2022-2023年度銀行招聘之銀行招聘綜合知識押題練習(xí)試題B卷含答案

2022-2023年度銀行招聘之銀行招聘綜合知識押題練習(xí)試題B卷含答案

單選題（共53題）1、當(dāng)國內(nèi)投資增加時(shí)，一般將（）。A.增加向其他國家的進(jìn)口B.增加出口而進(jìn)口保持不變C.改善外貿(mào)情況D.使進(jìn)口、出口都增加，但進(jìn)口的增加少于出口的增加【答案】A2、Allcarmakersarespendingbillionstryingtofigureoutafuturethatismore______，moreautonomousandstepsbackfromfossilfuels。A.electricB.electricalC.electronicD.electrified【答案】A3、資料：Whatattractscustomers?Obviouslythequalityofaproductdoes,butvisualimagescontributeagreatdeal.Itisnotonlytheimageprovidedbythepackagingthatcountsbutthewholecorporateidentityofthecompany.A.theexamplesoflogoswhichareemotiveandcaninspireloyaltyB.theexamplesofgivingpeopleideaoftheproductsbyusingtheimagesC.theexamplesoflogoswhichfitinwithcontemporarydesignD.Noneofabove【答案】A4、下列關(guān)于GDP和GNP兩個經(jīng)濟(jì)概念的表述，不正確的是（）。A.GDP強(qiáng)調(diào)的是地域概念B.GNP強(qiáng)調(diào)的是人口概念C.一個美國公民在中國工作，取得的收入可計(jì)入美國的GDP中D.一個英國公民在中國工作，取得的收入可計(jì)入英國的GNP中【答案】C5、資料：之后，經(jīng)濟(jì)學(xué)家Mr.V發(fā)表了關(guān)于一些新名詞的感悟，請根據(jù)下列資料回答問題。A.TheconceptionsofglobalizationvaryB.ThedisciplinesinthesocialsciencesvaryC.TherearelessconceptionsofglobalizationD.Therearemanydisciplinesinthesocialsciences【答案】C6、一個壟斷廠商分別對兩個市場實(shí)行差別定價(jià)壟斷，下列選項(xiàng)哪個正確？（）A.會操縱價(jià)格需求使兩個市場的價(jià)格彈性相同B.彈性更高的市場其價(jià)格更高C.彈性更高的市場價(jià)格更低D.需求彈性越高的市場出售產(chǎn)品越多【答案】C7、LifemagazinechoseOprah____thewifeofthepresidentas“America’sMostPowerfulwoman”.A.aboveB.overC.beyondD.beside【答案】B8、資料：Thebusinessannouncedthatrevenueshadgrownby10.2percentyear-on-yeartoRMB18.264billion（$2.748billion）.However,profitfelltoRMB2.866billion（$431.3billion）,a17.4percentdecreasefromthesameperiodin2015.A.BaiduhasbeencuttingofftheircostsB.Baidu'sprofithasfallenC.Baidu'srevenueshavebeenfallingD.Baiduhasbeenlosingmoney【答案】B9、資料：Thepovertylineistheminimumincomethatpeopleneedforanacceptablestandardofliving.Peoplewithincomesbelowthepovertylineareconsideredpoor.Economistsstudythecausesofpovertyinordertofindsolutionstotheproblem.A.somepeoplearetooyoungtoworkinmanyindustriesB.somepeoplearesatisfiedwiththegovernmentwelfareC.somepeopledon’thavemotiontoworkD.somepeoplearenotqualifiedtowork【答案】B10、王某見自己的女友遭兩個流氓調(diào)戲，前去制止，卻反遭流氓攻擊，王某便立即進(jìn)行反擊。此時(shí)，便衣民警李某趕到，未來得及表明自己的身份即迅速抓住王某以制止毆斗。王某視李某為流氓團(tuán)伙，隨即拔刀將李某刺成重傷。王某的行為屬于（）。A.故意傷害B.過失傷害C.正當(dāng)防衛(wèi)D.假想防衛(wèi)【答案】D11、資料：Becauseofthebiochemicalreactionsinyourbodythatoccurwitheverytypeoffoodyoueatonadailybases,somefoodsageyoufasterthanyourrealage,whileotherfoodshelptofightaging.A.thedegradingjointsB.thethinningofyourhairC.thegoodconditionofyourorgansD.thewrinklesaroundyoureyes【答案】C12、2020年1月5日，《庚子年》特種郵票首發(fā)儀式在（）舉行，2020年是庚子鼠年，也是中國郵政發(fā)行生肖郵票（）周年，此次生肖郵票加入了郵票數(shù)字化內(nèi)容。