銀行招聘考試綜合知識(習題卷18)

試卷科目：銀行招聘考試綜合知識銀行招聘考試綜合知識(習題卷18)PAGE"pagenumber"pagenumber/SECTIONPAGES"numberofpages"numberofpages銀行招聘考試綜合知識第1部分：單項選擇題，共177題，每題只有一個正確答案,多選或少選均不得分。[單選題]1.黨政機關公開發(fā)布重要決定或重大事件用（）。A)公告B)通告C)公報D)布告[單選題]2.Allcarmakersarespendingbillionstryingtofigureoutafuturethatismore______，moreautonomousandstepsbackfromfossilfuels。A)electricB)electricalC)electronicD)electrified[單選題]3.在Exce1中，對單元格?$D$2?的引用是（）。A)絕對引用B)相對引用C)一般引用D)混合引用[單選題]4.Insub-SaharanAfricatoday,forinstance,grossinvestment____forroughlyofnationalincome.A)estimatesB)accountsC)constitutesD)makes[單選題]5.Childrenwhohavenegativerelationshipswiththeirparentsoftendevelop______problemsincludinglowacademicachievement，negativesocialrelationships，anddelinquency。A)domesticB)influentialC)diverseD)identical[單選題]6.非全日制用工勞動報酬結算支付周期最長不得超過（）。A)7日B)10日C)15日D)30日[單選題]7.在PC機中，音響通過聲卡插在主板的（）中。A)PCI總線插槽B)I／O端口C)USB口D)SIMM插槽[單選題]8.資料：Accordingtoourresearch,BestBuyinChinawasperceivedasbeingtooexpensive,withmanyoftheirproductspricedhigherthaninlocalmarkets.WhybuyaSonyDVDplayerorNokiaphoneatBestBuywhenyoucanpaylessfortheexactsameproductatalocalstore？Consumerswillonlybewillingtopaymore,likeattheApplestores,iftheyarebuyingsomethingtheycannotgetelsewhere.WhilescalesofeconomyhaveallowedbigChinastoresinAmericatooffercheaperpricesthannicheplayers,localretailersinChinaareabletoundercutpricesbecausetheypaylessinsalaries,benefits,rent,andelectricity.RampantpiracyinChinaalsomeanslocalcomputersshopsarewillingtoinstallcounterfeitMicrosoftsoftwareinproducts,whichmakesitmoreappealingforcustomers.Apartfromfailingtodifferentiateitsproductlines,BestBuyalsomadethemistakeoffocusingonbuildinglargeflagshipstores,likeintheU.S,ratherthansmaller,convenientlylocatedretailoutlets.Chinamayhaveoneofthehighestcaradoptionratesintheworld,butitsperennialtrafficcongestionsandlackofparkingmeanconsumersoftenprefertoshopclosertotheirhomes.Agovernmentbanonfreeshoppingbagshavealsoresultedinconsumersshoppingmoreoften,butbuyinglesseachtime,furtherfuelingthepopularityofneighborhoodstores.WhatWesternretailerscandotostaycompetitive?A)Localizetheirproductselection.B)BetterunderstandtheevolvingChineseconsumerpreferences.C)Beawareoftheimportanceoflocationchoice.D)Allabove.[單選題]9.下列因素中哪一因素不能使得某種商品的需求曲線移動？（）A)消費者收入變化B)該商品價格上升C)消費者偏好變化D)其他相關商品價格下降[單選題]10.在營銷調(diào)研中，調(diào)研人員一般先收集（）。A)一手資料B)二手資料C)原始資料D)外部資料[單選題]11.甲買了3支簽字筆，7支圓珠筆和1支鉛筆共花了32元，乙買了4支同樣的簽字筆．l0支圓珠筆和1支鉛筆共花了43元，如果同樣的簽字筆、圓珠筆、鉛筆各買一支，共用多少錢?（）。A)21元B)17元C)11元D)10元[單選題]12.Yoursuggestioncouldonlymakethingsworse____.A)ifanythingB)ifeverythingC)ifnothingD)ifsomething[單選題]13.As___,IthinkbusinessEnglishismorepracticalthanothercourses.A)anInternationalBusinessstudentmajorB)anInternationalBusinessmajorC)aInternationalBusinessstudentmajorD)anInternationalBusinessmajorstudent[單選題]14.