商務(wù)英語中級(jí)模擬試題15

商務(wù)英語中級(jí)模擬試題(15)

(1~7/共7題)READINGPARTONE-Lookatthestatementsbelowandtheinformationonoutdoor

advertisingontheoppositepage.■Whichsection(A,B,C,orD)doeseachstatement1—7,refer

to??Foreachstatement1—7,markoneletter(A,B,C,orD)onyourAnswerSheet.?Youwill

needtousesomeoftheselettersmorethanonce.

A

Oneofthemorediscernibletrendsinthefinancial-serviceindustryinrecenttimeshasbeen

theadoptionofprogramsdesignedtoencouragemorepersonalizedrelationshipsbetweenan

institution'semployeesanditsclients,particularlythoseclientswhoaremajordepositors.The

expressionmostcommonlyusedtodescribethistypeofprogramis"relationshipbanking".

B

Inrelationshipbankingtheemphasisisonestablishingalong-termmultiple-service

relationship;onsatisfyingthetotalityoftheclient'sfinancial-serviceneeds;onminimizingthe

needsordesiresofclientstosplintertheirfinancialbusinessamongvariousinstitutions.

C

Implicitwithinanydefinitionofrelationshipbankingisrecognitionthatthefinancial-service

requirementsofoneindividualorrelativelyhomogeneousgroupwilllikelybesubstantially

differentfromthoseofanotherindividualorgroup.Asuccessfulrelationshipbankingprogramis,

therefore,dependentinalargepartonthedevelopmentofaseriesoffinancial-service

"packages",eachdesignedtomeettheneedsofidentifiablehomogeneousgroups.

D

Anotherdimensionofrelationshipbankingisthedevelopmentofhighlypersonalized

relationshipsbetweenemployeeandclient.Inmostfinancialinstitutionstodaytheclientis

servicedbyanemployeewhohappenstobefreeatthetime,regardlessofthenatureofthe

transaction.Personalizedrelationshipsarethereforedifficulttoestablish.Inafullrelationship

bankingprogram,however;theclientknowsthereisoneindividualwithintheinstitutionwhohas

intimateknowledgeoftheclient'srequirementsandpreferencesregardingcomplextransactions.

第1題

Allkindsoffinancialneedsaremetinrelationshipbankingsystem.

第2題

Employeesinrelationshipbankingaredealingwithdifferentbusinesses

respectively.___________

第3題

Bankingisbecomingmorepersonal,whichiseasilyrecognized.

第4題

Thenecessaryfirststepininstitutingrelationshipbankisrecognizingthespecialneedsofgroups

andindividuals.

第5題

Oneofthemainaimsofthistypeofbankingistoencourageclientstokeepalltheirbusiness

withasinglebank.

第6題

Therelationshipbankingprogramshavealreadybeenused.

第7題

Aclientmaydevelopahighlevelofconfidenceincertainemployee.

下一題

(8~12/共5題)PARTTWO-Readthearticlebelowaboutbanks.?Choosethebestsentence

fromtheoppositepagetofilleachofthegaps.?Foreachgap8—12,markoneletter(A—G)on

yourAnswerSheet.?Donotuseanylettermorethanonce.

MACROECONOMICPOLICIES

Formostcountries,thefollowingfourprincipalobjectivesofeconomicpolicywouldapply:(1)

Maintenanceofemploymentatahighlevel.(2)Stableprices.(3)Economicgrowth.(4)Balanceof

paymentsequilibrium.Theseobjectivesaresometimesextremelydifficulttoachieve.Ahighlevel

ofemployment,forexample,tendedtopushwagesandhencepricesup.Italsocreatedan

imbalancebetweenexportsandimports.Furthermorethecompetitionamongfirmsforlabor

tendedtoreducelaborproductivitysinceworkerswerenotalwaysfullyemployed.

Governmentwilldifferintheemphasistheyplaceoneachoftheaboveobjectives._8_.At

timeswheninflationwashigh,greatstresswasplacedonbringingitdown,butthishadsevere

effectsonjobsandoneconomicgrowth.Thepursuitofanexpansionarypolicyveryoften

resultedinanincreaseinGDPandafallinthelevelofunemployment;butwasaccompaniedbya

markedriseintherateofinflationandaseriousbalanceofpaymentsdeficit.

