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Weknowtherearealotofbanksaroundus,sohowmanydoyouknowandwhatarethey?TalkabouttheEnglishtranslationofthefollowingbanksnamewithyourpartner
中國銀行
中國人民銀行
中國工商銀行中國農(nóng)業(yè)銀行
中國建設(shè)銀行
中國郵政儲蓄銀行
中國農(nóng)業(yè)發(fā)展銀行
中國光大銀行
中國民生銀行
中國中信銀行
中國招商(商業(yè))銀行
Englishnamesforbanksinchina:
中國銀行
BankofChina中國人民銀行
ThePeople'sBankofChina中國工商銀行IndustrialandCommercialBankofChina中國農(nóng)業(yè)銀行
AgriculturalBankofChina中國建設(shè)銀行
ChinaConstructionBank中國郵政儲蓄銀行
PostalSavingsBankofChina
中國農(nóng)業(yè)發(fā)展銀行
AgriculturalDevelopmentBankofChina中國光大銀行
ChinaEverbrightBank中國民生銀行
ChinaMinshengBankingCorp.,LTD中國中信銀行
ChinaCiticBank中國招商(商業(yè))銀行
ChinaMerchantsBankHowdoyoufeelaboutBank?中國建設(shè)銀行(CCB):存存不?=ChinaConstructionBank
中國銀行(BC):不存!(BOC:別零存!)=BankofChina
中國農(nóng)業(yè)銀行(ABC):啊,不存!=AgriculturalBankofChina
中國工商銀行(ICBC):愛存不存!=IndustrialandCommercialBankofChina
民生銀行(CMSB):存么?傻B!=ChinaMinshengBank
招行(CMBC):存么?白癡!=ChinaMerchantsBank
興業(yè)銀行(CIB):存一百=ChinaIndustrialBank
國家開發(fā)銀行(CDB):存點吧!=ChinaDevelopmentBank
匯豐銀行(HSBC):還是不存!=TheHongKongandShanghaiBankingCorporation
Usefulvocabularyofbanking:openanaccount開個帳戶closeanaccount關(guān)閉帳戶pay/settleone’saccount付/結(jié)帳savingsaccount儲蓄帳戶depositaccount
定期存款帳戶checking/currentaccount活期存款帳戶savingsbank儲蓄銀行savingsaccountbook儲蓄帳戶存折depositmoneyinthebank存錢withdrawmoneyfromthebank取錢balance結(jié)余interest利息rateofinterest利息率exchangerate外匯兌換率denomination面額ATM–automatedtellermachine自動取款(出納)機7drawing-outslip取款單
thenumberslip號碼牌
awithdrawalform取款單
tofillinthereceipt
[r?'si?t]induplicate['dju?pl?k?t]
一式兩份填這張收據(jù)
teller,cashier
[k?'???]
出納accountnumber帳目編號
depositor存戶
pay-inslip存款單
adepositform存款單
abandingmachine自動存取機
deposit存款
depositreceipt存款收據(jù)
privatedeposits私人存款
certificateofdeposit存單
depositbook,passbook存折creditcard信用卡
principal本金
overdraft,overdraw透支
tocountersign雙簽
tocash兌現(xiàn)
tohonoracheque兌付
todishonoracheque拒付
tosuspendpayment止付cheque,check支票
chequebook支票本
ordercheque記名支票
bearercheque不記名支票
blankcheque空白支票
rubbercheque空頭支票
chequestub,counterfoil['ka?nt?f??l]票根
cashcheque現(xiàn)金支票
traveler'scheque旅行支票
chequefortransfer轉(zhuǎn)帳支票buyingrate買進價格
sellingrate賣出價格
exchangetable,conversiontable匯兌換算表
foreignexchange外匯
exchangerate外匯率
conversionrate折合率
foreignexchangerestriction外匯限額
foreignexchangequotations外匯行情
Background:BanksBanksfirstemergedintheMiddleAgeswhenpeoplegrewtiredofcarryingaroundalltheirgoldandbeganleavingtheirmoneywiththegoldsmith.TheMedicifamily,oneofthemostprominentbankingfamiliesinEuropeduringthistime,becamequitewealthyfromitsbankingandmoneylendingpractices.This14thcenturypaintingdepictspeopledepositingandwithdrawingmoneyinanItalianbank.