資料：Humanresourceprofessionalsactasmediatorsbetweenanorganization'smanagementanditsworkers.ThisrequireswearingmanyhatsIt'sanHRadministrator'sjobtomakesurethatemployeesareworkinginasafeenvironmentthatdisputesaresettled，andthatbenefitsareunderstoodandadministeredproperly.Atthesametime，HRischargedwithrecruitingnewemployeeswhowillnotonlyfitinpersonallyandprofessionallybutalsohelpthecompanyachieveitsbusinessgoals.Theyalsorepresentmanagementwhennegotiatingforbenefitswithcompaniesadministeringthesebenefitsandwhenimplementingcompanywidepoliciesthatwillultimatelylowercostsorboostprofits.TheneedsofHRcoverawiderangeoftasksand，therefore，requireindividualswhoaregoodwithpeopleinadditiontobeingorganized，analytical，business-minded，andheroicmultitaskers.AllcompaniesneedsomekindofHRsupportTheBureauofLaborStatistics（BLS）expectsjobsinHRtogrowfasterthanaverageforalloccupationsthrough2012.Opportunitieswillincreaseasaresultofagrowingeconomyaswellasaneedtoreplaceworkerstransferringtootheroccupationsorretiring.BLSexpectsparticularlystrongdemandfortraininganddevelopmentandemployment，recruitment，andplacementspecialists，withmanagement，consulting，andemploymentservicesfirmsofferingthegreatestnumberofopportunities，thankstoatrendtowardoutsourcingpersonnelfunctions.YoucangettheinsideedgeforacareerinHRbystrengtheningyourunderstandingofbusinessstrategyandplanningandbyspecializinginaspecificindustry.Agreatwaytogetstartedinthefieldiswithpractice，lookforaninternshiporanHRassistantjobifyou'reinschoolorjustout.ManyHRprofessionalsworktheirwayup.Asyoudevelopanunderstandingofthevariouscareertracksandmasterthebasicskillswithinthefunction，you'llbeinagreatpositiontoriseuptheladder.Whatdoes?wearingmanyhats?inparagraphl，linel-2mostprobablymean?A)toactsmoothlyandtactfullyB)totakeonmuchresponsibilityC)tobefacedwithmanychoicesD)topayattentiontoclothing[單選題]15.下列屬于銀行的其他類資產(chǎn)的是()。A)活期存款B)無形資產(chǎn)C)應付利潤D)應付利息[單選題]16.Inadditiontobendingbackandforthandswayingsideways,buildingscan____,andthesevariousmotionscanreinforceoneanother.A)imagineB)conceiveC)describeD)twist[單選題]17.關于改革開放初期原有?四大專業(yè)銀行?分工的下列說法中錯誤的是（）。A)中國工商銀行專門經(jīng)營工商信貸和個人儲蓄業(yè)務B)中國銀行專門制定和執(zhí)行貨幣政策，維護金融穩(wěn)定C)中國農(nóng)業(yè)銀行專門經(jīng)營農(nóng)村金融業(yè)務D)中國建設銀行專門經(jīng)營基礎設施建設等長期信用業(yè)務[單選題]18.某公司開發(fā)出了一種高科技化學產(chǎn)品--?照片保護劑?。其主要功能是可以防止彩色照片褪色、泛黃、粘連等病變。該產(chǎn)品可以廣泛應用于家庭、企業(yè)、檔案部門、婚紗影樓、照相館及其他有照片存放的單位。經(jīng)過市場調(diào)查，普通消費者對該產(chǎn)品興趣不大，而婚紗影樓和檔案部門對該產(chǎn)品很感興趣。該公司是一家小型企業(yè)，人員和資金實力較弱，該公司應該采取的目標市場策略是（）。A)體驗營銷B)集中營銷C)差異營銷D)無差異營銷[單選題]19.資料：KeepingtheZealofaStartupasYouScaleTherearemanyreasonsthatfounder-ledcompaniesaresogoodatdisruptingindustriesandmakinglifemiserableforslow-movingincumbents.Butperhapsthemostpowerfulisthatfounderscreategreatinsurgencies.Theyignoreestablishedindustryrulesandboundaries.Theycreatebetterwaystosolveoldproblems.Theydisdainanythingthatblurstheirfocusonthefrontline.Fromtoptobottom,theyareatwaragainsttheindustryleadersonbehalfofundeservedcustomers.Ourresearchonwhatwecallthe?founder?smentality?showsthatmaintainingastronginsurgentmissioniscriticaltolong-term,sustainablegrowth.Buttocompetelongterm,insurgentcompaniesalsoneedtodevelopscaleandscope,whichveryoftendullstheirinsurgent?szeal.Inmanyways,thisisbecausetheirperspectiveonthefutureslowlychanges.Insurgentsseethedaysahead-bothlongandshortterm-asripewithopportunity.Theyembracechangeandchaos.Theyinvestinwhateverittakestoinnovatenewsolutionsforcustomers.Incumbents,ontheotherhand,veryoftenseethefutureasathreat.Asleadersinvestedheavilyinthestatusquo,innovationanddisruptionarenotgoodforthem.Turbulenceerodesprofitability;innovationmarginalizestheircurrentproductofferings.Thefutureisnotbetter.Thecompaniesthatfindawaytoachievescalewithoutlosingtheirinsurgentmissionwecallthem?ScaleInsurgents?