Incarryingoutitseconomicpolicy,thegovernmentusestwoprincipalmeans-fiscalpolicyand

monetarypolicy._9_Monetarypolicyisbroadlyneutralinitseffectswhilstfiscalandother

measurescanbeusedmorediscriminately-theredistributionofincomesandlowerratesof

corporationtaxforsmallbusinessesaretwoexamples.

Governmentregulationofthemoneysupplyisimportantforeconomicstability.Bankswillwish

tokeepexcessreserveswhentheydonotforeseeprofitableandsecureopportunitiestomake

loans.Thisislikelytohappenduringthedownswingandaroundthebottomofabusiness

contraction._10_

Duringarecession,profit-orientedbankstendtoreducethemoneysupplybyincreasingtheir

excessivereservesifthecentralbanksdidnotintervene._11_.

Ontheotherhand,bankswillwanttosqueezepossiblemoneysupplyoutofanygivenamountof

cashreservesbykeepingtheirreservesatthebareminimumwhenthedemandforbankloansis

buoyant,profitsarehigh,andmanyinvestmentssuddenlystarttolookprofitable._12_The

authoritiesmustintervenetopreventthis.Themonetaryauthoritiescanexercisemonetary

controlintwoways:eithertheycanattempttocontrolinterest(i.e.thepriceofmoney)orthey

canendeavortocontrolthemoneysupply.

[A]Fiscalpolicyisconcernedwithtaxation,subsidiesandgovernmentspending;monetary

policy,incontrast,isconcernedwithinterestrates,themoneysupplyandbanklending.

[B]Asthemoneysupplyisanimportantinfluenceonaggregatedemandsuchacontraction

ofmoneysupplywouldexacerbatetheseverityoftherecession.

[C]Thisreducedincentivetoholdexcessreservesinprosperoustimesmeansthatduringan

economicboom,thebehaviorofprofit-orientedbanksislikelytomakethemoneysupplyexpand,

addingundesirablemomentumtotheboomingeconomyandpavingthewayforaburstof

inflation.

[D]Theseobjectivesaresometimesextremelydifficulttoachieve.

[E]Whenthisoccurs,theprosperityofbankstoholdexcessreserveswillturnthemoney

creationprocessintooneofthemoneydestruction.

[F]Formanyyearsthemainemphasiswasonemploymentandbalanceofpayments,but

thisadverselyaffectedthepursuitofstablepricesandeconomicgrowth.

[G]Whenadoptingmonetarypolicy,thecentralbankusuallytakesactiontochangethe

equilibriumofthemoneymarket,thatis,toalterthemoneysupply,movetheinterestrate,ordo

both.

第8題

第9題

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第11題

第12題

上一題下一題

(13~18/共6題)PARTTHREE-Readthearticlebelowabouteffectsoftaxation,andthequestions

ontheoppositepage.?Foreachquestion13—18,markoneletter(A,B,C,orD)onyourAnswer

Sheetfortheansweryouchoose.

THEDIFFICULTIESOFMANAGINGASMALLBUSINESS

"Theorganizationalweaknessesthatentrepreneurshavetodealwitheverydaywouldcausethe

managersofamaturecompanytopanic."AndrewBiddenwroterecentlyinBostonBusiness

Review.Thisseemstosuggestthattheleadersofentrepreneurialorsmallbusinessesmustbe

unlikeothermanagers,ortheproblemsfacedbysuchleadersmustbethesubjectofa

specializedbodyofwisdom,orpossiblyboth.Unfortunately,neitheristrue.Notmuchworth

readingaboutmanagingtheentrepreneurialorsmallbusinesseshasbeenwritten,andthe

leadersofsuchbusinessesaremadeoffleshandblood,liketherestofus.

