一、審證和改證業(yè)務(wù)操作（雙語課程）

信用證業(yè)務(wù)審核信用證通知書QUESTION在出口企業(yè)/受益人接到通知行的信用證通知，拿到信用證通知書和信用證后，能馬上安排生產(chǎn)嗎？為什么？

審證：審證人----審證依據(jù)----審證步驟----審證內(nèi)容改證：改證情形----改證原則-----改證流程審證改證理論：審證任務(wù)：通知行審核信用證的真實性；出口方審核信用證的內(nèi)容。信用證通知書（樣本）審核信用證通知書1信用證真實性2開證行的資信3信用證有效性4信用證預(yù)通知5信用證的保兌審核信用證真實性12電開信用證（樣本）信開信用證（樣本）審核開證行的資信開證行資信差的處理辦法12資信好銀行重開證資信好銀行加保兌審核信用證有效性以經(jīng)證實的電訊方式發(fā)出的信用證即被視為有效的信用證，任何后續(xù)的郵寄確認(rèn)書應(yīng)被不予理會。UCP600Article11(a)如電訊聲明“詳情后告”（或類似用語）或聲明以郵寄確認(rèn)書為有效的信用證，則該電訊不被視為有效信用證或修改。開證行必須隨即毫不遲延地開立有效信用證，其條款不得與該電訊矛盾。審核信用證預(yù)通知預(yù)先通知12正式開立如果事后不正式開，怎么辦？如果兩者矛盾，怎么辦？審核信用證預(yù)通知開證行只有在準(zhǔn)備開立有效信用證時，才可以發(fā)出關(guān)于開立信用證的初步通知（預(yù)先通知）。UCP600Article11(b)開證行作出該預(yù)先通知，即不可撤銷地保證毫不遲延地開立信用證，且其條款不能與預(yù)先通知相矛盾。審核信用證預(yù)通知預(yù)先通知12正式開立是不是就無風(fēng)險了嗎？MT705M/OTag代號FieldName欄目名稱Content/options內(nèi)容

M40AFormofDocumentaryCredit

跟單信用證類型24x

24個字M20DocumentaryCreditNumber信用證號碼16x

16個字M31DDateandplaceofexpiry到期日及地點(diǎn)6n29x

6個數(shù)字/29個字M50Applicant開證申請人4*35x

4行×35個字M59Beneficiary受益人[/34x]4*35x

4行×35個字M32BCurrencycode,amount幣別代碼、金額3a15n

3個字母/15個數(shù)字O39APercentagecreditamounttolerance

信用證金額加減百分率2n/2n

2個數(shù)字/2個數(shù)字O39BMaximumcreditamount最高信用證金額13x

13個字O39CAdditionalamountscovered可附加金額4*35x

4行×35個字O41aAvailablewith…By…兌付方式和指定銀行AorD

A或D說明：M/O為Mandatory與Optional的縮寫，前者是指必選項目，后者為可選項目。MT705O44APlaceoftakingincharge/ofreceipt接管地/接收地1*65x

1行×65個字O44EPortofloading/Airportofdeparture裝運(yùn)港/始發(fā)港1*65x

1行×65個字O44FPortofdischarge/Airportofdestination卸貨港/目的港1*65x

1行×65個字O44BPlaceoffinaldestination/ofdelivery最終目的地/交貨地1*65x

1行×65個字O44CLatestdateofshipment最遲裝運(yùn)日期6n

6個數(shù)字O44DShipmentperiod裝運(yùn)期6*65x

6行×65個字O45ADescriptionofgoodsand/orservices

貨物和/或各種服務(wù)描述50*65x

50行×65個字O57a“advisethrough”bank通過┅┅銀行通知A，BorD

A，B或DO79Narrative其他內(nèi)容描述35*50x

35行×50個字O72Sendertoreceiverinformation附言6*35x

6行×35個字說明：M/O為Mandatory與Optional的縮寫，前者是指必選項目，后者為可選項目。審核信用證預(yù)通知審核信用證保兌(√)PleasenotethatthisadvicedoesnotconstituteourconfirmationoftheaboveL/Cnordoesitconveyanyengagementorobligationonourpart.本通知并不構(gòu)成我行對該信用證之保兌及其他任何責(zé)任。1、不加保兌(√)PleasenotethatwehaveaddedourconfirmationtotheaboveL/C,whichisavailablewithourselvesonly.

上述信用證已由我行加具保兌，并限向我行交單。2、加保兌審核信用證保兌審證依據(jù)審證依據(jù)三、業(yè)務(wù)實際二、UCP600一、外貿(mào)合同審證依據(jù)三、業(yè)務(wù)實際二、UCP600一、外貿(mào)合同原因：信用證是依據(jù)外貿(mào)合同開立的，但一旦開立就獨(dú)立于外貿(mào)合同之外審證依據(jù)三、業(yè)務(wù)實際二、UCP600一、外貿(mào)合同審證依據(jù)三、業(yè)務(wù)實際二、UCP600一、外貿(mào)合同原因：UCP600是相符交單的重要依據(jù)審證依據(jù)三、業(yè)務(wù)實際二、UCP600一、外貿(mào)合同審證依據(jù)三、業(yè)務(wù)實際二、UCP600一、外貿(mào)合同原因：信用證有些條款無法從外貿(mào)合同和UCP600找到依據(jù)，需根據(jù)業(yè)務(wù)實際來判斷信用證條款的合理性審證步驟審證步驟熟悉外貿(mào)合同各條款內(nèi)容對照合同條款逐條審核信用證列出信用證中的不符條款檢查信用證有無漏開合同條款和軟條款