--remainacutelyalerttothisdifferenceinperspective.Theyactivelyfightbackagainsttheverynaturaltendencytoretreatbehindthecastlewallstoavoidfuturechangeandturbulence.Instead,theydowhatinsomecompaniesmightseemlikeheresytheycommittodisruptingtheirowninsurgency.Theyknowthatacquiringthebenefitsofscalerequiresruthlessfocusonawell-definedcorebusinessandacommitmenttobuildingthesystemsandprocessestosupportit.Buttheyaren?tweddedtotheirbusinessmodel-theyareweddedtowhatwillservetheircustomersbest.Ratherthanerectingdefensesagainstthefuture,theyembracethenotionoflimitlesshorizons-theideathatacompanycanintelligentlyextendtheboundariesofitscoreeveroutward.Intheauthor?sopinion,whatisa?scaleinsurgents??A)startupcompanythatmaintainsitsoriginalqualityintheprocessofscalingupB)AninsurgentcompanythatturnedintoanincumbentcompanyC)AninsurgentcompanythatmanagedtomakesteadyprofitsD)startupcompanythatsucceededinscalingup[單選題]20.基尼系數(shù)是一個用來描述收入整體差距程度的重要指標。國際上通常認為，當它處于0.3~0.4時表示收入分配比較合理，處于0.4~0.5時表示收入差距過大，超過0.5則意味著出現(xiàn)兩極分化。從現(xiàn)實來看，世界各國對基尼系數(shù)的運用并不完全一致。很多國家都是把它與其他因素結合起來，綜合判斷收入差距。下列認識不正確的是（）。A)基尼系數(shù)只可參考，不能絕對化B)我國是二元經(jīng)濟結構國家,應用基尼系數(shù)的一般標準來衡量收入差距C)我國城鄉(xiāng)差距大，不能簡單地套用基尼系數(shù)的一般標準來衡量收入差距D)在不少國家，基尼系數(shù)有不同的標準和界線[單選題]21.數(shù)據(jù)庫系統(tǒng)是由計算機硬件、數(shù)據(jù)庫、人和軟件支持系統(tǒng)組成。其中體現(xiàn)數(shù)據(jù)之間聯(lián)系的是（）。A)SQLB)CPUC)數(shù)據(jù)庫D)數(shù)據(jù)庫管理系統(tǒng)[單選題]22.?兼聽則明，偏信則暗?這句格言出自（）。A)《論語》B)《荀子》C)《史記》D)《資治通鑒》[單選題]23.對未按照規(guī)定進行信息披露的處理措施不包括（）。A)由國務院銀行業(yè)監(jiān)督管理機構責令改正B)處以20萬元以上50萬元以下罰款C)尚不構成犯罪的，由國務院銀行業(yè)監(jiān)督管理委員會沒收違法所得D)情節(jié)特別嚴重或逾期不改正的，可以責令停業(yè)整頓或吊銷其經(jīng)營許可證[單選題]24.以下有關計算機病毒的描述，不正確的是（）。A)特殊的計算機部件B)傳播速度快C)人為編制的特殊程序D)危害大[單選題]25.Althoughthegreatwhitesharkhasafearsome______，inastraightfight，itisoutclassedbythekillerwhale.A)reputationB)imaginationC)aggressionD)acquisition[單選題]26.Internet中使用最廣泛的協(xié)議是（）。A)SMTP協(xié)議B)SDH／SONET協(xié)議C)OSl／RM協(xié)議D)TCP／IP協(xié)議[單選題]27.下列關于收入的說法中，錯誤的是（）。A)收入是企業(yè)在日?；顒又行纬傻腂)收入會導致經(jīng)濟利益的流入，但流入不包括所有者投入的資本C)收入最終會導致所有者權益的增加D)所有者投入的資本是收入的一種特殊形式[單選題]28.資料：Gonearethedaysof?one-size-fits-all?employeebenefitsprogramsandherecomenewlydesignedandfullycustomizedvoluntarybenefits.Voluntarybenefitsareonlongerlookedatasjustafew?extras?,andarenowbecomingpartofacomprehensivebenefitspackage.Lot'stakealookathowvoluntarybenefitshavebecomemorecustomizedtomeettherequirementsofamoreparticularhealthcareconsumer.VoluntaryBenefitsBolsterRecruitmentandRetentionEffortsItgivesemployeesachancetoselectextrasthatthestandardhealthcareplandoesn'toffer,whichcanbehighlyattractivetotoday'sconsumersEmployerscanalsousevoluntarybenefitstoroundouttheirhealthcareplanswithamenuofitemsthatcovereverythingfromfamilyvisioncaretopetinsurance.Thishelpscompaniestoaddressthespecificheathandfinancialneedsofcandidates,tohelpthestretchtheirfuturepaychecksevenfurther.TheAdvantagesofOfferingVoluntaryEmployeeBenefitsIntermsofbeingadaptabletotheneedsofemployees,thereareveryfewbenefitsthatarelikevoluntaryplans.Voluntaryplanscovermanyofthegapsthattraditionalhealthbenefitsdonotcover.Forexample,ahealthcareplanmayrequiredentalservicesforminors,butnotforadults.Thevoluntarydentalprogramcancoverthingslikeroutinecleaningsandotherpreventativemeasuresthathelpsupportgoodoralhealth.CustomizingVoluntaryBenefitPlansThereareseveralareaswherevoluntarybenefitplansexceedthecustomizationoptionsofothertypesofwellnessandfinancialbenefits.Thisisacontinualtrendthatwewillseemoreof.Financialwellnessbenefitscanincludebudgetingsoftware,companymatchedsavingsplans,employeepurchaseprograms,discountcards,creditunionaccess,andevenshorttermfinancingtohelpemployeeswhootherwisecannotgetcredittopurchasethingstheyneed.Somecompaniesoffersupportforbuyingofleasingvehicles,payoffcollegeloans,arrangeforspecialdiscountsanddealsonhomerentalsandpurchases,andevenprovideaccesstotuitionforcollegeexpenses.Itcanbeinferredfromthepassagethat,comparingwiththetraditionalhealthbenefits,voluntaryplans______A)incurlesscostbythecompanytoofferbenefitprograms.B)covermanyofthegapsthattraditionalhealthbenefitsdonotcover.C)helpemployeeswhoaredealingwithtoughpersonalandcareermatters.D)encourageemployeestostaywiththeircompaniesforlongerperiodsoftime.[單選題]29.在財產(chǎn)清查中，填制的?賬存實存對比表?是（）。A)登記總賬、明細賬的直接依據(jù)B)調(diào)整賬面記錄的記賬憑證C)調(diào)整賬面記錄的原始憑證D)登記日記賬的直接依據(jù)[單選題]30.商業(yè)銀行的?三性?經(jīng)營原則不包括（）。A)穩(wěn)定性原則B)效益性原則C)安全性原則D)流動性原則[單選題]31.以下屬于貨幣市場功能的是()。A)短期資金融通功能B)管理功能C)政策傳導功能D)以上都正確[單選題]32.2009年4月23日，中國人民解放軍海軍在（）舉行慶祝人民海軍成立60周年海上閱兵式。A)青島B)大連C)上海D)威海[單選題]33.金融機構之所以被稱為金融企業(yè)，是因為它所經(jīng)營的對象不是普通商品，而是特殊的商品（）。A)貨幣B)存款C)有價證券D)貨幣資金[單選題]34.毛澤東的軍事和領導地位是哪次會議確立的？（）A)中共一大B)八七會議C)瓦窯堡會議D)遵義會議[單選題]35.票據(jù)貼現(xiàn)實付金額為()。A)匯票金額B)貼現(xiàn)利息C)匯票金額一貼現(xiàn)利息D)以上答案均錯誤[單選題]36.____ofthetwinshaspassedtheexamination.A)NeitherB)EveryC)AllD)Both[單選題]37.ShouldUKdepositorslosemoney,thegovernmentwouldhavetodecidewhetherto____foritdirectly.A)notifyB)compensateC)overlookD)trigger[單選題]38.中間業(yè)務也叫收費業(yè)務,是指不構成銀行表內(nèi)資產(chǎn)、表內(nèi)負債的非利息收入的業(yè)務，其特點描述錯誤的是（）。A)不運用或不直接運用銀行自有資金B(yǎng))直接承擔市場風險C)以接受客戶委托為前提，為客戶辦理業(yè)務D)以收取服務費、賺取價差的方式獲得收益[單選題]39.在特定時期，我國政府為解決銀行業(yè)不良資產(chǎn)，由政府出資專門收購和集中處置銀行業(yè)不良資產(chǎn)的機構是（）。A)中國銀監(jiān)會B)金融資產(chǎn)管理公司C)中國保監(jiān)會D)金融租賃公司[單選題]40.Airlinesarealreadyincreasingtheirpriceonthe____thatfuelpricesaregoingtorise.A)consumptionB)destructionC)assumptionD)presumption[單選題]41.關于同業(yè)拆借，敘述正確的是（）。A)拆借雙方僅限于商業(yè)銀行B)拆入資金只能用于發(fā)放流動資金貸款C)隔夜拆借一般不需要抵押D)拆借利率由中央銀行預先規(guī)定[單選題]42.生產(chǎn)函數(shù)表示的是生產(chǎn)中（）和（）之間的依存關系，這種關系普遍存在于各種生產(chǎn)過程之中。A)成本利潤B)投入量產(chǎn)出量C)總成本總收入D)固定資本流動資本[單選題]43.Renewableelectricitygenerationisnowonparwith______ofnaturalgas,whichremainedrelativelystableinlastyears.A)theoneB)whichC)thatD)what[單選題]44.WheneverItryto______upwhatinnovationlookslike,thesameslideshowofimagesclicksacrossmymind.A)comeB)figureC)conjureD)set[單選題]45.