Furthermore,littlehasbeendonetoaddresstheaspectsofentrepreneurialorsmallbusinesses

thataresodifficulttodealwithandsodifferentfromthechallengesfacedbymanagementinbig

businesses.Inpartthisisbecausethoseinvolvedingatheringexpertiseaboutbusinessesandin

sellingadvicetobusinesseshavehistoricallybeenmoreinterestedintheneedsofbigbusiness.In

part,intheUKatleast,itisalsobecausesmallbusinesseshavealwayspreferredtoadaptto

changingcircumstances.

Theorganizationalproblemsofentrepreneurialorsmallbusinessesarethusforceduponthe

individualswholeadthem.Evenmoresothanforbiggerbusinesses,theoldsayingistrue-that

people,particularlythosewhomaketheimportantdecisions,arebusiness'mostimportantasset.

Theresearchthatdoesexistshowsthatneithermoneynortheabilitytoaccessmoreofitisthe

majorfactordetermininggrowth.Themainreasonanentrepreneurialbusinessstopsgrowingis

thelackofmanagementandleadershipresourceavailabletothebusinesswhenitmatters.Give

anentrepreneuranexperienced,skilledteamandheorshewillfindthefundseverytime.

Gettingtheteam,though,isthedifficultbit.Partoftheproblemforentrepreneursisthespeed

ofchangethataffectstheirbusinesses.Theyhavetocopewithcontinuouschangeyethave

alwaysbeensuspiciousaboutthelatestmanagementsolution.Theyregardthemanyofferings

frombusinessschoolsasoutofdateevenbeforetheyleavetheplanningboardandhavelittle

faithintherecommendationsofconsultantswhentheyarriveinthehandsofyoung,

inexperiencedgraduates.Butsuchimpatiencewithmanagementsolutionsdoesnotmeanthat

problemscanbelefttosolvethemselves.However,theleadersofgrowingbusinessesarestillleft

withtheproblemofwhototurntoforadvice.

Theanswerishorriblysimple:leadersofsmallbusinessescanaskeachother.Thecollective

knowledgeofagroupofleaderscanprovetobeenormouslyhelpfulinsolvingthespecific

problemsofindividuals.Oneleader'sproblemshavecertainlybeensolvedalreadybysomeone

else.ThereisanorganizationcalledKITEwhichenablesthoseresponsibleforsmallbusinessesto

meet.Itsmembers,allofwhomarechiefexecutives,gothroughademandingselectionprocess,

andthenjoinasmallgroupofotherchiefexecutives.Theycomefromarangeofbusinesssectors

andeachoffersadifferentcorporatehistory.Eachgroupisledbyamoderator;anindependently

selectedbusinessmanorbusinesswomanwhohasbeenspeciallytrainedtoheadthegroup.Each

membertakesitinturntohostameetingathisorherbusinesspremisesand,mostimportantof

allzgroupdiscussionsarekeptstrictlyconfidential.Thisencouragesafreesharingofproblems

andincreasesthepossibilityofsolutionsbeingdiscovered.

第13題

Whatdoesthewritersayaboutentrepreneursinthefirstparagraph?

A.Itiswrongtoassumethattheyaredifferentfromothermanagers.

B.Theproblemstheyhavetocopewitharespecifictosmallbusinesses.

C.Theyfinditdifficulttoattractstaffswithsufficientexpertise.

D.Theycouldlearnfromtheorganizationalskillsofmanagersinlargecompanies.

第14題

Accordingtothesecondparagraph,whathasledtoalackofsupportforentrepreneurs?

A.Entrepreneurshavealwayspreferredtoactindependently.

B.Therequirementsofbigbusinesseshavealwaystakenpriority.

C.ltisdifficulttofindsolutionstotheproblemsfacedbyentrepreneurs.

0.Entrepreneursarereluctanttoprovideinformationabouttheirbusinesses.

第15題

Whatdoesthewritersayabouttheexpansionofsmallbusinesses?

A.Manysmallbusinessesdonotproduceenoughprofitstofinancegrowth.

B.Manyemployeesinsmallbusinesseshaveproblemsworkingaspartofateam.

C.Beingabletorecruittherightpeopleisthemostimportantfactoraffectinggrowth.

0.Leadersofsmallbusinesseslacktheexperiencetomaketheircompaniesasuccess.

