國際貿(mào)易融資知到智慧樹章節(jié)測試課后答案2024年秋上海電機學(xué)院

國際貿(mào)易融資知到智慧樹章節(jié)測試課后答案2024年秋上海電機學(xué)院第一章單元測試

Bydefinition,theinternationalsettlementisthefinancialactivitiesofsettlingclaimsanddebtsamongdifferentcountries.(（）

A:錯B:對

答案:對Thepricetermsaredefinedasthestandardizedtermsusedininternationaltradecontracts,whichdefinethetradecontractresponsibilitiesandliabilitiesbetweenbuyerandseller.(（）

A:對B:錯

答案:對Whichoneofthefollowingpaymentmethodologiesinvolvesthebankservicesofmoneytransfer,documenthandlingandpaymentguaranteesimultaneously?（）

A:OpenaccountB:CashinadvanceC:DocumentarycollectionD:Standbyletterofguarantee

答案:StandbyletterofguaranteeWhichofthefollowingpricetermsarebelongingtoIncoterms2000butnotincludedinIncoterms2010？（）

A:DDUB:FCAC:CIPD:DEQ

答案:DDU；DEQWhichofthefollowingpricetermsareincludedinbothIncoterms2000andIncoterms2010？（）

A:DDUB:DDPC:CPTD:DAT

答案:DDP；CPT

第二章單元測試

Whichofthefollowingnegotiableinstrumentlawwasinitiatedearliestinthehistory?（）

A:NegotiableInstrumentLawofChinaB:GenevaUniformLawC:UniformCommercialCode(UCC)D:UnitedKingdomBillofExchangeAct

答案:UnitedKingdomBillofExchangeActWhichofthefollowingfinancialinstrumentscanbebroadlydefinedasnegotiableinstruments?（）

A:BankchequeB:BillofexchangeC:CertificateofdepositD:Billoflading

答案:Bankcheque；Billofexchange；Certificateofdeposit；BillofladingWhichofthefollowingfinancialinstrumentscanbenarrowlydefinedasnegotiableinstruments?（）

A:BillofladingB:BankchequeC:BillofexchangeD:Certificateofdeposit

答案:Bankcheque；BillofexchangeWhichofthefollowingstatementsaccuratelydescribethefeatureofnegotiableinstruments?（）

A:Allnegotiableinstruments(B/E,P/N,Cheque)mustcontainaconditionalorderorpromisetopay.B:Thetitle(rightembodied)toanegotiableinstrumentcanbepassedfrompersontopersonviadeliveryorindorsementanddelivery.C:Anegotiableinstrumentmustfulfillcertainrequirementbycontainingallessentialitems.D:Anegotiableinstrumentexistsdependentofthecommercialrelationsfromwhichitoriginatedortransferred.

答案:Thetitle(rightembodied)toanegotiableinstrumentcanbepassedfrompersontopersonviadeliveryorindorsementanddelivery.；Anegotiableinstrumentmustfulfillcertainrequirementbycontainingallessentialitems.Theholderforvaluehastofulfillwhichofthefollowingcondition(s)inordertoberegardedastheholderinduecourse?（）

A:Allnegotiableinstruments(B/E,P/N,Cheque)mustcontainaconditionalorderorpromisetopay.B:Anegotiableinstrumentexistsdependentofthecommercialrelationsfromwhichitoriginatedortransferred.C:Anegotiableinstrumentmustfulfillcertainrequirementbycontainingallessentialitems.D:Thetitle(rightembodied)toanegotiableinstrumentcanbepassedfrompersontopersonviadeliveryorindorsementanddelivery.

答案:Anegotiableinstrumentmustfulfillcertainrequirementbycontainingallessentialitems.；Thetitle(rightembodied)toanegotiableinstrumentcanbepassedfrompersontopersonviadeliveryorindorsementanddelivery.