資料：Economicperformanceisimprovinginmostoftheworld'sleadingeconomiesbutisstillshortofaself-sustainingupswing,theOrganizationforEconomicCooperationandDevelopmentsaidonWednesday.Inanupdatetoitseconomicforecasts,theParis-basedinternationalorganisationrepresentingadvancedeconomiessaidthatmoreprivatesectorinvestmentwasneededfortheexpansiontoendure,forwagestorisesustainabilityandforinequalitiestobetackled.Althoughallleadingeconomiesarenowrecordingpositivegrowth,CatherineMann,theOECD'schiefeconomist,urgedgovernmentsto?curbyourenthusiasm[because]strongandsustainedmedium-termglobalgrowthisnotyetsecured?.TheOECD'seconomicoutlookshowsupgradestothe2017growthforecastsinChina,RussiaandEuropeexcludingtheUKwiththeworldoutlookalsoappearingstrongerin2018.Worldgrowthshouldrisefromalowof3.1percentin2016,to3.5percentthisyearand3.7percentin2018,theOECDforecast,withtheUS,theEurozone,BrazilandRussiacontributingmosttotheimprovedglobaloutlook.China'spredictedgrowthrateof6.8percentin2017and6.6percentin2018hasbeenrevisedhigherby0.2percentagepointsinbothyearsandalthoughIndia'sgrowthratehasbeenreviseddown,reflectingadjustmenttoitsnewgoodsandservicestax,itislikelytoremainthefastestgrowinglargeeconomyintheworld.OnlytheUK,whichremainsembroiledinBrexitnegotiations,hasadeterioratingoutlook.RespondingtotheOECD'sforecastthattheBritisheconomywillbetheslowestgrowingintheGroupofSevenin2018havingbeennearthetopoftheleaguetablein2016,theBritishTreasurysaiditwasnotcomplacent.Whatdoestheunderlinedword?complacent?meaninthelastparagraph?A)AccustomedB)CompliedC)ConceitedD)True[單選題]46.利率變動對宏觀經(jīng)濟有重要影響，從消費者角度看，利率下降時，會（）。A)抑制消費，增加儲蓄B)刺激消費，減少儲蓄C)刺激消費，刺激儲蓄D)抑制消費，抑制儲蓄[單選題]47.在宏觀經(jīng)濟分析的經(jīng)濟指標中，貨幣供給是（）。A)先行性指標B)后行性指標C)同步性指標D)滯后性指標[單選題]48.在以下的政策選項中，會促使某一商品價格走高的產(chǎn)業(yè)政策是（）。A)降低這一商品生產(chǎn)企業(yè)貸款利率B)放松對這一商品進口的限制C)對進口這一商品征收高關稅D)提高對這一商品的補貼[單選題]49.Childrenenterschoolattheageofsix,___?A)dothechildrenB)don'ttheyC)don'tthechildrenD)aren'tthey[單選題]50.通過觀察持續(xù)數(shù)期的會計報表，比較各期的有關項目金額，分析有關指標的增減變動情況，并在此基礎上獲知有關企業(yè)發(fā)展前景信息，這種會計報表分析方法被稱為（）。A)趨勢分析法B)比較分析法C)因素分析法D)比率分析法[單選題]51.資料：It'ssocommontohearpeoplesay，?I?mstressedout，?almostasabadgeofhonor，asifthisisasymptomonlyofourfast-pacedmodernlife.Butinherbook，?Exhaustion：AHistory，?AnnaKatharinaSchaffnerwritesthatthesyndromeofmentalexhaustionhasexistedalmostsincethebeginningofhumanhistory.Commentatorsclaim[ours]isthemostexhaustingperiodinhistory，thedemandsonourenergyreservesbeingunprecedented.Byimplication，theyrepresentthepastasalessenergy-drainingtimeinwhichpeoplelivedmuchlessstressfullivesinharmonywithnatureandtheseasons，?saysSchaffner，a.professorofcomparativeliteratureandmedicalhumanitiesattheUniversityofKentinEngland，inanemailinterview.Iaskedmyselfwhetherthatwasreallythecase，andstartedresearchingotherhistoricalperiodsinsearchofearlierdiscoursesonexhaustion.Tomysurprise，Ifoundthatoursisfarfrombeingtheonlyagetohaveperceiveditselfasthemostexhausted-thisisinfactaperceptionsharedbymanyhistoricalperiods，albeitindifferentwaysandfordifferentreasons.?Schaffnerfoundinformationaboutexhaustiongoingallthewybacktoantiquity.Thisisnotthesamethingasphysicalexhaustion-certainlymost，peopleinearliertimeshadlifephysicallyharder-butconcurrentlythroughouthistorywasthisideaofbeingmentallyexhausted，whatwemightcalltodaybeing?stressed?or?burnedout.?Inthepast，shesays，theconditionwentbymanynames：melancholia，depression，chronicfatiguesyndromeoracedia，?atheologicalversionofmelancholia，alsodescribedaswearinessoftheheart.?andpopularinMedievaltimes.Causesrangedfromphysicalailmentsandchemicalimbalancesinthebraintospiritualfailingsoreventhealignmentsoftheplanets，Oftentherewasadifferentexplanationforeachhistoricalperiod.?Inthelate19thcentury，forexample，.afasterpaceoflifeasaresultoftrains，steamboats，electricity，andtelegraphywasheldresponsibleforthesuddenexplosioninthenumberofcasesofwhatwasdiagnosedasneurasthenia-thisdiagnosisbeingstructuredaroundadeficiencyinnerveforce，andmanifestingitselfinweakness，lethargy.hopelessness，andvariousothersymptoms.?shesays.Othermentalailmentsthroughouttimewereattlbutedto?theavailabilityofexoticfoodandspicesinthe18thcenturytheeducationofwomeninthe19thcentury，.orthenewpsycho-socialpressuresofneo-liberalcapitalisminourowntime?sheaddsSoifexhaustionhasbeenwithusforever，whatdoesthatmeanforwemoderns??Anhistoricalperspectivecanhelptocounterthesensethatourwayoflifeismoredetrimentaltohumanwellbeingthanthoseinthepast，andtomakeusfeellessalone，?saysSchaffner.?Ofcourse，thishistoricalperspectivealsochallengestheideathatcurrentstatesofexhaustionareauniquebadgeofhonor.Thushistoricizingexhaustioncan，ontheonehand，reassureusand，ontheotherhand，challengethenarrativesonwhichwerelytogiveoursufferingaspecialvalue.?Whatdoestheunderlinedword?antiquity?refertoinPara.3?A)ThestateofbeingveryoldorancientB)Thestateofbeingmentallyexhausted.C)Thestateofcompletephysicalexhaustion.D)Thestateofdifficultlifeexperienceinearliertimes[單選題]52.年終結賬時，若有結轉(zhuǎn)銷戶科目，則應當（）。A)核實該科目下部分分戶賬B)注銷該科目下所有的分戶賬C)核實該科目下所有的分戶賬D)注銷該科目下部分分戶賬[單選題]53.某農(nóng)村信用社如果出現(xiàn)支付風險，可以按法定程序，經(jīng)過批準后，由（）通過拆借市場拆入資金。A)市農(nóng)村金融體制改革領導小組辦公室B)管轄人民銀行C)該農(nóng)村信用社D)該農(nóng)村信用社聯(lián)社[單選題]54.單位犯罪是指公司、企業(yè)、事業(yè)單位、機關、團體實施的危害社會的、依照法律規(guī)定應受懲罰的行為。下列選項中，不屬于單位犯罪的是（）。A)張某存款類金融機構發(fā)布承諾高收益理財產(chǎn)品，其廣告騙取了很多人的錢財B)張某存款類金融機構負責人收受賄賂給不符合貸款條件的朋友發(fā)放貸款C)張某存款類金融機構開發(fā)了很多高風險、高收益理財產(chǎn)品，誘騙投資者投資D)張某存款類金融機構采用多種手段隱瞞職工工資性報酬收入，以偷稅漏稅[單選題]55.下列選項中，屬于證券投資基金按投資對象分類的是（）。A)公司型基金B(yǎng))契約型基金C)股票型基金D)開放型基金[單選題]56.下列對貨幣市場的特征描述正確的是（）。A)風險性低，收益高B)收益高，安全性也高C)流動性低，安全性也低D)風險性低，流動性高[單選題]57.我國正在推行的人民幣貨幣市場基準利率指標體系是（）A)倫敦銀行同業(yè)拆放利率B)全國銀行間同業(yè)拆放利率C)上海銀行間同業(yè)拆放利率D)香港銀行間同業(yè)拆放利率[單選題]58.NabhiVerma,whoholdsdegreesinbotharchitectureandengineering,hasarangeoftechnicalabilities____that.A)toomuchB)beyondC)evenmoreD)moreover[單選題]59.保付代理業(yè)務的流程的正確順序是（）。（1）進口商付款（2）出口商轉(zhuǎn)讓應收賬款給保理銀行（3）保理行催收債款（4）出口商發(fā)出貨物（5）保理行提供融資服務A)（4）（5）（2）（1）（3）B)（4）（2）（5）（3）（1）C)（4）（2）（3）（5）（1）D)（2）（3）（4）（5）（1）[單選題]60.根據(jù)對菲利普斯曲線的解釋，貨幣主義得出的政策結論是（）。A)宏觀經(jīng)濟政策在短期與長期中均是有用的B)宏觀經(jīng)濟政策在短期與長期中均是無用的C)宏觀經(jīng)濟政策只在短期中有用，而在長期中無用D)宏觀經(jīng)濟政策只在長期中有用，而在短期中無用[單選題]61.作為貨幣政策中介目標的利率,通常是指（）。A)長期的市場利率B)短期的市場利率C)短期貸款利率D)中期的債券利率[單選題]62.變化基本上與總體經(jīng)濟活動的轉(zhuǎn)變同步的宏觀經(jīng)濟指標是（）。A)先行性指標B)同步性指標C)滯后性指標D)趨同性指標[單選題]63.資料：Imagineyouwenttoarestaurantwithyourgirlfriend,hadaburger,paidwithacreditcard,andleft.Thenexttimeyougothere,thewaiterorwaitress,armedwithyourprofiledata,greetsyouwith,?HeyJoe,howareyou？