國際金融組織擔保項下貿易融資業(yè)務操作規(guī)程(共26頁)

1、國際金融組織擔保(dnbo)項下貿易(moy)融資(rn z)業(yè)務操作規(guī)程第一章 總 則第一條為進一步完善服務功能，為客戶提供多樣化的融資服務，根據(jù)總行貿易融資業(yè)務有關制度辦法和總行與相關國際金融組織簽訂的協(xié)議條款，制定本操作規(guī)程。第二條本操作規(guī)程所稱國際金融組織擔保項下貿易融資業(yè)務，是指我行根據(jù)與亞洲開發(fā)銀行（Asian Development Bank，以下簡稱ADB）、歐洲復興開發(fā)銀行（European Bank for Reconstruction and Development，以下簡稱EBRD）、泛美開發(fā)銀行（Inter-American Development Bank，以下簡稱

2、IDB）簽訂的貿易融資促進項目協(xié)議內容辦理的貿易融資業(yè)務。第三條本操作規(guī)程適用于經銀行業(yè)監(jiān)管部門和總行批準辦理國際結算業(yè)務的各級外匯業(yè)務經辦行和總行大客戶部。香港分行和新加坡分行可根據(jù)業(yè)務管理的有關規(guī)定及與相關國際金融組織簽署的協(xié)議內容開辦本業(yè)務。第四條各一級分行、總行大客戶部和蘇州分行負責與相關國際金融組織的日常業(yè)務聯(lián)系（包括向相關國際金融組織詢價、提出擔保申請、索償?shù)葮I(yè)務事宜）。第五條本操作規(guī)程中所涉及的貿易融資業(yè)務需同時符合相關貿易融資業(yè)務管理辦法的規(guī)定。第二章 業(yè)務術語及釋義第六條本操作規(guī)程涉及的主要業(yè)務術語及釋義如下：（一） 貿易融資促進項目：指國際金融組織為降低國際貿易中的商業(yè)和政

3、治風險，為其成員國提供的一種擔保機制。國際金融組織可為銀行提供最高達100%的擔保，包括國家風險以及出具信用證和其他貿易支付工具的銀行風險。（二） Confirming Bank：指貿易(moy)融資促進項目中與國際金融組織簽訂Confirming Bank Agreement的銀行，是將風險轉移給國際金融組織的銀行。各一級分行、總行大客戶部、蘇州分行、香港分行和新加坡分行均為貿易(moy)融資促進項目的Confirming Bank。（三） 風險主體銀行：指貿易融資(rn z)促進項目中與國際金融組織簽訂Issuing Bank Agreement的銀行，是信用證項下的開證行/承兌行或保函項

4、下的擔保銀行，即Issuing Bank。（四） 擔保比例：指國際金融組織與我行協(xié)商約定的風險承擔比例。（五） 擔保金額：指國際金融組織按照與我行約定的風險承擔比例承擔的風險金額。（六） 擔保費：指國際金融組織為所承擔的信用風險收取的費用。第三章 辦理條件第七條辦理國際金融組織擔保項下貿易融資業(yè)務應滿足以下條件：（一） 風險主體銀行必須是與相關國際金融組織簽訂Issuing Bank Agreement的銀行： 1、ADB的Issuing Bank目錄發(fā)布于ADB網站上并隨時更新（/tradefinance/issuing-banks.asp）。 2、EBRD的Issuing Bank目錄發(fā)布

5、于EBRD網站上并隨時更新（/apply/trade/contact/index.htm）。 3、IDB的Issuing Bank目錄發(fā)布于IDB網站上并隨時更新（/aboutus/departments/home.cfm?dept_id=SCF）。（二） 業(yè)務具有真實的貿易背景；（三） 出口貨物應符合相關國際金融組織的有關規(guī)定。除以下幾種情況外，國際金融組織可為其相關成員國所有進出口的商品貨物以及特定的運輸成本及其他與進出口相關的服務成本提供擔保：1、 ADB（1） 武器、軍火、放射性及相關物質(wzh)、核反應堆及其相關燃料物質；（2） 世界衛(wèi)生組織定義的劇毒農藥(nngyo)、煙草及其制