第三章單元測試

Supposethemonetaryamountinthebillofexchangeisdifferent,accordingtoGenevaUniformLaw,thebillisinvalid.(（）

A:對B:錯

答案:錯Asrequiredbythenegotiableinstrumentrulesandregulations,thenameandaddressofdraweemustbereasonablyclearanddefinite.(（）

A:對B:錯

答案:對Supposethereisnoindicationofthisinformationonabillofchange,thelocationofacceptor(ordrawer)resideswillbetheplaceformakingpayment.(（）

A:對B:錯

答案:對Asspecifiedbythenegotiableinstrumentrulesandregulations,thesignatureofdrawercanonlybeahandwrittensignature.(（）

A:對B:錯

答案:錯Whichofthefollowingactsarebelongingtospecialactsassociatedwiththebillofexchange?（）

A:Protest.B:Indorsement.C:Presentation.D:Paymentforhonorsupraprotest.

答案:Protest.；Paymentforhonorsupraprotest.Whichofthefollowingstatementsareclassifiedasdemonstrativeorder?（）

A:Payto{certainparty}.B:Payto{certainparty}orbearer.C:Paytotheorderof{certainparty}.D:Payto{certainparty}only.

答案:Payto{certainparty}.；Paytotheorderof{certainparty}.Whichofthefollowingtermsarebelongingtotherequirementofabillofexchange?（）

A:Thesignatureofthedraweriscompulsory.B:Theissuingdateandplaceisessential.C:Theplaceofpaymentshouldcontainwithintheinstrument.D:Thedraweroracceptorshouldmakethepaymentonmaturitydate.

答案:Thesignatureofthedraweriscompulsory.；Theissuingdateandplaceisessential.；Thedraweroracceptorshouldmakethepaymentonmaturitydate.Whichofthefollowingstatementsarebelongingtotherequirementsofavalidindorsementinbillofexchange?（）

A:Indorsementshouldbewrittenonthebackofthedraftandsignedbyindorser.B:Indorsementmustbemadeontheentiredraft,partialindorsementisnotallowed.C:RestrictiveindorsementshouldbeemployedunderthenegotiableinstrumentlawofPRC.D:Supposethedraftispayabletotwoormorepayees,allmustindorsepriortothedelivery.

答案:Indorsementshouldbewrittenonthebackofthedraftandsignedbyindorser.；Indorsementmustbemadeontheentiredraft,partialindorsementisnotallowed.；Supposethedraftispayabletotwoormorepayees,allmustindorsepriortothedelivery.Whichofthefollowingstatementsassociatedwithbillofexchangeisincorrect?（）

A:Aplacequalifiedacceptancereferstothesituationthatthebilliseffectiveinspecifieddate.B:Placequalifiedacceptancereferstothesituationthatthebilliseffectiveinanyplaces.C:Aconditionalacceptancemeansthepayeemustfulfillcertainrequirementbeforeclaimingpayment.D:Apartialacceptancemeansonlypartofthedraftisaccepted.

答案:Placequalifiedacceptancereferstothesituationthatthebilliseffectiveinanyplaces.；Apartialacceptancemeansonlypartofthedraftisaccepted.Whichofthefollowingstatementsassociatedwithbillofexchangeiscorrect?（）

A:Theactofguaranteeisperformedbythethirdpartycalledguarantor,theunderlyingreasonisthattheindorserequiresadditionalprotectionduringthetransaction.B:Whenabillofexchangehasbeenprotestedfornon-payment,onlyspecificpartynotliablefordraft,maypayitsupraprotestforhonorofpartyliableonit.C:Inaccordancewiththeprotest,theholdermustnotifyallpartiesliableonthebill,theonlycorrectwayistoadviceseverypriorparty(parties).D:Whenabillofexchangeisdishonoredbynon-acceptanceornon-payment,theholdermayhavesuchdishonortobecertified.

答案:Theactofguaranteeisperformedbythethirdpartycalledguarantor,theunderlyingreasonisthattheindorserequiresadditionalprotectionduringthetransaction.；Whenabillofexchangeisdishonoredbynon-acceptanceornon-payment,theholdermayhavesuchdishonortobecertified.

第四章單元測試

Promissorynoteisatypicalthree-partyinstrumentanditcontainsanunconditionalpromisetopay.(（）

A:錯B:對

答案:錯Jointandseveralnotescontainmorethanonedebt,andhence,themakersareliableonthenotejointlyandseverally.(（）

A:錯B:對

答案:對Chequeisaspecialtypeofbillsofexchange,inwhichdrawermustbeacommercialbank.(（）

A:對B:錯

答案:錯AccordingtoUKBillsofExchangeAct1882,ageneralcrossingonachequemaybeconvertedintoaspecialcrossingandviceversa.(（）

A:錯B:對

答案:錯Whichofthefollowingfinancialinstrumentsarebelongingtothepromissorynotes?（）

A:Noteofcentralbank.B:Internationalmoneyorder.C:Noteoftrader.D:Negotiablecertificateofdeposit.

