couldcarry10peopleanduserocketboosters(火箭助推器)togo12kmhigh.ThenitcouldflyfromLondontoNewYorkinlessthan20minutes,orfromNewYorktoShanghaiin24minutes.AnormalBoeing747hasatopspeedof917km/h.ThefastestplaneintheworldrightnowisAirForceOne.ItcarriesthepresidentoftheUnitedStatesandcanreach1,092km/h.ButtheAntipodewouldbecapableofreachingacrazy25,750km/h!CanadiandesignerCharlesBombardiersayshisplanecouldbe10timesfasterthantheConcorde,whichcouldflyat2,180km/h.TheConcordeusedtobetheworld’sfastestpassengerplanebetween1976and2003.ButtheConcordewasverynoisyanditsnosegotdangerouslyhotwhenitflew,AConcordecrashedin2000,killing114people.NoConcordeswereflownagainafter2003.TheAntipodesdesignincludesaspecialnosethatstopsitfromoverheatingandhavingthesameproblemsthattheConcordedid.Newtechnology,recentlytestedbyNASA,makestheAntipodetheperfectshapeandweighttoflyfastandsafely.“It’salwayssomethingthatpeoplewouldlike—atransportationsystemthatcouldtakeyoufromoneplaceontheplanettotheotherside,”MrBombardiertoldtheBBC．Don’ttrytobuyaticketontheplaneyet,though.Thedesignisjustaconceptandwillneedmoreresearchbeforeitbecomesareality.1、WhatisthebiggestdifferencebetweentheAntipodeandothernormalplanes?A．Itcanflymuchfaster.B．Itcanholdmanymorepeople.C．Itcanflymuchhigher.D．Itcanbemuchsafer.2、WhichofthefollowingabouttheplanesisNOTtrue?A．ABoeing747canreachaspeedof917km/h.B．AirForceOneisthefastestplaneintheworld.C．ThepresidentoftheUnitedStatesusuallytakesaBoeing747.D．TheAntipodecouldbeabout24timesfasterthanAirForceOne.3、WhatdoweknowabouttheConcorde?a.Itusedtobetheworld’sbiggestpassengerplane.b.Itmadeloudnoiseswhenitwasflying.c.Itsnosegotdangerouslyhotwhenitflew.d.Itstoppedflyingafter2000.A．a(chǎn)bB．bcC．cdD．a(chǎn)d4、Accordingtothestory,weknowthat________.A．a(chǎn)USdesignerdesignedtheAntipodeB．peoplenowcanbookatickettoflyontheAntipodeC．theAntipodehasalreadybeenproducedD．theAntipodewon’thavetheproblemsthattheConcordehad第三部分語(yǔ)言知識(shí)運(yùn)用（共兩節(jié)）第一節(jié)（每小題1.5分，滿分30分）閱讀下面短文，從短文后各題所給的A、B、C和D四個(gè)選項(xiàng)中，選出可以填入空白處的最佳選項(xiàng)．26．（30分）Stevewasaseventhgrader,abigboy,lookingmorelikeateenagerthana12-year-old.Yet,hewentunnoticed--hehadbeen1everyexaminationsincefirstgrade一untilMissWilma.Inthemiddleofthefirstsemesterofschool,theentireseventhgradewas2forbasicskills.“Youalldidprettywell,"MissWilmatoldtheclassaftergoingoverthe3"exceptforoneboy.Andit4myhearttotellyouthis,but.."she5，“thesmartestboyintheseventhgradeisfailingmyclass."Steve6hiseyesancarefullyexaminedhisfingertips.Afterthat,Stevestillwouldn'tdohishomework.EvenifMissWilma7punishedhim,heremained8“Steve,please!Icareaboutyou!”9,Stevegotit!