美國商業(yè)投資、移民及財富規(guī)劃課件

INVESTINGINTHEUS,IMMIGRATION&WEALTHPLANNING

美國商業(yè)投資、移民及財富規(guī)劃INVESTINGINTHEUS,IMMIGRATIKEYCONSIDERATIONS考慮事項Timing時機TypesofInvestment投資種類RealEstate/Business/FinancialInstrument房地產(chǎn)/商業(yè)/金融InvestmentAmount/PriceRange投資金額／價位額度Procedure&Process步驟Management管理PotentialProfit&Risks潛在獲利及風險KEYCONSIDERATIONS考慮事REALESTATE房地產(chǎn)REALESTATE房地產(chǎn)TYPESOFINVESTMENT投資種類REALESTATE(LOWTOMIDRISKS)房地產(chǎn)（中低風險）SingleFamilyHomes獨棟住宅Industrial(warehouses&manufacturingfacilities)工業(yè)廠房CommercialRealEstate(retailcenters&offices)商業(yè)地產(chǎn)ApartmentBuildings公寓大樓DistressedProperties(foreclosures&shortsales)財務困難的地產(chǎn)BUSINESS(HIGHRISKS)商業(yè)（高風險）MayQualifyforEB-5InvestmentPermanentResidence可以有資格獲得EB-5投資永久居留On-goingorNewBusiness已經(jīng)存在或者全新的商業(yè)FINANCIALINSTRUMENT(LOWRISKS)金融（低風險）Bankaccounts,stocks,bonds,etc.銀行賬戶，股票，債券等TYPESOFINVESTMENT投資種類REALEMAJORUSCITIES美國主要城市

MAJORUSCITIES美國主要城市INVESTMENTAMOUNT投資金額InvestmentTypes投資種類InvestmentGoals投資目標RiskTolerance風險度InterestRate利率OtherFinancialFactors其他財務因素INVESTMENTAMOUNT投資金額InvestmePROCEDURE步驟ConductMarketAnalysis執(zhí)行市場分析CollectInformation收集資料MakingOffer出價NegotiateContract交涉合約MakeInitialDeposit付訂金OpenEscrow設(shè)立產(chǎn)權(quán)過戶手續(xù)EstablishHoldingCompany(ifneeded)成立公司SecureFinancing(ifneeded)尋求資金ConductDueDiligence(appraisal/inspection/title&legaldocumentreview)執(zhí)行財務法律盡職調(diào)查PaymentofPurchasePrice(transferfundstotheUS)付款Closing完成過戶手續(xù)PostInvestmentManagement管理PROCEDURE步驟ConductMarketAnaPROFIT&RISKS獲利及風險SetYourGoals(multi-goalstoreducerisks)設(shè)立投資目標LongTermv.ShortTerm長期

v.短期AvoidScams(knowwhoyoudealwith)避免騙局UnderstandUSTaxConsequences了解美國稅務PROFIT&RISKS獲利及風險SetYourGEB-5REQUIREMENTS第五優(yōu)先

基本要求Capital投資金額Investmentmustbe“atrisk”(loansorothertypesofsecuredinvestmentsarenotacceptable)必須是有風險的投資US$1,000,000investment投資一百萬美金US$500,000investmentincertaineconomicallydepressedareasorruralareas高失業(yè)率地區(qū)和郊區(qū)投資金額為五十萬美元US$500,000investmentinUSCISDesignatedRegionalCenters在某些政府批準的特殊情況下投資金額為五十萬美元Hiringof10Employees雇傭10名全職員工MustbepermanentresidentsorUScitizens合格的受雇者包括美國公民,擁有永久居留權(quán)的外國人USCISDesignatedRegionalCentersarenotrequiredtohire10employees政府批準的特殊情況下不須雇傭10名全職員工SourceofFundMustbeLegitimate資金來源必須是合法的Gifts&inheritance贈予,遺產(chǎn)繼承均可Realestatesale,stockmarketorincomederivedfromlegitimatebusiness房地產(chǎn),股票,合法生意Loanssecuredbyinvestor’spropertiesareacceptable(cannotuseEB-5investmentpropertyascollateralforsuchloans)貸款也行,但不能用申請移民身份之投資的財產(chǎn)作為債務抵押EngagedintheManagementoftheInvestment必須管理公司,但不必每天參與公司的業(yè)務活動Nopassiveinvestment,suchasstock,realestate,etc.不能消極投資GenerallyrequiredtoliveintheUSatleast6monthseachyear每年在美居住至少六個月以上ProcessingTimeapproximately180-300days辦理時間約

180－300天

EB-5REQUIREMENTS第五優(yōu)先基本要求EB-5IMMIGRATIONEB-5移民BenefitsofEB-5:第五優(yōu)先簽證的優(yōu)勢2-yeartemporary“GreenCard”兩年暫時性“綠卡”Filewithin90daysoftwo-yearperiodtoremovethe“conditional”status兩年后可申請成永久綠卡Familymembersincludingspouseandunmarriedchildrenreceive“GreenCards”配偶以及21歲以下的孩子將成為美國永久居民取得“綠卡”After5years,entirefamilymaybecomeUScitizens五年后,全家可申請成為美國公民803suchvisaswereissuedin2007,butthegovernmenthopestoincreaseto10,000by2011二零零七年發(fā)了八百零三個第五優(yōu)先簽證EB-5IMMIGRATIONEB-5移民BenefitWELATHMANAGEMENT資產(chǎn)管理ReduceRisks降低風險AssetProtection資產(chǎn)保護ReduceTaxesLawfully合法降低納稅額DistributeAssetstoIntendedHeirs分配資產(chǎn)給指定的繼承人UtilizeInternationalStrategy應用國際戰(zhàn)略WELATHMANAGEMENT資產(chǎn)管理ReduceRiChang&Coté,LLP.