答案:Noteofcentralbank.；Internationalmoneyorder.；Noteoftrader.；Negotiablecertificateofdeposit.Whichofthefollowingstatementsassociatedwithpromissorynoteisincorrect?（）

A:Thepayee/holderhasmultiplerightofactionforjointandseveralnote.B:Theholderofjointandseveralnotecansueeachoneofthemakersinturnuntilitobtainsthedesiredoutcomeinthecourt.C:Eachmakerisindividuallyliableforitsresponsibleamountofthenote.D:Thedeathofonemakerofpromissorynoteextinguisheshis/herliability,thisishappeningforjointandseveralnote.

答案:Eachmakerisindividuallyliableforitsresponsibleamountofthenote.；Thedeathofonemakerofpromissorynoteextinguisheshis/herliability,thisishappeningforjointandseveralnote.Whichofthefollowingstatementsassociatedwithchequeisincorrect?（）

A:Thedraweristhecustomerofbank,haschequewritingaccount,andthedraweemaybeacommercialbankortrader.B:Achequecanbeutilizedasthepaymentandcreditfinancialinstrument.C:Drawerandindorsersareallsecondaryobligorsforthecheque,andifthechequeiscertifiedbythecommercialbank,bankanddrawerwillbecometheprincipalobligors.D:Achequeispayableondemand,thereisnousancecheque.

答案:Thedraweristhecustomerofbank,haschequewritingaccount,andthedraweemaybeacommercialbankortrader.；Drawerandindorsersareallsecondaryobligorsforthecheque,andifthechequeiscertifiedbythecommercialbank,bankanddrawerwillbecometheprincipalobligors.

第五章單元測試

Remittanceisabank,atrequestofitscustomer,transferacertainsumofmoneytoitsoverseasbranchorcorrespondentbank,instructingittopayanamedentityinthatcountry.(（）

A:對B:錯

答案:對Undertheremittance,theworkingprincipleofdemanddraftisexactlythesameasthebillofexchange,itordersthedrawerbanktomakepaymentondemand.(（）

A:對B:錯

答案:錯Thestatementof“Incover,wehavecreditedthesumtoyouraccountwithus”isutilizedinpaymentorderofnostroaccount.(（）

A:錯B:對

答案:錯Thecancelationofthetransactionofremittanceispossiblepriortotheremittingbankinstructsthefundtransferringtothepayingbank.(（）

A:錯B:對

答案:對Whichofthefollowingentityisresponsiblefortheinformationaccuracyoftheremittanceapplication?（）

A:PayeeB:RemittingbankC:PayingbankD:Remitter

答案:RemitterWhichofthefollowingentityhastherighttodecidehowtheinstructionistransferredfromtheremittingbanktothepayingbank?（）

A:RemitterB:RemittingbankC:PayingbankD:Payee

答案:RemitterWhichoneofthefollowingstatementsfailedtoexplaintheunderlyingreasonontheexpandedvolumeofopenaccountsalesevensuchpaymentmethodologyisriskyfromtheperspectiveoftheexporter?（）

A:Theimportersaremoreconcerningontheirinternationalreputations.B:Theexportersarewillingtotakemoreriskinordertoincreasetheexportvolume.C:Thecreditinformationassociatedwiththeimportersbecomesaccessibleforexporters.D:Theoverallvolumeofinternationaltradeisincreased.

答案:Theimportersaremoreconcerningontheirinternationalreputations.Whichoneofthefollowingstatementsappropriatelydescribesthedutyoftheremittingbank?（）

A:Theremittingbankisresponsibleforinformingtheremitterwhenthetransactioniscompleted.B:Theremittingbankisresponsibleforinstructingthepayingbanktomakepaymentstoaddressedpayee.C:Theremittingbankisresponsibleforverifyingtheinformationasspecifiedintheremittanceapplication.D:Theremittingbankisresponsiblefornotifyingtheaddressedpayeeonthetransaction.

