2023年大學(xué)英語四級考試模擬試卷一

2023年大學(xué)英語四級考試模擬試卷一

［問答題］1.whethertheoreticalknowledgeorsocial

practiceshouldbevaluedmoreatcollege

提交答案

［問答題］2.“外賣”描述的是一種飲食方式，又指品種日益增多的現(xiàn)成食品，

即消費(fèi)者可從餐館或小吃攤購買、在其他地方食用的食品。打包是最早出現(xiàn)的

外賣形式，雖然古老，卻延續(xù)至今。隨著手機(jī)和互聯(lián)網(wǎng)的普及，電話或網(wǎng)上訂

購逐漸成為外賣的主要手段，也使外賣行業(yè)得到迅速發(fā)展。相對于餐廳打包，

電話或網(wǎng)上訂購以其無須上門的優(yōu)勢，很大程度地刺激了外賣行業(yè)的發(fā)展。

提交答案

共享題干題

Cashisunlikelytogoawaysoon.Coinsandpaper26remainthe

mostpopularwaystopayforthingsinmostcountries.Butinthelong

term,cashappearstobeina27battlewithelectronicpayment

methods.Therearefewcomersoftheworldwhereelectroruc28

arenotgrowingfasterthancash.Butthemovementawayfromcashis

happeninginverydifferentwaysandat29pacesaroundthe

world.

Scandinavian（斯堪的納維亞的）countriesarealreadywellalongthe

roadtoward30societies.ManybanksinSwedennolongerhave

cashonhand,andconsumerscanmakeinstanttransfersdirectlyfrom

theirbankaccounts.InKenya,thelocalmobilephonecompany

Safaricom,notthebanksorthegovernment,haspushedthe

envelope.Safaricomcreatedasystem,knownasM-Pesa,thatallows

customerstomakepayments31fromtheirphones.The32of

movingawayfromcashhavebeentrumpeted（鼓吹）byeconomistslike

KennethRogoff,whowroteTheCurseofCash,abouthowpapermoney

enables33andtaxevasion.

Butthecriticsofcashhavebeenmetbytheirowncritics,whoargue

thatelectronicpaymentscan

disenfranchise（剝奪某人的權(quán)禾U）poorpeoplewho34easyaccess

tobankaccountsandtheinternetandcanmakeitmucheasierfor

governmentsandcorporationstomonitoraperson,severystep.Inthe

end,though,thefutureofmoneyislesslikelytobedeterminedby

theseargumentsthantobe35bythesuccessoftechnologists

makingiteasierforyoutopayforyourlunchormorningcoffee

withoutpullingoutyourwallet.

［單選題H.空白處26應(yīng)填

A.adequately

B.benefits

C.cashless

D.crime

E.currency

F.democratic

G

directly

H

disadvantages

I

enlightening

J

lack

K

losing

L

shaped

M

transactions

N

varying

0

witnessed

Scandinavian（斯堪的納維亞的）countriesarealreadywellalongthe

roadtoward30societies.ManybanksinSwedennolongerhave

cashonhand,andconsumerscanmakeinstanttransfersdirectlyfrom

theirbankaccounts.InKenya,thelocalmobilephonecompany

Safaricom,notthebanksorthegovernment,haspushedthe

envelope.Safaricomcreatedasystem,knownasM-Pesa,thatallows

customerstomakepayments31fromtheirphones.The32of

movingawayfromcashhavebeentrumpeted（鼓吹）byeconomistslike

KennethRogoff,whowroteTheCurseofCash,abouthowpapermoney

enables33andtaxevasion.

Butthecriticsofcashhavebeenmetbytheirowncritics,whoargue

thatelectronicpaymentscan

disenfranchise（剝奪某人的權(quán)利）poorpeoplewho34easyaccess

tobankaccountsandtheinternetandcanmakeitmucheasierfor

governmentsandcorporationstomonitoraperson,severystep.Inthe

end,though,thefutureofmoneyislesslikelytobedeterminedby

theseargumentsthantobe35bythesuccessoftechnologists

makingiteasierforyoutopayforyourlunchormorningcoffee

withoutpullingoutyourwallet.

