關于借款合同英文

1、關于借款合同英文貸款方( Lender )身份證件號碼( ID Number. )地址( Address ) ( Tel)借款方( Borrower )法定代表人( Representative )職務( Title )地址( Address ) ( Tel)借款方是一家從事生產(chǎn)銷售噴砂和拋光研磨纖維石產(chǎn)品； (砂 石品業(yè)務)的公司：The Borrower operates Manufacture and sale of the spray-stone (the Stone Business )；借款方因生產(chǎn)經(jīng)營需要，向貸款方借款。雙方本著互惠互利 的目的，友好協(xié)商，特制訂本合同。For i

2、ts production and operation ， the Borrower intends tobothborrow money from the Lender. For the mutual benefits Parties agree to conclude this Contract.第一條 借款金額 Article 1 Amount of Loan借款金額 280 ，000 美元 (大寫：貳拾捌萬美元)US$280 ，000 (Capital Letter ： Two Hundred Eighty Thousand US Dollars )貸款方在簽訂本書面合同之前，已向借款

3、方提供 280 ， 000 美元貸款。借款方在此確認已經(jīng)收到貸款方通過銀行轉賬方式提供的 280 ，000 美元貸款。The Lender agrees to advance the Loan US$280 ，000 to the Borrower prior to the signing of this Contract. The Borrower hereby confirms that it has received the Loan US$280 ，000 advanced by the Lender through bank transfer.第二條 借款用途 Article 2 S

4、cope for Use本合同所約定的貸款僅用于借款方生產(chǎn)銷售砂石品業(yè)務，不 得挪作它用。The loan hereof is only for Borrower s Stone Business and shall not be appropriated for other use.第三條 利率及還款期 Article 3 Interest and Term Repayment1. 如果借款方在合同約定的還期限內還清借款， 貸款方那么不 收取借款利息。The Lender agrees that no interest will be payable on the Loan for the

5、term of the loan while the Borrower is not in default of repayment.2. 借款方應按照以下還款期向貸款方歸還借款：The Borrower agrees to repay the Loan to the Lender in accordance with the following repayment schedule ：在本合同簽訂之日起十二個月內歸還借款 美元；Repayment due on or before the date 12 months from the date of this agreement.在本合同簽

6、訂之日起二十四個月內歸還借款 美元；Repayment due on or before the date 24 months from the date of this agreement.在合同簽訂之日起三十六個月內歸還借款 美元。Repayment due on or before the date 36 months from the date of this agreement.3. 借款方應根據(jù)貸款方合理要求的時間、場所和方式還款。All repayments shall be made at the time and place and in the manner reasona

7、bly required by the Lender.第四條 管理費用 Article 4 Management Fee1. 借款方同意在借款期內，向貸款方支付管理費用，管理費用的金額為借款方砂石品業(yè)務銷售總額 1.4%.The Borrower agrees to pay to the Lender a sum equivalent to 1.4% of the total income received by the Borrower ， from the sales turnover of the Stone Business ， during the term of the loan.

8、2. 借款方同意按第 4.3 條約定自每一財務季度結束之日起三 十日內向貸款方支付管理費用，付款時間表如下：Subject to clause 4.3 the Borrower agrees to pay the Management Fee to the Lender in arrears on or before the date 30 days following the end of the previous financial quarter in accordance with the following payment schedule ：每年一月一日至三月三十一日期間的管理費用

9、；Management Fee calculated for the period 1 January - 31 March each year.每年四月一日至六月三十日期間的管理費用；Man ageme nt Fee calculated for the period 1 April 30 June each year.每年七月一日至九月三十日期間的管理費用；Management fee calculated for the period 1 July - 30 September each year.每年十月一日至十二月三十一日期間的管理費用。Man ageme nt Fee calcul

10、ated for the period 1 October 31 December each year.3. 本合同簽訂之日起的首個季度管理費用自月 日起正式開始計算。Management Fee due in respect of the financial quarter within which the date of this agreement falls will only become due on the date of .4. 如果借款方在本合同簽訂之日起兩年內提前還清借款 280 ，000 美元，借款方支付管理費用的義務自合同簽訂之日起兩年 后終止。In case the

11、Borrower repays the loan US$280，000 within 2years from the date of this agreement then the obligation to pay the Management fee will cease at the end of the 2 year period.第五條 浮動抵押 Article 5 Floating Mortgage1. 借款方以其現(xiàn)有的和將來擁有的生產(chǎn)設備、 原材料、 成品 和半成品向貸款方提供抵押。The Borrower agrees to Mortgage to the Lender all