Background: Banks
HISTORYOFBANKSFunctionsperformedbybankstodayhavebeencarriedoutbyindividuals,families,orstateofficialsforatleast4,000years.Claytabletsdatedfromabout2000BCindicatethattheBabylonians巴比倫人depositedpersonalvaluablesforaservicechargeofone60thoftheirworth.Interestchargesonloansranashighasonethird.ThewidespreadcommerceofRomerequiredawell-developedbankingsystem.RomanauthoritiessetasidetheStreetofJanusintheForumformoneychangers.Theseindividualsnotonlyboughtandsoldforeigncoins;theyaccepteddeposits,madeloans,issuedbillsofexchangeandbillsofcredit(similartotoday'schecks),andboughtmortgages.HistoryofBanksTheJustinianCode東羅馬帝國皇帝ofthe6thcentury
ADincludedlawsthatgovernedthe
lendingandtradinginmoney.DuringMiddleAgesbankingactivitieswere
curbed抑制bysevererestrictionsonlending
practices.Butduringtheearly
Renaissance,asinternationaltraderevived,Italianmoneychangersonce
againappeared.Theydidbusinessin
thestreetsfromabench(bancainItalian;hencethewordbank).Florence,Italy,becameagreatbankingcenter,dominatedbytheMedicifamily.
美第奇家族(歷史上一顯赫的意大利貴族家庭)A16th
centurypaintingdepictsamoneychangerandhiswife
Background: BanksBankingasitisnowpracticeddatesfromtheBancodiRialto[r?'?lt??]里亞爾托島,foundedinVenicein1587.Itaccepteddemanddepositsandpermitteddepositorstotransfertheircreditsbychecks.Itcouldnotmakeloans,however,orpayinterestondeposits.Itsserviceswerefreesinceitsexpenseswerepaidbythecity.TheBancoGirowasformedinVenicein1619.Thetwobanksmergedin1637andcontinuedtooperateunderthenameBancoGirountilNapoleonliquidated停業(yè)清理itin1806.BuiltinthestyleofancientGreektemple,theBankofUnitedStateshaditsheadquartersinPhiladelphia.Itwasthenation’sfirstexperimentwithcentralbanking
Background: Banks
WiththegrowthofcommerceandtradeinNorthernEurope,theNetherlandsbecameaninternationalfinancialcenter.TheBankofAmsterdamwasorganizedin1609.Achartered特許的publicbankwasopenedinSwedenin1656.Itwasprobablythefirstfinancialinstitutionintheworldtoissuestandard-sizepayable-on-demandbankbills,whicheliminatedthehandlingofcoppercoins.ThisbankwasmergedwiththeBankofSwedenin1668.
Background: BanksUntilthefoundingoftheBankofEnglandin1694,England'sgoldsmithswereitsfirstbankers.Theykeptmoneyandothervaluablesinsafecustody保管fortheircustomers.Theyalsodealtingoldbullion金銀錠andforeignexchange.Theyprofitedfromacquiringandsortingcoinsofallkinds.Toattractcoins,thesmithswerewillingtopayinterest.
Background: BanksThegoldsmithsnoticedthatdepositsremainedatafairlysteadyleveloverlongperiodsoftime.Depositsandwithdrawalstendedtobalanceeachotherbecausecustomersonlywantedenoughmoneyonhandtomeeteverydayneeds.Thisallowedthesmithstoloanoutatinterestcashthatwouldotherwisebeidle閑散的.Fromthispracticeemergedthemodernfacetsofbanking:keepingdeposits,makingloans,andmaintainingreserves.Anotherpracticeofthegoldsmiths,bywhichacustomercouldarrangetotransferpartofhisbalancetoanotherpartybywrittenorder,wasthestartofthemoderncheck-writingsystem.
Background: Banks
Banksofthe17thcenturyalsobegantoissuebanknotes鈔票asaformofmoney.Thenoteshadmonetaryvaluebecausetheycouldbeexchangedforspecie硬幣:hardcashintheformofgoldorsilver.Theamountsofthebanknotesissueddependedonabanker'sexpectationofpublicdemandforspecieandthebank'sconfidenceinitself.Banknoteswereprobablyfirstissuedinthe1660sbytheBankofStockholminSweden;thepracticesoonspreadtoEngland.TheBankofFrancewasfoundedin1800.Formostofthe19thcenturythemoneymarketsofEuropeweredominatedbytheHouseofRothschild.