［單選題］2.空白處27.應(yīng)填

A.adequately

B.benefits

C.cashless

D.crime

E.currency

F.democratic

G

directly

H

disadvantages

I

enlightening

J

lack

K

losing

L

shaped

M

transactions

N

varying

0

witnessed

Scandinavian（斯堪的納維亞的）countriesarealreadywellalongthe

roadtoward30societies.ManybanksinSwedennolongerhave

cashonhand,andconsumerscanmakeinstanttransfersdirectlyfrom

theirbankaccounts.InKenya,thelocalmobilephonecompany

Safaricom,notthebanksorthegovernment,haspushedthe

envelope.Safaricomcreatedasystem,knownasM-Pesa,thatallows

customerstomakepayments31fromtheirphones.The32of

movingawayfromcashhavebeentrumpeted（鼓吹）byeconomistslike

KennethRogoff,whowroteTheCurseofCash,abouthowpapermoney

enables33andtaxevasion.

Butthecriticsofcashhavebeenmetbytheirowncritics,whoargue

thatelectronicpaymentscan

disenfranchise（剝奪某人的權(quán)禾U）poorpeoplewho34easyaccess

tobankaccountsandtheinternetandcanmakeitmucheasierfor

governmentsandcorporationstomonitoraperson,severystep.Inthe

end,though,thefutureofmoneyislesslikelytobedeterminedby

theseargumentsthantobe35bythesuccessoftechnologists

makingiteasierforyoutopayforyourlunchormorningcoffee

withoutpullingoutyourwallet.

［單選題］3.空白處28.應(yīng)填

A.adequately

B.benefits

C.cashless

D.crime

E.currency

F.democratic

G

directly

H

disadvantages

I

enlightening

J

lack

K

losing

L

shaped

M

transactions

N

varying

0

witnessed

Scandinavian（斯堪的納維亞的）countriesarealreadywellalongthe

roadtoward30societies.ManybanksinSwedennolongerhave

cashonhand,andconsumerscanmakeinstanttransfersdirectlyfrom

theirbankaccounts.InKenya,thelocalmobilephonecompany

Safaricom,notthebanksorthegovernment,haspushedthe

envelope.Safaricomcreatedasystem,knownasM-Pesa,thatallows

customerstomakepayments31fromtheirphones.The32of

movingawayfromcashhavebeentrumpeted（鼓吹）byeconomistslike

KennethRogoff,whowroteTheCurseofCash,abouthowpapermoney

enables33andtaxevasion.

Butthecriticsofcashhavebeenmetbytheirowncritics,whoargue

thatelectronicpaymentscan

disenfranchise（剝奪某人的權(quán)利）poorpeoplewho34easyaccess

tobankaccountsandtheinternetandcanmakeitmucheasierfor

governmentsandcorporationstomonitoraperson,severystep.Inthe

end,though,thefutureofmoneyislesslikelytobedeterminedby

theseargumentsthantobe35bythesuccessoftechnologists

makingiteasierforyoutopayforyourlunchormorningcoffee

withoutpullingoutyourwallet.

［單選題］4.空白處29.應(yīng)填

A.adequately

B.benefits

C.cashless

D.crime

E.currency

F.democratic

G

directly

H

disadvantages

I

enlightening

J

lack

K

losing

L

shaped

M

transactions

N

varying

0

witnessed

Scandinavian（斯堪的納維亞的）countriesarealreadywellalongthe

roadtoward30societies.ManybanksinSwedennolongerhave

cashonhand,andconsumerscanmakeinstanttransfersdirectlyfrom

theirbankaccounts.InKenya,thelocalmobilephonecompany

Safaricom,notthebanksorthegovernment,haspushedthe

envelope.Safaricomcreatedasystem,knownasM-Pesa,thatallows

customerstomakepayments31fromtheirphones.The32of

movingawayfromcashhavebeentrumpeted（鼓吹）byeconomistslike

KennethRogoff,whowroteTheCurseofCash,abouthowpapermoney

enables33andtaxevasion.

Butthecriticsofcashhavebeenmetbytheirowncritics,whoargue

thatelectronicpaymentscan

disenfranchise（剝奪某人的權(quán)利）poorpeoplewho34easyaccess

tobankaccountsandtheinternetandcanmakeitmucheasierfor

governmentsandcorporationstomonitoraperson,severystep.Inthe

end,though,thefutureofmoneyislesslikelytobedeterminedby

theseargumentsthantobe35bythesuccessoftechnologists

makingiteasierforyoutopayforyourlunchormorningcoffee

withoutpullingoutyourwallet.

