保險(xiǎn)英語(yǔ)常用詞匯

保險(xiǎn)英語(yǔ)常用詞匯insure 保險(xiǎn)；投保；保證insurance 保險(xiǎn)；保險(xiǎn)費(fèi)；保險(xiǎn)金額underwriters 保險(xiǎn)商（指專(zhuān)保水險(xiǎn)的保險(xiǎn)商）保險(xiǎn)承運(yùn)人insurance company 保險(xiǎn)公司insurer 保險(xiǎn)人insurance broker 保險(xiǎn)經(jīng)紀(jì)人insurance underwriter 保險(xiǎn)承保人insurance applicant 投保人insurant, the insured 被保險(xiǎn)人，受保人to cover (effect,arrange,take out) insurance 投保insurance coverage;risks covered 保險(xiǎn)范圍insurance slip 投保單insured amount 保險(xiǎn)金額insurance against risk 保險(xiǎn)insurance clause 保險(xiǎn)條款insurance instruction 投保通知insurance business 保險(xiǎn)企業(yè)insurance conditions 保險(xiǎn)條件PICC (Peoples Insurance Company of China) 中國(guó)人民保險(xiǎn)公司risk insured, risk covered 承保險(xiǎn)項(xiàng)risk 險(xiǎn)別to provide the insurance 為.提供保險(xiǎn)leaflet 說(shuō)明書(shū)fine print 細(xì)則insurance expense 保險(xiǎn)費(fèi)premium rate 保險(xiǎn)費(fèi)率premium 保險(xiǎn)費(fèi)insurance rate 保險(xiǎn)費(fèi)率表insurance proceeds 保險(xiǎn)金（保險(xiǎn)收入）insurance free of (from) particular average (FPA). 平安險(xiǎn)（單獨(dú)海損不賠）insurance with particular average (WPA), basic risks. insurance against all risks. 綜合險(xiǎn)，應(yīng)保一切險(xiǎn)risk of breakage 破碎險(xiǎn)risk of clashing 碰損險(xiǎn)risk of rust 生銹險(xiǎn)risk of hook damage 鉤損險(xiǎn)risk of contamination (tainting) 污染險(xiǎn)insurance against total loss only (TLO) 全損險(xiǎn)risk of deterioration 變質(zhì)險(xiǎn)risk of packing breakage 包裝破裂險(xiǎn)risk of inherent vice 內(nèi)在缺陷險(xiǎn)risk of normal loss (natural loss)? 途耗或自然損耗險(xiǎn)risk of spontaneous combustion 自然險(xiǎn)risk of contingent import duty 進(jìn)口關(guān)稅險(xiǎn)insurance against war risk 戰(zhàn)爭(zhēng)險(xiǎn)Air Transportation Cargo War Risk 航空運(yùn)輸戰(zhàn)爭(zhēng)險(xiǎn)overland Transportation Insurance War Risk 陸上運(yùn)輸戰(zhàn)爭(zhēng)險(xiǎn)insurance against strike, riot and civil commotion (SRCC) 罷工，暴動(dòng)，民變險(xiǎn)insurance against extraneous risks, insurance against additional risks 附加險(xiǎn)risk of theft, pilferage and nondelivery (TRND) 盜竊提貨不著險(xiǎn)risk of fresh and/of rain water damage(wetting) 淡水雨淋險(xiǎn)risk of leakage 滲漏險(xiǎn)risk of shortage in weight/quantity 短量險(xiǎn)risk of sweating and/or heating 受潮受熱險(xiǎn)risk of bad odour(change of flavour) 惡味險(xiǎn)，變味險(xiǎn)risk of mould 發(fā)霉險(xiǎn)on deck risk 艙面險(xiǎn)ocean marine cargo insurance clauses 海洋運(yùn)輸貨物保險(xiǎn)條款transportation insurance 運(yùn)輸保險(xiǎn)overland transportation insurance, land transit insurance 陸上運(yùn)輸保險(xiǎn)insurance against air risk, air transportation insurance 航空運(yùn)輸保險(xiǎn)parcel post insurance 郵包運(yùn)輸保險(xiǎn)ocean marine cargo insurance, marine insurance 