Background: Banks
ThisphotographdepictstheoriginalbankinghouseopenedbyMayerAmschelRothschildinFrankfurt,Germany.ThehousewasoperatedbyRothschildandhisoldestson,AmschelMayer,untilitsdissolution瓦解in1901.ThefourotherRothschildsonsopenedbankbranchesinVienna,Austria;Naples,Italy;London,England;andParis,France.TheLondonandParisbranchesarestillinoperation.FrankfurtHouseofRothschild
AbouttheAuthor
PhilipRoss(1939—)isanAmericanwriterbasedinNewYork.Afterworkingasanewspaperreporterforfouryears,heturnedtofreelance(自由職業(yè)作家)writing.ManyofhisarticleshaveappearedintheNewYorker(《紐約人》),Reader’sDigest(《讀者文摘》)andNewYorkTimes(《紐約時報》).ThistextistakenfromStrategiesforSuccessfulWriting:ARhetoricandReader,3rdeditionpublishedbyPrenticeHall,Inc.in1993inEnglewoodCliffs,NewJersey.
Author
Plot
ofthestory
SettingofthestoryProtagonistsof
thestoryTextAnalysis
Plot:aboy’swithdrawalofmoneyfromthebank
Setting:atthebank
Protagonists:bankofficer,theboyand“I”TextAnalysisPart1(para.1)about:
Part2(paras.)about:Part3(paras.)about:
TextAnalysisStructureofthetext2—2324—32Theattitudeoftheauthor’sfriendtowardbank.Theboymanagedtowithdrawmoneyfromthebankbutwaskindlyrefused.
Thebankofficerclearedthefact.
Whydidtheauthorgotothebankoneday?Whatdidheseeinthebank?Whydidtheboyhavetroublewithdrawinghismoney?Whatdidtheauthordothen? Whydidtheofficerrefusetolettheboywithdrawhisownmoney?FurtherdiscussionaboutthestoryTextAnalysis…whichisyoursinthefirstplace.我首先是一個教師,其次才是一個作家。Iamateacher
inthefirstplace
andawriterinthenextplace.你為什么不先告訴我一下?Whydidn'tyoutellme
inthefirstplace?TextAnalysisTextAnalysis
Ifbankswererequiredtosellwalletsand
moneybelts,theymightactlesslikechurches.(para.1)
Banksactlikechurcheswhichusuallycontrolpeople’slife
andcaninterfereinpeople’slife.So,theauthorthinksitisridiculousforbankstoactlikechurches.
TextAnalysis
Ihadcometoopenacheckingaccount.
n.
anarrangementthatyouhavewithabanktopayinortakeoutmoneyExample:Mysalaryispaiddirectlyintomybankaccount.①takeaccountofsth./oaccount:toconsiderorincludeparticularfactsordetailswhenmakingadecisionorjudgmentaboutsth.Example:我將考慮你的建議。Iwilltakeyoursuggestionintoaccount.②onaccountof:becauseofsth.else,especiallybecauseofaproblemordifficultiesExample:由于天氣不好,我們將啟程的時間推遲了。TextAnalysis
Wedelayedourdeparture
onaccountof
thebadweather.TextAnalysis
③onnoaccount決不我們決不放棄這個計劃。在任何情況下你們都不能違約。④onallaccounts
adv.無論如何,總之他無論如何都要去那兒。Onnoaccount
shouldwegiveuptheplan.Onnoaccount
mustyoubreakthecontract.Hemustgothere
onallaccounts.TextAnalysis
Itwaslunchtimeandtheonlyofficerondutywasafortyishblackmanwithshort,pressedhair,apencilmustache,andaneatlypressedbrownsuit.fortyish:atabouttheageofforty-ish1)somewhat,nearto:reddish,greenish,yellowish,darkish2)inthemannerof:foolish,childish,boyish,womanish,snobbish3)ofacountry,suchasIrish,Polish,Finnish,Spanish,etc.mustache:
haironupperlipbeard:
hairgrowingonman’schingoatee:
shortpointedbeardTextAnalysisEverythingabouthimsuggestedacarefullydressedauthority.-powerstogiveordersandmakeothersobeyeg.Theleadermustbeapersonofauthority.-personwithspecialknowledgeeg.Sheisanauthorityonphonetics.-(pl.)personorgrouphavingthepowertogiveordersortakeactions掌權(quán)之人;當局TextAnalysis…becausehelookedmorelikeakidfromaprepschool
thanacustomerinaWestSidebank.prep:preparatorypreparatoryschool:aprivateschoolthatpreparesstudentsforcollegenomorethan:onlyItcostsmenomorethan$5tobuythebook.nomore…than:thesameas
He’snomoreabletoreadSpanishthanIam.TextAnalysisattentionpayattentionto注意…drawone’sattention引起某人注意attractone’sattention
吸引某人注意catchone’sattention
引起某人注意fixone'sattentionon
留意,專心于pay
attention
to還指“向女子獻殷勤”,如payhis
attentionstothegirl.