［單選題］5.空白處30.應(yīng)填

A.adequately

B.benefits

C.cashless

D.crime

E.currency

F.democratic

G

directly

H

disadvantages

I

enlightening

J

lack

K

losing

L

shaped

M

transactions

N

varying

0

witnessed

Scandinavian（斯堪的納維亞的）countriesarealreadywellalongthe

roadtoward30societies.ManybanksinSwedennolongerhave

cashonhand,andconsumerscanmakeinstanttransfersdirectlyfrom

theirbankaccounts.InKenya,thelocalmobilephonecompany

Safaricom,notthebanksorthegovernment,haspushedthe

envelope.Safaricomcreatedasystem,knownasM-Pesa,thatallows

customerstomakepayments31fromtheirphones.The32of

movingawayfromcashhavebeentrumpeted（鼓吹）byeconomistslike

KennethRogoff,whowroteTheCurseofCash,abouthowpapermoney

enables33andtaxevasion.

Butthecriticsofcashhavebeenmetbytheirowncritics,whoargue

thatelectronicpaymentscan

disenfranchise（剝奪某人的權(quán)利）poorpeoplewho34easyaccess

tobankaccountsandtheinternetandcanmakeitmucheasierfor

governmentsandcorporationstomonitoraperson,severystep.Inthe

end,though,thefutureofmoneyislesslikelytobedeterminedby

theseargumentsthantobe35bythesuccessoftechnologists

makingiteasierforyoutopayforyourlunchormorningcoffee

withoutpullingoutyourwallet.

［單選題］6.空白處31.應(yīng)填

A.adequately

B.benefits

C.cashless

D.crime

E.currency

F.democratic

G

directly

H

disadvantages

I

enlightening

J

lack

K

losing

L

shaped

M

transactions

N

varying

0

witnessed

Scandinavian（斯堪的納維亞的）countriesarealreadywellalongthe

roadtoward30societies.ManybanksinSwedennolongerhave

cashonhand,andconsumerscanmakeinstanttransfersdirectlyfrom

theirbankaccounts.InKenya,thelocalmobilephonecompany

Safaricom,notthebanksorthegovernment,haspushedthe

envelope.Safaricomcreatedasystem,knownasM-Pesa,thatallows

customerstomakepayments31fromtheirphones.The32of

movingawayfromcashhavebeentrumpeted（鼓吹）byeconomistslike

KennethRogoff,whowroteTheCurseofCash,abouthowpapermoney

enables33andtaxevasion.

Butthecriticsofcashhavebeenmetbytheirowncritics,whoargue

thatelectronicpaymentscan

disenfranchise（剝奪某人的權(quán)利）poorpeoplewho34easyaccess

tobankaccountsandtheinternetandcanmakeitmucheasierfor

governmentsandcorporationstomonitoraperson,severystep.Inthe

end,though,thefutureofmoneyislesslikelytobedeterminedby

theseargumentsthantobe35bythesuccessoftechnologists

makingiteasierforyoutopayforyourlunchormorningcoffee

withoutpullingoutyourwallet.

［單選題］7.空白處32.應(yīng)填

A.adequately

B.benefits

C.cashless

D.crime

E.currency

F.democratic

G

directly

H

disadvantages

I

enlightening

J

lack

K

losing

L

shaped

M

transactions

N

varying

0

witnessed

Scandinavian（斯堪的納維亞的）countriesarealreadywellalongthe

roadtoward30societies.ManybanksinSwedennolongerhave

cashonhand,andconsumerscanmakeinstanttransfersdirectlyfrom

theirbankaccounts.InKenya,thelocalmobilephonecompany

Safaricom,notthebanksorthegovernment,haspushedthe

envelope.Safaricomcreatedasystem,knownasM-Pesa,thatallows

customerstomakepayments31fromtheirphones.The32of

movingawayfromcashhavebeentrumpeted（鼓吹）byeconomistslike

KennethRogoff,whowroteTheCurseofCash,abouthowpapermoney

enables33andtaxevasion.

Butthecriticsofcashhavebeenmetbytheirowncritics,whoargue

thatelectronicpaymentscan

disenfranchise（剝奪某人的權(quán)利）poorpeoplewho34easyaccess

tobankaccountsandtheinternetandcanmakeitmucheasierfor

governmentsandcorporationstomonitoraperson5severystep.Inthe

end,though,thefutureofmoneyislesslikelytobedeterminedby

theseargumentsthantobe35bythesuccessoftechnologists

makingiteasierforyoutopayforyourlunchormorningcoffee

withoutpullingoutyourwallet.