水險(xiǎn)（海運(yùn)貨物保險(xiǎn)）All Risks 一切險(xiǎn)average 海損Particular Average (P.A) 單獨(dú)海損General Average (G.A) 共同海損Marine Losses 海損partial loss 部分損失total loss 全部損失health insurance 疾病保險(xiǎn)，健康保險(xiǎn)sickness insurance 疾病保險(xiǎn)insurance for medical care 醫(yī)療保險(xiǎn)major medical insurance policy 巨額醫(yī)藥費(fèi)保險(xiǎn)insurance during a period of illness 疾病保險(xiǎn)life insurance 人壽保險(xiǎn)endowment insurance 養(yǎng)老保險(xiǎn)insurance on last survivor 長(zhǎng)壽保險(xiǎn)to purchase health insurance 購(gòu)買(mǎi)健康保險(xiǎn)to have a health insurance policy 購(gòu)買(mǎi)健康保險(xiǎn)Additional Words and Phrasespolicy-holder 保險(xiǎn)客戶(hù)extra premium 額外保險(xiǎn)費(fèi)additional premium 附加保險(xiǎn)費(fèi)保險(xiǎn)英語(yǔ)詞匯Aabandonment 委付abandonment clause 委付條款accident 意外事故accounting period 結(jié)算期act of god 不可抗力actual total loss 實(shí)際全損actuarial method 精算法actuary 保險(xiǎn)精算師additional premium 附加保險(xiǎn)費(fèi)additional risk 附加險(xiǎn)advance profit 預(yù)期利潤(rùn)aggregate limit 累積限額aggregated loss 累積損失all-risks policy 一切險(xiǎn)保單antis election 逆選擇applicant 投保人application 投保單approved 承保assignment clause 轉(zhuǎn)讓條款average 海損、海損分?jǐn)俛verage adjuster 海損理算人average clause 共同海損分擔(dān)條款保險(xiǎn)英語(yǔ)詞匯Bbalance 所欠款項(xiàng)beneficiary 受益人binder 暫保單binding slip 暫保單breakage of packing 包裝破碎險(xiǎn)broker 經(jīng)紀(jì)人保險(xiǎn)英語(yǔ)詞匯Ccapacity 承保能力captive 自保公司captive pools 自保組合cargo damage adjustment 貨損理算cargo damage inspection 貨損檢驗(yàn)cargo damage prevention 貨損預(yù)防cargo damage report 貨損報(bào)告cargo damage survey 貨損檢查，貨物損壞檢驗(yàn)cargo insurance premium 貨物保險(xiǎn)費(fèi)cargo insurance rate 貨物保險(xiǎn)費(fèi)率cargo insurer 貨物承保人cargo policy 貨物保單，貨物保險(xiǎn)單cargo premium 貨運(yùn)保險(xiǎn)費(fèi)，貨物保險(xiǎn)費(fèi)cargo underwriter 貨物保險(xiǎn)承保人（商），貨險(xiǎn)承保人，貨物承保人cash loss 現(xiàn)金賠款cash value 現(xiàn)金價(jià)值catastrophe 巨災(zāi)catastrophe excess of loss（CXL） 巨災(zāi)超賠巨災(zāi)超賠分保categories of insurance 保險(xiǎn)類(lèi)別ceding company 分出公司ceding(insurance)company 分保公司ceding, retrocession(for reinsurance) 分保certificate of cargo damage 貨損證明certificate of insurance 保險(xiǎn)證明、保險(xiǎn)憑證cession limit 分保限額China Insurance Clause (CIC) 中國(guó)保險(xiǎn)條款claim 索賠claim assessor 索賠人claim settlement 理賠claim-prone 容易出險(xiǎn)claims and arbitration 索賠與仲裁claims assistance 理賠協(xié)助clash and breakage 碰損，破碎險(xiǎn)clean cut 結(jié)清方式coinsurance 共保co-insurance 共同保險(xiǎn)co-insurance company 共同保險(xiǎn)公司combined ratio 綜合賠付率commencement and termination 起訖concurrent insurance 同時(shí)保險(xiǎn)consequential loss (CL) 后果損失constructive total loss 推定全損contingent liquidity 或有流動(dòng)性continued insurance 繼續(xù)保險(xiǎn)co-related