12、 equipments ， raw materials ， finished and unfinished goods owned now and in the future by the Borrower.2. ?抵押物清單?對抵押物價值的約定，并不作為貸款方依 本合同對抵押物進行處分的估價依據(jù)，也不構成貸款方行使抵押權的 任何限制。The value of the Mortgaged properties stipulated in the shall neither be deemed as the price of sale nor as any limit on the Mortga

13、gee s right ， while the Lender exercises its right.3. 抵押物的相關有效證明和資料由當事人確認封存后， 由借 款方交與貸款方保管，但法律法規(guī)另有規(guī)定的除外。Subject to any the laws and regulations ， any information and certifications in respect of the Mortgaged properties shall be handed over by the Borrower to the Lender after sealed.4. 浮動抵押擔保的范圍為本金、

14、利息、管理費、違約金、賠 償金以及實現(xiàn)債權所發(fā)生的一切費用， 包括但不限于訴訟費、 公證費、 仲裁費、律師費、財產(chǎn)保全費、差旅費、執(zhí)行費、評估費、拍賣費等。The floating Mortgage hereof secures the principal ， interests ， management fees ， compensation ， and any other cost arising from the enforcement of the Lender s right pursuant to this Contract ， including but without limi

15、tation court fee ， cost for notarization ， arbitration fee ， attorney fee ， fee for custody ， traveling expense ， compulsory execution fee ，assessment fee and auction fee.5. 借款方應自本合同簽訂之日起三十日內向有關部門辦理 本合同的審批、備案和登記等事宜，所產(chǎn)生的費用由借款方承當。The Borrower shall apply for administrative approval ， record-keeping an

16、d registration on its own fee in thirty days from the signing of this Contract.6. 借款方應當合理使用和妥善保管抵押物， 如抵押物的價值 比本合同簽訂時的評估價減少 15% 以上的，借款方應當在三日內通知 貸款方。貸款方有權要求借款方繼續(xù)提供相應擔?；蛘咛崆斑€款。The Borrower shall use and keep the Mortgaged properties in a reasonable manner ， in case the value of the Mortgaged properties

17、have been reduced by 15% from the agreed value at the date of signing this Contract ， the Borrower shall inform the Lender. The Lender is entitled to require the Borrower for appropriate securities or for repayment immediately.7. 貸款方在借款方發(fā)生以下情形之一時，可以行使抵押權：The Lender is entitled to exercise its Mortga

18、gee s right ， in the following cases ：1借款方違反本合同所約定的義務；The Borrower is in default of its obligation hereof ；2經(jīng)營情況嚴重惡化、減少注冊資本；The Borrower s business has seriously deteriorated or reduced the registered capital.3借款方分立、合并； The Borrower is to be or has been divided or merged ； 4借款方涉及重大糾紛訴訟，涉案標的 30 萬元人民幣

19、以 上；The Borrower is involved in an important litigation or any other dispute of which the amount is above 300 ， 000RMB.5借款方破產(chǎn)、歇業(yè)、解散、被停業(yè)整頓、被撤消營業(yè)執(zhí)照；The borrower risks to bankruptcy or goes bankrupt ， closes out ， dissolves ， has been asked to suspend business to raise standards or has its license revo

20、ked ；6借款方住所或法定代表人發(fā)生變更；The business place or the legal representative has been changed ；7其他因借款方原因可能導致貸款方擁有抵押權無法實 現(xiàn)的情形。The Lender could not enforce the Mortgagee s right because of any other event due to the Borrower.借款方發(fā)生或很可能發(fā)生以上情形之一的，貸款方書面通知 借款方之日為浮動抵押財產(chǎn)確定之日。假設借款方不簽收通知回執(zhí)的， 貸款方有權按本合同第十四條所示方法通知，視為乙方已經(jīng)

21、收到。If any case above said occurs or more than likely to occur ， the floating Mortgage converts into being fixed Mortgage at the date of notice sent by the Lender. If the Borrower refuses to sign receipt，it is deemed to have received the notice sent by the Lender in according article 14.第六條 陳述與保證 Art

22、icle 6 Presentations and Warranties借款方在此陳述并保證以下事項屬實，否那么承當欺詐的法律責任：The Borrower hereby presents and warrants all the following facts ， otherwise it shall be liable for fraud.1. 借款方是本合同項下抵押財產(chǎn)完全的、有效的、合法的所 有者；該抵押財產(chǎn)不存在權屬方面的爭議。The Borrower has the entire ， valid and legal ownership of the Mortgaged propert

23、ies without any dispute or claim.2. 本合同項下抵押財產(chǎn)不存在瑕疵。No defect on the Mortgaged properties.3. 本合同項下的抵押財產(chǎn)依法可以設定抵押， 設立本合同的 抵押不會受到任何限制。The Mortgaged properties are legally available for Mortgage without any limitation.4. 本合同項下的抵押財產(chǎn)未被依法查封、扣押。The Mortgaged properties haven t been sealed or seized.借款方在此保證在合

