金融用語英文

1、金融用語英文12 / 7金融英語(術語) inflation deflation tighter credit monetary policyforeign exchange spot transaction forward transaction option forward transaction s 調期交易 quote 報價 settlment and delivery treasury bond current-account pickup in rice federal reserve buying rate selling rate spread contract at par

2、premium discount通貨膨脹通貨緊縮緊縮信貸貨幣政策外匯即期交易 遠期交易擇期交易財政部公債 經常項目 物價上漲 美聯儲 買入價 賣出價差幅合同平價升水貼水direct quoation method indirect quoation method dividend 股息 domestic currency floating rate credit swap venture capital book value physical capital交割直接報價法間接報價法本幣 浮動利率 互惠貸款 風險資本 帳面價值 實際資本ipo(initial public offering) 市

3、場 welfare capitalism collective market cap glolbal corporation transnational status transfer price consolidation leverage 杠桿新股首發(fā)；首次公開發(fā)行 job machine福利資本主義 市場資本總值 跨國公司 跨國優(yōu)勢 轉讓價格 兼并financial turmoil/meltdown bankruptcy 申請破產 bailout take over buy out go under金融危機救助收購購買（某人的） 產權或全部貨物 破產就業(yè)take a nosedive (

4、 tumble 下跌 falter 搖搖欲墜 on the hook 被套住 shore up confidence stave off 擋開 , liquidate assets at fire sale prices sell-off 證券的跌價 reserve 儲備 note 票據 discount 貼現 circulate 流通 central bank 中央銀行 the federal reserve system credit union股市）大跌提振市場信心 避開,資產清算超低價聯邦儲備系統(tǒng)paper currency credit creation branch banking

5、 unit banking out of circulation capital stock at par信用合作社紙幣 信用創(chuàng)造銀行分行制 單一銀行制 退出流通股本 以票面價值計電子銀行金本位electronic banking the gold standard the federal reserve board the stock market crash 準備金比率聯邦儲備委員會股市風暴reserve ratio division of labor legal tender fiat money a medium of exchange legal sanction face valu

6、e liquid assets illiquidl assets勞動分工 法定貨幣 法定通貨 交換媒介法律制裁 面值 流動資產 非流動資產 流動性指標the liquidity scale real estate不動產checking accounts,demand deposit,checkable deposit deposit 定期存款negotiable order of withdrawal accounts market mutual funds 貨幣市場互助基金repurchase agreements回購協(xié)議certificate of deposits 存單 bond 債券

7、stock 股票 travelerschecks活期存款 time大額可轉讓提款單 money旅行支票small-denomination time deposits large-denomination time deposits bank overnight repurchase agreements term repurchase agreementsfinancial institution a means of payment a store of value a standard of value deficit 虧損 roll 展期 wholesale 批發(fā) default 不履

8、約 auction 拍賣 collateralize 擔保 markup 價格的漲幅 dealer 交易員 broker小額定期存款大額定期存款 銀行隔夜回購協(xié)議 bank long- 銀行長期回購協(xié)議 thrift institutions 存款機構金融機構 支付手段 儲藏手段 價值標準經紀人銀行承兌匯票 聯邦基金 歐洲美元 國庫券 浮動比率 固定比率 拖欠風險 信譽級別 稅收 貨幣市場 資本市場 原始到期期限 過?；?辛迪加 包銷，認購聯邦儲備銀行無擔保貸款定期支付存款議付定期存款 銀行同業(yè)貨幣市場pension funds 養(yǎng)老基金 face amount面值bankers accep

9、tance fed fund eurodollar treasury bills floating-rate fixed-rate default risk credit rating tax collection money market capital market original maturity surplus funds syndication underwrite hedge 對沖買賣、套期保值 innovation 到期交易 spread 利差 principal 本金 swap 掉期交易 eurobond market 歐洲債券市場 euronote 歐洲票據 federal

10、 reserve bank (frb) unsecured credit fixed term time deposit lead bank 牽頭銀行 neogotiable time deposit inter-bank money market中期貸款銀團貸款商業(yè)銀行有價債券管理租賃融資票據發(fā)行安排medium term loan syndicated credit merchant bank portfolio management lease financing note issurance facilitybearer note 不記名票價 underwriting facility

11、 包銷安排 floating-rate note浮動利率票據倫敦同業(yè)優(yōu)惠利率 back-up credit本票循環(huán)信用證，即 revolving letter of credit non 無息儲備金利率管制 利率上限 利率下限bond holder 債券持持有者 london interbank offered rate(libor) line 備用信貸額promissory note(p.n.p/n) revolving cerdit interest-bearing reservesinterest rate controls interest rate ceiling interest