TextAnalysisTextAnalysisbecauseof/becauseexercise:turn“becauseof“into“because”inthefollowingsentences:a.Hepreferstoliveinwarmplacesbecauseofhispoorhealth.b.Shemadeaterriblemistakebecauseofherignoranceaboutthelaw.
C.Manypeopletherecan’tevenfindenoughwatertodrinkbecauseofpollution.wearanexpressionofv.withExample:Petralookedatherplatewearinganexpressionofdisgust.TextAnalysis
TextAnalysiswithdraw
v.
a.totakemoneyoutofabankaccountExample:Lizwithdrew$100fromheraccount.b.toremovesth.ortakeitawayortakeitback,oftenbecauseofanofficialdecisionExample:Shewithdrewadocumentfromherbriefcase.c.nottotakepartinExample:InjuryforcedClaretowithdrawfromevent.TextAnalysis
d.toleaveaplace,esp.inordertobealoneorgosomewherequietExample:Wewithdrewtothegardenforaprivateconversation.e.tobecomequieter,lessfriendly,andmoreconcernedaboutyourownthoughtsExample:Thelittlegirlseemedtowithdrawintoaprivateworld.withdrawaln.
TextAnalysisAndsincetheredoesn’tseemtobeanyquestionastowhether…既然你無法回答這個問題,我們最好再問問別人。astoprep.關(guān)于至于至于這個計劃,我認為很不錯的。至于去哪里,他們還沒有決定。Since
youcan'tanswerthequestion,perhapswe'dbetterasksomeoneelse.Astotheplan,Ithinkitisquitegood.Asto
wheretogo,theyhaven'tdecidedyet.TextAnalysissoasto他跑得很快以便趕上那末班車。要仔細聽才能聽懂老師講的課。Heranquickly
soasto
catchthelastbus.Listencarefully
soasto
followtheteacher.TextAnalysisso...asto如此...以至于;如此...以便他竟然幼稚得連這種謊言都相信。她氣得連話都說不出來了。這問題很清楚,不必回答。Heissonaiveastobelievesuchalie.Shewassoangryastobeunabletospeak.Thequestionissoobviousastoneednoreply.TextAnalysisImovedinforthekill.
Ibegantopreparetokill,destroyordefeatmyenemy.moveinforsth:
---becomeactiveindoingsthmoveinonsb/sth:
---approachsb/sth,esp.inathreateningway警察從四面八方向恐怖分子進逼。Thepolicemovedinontheterrorists.TextAnalysisIzeroedinontheofficer.zeroinonsb./sth.toaimguns,etc.atorfindtherangeof(aparticulartarget)b.
tofixattentiononsb./sth.;focusonsb./sth.Weshouldzeroinonthekeyissuesfordiscussion.Awayofdescribingsomethinginordertomakeitsoundbigger,smaller,better,worseetcthanitreallyis.Exaggeratedstatementthatismadeforspecialeffectandisnotmeanttobetakenliterally.Hyperbole
Hyperbole
1)Thanksalot. 2)
I’mveryhungry.3)Heisveryeloquent.4)Wisdomismoreimportantthanbooks.5)Theylaughedheartily.
1)
Thanksamillion. 2)I’mstarving./I’msohungrythatIcaneatahorse.3)Hiseloquencewouldsplitrocks.4)Anounceofwisdomisworthamilliontonsofbooks.5)
Theyalmostdiedlaughing./Theyroaredintolaughteruptotheroof.You’rereallygettingcheated.TextAnalysis“Togetcheated”isanotherwayofsaying“tobecheated”withemphasisontheactionratherthanthestate.ItiscommonininformalEnglish.Thepoorboysnevergotinvitedanywhere.Pleasegivemefiveminutes:Imustgetchanged.TextAnalysis…youreallyshouldn’thaveinterfered.oughtnothaveItexpressesacriticism.Youshouldn’thavebeensocareless.Youshouldn’erfereTextAnalysisv.todeliberatelygetinvolvedinasituationthatdoesnotconcernyouandinawaythatannoyspeople我有權(quán)干預(yù)。Ihavetherightto
interfere.要不是你打擾我的話,我現(xiàn)在早已完成了我的工作。Ifyouhadnot
interfered,Ishouldhavefinishedmyworkbynow.TextAnalysisinterferewith:topreventsth.fromsucceedingorfromhappeninginthewaythatwasplanned;
pushoneselfintoamatterwhichdoesnotconcernone沒有什么能夠妨礙我們的友誼。Nothingwillinterferewithourfriendship.Thatinterfereswithmyplan.那干擾了我的計劃。interferewith指“污辱”“性騷擾”是委婉語,通常用在英式英語里。TextAnalysisinterferein:pushoneselfintoamatterwhichdoesnotconcernone
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