A.北京；30B.上海；40C.上海；30D.北京；40【答案】D13、Humansurvivalhasbeenbasedonunrivaledadaptationtotheenvironment,butplantsandanimalswillandareinevitablysuccumbing（）subtlechangesintheclimate.A.inB.withoutC.withD.To【答案】D14、下來關(guān)于“服務(wù)業(yè)營業(yè)稅改征增值稅”的說法正確的是（）。A.服務(wù)業(yè)營業(yè)稅改征增值稅是指根據(jù)服務(wù)業(yè)的營業(yè)稅修改增值稅B.改革只針對服務(wù)行業(yè)C.服務(wù)業(yè)營業(yè)稅改征增值稅是指對服務(wù)業(yè)由征收營業(yè)稅改為征收增值稅D.試點(diǎn)行業(yè)的總體稅負(fù)略有增加【答案】C15、資料：What，ifanything，dowegainbyclingingtoourantioxidantsupplements？A.tocorrectthemisunderstandingofantioxidantsupplementB.toencouragereaderstotakenmorevitamineC.toencouragereaderstodomorephysicalexerciseD.toinformathletesofthebenefitsoftrauma【答案】A16、信用的基本特征是（）。A.平等的價(jià)值交換B.無條件的價(jià)值單方面讓渡C.以償還為條件的價(jià)值單方面轉(zhuǎn)移D.無償?shù)馁浥c或援助【答案】C17、資料：Whenweseewell，wedonotthinkaboutoureyesveryoften.Itisonlywhenwecannotseeperfectlythatwerealizehowimportantoureyesare.A.evenifwecanseewellB.onlywhenwecannotseeperfectlyC.onlywhenwerealizehowimportantoureyesareD.onlywhenwecanseewell【答案】A18、資料：Evenasrichcountriesseektoridworkplacesofsubtlegenderbias,inmanydevelopingonesdiscriminationremainsovert.AccordingtotheWorldBank,womenarebarredfromcertainjobsin104countries.（1）A.Indevelopingcountries,thegenderdiscriminationinworkfieldisspreadingtomorecountriesB.Duetoworkrestrictions,womencannotworkinsometoughindustriesC.WomenappreciatebeingtreatedasweakersexinsomecountriessoastobearchildrenD.Liftingrestrictionsonalistofdangerousjobscanhelptosolvetheproblemofinequalityinwork【答案】B19、Globalwarmingiscausingmorethan300,000deathsandabout$125billionineconomiclosseseachyear,accordingtoareportbytheGlobalHumanitarianForum,anorganizationledbyAnnan,theformerUnitedNationssecretarygeneral.A.ItsstatisticslookembarrassingB.ItisinvalidintermsofmethodologyC.ItdeservesourclosestattentionD.Itsconclusionispurposelyexaggerated【答案】B20、資料：It’seasytotracetheevolutionoftheautomobile.Atmost，we’reonlytalkingaboutafewcenturiesoftechnologicaldevelopment，andmostoftheplans，prototypesandmodelsarestillaround.Withjustalittleresearch，youcaneasilytracethelatestmodelelectrichybridbacktoitssteam-poweredancestors.A.MorpholoicalandgeneticstudieshelpedscientiststotraceunknowncommonancestorofchimpsandhumansexistedB.MorphologicalandgeneticstudiesdeterminedexactspeciesofcommonancestorofchimpsandhumansexistedC.GeneticstudiesfoundhominidfossilstobridgetheevolutionaryprogressionfromunknowncommonancestortomodernhumansD.MorphologicalstudieshelpedfindingthefamousEastAfricanfossilsandsetupanmilestoneinthisfield【答案】C21、資料：It'ssocommontohearpeoplesay，“I’mstressedout，”almostasabadgeofhonor，asifthisisasymptomonlyofourfast-pacedmodernlife.Butinherbook，“Exhaustion：AHistory，”AnnaKatharinaSchaffnerwritesthatthesyndromeofmentalexhaustionhasexistedalmostsincethebeginningofhumanhistory.A.ThestateofbeingveryoldorancientB.ThestateofbeingmentallyexhaustedC.ThestateofcompletephysicalexhaustionD.Thestateofdifficultlifeexperienceinearliertimes【答案】A22、Recently,XiangningstartedtocommunicatewithMike,thecontactpersonofMonsell.A.perfectB.moreperfectC.mostperfectD.perfectest【答案】A23、角樓位于故官城墻的轉(zhuǎn)角，共有4座。史料及考古資料表明，我國多個朝代的宮城城墻上均建有角樓。如先秦古籍《考工記》的“匠人營國”部分就規(guī)定了城墻角樓的高度為“七雉"（約16.7米）；東周時(shí)期軍事家墨翟所著《墨子》，其中的《備城門》《備蛾傅》等部分都記載了在城墻的拐角處修建防護(hù)建筑、其樣式必定是重樓形式的軍事防御規(guī)定。A.說明故宮角樓的來歷B.說明角樓并非是古代宮城所必須的建筑C.介紹故宮角樓的功能D.介紹角樓源于軍事防御的需要而興建【答案】D24、Nostudent（）gooutofschoolforsnacksduringthebreakwithouttheteacher’spermission.A.willB.mustC.shallD.may【答案】C25、____analysts’predictions,McKnightElectronicengineerswereabletocreateabatterycapableoflastingtwiceaslongaspreviousmodels.A.NeverthelessB.ContrarytoC.ExceptD.Providedthat【答案】B26、期末根據(jù)賬簿記錄．計(jì)算并記錄出各賬戶的本甥發(fā)生額和期末余額．在會計(jì)上叫（）。A.對賬B.結(jié)賬C.調(diào)賬D.查賬【答案】B27、經(jīng)過對賬，如果開戶單位賬面余額與銀行分戶賬余額不符，可通過（）核對出差額，進(jìn)行查對。A.調(diào)節(jié)表B.余額調(diào)節(jié)表C.未達(dá)賬項(xiàng)調(diào)節(jié)表D.銀行對賬單【答案】B28、在表示存儲器的容量時(shí),1MB的準(zhǔn)確含義是（）。A.1024GB.1024KC.1024字節(jié)D.1024【答案】B29、2012年是中國銀行成立（）周年。A.90B.100C.110D.80【答案】B30、按出票人不同，匯票可分為（）。A.銀行匯票B.商業(yè)匯票C.銀行匯票和商業(yè)匯票D.企業(yè)匯票和商業(yè)匯票【答案】C31、央行開展MLF操作釋放5000億元人民幣，該國法定存款準(zhǔn)備金率為20%，商業(yè)銀行系統(tǒng)平均超額存款準(zhǔn)備金率為5%，國民平均通貨存款持有習(xí)慣是1:4，則該國貨幣供應(yīng)量新增（）。A.12500B.10000C.9000D.13000【答案】A32、Onanannual（）,housepricesinScotlandarenowonly1%lowerthantheywereayearago,buttheyare8%downinNorthernIreland.A.planB.objectC.foundD.basis【答案】D33、Passage6A.quieterB.cheaperC.widerD.faster【答案】D34、本幣升值的影響表現(xiàn)為本國商品的（）。A.國內(nèi)價(jià)格下降，出口價(jià)格不變B.國內(nèi)價(jià)格不變，出口價(jià)格下降C.國內(nèi)價(jià)格和出口價(jià)格均下降D.國內(nèi)價(jià)格和出口價(jià)格均不變【答案】D35、《羅摩衍那》和《摩訶婆羅多》這兩部著名的史詩體現(xiàn)的文明屬于（）。A.古印度B.古巴比倫C.古希臘D.雅典【答案】A36、上海證券交易所上市交易的某只股票，2009年末的每股稅后利潤為0.2元，市場利率為2.5%。A.分期付息到期還本債券B.到期一次還本付息債券C.分期還本到期一次付息債券D.