risks 關(guān)聯(lián)風(fēng)險(xiǎn)cover 承保、責(zé)任額cover note 保險(xiǎn)證明書(shū),承保單，保險(xiǎn)證明cover note 暫保單（證明同意承保的臨時(shí)文件）coverage 受保范圍保險(xiǎn)英語(yǔ)詞匯Ddamage 損壞賠償金damage cargo clerk 理殘員，貨損管理員damage cargo list 貨損單，殘貨單damage certificate 損壞證明書(shū)damage claim 損壞索賠damaged by other cargo 由其他貨物損害damaged cargo list 受損貨物單damaged cargo report 受損貨物報(bào)告書(shū)，貨物損害報(bào)告deductibles 免賠額deposit premium 預(yù)付保費(fèi)destroyed 毀壞disbursement policy (船舶)駛費(fèi)保險(xiǎn)單dividend system 紅利制度double insurance 雙保險(xiǎn)dual valuation clause 雙重價(jià)值條款 保險(xiǎn)英語(yǔ)詞匯Eemployer 業(yè)主Endorsement 批單endorsement: 簽注endowment insurance 養(yǎng)老保險(xiǎn)endowment policy 人壽定期保險(xiǎn)單event limit 事件限額ex gratia payments 通融賠款excess loss 超額賠款excess of loss cover 超額賠償excess of loss（XL) 超賠分保exclusion 除外責(zé)任EXL protection 超賠保障exposed areas 風(fēng)險(xiǎn)承受區(qū)域exposure rating 風(fēng)險(xiǎn)評(píng)估extended-term insurance 過(guò)期保險(xiǎn)extra charges 額外費(fèi)用extra premium 額外保險(xiǎn)費(fèi)extraneous risks (additional risks) 附加險(xiǎn) 保險(xiǎn)英語(yǔ)詞匯Ffacultative business 臨分保facultative reinsurance 臨時(shí)分保fault liability 過(guò)失責(zé)任financial quota shares 成數(shù)分保fine print 細(xì)則finite risk 有限制的風(fēng)險(xiǎn)finite risk transfer 有限風(fēng)險(xiǎn)轉(zhuǎn)移floating policy 浮動(dòng)保險(xiǎn)單franchise (deductible) 免賠額；免賠率free of all average (FAA) 全損賠償freight insurance 運(yùn)費(fèi)保險(xiǎn)freight policy 運(yùn)費(fèi)保險(xiǎn)單full coverage 全額承保full insurance 全額保險(xiǎn)full insurance value 足額保險(xiǎn)價(jià)值full liability 全部責(zé)任 保險(xiǎn)英語(yǔ)詞匯Ggeneral average（GA） 共同海損grace period 寬限期gross net premium income（GNPI） 總凈保費(fèi)收入group insurance 團(tuán)體保險(xiǎn)guarantee of insurance 保險(xiǎn)擔(dān)保書(shū) 保險(xiǎn)英語(yǔ)詞匯Hhazard 危險(xiǎn)因素health insurance 疾病保險(xiǎn)，健康保險(xiǎn)heavy damage 嚴(yán)重破壞holistic risk transfer 整體風(fēng)險(xiǎn)轉(zhuǎn)移hook damage 勾（鉤）損險(xiǎn)hour clause 小時(shí)條款保險(xiǎn)英語(yǔ)詞匯IIBRN reserve 已發(fā)生但未報(bào)的損失儲(chǔ)備金，IBRN儲(chǔ)備金import cargo insurance 進(jìn)口貨物保險(xiǎn)increased value clause 增值條款increased value insurance 增值保險(xiǎn)increasing coverage, extending coverage 加保Incurred but not reported losses(IBRN) 已發(fā)生但未報(bào)的損失indemnity limit 賠償期限indemnity period 賠償期individual losses 單一損失industrial insurance 產(chǎn)業(yè)保險(xiǎn)inflated claim 超額索賠inherent nature of cargo 貨物的固有性inherent vice 內(nèi)在缺陷inherent vice of cargo 貨物固有缺陷inspection of cargo 積貨鑒定，貨物檢驗(yàn)，檢查貨物inspection of cargo GA or PA 海損(單獨(dú)海損或共同海損)鑒定inspection on damaged cargo 貨物殘損檢驗(yàn)installment insurance 分期付款保險(xiǎn)Institute Cargo Clauses (ICC，I.C.C.) 