Maryisoverthereintheseatyousatlasttime.Wouldyouliketojoinherfordinneragain？?Thenyoufindoutthatyourburgerhasbeencookedandplacedonthetable.Forgetthefactthatyouarewithanotherdateandareonadietthatdoesn?tincludeburgers.Soundalittlebizarre？Tosome,thisistherestaurantequivalentoftheInternet.TheNet?sabilitytoprofileyouthroughyourvisitstoandinteractionsatwebsitesprovidesmarketerswithanenormousamountofdataonyou--someofwhichyoumaynotwantthemtohave.Areyouawarethatalmosteverytimeyouaccessawebsiteyougeta?cookie?？Unfortunately,it?snottheMrs.Field?srecipe.AcookieontheInternetisacomputercodesentbythesitetoyourcomputer--usuallywithoutyourknowledge.Duringtheentireperiodoftimethatyouareatthesite,thecookieiscollectinginformationaboutyourself,includingwhereyouvisit,howlongyoustaythere,andhowfrequentlyyoureturntocertainpages.Whilethismaysoundscaryenough,cookiesaren?teventhelatestintechnology.AnewsystemcallI-librarianAlexa--namedafterthelegendarythirdcenturyB.C.libraryinAlexandria,Egypt--doesevenmore.Whilecookiestrackwhatyouaredoingatonesite.Alexacollectsdataonallyourwebactivities,suchaswhichsiteyouvisitnext,howlongyoustaythere,whetheryouclickonadvertisements,etc.Allthisinformationisavailabletomarketers,whouseittomarketmoreeffectivelytoyou.Notonlydoyounotgetpaidforprovidingtheinformation,youprobablydon?tevenknowthatyouaregivingit.Whatcanbelearnedabout?Alexa?？A)AlexaisnamedafteranancientheroinEgypt.B)Alexaisinstalledinlibraries.C)Alexacanprovideallthenecessaryinformationabouthistory.D)Alexacanprovidemoredatatomarketersthanacookie.[單選題]64.財政政策中最有效的手段是()。A)改變稅率B)改變轉(zhuǎn)移支付C)改變政府購買水平D)以上都正確[單選題]65.無論是絕對剩余價值還是相對剩余價值都是依靠（）。A)延長工人工作時間而獲得的B)提高勞動生產(chǎn)率而獲得的C)增加剩余勞動時間而獲得的D)降低工人的工資而獲得的[單選題]66.自然失業(yè)率總是正的，因為總是存在（）。A)摩擦性失業(yè)和周期性失業(yè)B)周期性失業(yè)和結構性失業(yè)C)摩擦性失業(yè)和結構性失業(yè)D)進入和退出勞動力的隊伍[單選題]67.如果某種外幣的買人小于賣出，其?外匯買賣?科目為（）余額，俗稱（）。A)借方；多頭B)貸方；空頭C)借方；空頭D)貸方；多頭[單選題]68.?虎求百獸而食之，得狐。狐曰：?子無敢食我也。天帝使我長百獸，今子食我，是逆天帝命也。子以我為不信，吾為子先行，子隨我后，觀百獸之見我而敢不走乎!?虎以為然，故遂與之行。獸見之皆走。虎不知獸畏己而走也，以為畏狐也。?老虎之所以犯這種錯誤，在于割裂了（）。A)必然與偶然之間的關系B)內(nèi)容與形式之間的關系C)本質(zhì)與現(xiàn)象之間的關系D)可能與現(xiàn)實之間的關系[單選題]69.股票是一種獨立于實際資本之外的虛擬資本，其本身（）。A)沒有價值B)沒有價格C)有價值D)不可轉(zhuǎn)讓[單選題]70.屬于貨幣政策遠期中介指標的是（）。A)匯率B)超額準備金C)長期利率D)基礎貨幣[單選題]71.銀行繳存中央銀行法定存款準備金可稱為()。A)聯(lián)行往來B)同業(yè)往來C)轄內(nèi)往來D)金融企業(yè)往來[單選題]72.?營業(yè)費用?屬于()類科目。A)資產(chǎn)B)所有者權益C)損益D)共同[單選題]73.一國匯率體制的選擇最重要的是要考慮其是否適應于（）。A)該國宏觀經(jīng)濟政策B)國際形勢的需要C)世界主要硬通貨的匯率D)該國的政治需要[單選題]74.假設你的親戚趙敏三年前與幾個朋友創(chuàng)辦了一家公司．近期就他所在的東豐有限責任公司的股權轉(zhuǎn)讓問題向你咨詢，你認為下列說法中哪項不符合法律規(guī)定?（）A)有限責任公司的股東之間可以互相轉(zhuǎn)讓其全部或部分股權B)股東應就其股權轉(zhuǎn)讓事項口頭或書面通知其他股東征求同意，其他股東自接到口頭或書面通知之日起滿三十日未答復的，視為同意轉(zhuǎn)讓C)經(jīng)股東同意轉(zhuǎn)讓的股權，在同等條件下，其他股東有優(yōu)先購買權，兩個以上股東主張行使優(yōu)先購買權的，協(xié)商確定各自的購買比例；協(xié)商不成的，按照轉(zhuǎn)讓時各自的出資比例行使優(yōu)先購買權D)股東向股東以外的人轉(zhuǎn)讓股權，應當經(jīng)其他股東過半數(shù)同意[單選題]75.社會再生產(chǎn)就其內(nèi)容來講包括()。A)簡單再生產(chǎn)和擴大再生產(chǎn)B)外延式擴大再生產(chǎn)和內(nèi)涵式擴大再生產(chǎn)C)物質(zhì)資料的再生產(chǎn)和生產(chǎn)關系的再生產(chǎn)D)生產(chǎn)資料的再生產(chǎn)和消費資料的再生產(chǎn)[單選題]76.世界上最小的島嶼是一個美麗的珊瑚小島，位于（）的密克羅尼西亞群島中。