2025年度個(gè)人房地產(chǎn)抵押借款合同電子版

20XX專業(yè)合同封面COUNTRACTCOVER20XX專業(yè)合同封面COUNTRACTCOVER甲方：XXX乙方：XXXPERSONALRESUMERESUME2025年度個(gè)人房地產(chǎn)抵押借款合同電子版2合同目錄第一章合同簽訂基本信息1.1合同雙方當(dāng)事人信息1.2房地產(chǎn)基本信息1.3借款金額及利率1.4借款期限1.5還款方式第二章借款合同主體及權(quán)利義務(wù)2.1借款人義務(wù)2.2借款人權(quán)利2.3出借人義務(wù)2.4出借人權(quán)利第三章房地產(chǎn)抵押設(shè)定3.1抵押物范圍3.2抵押權(quán)設(shè)定3.3抵押物價(jià)值評(píng)估3.4抵押登記第四章借款用途及監(jiān)督4.1借款用途規(guī)定4.2借款用途監(jiān)督第五章還款計(jì)劃及違約責(zé)任5.1還款計(jì)劃5.2逾期還款處理5.3違約責(zé)任第六章房地產(chǎn)抵押物管理6.1抵押物保管6.2抵押物處置6.3抵押物保險(xiǎn)第七章合同變更及解除7.1合同變更條件7.2合同解除條件7.3合同變更及解除程序第八章合同終止及清算8.1合同終止條件8.2合同終止后的處理8.3清算程序第九章違法責(zé)任9.1違約責(zé)任9.2侵權(quán)責(zé)任9.3損害賠償?shù)谑聽(tīng)?zhēng)議解決10.1爭(zhēng)議解決方式10.2爭(zhēng)議解決機(jī)構(gòu)10.3爭(zhēng)議解決費(fèi)用第十一章通知及送達(dá)11.1通知方式11.2送達(dá)方式11.3送達(dá)地址第十二章合同附件12.1房地產(chǎn)權(quán)證12.2借款申請(qǐng)書(shū)12.3其他相關(guān)文件第十三章合同生效及期限13.1合同生效條件13.2合同期限第十四章合同簽署14.1合同簽署時(shí)間14.2合同簽署地點(diǎn)14.3合同簽署人合同編號(hào)2025年度個(gè)人房地產(chǎn)抵押借款合同電子版第一章合同簽訂基本信息1.1合同雙方當(dāng)事人信息（1）出借人名稱：________________（2）出借人住所：________________（3）出借人聯(lián)系電話：________________（4）借款人名稱：________________（5）借款人住所：________________（6）借款人聯(lián)系電話：________________1.2房地產(chǎn)基本信息（1）房地產(chǎn)坐落：________________（2）房地產(chǎn)權(quán)證號(hào)：________________（3）房地產(chǎn)用途：________________（4）房地產(chǎn)面積：________________1.3借款金額及利率（1）借款金額：________________元整（2）借款利率：________________%1.4借款期限（1）借款期限自：________________起至：________________止（2）借款期限共計(jì)：________________個(gè)月1.5還款方式（1）還款方式：等額本息或等額本金（2）每月還款日：________________第二章借款合同主體及權(quán)利義務(wù)2.1借款人義務(wù)（1）按約定的期限、金額還款；（2）妥善保管房地產(chǎn)；（3）未經(jīng)出借人同意，不得擅自變更房地產(chǎn)用途；（4）遵守法律法規(guī)和合同約定。2.2借款人權(quán)利（1）在借款期限內(nèi)使用借款；（2）享有合同約定的權(quán)利；（3）依法維權(quán)。2.3出借人義務(wù)（1）按照約定向借款人提供借款；（2）保障借款人的合法權(quán)益；（3）按照合同約定收取利息。2.4出借人權(quán)利（1）享有合同約定的權(quán)利；（2）對(duì)借款人違約行為進(jìn)行追償；（3）依法維權(quán)。第三章房地產(chǎn)抵押設(shè)定3.1抵押物范圍（1）房地產(chǎn)；（2）其他抵押物（如有）。3.2抵押權(quán)設(shè)定（1）借款人將房地產(chǎn)抵押給出借人；（2）抵押權(quán)自抵押登記之日起設(shè)立。3.3抵押物價(jià)值評(píng)估（1）抵押物價(jià)值評(píng)估由雙方共同認(rèn)可的評(píng)估機(jī)構(gòu)進(jìn)行；（2）抵押物價(jià)值以評(píng)估機(jī)構(gòu)出具的價(jià)值評(píng)估報(bào)告為準(zhǔn)。3.4抵押登記（1）借款人應(yīng)當(dāng)自抵押合同簽訂之日起30日內(nèi)，將抵押登記手續(xù)辦理完畢；（2）抵押登記費(fèi)用由借款人承擔(dān)。