［單選題］8.空白處33.應(yīng)填

A.adequately

B.benefits

C.cashless

D.crime

E.currency

F.democratic

G

directly

H

disadvantages

I

enlightening

J

lack

K

losing

L

shaped

M

transactions

N

varying

0

witnessed

Scandinavian（斯堪的納維亞的）countriesarealreadywellalongthe

roadtoward30societies.ManybanksinSwedennolongerhave

cashonhand,andconsumerscanmakeinstanttransfersdirectlyfrom

theirbankaccounts.InKenya,thelocalmobilephonecompany

Safaricom,notthebanksorthegovernment,haspushedthe

envelope.Safaricomcreatedasystem,knownasM-Pesa,thatallows

customerstomakepayments31fromtheirphones.The32of

movingawayfromcashhavebeentrumpeted（鼓吹）byeconomistslike

KennethRogoff,whowroteTheCurseofCash,abouthowpapermoney

enables33andtaxevasion.

Butthecriticsofcashhavebeenmetbytheirowncritics,whoargue

thatelectronicpaymentscan

disenfranchise（剝奪某人的權(quán)禾U）poorpeoplewho34easyaccess

tobankaccountsandtheinternetandcanmakeitmucheasierfor

governmentsandcorporationstomonitoraperson,severystep.Inthe

end,though,thefutureofmoneyislesslikelytobedeterminedby

theseargumentsthantobe35bythesuccessoftechnologists

makingiteasierforyoutopayforyourlunchormorningcoffee

withoutpullingoutyourwallet.

［單選題］9.空白處34.應(yīng)填

A.adequately

B.benefits

C.cashless

D.crime

E.currency

F.democratic

G

directly

H

disadvantages

I

enlightening

J

lack

K

losing

L

shaped

M

transactions

N

varying

0

witnessed

Scandinavian（斯堪的納維亞的）countriesarealreadywellalongthe

roadtoward30societies.ManybanksinSwedennolongerhave

cashonhand,andconsumerscanmakeinstanttransfersdirectlyfrom

theirbankaccounts.InKenya,thelocalmobilephonecompany

Safaricom,notthebanksorthegovernment,haspushedthe

envelope.Safaricomcreatedasystem,knownasM-Pesa,thatallows

customerstomakepayments31fromtheirphones.The32of

movingawayfromcashhavebeentrumpeted（鼓吹）byeconomistslike

KennethRogoff,whowroteTheCurseofCash,abouthowpapermoney

enables33andtaxevasion.

Butthecriticsofcashhavebeenmetbytheirowncritics,whoargue

thatelectronicpaymentscan

disenfranchise（剝奪某人的權(quán)利）poorpeoplewho34easyaccess

tobankaccountsandtheinternetandcanmakeitmucheasierfor

governmentsandcorporationstomonitoraperson,severystep.Inthe

end,though,thefutureofmoneyislesslikelytobedeterminedby

theseargumentsthantobe35bythesuccessoftechnologists

makingiteasierforyoutopayforyourlunchormorningcoffee

withoutpullingoutyourwallet.

［單選題］10.空白處35.應(yīng)填

A.adequately

B.benefits

C.cashless

D.crime

E.currency

F.democratic

G

directly

H

disadvantages

I

enlightening

J

lack

K

losing

L

shaped

M

transactions

N

varying

0

witnessed

TheUnfairStigmaSurroundingMillennialsandTheirMoney(A)

Millennialsoftengetabadrap(不公正的對待)whenitcomesto

responsibility.Apparently,theychangejobstoofrequently.Theyput

offmarriage.Theyarebusyspendingalltheirmoneyonavocadotoast

insteadofdepositsforhousingorlongtermsavings.(B)Arecent

surveyof1,037Americansfoundlessthanathirdofmillennialsare

contributingtoaretirementfund,whileanotherstudybyMerrill

Edgerevealedthattheyaresaving—they'rejustnotsavingfor

retirement.Soaremillennialsreallylessskilledatmanagingtheir

moneythanpreviousgenerations?Maybenot.Decadeafterdecade,young

peoplehavedodged(躲避)theideaofplanningfortheiroldage.This

reluctanceisnothingnew.Astudyfrom1998,forexample,foundthat

youngerbabyboomersweresavinglessforretirementthanolderbaby

boomers.(C)DouglasHershey,directoroftheRetirementPlanning

ResearchLabatOklahomaStateUniversity,saysithasmoretodo

withyoungpeopleingeneralthanmillennials."Idon'tthinkthere's

muchdifferenceinhowimportantmillennialsthinkretirementis,or

theirattitudes,fromsayBoomerswhentheywereintheir20s."(D)