分期付息債券【答案】A37、資料：Procrastinationcomesinmanydisguises.Wemightresolvetotackleatask,butfindendlessreasonstodeferit.Wemightprioritizethingswecanreadilytickoffourto-dolist-answeringemails,say-whileleavingthebig,complexstuffuntouchedforanotherday.Wecanlookandfeelbusy.whileartfullyavoidingthetanksthatreallymatter.Andwhenwelookatthoserolling,longuntoucheditemsatthebottomofourto-dolist,wecan'thelpbutfeelalittledisappointedinourselves.A.MakethecostsofactionfeelsmallerB.MaketherewardlargerthantheimmediatepainofdoingitC.MakethebenefitsofactionfeelbiggerD.Alltheabove【答案】D38、Nowthatyourplanseemstofailtowork,yououghttomakea（n）____oneassoonaspossible.A.alertB.alarmC.alterD.alternative【答案】D39、上海證券交易所上市交易的某只股票，2009年末的每股稅后利潤為0.2元，市場利率為2.5%。A.20B.40C.60D.80【答案】B40、李克強(qiáng)主持召開國務(wù)院黨組會議，學(xué)習(xí)貫徹習(xí)近平總書記在（）的重要講話精神，部署強(qiáng)化政府系統(tǒng)全面從嚴(yán)治黨，推動經(jīng)濟(jì)社會持續(xù)健康發(fā)展。A.十九屆中央檢法會議B.十九屆五中全會C.十九屆人民代表大會D.十九屆中央紀(jì)委五次全會【答案】D41、資料：Didyourchild'sbrainshrinklastsummer?Probablynot,butitmayhaveshiftedintoreverse,accordingtoastudybyDr.HarrisCooper,professorofpsychologyattheUniversityofMissouri-Columbia.Thestudyfoundthatwhenstudentsreturntoschoolafteralongsummervacation,they'velostonetothreemonthsworthoflearning.A.Doingsomespecialplanningtohavemath-relatedactivitiesB.Signingupforprogramslike“Shakespeare’sTheater”C.HavinglessreadingactivitiesoverthesummerD.Goingtothelibrariesmoreoften【答案】A42、下列關(guān)于負(fù)債的說法，錯誤的是（）。A.是由企業(yè)過去的交易或者事項(xiàng)所形成的B.是企業(yè)承擔(dān)的現(xiàn)時(shí)義務(wù)C.預(yù)期會導(dǎo)致經(jīng)濟(jì)利益流出D.一般將負(fù)債分為短期借款與長期借款【答案】D43、流動性資產(chǎn)是指（）個月內(nèi)變現(xiàn)的資產(chǎn)。A.1B.2C.6D.12【答案】D44、資料：DesktopSupportforPrivateEquityFirminMidtownA.Face-to-facetechnicalassistanceB.RemotehelpC.HandbookinstructionsD.Phonecalls【答案】B45、ActionAidalsoaccusesBritishFoods______usingitsbranchcompaniestoreduceitstaxesinAfricabymillionsofdollars.A.inB.ofC.forD.to【答案】B46、Icannotthinkofanything______happenedthatdaywhichIwouldhavewishedotherwise.A.whatB.whoC.thatD.which【答案】C47、下列名畫按創(chuàng)作時(shí)間排序正確的是（）。A.①②③④B.②①④③C.③④①②D.④①③②【答案】C48、資料：It’seasytotracetheevolutionoftheautomobile.Atmost，we’reonlytalkingaboutafewcenturiesoftechnologicaldevelopment，andmostoftheplans，prototypesandmodelsarestillaround.Withjustalittleresearch，youcaneasilytracethelatestmodelelectrichybridbacktoitssteam-poweredancestors.A.MorpholoicalandgeneticstudieshelpedscientiststotraceunknowncommonancestorofchimpsandhumansexistedB.MorphologicalandgeneticstudiesdeterminedexactspeciesofcommonancestorofchimpsandhumansexistedC.GeneticstudiesfoundhominidfossilstobridgetheevolutionaryprogressionfromunknowncommonancestortomodernhumansD.MorphologicalstudieshelpedfindingthefamousEastAfricanfossilsandsetupanmilestoneinthisfield【答案】C49、資料：Peoplediffergreatlyintheirreadinesstotrynewproducts.Ineachproductarea，thereare“consumptionpioneers”andearlyadopters.Otherindividualsadoptnewproductsmuchlater.Afteraslowstart，anincreasingnumberofpeopleadoptthenewproduct.A.Theyrelymoreontheirownvaluesandjudgment。