第16題

Whatdoesthewritersayisanadditionalproblemforentrepreneursinthefourthparagraph?

A.Theyrelyonmanagementsystemsthatareoutofdate.

B.Theywillnotadoptmeasuresthatprovidelong-termsolutions.

C.Theyhavelittleconfidenceinthebusinessadvicethatisavailable.

D.Theydonottakemarketchangesintoaccountwhendrawingupbusinessplans.

第17題

WhatdoesthewritersaythemembersoftheKITEorganizationprovide?

A.Adviceonhowtoselectsuitablestaff.

B.Ameansofcontactingpotentialclients.

C.Asimplechecklistforanalyzingproblems.

0.Directexperienceofanumberofindustries.

第18題

ThewritersaysthatKITEgroupsarelikelytosucceedbecause.

A.membersareabletoelecttheirleader

B.theleadershavereceivedextensivetraining

C.membersareencouragedtoadoptacriticalapproach

0.informationisnotpassedontonon-members

上一題下一題

(19~33/共15題)PARTFOUR-Readthenewsbelow.-Choosethebestwordorphrasetofilleach

gapfromA,B,C,orDontheoppositepage.-Foreachquestion19—33,markoneletter(A,B,C,

orD)onyourAnswerSheet.

RobotsatWork

Thenewspaperproductionprocesshascomealongwayfromtheolddayswhenthepaperwas

written,edited,typesetandultimatelyprintedinonebuildingwiththejournalistsworkingonthe

upperfloorsandtheprinting_19_goingonthegroundfloor.Thesedaystheeditors,

sub-editorsandjournalistswhoputthepapertogetherare_20_tofindthemselvesinatotally

differentbuildingormaybeeveninadifferentcity.Thisisthe_21_whichnowprevailsin

Sydney.Thedailypaperiscompliedattheeditorialheadquarters,knownasthepre-presscentre,

intheheartofthecitybutprintedfarawayinthesuburbsattheprintingcentre.Herhuman

beingsareinthe_22_asmuchoftheworkisdonebyautomatedmachinescontrolledby

computers._23_thefinishednewspaperhasbeencreatedforthenextmorning'sedition,all

thepagesare_24_electronicallyfrompre-presscentretotheprintingcentre.Thesystemof

transmissionisanupdateonthesophisticatedpagefacsimilesystemalreadyinuseon

many_25_newspapers.Animage-setterattheprintingcentredeliversthepagesasfilms.Each

page_26_lessthanoneminutetoproduce,althoughforcolorpagesfourversionsareused,

oneeachforblack,cyan,magentaandyellow.Thepagesarethenprocessedintophotographic

negativesandthefilmisusedtoproducealuminumprintingplates_27_forthepresses.

AprocessionofautomatedvehiclesisbusyatthenewprintingcentrewheretheSydneyMorning

Heraldisprintedeachday.With_28_flashingandwarninghornshonking,therobotslookfor

alltheworldlikeenthusiasticmachinesfromascience-fictionmovie,astheyfollowtheirrandom

pathsaroundthe_29_busilygettingonwiththeirjobs.Automationofthiskindisnow_30_

inallmodernnewspaperplants.Therobotscan_31_unauthorizedpersonnelandalert_32_

staffimmediatelyiftheyfindanintruderandnotsurprisingly,talltalesarealreadybeingtold

aboutthemachinesstartingtotakeon_33_oftheirown.

第19題

A.presses

B.sessions

C.plans

0.schedules

第20題

A.sorry

B.likely

C.forced

0.expectant

第21題

A.mood

B.sample

C.situation

0.environment

第22題

A.vast

B.plenty

C.minority

D.body,

第23題

A.Once

B.Before

C.While

D.Until

第24題

A.played

B.powered

C.brought

0.transmitted

第25題

A.other

B.another

C.one

D.every

第26題

A.asks

B.puts

C.manages

D.takes

第27題

A.dealing

B.asking

C.attractive

D.ready

第28題

A.tables

B.cards

C.lights

D.words

第29題

A.ceremony

B.plant

C.space

D.office

第30題

A.disappearing

B.refused

C.seldom

0.standard

第31題

A.detect

B.sense

C.write

D.do

第32題

A.recruiting

B.security

C.company

D.their

第33題

A.families

B.personalities

C.functions

0.movements

上一題下一題

（34~45/共12題）PARTFIVE-Readthetextbelow.-Inmostofthelines34—45thereisoneextra

word.Itiseithergrammaticallyincorrectordoesnotfitinwiththemeaningofthetext.Some

lines,however,arecorrect.-Ifalineiscorrect,writeCORRECTonyourAnswerSheet.-Ifthere