Moreimportant,hesays,arecertainpsychologicalcharacteristics

thataffecthowwesave,nomattertheage.Onefactorhepointstois

futuretimeperspective."Somepeoplethinkaboutthefuture5,10,20

yearsout,whereasotherpeoplearemorepresent-oriented.It'sa

prettystablepersonalitytrait.Theytendtocarryitthroughout

theirlives."Headdsthatbeingconscientiousanddetail-oriented

areothergoodpredictorsofwhetherpeopleplanandsavefor

retirement.Evenso,hepointstomoreimmediatefinancialconcerns

forthecurrentgeneration,likerisinghousepricesandeducational

costs.(E)SophiaBeraisa33-year-oldfinancialplannerbasedin

Austin,TexasandfounderofGenYPlanningwhoworkspredominantly

withpeopleunder36-year-olds.Shefindsthatmillennialsaremore

concernedaboutaggressivelypayingoffstudentloandebtthansaving

forretirement."Iftheyjustwenttolawschoolormedicalschool,

theysaytheyknowtheyshouldsaveforretirementbuttheyreally

wanttogetahandleontheirstudentloansfirst.Formillennials,

beingdebt-freeisalmostlikethenewAmericandream,moresothan

homeownership,becauseitcausesmorestress."Shesaysthatclients

willoftendecidetopayoffdebtbeforeotherpriorities,evenwhen

itmakesmorefinancialsensetoputitoff.(F)Recentreportsthat

millennialsaren51savingenoughforretirementcanalsobeexplained

bythewayinwhichmillennialshavetoapproachitthesedays.(G)

Makingbroadstatementscanbeproblematicbecausedifferent

countrieshavedifferentnationalretirementschemes.Some,like

AustraliaandSwitzerland,havecompulsorypensionschemeswhere

workersareobligedtopayintoaretirementaccount.Others,likethe

US,havepublicpay-as-you-goschemeslikeSocialSecuritythataim

tokeepretiredpeopleoutofpoverty,bolstered(支撐)byindividual

retirementaccountswithemployercontributions.Butitisalsotrue

thatpensionsystemsofdecades'past,andothersafetynetslike

socialsecurity,areundermorepressurethanever.(H)Onebigshift

inthepastfewdecadeshasmovedresponsibilityforretirement

savingawayfromthecompanyandbacktowardstheindividual,says

PhilipDavis,aprofessorofbankingandfinanceatBrunelUniversity

inLondonandfellowattheNationalInstituteofEconomicandSocial

Research.z，Thebigshiftsforfundedschemesarefromdefinedbenefit

todefinedcontribution,“hesays."Meaningthatwearemovingfrom

thetypeoffundthatwouldguaranteeacertainincomefrom

retirementuntilyoudietosomethingthatyoupayinto,wherethe

payoutisdrivenbythemarket.”"Itisrelativelynewthatpeople

arecalledupontoplantheirownfuturesinacomplexfinancial

planningdomain,ratherthanlettingthecompanytakecareofthings

ontheirbehalf,“saysHershey,“Theworkerisnowinthedriver

seat,andtheyneedtobemakingimportantdecisions.ff(I)Withthe

onusbackontheworkertoeducatethemselves,itisnothardtosee

whysomeyoungerpeopleprefertosticktheirheadsinthesand.(J)

