The-Boy-and-the-Bank-Off教學講解課件

Weknowtherearealotofbanksaroundus,sohowmanydoyouknowandwhatarethey?TalkabouttheEnglishtranslationofthefollowingbanksnamewithyourpartner

中國銀行

中國人民銀行

中國工商銀行中國農業(yè)銀行

中國建設銀行

中國郵政儲蓄銀行

中國農業(yè)發(fā)展銀行

中國光大銀行

中國民生銀行

中國中信銀行

中國招商(商業(yè))銀行

Englishnamesforbanksinchina:

中國銀行

BankofChina中國人民銀行

ThePeople'sBankofChina中國工商銀行IndustrialandCommercialBankofChina中國農業(yè)銀行

AgriculturalBankofChina中國建設銀行

ChinaConstructionBank中國郵政儲蓄銀行

PostalSavingsBankofChina

中國農業(yè)發(fā)展銀行

AgriculturalDevelopmentBankofChina中國光大銀行

ChinaEverbrightBank中國民生銀行

ChinaMinshengBankingCorp.,LTD中國中信銀行

ChinaCiticBank中國招商(商業(yè))銀行

ChinaMerchantsBankHowdoyoufeelaboutBank?中國建設銀行（CCB）：存存不?=ChinaConstructionBank

中國銀行（BC）：不存!(BOC:別零存!)=BankofChina

中國農業(yè)銀行（ABC）：啊,不存!=AgriculturalBankofChina

中國工商銀行（ICBC）：愛存不存！=IndustrialandCommercialBankofChina

民生銀行（CMSB）：存么?傻B!=ChinaMinshengBank

招行（CMBC）：存么?白癡!=ChinaMerchantsBank

興業(yè)銀行（CIB）：存一百=ChinaIndustrialBank

國家開發(fā)銀行（CDB）：存點吧!=ChinaDevelopmentBank

匯豐銀行（HSBC）：還是不存!=TheHongKongandShanghaiBankingCorporation

Usefulvocabularyofbanking:openanaccount開個帳戶closeanaccount關閉帳戶pay/settleone’saccount付/結帳savingsaccount儲蓄帳戶depositaccount

定期存款帳戶checking/currentaccount活期存款帳戶savingsbank儲蓄銀行savingsaccountbook儲蓄帳戶存折depositmoneyinthebank存錢withdrawmoneyfromthebank取錢balance結余interest利息rateofinterest利息率exchangerate外匯兌換率denomination面額ATM–automatedtellermachine自動取款（出納）機7drawing-outslip取款單

thenumberslip號碼牌

awithdrawalform取款單

tofillinthereceipt

[r?'si?t]induplicate['dju?pl?k?t]

一式兩份填這張收據

teller,cashier

[k?'???]

出納accountnumber帳目編號

depositor存戶

pay-inslip存款單

adepositform存款單

abandingmachine自動存取機

deposit存款

depositreceipt存款收據

privatedeposits私人存款

certificateofdeposit存單

depositbook,passbook存折creditcard信用卡

principal本金

overdraft,overdraw透支

tocountersign雙簽

tocash兌現

tohonoracheque兌付

todishonoracheque拒付

tosuspendpayment止付cheque,check支票

chequebook支票本

ordercheque記名支票

bearercheque不記名支票

blankcheque空白支票

rubbercheque空頭支票

chequestub,counterfoil['ka?nt?f??l]票根

cashcheque現金支票

traveler'scheque旅行支票

chequefortransfer轉帳支票buyingrate買進價格

sellingrate賣出價格

exchangetable,conversiontable匯兌換算表

foreignexchange外匯

exchangerate外匯率

conversionrate折合率

foreignexchangerestriction外匯限額

foreignexchangequotations外匯行情

Background:BanksBanksfirstemergedintheMiddleAgeswhenpeoplegrewtiredofcarryingaroundalltheirgoldandbeganleavingtheirmoneywiththegoldsmith.TheMedicifamily,oneofthemostprominentbankingfamiliesinEuropeduringthistime,becamequitewealthyfromitsbankingandmoneylendingpractices.This14thcenturypaintingdepictspeopledepositingandwithdrawingmoneyinanItalianbank.

