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1、常有銀行英語(yǔ)詞匯(各種銀行術(shù)語(yǔ)和句子全面介紹)要點(diǎn)常有銀行英語(yǔ)詞匯(各種銀行術(shù)語(yǔ)和句子全面介紹)要點(diǎn)25/25常有銀行英語(yǔ)詞匯(各種銀行術(shù)語(yǔ)和句子全面介紹)要點(diǎn)常有英語(yǔ)詞匯accountnumber帳號(hào)depositor存戶pay-inslip存款單adepositform存款單abandingmachine自動(dòng)存取機(jī)todeposit存款depositreceipt存款收據(jù)privatedeposits個(gè)人存款certificateofdeposit存單depositbook,passbook存折creditcard信用卡principal本金overdraft,overdraw透支toco
2、untersign雙簽toendorse背書endorser背書人tocash兌現(xiàn)tohonoracheque兌付todishonoracheque拒付tosuspendpayment止付cheque,check支票chequebook支票本ordercheque記名支票bearercheque不記名支票crossedcheque橫線支票blankcheque空白支票rubbercheque一紙空文chequestub,counterfoil票根cashcheque現(xiàn)金支票travelerscheque旅行支票chequefortransfer轉(zhuǎn)帳支票outstandingcheque未付支票
3、canceledcheque已付支票forgedcheque偽支票Bandarsnote莊票,銀票banker銀專家president行長(zhǎng)savingsbank存儲(chǔ)銀行ChaseBank大通銀行Citibank花旗銀行HongkongShanghaiBankingCorporation匯豐銀行CharteredBankofIndia,AustraliaandChina麥加利銀行BanquedeIIndoChine東方匯理銀行centralbank,nationalbank,bankersbank中央銀行bankofissue,bankofcirculation刊行幣銀行commercialba
4、nk商業(yè)銀行,存儲(chǔ)信貸銀行memberbank,creditbank存儲(chǔ)信貸銀行discountbank貼現(xiàn)銀行exchangebank匯兌銀行requestingbank委托開證銀行issuingbank,openingbank開證銀行advisingbank,notifyingbank通知銀行negotiationbank議付銀行confirmingbank保兌銀行payingbank付款銀行associatebankerofcollection代收銀行consignedbankerofcollection委托銀行clearingbank清理銀行l(wèi)ocalbank當(dāng)?shù)劂y行domesticb
5、ank國(guó)內(nèi)銀行overseasbank外國(guó)銀行unincorporatedbank錢莊branchbank銀行分行trusteesavingsbank信托存儲(chǔ)銀行trustcompany信托公司financialtrust金融信托公司unittrust信托投資公司trustinstitution銀行的信托部creditdepartment銀行的信用部commercialcreditcompany(discountcompany商業(yè)信貸公司(貼現(xiàn)公司neighborhoodsavingsbank,bankofdeposit街道存儲(chǔ)所creditunion合作銀行creditbureau商業(yè)興信所
6、self-servicebank無(wú)人銀行l(wèi)andbank土地銀行constructionbank建設(shè)銀行industrialandcommercialbank工商銀行bankofcommunications交通銀行mutualsavingsbank互幫存儲(chǔ)銀行postofficesavingsbank郵局存儲(chǔ)銀行mortgagebank,buildingsociety抵押銀行industrialbank實(shí)業(yè)銀行homeloanbank家宅貸款銀行reservebank準(zhǔn)備銀行charteredbank特許銀行correspondingbank來(lái)往銀行merchantbank,accepting
7、bank承兌銀行investmentbank投資銀行importandexportbank(EXIMBANK進(jìn)出口銀行jointventurebank合資銀行moneyshop,nativebank錢莊creditcooperatives信用社clearinghouse票據(jù)交換所publicaccounting公共會(huì)計(jì)businessaccounting商業(yè)會(huì)計(jì)costaccounting成本會(huì)計(jì)depreciationaccounting折舊會(huì)計(jì)computerizedaccounting電腦化會(huì)計(jì)generalledger總帳subsidiaryledger分戶帳cashbook現(xiàn)金出納帳