6、品、酒精濃度超過12%的烈性酒；（3） 發(fā)展中成員國法律和國際慣例禁止(jnzh)進出口的貨物；（4）Form of Application for the issue of an ADB Guarantee（見本規(guī)程附件1）所附Environmental Exclusion List上的物品。2、 EBRD （1）武器、軍火；（2）煙草及其制品；（3）酒精濃度超過12%的烈性酒；（4）相關國家法律和國際慣例禁止進出口的貨物；（5）Form of Application for the issue of an EBRD Guarantee（見本規(guī)程附件2）所附Environmental Exc

7、lusion List上的物品。3、IDB （1）相關國家法律禁止進出口的貨物；（2）Form of Application for the issue of an IDB Guarantee（見本規(guī)程附件3）所附Environmental Exclusion List上的物品。（四）屬于國際金融組織愿意提供擔保的貿易融資業(yè)務，具體包括：1、 信用證或備用信用證項下保兌；2、 以我行為受益人的保函；3、 風險主體銀行簽發(fā)或擔保的本票項下的貼現(xiàn)、承兌或類似的再融資；4、 風險主體銀行已承兌匯票項下的貼現(xiàn)或類似的再融資；5、 其他由風險主體銀行出具或擔保的貿易融資工具。第四章 業(yè)務流程第八條經辦行

8、按上述第三章及相關貿易融資業(yè)務管理辦法規(guī)定的條件進行審核，如符合辦理國際金融組織擔保項下貿易融資業(yè)務條件，應按以下程序辦理：（一） 向上級行提出業(yè)務需求，并將相關資料上報一級分行，由一級分行負責與國際金融組織直接聯(lián)系，咨詢相關國際金融組織擔保費用(fi yong)。國際金融組織的報價根據(jù)國家、開證行和期限不同而變化。（二） 根據(jù)相關(xinggun)國際金融組織的擔保費用確定融資利率或費率，并將我行的報價通知出口商。國際金融組織的報價(bo ji)均不含應代扣代繳的所得稅，我行在向出口商報價時應考慮代扣代繳所得稅因素。國際金融組織提供擔保均需事先征得風險主體銀行的同意，最長需10天。出口商若接

9、受報價，則需向我行提交融資承諾函（見本規(guī)程附件4）。（三） 一級分行通過SWIFT向相關國際金融組織提出擔保申請（見本規(guī)程附件1、附件2、附件3），國際金融組織在征得風險主體銀行同意后均會在5天內以備用信用證的方式為我行提供相應的擔保。我行在向相關國際金融組織提出擔保申請之前可先向風險主體銀行征詢意見。（四） 我行應在收到相關國際金融組織開出的備用信用證后，與客戶簽訂相應的業(yè)務合同，為客戶及時辦理融資手續(xù)，融資金額不得超出國際金融組織的擔保金額。（五） 根據(jù)國際金融組織的要求支付相應的擔保費。國際金融組織將通過SWIFT或傳真方式通知我行擔保費用及付款時間。EBRD的擔保費用按季收取，我行應在

10、收到其發(fā)票后十五天內支付相關費用。若擔保費用不足1000美元，則在擔保到期后一次性全額收?。蝗魮ＹM用低于EBRD規(guī)定的最低費用標準，則按最低費用標準收取，基礎交易以歐元計價的收取100歐元，其余計價幣種收取100美元。第九條若我行自行向國際金融組織申請擔保，則按上述第三章規(guī)定的條件進行審核，如符合國際金融組織的擔保條件，可以根據(jù)第八條（一）、（三）、（五）款流程辦理國際金融組織擔保項下業(yè)務。第十條辦理ADB或EBRD擔保項下的融資業(yè)務，我行應在為客戶辦理融資和向風險主體銀行索償后10天之內通過SWIFT或傳真方式將相關情況告知ADB或EBRD，注明融資金額、索償金額、款項收回情況等。第十一條