審證步驟審證步驟審證審核內(nèi)容1.該信用證類型及編號2.開證日期3.到期日及地點(diǎn)4.信用證總金額5.貨物是什么6.開證申請人及受益人7.運(yùn)輸是否允許分批轉(zhuǎn)運(yùn)8.裝運(yùn)地和目的地9.匯票期限和付款人10.支付方式及類型11.最遲裝運(yùn)期12.單據(jù)要求13.附加條件是什么？14.是否保兌？銀行費(fèi)用誰支付？15.是否有漏開條款和軟條款？改證的常見情形、原則和流程改證的常見情形二、受益人要求展期一、開證錯誤二、受益人要求展期三、申請人要求增加

商品數(shù)量和金額12原合同補(bǔ)充合同改證的常見情形改證原則

具體來講，有以下5種常見的處理原則：（1）對我方有利又不影響對方利益的問題條款，一般不改。（2）對我方有利但會嚴(yán)重影響對方利益的問題條款，一定要改。（3）對我方不利但在不增加或基本不增加成本的情況下可以完成的問題條款，可以不改。（4）對我方不利又要在增加較大成本的情況下可以完成的問題條款，若對方愿意承擔(dān)成

本，則不改；否則，要改；（5）對我方不利若不改會嚴(yán)重影響安全收匯的問題條款，則堅決要改?？傇瓌t：“利己不損人”改證流程受益人開證申請人1、改證函原通知行開證行2、改證申請書3、信用證修改書MT7074、信用證修改通知書

和信用證修改書

審證：審證人----審證依據(jù)----審證步驟----審證內(nèi)容改證：改證情形----改證原則-----改證流程審證改證理論：審核信用證類型和開證日期MT700ISSUEOFADOCUMENTARYCREDITSENDER:BANKOFCHINA,HAMBURGBRANCH,GERMANYRECEIVER:BANKOFHANGZHOU,HANGZHOU,CHINA27:SEQUENCEOFTOTAL1/140A:FORMOFDOCUMENTARYCREDITIRREVOCABLE審核頁序“27”欄目如果該信用證由一份MT700報文和一份MT701報文組成，那么該MT700報文欄目內(nèi)容就是1/2，MT701報文欄目內(nèi)容就是2/2……以此類推。MT701M/OTagFieldnameContent/OptionsM27SequenceofTotalln/lnM20Documentarycreditnumber16xO45BDescriptionofGoodsand/orService100*65xO46BDocumentsRequired100*65xO47BAdditionsconditional100*65xM/OTag代號FieldName欄目名稱Content/options內(nèi)容

M40AFormofDocumentaryCredit

跟單信用證類型24x

24個字M20DocumentaryCreditNumber信用證號碼16x

16個字M31DDateandplaceofexpiry到期日及地點(diǎn)6n29x

6個數(shù)字/29個字M50Applicant開證申請人4*35x

4行×35個字M59Beneficiary受益人[/34x]4*35x

4行×35個字M32BCurrencycode,amount幣別代碼、金額3a15n

3個字母/15個數(shù)字O39APercentagecreditamounttolerance

信用證金額加減百分率2n/2n

2個數(shù)字/2個數(shù)字O39BMaximumcreditamount最高信用證金額13x

13個字O39CAdditionalamountscovered可附加金額4*35x

4行×35個字O41aAvailablewith…By…兌付方式和指定銀行AorD

A或DO44APlaceoftakingincharge/ofreceipt接管地/接收地1*65x

1行×65個字O44EPortofloading/Airportofdeparture裝運(yùn)港/始發(fā)港1*65x

1行×65個字O44FPortofdischarge/Airportofdestination卸貨港/目的港1*65x

1行×65個字O44BPlaceoffinaldestination/ofdelivery最終目的地/交貨地1*65x

1行×65個字O44CLatestdateofshipment最遲裝運(yùn)日期6n

6個數(shù)字O44DShipmentperiod裝運(yùn)期6*65x

6行×65個字O45ADescriptionofgoodsand/orservices

貨物和/或各種服務(wù)描述50*65x

50行×65個字O57a“advisethrough”bank通過┅┅銀行通知A，BorD

A，B或DO79Narrative其他內(nèi)容描述35*50x

35行×50個字O72Sendertoreceiverinformation附言6*35x

6行×35個字說明：M/O為Mandatory與Optional的縮寫，前者是指必選項目，后者為可選項目。審核信用證類型MT700ISSUEOFADOCUMENTARYCREDITSENDER:BANKOFCHINA,HAMBURGBRANCH,GERMANYRECEIVER:BANKOFHANGZHOU,HANGZHOU,CHINA27:SEQUENCEOFTOTAL1/140A:FORMOFDOCUMENTARYCREDITIRREVOCABLEIRREVOCABLEIRREVOCABLETRANSFERABLEIRREVOCABLESTANDBYIRREVOCABLETRANSSTANDBY審核信用證號碼20:DOCUMENTARYCREDITNUMBERFFF19769931C:DATEOFISSUE19040240E:APPLICABLERULESUCPLATESTVERSION審核預(yù)先通知編號20:DOCUMENTARY

CREDIT

NUMBERFFF19769923:REFERENCETOPRE-ADVICEPREADV/FFF19735831C:DATEOFISSUE19040240E:APPLICABLERULESUCPLATESTVERSION審核開證日期20:DOCUMENTARYCREDITNUMBERFFF19769931C:DATEOFISSUE19040240E:APPLICABLERULESUCPLATESTVERSIONS/C:reachingthesellernotlaterthanApr.4,2019審核適用規(guī)則20:DOCUMENTARYCREDITNUMBERFFF19769931C:DATEOFISSUE19040240E:APPLICABLERULESUCPLATESTVERSION審核適用規(guī)則20:DOCUMENTARYCREDITNUMBERFFF19769931C:DATEOFISSUE19040240E:APPLICABLERULESEUCPLATESTVERSION?SupplementtoUCP?forElectronicPresentation?跟單信用證統(tǒng)一慣例關(guān)于電子交單的附則

