Chapter-4-國(guó)際結(jié)算業(yè)務(wù)

Chapter4國(guó)際結(jié)算業(yè)務(wù)背對(duì)背跟單信用證代收行；收款行承兌交單或付款交單可轉(zhuǎn)讓跟單信用證通知行匯款，匯付拒付通知議付跟單信用證托收托付書(shū)跟單信用證開(kāi)證行跟單托收不行撤銷(xiāo)保兌跟單信用證議付行托收行，托付行；匯款行，匯出行匯入行電匯和票匯2023年7月1ClassifytheabovetechnicaltermsinColumnAintothefollowingthreecategories.Note:Remittance匯款既是國(guó)際結(jié)算的一種方式，在信用證和托收業(yè)務(wù)中也是或不行缺的。Continue

6、10、16、172、4、5、7、9、11、13、141、3、8、10、12、15、Words&Sentences1.收款行receivingbankQ:WhatisT/T?A:T/Tisactuallyaciphertelegramsentbytheremittingbanktothereceivingbank.電匯實(shí)際上是匯出行拍發(fā)給匯入行的加密電報(bào)。2.匯票draftQ:WhatisD/D?A:It”sshortforDemandDraft.它是即期匯票的簡(jiǎn)稱(chēng)。它是用銀行的即期匯票匯款的一種方式。Q:WhencouldweapplyforD/D?A:Beforeyourjourneytotheforeigncountry,youcanapplyforD/D,whichmeansadomesticbankdrawsasightbillonthisforeigncorrespondentbank.去國(guó)外旅行前您可以申請(qǐng)票匯，也就是說(shuō)國(guó)內(nèi)銀行會(huì)為您簽發(fā)一張國(guó)外合作銀行的即期匯票。3.金額figure您應(yīng)當(dāng)用數(shù)字和文字兩種方式填寫(xiě)金額。Youshouldwritetheamountbothinwordsandfigures.4.退款refund您需要我們將退款存入您的賬戶(hù)嗎？Wouldyoulikeustocredittherefundtoyouraccount?5.保證函〔損害補(bǔ)償保證書(shū)〕LetterofIndemnity6.賠償reimburse保證函規(guī)定假設(shè)收款人兌現(xiàn)即期匯票，將由您來(lái)償付該筆款項(xiàng)。TheLetterofIndemnitystatesthatyouwillreimburseusifthebeneficiaryclaimedthemoney.7.付款交單D/P=documentsagainstpayment8.承兌交單D/A=documentsagainstacceptance9.跟單托收documentarycollection10.光票托收cleancollection匯票已經(jīng)交銀行按光票托收。Thedrafthasbeenhandedtothebankoncleancollction.11.國(guó)際結(jié)算internationalsettlement實(shí)現(xiàn)effect我來(lái)辦理國(guó)際結(jié)算。我們公司想要在信用證下付匯。I’mhereforaninternationalsettlement.OurcompanywilleffectapaymentunderaL/C.12.財(cái)政狀況financeposition您可以調(diào)查一下我的客戶(hù)PB公司的財(cái)務(wù)狀況嗎？Couldyoumakeaninvestigationofthefinancepositionofourcustomer,PBcompany?很歡快地告知您，您的貿(mào)易伙伴是一家聲譽(yù)很好的合資公司，沒(méi)有任何不良記錄。I’mgladtoinformyouthatyourpartnerisajointventurewithgoodreputation,andhasneveranybadrecord.13.擔(dān)保人underwriter中國(guó)企業(yè)進(jìn)展國(guó)際貿(mào)易時(shí)我們充當(dāng)其擔(dān)保人。WeactasanunderwriterforChineseenterpriseswhentheyhaveinternationaltrade.14.波動(dòng)，漲落fluctuate匯率是指一種貨幣用另一種貨幣表示的價(jià)格。它總是依據(jù)供需狀況在不斷波動(dòng)。Theexchangerateisthepriceofonecurrencyintermsofanother.Itfluctuatesallthetime,accordingtothesupplyanddemand.ThepartiesconcernedinanL/C