8、cashaccount現(xiàn)金帳journal,day-book日記帳,流水帳baddebts壞帳investment投資surplus結(jié)余idlecapital游資economiccycle經(jīng)濟(jì)周期economicboom經(jīng)濟(jì)繁榮economicrecession經(jīng)濟(jì)衰落economicdepression經(jīng)濟(jì)冷清e(cuò)conomiccrisis經(jīng)濟(jì)危機(jī)economicrecovery經(jīng)濟(jì)復(fù)蘇inflation通貨膨脹deflation通貨縮短devaluation錢幣貶值revaluation錢幣增值internationalbalanceofpayment國(guó)際進(jìn)出favourablebalanc
9、e順差adversebalance逆差hardcurrency硬通貨softcurrency軟通貨internationalmonetarysystem國(guó)際錢幣制度thepurchasingpowerofmoney錢幣購(gòu)買力moneyincirculation錢幣流通量noteissue紙幣刊行量nationalbudget國(guó)家估量nationalgrossproduct公民生產(chǎn)總值publicbond公債stock,share股票debenture債券treasurybill國(guó)庫(kù)券debtchain債務(wù)鏈directexchange直接(對(duì)角套匯indirectexchange間接(三角套匯
10、crossrate,arbitragerate套匯匯率foreigncurrency(exchangereserve外匯儲(chǔ)備foreignexchangefluctuation外匯波動(dòng)foreignexchangecrisis外匯危機(jī)discount貼現(xiàn)discountrate,bankrate貼現(xiàn)率goldreserve黃金儲(chǔ)備money(financialmarket金融市場(chǎng)stockexchange股票交易所broker經(jīng)紀(jì)人commission傭金bookkeeping簿記bookkeeper簿記員anapplicationform申請(qǐng)單bankstatement對(duì)帳單letterof
11、credit信用證strongroom,vault保險(xiǎn)庫(kù)equitabletaxsystem等價(jià)稅則specimensignature簽字式樣bankinghours,businesshours營(yíng)業(yè)時(shí)間銀行英語(yǔ)口語(yǔ)-新開帳戶Whatkindofaccountdidyouhaveinyourmind?你想開哪一種帳戶?Doyouliketoopenacurrentaccount?你想開一個(gè)活期存款帳戶嗎?Adepositorcurrentaccount?如期還是活期?Pleasetellmehowyouwouldliketodeposityourmoney.請(qǐng)告訴我你想存何種戶頭?Theresa
12、servicechargeforthecheckingaccountbutnochargeforthesavings支.票戶頭要收服務(wù)費(fèi),現(xiàn)金戶頭不收。Ourminimumdepositforasavingsaccountis100dollars.我們存儲(chǔ)存款的最低存款額是100美圓。Fiveyuanistheminimumoriginaldeposit.最低起存款額是5元。Youcanopenasavingsaccountatanytimewithaninitialdepositof50dollars你.可隨時(shí)以50美圓的起存額開立存儲(chǔ)帳戶。Evenoneyuanisallright.甚至一
13、元也可以起存。Hereisyourpasbook.Pleasebringitbackwhenyoudepositorwithdrawmoneyanytimeyoulike.Keepitwellandinformuswheneveryouloseit.這是你的存折,存取款時(shí)請(qǐng)帶來(lái)。保留好存折,丟掉請(qǐng)告訴我們。Ishouldliketoopenacurrentaccount.我想開一個(gè)活期存款帳戶。IneedacheckingaccountsothatIcanpaymybill.我需開個(gè)支票帳戶,這樣就能付帳。Wedliketoknowhowweopenachecking-savingsaccou