Background: Banks

HISTORYOFBANKSFunctionsperformedbybankstodayhavebeencarriedoutbyindividuals,families,orstateofficialsforatleast4,000years.Claytabletsdatedfromabout2000BCindicatethattheBabylonians巴比倫人depositedpersonalvaluablesforaservicechargeofone60thoftheirworth.Interestchargesonloansranashighasonethird.ThewidespreadcommerceofRomerequiredawell-developedbankingsystem.RomanauthoritiessetasidetheStreetofJanusintheForumformoneychangers.Theseindividualsnotonlyboughtandsoldforeigncoins;theyaccepteddeposits,madeloans,issuedbillsofexchangeandbillsofcredit(similartotoday'schecks),andboughtmortgages.HistoryofBanksTheJustinianCode東羅馬帝國皇帝ofthe6thcentury

ADincludedlawsthatgovernedthe

lendingandtradinginmoney.DuringMiddleAgesbankingactivitieswere

curbed抑制bysevererestrictionsonlending

practices.Butduringtheearly

Renaissance,asinternationaltraderevived,Italianmoneychangersonce

againappeared.Theydidbusinessin

thestreetsfromabench(bancainItalian;hencethewordbank).Florence,Italy,becameagreatbankingcenter,dominatedbytheMedicifamily.

美第奇家族(歷史上一顯赫的意大利貴族家庭)A16th

centurypaintingdepictsamoneychangerandhiswife

Background: BanksBankingasitisnowpracticeddatesfromtheBancodiRialto[r?'?lt??]里亞爾托島,foundedinVenicein1587.Itaccepteddemanddepositsandpermitteddepositorstotransfertheircreditsbychecks.Itcouldnotmakeloans,however,orpayinterestondeposits.Itsserviceswerefreesinceitsexpenseswerepaidbythecity.TheBancoGirowasformedinVenicein1619.Thetwobanksmergedin1637andcontinuedtooperateunderthenameBancoGirountilNapoleonliquidated停業(yè)清理itin1806.BuiltinthestyleofancientGreektemple,theBankofUnitedStateshaditsheadquartersinPhiladelphia.Itwasthenation’sfirstexperimentwithcentralbanking

Background: Banks

WiththegrowthofcommerceandtradeinNorthernEurope,theNetherlandsbecameaninternationalfinancialcenter.TheBankofAmsterdamwasorganizedin1609.Achartered特許的publicbankwasopenedinSwedenin1656.Itwasprobablythefirstfinancialinstitutionintheworldtoissuestandard-sizepayable-on-demandbankbills,whicheliminatedthehandlingofcoppercoins.ThisbankwasmergedwiththeBankofSwedenin1668.

Background: BanksUntilthefoundingoftheBankofEnglandin1694,England'sgoldsmithswereitsfirstbankers.Theykeptmoneyandothervaluablesinsafecustody保管fortheircustomers.Theyalsodealtingoldbullion金銀錠andforeignexchange.Theyprofitedfromacquiringandsortingcoinsofallkinds.Toattractcoins,thesmithswerewillingtopayinterest.

Background: BanksThegoldsmithsnoticedthatdepositsremainedatafairlysteadyleveloverlongperiodsoftime.Depositsandwithdrawalstendedtobalanceeachotherbecausecustomersonlywantedenoughmoneyonhandtomeeteverydayneeds.Thisallowedthesmithstoloanoutatinterestcashthatwouldotherwisebeidle閑散的.Fromthispracticeemergedthemodernfacetsofbanking:keepingdeposits,makingloans,andmaintainingreserves.Anotherpracticeofthegoldsmiths,bywhichacustomercouldarrangetotransferpartofhisbalancetoanotherpartybywrittenorder,wasthestartofthemoderncheck-writingsystem.

Background: Banks

Banksofthe17thcenturyalsobegantoissuebanknotes鈔票asaformofmoney.Thenoteshadmonetaryvaluebecausetheycouldbeexchangedforspecie硬幣:hardcashintheformofgoldorsilver.Theamountsofthebanknotesissueddependedonabanker'sexpectationofpublicdemandforspecieandthebank'sconfidenceinitself.Banknoteswereprobablyfirstissuedinthe1660sbytheBankofStockholminSweden;thepracticesoonspreadtoEngland.TheBankofFrancewasfoundedin1800.Formostofthe19thcenturythemoneymarketsofEuropeweredominatedbytheHouseofRothschild.

Background: Banks

ThisphotographdepictstheoriginalbankinghouseopenedbyMayerAmschelRothschildinFrankfurt,Germany.ThehousewasoperatedbyRothschildandhisoldestson,AmschelMayer,untilitsdissolution瓦解in1901.ThefourotherRothschildsonsopenedbankbranchesinVienna,Austria;Naples,Italy;London,England;andParis,France.TheLondonandParisbranchesarestillinoperation.FrankfurtHouseofRothschild

AbouttheAuthor

PhilipRoss(1939—)isanAmericanwriterbasedinNewYork.Afterworkingasanewspaperreporterforfouryears,heturnedtofreelance(自由職業(yè)作家)writing.ManyofhisarticleshaveappearedintheNewYorker(《紐約人》),Reader’sDigest(《讀者文摘》)andNewYorkTimes(《紐約時報》).ThistextistakenfromStrategiesforSuccessfulWriting:ARhetoricandReader,3rdeditionpublishedbyPrenticeHall,Inc.in1993inEnglewoodCliffs,NewJersey.