審核適用規(guī)則20:DOCUMENTARYCREDITNUMBERFFF19769931C:DATEOFISSUE19040240E:APPLICABLERULESUCPURRLATESTVERSIONUniformRulesforBanktoBankReimbursementsunderDocumentaryCredits（URR725）跟單信用證項下銀行間償付統(tǒng)一規(guī)則審核適用規(guī)則20:DOCUMENTARYCREDITNUMBERFFF19769931C:DATEOFISSUE19040240E:APPLICABLERULESEUCPURRLATESTVERSION審核適用規(guī)則20:DOCUMENTARYCREDITNUMBERFFF19769931C:DATEOFISSUE19040240E:APPLICABLERULESISPLATESTVERSIONInternationalStandbyPractices國際備用證慣例ISP98

審核信用證三期、當(dāng)事人和金額審核信用證有效期31D:DATEANDPLACEOFEXPIRYDATE190507PLACEINGERMANY50:APPLICANTSIKGMBH&CO.KGRATHAUSMARKT66,20095HAMBURG,GERMANY59:BENEFICIARYZHEJIANGJINYUNIMPORT&EXPORTCO.,LTD.118XUEYUANSTREET,HANGZHOU,P.R.CHINA審核信用證有效期31D:DATEANDPLACEOFEXPIRYDATE190507PLACEINGERMANY44C:LATESTDATEOFSHIPMENT19050248:PERIODFORPRESENTATIONWITHIN5DAYSAFTERTHEDATEOFSHIPMENT,BUTWITHINTHEVALIDITYOFTHISCREDIT審核最遲裝運(yùn)日期31C:DATEOFISSUE19040244C:LATESTDATEOFSHIPMENT190502TIMEOFSHIPMENT:Within45daysuponreceiptoftheL/CwhichaccordwithrelevantclausesofthisContract.審核最遲裝運(yùn)日期31C:DATEOFISSUE19040244C:LATESTDATEOFSHIPMENT190502TIMEOFSHIPMENT:Within45daysuponreceiptoftheL/CwhichaccordwithrelevantclausesofthisContract.審核信用證有效期最遲裝運(yùn)日=信用證的開證日+裝運(yùn)期信用證截止日=最遲裝運(yùn)日期+交單期Eg.190402+45=190517190517+15=190601交單期：1.信用證截止日前；2.裝運(yùn)日后的21天之內(nèi)。審核裝運(yùn)期31D:DATEANDPLACEOFEXPIRYDATE190507PLACEINGERMANY44D:SHIPMENTPERIODINOCTOBER,201948:PERIODFORPRESENTATIONWITHIN5DAYSAFTERTHEDATEOFSHIPMENT,BUTWITHINTHEVALIDITYOFTHISCREDIT審核裝運(yùn)期31D:DATEANDPLACEOFEXPIRYDATE190507PLACEINGERMANY44D:SHIPMENTPERIOD1)2400PAIRSOFARTICLENO.5001AND2400PAIRSOFARTICLENO.5002SHIPPEDINJUL.20192)2400PAIRSOFARTICLENO.5001AND2400PAIRSOFARTICLENO.5002SHIPPEDINAUG.201948:PERIODFORPRESENTATIONWITHIN5DAYSAFTERTHEDATEOFSHIPMENT,BUTWITHINTHEVALIDITYOFTHISCREDIT審核交單期31D:DATEANDPLACEOFEXPIRYDATE190507PLACEINGERMANY44C:LATESTDATEOFSHIPMENT19050248:PERIODFORPRESENTATIONWITHIN5DAYSAFTERTHEDATEOFSHIPMENT,BUTWITHINTHEVALIDITYOFTHISCREDITPAYMENT:remainingvalidfornegotiationinChinaforfurther15daysaftertheeffectedshipment.審核交單期31D:DATEANDPLACEOFEXPIRYDATE190507PLACEINGERMANY44C:LATESTDATEOFSHIPMENT19050248:PERIODFORPRESENTATIONWITHIN5DAYSAFTERTHEDATEOFSHIPMENT,BUTWITHINTHEVALIDITYOFTHISCREDIT╳PAYMENT:remainingvalidfornegotiationinChinaforfurther15daysaftertheeffectedshipment.審核交單期如果單據(jù)中包含一份或多份第19、20、21、22、23、24或25條規(guī)定的正本運(yùn)輸單據(jù)，則須由受益人或其代表在不遲于本慣例所指的發(fā)運(yùn)日之后的21個日歷日內(nèi)交單，但是在任何情況下都不得遲于信用證的截止日。UCP600Article14（c）審核信用證有效期31D:DATEANDPLACEOFEXPIRYDATE190507PLACEINGERMANY44C:LATESTDATEOFSHIPMENT19050248:PERIODFORPRESENTATIONWITHIN5DAYSAFTERTHEDATEOFSHIPMENT,BUTWITHINTHEVALIDITYOFTHISCREDIT審核信用證有效期31D:DATEANDPLACEOFEXPIRYDATE190507PLACEINGERMANY44C:LATESTDATEOFSHIPMENT19050248:PERIODFORPRESENTATIONWITHIN5DAYSAFTERTHEDATEOFSHIPMENT,BUTWITHINTHEVALIDITYOFTHISCREDITPAYMENT:remainingvalidfornegotiationinChina審核開證申請人31D:DATEANDPLACEOFEXPIRYDATE190507PLACEINGERMANY50:APPLICANTSIKGMBH&CO.KGRATHAUSMARKT66,20095HAMBURG,GERMANY59:BENEFICIARYZHEJIANGJINYUNIMPORT&EXPORTCO.,LTD.118XUEYUANSTREET,HANGZHOU,P.R.CHINATHEBUYER:SikGmbH&Co.KGRathausmarkt66,20095Hamburg,Germany審核開證申請人銀行51a:APPLICANTBANKNATIONAL-BANKAG50:APPLICANTSIKGMBH&CO.KGRATHAUSMARKT66,20095HAMBURG,GERMANY59:BENEFICIARYZHEJIANGJINYUNIMPORT&EXPORTCO.,LTD.118XUEYUANSTREET,HANGZHOU,P.R.CHINA審核受益人31D:DATEANDPLACEOFEXPIRYDATE190507PLACEINGERMANY50:APPLICANTSIKGMBH&CO.KGRATHAUSMARKT66,20095HAMBURG,GERMANY59:BENEFICIARYZHEJIANGJINYUNIMPORT&EXPORTCO.,LTD.118XUEYUANSTREET,HANGZHOU,P.R.CHINATHESELLER:ZhejiangJinyuanImportandExportCo.,Ltd.118XueyuanStreet,Hangzhou,China審核受益人31D:DATEANDPLACEOFEXPIRYDATE190507PLACEINGERMANY50:APPLICANTSIKGMBH&CO.KGRATHAUSMARKT66,20095HAMBURG,GERMANY59:BENEFICIARYZHEJIANGJINYUNIMPORT&EXPORTCO.,LTD.118XUEYUANSTREET,HANGZHOU,P.R.CHINATHESELLER:ZhejiangJinyuanImportandExportCo.,Ltd.118XueyuanStreet,Hangzhou,China審核金額50:APPLICANTSIKGMBH&CO.KGRATHAUSMARKT66,20095HAMBURG,GERMANY59:BENEFICIARYZHEJIANGJINYUNIMPORT&EXPORTCO.,LTD.118XUEYUANSTREET,HANGZHOU,P.R.CHINA32B:AMOUNTCURRENCYUSDAMOUNT54450.00S/C:USD54000.00審核金額50:APPLICANTSIKGMBH&CO.KGRATHAUSMARKT66,20095HAMBURG,GERMANY59:BENEFICIARYZHEJIANGJINYUNIMPORT&EXPORTCO.,LTD.118XUEYUANSTREET,HANGZHOU,P.R.CHINA32B:AMOUNTCURRENCYUSDAMOUNT54450.00S/C:USD54000.00審核金額32B:AMOUNTCURRENCYUSDAMOUNT54450.0039A:PERCENTAGECREDITAMOUNTTOLERANCE39B:MAXIMUMCREDITAMOUNT39C:ADDITIONALAMOUNTSCOVERED審核金額32B:AMOUNTCURRENCYUSDAMOUNT54450.0039A:PERCENTAGECREDITAMOUNTTOLERANCE03/0339B:MAXIMUMCREDITAMOUNT39C:ADDITIONALAMOUNTSCOVERED審核金額32B:AMOUNT39A:PERCENTAGECREDITAMOUNTTOLERANCE39B:MAXIMUMCREDITAMOUNTCURRENCYUSDAMOUNT54450.0039C:ADDITIONALAMOUNTSCOVERED審核金額32B:AMOUNTCURRENCYUSDAMOUNT54450.0039A:PERCENTAGECREDITAMOUNTTOLERANCE39B:MAXIMUMCREDITAMOUNT39C:ADDITIONALAMOUNTSCOVEREDFREIGHT:CURRENCYUSDAMOUNT1000.00信用證涉及的附加金額，如保險費(fèi)、運(yùn)費(fèi)、利息等審核兌付條款41D:AVAILABLEWITH/BYANYBANKINCHINA,BYNEGOTIATION42C:DRAFTSAT...60DAYSAFTERSIGHT42A:DRAWEEBANKOFCHINA，NEWYORK審核兌付方式和指定銀行兌付方式：承付和議付Available:honour\negotiation審核兌付方式和指定銀行承付指：如果信用證為即期付款信用證，則即期付款。