Noteveryonethough.AngelFernandezAmoresisa30-year-oldformer

consultantfromMadrid.Hesaysthatmostpeopleheknowsareplanning

torelyonthepublicpensionsysteminSpain."Havingsaidthat,Spain

isnotinthebestsituation.Thedemographyischangingquitealot

andwhetherthispensionfundwillbesustainableinthelongrun

remainstobeseen."(K)Thedecade-longeconomiccrisispromptedhim

tolearnhowtosavetowardshisretirement,andheultimately-

decidedtobuyaninvestmentpropertyinMadridacoupleyearsago,

whenpriceswereathistoriclows."Idon'tseemyselfeverliving

therewithmyfamily.Butit'sagreatinvestmentforayounger

person,orinthefuture,theincomecouldhelpfundretirement,，zhe

says.Perhapsmillennials,manyofwhomlivedthroughtheglobal

financialcrisis,andhavebeenstayingawayfrominvestinginshares

havemoreconfidenceinbricksandmortar(房產(chǎn))asasourceof

retirementincome.Berasaysmoreofherclientsareaskingabout

investmentproperties,especiallythosethatliveincitieswith

skyrocketinghousingcosts."Insteadofbuyingtheirownhome,they

opttosaveforinvestmentinahomeelsewhereandtaketherental

income."(L)NicoleWong,a28-year-olddoctor,intendstouserental

incomeduringretirement.SheiscurrentlylivinginBrisbane,

Australia.Shesaysshehascalculatedhowmuchmoneyshewillneedto

retire,dependingonhowlongshelives,andthatherpriorityisto

buyahouse."Ialsointendtohaveatleastonepropertyinvestment

andashareportfolio(投資組合)thatwillsupportmyretirement.*

Shesaysmanyofherfriendsplantomovesomewherewithalowercost

oflivingwhentheyretire.(M)Andstillothersthinktheymaynever

needtoretire.Atleastonesurveyindicated30%ofyounger

respondents(aged18-24)don，tplantoretireatall.So,whoknows,

maybethemillennialswhohavealreadydisruptedcountlessindustries

mayendupreinventingretirementtoo.

［單選題］11.DouglasHersheybelieveshowtoperceiveretirementmay

notvarymuchbetweenmillennialsandyoungBoomers.

A.A)

B.B)

C.C)

D.D)

E.E)

F.F)

G

G)

H

H)

I

I)

J

J)

K

K)

L

L)

M

M)

［單選題］12.AlthoughtheAmericanretirementschemeisdistinctfrom

thatofAustralia,bothofthemfacethesameproblem.

A.A)

B.B)

C.C)

D.D)

E.E)

F.F)

G

G)

H

H)

I

I)

J

J)

K

K)

L

L)

M

M)

［單選題］13.Thefinancialcrisisthatswepttheworldhasleftmany

youngerinvestorswaryofinvestinginstockmarkets.

A.A)

B.B)

C.C)

D.D)

E.E)

F.F)

G

G)

H

H)

I

I)

J

J)

K

K)

L

L)

M

M)

［單選題］14.Theexcessively-highfrequencyofjobchanges,late

marriageandlesscontrolonfinancesmakepeoplethinkthat

millernnialsareirresponsible.

A.A)

B.B)

C.C)

D.D)

E.E)

F.F)

G

G)

H

H)

I

I)

J

J)

K

K)

L

L)

M

M)

［單選題］15.AngelFernandezAmoresisnotoptimisticaboutthe

prospectoftheSpanishpensionsystembecauseofthedemographic

shift.

A.A)

B.B)

C.C)

D.D)

E.E)

F.F)

G

G)

H

H)

I

I)

J

J)

K

K)

L

L)

M

M)

［單選題］16.Unlikeherfriends,considerationoflivingelsewhere

afterretirement,NicoleWongplanstoretireontherentalincome

andstockreturns.

A.A)

B.B)

C.C)

D.D)

E.E)

F.F)

G

G)

H

H)

I

I)

J

J)

K

K)

L

D

M

M)

［單選題］17.AccordingtoDouglas,itisnothowoldpeopleare,but

theirmentalfeaturesLikefuturetimeperspectivethatinfluence

theirwayofsaving.

A.A)

B.B)

C.C)

D.D)

E.E)

F.F)

G

G)

H

H)

I

I)

J

J)

K

K)

L

L)

M

M)

［單選題］18.InPhilipDavis'sview,nowadaystheretiredcouldn'tget

afixedpensionastheirpreviousgenerationsdidandtheirincomes

fluctuatewiththemarket.

A.A)

B.B)

C.C)

D.D)

E.E)

F.F)

G

G)

H

H)

I

I)

J

J)

K

K)

L

L)

M

M)

［單選題］19.Millennials'financialabilityisnotnecessarilyinferior

tothatofpreviousgenerationssinceyouthshavealwaysavoided

thinkingaboutretirementplanning.