14、nt.我們想知道怎樣開一個(gè)支票存儲(chǔ)帳戶。Ihaveacheckingaccounthere.我在這里有一個(gè)支票存款帳戶。IthinkIdlikeadepositaccount.我想要開個(gè)如期存款帳戶。CanIopenacurrentaccounthere?我可否在這兒開個(gè)活期存款帳戶?Iwanttoopenadepositaccountwithyou.我要開個(gè)存儲(chǔ)帳戶。Idliketoopenadepositaccountwithyou.我想在你們這兒開個(gè)如期存款帳戶。Couldyoutellmethedifferencebetweenasavingsaccountandacheckingac
15、count?請(qǐng)告訴我存儲(chǔ)存款與支票存款的差異好嗎?Pleasetellmetheprocedureforopeningasavingsaccount.請(qǐng)告訴我開個(gè)存儲(chǔ)帳戶需要什么手續(xù)。Will100yuanbeenoughforaminimumdeposit?100元作最低存款額夠嗎?Idliketoknowwhethera200yuandepositwillbeenoughforopeningacheckingaccount.我想知道開一個(gè)支票帳戶200元存款可否夠。Couldyoutellmehowtooperatethisaccount?請(qǐng)告訴我怎樣經(jīng)管這個(gè)帳戶好嗎?Isthereany
16、minimumforthefirstdeposit?第一次存儲(chǔ)有最低限額嗎?Howmuchdoeseachaccountcost?每個(gè)帳戶要花多少錢?UsefulPhrasescurrentdeposit,currentaccount活期存款fixeddeposit,fixedaccount如期存款fixeddepositbyinstallments零存整取jointaccount存款帳戶toopenanaccount開戶頭銀行英語(yǔ)口語(yǔ)-存款Howmuchdoyouwanttodepositwithus?你想在我們這存多少?Howmuchdoyouwishtopayintoyouraccoun
17、t?你希望在你的戶頭上存多少?Howmuchmoneydoyouplantokeepinyouraccountonaregularbasis?你計(jì)劃在你的戶頭上如期存放多少錢?Howmuchcashdoyouplantodepositinyouraccount?你有多少錢要存入呢?Ithinkyoumaydeposityourmoneywiththebank,orleaveitherefortemporarysafe-keeping.我以為你可把錢存入銀行,或留在銀行暫保留起來(lái)。Wouldyoupleasefillinthedepositingform,givingthesumofmoneyy
18、ouretodepositaswellasyourname,addressandprofessionalunit?請(qǐng)?zhí)顝埓婵顔?寫明要存的數(shù)額以及你的姓名,地址和工作的單位,好嗎?Iwanttodeposit300yuaninmyaccount.我想在我的戶頭上存300元。Iwanttodepositthesechequesinmyaccount.我想把這些支票存在我的戶頭上。Idliketopay200yuanintomydepositaccount.我想在在我的如期存款戶頭上存200元。Iwanttodepositmypaycheck.我想存入我的薪水支票。Idliketoknowwhet
19、herIcancashachequehere.我想知道我可否在這兌換支票。Willyoupleasecashthistravelerscheque?請(qǐng)兌現(xiàn)這張旅行支票好嗎?Idliketocashthismoneyorder.我想兌現(xiàn)這張匯款單。Iwanttocashthebalanceofatravelersletterofcredit我.要把旅行信用證的結(jié)余兌現(xiàn)。Willyoupleasetellmewhetheryouchargeforcheques?請(qǐng)告訴我兌換支票放手續(xù)費(fèi)嗎?Couldyoutellmehowmuchthecheckscost?請(qǐng)告訴我這些支票要花多少錢?Whatif
20、Ioverdraw?若是透支了怎么辦?Pleasesignyournameonthebottomlineifyouwanttocashthecheck.若是想兌支票,請(qǐng)?jiān)诘拙€上簽字。Pleasewriteyouraccountnumberonthebackofthecheck.請(qǐng)?jiān)谥狈疵鎸懮夏愕膸ぬ?hào)。Wehonoredthecheckastheoverdraftwasonly5yuan.我們承兌這張支票的透支額只有5元。Pleaseendorsethecheque.請(qǐng)背簽這張支票。Thetravelerscheckscost1.5%ofthetotalamountofpurchase.旅行支