如果信用證為延期付款信用證，則承諾延期付款并在承諾到期日付款。

如果信用證為承兌信用證，則承兌受益人開出的匯票并在匯票到期日付款。UCP600Article2議付指：指定銀行在相符交單下，在其應(yīng)獲償付的銀行工作日當(dāng)天或之前向受益人預(yù)付或者同意預(yù)付款項，從而購買匯票（其付款人為指定銀行以外的其他銀行）及/或單據(jù)的行為。41D:AVAILABLEWITH/BYANYBANKINCHINA,BYNEGOTIATION42C:DRAFTSAT...60DAYSAFTERSIGHT42A:DRAWEEBANKOFCHINA，NEWYORK審核兌付方式和指定銀行PAYMENT:remainingvalidfornegotiationinChina審核兌付方式和指定銀行41D:AVAILABLEWITH/BYBANKOFHANGZHOU,HANGZHOU,CHINABYNEGOTIATION42C:DRAFTSAT...60DAYSAFTERSIGHT42A:DRAWEEBANKOFCHINA，NEWYORK41a有兩種形式：(1)41D:指定銀行用名稱和地址審核兌付方式和指定銀行41D:AVAILABLEWITH/BYHZCBCN2HXXXBYNEGOTIATION42C:DRAFTSAT...60DAYSAFTERSIGHT42A:DRAWEEBANKOFCHINA，NEWYORK41a有兩種形式：(2)41A:指定銀行用代碼（BIC）SWIFT銀行識別代碼（BIC）:BKCH

CN

BJ

910銀行代碼

國家代碼

地區(qū)代碼

分行代碼BankCodeCountryCodeLocationCodeBranchCode中國銀行浙江省分行審核兌付方式和指定銀行SWIFT銀行識別代碼（BIC）:HZCB