開(kāi)證申請(qǐng)人applicant開(kāi)證行issuing/openingbank

通知行advising/notifyingbank

受益人beneficiary

保兌行confirmingbank:依據(jù)開(kāi)證行的要求，在信用證上加具保兌的銀行。保兌行在信用證加具保兌后，必需擔(dān)當(dāng)付款或議付的責(zé)任。議付行negotiatingbank:應(yīng)信用證受益人的懇求，依據(jù)信用證規(guī)定條款，審核無(wú)誤后予以議付，然后將單據(jù)寄給開(kāi)證行或指定銀行，收回墊款的銀行。轉(zhuǎn)遞行transmittingbank:將開(kāi)證行開(kāi)立的信用證原件轉(zhuǎn)給受益人的銀行。付款行payingbank:在收到開(kāi)證行的信用證后，以自己的通知書(shū)格式照錄后通知受益人。償付行reimbursingbank:指承受開(kāi)證行的托付，代開(kāi)證行歸還議付墊款的銀行。1.HowmanypartiesareinvolvedinthedocumentaryL/Cbusiness?2.Whichdoyouthinkmostprobablyactsasaconfirmingbank,issuingbankoradvisingbank?Fourbasicparties:anapplicant,abeneficiary,anissuingbank,anadvisingbank.Theadvisingbank.Theissuingbankmayprobablyrequesttheadvisingbanktoadditsconfirmationtothecreditiftheapplicantgivessuchinstructions.3.Bywhomandtowhomwilltheadviceoftheletterofcreditbesent?4.Trytogivethecounterpartofeachofthelettersofcreditgiveninthetable.Theadviceoftheletterofcreditwillbesentbytheadvisingbanktothebeneficiary.Continue

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IrrevocableLetterofCreditUnconfirmedDocumentaryLetterofCreditPaymentDocumentaryLetterofCreditSightDocumentaryLetterofCreditCleanLetterofCreditContinue

TransferableDocumentaryLetterofCreditBack-to-BackDocumentaryLetterofCreditStandbyLetterofCreditAnticipatoryLetterofCredit(RedClauseCredit)ReciprocalLetterofCreditRevolvingLetterofCreditContinue

Task4GroupdiscussionTrytodescribetheprocedureofanL/Cbusinessingroupsaccordingtothegivenflowchart.Back

ImporterIssuingBankAdvisingBank1.SalesContract2.ApplicationforanL/C11.Paymentagainstdocuments6.Presentingforpayment4.AdviceoftheL/C7.ForwardingdocumentsandL/C3.IssuanceoftheL/C8.Makingpayment5.ShipmentofGoods12.DeliveryofGoods9.MakingpaymentExporter10.AdvisingdocumentsShippingCompanyFlowChartoftheProcedureforL/CBusiness:Back

Task4Role-PlayingRole-playaconversationinpairsaccordingtothesituationandtasksgivenbelow.Back

Situation:Johnsonisayoungmerchant.Hehastohavealetterofcreditasthemeansofpaymentaccordingtothesalescontractwiththeseller,buthedoesnotknowhowtoapplyforanL/CandwhatarerequiredfortheissuanceofanL/C.SohecomestoconsultMr.Zhang,anexperiencedclerkfromtheDepartmentofSettlement,GuangdongBranchofBankofChina.2023年7月1Back

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Tasksofeachrole:SayhellotoMr.Zhang;Presentthesignedsalescontractandapplyforissuanceofanirrevocableconfirmednegotiationdocumentarycredit;Givedetaileddescriptionofthetransactiontobesettled:Promisetousedocumentsoftitletothegoods(billoflading)assecurityorcollateral;GiveinstructionsfortheL/C:JohnsonDetaileddescriptionofthetransaction:Thetypeandquantityofthegoodspurchased;Theunitpriceandtotalamountofthetransaction;Theshipmentdateandthepriceterms;InstructionsfortheL/C:Thenamedbeneficiary;Thesuggestedadvisingbankandnegotiatingbank;Theexpirydate;Thelatestshipmentdate;Thedocumentsrequired;Thedraweeofthesightdraftunderthecredit;Thetotalamountandthecurrency.Continue

Mr.ZhangExchangegreeting;Readthesalescontractandaskaboutthedetailedinformationofthetransaction:TellabouttherequirementsfortheapplicationfortheL/C:ValidID;theinformationofthebankaccount;thedocumentsoftitleassecurity;Tellwhatshouldbedonebeforefillingintheapplicationform:Signareimbursementcontractwiththebank;Signasecurityagreementwiththebank;ConfirmthefollowingitemsfortheL/Cissuance:Thenamedbeneficiary;Thesugg