11、一般情況(qngkung)下，國際金融組織的擔保均在其擔保的貿易融資業(yè)務到期日后15天失效。在相關貿易(moy)融資業(yè)務到期日，若風險(fngxin)主體銀行未履行其付款或擔保義務，一級分行應在相關貿易融資業(yè)務到期日后10天之內通過SWIFT向相應國際金融組織提出索償申請（見本規(guī)程附件5、附件6、附件7）。根據(jù)與國際金融組織的協(xié)議，國際金融組織均將在收到索償申請后15個日歷日內將擔保金額劃至我行，超過15個日歷日將支付遲付利息。若國際金融組織在協(xié)議規(guī)定的時間內付款，則款項到期日至該時間之間的利息，我行可向風險主體銀行追索。第十二條遲付利息的計算（一）ADB的利率基準為款項到期日相應款項幣種當天

12、的LIBOR隔夜利率，按復利計算，一年以360天計。（二）EBRD的利率基準為款項到期日相應款項幣種當天的LIBOR隔夜利率，按復利計算，一年以360天計（計價幣種為英鎊和盧布的，一年以365天計）。（三）IDB的利率基準為款項到期日當天美元的LIBOR隔夜利率，即當天路透社提供的LIBOR01，若當天該利率無法獲得，則以倫敦銀行中間市場主要銀行提供的隔夜利率的平均值作為利率基準，按復利計算，一年以360天計。第五章 業(yè)務管理第十三條國際金融組織擔保項下貿易融資業(yè)務按總行規(guī)定的低信用風險信貸業(yè)務流程辦理，融資金額不得超出國際金融組織的擔保金額。第十四條國際金融組織擔保項下貿易融資業(yè)務占用相關國

13、際金融組織授信額度，無需占用國家風險額度。第十五條根據(jù)與國際金融組織的協(xié)議，從貿易融資業(yè)務款項到期日至相關國際金融組織償付我行，大約需要20天，我行在向客戶報價時應考慮此因素。第十六條一級分行國際業(yè)務部應做好國際金融組織擔保項下貿易融資業(yè)務的管理和登記工作，如有業(yè)務發(fā)生，按月填寫中國農業(yè)銀行國際金融組織擔保項下貿易融資業(yè)務情況統(tǒng)計表（見本規(guī)程附件8）并上報總行國際業(yè)務部。第十七條若國際金融組織遲付我行(w xn)的索償款項，一級分行應按實際遲付的天數(shù)，向其索要遲付利息。如發(fā)生業(yè)務糾紛，應按照總行國際結算糾紛處理的有關規(guī)定辦理，并及時向上級行報告。第六章 會計核算第十八條國際金融組織擔保(dnb

14、o)項下貿易(moy)融資業(yè)務按照相應貿易融資業(yè)務的會計核算辦法進行核算。我行支付給國際金融組織的擔保費計入“90126國際貿易融資手續(xù)費支出”科目的“其他國際貿易融資手續(xù)費支出”賬戶核算。第七章 附 則第十九條如相關國際金融組織單筆擔保業(yè)務另有要求，在不增加我行風險的前提下按單筆業(yè)務要求辦理。第二十條本操作規(guī)程中所涉及的與國際金融組織的協(xié)議內容一旦調整，總行將另行通知。第二十一條今后若與其他國際金融組織簽訂類似貿易融資促進協(xié)議，參照本規(guī)程辦理。第二十二條本操作規(guī)程由中國農業(yè)銀行總行負責制定、解釋和修改。附件：1. Form of Application for the issue of an

15、 ADB Guarantee2. Form of Application for the issue of an EBRD Guarantee 3. Form of Application for the issue of an IDB Guarantee4. 融資承諾函5. 向ADB的索償申請6. 向EBRD的索償申請7. 向IDB的索償申請8. 中國農業(yè)銀行國際金融組織擔保項下貿易融資業(yè)務情況統(tǒng)計表9. ADB的風險主體銀行名錄（截至2010年2月23日）10. HYPERLINK mk:MSITStore:C:UsersADMINI1AppDataLocalTemp360zip$Temp