答案:Theremittingbankisresponsibleforinstructingthepayingbanktomakepaymentstoaddressedpayee.Whichofthefollowingstatementsassociatedwiththeremittanceisincorrect?（）

A:Theworkingprincipleofdemanddraftwithinthetransactionofremittanceisveryidenticaltothatofbillofexchange.B:Withinthetransactionoftheremittance,theinstructioncanbepassedfromremittingbanktopayingbankbyusingeitherM/T,T/T,orD/D,andtheremittingbankhasrighttodecidewhichmethodtobeemployed.C:Theremittancecanbestraightforwardlyemployednotonlyintheopenaccount,butalsointhedocumentarycredit.D:Incontrasttootherconventionalpaymentmethods,likecollectionanddocumentarycredit,theremittanceistimelyandcost-effective.

答案:Withinthetransactionoftheremittance,theinstructioncanbepassedfromremittingbanktopayingbankbyusingeitherM/T,T/T,orD/D,andtheremittingbankhasrighttodecidewhichmethodtobeemployed.；Theremittancecanbestraightforwardlyemployednotonlyintheopenaccount,butalsointhedocumentarycredit.Whichofthefollowingstatementsassociatedwiththeremittanceisappropriate?（）

A:Thelimitationofremittanceislyingonitslimitedapplicationininternationaltrade.B:WithintheB2Cbusinessmode,conventionalpaymenttechnique(remittance)isreplacedbyothermethodsinvolvingPayPalandCreditcard.C:Supposetheimporterhasdifficultyinpayingexporteronduedate,hemayapplyforimportT/Tfinance.D:ExportT/Tfinanceisalsocalledexportinvoicefinancing,itisthefinancingserviceprovidedbytheremittingbank.

答案:Thelimitationofremittanceislyingonitslimitedapplicationininternationaltrade.；WithintheB2Cbusinessmode,conventionalpaymenttechnique(remittance)isreplacedbyothermethodsinvolvingPayPalandCreditcard.；Supposetheimporterhasdifficultyinpayingexporteronduedate,hemayapplyforimportT/Tfinance.

第六章單元測試

AccordingtoUniformRuleforCollection,thedocumentsutilizedinthetransactionofthecollectioncanbeclassifiedintotwocategories,namely,financialdocumentsandcollectionprocessingdocuments.(（）

A:對B:錯

答案:錯AlldocumentssentforcollectionmustbeaccompaniedbyacollectioninstructionindicatingthatthecollectionissubjecttoURCandgivingpreciseinstructions.(（）

A:對B:錯

答案:對Bydefinition,thepresentingbankisthecorrespondentbankwhichproceedstheinstructionprovidedbyremittingbanktocollectthepaymentfromtheimporter.(（）

A:對B:錯

答案:錯Underthetransactionofthecollection,theinvolvedcommercialbanksarenotdealingwiththegoodsandservices.(（）

A:錯B:對

答案:對Whichofthefollowingdocument(s)isclassifiedascommercialdocumentsunderthecollection?（）

A:ConsumerinvoiceB:ChequeC:PackinglistD:Billofexchange

答案:Cheque；BillofexchangeWhichofthefollowingdocument(s)onlyinvolvedindocumentarycollectionbutnotinthecleancollection?（）

A:BillofexchangeB:PackinglistC:ConsumerinvoiceD:Cheque

答案:Packinglist；ConsumerinvoiceWhichofthefollowingstatementsassociatedwiththeremittingbankwithinthetransactionofcollectionisincorrect?（）

A:Beforeenteringintoanagreement,commercialbankhasrighttorefusetherequestofbeingaremittingbank.B:Withinthetransactionofthecollection,remittingbankhasrighttomakeamendmentonthecollectionorder.C:Ifremittingbankacceptstherequestfromtheprincipal,itshouldexamthedocumentsdeliveredbytheprincipalcarefully,andmakesuretheinformationspecifiedinthedocumentiscorrect.D:Theremittingbankisnotresponsiblefortheeffectivenessofthedocumentsinvolvedinthetransaction.