A.A)

B.B)

C.C)

D.D)

E.E)

F.F)

G

G)

H

H)

I

I)

J

J)

K

K)

L

L)

M

M)

［單選題］20.SophiaBeradiscoversthatmillennialsputloanrepayment

aheadofretirementsavingsinspiteoftheirawarenessofthe

necessityofthelatter.

A.A)

B.B)

C.C)

D.D)

E.E)

F.F)

G

G)

H

H)

I

I)

J

J)

K

K)

L

L)

M

M)

TheFrenchgovernmentistobanstudentsfromusingmobilephonesin

thecountry，sprimary,juniorandmiddleschools.Childrenwillbe

allowedtobringtheirphonestoschool,butnotallowedtogetthem

outatanytimeuntiltheyleave,evenduringbreaks.Jean-Michel

Blanquer,theFrencheducationminister,saidthemeasurewouldcome

intoeffectfromthestartofthenextschoolyearinSeptember

2018.Itwillapplytoallpupilsfromthetimetheystartschoolat

theageofsix-uptoabout15whentheystartsecondaryschool.

Blanquersaidsomeeducationestablishmentsalreadyprohibitedpupils

fromusingtheirmobiles.

“Sometimesyouneedamobileforteachingreasons...forurgent

situations,buttheirusehastobesomehowcontrolled,/zhetoldRTL

radio.TheFrenchheadteachers,unionwasskepticalthattheban

couldbeenforced./zThisnewannouncementfromtheeducationministry

leavesusdubiousbecausewe'rehavingtroubleunderstandingwhatthe

realissuehereis.Ingeneral,we'reusedtothembeinglogicaland

pragmaticaboutthings,andhere,wecan'tfindthelogicorthe

pragmatismintheannouncements,/zsaidPhilippeVincent,theunion's

deputygeneralsecretary.

OutsideonemiddleschoolinthecentreofParis,pupilsaskedabout

themeasureseemedunimpressed./ZIdon，tunderstandhowitwill

work.Whowilltakethephones,wherewilltheyputthem...howwillwe

getthemback?”saidone13-year-oldboy.

Parentsseemeduncertaintoo."It'sprobablyagoodideawhenthekids

areinschool,buttheycan'tbanthembringingthemtoschool,“said

Sabine."Mydaughtergoestoschoolandcomeshomeonherown,andat

thistimeofyearit'sdarksoearly,soIwanthertohaveaphone

withher.It'sreassuring.Z/Sheadded：”Butratherthanaban,wouldn't

itbebettertoinstallasignalblockerinschools?”

Blanquerhasalreadysuggestedschoolscouldinstalllockersfor

phones,thoughmanycitycentreschoolshavelittleroomforthem.

［單選題］21.Whichofthefollowingistrueabouttheban?

A.Primaryschoolstudentscannotbringtheirmobilephonestoschool.

B.Juniorschoolstudentscanusetheirmobilephonesduringbreaks.

C.Middleschoolstudentsareallowedtousemobilephonesafter

school.

D.Collegestudentsareforbiddentousemobilephonesinclass.

Blanquersaidsomeeducationestablishmentsalreadyprohibitedpupils

fromusingtheirmobiles.

“Sometimesyouneedamobileforteachingreasons...forurgent

situations,buttheirusehastobesomehowcontrolled,/zhetoldRTL

radio.TheFrenchheadteachers'unionwasskepticalthattheban

couldbeenforced.Z/Thisnewannouncementfromtheeducationministry

leavesusdubiousbecausewe'rehavingtroubleunderstandingwhatthe

realissuehereis.Ingeneral,we,reusedtothembeinglogicaland

pragmaticaboutthings,andhere,wecan，tfindthelogicorthe

pragmatismintheannouncements,z/saidPhilippeVincent,theunion5s

deputygeneralsecretary.

OutsideonemiddleschoolinthecentreofParis,pupilsaskedabout

themeasureseemedunimpressed./ZIdon，tunderstandhowitwill

work.Whowilltakethephones,wherewilltheyputthem...howwillwe

getthemback?”saidone13-year-oldboy.

Parentsseemeduncertaintoo."It'sprobablyagoodideawhenthekids

areinschool,buttheycan，tbanthembringingthemtoschool,“said

Sabine."Mydaughtergoestoschoolandcomeshomeonherown,andat

thistimeofyearit'sdarksoearly,soIwanthertohaveaphone

withher.It'sreassuring.Z/Sheadded：”Butratherthanaban,wouldn't

itbebettertoinstallasignal