CN

2H

XXX銀行代碼

國家代碼

地區(qū)代碼

分行代碼BankCodeCountryCodeLocationCodeBranchCode杭州銀行總行審核兌付方式和指定銀行審核兌付方式和指定銀行41D:AVAILABLEWITH/BYANYBANKINCHINABYNEGOTIATION42C:DRAFTSAT...60DAYSAFTERSIGHT42A:DRAWEEBANKOFCHINA，NEWYORKPAYMENT:remainingvalidfornegotiationinChinaforfurther15daysaftertheeffectedshipment.審核匯票條款41D:AVAILABLEWITH/BYANYBANKINCHINA,BYNEGOTIATION42C:DRAFTSAT...60DAYSAFTERSIGHT42A:DRAWEEBANKOFCHINA，NEWYORKPAYMENT:ByirrevocableLetterofCreditatsight.審核匯票條款41D:AVAILABLEWITH/BYANYBANKINCHINA,BYNEGOTIATION42C:DRAFTSAT...60DAYSAFTERSIGHT42A:DRAWEEBANKOFCHINA，NEWYORKPAYMENT:ByirrevocableLetterofCreditatsight.審核匯票條款41D:AVAILABLEWITH/BYANYBANKINCHINA,BYNEGOTIATION42C:DRAFTSAT...60DAYSAFTERSIGHT42A:DRAWEEBANKOFCHINA，NEWYORKQUESTIONONE信用證項下匯票的受票人可以是開證申請人嗎？QUESTIONTWO信用證項下匯票的受票人必須是開證行嗎？即期付款信用證41D:AVAILABLEWITH/BYBANKOFCHINA,ZHEJIANGBRANCHBYSIGHTPAYMENT42C:DRAFTSAT...42A:DRAWEE41D:AVAILABLEWITH/BYBANKOFCHINA,ZHEJIANGBRANCHBYSIGHTPAYMENT42C:DRAFTSAT...SIGHT42A:DRAWEEBANKOFCHINA，ZHEJIANGBRANCH即期付款信用證延期付款信用證41D:AVAILABLEWITH/BYISSUINGBANKBYDEFERREDPAYMENT42P:DEFERREDPAYMENTDETAILS90DAYSAFTERB/LDATE延期付款信用證41D:AVAILABLEWITH/BYISSUINGBANKBYDEFERREDPAYMENT42P:DEFERREDPAYMENTDETAILS90DAYSAFTERTHEDATEOFPRESENTATION41D:AVAILABLEWITH/BYISSUINGBANKBYACCEPTANCE42C:DRAFTSAT...60DAYSAFTERSIGHT42A:DRAWEEBANKOFCHINA，NEWYORK承兌信用證混合付款信用證41D:AVAILABLEWITH/BYISSUINGBANKBYMIXEDPAYMENT42M:MIXEDPAYMENTDETAILS50%OFCREDITAMOUNTPAYABLEBYSIGHTPAYMENT;50%OFCREDITAMOUNTPAYABLEAT90DAYSAFTERB/LDATEBYDEFERREDPAYMENT審核運(yùn)輸條款和貨描條款審核運(yùn)輸條款43P:PARTIALSHIPMENTPROHIBITED43T:TRANSSHIPMENTALLOWED44E:PORTOFLOADING/AIRPORTOFDEPARTURECHINESEMAINPORT44F:PORTOFDISCHARGEHAMBURG,GERMANYSHIPMENT:Partialshipmentisprohibited.43T:TRANSSHIPMENTALLOWED44E:PORTOFLOADING/AIRPORTOFDEPARTURECHINESEMAINPORT44F:PORTOFDISCHARGEHAMBURG,GERMANY審核運(yùn)輸條款43P:PARTIALSHIPMENTPROHIBITED43T:TRANSSHIPMENTALLOWED44E:PORTOFLOADING/AIRPORTOFDEPARTURECHINESEMAINPORT44F:PORTOFDISCHARGEHAMBURG,GERMANY審核運(yùn)輸條款SHIPMENT:Transshipmentisallowed.43P:PARTIALSHIPMENTPROHIBITED44E:PORTOFLOADING/AIRPORTOFDEPARTURECHINESEMAINPORT44F:PORTOFDISCHARGEHAMBURG,GERMANY審核運(yùn)輸條款43P:PARTIALSHIPMENTPROHIBITED43T:TRANSSHIPMENTALLOWED44E:PORTOFLOADING/AIRPORTOFDEPARTURECHINESEMAINPORT44F:PORTOFDISCHARGEHAMBURG,GERMANY審核運(yùn)輸條款SHIPMENT:FromShanghai,ChinatoHamburg,Germany.43P:PARTIALSHIPMENTPROHIBITED43T:TRANSSHIPMENTALLOWED44E:PORTOFLOADING/AIRPORTOFDEPARTURECHINESEMAINPORT44F:PORTOFDISCHARGEHAMBURG,GERMANY審核運(yùn)輸條款SHIPMENT:FromShanghai,ChinatoHamburg,Germany.43P:PARTIALSHIPMENTPROHIBITED43T:TRANSSHIPMENTALLOWED44A:PLACEOFTAKINGINCHARGE/OFRECEIPTZHENZHOU,CHINA44B:PLACEOFFINALDESTINATION/OFDELIVERYHAMBURG,GERMANYSHIPMENT:fromZhenzhou,ChinatoHamburg,Germanybytrain.審核運(yùn)輸條款31C:DATEOFISSUE19040244C:LATESTDATEOFSHIPMENT190502審核運(yùn)輸條款31D:DATEANDPLACEOFEXPIRYDATE190507PLACEINGERMANY44D:SHIPMENTPERIODINOCTOBER,201948:PERIODFORPRESENTATIONWITHIN5DAYSAFTERTHEDATEOFSHIPMENT,BUTWITHINTHEVALIDITYOFTHISCREDIT審核運(yùn)輸條款45A:DESCRIPTIONOFGOODSAND/ORSERVICES.4500PIECESOFLADIESJACKETSTYLENO.QUANTITYUNITPRICEAMOUNTL3572250PCSUSD12.10/PCUSD27225.00L3582250PCSUSD12.10/PCUSD27225.00ATCIFHAMBURG,GERMANYASPERINCOTERMS2010審核貨物描述審核單據(jù)要求審核單據(jù)要求46A:DOCUMENTSREQUIRED+COMMERCIALINVOICESIGNEDINTRIPLICATE.+PACKINGLISTINTRIPLICATE.+CERTIFICATEOFORIGINCERTIFIEDBYCHAMBEROFCOMMERCEORCCPIT.+FULLSET(3/3)OFCLEAN‘ONBOARD’OCEANBILLSOFLADINGMADEOUTTOAPPLICANTMARKEDFREIGHTPREPAIDANDNOTIFYAPPLICANT.DOCUMENTS:+SignedCommercialInvoiceintriplicate.46A:DOCUMENTSREQUIRED+COMMERCIALINVOICESIGNEDINTRIPLICATE.+PACKINGLISTINTRIPLICATE.+CERTIFICATEOFORIGINCERTIFIEDBYCHAMBEROFCOMMERCEORCCPIT.+FULLSET(3/3)OFCLEAN‘ONBOARD’OCEANBILLSOFLADINGMADEOUTTOAPPLICANTMARKEDFREIGHTPREPAIDANDNOTIFYAPPLICANT.審核單據(jù)要求DOCUMENTS:+PackingListintriplicate.46A:DOCUMENTSREQUIRED+COMMERCIALINVOICESIGNEDINTRIPLICATE.+PACKINGLISTINTRIPLICATE.+CERTIFICATEOFORIGINCERTIFIEDBYCHAMBEROFCOMMERCEORCCPIT.+FULLSET(3/3)OFCLEAN‘ONBOARD’OCEANBILLSOFLADINGMADEOUTTOAPPLICANTMARKEDFREIGHTPREPAIDANDNOTIFYAPPLICANT.審核單據(jù)要求DOCUMENTS:CERTIFICATEOFORIGINCERTIFIEDBYCHAMBEROFCOMMERCEORCCPIT.46A:DOCUMENTSREQUIRED+COMMERCIALINVOICESIGNEDINTRIPLICATE.+PACKINGLISTINTRIPLICATE.+CERTIFICATEOFORIGINCERTIFIEDBYCHAMBEROFCOMMERCEORCCPIT.+FULLSET(3/3)OFCLEAN‘ONBOARD’OCEANBILLSOFLADINGMADEOUTTOAPPLICANTMARKEDFREIGHTPREPAIDANDNOTIFYAPPLICANT.審核單據(jù)要求DOCUMENTS:+FullsetofcleanonboardoceanBillofLadingmarked“freightprepaid”madeouttoorderofshipperblankendorsednotifyingtheapplicant.46A:DOCUMENTSREQUIRED+INSURANCEPOLICY/CERTIFICATEINDUPLICATEENDORSEDINBLANKFOR150%INVOICEVALUE,COVERINGALLRISKSOFCICOFPICCINCL.WAREHOUSETOWAREHOUSEANDI.O.PANDSHOWINGTHECLAIMINGCURRENCYISTHESAMEASTHECURRENCYOFCREDIT.審核單據(jù)要求DOCUMENTS:+InsurancePolicyinduplicateendorsedinblank.INSURANCE:Tobeeffectedbythesellerfor110%ofinvoicevaluecoveringAllRisksasperCICofPICC.