24、同存續(xù)期間，未經(jīng)貸款方書面同意，不 從事以下行為：Without the Lender s prior written consent ， the Borrower hereby warrants that during the term of this Contract ， it will not ：1. 對公司的利潤進行分紅；Pay any dividend in respect of its profits to its shareholders ；2. 在一個財務季度內購置價值合計 25 ，000 美元以上的生 產(chǎn)設備；Not acquire an aggregate of more

25、than US$25 ，000 worth of plant or equipment in a calendar quarter ；3. 對抵押財產(chǎn)再次設立抵押、 質押或者出租、贈予抵押財產(chǎn)。Remortgage ， reMortgage ， rent or give the Mortgaged properties to any other person ；第七條 經(jīng)銷 Article 7 Distribution借款方同意貸款方在本合同約定的條件下，在世界范圍內銷 售借款方生產(chǎn)的噴砂和拋光研磨纖維石產(chǎn)品(“砂石產(chǎn)品)The Borrower agrees that the Lender

26、may distribute the “spray-stone and “super-stone products (“Stone Products ) anywhere in the world and on whatever terms it sees fit for the term of this agreement.在本合同訂立之日至 12 月 31 日期間，借款方向貸款方出售 砂石產(chǎn)品的價格不高于當次交易時最近三個月借款方出售砂石產(chǎn)品的 最低價格。The Borrower agrees that from the date of this agreement until 31 De

27、cember it will sell the Stone Products to the Lender at a price no higher than the lowest price for which it sold the StoneProducts in the immediately preceding 3 month period.本條所賦予的經(jīng)銷權是非獨家經(jīng)銷權。The rights conferred by this clause are non-exclusive.貸款方同意在 12 月 31 日前，不向借款方簽訂本合同時已有 的顧客出售砂石產(chǎn)品。該客戶名單以簽訂合同當

28、天本合同雙方書面確 認的名單為準。The Lender agrees that it will not prior to 31 December sell the Stone Products to any existing customer of the Borrower at the time of this agreement. Only those customers of the Borrower confirmed in writing by the Parties hereof at the time of this agreement have the binding effe

29、ct.第八條 監(jiān)督檢查 Article 8 Supervision貸款方和保證人有權檢查貸款使用情況。檢查時，借款方對 調閱有關文件、賬冊和記賬憑證，查核物資庫存，生產(chǎn)情況以及其它 與借款人的清償能力有關的信息，必須給予方便。The Lender and the Surety have the right to supervise the use of loan. The Borrower shall provide all kinds of facility to the Lender and Surety to check the relevant documents ， accounti

30、ng books ， accounting vouchers ， inventory ， production and any other information relating to the solvency of the Borrower.第九條 違約責任 Article 9 Liability1. 借款方不按合同規(guī)定的用途使用借款， 貸款方有權提前收回全部貸款，對違約使用的局部，收取 12%/ 年的利息。1. As if the Borrower appropriates the loan from use stipulated herein ， the Lender is entit

31、led to get back the entire loan immediately and to claim for interests on the amount of loan appropriated at the rate of 12%/year.2.借款方如逾期不還借款， 貸款方有權追回借款， 并按 0.05% 每天加收罰息。As if the Borrower fails the repay the loan in time ， the Lender is entitled to get back the entire loan immediately and to claim

32、 for delayed repayment interest at the rate of 0.05% per day.第十條 法律適用 Article 10 Governing Law本借款合同的效力、 履行、變更、終止和解釋均適用 有關法 律法規(guī)。The validity ，performance ， modification ， termination and interpretation of this Contract are governed by law.第十一條 爭議解決 Article 11 Dispute Resolution對本合同的效力、履行、變更、終止或解釋發(fā)生爭議

33、，由當 事人雙方協(xié)商解決。 協(xié)商不成， 雙方同意向有管轄權的人民法院起訴。Any dispute arising from the validity ， performance ， modification ，termination or interpretation of this Contract ， may be settled by negotiation. If an agreement could not be reached ， then both Parties agree to submit the dispute to the court which has thejurisdiction over the matter.第十二條 通知 Article 12 Notice1.貸款方指定本合同事宜的聯(lián)系人為 .The Lender appoints as the particular for receipt.聯(lián)系 Tel Fax地址 Address 電子郵箱 Email 2. 借款方指定本合同事宜的聯(lián)系人為 .2. The Borrower appoints as the particular for receipt.聯(lián)系 Tel Fax地址 Address 電子郵箱 Email 借貸雙方因履行本合同而相