isanextrawordintheline,writetheextrawordinCAPITALLETTERSonyourAnswerSheet.

Shop-localGroupOffersEconomicImpactFigures

CanIfconsumersinHillsboroughCountycanlimitedtheirspendingononeSaturday

Correcttoindependent,locallyownedbusinessesinsteadofchainstores,morethan

34$17millionwouldevenremaininthelocaleconomyinsteadofbeingshippedto

35outsidecorporationsasovernightdeposits.Soitsayrepresentativesofthe

36TampaIndependentBusinessAlliance,whobasetheircalculationonstudiesthat

37madebytheAmericanIndependentBusinessAlliance.Thenationalstudyfound

38thatsincelocallyownedbusinessesbegantousegoodsandservicesofother

39businessesinthecommunity,aconsumer'sspendingcirculates3upto31/2

40timeslongerlocallythanifitisspentonatachain.OnSaturday,thelocalgroup

41willbeworkingwiththenationalorganizationandmorethanall25other

42communitiesacrossthecountrytobroadcastthebenefitscomingofthe

43shop-localmovement.Theeducationalevent,"AmericanUnchained",willbe

44promotedatindependentbusinessessuchasInkwoodBooksinTampa."We

45wantpeopletothinkaboutwheretheirdollarsactuallyendupto,"saidCarla

Jimenez,co-ownerofInkwoodandpresidentofTampaIndependentBusinessAlliance.

第34題

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上一題下一題

(1/1)WRITINGPART-ONE

第46題

PARTONE

,YouareHeadofSalesDepartmentforFox日ectricalCo..Youareorganizingyourschedulefora

meetingwithoneofyourexistingclientsnextmonth.

,Writeane-mailtoJohnDriscoll,yourclient:

?Proposingatimeforthemeeting

?Explainingwhatwillbediscussedinthemeeting

■Askingthemtosuggestanalternativeifnecessary

?Write40—50wordsonaseparatesheet.To:

From:

Date:

Subject:

上一題下一題

(1/1)PART-TWO

第47題

圖片

上一題下一題

(48~51/共12題)LISTENINGPART1-Youwillhearthreetelephoneconversationsor

messages.-Writeoneortwowordsoranumberinthenumberedspacesonthenotesorforms

below.-Youwillheareachrecordingtwice.

ITDepartmentMessageTime:10:30

Tom,

EllenProctor___48___Deptcalled-shehassomeonewhomightbesuitableforthe

___49___job.

Canyougooverthereandtakea/an___50___withyou?

Candidatewillwaitforupto___51___

Play00:0002:20

Volume

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上一題下一題

（52~55/共12題）LISTENINGPART1-Youwillhearthreetelephoneconversationsor

messages.-Writeoneortwowordsoranumberinthenumberedspacesonthenotesorforms

below.-Youwillheareachrecordingtwice.

ABPIN-HOUSETRANING:COURSEBOOKINGS

COURSE:_52_

LEVEL:_53_

NAME:AmyChoi

NAMEOFLINEMANAGER:Mr.Um

POSITION/JOBOFLINEMANAGER:_54_ManagerConfirm

by___55___mail.

Play00:0002:17

Volume

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上一題下一題

（56~59/共12題）LISTENINGPART1-Youwillhearthreetelephoneconversationsor

messages.-Writeoneortwowordsoranumberinthenumberedspacesonthenotesorforms

below.-Youwillheareachrecordingtwice.

InformationaboutHouseBuyer

Name:HelenEakins

Address:_56_PineSt.