16、360$0信貸文件匯編Build2015.07.21.CHM:/10.國際業(yè)務/國際金融組織擔保項下貿易(moy)融資業(yè)務操作規(guī)程.htm l 附件10 ADB業(yè)務聯(lián)系人名單(mngdn)11. HYPERLINK mk:MSITStore:C:UsersADMINI1AppDataLocalTemp360zip$Temp360$0信貸文件匯編Build2015.07.21.CHM:/10.國際業(yè)務/國際金融組織擔保項下貿易融資業(yè)務操作規(guī)程(cozuguchng).htm l 附件11 EBRD風險主體銀行名錄（截至2009年4月22日）12. HYPERLINK mk:MSITStore:C

17、:UsersADMINI1AppDataLocalTemp360zip$Temp360$0信貸文件匯編Build2015.07.21.CHM:/10.國際業(yè)務/國際金融組織擔保項下貿易融資業(yè)務操作規(guī)程.htm l 附件12 Procedures for issuance of an EBRD guaranteePractical guide13. HYPERLINK mk:MSITStore:C:UsersADMINI1AppDataLocalTemp360zip$Temp360$0信貸文件匯編Build2015.07.21.CHM:/10.國際業(yè)務/國際金融組織擔保項下貿易融資業(yè)務操作規(guī)程.

18、htm l 附件13 IDB風險主體銀行名錄（截至2010年3月）14. HYPERLINK mk:MSITStore:C:UsersADMINI1AppDataLocalTemp360zip$Temp360$0信貸文件匯編Build2015.07.21.CHM:/10.國際業(yè)務/國際金融組織擔保項下貿易融資業(yè)務操作規(guī)程.htm l 附件14 IDB業(yè)務聯(lián)系方式附件9：Trade Finance Facilitation ProgramIssuing Banks ListUpdated as of 23 February 2010AFGHANISTANAfghanistan Internati

19、onal BankAIB House, 1608 Behind Amani School, Wazir Akbar Khan, PO Box 2074, Kabul, AfghanistanAZERBAIJANAccess Bank137, Alovsat.Guliev St., Az-1000 Baku, AzerbaijanAzerigazbankLandau 16, Baku, Azerbaijan 1073Bank of Baku42 Ataturk Avenue, Baku AZ1069, Azerbaijan RepublicBank Respublika21, Khagani S

20、t., AZ-1000 Baku, AzerbaijanBANGLADESHBank Asia Limited *Tea Board Building, 111-113, Motijheel C/A, Dhaka-1000, BangladeshBASIC Bank Limited *Sena Kalyan Bhaban (5th Floor), 195 Motijheel C/A, Dhaka-1000, BangladeshDhaka Bank LimitedBiman Bhaban (1st Floor), 100 Motijheel C/A, Dhaka-1000, Banglades

21、hDutch Bangla Bank Limited *Sena Kalyan Bhaban, 3rd Floor, 195 Motijheel Commercial Area, Dhaka1000, BangladeshEastern Bank LimitedJiban Bima Bhaban, 10, Dilkusha, C.A., Dhaka-1000, BangladeshExport Import Bank of Bangladesh Limited *Symphony, Plot #SE (F) -9, Road No -142, Gulshan Avenue, Dhaka-121

22、2, BangladeshIslami Bank Bangladesh Limited *40, Dilkusha C/A, Dhaka-1000, BangladeshNational Bank Limited18 Dilkusha C/A, Dhaka-1000, BangladeshPremier Bank LimitedIQBAL Centre (4th Floor), 42, Kemal Ataturk Avenue, Banani, Dhaka-1213, BangladeshPrime Bank LimitedI119-120, Motijheel Commercial Area

23、, Dhaka1000, BangladeshSoutheast Bank LimitedEunoos Trade Centre (Level 3), 52-53 Dilkusha Commercial Area, Dhaka- 1000, BangladeshStandard Bank Limited *Metropolitan Chamber Building, 122-124 Motijheel Commercial Area, Dhaka- 1000, BangladeshUnited Commercial Bank Limited *Federation Bhaban (4th -