A)大西洋B)印度洋C)太平洋D)北冰洋[單選題]77.Mr.Backussimplyreplacedtheoriginalequationwithhisown______foradreamdate,whichincludedthepercentageofwomenlikelytofindhimattractive,andthenumberofgirlsaged24to34inLondon.A)designationB)measuresC)criteriaD)legislation[單選題]78.元朝為加強中央對西藏和臺灣的管轄，分別設置了（）。A)中書省、伊犁將軍B)宣政院、中書省C)伊犁將軍、澎湖巡檢司D)宣政院、澎湖巡檢司[單選題]79.在短期生產(chǎn)中，在其他條件不變的前提下，隨著一種可變要素投入量的連續(xù)增加，它所帶來的邊際產(chǎn)量（）。A)總是遞增的B)總是遞減的C)先是遞增，達到最大之后再遞減D)先是遞減。達到最小值后再遞增[單選題]80.()是指由企業(yè)過去的交易或者事項形成的，由企業(yè)擁有或者控制的，預期會給企業(yè)帶來經(jīng)濟利益的資源。A)資產(chǎn)B)負債C)所有者權益D)收入[單選題]81.資料：Youcannotgoforwardbygoingbackward.Takethecurrentdebateabouttradeandglobalization,forinstance,whiletheimpulsetoerecttradebarriersisunderstandablegiventhepainexperiencedinrecentyears,itisnotthewaytocreatelastinggrowthandsharedprosperity.Overthepastthreedecades,globalflowsoftradeandinvestmenthaveaccelerateddramatically,creatingenormouseconomicvalue.However,tradeandglobalizationhavealsobroughtwrenchingjoblosses.Thefinancialcrisisandweakrecoveryhavemademattersworse,intensifyingthebacklashagainsttradeandglobalization.Partoftheproblemisthatthebenefitsoftradeandinvestmentgolargelyunrecognized,whilethejoblossesareoftenoverstated.Anothersignificantproblemisthatparticipationintradeandinvestmentislimitedtoarelativelysmallsetoffirms.IntheU.S.,largefirmsaccountforthree-quartersoftotalexports,andthevastmajorityofsmallandmedium-sizebusinessesdonotexport.Thismeansfirmshaveagreatopportunitytoboostgrowthandproductivitythroughwiderparticipationintrade.Thatleavesthequestionofhowtohelpthosehurtbytradeandglobalization.Toooftenwetalkaboutre-trainingasapanacea（萬能藥）.Andyes,ithelps.Butitneedstotakeintoaccountthedifferentrequirementsofeachworkforceandneedstobepartofawidersetofsupportforaffectedworkersandcommunities.Aboveall,itisimportanttorecognizethatoureconomictransitiontoaglobalanddigitaleconomyisanirreversibletrend.Onlybybroadeningparticipationintheglobaleconomy,ratherthanbytryingtoturnbacktheclock,willwediscoveranswerstotoday?smostvexingeconomicproblems.WhatistheMAINopinionexpressedintheopeningparagraph?A)Tradeandglobalizationaredebatable.B)Erectingtradebarrierscannotbringgrowthandprosperity.C)Tradeandglobalizationhavecausedseverepaininrecentyears.D)Opposingtradeandglobalizationisunderstandableandreasonable.[單選題]82.資料：From:PeterManxpmanx@bettertraining.co.auTo:JohnMorganjmorgan@ISB.co.auDate:March23Subject:BetterTrainingLtd.DearMr.Morgan,Asaleadinghumanresourcespecialist,BetterTrainingLtd.isuniquelyabletorespondtoyourcurrenttrainingneeds.Pleasetakethetimetoreviewtheattachedbrochure.IamconfidentthatyouwillfindcoursesofimmediaterelevancetoISBInternationalLtd.Ourstandardcurriculumcoverstopicssuchasmanagerialdevelopment,technicaltraining,sales,marketing,andmore.Ourinstructors-professionalsandleadersintheirfields-conductengagingseminarswhilemaintainingthequalityforwhichweareknown.Inadditiontoourregularcourses,wecandeliverindividuallytailoredprogramsatthelocationofyourchoice.IamcertainthatyourorganizationwillbenefitfromourservicesContactustodaytoseehowwecanhelpyouremployeesincreasetheirtechnicalandprofessionalexpertise.Sincerely,PeterManxPresidentWhatisthemainpurposeofthee-mail?A)Tosellapublication.B)To