銀行借款合同樣本英文

銀行借款合同樣本英文合同編號：__________BANKLOANAGREEMENTThisBankLoanAgreement(the"Agreement")isenteredintoasof__________(the"EffectiveDate"),andbetween____________________________(the"Borrower"),a(n)_______________________("________________________"),havingitsprincipalofficeat_____________________________,and_____________________________(the"Lender"),a(n)_______________________("________________________"),havingitsprincipalofficeat_____________________________.1.LOANAMOUNTANDPURPOSE1.1LoanAmount.TheLenderagreestolendtotheBorrower,andtheBorroweragreestoborrowfromtheLender,anamountnottoexceedtheaggregateprincipalamountof_______________Dollars($____________)(the"Loan").1.2Purpose.TheBorrowershallusetheproceedsoftheLoanforthepurposeof____________________________.2.TERMANDREPAYMENT(a)ThefullrepaymentoftheLoan;or(b)ThematuritydatesetforthintheNote.2.2Repayment.TheBorrowershallmakemonthlypaymentsofprincipalandinterestontheLoaninaccordancewiththeschedulesetforthintheNote.3.INTERESTANDFEES3.1Interest.TheLoanshallbearinterestatanannualrateof_______________percent(____%)calculatedontheoutstandingprincipalbalanceoftheLoanfromtimetotime,payablemonthly.3.2Fees.TheBorrowershallpaytotheLender,upontheEffectiveDateandatthetimeoftheinitialadvanceoftheLoan,aloanoriginationfeeinanamountequalto_______________percent(____%)oftheinitialprincipalamountoftheLoan,aswellasanyotherfeesorchargesspecifiedintheNoteorthisAgreement.4.COSTSANDEXPENSESTheBorrowershallberesponsibleforandshallpayallcostsandexpensesincurredtheLenderinconnectionwiththenegotiation,preparation,execution,andadministrationofthisAgreement,theNote,andanyotherdocumentsorinstrumentsrelatedhereto,including,butnotlimitedto,legalfees,insurancepremiums,andescrowfees.5.SECURITY5.1Collateral.TheBorrowershallprovidetotheLendersuchsecurityorguaranteesastheLendermayrequireinitssolediscretiontosecurethepaymentoftheLoanandtheperformanceoftheBorrower'sobligationsunderthisAgreementandtheNote,inaccordancewiththetermsandconditionssetforthintheNote.5.2PerfectionandPriority.TheBorrowershalltakeallnecessarystepstoperfectandmaintainthepriorityoftheLender'ssecurityinterestintheCollateral,inaccordancewiththetermsandconditionssetforthintheNote.6.CONDITIONS6.1ExecutionofDocuments.TheobligationoftheLendertomaketheLoanshallbeconditionedupontheexecutionthepartiesheretooftheNote,thisAgreement,andsuchotherdocumentsandinstrumentsastheLendermayrequireinitssolediscretion.7.INDEMNIFICATIONTheBorrowershallindemnifyandholdharmlesstheLender,itsofficers,directors,employees,agents,andaffiliatesfromandagainstanyandalllosses,damages,claims,suits,actions,judgments,fines,penalties,liabilities,andexpenses(including,withoutlimitation,reasonableattorney'sfeesandcostsofinvestigation)incurredanyoftheminanywayconnectedwiththisAgreement,theNote,oranyotherdocumentsorinstrumentsrelatedhereto,whetherarisingundercontract,tort,statute,orotherwise,excepttotheextentcausedtheLender'sgrossnegligenceorwillfulmisconduct.8.GOVERNINGLAWANDJURISDICTION8.1GoverningLaw.ThisAgreementshallbegovernedandconstruedinaccordancewiththelawsoftheState/Provinceof_____________________________,withoutregardtoitsconflictoflawsprinciples.8.2一、附件列表：1.PromissoryNote（借款憑證）2.CollateralAgreement（抵押協(xié)議）3.GuaranteeAgreement（擔(dān)保協(xié)議）4.TitleInsurancePolicy（產(chǎn)權(quán)保險單）5.EscrowInstructions（托管指令）6.LoanApplicationForm（貸款申請表）7.Borrower'sFinancialStatements（借款人財務(wù)報表）8.LoanAgreementSchedule（貸款協(xié)議時間表）二、違約行為及認(rèn)定：1.Failuretomaketimelypaymentsofprincipalandinterest（未能按時支付本金和利息）2.Useofloanproceedsforunauthorizedpurposes（將貸款用于未經(jīng)批準(zhǔn)的目的）3.Defaultunderotherloancovenants（在其他貸款契約項下違約）4.Failuretomaintaininsurancecoverage（未能維持保險覆蓋）5.breachofrepresentationsandwarranties（違反陳述和保證）6.Failuretomaintaincollateralinrequiredcondition（未能保持抵押物在規(guī)定條件下）三、法律名詞及解釋：1.Borrower（借款人）2.Lender（貸款人）3.Loan（貸款）4.PromissoryNote（借款憑證）5.Collateral（抵押物）6.Securityinterest（擔(dān)保權(quán)益）7.Perfection（完善）8.Priority（優(yōu)先權(quán)）9.Grossnegligence（嚴(yán)重疏忽）10.Willfulmisconduct（故意不當(dāng)行為）四、執(zhí)行中遇到的問題及解決辦法：1.Delayedpayment：Encourageborrowertomakepaymentorimposelatefees.2.Unauthorizeduseofloan：Requireborrowertorectifyorrepaytheoutstandingamount.3.Breachofcovenant：Negotiateasolutionortakelegalactionasnecessary.4.Lossofinsurancecoverage：Requestborrowertoobtainreplacementcoverageimmediately.5.Collateraldeterioration：Requestborrowertorestoreorreplacethecollateral.6.Disputeovercontractinterpretation：Refertoapplicablelaws