24、6th floor), 60, Motijheel Commercial Area, Dhaka-1000, BangladeshCAMBODIAACLEDA Bank PLC61 Preah Monivong Blvd., Sangkat Srah Chork, Khan Daun Penh, Phnom Penh, Kingdom of CambodiaINDONESIAPT Bank Mandiri (Persero) Tbk *Plaza Mandiri, 22nd Floor Jl. Jend. Gatot Subroto KAv. 36-38, Jakarta 12190, Ind

25、onesiaPT Bank Muamalat Indonesia *5th floor, Arthaloka Building Jl. Jend. Sudirman No. 2 Jakarta 10220NEPALBank of Kathmandu Ltd.P.O. Box 9044, Kamal Pokhari, Kathmandu, NepalEverest Bank LimitedEBL House, Lazimpath, P.O.Box 13384, Kathmandu, NepalHimalayan Bank LimitedKarmachari Sanchaya Kosh Build

26、ing, Tridevi Marg, Thamel, P.O. Box 20590, Kathmandu, NepalKumari Bank LimitedDurbarmarg, Kathmandu, NepalNabil Bank Limited *Nabil House, Kamaladi, Kathmandu, P.O. Box: 3729, Kathmandu, NepalNepal Industrial & Commercial Bank LimitedCorporate Office, 279 Kamaladi Sadak, Kathmandu, Nepal, P. O. Box:

27、 7367Nepal Investment Bank Ltd.Durbar Marg, P.O. Box: 3412, Kathmandu, NepalNepal SBI Bank Ltd.Hattisar, Kathmandu, NepalPAKISTANAllied Bank LimitedKhyaban-e-Iqbal, Main Clifton Rd., Bath Island, Karachi, PakistanAskari Bank LimitedAWT Plaza, I.I Chundrigar Road, Karachi, PakistanBank AL-Habib Limit

28、ed2nd Floor, Mackinnons Building, I.I. Chundrigar Road, Karachi, PakistanBank Alfalah Limited *B.A. Building, I.I. Chundrigar Road, Karachi, PakistanFaysal Bank LimitedFaysal House, ST-02, Shahra-e-Faisal, Karachi, PakistanHabib Bank LimitedHabib Bank Plaza, I.I.Chundrigar Road, Karachi-75650, Pakis

29、tanHabib Metropolitan Bank LimitedSpencers Building, I.I Chundrigar Road, Karachi, PakistanMeezan Bank Limited2nd and 3rd Floor PNSC Building, M.T. Khan Road, Karachi, PakistanNational Bank of PakistanHead Office Building, Talpur Road, I.I.Chundrigar, Karachi, Karachi South Region, PakistanUnited Ba

30、nk LimitedI.I.Chundrigar Road, P.O. Box 4306 State Life Building, 1 Karachi, PakistanPHILIPPINESAllied Banking Corporation *Allied Bank Center, 6754 Ayala Avenue, Makati City, PhilippinesDevelopment Bank of the Philippines *Sen. Gil Puyat Avenue corner Makati Avenue, Makati City, PhilippinesMetropol

31、itan Bank and Trust Company *Metrobank Plaza, Sen. Gil Puyat Avenue, Makati City 1200, PhilippinesPhilippine National Bank *3rd Floor PNB Financial Center, Pres. Diosdado Macapagal Blvd., Pasay City 1300, PhilippinesRizal Commercial Banking Corporation *Yuchengco Tower, RCBC Plaza, 6819 Ayala Avenue

32、, Makati City, PhilippinesSRI LANKABank of Ceylon *4, Bank of Ceylon Mawatha, Colombo 01, Sri LankaDFCC Vardhana Bank Limited73, W A D Ramanayake Mawatha, Colombo 2, Sri LankaNational Development Bank PLC *103 A Dharmapala Mawatha, Colombo 7, Sri LankaNations Trust Bank PLC *242 Union Place, PO Box