審核單據(jù)要求I.O.P.IrrespectiveofPercentage不計免賠率46A:DOCUMENTSREQUIRED+CERTIFICATEOFQUALITYISSUEDBYTHECUSTOMS,P.R.CHINACERTIFYINGTHATALLPRODUCTSWILLBEMADEOUTOFAZOFREE,PAHFREEANDPHTHALATESFREEMATERIALS.審核單據(jù)要求INSPECTION:CertificateofQualityissuedbytheCustoms,P.R.ChinacertifyingthatallproductswillbemadeoutofAZOFREE,PAHFREEandPHTHALATESFREEmaterials,shallbetakenasthebasisofdelivery.所有產(chǎn)品不含偶氮,多環(huán)芳香烴和鄰苯二甲酸鹽等物質(zhì)。46A:DOCUMENTSREQUIRED+SHIPPINGADVICESHOWINGTHENAMEOFTHECARRYINGVESSEL,DATEOFSHIPMENT,MARKS,QUANTITY,NETWEIGHTANDGROSSWEIGHTOFTHESHIPMENTTOAPPLICANTWITHIN3DAYSAFTERTHEDATEOFBILLOFLADING.審核單據(jù)要求審核附加條款和軟條款審核附加條款47A:ADDITIONALCONDITIONS+DOCUMENTSDATEDPRIORTOTHEDATEOFTHISCREDITARENOTACCEPTABLE.+THENUMBERANDTHEDATEOFTHISCREDITANDTHENAMEOFISSUINGBANKMUSTBEQUOTEDONALLDOCUMENTS.+TRANSSHIPMENTALLOWEDATHONGKONGONLY.+SHORTFORM/CHARTERPARTY/THIRDPARTYBILLOFLADINGARENOTACCEPTABLE.+SHIPMENTMUSTBEEFFECTEDBY1×40’FULLCONTAINERLOAD.B/LTOSHOWEVIDENCEOFTHISEFFECTISREQUIRED.單據(jù)日期可以早于信用證的開立日期，但不得晚于交單日期。UCP600Article14（i）審核附加條款審核附加條款47A:ADDITIONALCONDITIONS+DOCUMENTSDATEDPRIORTOTHEDATEOFTHISCREDITARENOTACCEPTABLE.+THENUMBERANDTHEDATEOFTHISCREDITANDTHENAMEOFISSUINGBANKMUSTBEQUOTEDONALLDOCUMENTS.+TRANSSHIPMENTALLOWEDATHONGKONGONLY.+SHORTFORM/CHARTERPARTY/THIRDPARTYBILLOFLADINGARENOTACCEPTABLE.+SHIPMENTMUSTBEEFFECTEDBY1×40’FULLCONTAINERLOAD.B/LTOSHOWEVIDENCEOFTHISEFFECTISREQUIRED.審核附加條款47A:ADDITIONALCONDITIONS+DOCUMENTSDATEDPRIORTOTHEDATEOFTHISCREDITARENOTACCEPTABLE.+THENUMBERANDTHEDATEOFTHISCREDITANDTHENAMEOFISSUINGBANKMUSTBEQUOTEDONALLDOCUMENTS.+TRANSSHIPMENTALLOWEDATHONGKONGONLY.+SHORTFORM/CHARTERPARTY/THIRDPARTYBILLOFLADINGARENOTACCEPTABLE.+SHIPMENTMUSTBEEFFECTEDBY1×40’FULLCONTAINERLOAD.B/LTOSHOWEVIDENCEOFTHISEFFECTISREQUIRED.審核附加條款47A:ADDITIONALCONDITIONS+DOCUMENTSDATEDPRIORTOTHEDATEOFTHISCREDITARENOTACCEPTABLE.+THENUMBERANDTHEDATEOFTHISCREDITANDTHENAMEOFISSUINGBANKMUSTBEQUOTEDONALLDOCUMENTS.+TRANSSHIPMENTALLOWEDATHONGKONGONLY.+SHORTFORM/CHARTERPARTY/THIRDPARTYBILLOFLADINGARENOTACCEPTABLE.+SHIPMENTMUSTBEEFFECTEDBY1×40’FULLCONTAINERLOAD.B/LTOSHOWEVIDENCEOFTHISEFFECTISREQUIRED.SHIPMENT:Transshipmentisallowed.審核附加條款47A:ADDITIONALCONDITIONS+DOCUMENTSDATEDPRIORTOTHEDATEOFTHISCREDITARENOTACCEPTABLE.+THENUMBERANDTHEDATEOFTHISCREDITANDTHENAMEOFISSUINGBANKMUSTBEQUOTEDONALLDOCUMENTS.+TRANSSHIPMENTALLOWEDATHONGKONGONLY.+SHORTFORM/CHARTERPARTY/THIRDPARTYBILLOFLADINGARENOTACCEPTABLE.+SHIPMENTMUSTBEEFFECTEDBY1×40’FULLCONTAINERLOAD.B/LTOSHOWEVIDENCEOFTHISEFFECTISREQUIRED.審核附加條款47A:ADDITIONALCONDITIONS+DOCUMENTSDATEDPRIORTOTHEDATEOFTHISCREDITARENOTACCEPTABLE.+THENUMBERANDTHEDATEOFTHISCREDITANDTHENAMEOFISSUINGBANKMUSTBEQUOTEDONALLDOCUMENTS.+TRANSSHIPMENTALLOWEDATHONGKONGONLY.+SHORTFORM/CHARTERPARTY/THIRDPARTYBILLOFLADINGARENOTACCEPTABLE.+SHIPMENTMUSTBEEFFECTEDBY1×40’FULLCONTAINERLOAD.B/LTOSHOWEVIDENCEOFTHISEFFECTISREQUIRED.審核附加條款47A:ADDITIONALCONDITIONS+ONECOPYOFBILLOFLADING,COMMERCIALINVOICEANDPACKINGLISTSHOULDBEMAILEDTOTHEAPPLICANTBYDHLWITHINTHREEDAYSAFTERBILLOFLADINGDATE.BENEFICIARY’SCERTIFICATETOTHISEFFECTISREQUIRED.+ALLPRESENTATIONSCONTAININGDISCREPANCIESWILLATTRACTADISCREPANCYFEEOFUSD60.00PLUSTELEXCOSTSOROTHERCURRENCYEQUIVALENT.THISCHARGEWILLBEDEDUCTEDFROMTHEBILLAMOUNTWHETHERORNOTWEELECTTOCONSULTTHEAPPLICANTFORAWAIVER審核附加條款47A:ADDITIONALCONDITIONS+ONECOPYOFBILLOFLADING,COMMERCIALINVOICEANDPACKINGLISTSHOULDBEMAILEDTOTHEAPPLICANTBYDHLWITHINTHREEDAYSAFTERBILLOFLADINGDATE.,BENEFICIARY’SCERTIFICATETOTHISEFFECTISREQUIRED.+ALLPRESENTATIONSCONTAININGDISCREPANCIESWILLATTRACTADISCREPANCYFEEOFUSD60.00PLUSTELEXCOSTSOROTHERCURRENCYEQUIVALENT.THISCHARGEWILLBEDEDUCTEDFROMTHEBILLAMOUNTWHETHERORNOTWEELECTTOCONSULTTHEAPPLICANTFORAWAIVER審核軟條款47A:ADDITIONALCONDITIONS+FAXEDCOPYOFINSPECTIONCERTIFICATEISSUEDANDSIGNEDBYAPPLICANT(WHOSESIGNATUREANDCOMPANYCHOPSHOULDBEINCONFORMITYWITHTHESPECIMENHELDINAPPLICANT’SBANKASAUTHORISEDSIGNATORYFORL/CDOCUMENTS)CERTIFYINGTHATTHEGOODSAREINORDERANDINGOODCONDITIONASPERTHESALESCONTRACTNO.YUP201508970.審核軟條款46A:DOCUMENTSREQUIRED2/3SETOFCLEAN‘ONBOARD’OCEANBILLSOFLADING…47A:ADDITIONALCONDITIONSBENEFICIRY’SCERTIFICATECERTIFYINGTHATONEORIGINALOCEANBILLOFLADING,ONEORIGINALCOMMERCIALINVOICE,ONEORIGINALPACKINGLISTANDONEORIGINALGSPCERTIFICATEOFORIGINFORMAHAVEBEENMAILEDTOTHEAPPLICANTBYDHLWITHINTWODAYSAFTEROCEANBILLOFLADINGDATE.國際四大物流公司：UPS美國聯(lián)合包裹運(yùn)送服務(wù)公司DHL德國敦豪國際公司FedEx美國聯(lián)邦快遞集團(tuán)TNT荷蘭天地公司EMS國際郵政審核費(fèi)用、保兌和漏開條款審核費(fèi)用71B:CHARGESALLCHARGESANDCOMMISSIONSAREFORACCOUNTOFBENEFICIARYINCLUDINGREIMBURSINGFEE.48:PERIODFORPRESENTATIONWITHIN5DAYSAFTERTHEDATEOFSHIPMENT,BUTWITHINTHEVALIDITYOFTHISCREDIT.49:CONFIRMATIONINSTRUCTIONWITHOUT審核費(fèi)用為了執(zhí)行申請人的指示，銀行利用其他銀行的服務(wù)，其費(fèi)用和風(fēng)險由申請人承擔(dān)。即使銀行自行選擇了其他銀行，如果發(fā)出的指示未被執(zhí)行，開證行或通知行對此亦不負(fù)責(zé)。UCP600Article37c.指示另一銀行提供服務(wù)的銀行有責(zé)任負(fù)擔(dān)被指示方因執(zhí)行指示而產(chǎn)生的任何傭金、手續(xù)費(fèi)、成本或開支（“費(fèi)用”）。如果信用證規(guī)定費(fèi)用由受益人負(fù)擔(dān)，而該費(fèi)用未能收取或從信用證款項中扣除，開證行依然承擔(dān)支付此費(fèi)用的責(zé)任。