協(xié)會(huì)貨物（保險(xiǎn)）條款insurability 可保性insurance 保險(xiǎn)，保險(xiǎn)費(fèi)，保險(xiǎn)金額insurance act 保險(xiǎn)條例insurance against risk 保險(xiǎn)insurance agent(s) 保險(xiǎn)代理，保險(xiǎn)代理人insurance amount 保險(xiǎn)金額保險(xiǎn)額insurance applicant 投保人insurance assessor 保險(xiǎn)公估人insurance broker 保險(xiǎn)經(jīng)紀(jì)人insurance business 保險(xiǎn)企業(yè)保險(xiǎn)業(yè)insurance capacity 承保能力insurance certificate 保險(xiǎn)憑證保險(xiǎn)證書(shū)insurance claim 保險(xiǎn)索賠insurance clause 保險(xiǎn)條款insurance commission 保險(xiǎn)傭金insurance company 保險(xiǎn)公司insurance conditions 保險(xiǎn)條件保險(xiǎn)契約約定條款insurance contract 保險(xiǎn)合同insurance corporation 保險(xiǎn)公司insurance coverage 保險(xiǎn)范圍，保額insurance declaration sheet(bordereau) 保險(xiǎn)申報(bào)單(明細(xì)表)insurance division 保險(xiǎn)部insurance document 保險(xiǎn)單據(jù)insurance expense 保險(xiǎn)費(fèi)insurance fond 保險(xiǎn)基金insurance industry 保險(xiǎn)業(yè)insurance instruction 投保通知，投保須知insurance law 保險(xiǎn)法insurance on last survivor 長(zhǎng)壽保險(xiǎn)insurance period 保險(xiǎn)期限insurance policy 保險(xiǎn)單保單insurance premium 保險(xiǎn)費(fèi)insurance proceeds 保險(xiǎn)金（保險(xiǎn)收入）,保險(xiǎn)賠償金，保險(xiǎn)賠款insurance rate 保險(xiǎn)費(fèi)率表insurance securitization 保險(xiǎn)證券化insurance slip 投保單投保申請(qǐng)書(shū)insurance subject 保險(xiǎn)標(biāo)的insurance treaty 保險(xiǎn)合同insurance underwriter 保險(xiǎn)承保人insurance value(insurance amount) 保險(xiǎn)金額insurant 被保險(xiǎn)人，受保人insure 保險(xiǎn)、投保、保證insured 被保險(xiǎn)人insured amount 保險(xiǎn)金額insured loss 保險(xiǎn)損失insured property 參保物業(yè)Insured Value 保險(xiǎn)價(jià)值insurer 保險(xiǎn)人、保險(xiǎn)公司，保險(xiǎn)商insurer (underwriter) 承保人、保險(xiǎn)人investment insurance 投資保險(xiǎn)保險(xiǎn)英語(yǔ)詞匯J-LJjettison 投棄Llaw of insurance 保險(xiǎn)法law of large numbers 大數(shù)法則leaflet 說(shuō)明書(shū)less exposed 損失可能性小letter of guarantee 保函，保證書(shū)liability 責(zé)任liability insurance 責(zé)任保險(xiǎn)license bond 執(zhí)照保險(xiǎn)life assured 人壽保險(xiǎn)投保人life expectancy 平均余命life fund 人壽保險(xiǎn)基金life insurance 人壽保險(xiǎn)life insurance actuary 人壽保險(xiǎn)精算師life insurance reserve 人壽保險(xiǎn)責(zé)任準(zhǔn)備金life Table 生命表light damage 輕度破壞limits 投保限額line slips 分保條liquidity support 提供流動(dòng)資金Lloyd 勞合社loading 附加費(fèi)loading 人壽保險(xiǎn)附加費(fèi)loss adjuster 損失理算人loss occurrence 損失發(fā)生loss occurring basis 損失發(fā)生基礎(chǔ)loss of profit 利損險(xiǎn)loss participation 分擔(dān)損失loss ratio 損失率loss ratio 賠付率loss settlement 損失賠付保險(xiǎn)英語(yǔ)詞匯Mmail contractor 承包商main risks 主險(xiǎn)maintenance 保證期malicious damage 惡意損害marine insurance 海上運(yùn)輸保險(xiǎn)，水險(xiǎn)marine losses 海損medical insurance 醫(yī)療保險(xiǎn)mortality tables 死亡率表（用于計(jì)算保險(xiǎn)風(fēng)險(xiǎn)）multiple claim 多次（重復(fù)）索賠multiple insurance 重復(fù)保險(xiǎn)mutual