美國誠德律師事務所Chang&Coté,LLP.

美國誠德律師事務所INVESTINGINTHEUS,IMMIGRATION&WEALTHPLANNING

美國商業(yè)投資、移民及財富規(guī)劃INVESTINGINTHEUS,IMMIGRATIKEYCONSIDERATIONS考慮事項Timing時機TypesofInvestment投資種類RealEstate/Business/FinancialInstrument房地產(chǎn)/商業(yè)/金融InvestmentAmount/PriceRange投資金額／價位額度Procedure&Process步驟Management管理PotentialProfit&Risks潛在獲利及風險KEYCONSIDERATIONS考慮事REALESTATE房地產(chǎn)REALESTATE房地產(chǎn)TYPESOFINVESTMENT投資種類REALESTATE(LOWTOMIDRISKS)房地產(chǎn)（中低風險）SingleFamilyHomes獨棟住宅Industrial(warehouses&manufacturingfacilities)工業(yè)廠房CommercialRealEstate(retailcenters&offices)商業(yè)地產(chǎn)ApartmentBuildings公寓大樓DistressedProperties(foreclosures&shortsales)財務困難的地產(chǎn)BUSINESS(HIGHRISKS)商業(yè)（高風險）MayQualifyforEB-5InvestmentPermanentResidence可以有資格獲得EB-5投資永久居留On-goingorNewBusiness已經(jīng)存在或者全新的商業(yè)FINANCIALINSTRUMENT(LOWRISKS)金融（低風險）Bankaccounts,stocks,bonds,etc.銀行賬戶，股票，債券等TYPESOFINVESTMENT投資種類REALEMAJORUSCITIES美國主要城市

MAJORUSCITIES美國主要城市INVESTMENTAMOUNT投資金額InvestmentTypes投資種類InvestmentGoals投資目標RiskTolerance風險度InterestRate利率OtherFinancialFactors其他財務因素INVESTMENTAMOUNT投資金額InvestmePROCEDURE步驟ConductMarketAnalysis執(zhí)行市場分析CollectInformation收集資料MakingOffer出價NegotiateContract交涉合約MakeInitialDeposit付訂金OpenEscrow設(shè)立產(chǎn)權(quán)過戶手續(xù)EstablishHoldingCompany(ifneeded)成立公司SecureFinancing(ifneeded)尋求資金ConductDueDiligence(appraisal/inspection/title&legaldocumentreview)執(zhí)行財務法律盡職調(diào)查PaymentofPurchasePrice(transferfundstotheUS)付款Closing完成過戶手續(xù)PostInvestmentManagement管理PROCEDURE步驟ConductMarketAnaPROFIT&RISKS獲利及風險SetYourGoals(multi-goalstoreducerisks)設(shè)立投資目標LongTermv.ShortTerm長期

v.短期AvoidScams(knowwhoyoudealwith)避免騙局UnderstandUSTaxConsequences了解美國稅務PROFIT&RISKS獲利及風險SetYourGEB-5REQUIREMENTS第五優(yōu)先

基本要求Capital投資金額Investmentmustbe“atrisk”(loansorothertypesofsecuredinvestmentsarenotacceptable)必須是有風險的投資US$1,000,000investment投資一百萬美金US$500,000investmentincertaineconomicallydepressedareasorruralareas高失業(yè)率地區(qū)和郊區(qū)投資金額為五十萬美元US$500,000investmentinUSCISDesignatedRegionalCenters在某些政府批準的特殊情況下投資金額為五十萬美元Hiringof10Employees雇傭10名全職員工MustbepermanentresidentsorUScitizens合格的受雇者包括美國公民,擁有永久居留權(quán)的外國人USCISDesignatedRegionalCentersarenotrequiredtohire10employees政府批準的特殊情況下不須雇傭10名全職員工SourceofFundMustbeLegitimate資金來源必須是合法的Gifts&inheritance贈予,遺產(chǎn)繼承均可Realestatesale,stockmarketorincomederivedfromlegitimatebusiness房地產(chǎn),股票,合法生意Loanssecuredbyinvestor’spropertiesareacceptable(cannotuseEB-5investmentpropertyascollateralforsuchloans)貸款也行,但不能用申請移民身份之投資的財產(chǎn)作為債務抵押EngagedintheManagementoftheInvestment必須管理公司,但不必每天參與公司的業(yè)務活動Nopassiveinvestment,suchasstock,realestate,etc.不能消極投資GenerallyrequiredtoliveintheUSatleast6monthseachyear每年在美居住至少六個月以上ProcessingTimeapproximately180-300days辦理時間約

180－300天

EB-5REQUIREMENTS第五優(yōu)先基本要求EB-5IMMIGRATIO