21、票手續(xù)費(fèi)是購(gòu)買總數(shù)的1.5%。Heresthechequebook.Whenyousendachequebypostbecarefultocrossit,butifyouwishtocashachequeyourself,youmustleaveitopen.這是一本支票簿,你郵寄支票時(shí),注意要在支票上打叉線。但是若是你自己想開張兌現(xiàn)支票,就不可以打叉線。Eachchequeyouwritewillcost2dollars.你每開一張支票將花2美圓。UsefulWordsandPhrasesaccountnumber帳目編號(hào)depositor存戶pay-inslip存款單adepositfor
22、m存款單abandingmachine自動(dòng)存取機(jī)todeposit存款depositreceipt存款收據(jù)privatedeposits個(gè)人存款certificateofdeposit存單depositbook,passbook存折creditcard信用卡principal本金overdraft,overdraw透支tocountersign雙簽toendorse背書endorser背書人tocash兌現(xiàn)tohonoracheque兌付todishonoracheque拒付tosuspendpayment止付cheque,check支票chequebook支票本ordercheque記名支票
23、bearercheque不記名支票crossedcheque橫線支票blankcheque空白支票rubbercheque一紙空文chequestub,counterfoil票根cashcheque現(xiàn)金支票travelerscheque旅行支票chequefortransfer轉(zhuǎn)帳支票outstandingcheque未付支票canceledcheque已付支票forgedcheque偽支票Bandarsnote莊票,銀票銀行英語(yǔ)口語(yǔ)-取款、結(jié)余IdliketoknowifIcandrawonmyaccountforpaymentofthingsIbuyinTianjin.我想知道一下我可否能
24、提取存款來(lái)支付天津購(gòu)物的花銷。Iwanttowithdraw200dollarsfrommydepositaccount.我要從我的如期存款中支取200美圓。Iwanttoclosemyaccountwithyou.我想結(jié)束在你們這兒的帳戶。Idliketodraw100yuanagainstthisletterofcredit.我想從這份信用證上提款100元。MayIdrawmoneyagainsttheletterofcredithere?我可以在這兒用這份信用證取錢嗎?Couldyoutellmemybalance?可否把存款結(jié)余金額告訴我?Pleaseletmeknowmybalanc
25、e.請(qǐng)告訴我結(jié)余金額。Ithinkyoucandrawonthisaccountbychequeinpaymentofgoods我.以為你可用支票提款支付購(gòu)物花銷。Yourbalanceatthebankis300yuan.你在本行的結(jié)余是300元。Yourdepositisexhausted.你的存款支凈了。Yourletterofcreditisusedup.你的信用證用完了。Pleasetellmehowyouwishtodrawyourmoney.請(qǐng)告訴我你希望怎樣支款。Fillourawithdrawalform,please.請(qǐng)?zhí)顚懭】顔?。Theletterofcreditisex
26、hausted.信用證上的款項(xiàng)已提清。TheletteratCounter6willpayyouagainstyournumberslip.六號(hào)柜臺(tái)的出納員將依照你的號(hào)碼牌付給你錢。UsefulWordsandPhrasestocloseanaccount,toclearanaccount結(jié)清todrawmoney取款drawing-outslip取款單thenumberslip號(hào)碼牌awithdrawalform取款單tofillinthereceiptinduplicate一式兩份填這張收據(jù)teller,cashier出納員銀行英語(yǔ)口語(yǔ)-兌換錢幣Pleasetellmehowmuchyou
27、wanttochange.請(qǐng)告訴我你要換多少。HowmuchoftheremittancedoyouwanttoconvertintoJapaneseyen?你要把多少匯款換成日?qǐng)A?Whatkindofcurrencydoyouwant?要哪一種錢幣?Whatsityouwishtochange?你有什么要換的?Whatkindofcurrencydoyouwanttochange?要換哪一種錢幣?Inwhatdenominations?要什么面值的?Pleasetellmewhatnoteyouwant.請(qǐng)告訴我要什么鈔票。Willseventensbeallright?7張10元的可以嗎?