信用證或其修改不應(yīng)規(guī)定向受益人的通知以通知行或第二通知行收到其費(fèi)用為條件。審核費(fèi)用71B:CHARGESALLCHARGESANDCOMMISSIONSAREFORACCOUNTOFBENEFICIARYINCLUDINGREIMBURSINGFEE.╳48:PERIODFORPRESENTATIONWITHIN5DAYSAFTERTHEDATEOFSHIPMENT,BUTWITHINTHEVALIDITYOFTHISCREDIT.49:CONFIRMATIONINSTRUCTIONWITHOUT審核保兌指示71B:CHARGESALLCHARGESANDCOMMISSIONSAREFORACCOUNTOFBENEFICIARYINCLUDINGREIMBURSINGFEE.48:PERIODFORPRESENTATIONWITHIN5DAYSAFTERTHEDATEOFSHIPMENT,BUTWITHINTHEVALIDITYOFTHISCREDIT.49:CONFIRMATIONINSTRUCTIONWITHOUT審核保兌指示保兌是指保兌行在開證行承諾之外做出的承付或議付相符交單的確定承諾。UCP600Article2保兌行指根據(jù)開證行的授權(quán)或要求對信用證加具保兌的銀行。審核保兌指示71B:CHARGESALLCHARGESANDCOMMISSIONSAREFORACCOUNTOFBENEFICIARYINCLUDINGREIMBURSINGFEE.48:PERIODFORPRESENTATIONWITHIN5DAYSAFTERTHEDATEOFSHIPMENT,BUTWITHINTHEVALIDITYOFTHISCREDIT.49:CONFIRMATIONINSTRUCTIONWITHOUT+CONFIRM+MAYADD+WITHOUT審核保兌指示(√)PleasenotethatthisadvicedoesnotconstituteourconfirmationoftheaboveL/Cnordoesitconveyanyengagementorobligationonourpart.本通知并不構(gòu)成我行對該信用證之保兌及其他任何責(zé)任。1、不加保兌(√)PleasenotethatwehaveaddedourconfirmationtotheaboveL/C,whichisavailablewithourselvesonly.