12、rate floor 破產 insolvency有償還債務能力的 solvent 合同 contract 匯率 exchange rate 私營部門 private sector 財政管理機構 fiscal authorities 寬松的財政政策 slack fiscal policy 稅法 tax bill 財政 public finance 財政部 the ministry of finance 平衡預算 balanced budget 繼承稅 inheritance tax 貨幣主義者 monetariest 增值稅 vat (value added tax) 收入 revenue 總需

13、求 aggregate demand 貨幣化 monetization 赤字 deficit 經濟不景氣 recession a period when the economy of a country is not successful, business conditions are bad, industrial production and trade are at a low level and there is a lot of unemployment經濟好轉 turnabout 復蘇 recovery 成本推進型 cost push 貨幣供應 money supply 生產率

14、productivity 勞動力 labor force 實際工資 real wages成本推進式通貨膨脹 cost-push inflation 需求拉動式通貨膨脹 demand-pull inflation 雙位數通貨膨脹 double- digit inflation 極度通貨膨脹 hyperinflation 長期通貨膨脹 chronic inflation 治理通貨膨脹 to fight inflation 最終目標 ultimate goal 壞的影響 adverse effect 擔保 ensure 貼現 discount 蕭條的 sluggish 認購 subscribe to

15、 支票帳戶 checking account 貨幣控制工具 instruments of monetry control篇二：常用金融英語詞匯的翻譯 常用金融英語詞匯的翻譯 bad loan呆帳chart of cash flow現金流量表clearly-established ownership debt to equity diversity of equities economy of scale emerging economies exchange-rate regime fund and financing債轉股股權多元化規(guī)模經濟 新興經濟 匯率機制 籌資融資產權清晰global

16、financial architecture global integration, globality go public 上市 growth spurt hedge against housing mortgage holdings 控股， initial offerings initial public offerings innovative business intellectual capital inter-bank lending internet customer investment payoff period joint-stock 參股 mall rat 愛逛商店的年輕

17、人 means of production 生產要素 (the)medical cost social pool for major diseases 籌 mergers and acquisitions mobile-phone banking moods 人氣全球金融體系 全球一體化，全球化（經濟的）急劇增長套期保值住房按揭所持股份原始股首次公募創(chuàng)新企業(yè)智力資本拆借網上客戶投資回收期大病醫(yī)療費用社會統(tǒng)并購移動電話銀行業(yè)直銷網上銀行業(yè)在線金融（銀行的）網上客戶 帳面收益有形資產項目資本金制度net potato 網蟲 non-store seling offering 新股 online-b

18、anking online-finance online client paper profit physical assets project fund systempyramid sale傳銷recapitalize資產重組regional corrency blocks regulate 調控 sell off 變現 share（stock） option smart card slash prices spare capacity strong growth switch trade take public地區(qū)貨幣集團期權，股票認購權智能卡殺價 閑置的生產能力 強勁的增長勢頭 轉手貿易

19、上市tap the idle assets盤活存量資產transaction （銀行的）交易 transfer payment from the exchequer venture-capital virtual bank wire transfer財政轉移支付風險資本 虛擬銀行 電子轉帳經濟金融術語漢英對照表 a-b a 安全網 safety net 按輕重緩急 to prioritize 暗補 implicit subsidy 暗虧 hidden loss b 頒發(fā)營業(yè)執(zhí)照 to license;to grant a licence to 辦理存款業(yè)務 to take deposits 保

20、護農民的生產積極性 to protect farmersincentive to produce 備付金（超額準備金） excess reserves 本外幣并賬 consolidation of domestic and foreign currencyaccounts 本外幣對沖操作 sterilization operation 本位利益 localized interest;departmentalism 避稅（請見 “逃稅”） tax avoidance 幣種搭配不當 currency mismatch 變相社會集資 disguised irregular（ or illegal）

21、fund raising表外科目（業(yè)務） off-balance-sheet items（ operation ）薄弱環(huán)節(jié) weaknesses;loopholes 不變成本 fixed cost； non-performing loans不變價 at constant price;in real terms 不動產 real estate 不良貸款 problem loans c 財政赤字 fiscal deficit 財政擠銀行 fiscal pressure on the central bank policy )財政政策與貨幣政策的配合 coordination of fiscal and monetary policies采取循序漸進的方法 in a phased and