“SomeoneCARESABOUTME?!”O(jiān)neMondayacoupleofweekslater,MissWilmagavea10ontheweekendhomework.Steve11throughthetestandwasthefirsttohandinhispaper.Withalookof12，MissWilma1ookhispaperandbegantolookitover.MissWilma'sfacewasin13shock!SheglancedupatSteve,then14,thenup.Thesmartestboyintheseventhgradehadjustpassedhisfirsttest!Fromthatmoment,nothingwasthesameforSteve.Hediscoveredthatnotonlycouldherememberandunderstand15,buthecouldtranslatewhathelearnedintohislife.Hebecame16，Afterhighschool,SteveenlistedintheNavy,andhehada(n)17militarycareer.Duringhisnavalyears,heinspiredmanyyoungpeoplewhomightnothave18themselveswithouthim.A19tookplacewithintheheartofaboyallbecauseofoneteacher,who20.1、A．missingB．failingC．passingD．skipping2、A．testedB．classifiedC．separatedD．dismissed3、A．questionsB．effectsC．lessonsD．results4、A．fillsB．pressesC．breaksD．destroys5、A．shoutedB．hesitatedC．interruptedD．laughed6、A．droppedB．raisedC．coveredD．closed7、A．strangelyB．steadilyC．severelyD．secretly8、A．helplessB．stubbornC．flexibleD．crazy9、A．CommonlyB．UnwillinglyC．ParticularlyD．Suddenly10、A．quizB．chanceC．speechD．presentation11、A．sleptB．lookedC．livedD．hurried12、A．disappointmentB．surpriseC．satisfactionD．inspiration13、A．betterB．totalC．preciousD．ridiculous14、A．downB．a(chǎn)wayC．outD．back15、A．homeworkB．gradesC．knowledgeD．subjects16、A．outstandingB．lazyC．roughD．troublesome17、A．tiringB．ordinaryC．hardworkingD．successful18、A．reliedonB．lookedafterC．turnedtoD．believedin19、A．competitionB．choiceC．changeD．campaign20、A．waitedB．listenedC．wishedD．cared第二節(jié)（每小題1.5分，滿分15分）閱讀下面材料，在空白處填入1個(gè)適當(dāng)?shù)膯卧~或括號(hào)內(nèi)單詞的正確形式。27．（15分）Afriendlyanimalwaveshispawatvisitorsjustbeforehisenclosure（圍墻）ataSpanishzoo.Thebearentertainspassers-byatMadridZoowith1．(it)antics（滑稽的動(dòng)作）.Fictionalbearsareoftenfriendlybeasts.However,theirreallifecounterparts（對(duì)應(yīng)物）tendtohaveworsereputations,whichiswhyphotographerAndreySlepnev,31,could2．(bare)believehiseyeswhenoneofthe3．(creature)startedwavingathim.Thebear4．(entertain)himatMadridZoobysittingattheedgeofhisenclosureand5．(wave)excitedlyathimandothervisitors.Thefriendlyanimalwanderedtothefrontofhisenclosureinfullviewofzooguestsandliftinghis6．(power)pawinadecidedlywave-likemotion.MrStepnevsaid,"Thebearseemedextremelyhappy-themorepeoplewavedathim,7．longerhewavedfor.Afterseveralminutesofwavingonhisown,otherbearsstartedfollowingtheexampleset8．thefriendlybeast.""I'donlyseenthiskindofbehaviorbeforeinacircus,soperhapsthat's9．heusedtodo.Apparentlytheywavetozookeeperswhentheywantfeeding,sotheytrytogetfoodfromgueststoo.""Thebears10．(know)towaveatzookeeperswhentheyarehungry,andthisbearwaslikelytolookforasnack.Thebearwasenjoyingtheattentionfrompassers-by,"MrStepnevadded.