TelephoneNumber:___57___

Occupation:_58_clerkworkingfor__59___HouseDepartmentStore

Play00:0002:20

Volume

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上一題下一題

（60~64/共10題）PART2

[A]adentist

[B]acustomer

[C]apoliceman

[D]amechanic

[E]asalesman

[F]aplumber

[G]adoctor

[H]amanager

Play00:0001:49

Volume

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（65~69/共10題）PART2

[A]reception

[B]researchanddevelopment

[C]shopfloor

[D]payroll

[E]humanresources

[F]informationtechnology

[G]publicity

[H]canteen

Play00:0002:20

Volume

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（70~77/共8題）PART3

Play00:0008:20

Volume

第70題

Whatarethescientistsdoinglastinordertopiecetogethertheinstructionbookforhuman

biology?

A.Theydrawthegeneticmaps.

B.TheygrowpurehumanDNA.

C.Theyletacomputerreaditschemicalsequence.

第71題

Whatcanyoufindinsuchabook?

A.Generush.

B.Humangenome.

C.HumanDNA.

第72題

Whopredictsthereleaseofourinstructionbook?

A.Chiefofthegenomeproject.

B.Correspondent.

C.CraigVenter.

第73題

Whyareprivatecompaniestryingtodiscoverthehumangenomebeforethegovernment

genomeprojectdoes?

A.Becausethere'sabitofagoldrushgoingonatit.

B.Becausetheywanttostakeclaimsontheirdiscoveriesandmakehugeprofits.

C.Becausetheywanttopatentthegenomeandtransformmedicineinways.

第74題

Whataretheargumentsfortheprivateownershipofgenomepatents?

A.Theownershipencouragesinnovation.

B.TheownershiphaslongbeenpartofEuropeanWay.

C.TheownershipmaymarkthediscoveryoftheDNAdoublehelix.

第75題

Whataretheargumentsagainsttheprivateownershipofgenomepatents?

A.Doctorsarenotpermittedtodogenetestswithoutbuyingpatents.

B.Theownershipmayslowdowntheresearchprogress.

C.Thecodesforheightandintelligencewillberevealed.

第76題

HowdidCraigVenterdefendhiscompany'sbehavior?

A.Hewascollectinginformationtoselltoscientists.

B.Thepaceofgeneticresearchbecameveryslowbecauseofcompetition.

C.Theinformationcollectedbyhimwouldbegiventothegovernmentfreeofcharge.

第77題

AccordingtoDr.Collins,howtopreventthosepatents?

A.Tostopclinicallabfromdoingdiagnostictesting.

B.Toordergovernmentlabstomakeeverynewgenediscoverypublicknowledge.

C.Topasslawsprohibitingprivateownershipofgenomepatents.

上一題下一題

(1/1)SPEAKINGPART-1Theinterview—about3minutesInthisparttheinterlocutorasks

questionstoeachofthecandidatesinturn.Youhavetogiveinformationaboutyourselfand

expresspersonalopinions.

第78題

Theinterview—about3minutes

Inthisparttheinterlocutorasksquestionstoeachofthecandidatesinturn.Youhavetogive

informationaboutyourselfandexpresspersonalopinions.

上一題下一題

(l/l)PART-2/Minipresentations'—about6minutesInthispartofthetestyouareaskedtogive

ashorttalkonabusinesstopic.Youhavetochooseoneofthetopicsfromthethreebelowand

thentalkforaboutoneminute.Youhaveoneminutetoprepareyourideas.

第79題

圖片

上一題下一題

(l/l)PART-3Discussion—about5minutesInthispartofthetestyouaregivenadiscussion

topic.Youhave30secondstolookatthepromptcard,anexampleofwhichisbelow,andthen

about3minutestodiscussthetopicwithyourpartner.Afterthatexaminerwillaskyoumore

questionsrelatedtothetopic.

第80題

圖片

上一題交卷

交卷

答題卡

答案及解析

(1~7/共7題)READINGPARTONE-Lookatthestatementsbelowandtheinformationonoutdoor

advertisingontheoppositepage.?Whichsection(A,B,C,orD)doeseachstatement1—7,refer

to?"Foreachstatement1—7,markoneletter(A,B,C,orD)onyourAnswerSheet.?Youwill

needtousesomeoftheselettersmorethanonce.