28、Isitintravelerscheques?換旅行支票嗎?IdliketoknowhowIshallgiveittoyou.我想知道怎樣付錢給你。Howwouldyoulikeit?你要什么面額的?Wouldyoukindlysigntheexchangeform,givingyournameandaddress?請(qǐng)?jiān)趦稉Q單上簽字,寫出你的姓名和地址,好嗎?Canyouchangemesomemoney,please?可否請(qǐng)你給我兌換一些錢?Hereitis,someFrenchfrancs,Swissfrancs,AmericandollarsandafewDutchguilders.這些
29、就是:一些法國(guó)法郎,瑞士法郎,美圓和一些荷蘭盾。Wouldyoupleasegivemesevenfive-poundnotes,fourpoundnotesandfourten-shillingnotes,andtherestinsmallchange.請(qǐng)你給我7張5鎊紙幣,4張1鎊紙幣,4張10先令紙幣,剩下的要零票。Wouldyoumindgivingmethesixpenceincoppers?勞駕給我6便士的銅幣。IdliketoknowifyoucouldchangethismoneybackintoU.S.dollarsforme.我想知道可否把這筆兌回成美圓。Couldyouc
30、hangetheseFrenchfrancsforme?能給我兌換這些法國(guó)法郎嗎?Canyougiveme100dollarsinSwissfrancs?可否給我100美圓的瑞士法郎?IdliketoconvertthefullamountoftheremittanceintoU.S.dollars.我想把全部匯款換成美圓。Idlikesomecoinsforthisnote.我想把這張紙幣換成硬幣。Idliketobreakthis50dollarnote.我想把這張50美圓紙幣換開。Fivetwentiesandtensingles,please.請(qǐng)給我5張20元和10張一元的。Ineed
31、300dollarsin100-dollarcheques.我要300美圓票面為100美圓的支票。Ihopeyoullgivemetentravelerschequesof100dollarseach.我希望給我10張面額為100美圓的旅行支票。Infives,please.請(qǐng)給我5元票面的。Couldyougivemesomesmallnotes?給我一些小票好嗎?UsefulWordsandPhrasescurrency,money錢幣moneychanging兌換錢幣anexchangeform兌換單banknote鈔票noteoflargedenomination大票noteofsma
32、lldenomination小票smallchange零錢subsidiarymoney輔幣nickelpiece鎳幣plasticcurrencynotes塑料鈔票convertiblemoney可兌換(黃金紙幣銀行英語(yǔ)口語(yǔ)-存儲(chǔ)存款利息Whatstheinterestrateforthesavingsaccount?存儲(chǔ)存款的利率是多少?Doyoupayinterestonthisaccount?這種存款付給利息嗎?Pleasetellmewhattheannualinterestrateis.請(qǐng)告訴我年利率是多少。Interestispaidattherateof1%perannumat
33、present目.前每年的利率是1%。Itallowsyoutoearnalittleinterestonyourmoney.這可使你從存款中獲得一點(diǎn)利息。Theaccountcarriesinterestof4%.該存款有4%的利息。Theinterestisaddedtoyouraccounteveryyear.每年的利息都加到你的存款中。Theinterestrateforthesavingsaccountis4%.存儲(chǔ)存款的利率是4%。Itvariesfromtimetotime.Atpresentitis6%.(年息每個(gè)時(shí)期都不同樣,現(xiàn)在是六厘。UsefulWordsandPhrasesinterestrate利率*interest單利compoundinterest復(fù)利legalinterest法定利息primerate厚遇利率payableinterest應(yīng)付利息lendingrate貸款利率usury高利貸thesubsidyrateforvalue-preservedsavings保值存儲(chǔ)補(bǔ)貼率銀行英語(yǔ)口語(yǔ)-外匯率TellmethecurrentrateforRMB,please.請(qǐng)告訴我人民幣的現(xiàn)價(jià)。Whatsyoursellingrat
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