第四部分寫(xiě)作（共兩節(jié)）第一節(jié)短文改錯(cuò)（滿分10分）28．（10分）假定英語(yǔ)課上老師要求同桌之間交換修改作文，請(qǐng)你修改你同桌寫(xiě)的以下作文。文中共有10處錯(cuò)誤，每句中最多有兩處，錯(cuò)誤涉及一個(gè)單詞的增加，刪除或修改。增加：在缺詞處加一個(gè)漏詞符號(hào)(∧)，并在其下面寫(xiě)出該加的詞。刪除：把多余的詞用線(＼)劃掉。修改：在錯(cuò)的詞同下劃一橫線，并在該詞下面寫(xiě)出修改后的詞。注意：1.每處錯(cuò)誤及其修改均限一詞。只允許修改10處，多者(從第11處起)不計(jì)分。Thesummerjobisverymuchpopularamongsomeuniversitystudents.Longbeforetheendofaschoolyear,studentsstarttheirsummervacationjobsearch.Theysendletterstobusinesses,goingtojobinterviews,andaskourfriendsandrelationsforhelp.ByJunethestudentsusuallyhadfoundjobsandthentheybeginpreparingentertheworldofwork.Reasonsforwantingasummerjobdiffersfromstudenttostudent.Somestudentsworktopaytheirschoolexpenses,someworktogainexperienceorjusttofun.Salesmenorwaitersaretwoofthemostcommonjobthatstudentstrytofind.第二節(jié)書(shū)面表達(dá)（滿分25分）29．（25分）假定你是李華，你們班來(lái)自意大利的交換生Alex最近生病住院，很久沒(méi)有來(lái)上課。請(qǐng)你根據(jù)所給提示用英語(yǔ)給他寫(xiě)一封電子郵件，要點(diǎn)包括:1.表示同情；2.給予安慰；3.表達(dá)祝愿。注意:1.詞數(shù)120左右(開(kāi)頭和結(jié)尾已給出，但不計(jì)入總詞數(shù))；2.可以適當(dāng)增加細(xì)節(jié)，以使行文連貫。DearAlex,_______________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________Yours,LiHua

參考答案第一部分（共20小題，每小題1.5分，滿分30分）1、D2、C3、C4、D5、B6、C7、D8、A9、D10、D11、C12、D13、B14、D15、C16、B17、B18、B19、D20、A第二部分閱讀理解（滿分40分）閱讀下列短文，從每題所給的A、B、C、D四個(gè)選項(xiàng)中，選出最佳選項(xiàng)。21、Weareoftenunabletopaycloseattentiontowhatwehear.Justlikewhenwetrytograbasponge(海綿)thatisfullofwater,somewaterwillrunoutofit.Butsometimeswetrytoremembereverythingaspeakersaysandtrytotakeinaspeaker’severywordasifeverywordwasequallyimportant.Wetrytorememberallthenames,allthedates,andalltheplaces.Intheprocessweoftenmissthespeaker’smainpoint.ErikWaldmanworksatadesigncompany.Knowinghehadneverbeengoodatbudgetinghismoney,hewasdeterminedtobeginthinkingabouthiseconomicfuture.Whenhisemployercirculatedane-mailannouncingafinancialplanningworkshop(研討會(huì)),Eriksigneduprightaway.Thefirstsessionwasaboutretirementplanning.SimoneFisher,thelecturer,explainedthat7of10Americansbetweentheagesof22and35donothavearegularsavingsplan.ErikwrotedowneverynumberSimonementioned."Ifyouwanttohavearetirementincomeequalto75percentofyourcurrentsalary,"Simonecontinued,"youwillneedtosaveatleastof6percentofyourpresentearnings,takingintoaccountfutureinflationrates(通貨膨脹率).Inthemeantime,Iwanttostressthatthemostimportantthingistostartsavingnow."ErikrecordedallthestatisticsSimoneused.Whensheopenedthefloor(自由發(fā)言)forquestion,Erikraisedhishandandsaid,"Ihavetwoquestion.Whenisthebesttimetostartsavingforretirement?AndhowcanIfigureoutmysavingstargetifIdon’tknowwhatinflationrateswillbeinth