A

Oneofthemorediscernibletrendsinthefinancial-serviceindustryinrecenttimeshasbeen

theadoptionofprogramsdesignedtoencouragemorepersonalizedrelationshipsbetweenan

institution'semployeesanditsclients,particularlythoseclientswhoaremajordepositors.The

expressionmostcommonlyusedtodescribethistypeofprogramis"relationshipbanking".

B

Inrelationshipbankingtheemphasisisonestablishingalong-termmultiple-service

relationship;onsatisfyingthetotalityoftheclient'sfinancial-serviceneeds;onminimizingthe

needsordesiresofclientstosplintertheirfinancialbusinessamongvariousinstitutions.

C

Implicitwithinanydefinitionofrelationshipbankingisrecognitionthatthefinancial-service

requirementsofoneindividualorrelativelyhomogeneousgroupwilllikelybesubstantially

differentfromthoseofanotherindividualorgroup.Asuccessfulrelationshipbankingprogramis,

therefore,dependentinalargepartonthedevelopmentofaseriesoffinancial-service

"packages",eachdesignedtomeettheneedsofidentifiablehomogeneousgroups.

D

Anotherdimensionofrelationshipbankingisthedevelopmentofhighlypersonalized

relationshipsbetweenemployeeandclient.Inmostfinancialinstitutionstodaytheclientis

servicedbyanemployeewhohappenstobefreeatthetime,regardlessofthenatureofthe

transaction.Personalizedrelationshipsarethereforedifficulttoestablish.Inafullrelationship

bankingprogram,however;theclientknowsthereisoneindividualwithintheinstitutionwhohas

intimateknowledgeoftheclient'srequirementsandpreferencesregardingcomplextransactions.

第1題

Allkindsoffinancialneedsaremetinrelationshipbankingsystem.

參考答案：B

詳細(xì)解答：

第2題

Employeesinrelationshipbankingaredealingwithdifferentbusinesses

respectively.___________

參考答案：D

詳細(xì)解答：

第3題

Bankingisbecomingmorepersonal,whichiseasilyrecognized.

參考答案：A

詳細(xì)解答：

第4題

Thenecessaryfirststepininstitutingrelationshipbankisrecognizingthespecialneedsofgroups

andindividuals.

參考答案：c

詳細(xì)解答：

第5題

Oneofthemainaimsofthistypeofbankingistoencourageclientstokeepalltheirbusiness

withasinglebank.

參考答案：B

詳細(xì)解答：

第6題

Therelationshipbankingprogramshavealreadybeenused.

參考答案：A

詳細(xì)解答：

第7題

Aclientmaydevelopahighlevelofconfidenceincertainemployee.

參考答案：D

詳細(xì)解答：

下一題

(8~12/共5題)PARTTWO-Readthearticlebelowaboutbanks.?Choosethebestsentence

fromtheoppositepagetofilleachofthegaps.?Foreachgap8—12,markoneletter(A—G)on

yourAnswerSheet.?Donotuseanylettermorethanonce.

MACROECONOMICPOLICIES

Formostcountries,thefollowingfourprincipalobjectivesofeconomicpolicywouldapply:(1)

Maintenanceofemploymentatahighlevel.(2)Stableprices.(3)Economicgrowth.(4)Balanceof

paymentsequilibrium.Theseobjectivesaresometimesextremelydifficulttoachieve.Ahighlevel

ofemployment,forexample,tendedtopushwagesandhencepricesup.Italsocreatedan

imbalancebetweenexportsandimports.Furthermorethecompetitionamongfirmsforlabor

tendedtoreducelaborproductivitysinceworkerswerenotalwaysfullyemployed.

Governmentwilldifferintheemphasistheyplaceoneachoftheaboveobjectives._8_.At

timeswheninflationwashigh,greatstresswasplacedonbringingitdown,butthishadsevere

effectsonjobsandoneconomicgrowth.Thepursuitofanexpansionarypolicyveryofte