答案:Withinthetransactionofthecollection,remittingbankhasrighttomakeamendmentonthecollectionorder.；Ifremittingbankacceptstherequestfromtheprincipal,itshouldexamthedocumentsdeliveredbytheprincipalcarefully,andmakesuretheinformationspecifiedinthedocumentiscorrect.Whichofthefollowingstatementsassociatedwiththedocumentarycollectionisinappropriate?（）

A:Fordocumentagainstacceptance,theinvolvedfinancialdocumentisgenerallyreferringtousancebill.B:Thefundamentaldifferencebetweencleancollectionanddocumentcollectionislyingonthefactthattheinvolvedcommercialbankhascontrolofcommercialdocumentsratherthanfinancialdocuments.C:Baseduponthetermofreleasingdocuments,documentarycollectionscanbefurtherclassifiedundertwomajorcategories,namely,documentagainstpaymentanddocumentagainstacceptance.D:Fromtheperspectiveoftheimporter,documentagainstpaymentismostpreferrabletermofreleasingdocumentunderthedocumentarycollection.

答案:Thefundamentaldifferencebetweencleancollectionanddocumentcollectionislyingonthefactthattheinvolvedcommercialbankhascontrolofcommercialdocumentsratherthanfinancialdocuments.；Fromtheperspectiveoftheimporter,documentagainstpaymentismostpreferrabletermofreleasingdocumentunderthedocumentarycollection.Whichofthefollowingstatementsassociatedwiththedirectcollectioniscorrect?（）

A:Thedirectcollectioniscompletelydependingonthelevelofserviceofaforeignbank.B:Thecollectionprocessingservicefeefordirectcollectionischeaperthantraditionaloneasitbypassingtheremittingbanklocatedinthecountryofimporter.C:Thedirectcollectionprocessmaynotbesosmoothasitlackstheprofessionaladviceofremittingbank.D:Thecollectionprocessfordirectcollectionisfasterthantraditionaloneasitacceleratesthepaperworkprocess.

答案:Thedirectcollectioniscompletelydependingonthelevelofserviceofaforeignbank.；Thedirectcollectionprocessmaynotbesosmoothasitlackstheprofessionaladviceofremittingbank.；Thecollectionprocessfordirectcollectionisfasterthantraditionaloneasitacceleratesthepaperworkprocess.Whichofthefollowingstatementsaccuratelydescribethepotentialserviceswillbeprovidedbycollectionbankintheeventofdishonor?（）

A:Thecollectionbankwillprotestonbehalfoftheprincipalincaseofneed.B:Thecollectionbankwillcontacttherepresentativeofprincipalincaseofneed.C:Thecollectionbankwilladvisetheeventofdishonorbyeitherairmailorcable.D:Thecollectionbankwilllocatethewarehouseandinsurethegoods.

答案:Thecollectionbankwillprotestonbehalfoftheprincipalincaseofneed.；Thecollectionbankwillcontacttherepresentativeofprincipalincaseofneed.；Thecollectionbankwilladvisetheeventofdishonorbyeitherairmailorcable.；Thecollectionbankwilllocatethewarehouseandinsurethegoods.Whichofthefollowingstatementsaccuratelydescribethefinancialservicesprovidedbythebanksinvolvedinthecollection?（）

A:Collectingbankmayprovideimporteraletterofguarantee,bywhichthecollectingbankundertakestodeliverthebillofladingtoshippingcompany.B:Theimportercanmakeawrittenundertaking,knownasthetrustreceipt,tothecollectingbanktoborrowtherequiredcommercialdocuments.C:Thecommercialbankpurchasesthebillofexchangeofitscustomerdrawnontheoverseasbuyerandthisisdoneafterbuyermakingthepayment.D:Afterthedrafthasbeenacceptedbyimporter,thecommercialbankwilldiscountthebillandadvancethepaymentondemandoftheexporter.

答案:Collectingbankmayprovideimporteraletterofguarantee,bywhichthecollectingbankundertakestodeliverthebillofladingtoshippingcompany.；Theimportercanmakeawrittenundertaking,knownasthetrustreceipt,tothecollectingbanktoborrowtherequiredcommercialdocuments.；Afterthedrafthasbeenacceptedbyimporter,thecommercialbankwilldiscountthebillandadvancethepaymentondemandoftheexporter.