33、835, Colombo 2, Sri LankaVIETNAMAsia Commercial Bank442 Nguyen Thi Minh Khai Street, District 3, Ho Chi Minh City, VietnamBank for Investment and Development of VietnamBlock A, Vincom City Towers, 191 Ba Treu St., Hai Ba Trung District, Hanoi, VietnamJoint Stock Commercial Bank for Foreign Trade of

34、Vietnam *198 Tran Quang Khai, Hanoi, VietnamMilitary Commercial Joint Stock BankMilitary Bank Building, 3 Lieu Giai, Ba Dinh, Hanoi, VietnamSaigon Thuong Tin Bank *266-268 Nam Ky Khoi Nghia Str., District 3, Ho Chi Minh City, VietnamVietnam Bank For Agriculture and Rural DevelopmentNo. 2 Lang Ha Str

35、., Ba Dinh Dist., Hanoi, VietnamVietnam Export Import Commercial Joint Stock Bank7 Le Thi Hong Gam St., District 1, Ho Chi Minh City, VietnamVietnam International Commercial Joint Stock Bank198B Tay Son Str., Dong Da District, Hanoi, VietnamVietnam Joint Stock Commercial Bank for Industry and Trade1

36、08 Hung Dao Str., Hoan Kiem Dist., Hanoi, VietnamVietnam Technological and Commercial Joint Stock Bank15 Dao Duy Tu Street, Hanoi, Vietnam附件(fjin)10：ADB業(yè)務聯(lián)系人名單(mngdn)For TFFP transactions in specific countries, please contact: Afghanistan Armenia Azerbaijan Cambodia Georgia Indonesia Lao Nepal Pakis

37、tan Tajikistan Turkmenistan UzbekistanBiao HuangInvestment Specialist (Trade Finance)Trade Finance Facilitation ProgramTel : +632 632 6252Email : HYPERLINK mailto:bhuang bhuangDonna Marie GlindroTrade Finance AssociateTrade Finance Facilitation ProgramTel : +632 632 6940Email : HYPERLINK mailto:dgli

38、ndro dglindro Bangladesh Kazakhstan Kyrgyzstan Mongolia Philippines Sri Lanka VietnamMary AbadInvestment Specialist (Trade Finance)Trade Finance Facilitation ProgramTel : +632 632 6711Email : HYPERLINK mailto:mvabad mvabadDonna Marie De LaraTrade Finance AssociateTrade Finance Facilitation ProgramTe

39、l : +632 632 5068Email : HYPERLINK mailto:dchua dchuaFor more information on the TFFP, please contact:Steven BeckHead, Trade FinanceTrade Finance Facilitation ProgramTel : +632 632 6599Email : HYPERLINK mailto:sbeck sbeckEillen MangampatTrade Finance Senior Associate Trade Finance Facilitation Progr

40、amTel : +632 632 6481Email : HYPERLINK mailto:emangampat emangampatMadeleine FediriganAdministrative AssistantTrade Finance Facilitation ProgramTel : +632 632 6401Email : HYPERLINK mailto:mfedirigan mfedirigan注：本聯(lián)系人名單(mngdn)由ADB發(fā)布(fb)并更新于TFFP網頁上/tradefinance/contacts.asp 附件11：EBRD Trade Facilitation

41、 Program Issuing BanksUpdated as of 22 April 2009Armenia Agricultural Cooperative Bank of Armenia 1 Byron Street, Yerevan, 375009 Republic of Armenia Anelik Bank Co. Ltd. 75 Marshall Baghramian Avenue, Yerevan, 375033 Republic of Armenia Ararat Bank OJSC 19, Pushkin Street., Yerevan, 0010 Republic o

42、f Armenia Armeconombank 23/1 Amiryan Street, Yerevan, 375002 Republic of Armenia Armenian Import Export Bank CJSC 2 V. Sargsyan Street, Yerevan, 375010 Republic of Armenia Converse Bank 26 Vazgen Sargsyan Street, Erevan, 0010, Republic of Armenia Inecobank 17 Tumanian Street, Yerevan, 375001 Republi