Author

Plot

ofthestory

SettingofthestoryProtagonistsof

thestoryTextAnalysis

Plot:aboy’swithdrawalofmoneyfromthebank

Setting:atthebank

Protagonists:bankofficer,theboyand“I”TextAnalysisPart1(para.1)about:

Part2(paras.)about:Part3(paras.)about:

TextAnalysisStructureofthetext2—2324—32Theattitudeoftheauthor’sfriendtowardbank.Theboymanagedtowithdrawmoneyfromthebankbutwaskindlyrefused.

Thebankofficerclearedthefact.

Whydidtheauthorgotothebankoneday?Whatdidheseeinthebank?Whydidtheboyhavetroublewithdrawinghismoney?Whatdidtheauthordothen? Whydidtheofficerrefusetolettheboywithdrawhisownmoney?FurtherdiscussionaboutthestoryTextAnalysis…whichisyoursinthefirstplace.我首先是一個教師，其次才是一個作家。Iamateacher

inthefirstplace

andawriterinthenextplace.你為什么不先告訴我一下?Whydidn'tyoutellme

inthefirstplace?TextAnalysisTextAnalysis

Ifbankswererequiredtosellwalletsand

moneybelts,theymightactlesslikechurches.(para.1)

Banksactlikechurcheswhichusuallycontrolpeople’slife

andcaninterfereinpeople’slife.So,theauthorthinksitisridiculousforbankstoactlikechurches.

TextAnalysis

Ihadcometoopenacheckingaccount.

n.

anarrangementthatyouhavewithabanktopayinortakeoutmoneyExample:Mysalaryispaiddirectlyintomybankaccount.①takeaccountofsth./oaccount:toconsiderorincludeparticularfactsordetailswhenmakingadecisionorjudgmentaboutsth.Example:我將考慮你的建議。Iwilltakeyoursuggestionintoaccount.②onaccountof:becauseofsth.else,especiallybecauseofaproblemordifficultiesExample:由于天氣不好，我們將啟程的時間推遲了。TextAnalysis

Wedelayedourdeparture

onaccountof

thebadweather.TextAnalysis

③onnoaccount決不我們決不放棄這個計劃。在任何情況下你們都不能違約。④onallaccounts

adv.無論如何,總之他無論如何都要去那兒。Onnoaccount

shouldwegiveuptheplan.Onnoaccount

mustyoubreakthecontract.Hemustgothere

onallaccounts.TextAnalysis

Itwaslunchtimeandtheonlyofficerondutywasafortyishblackmanwithshort,pressedhair,apencilmustache,andaneatlypressedbrownsuit.fortyish:atabouttheageofforty-ish1)somewhat,nearto:reddish,greenish,yellowish,darkish2)inthemannerof:foolish,childish,boyish,womanish,snobbish3)ofacountry,suchasIrish,Polish,Finnish,Spanish,etc.mustache:

haironupperlipbeard:

hairgrowingonman’schingoatee:

shortpointedbeardTextAnalysisEverythingabouthimsuggestedacarefullydressedauthority.-powerstogiveordersandmakeothersobeyeg.Theleadermustbeapersonofauthority.-personwithspecialknowledgeeg.Sheisanauthorityonphonetics.-(pl.)personorgrouphavingthepowertogiveordersortakeactions掌權之人；當局TextAnalysis…becausehelookedmorelikeakidfromaprepschool

thanacustomerinaWestSidebank.prep:preparatorypreparatoryschool:aprivateschoolthatpreparesstudentsforcollegenomorethan:onlyItcostsmenomorethan$5tobuythebook.nomore…than:thesameas

He’snomoreabletoreadSpanishthanIam.TextAnalysisattentionpayattentionto注意…drawone’sattention引起某人注意attractone’sattention

吸引某人注意catchone’sattention

引起某人注意fixone'sattentionon

留意,專心于pay

attention

to還指“向女子獻殷勤”，如payhis

attentionstothegirl.