insurance 相互保險(xiǎn)mutual insurance company 相互保險(xiǎn)公司 保險(xiǎn)英語(yǔ)詞匯NNatCat pooling 自然災(zāi)害共保natural catastrophe（NatCat） 自然災(zāi)害natural premium 自然純保費(fèi)net retained lines 凈自留額net retained losses 損失凈自賠額no profit commission 無(wú)純益風(fēng)險(xiǎn)no-claims bonus 無(wú)索償獎(jiǎng)金non-life 非壽險(xiǎn)non-proportional reinsurance 非比例再保險(xiǎn)notification 告知 保險(xiǎn)英語(yǔ)詞匯Oobject 標(biāo)的obligatory reinsurance 固定分保ocean marine cargo clauses 海洋運(yùn)輸貨物保險(xiǎn)條款on deck risk 艙面險(xiǎn)open policy 預(yù)約保險(xiǎn)單open policy insurance 預(yù)約保險(xiǎn)original deductibles 原始免賠額original rate 原始費(fèi)率over insurance 超額保險(xiǎn)overland （transportation） insurance 陸上運(yùn)輸保險(xiǎn) 保險(xiǎn)英語(yǔ)詞匯Pparcel post insurance 郵包運(yùn)輸保險(xiǎn)partial loss 部分損失particular average (PA) 單獨(dú)海損peril 危險(xiǎn)、危險(xiǎn)事故perils of the sea 海上風(fēng)險(xiǎn)permit bond 許可證保險(xiǎn)placement 安排policy 保單、保險(xiǎn)單、保險(xiǎn)契約policy holder 保險(xiǎn)客戶(hù)保險(xiǎn)單持有人policy package 承保多項(xiàng)內(nèi)容的保險(xiǎn)單policy proof of interest 保險(xiǎn)單權(quán)益證明policy reserves 保險(xiǎn)單責(zé)任準(zhǔn)備金policy-holder 保險(xiǎn)客戶(hù)policyholder 保單持有者policy-holder 保險(xiǎn)客戶(hù)pool 共保組合、合保pool 聯(lián)營(yíng)pool administrator 共保組合管理人portfolio entry 未滿(mǎn)期責(zé)任的出帳portfolio outgo 未滿(mǎn)期責(zé)任的入帳possible maximum loss（PML） 可能最大損失post-financing 后融資post-funding 后融資pre-financing 先融資pre-funding 先融資premium 保險(xiǎn)費(fèi)premium rate 保險(xiǎn)費(fèi)率premium rebate 保險(xiǎn)費(fèi)回扣previous losses 既往損失primary insurance company 原保公司、主保險(xiǎn)商principal 業(yè)主principle of compensation 補(bǔ)償原則priority 分保自留額、自付責(zé)任priority (deductible) 優(yōu)先（免賠額)proceeds 收益professional 專(zhuān)業(yè)險(xiǎn)profit margin 利潤(rùn)邊際property 財(cái)產(chǎn)險(xiǎn)property covered 受保財(cái)產(chǎn)property insurance 財(cái)產(chǎn)保險(xiǎn)proportional cover 比例分保proportional reinsurance 比例再保險(xiǎn)proximate cause 近因punitive damage 懲罰性損害pure endowments 定期生存保險(xiǎn)pure risk 純粹危險(xiǎn)保險(xiǎn)英語(yǔ)詞匯R rain insurance 雨水保險(xiǎn)rainstorm 雨暴rate 費(fèi)率rating 費(fèi)率recovery 追償金reinstate 復(fù)效reinstated 繼單reinstatement 恢復(fù)保額reinstatement value insurance 重置價(jià)值保險(xiǎn)reinsurance 分保、再保險(xiǎn)、轉(zhuǎn)保reinsured 分出公司reinsurer 分保人（分保公司）、再保險(xiǎn)人rejection risk 拒收險(xiǎn)renew coverage 續(xù)保renewal 續(xù)保；延期renewal premium 續(xù)保費(fèi)renewing coverage 續(xù)保reserve 準(zhǔn)備金retention 自留、自留額return period 重現(xiàn)期revoke license 吊銷(xiāo)營(yíng)業(yè)執(zhí)照riot insurance 騷亂保險(xiǎn)risk 險(xiǎn)別、風(fēng)險(xiǎn)、保險(xiǎn)，保險(xiǎn)額risk carrier 風(fēng)險(xiǎn)承擔(dān)人risk covered 承保險(xiǎn)項(xiàng)risk insured 承保險(xiǎn)項(xiàng)risk management 危險(xiǎn)管理risk pre