43、c of Armenia VTB Bank (Armenia) CJSC: 46 Nalbandyan Street., Yerevan, 375010, Republic of Armenia Azerbaijan Joint Stock Bank Azerdemiryolbank 31 Garabag Street, Baku, AZ-1008 Azerbaijan Azerigazbank Landau Street. 16, Baku, 370073, Azerbaijan Joint Stock Commercial Bank “Bank of Baku” 40/41 Ataturk

44、 Avenue Baku 370069, Azerbaijan Micro Finance Bank of Azerbaijan Alovsat Guliyev Street. 137, Baku, Azerbaijan Mugan Bank Baku, AZ1000, 28 May Kc, 4, Azerbaijan OJSC Rabitabank AZ 1014, Baki City, R.Behbudov Street.32, Azerbaijan Bank “Respublika” Khaqani 21, Baku, AZ-1000, Azerbaijan OJSC UniBank 1

45、72 Tolstoy Street, Baku, 370000, Azerbaijan Belarus Belgazprombank 60/2 Pritytskoyo Street., Minsk, 220121, Republic of Belarus Belrosbank 7, Krasnaya Street, Minsk, 220029, Republic of Belarus Minsk Transit Bank Partizanskiy Pr. 6A, Minsk, Republic of Belarus Priorbank 31A V.Horuzhey Street, Minsk,

46、 220002, Republic of BelarusBosnia and Herzegovina Raiffeisen Bank d.d. Sarajevo Danijela Ozme 3, 71000, Sarajevo, Bosnia and Herzegovina UniCredit Zagrebacka Banka (former Universal banka d.d.) Branilaca Sarajeva 20/6, 71000, Sarajevo, Bosnia and Herzegovina UPI Banka d.d. Obala Kulina bana 9a, 710

47、00, Sarajevo, Bosnia and Herzegovina Georgia Bank of Georgia 3 Pushkin Street, 380007, Tbilisi, Georgia Bank Republic, Georgia 2 Gr. Abashidze Street, Tbilisi, 0179, Georgia Cartu Bank 39A Chavachadze Street, Tbilisi, 380062, Georgia TBC Bank 7 MarjaniSvili Road Tbilisi, 0102, Georgia United Georgia

48、n Bank 37, Uznadze Street. 380002, Tbilisi, Georgia Kazakhstan ATF Bank 100 Furmanova Street, Almaty, 480091, Kazakhstan Bank Caspian 90, Adi SHaripova, Almaty, 480012, Kazakhstan Bank Center Credit 100 Shevchenko Street, Almaty, 480072, Kazakhstan KazInvestBank 172 Dostyk Avenue, Almaty, 050051, Ka

49、zakhstan Kazkommertsbank 135zh Gagarin Avenue, Almaty, 480060, Kazakhstan Kyrgyz Republic Demir Kyrgyz International Bank 245 Chul Avenue, Bishkek, 720001, Kyrgyz Republic JSC Bank Inexim K.Akieva Street, 57 Bishkek, 720001, Kyrgyz Republic JS Commercial Bank Kyrgyzstan 54 Togolok Moldo Street, Bish

50、kek, 720001, Kyrgyz Republic Kyrgyz Investment and Credit Bank 5th floor, 115A Ibraimov Street, Bishkek, Kyrgyz Republic FYR Macedonia Export and Credit Bank Bld. Partizanski odredi No. 3, 1000, Skopje, FYR Macedonia Investbanka Makedonija 9-11, 1000, Skopje, FYR Macedonia Komercijalna Banka a.d. Ke

51、j Dimitar Vlahov 4, 1000, Skopje, FYR MacedoniaProCreditBank Marks i Engels 3, 1000, Skopje, FYR Macedonia Stopanska Banka a.d. Skopje 11 Oktomvri 7, 91000, Skopje, FYR Macedonia Tutunska Banka 12 Udarna Brigada b.b., 9100, Skopje, FYR Macedonia Moldova Banca Sociala SA 61, Badulescu-Bodoni Street,