TextAnalysisTextAnalysisbecauseof/becauseexercise:turn“becauseof“into“because”inthefollowingsentences:a.Hepreferstoliveinwarmplacesbecauseofhispoorhealth.b.Shemadeaterriblemistakebecauseofherignoranceaboutthelaw.

C.Manypeopletherecan’tevenfindenoughwatertodrinkbecauseofpollution.wearanexpressionofv.withExample:Petralookedatherplatewearinganexpressionofdisgust.TextAnalysis

TextAnalysiswithdraw

v.

a.totakemoneyoutofabankaccountExample:Lizwithdrew$100fromheraccount.b.toremovesth.ortakeitawayortakeitback,oftenbecauseofanofficialdecisionExample:Shewithdrewadocumentfromherbriefcase.c.nottotakepartinExample:InjuryforcedClaretowithdrawfromevent.TextAnalysis

d.toleaveaplace,esp.inordertobealoneorgosomewherequietExample:Wewithdrewtothegardenforaprivateconversation.e.tobecomequieter,lessfriendly,andmoreconcernedaboutyourownthoughtsExample:Thelittlegirlseemedtowithdrawintoaprivateworld.withdrawaln.

TextAnalysisAndsincetheredoesn’tseemtobeanyquestionastowhether…既然你無法回答這個問題，我們最好再問問別人。astoprep.關于至于至于這個計劃，我認為很不錯的。至于去哪里,他們還沒有決定。Since

youcan'tanswerthequestion,perhapswe'dbetterasksomeoneelse.Astotheplan,Ithinkitisquitegood.Asto

wheretogo,theyhaven'tdecidedyet.TextAnalysissoasto他跑得很快以便趕上那末班車。要仔細聽才能聽懂老師講的課。Heranquickly

soasto

catchthelastbus.Listencarefully

soasto

followtheteacher.TextAnalysisso...asto如此...以至于；如此...以便他竟然幼稚得連這種謊言都相信。她氣得連話都說不出來了。這問題很清楚，不必回答。Heissonaiveastobelievesuchalie.Shewassoangryastobeunabletospeak.Thequestionissoobviousastoneednoreply.TextAnalysisImovedinforthekill.

Ibegantopreparetokill,destroyordefeatmyenemy.moveinforsth:

---becomeactiveindoingsthmoveinonsb/sth:

---approachsb/sth,esp.inathreateningway警察從四面八方向恐怖分子進逼。Thepolicemovedinontheterrorists.TextAnalysisIzeroedinontheofficer.zeroinonsb./sth.toaimguns,etc.atorfindtherangeof(aparticulartarget)b.

tofixattentiononsb./sth.;focusonsb./sth.Weshouldzeroinonthekeyissuesfordiscussion.Awayofdescribingsomethinginordertomakeitsoundbigger,smaller,better,worseetcthanitreallyis.Exaggeratedstatementthatismadeforspecialeffectandisnotmeanttobetakenliterally.Hyperbole

Hyperbole

1)Thanksalot. 2)

I’mveryhungry.3)Heisveryeloquent.4)Wisdomismoreimportantthanbooks.5)Theylaughedheartily.

1)

Thanksamillion. 2)I’mstarving./I’msohungrythatIcaneatahorse.3)Hiseloquencewouldsplitrocks.4)Anounceofwisdomisworthamilliontonsofbooks.5)

Theyalmostdiedlaughing./Theyroaredintolaughteruptotheroof.You’rereallygettingcheated.TextAnalysis“Togetcheated”isanotherwayofsaying“tobecheated”withemphasisontheactionratherthanthestate.ItiscommonininformalEnglish.Thepoorboysnevergotinvitedanywhere.Pleasegivemefiveminutes:Imustgetchanged.TextAnalysis…youreallyshouldn’thaveinterfered.oughtnothaveItexpressesacriticism.Youshouldn’thavebeensocareless.Youshouldn’erfereTextAnalysisv.todeliberatelygetinvolvedinasituationthatdoesnotconcernyouandinawaythatannoyspeople我有權干預。Ihavetherightto

interfere.要不是你打擾我的話,我現在早已完成了我的工作。Ifyouhadnot

interfered,Ishouldhavefinishedmyworkbynow.TextAnalysisinterferewith:topreventsth.fromsucceedingorfromhappeninginthewaythatwasplanned;

pushoneselfintoamatterwhichdoesnotconcernone沒有什么能夠妨礙我們的友誼。Nothingwillinterferewithourfriendship.Thatinterfereswithmyplan.那干擾了我的計劃。interferewith指“污辱”“性騷擾”是委婉語,通常用在英式英語里。TextAnalysisinterferein:pushoneselfintoamatterwhichdoesnotconcernone