第七章單元測試

Thebeneficiaryofthedocumentarycredithasrighttoexaminetheletterofcredit,checkingwhetherthetermsandconditionsasspecifiedincreditidenticaltothosespecifiedinsalescontract.(（）

A:錯B:對

答案:對Supposethebeneficiarydiscoversanytermsandconditions,whichareimpossibletofulfill,animmediateamendmentofsalescontractiscritical,andhence,thecontentsofletterofcreditcanbemodifiedwithrespecttothechangesmadeonsalescontract.(（）

A:對B:錯

答案:對Onreceiptofcreditadvisedbyadvisingbank,theimporterneedtocheckwhetherthereisanydiscrepanciesbetweensalescontractanddocumentarycredit.(（）

A:錯B:對

答案:錯Arevocablecredithascommercialutilityvalueininternationaltradeasitisfrequentlyemployedbetweencompaniesinalliance.(（）

A:錯B:對

答案:錯Withinthetransactionofdocumentarycredit,whichentityisthebuyerofthesalescontract?（）

A:ApplicantB:BeneficiaryC:PayingbankD:Negotiatingbank

答案:ApplicantUnderthetransactionofdocumentarycredit,whichentityistoeffectthepaymentunderthecredit?（）

A:IssuingbankB:ConfirmingbankC:NegotiatingbankD:Payingbank

答案:PayingbankWithinthetransactionofdocumentarycredit,advisingbankwillexaminethecredit,whichoneofthefollowingareaswillnotbecoveredintheexamination?（）

A:ThecreditstandingofissuingbankB:ThecontentsspecifiedinthecreditC:TheauthorizedsignatureandtestkeyD:Theliabilityclauseoftheapplicant

答案:TheliabilityclauseoftheapplicantWhichoneofthefollowingstatementsassociatedwithdocumentarycreditisproblematic?（）

A:Theclaimingbankcanbeeitherapayingbank,acceptingbank,oranadvisingbank.B:Beneficiaryhasrighttoexaminetheletterofcredit,checkingwhetherthecontainedtermsandconditionsisidenticaltothosespecifiedinthesalescontract.C:Ifnominatedadvisingbankdecidesnottonotifythebeneficiary,itmustinformtheissuingbankimmediately.D:Theconfirmingbankisirrevocablyboundtohonorornegotiateacomplyingpresentation.

答案:Theclaimingbankcanbeeitherapayingbank,acceptingbank,oranadvisingbank.Whichofthefollowingstatementsaccuratelydescribethefeaturesofthedocumentarycredit?（）

A:Thedocumentarycreditisawrittenundertakingonpartoftheissuingbank.B:Thedocumentarycreditisaflexiblemethodofpaymenttechniqueasthecommercialbankcanamendthecontentsondemandoftheimporter.C:ThedocumentarycreditisonlydealingwithcorrelateddocumentsasspecifiedintheL/C.D:Thedocumentarycreditissuedbythecommercialbankisindependentofthesalescontract.

答案:Thedocumentarycreditisawrittenundertakingonpartoftheissuingbank.；ThedocumentarycreditisonlydealingwithcorrelateddocumentsasspecifiedintheL/C.；Thedocumentarycreditissuedbythecommercialbankisindependentofthesalescontract.Whichofthefollowinginformationmustbeinvolvedinanyletterofcredit？（）

A:ThemonetaryamountandISOcurrencycode.B:Thedescriptionofthegoods/services.C:Theclauseswhichpermitthecredittobenegotiatedtospecifiedentity.D:Thelistofthedocumentdemandedbyexporter.

答案:ThemonetaryamountandISOcurrencycode.；Thedescriptionofthegoods/services.