第四章借款用途及監(jiān)督4.1借款用途規(guī)定（1）借款僅限于________________；（2）借款人不得將借款用于違法用途。4.2借款用途監(jiān)督（1）出借人有權(quán)監(jiān)督借款人使用借款；（2）借款人應(yīng)按要求提供相關(guān)使用借款的證明。第五章還款計(jì)劃及違約責(zé)任5.1還款計(jì)劃（1）還款計(jì)劃按照借款合同約定執(zhí)行；（2）每月還款日前的還款金額應(yīng)按照約定執(zhí)行。5.2逾期還款處理（1）借款人未按期還款的，視為逾期；（2）逾期還款應(yīng)支付滯納金；（3）逾期超過(guò)30天，出借人有權(quán)依法處理抵押物。5.3違約責(zé)任（1）借款人違約的，應(yīng)承擔(dān)相應(yīng)的違約責(zé)任；（2）出借人違約的，應(yīng)承擔(dān)相應(yīng)的違約責(zé)任。第六章房地產(chǎn)抵押物管理6.1抵押物保管（1）借款人應(yīng)妥善保管抵押物；（2）抵押物受損、滅失的，借款人應(yīng)及時(shí)通知出借人。6.2抵押物處置（1）出借人有權(quán)依法處置抵押物；（2）抵押物處置所得優(yōu)先用于償還借款。6.3抵押物保險(xiǎn)（1）借款人應(yīng)按照合同約定購(gòu)買抵押物保險(xiǎn)；（2）保險(xiǎn)費(fèi)由借款人承擔(dān)。第七章合同變更及解除7.1合同變更條件（1）雙方協(xié)商一致；（2）法律法規(guī)允許變更。7.2合同解除條件（1）借款人嚴(yán)重違約；（2）法律法規(guī)允許解除。7.3合同變更及解除程序（1）變更或解除合同，應(yīng)書(shū)面通知對(duì)方；（2）變更或解除合同后，雙方應(yīng)簽署變更或解除協(xié)議。第八章合同終止及清算8.1合同終止條件（1）借款期限屆滿，借款本息結(jié)清；（2）借款合同約定的其他終止條件成就。8.2合同終止后的處理（1）合同終止后，雙方應(yīng)按照約定進(jìn)行清算；（2）清算完畢后，雙方應(yīng)簽署清算報(bào)告。8.3清算程序（1）雙方應(yīng)按照合同約定進(jìn)行清算；（2）清算過(guò)程中，雙方應(yīng)相互配合。第九章違法責(zé)任9.1違約責(zé)任（1）借款人違約的，應(yīng)承擔(dān)違約責(zé)任；（2）出借人違約的，應(yīng)承擔(dān)違約責(zé)任。9.2侵權(quán)責(zé)任（1）借款人侵權(quán)行為的，應(yīng)承擔(dān)侵權(quán)責(zé)任；（2）出借人侵權(quán)行為的，應(yīng)承擔(dān)侵權(quán)責(zé)任。9.3損害賠償（1）因違約或侵權(quán)行為造成對(duì)方損失的，應(yīng)賠償損失；（2）賠償金額根據(jù)實(shí)際情況確定。第十章?tīng)?zhēng)議解決10.1爭(zhēng)議解決方式（1）協(xié)商解決；（2）調(diào)解解決；（3）仲裁解決；（4）訴訟解決。10.2爭(zhēng)議解決機(jī)構(gòu)（1）協(xié)商解決：雙方協(xié)商；（2）調(diào)解解決：當(dāng)?shù)卣{(diào)解機(jī)構(gòu)；（3）仲裁解決：當(dāng)?shù)刂俨梦瘑T會(huì)；（4）訴訟解決：人民法院。10.3爭(zhēng)議解決費(fèi)用（1）協(xié)商解決：雙方承擔(dān)；（2）調(diào)解解決：調(diào)解機(jī)構(gòu)收??；（3）仲裁解決：仲裁委員會(huì)收取；（4）訴訟解決：人民法院收取。第十一章通知及送達(dá)11.1通知方式（1）書(shū)面通知；（2）口頭通知；（3）其他通知方式。11.2送達(dá)方式（1）直接送達(dá)；（2）留置送達(dá)；（3）郵寄送達(dá)；（4）公告送達(dá)。11.3送達(dá)地址（1）出借人地址：________________（2）借款人地址：________________第十二章合同附件12.1房地產(chǎn)權(quán)證12.2借款申請(qǐng)書(shū)12.3其他相關(guān)文件第十三章合同生效及期限13.1合同生效條件（1）雙方簽署；（2）合同內(nèi)容合法；（3）合同已履行相關(guān)手續(xù)。13.2合同期限（1）自合同簽署之日起至借款本息結(jié)清之日止。第十四章合同簽署14.1合同簽署時(shí)間：________________14.2合同簽署地點(diǎn)：________________借款人簽字（蓋章）：________________日期：________________出借人簽字（蓋章）：________________日期：________________附件：____________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________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