52、Chisinau, MD 2006, Moldova Mobiasbanca S.A. 81A Stefan cel Mare Street, Chisinau, MD-2012, Moldova Moldinconbank (MICB) 38 Armeneasca Street, 2012, Chisinau, Moldova Mongolia XacBank LLC Prime Minister Amars St., Suhbaatar District, PO Box 46/721, Ulaanbaatar, 210646, Mongolia Zoos Bank of Mongolia

53、P.O. Box 304 Baga Toiruu 7/1, 1st khoroo, Chingeltei District, Ulaanbaatar, 210644, Mongolia Romania Banca Transilvania CLUJ Str. George Baritiu nr.8, 400027 Cluj Napoca Romania Montenegro NLB Montenegrobanka, Podgorica Stanka Dragojevica 46, 81000, Podgorica, Montenegro Russia Absolut Bank 18, Tsve

54、tnoy Boulevard, 127051, Moscow, Russia Center-Invest Bank 125009, 28 Tverskaya Street, Building 2, Office 2, Russia Chelindbank 80 Karl Marx Street, 454091, Chelyabinsk, Russia Credit Bank of Moscow 2 (BLDG.1) Lukov Pereulok, Moscow, 107045 Russia ICICI Bank Eurasia LLC 4, 4th Lesnoy Lane, Capital P

55、laza, 5th floor, 125047, Moscow, Russia OJSC Bank Kazanskiy 162 Dekabristov Street, Kazan, 420039, Russia Locko Bank 14 Stroenie, 1 Gospitalnaya Street. Moscow, 111250, Russia Master Bank 12 Runovsky Lane, Moscow, 115184, Russia MDM Bank Kotelnicheskaya Nab. 33/1, 115172, Building 1, Moscow, RussiaN

56、BD Bank 6, Gorkogo Street, 603600 Nizhny Novgorod, Russia Probusinessbank 18/2 Petrovka Street, Building 1, 127051, Moscow, Russia JSCB Promsvyazbank Building 22, Smirnovskaya Street 10, 109052, Moscow, Russia Rosbank 11 Mashi Poryvaevoy Street, PO Box 208, 107078, Moscow, Russia OJSC Bank Saint-Pet

57、ersburg 178, Letter A, Nevsky Prospect, St. Petersburg, 191167, Russia Spurt Bank 2, Spartakovskaya Street, 420107, Kazan, Russia Joint-Stock Commercial Bank Transcapitlbank 5, Bl 3, Dokuchaev per., 107078, Moscow, Russia Uraltransbank 2-b Melkovskaya Street, 620027, Ekaterinburg, Russia URSA Ekater

58、inburg (Formerly Uralvneshtorgbank) 4 Letter C, Chebyshev Street, 620062, Ekaterinburg, Russia URSA Novosibirsk 18 Lenin Street, 630004, Novosibirsk, Russia OJSC VTB Bank 43 Vorontsovskaya Street, 109044, Moscow, Russia Serbia aanska Banka a.d. aak Pivarska 1, 32000, aak, Serbia Komercijalna Banka A

59、D Beograd Svetog Save 14, 11000, Belgrade, Serbia Metals Banka a.d. Novi Sad Bulevar Cara Lazara 7/a, 21000, Novi Sad, Serbia Privredna Bank Kralja Alexandra 70, 11000 Beograd, Serbia Raiffeisenbank a.d. 22, Resavska Street, 11000, Belgrade, Serbia Tajikistan Bank Eskhata No 135 Gagarin Street, Khud

60、jand City, Soughd Region, 735700, Republic of Tajikistan OJSC Tajiksodirot Bank 47 Behzod Street, 734013, Dushanbe, Republic of Tajikistan Tajprombank Tajik Joint-Stock Commercial Industrial Bank for Reconstruction and Development 12/3 Dekhlavi Street, Dushanbe, 734025, Republic of Tajikistan OJSC A