上述信用證已由我行加具保兌，并限向我行交單。2、加保兌審核保兌指示審核償付行53A:REIMBURSINGBANKBANKOFCHINA，NEWYORK72:SENDERTORECEIVERINFORMATIONALLDOCUMENTSARETOBEREMITTEDINONELOTBYCOURIERTOBANKOFCHINAHAMBURGBRANCH，TRADESERVICES,RATHAUSMARKT5,20095HAMBURG,GERMANY.審核附言53A:REIMBURSINGBANKBANKOFCHINA，NEWYORK72:SENDERTORECEIVERINFORMATIONALLDOCUMENTSARETOBEREMITTEDINONELOTBYCOURIERTOBANKOFCHINAHAMBURGBRANCH，TRADESERVICES,RATHAUSMARKT5,20095HAMBURG,GERMANY.審核附言53A:REIMBURSINGBANKBANKOFCHINA，NEWYORK72:SENDERTORECEIVERINFORMATIONALLDOCUMENTSARETOBEREMITTEDINONELOTBYCOURIERTOBANKOFCHINAHAMBURGBRANCH，TRADESERVICES,RATHAUSMARKT5,20095HAMBURG,GERMANY.審核通知行53A:REIMBURSINGBANKBANKOFCHINA，NEWYORK57A:“ADVISETHROUGH”BANKBANKOFHANGZHOU72:SENDERTORECEIVERINFORMATIONALL