第八章單元測試

ThestandbyletterofcreditwasfirstlyintroducedinJapanunderthecircumstanceofpolicydiscouragedimportsfromoverseasatthatperiod.(（）

A:錯B:對

答案:錯ThedefinitionofstandbyletterofcreditisidenticaltothatofletterofcreditundertheInternationalStandbyPractice.(（）

A:對B:錯

答案:錯AccordingtotheUniformCustomPractice,thedefinitionofstandbyletterofcreditisdifferentfromthatofconventionalletterofcredit.(（）

A:錯B:對

答案:錯Astandbyletterofcreditrepresentsanundertakingbyabanktopayathirdpartyuponthefailureoftheapplicanttoperformspecifiedobligations.(（）

A:錯B:對

答案:對Thefundamentaldifferencebetweenconventionalletterofcreditandstandbyletterofcreditisthattheletterofcreditisamediumofpaymentwhilethestandbyletterofcreditisthemediumofprovidingcreditassurance.(（）

A:對B:錯

答案:對

第九章單元測試

Thedirectguaranteeisissuedbythereissuingbankdirectlytothebeneficiaryandmayadvisedthroughalocalbankbutwithoutanyresponsibilityonpartoflocalbank.(（）

A:對B:錯

答案:錯Thebankrequestsalocalbanktoissuetherequiredguaranteeinfavorofbeneficiaryandthebankissuesacounterguaranteeinfavoroflocalbankinwhichitundertakestoirrevocablypaythelocalbank.(（）

A:對B:錯

答案:對Theworkingprincipleofbankguaranteeisaliketothefinancialinsurancepolicy,thatis,aslongastheapplicantfailedtofulfilltheobligationspecifiedinthecontract,beneficiarymayclaimforthereimbursementfromtheguarantor(theissuingbank).(（）

A:錯B:對

答案:對Withinthetransactionoftheindirectbankguarantee,thereissuingbankwillopenacounterguaranteetotheissuingbanktoclaimforthereimbursement.(（）

A:對B:錯

答案:錯Whichoneofthebankguaranteesisemployedtoprovideanassuranceoftheintentionofpartysubmittingthetendertosignthecontractifhistenderisaccepted?（）

A:PerformanceguaranteeB:BidbondC:RepaymentguaranteeD:Maintenanceguarantee

答案:BidbondWhichoneofthebankguaranteesisutilizedtomakesabout10%ofcontractvalueasdownpaymenttotendererbaseduponitsrequest?（）

A:RepaymentguaranteeB:BidbondC:PerformanceguaranteeD:Maintenanceguarantee

答案:RepaymentguaranteeWhichoneofthebankguaranteesisutilizedtoassurethattendererwillperformthecontractassigned?（）

A:BidbondB:RepaymentguaranteeC:MaintenanceguaranteeD:Performanceguarantee

答案:Performanceguarantee

第十章單元測試

Thefactor(aspecializedfinancialintermediary)isthepartyassignssuppliers’receivableswithrespecttothefactoringcontract.(（）

A:錯B:對

答案:錯Thecustomer(debtor)ofthefactoristhepartyliableforthepaymentofgoodsorservices.(（）

A:錯B:對

答案:對Thecreditinvestigationisacrucialprocedureinthetransactionofthefactoring,asitisthesolutionforfactortominimizeitsriskexposure.(（）

A:錯B:對

答案:對TodatetheUnitedStatesisstillthelargestmarketforfactoringservicesasitgeneratesthegreatestportionofthemarketshare.(（）

A:錯B:對

答案:錯Whichoneofthefollowingstatementsassociatedwiththeserviceoffactoringincorrect?（）

A:Whentheimporterfailstomakepayment,thefactorcanrecoursesupplierforpayment.B:Aftershippingthegoods,suppliersubmitsinvoicestofactor,thefactorwilladvancethefullpaymenttothesupplier.C:Thecreditinvestigationprocedureissimilartothestandardprocedurewhenencounteredinapplyingforacreditcard.D:Theimportfactorwillentrusttheexportfactortoinvestigateandapprovethecorrespondingcreditline.

答案:Thecreditinvestigationprocedureissimilartothestandardprocedurewhenencounteredinapplyingforacreditcard.Whichoneofthefollowingstatementsassociatedwiththeserviceoffactoringinincorrect?（）

A:Thearrangementofadvancepaymentonaccountprovideliquiditytosupplierandexportfactor.B:Theremainingamountwillbepaidtosupplieronlyafterthemoneyiscollectedfromthedebtor.C:Theexporterandimportercansignthesalescontractonlyafterthecreditinvestigationisdone.D:Thecreditlineapprovedbythefactorisareferencenumber,themonetaryamountofbusinesscontractsignedbyexporter