B.Theyarereluctanttotakerisks。C.Theyaremorereceptivetofamiliarthings。D.Theyaremorebrandloyal?！敬鸢浮緼50、我國現(xiàn)階段的貨幣政策采用（）公式來考量M2增速是否適宜。A.M2增速=GDP增速+CPI+1%B.M2增速=GDP增速+CPI+2%C.M2=GDP增速+CPID.M2=GDP增速+CPI+1%至2%【答案】C51、Youwouldimaginethatsleepingwasaquietandpeacefulexperiencebutinreality，ourbrainsaremoreactiveduringsomestagesofsleepthanwhenweare______。A.wakeB.awakeC.wakenD.awaken【答案】B52、資料：Humanresourceprofessionalsactasmediatorsbetweenanorganization'smanagementanditsworkers.ThisrequireswearingmanyhatsIt'sanHRadministrator'sjobtomakesurethatemployeesareworkinginasafeenvironmentthatdisputesaresettled，andthatbenefitsareunderstoodandadministeredproperly.Atthesametime，HRischargedwithrecruitingnewemployeeswhowillnotonlyfitinpersonallyandprofessionallybutalsohelpthecompanyachieveitsbusinessgoals.Theyalsorepresentmanagementwhennegotiatingforbenefitswithcompaniesadministeringthesebenefitsandwhenimplementingcompanywidepoliciesthatwillultimatelylowercostsorboostprofits.TheneedsofHRcoverawiderangeoftasksand，therefore，requireindividualswhoaregoodwithpeopleinadditiontobeingorganized，analytical，business-minded，andheroicmultitaskers.A.toactsmoothlyandtactfullyB.totakeonmuchresponsibilityC.tobefacedwithmanychoicesD.topayattentiontoclothing【答案】B53、依次填入下列各句劃線部分的詞語，與句意最貼切的一組是（）。A.貫串鬼怪國是B.貫穿鬼怪國事C.貫串詭怪國事D.貫穿詭怪國是【答案】D多選題（共12題）1、通報(bào)的特點(diǎn)有（）。A.具有較強(qiáng)的時(shí)效性B.讓事實(shí)和數(shù)據(jù)說話，而不過多地闡發(fā)和論證道理C.具有教育性質(zhì)，主要起宣傳教育、溝通情況和交流經(jīng)驗(yàn)的作用D.內(nèi)容單純，行文簡便【答案】ABC2、信用社的所有者權(quán)益包括（）。A.投資者對信用社的投入資本B.資本公積金C.盈余公積金D.未分配利潤【答案】ABCD3、國際收支是一國在一定時(shí)期內(nèi)從國外收進(jìn)的全部貨幣資金和向國外支付的全部貨幣資金的對比關(guān)系，國際收支可能有以下哪幾種狀況?（）A.借差B.順差C.逆差D.平衡【答案】BCD4、財(cái)政赤字的彌補(bǔ)辦法有（）。A.動用歷年節(jié)余B.增加貨幣供給C.發(fā)行政府債券D.向中央銀行透支和借款E.增加貨幣量【答案】ACD5、下列各項(xiàng)中，（）不屬于財(cái)政實(shí)現(xiàn)資源配置職能的手段。A.加強(qiáng)稅收調(diào)節(jié)優(yōu)化財(cái)政支出結(jié)構(gòu)B.通過政府直接投資、財(cái)政貼息等方式，引導(dǎo)和調(diào)節(jié)社會投資方向C.發(fā)揮財(cái)政轉(zhuǎn)移支付的作用D.通過公共支出提供社會福利【答案】ACD6、銀行賬簿，按其用途可分為()。A.分類賬B.登記簿賬C.明細(xì)賬D.總賬【答案】AB7、國內(nèi)保理主要包括（）。A.應(yīng)收賬款買斷B.應(yīng)收賬款收購C.應(yīng)收賬款代理D.應(yīng)付賬款買斷【答案】ABC8、下列項(xiàng)目中，屬于流動資產(chǎn)的有（）。A.無形資產(chǎn)B.預(yù)付賬款C.應(yīng)收賬款D.應(yīng)收票據(jù)【答案】BCD9、“人無信不立，國無法不安?！笨梢姺▽σ粋€國家的建設(shè)尤為重要。下列屬于法的特征的有（）。A.法是調(diào)整人的行為的社會規(guī)范B.法是由國家制定、認(rèn)可并具有普遍約束力的社會規(guī)范C.法是由社會道德公信力保證實(shí)施的社會規(guī)范D.法是規(guī)定權(quán)利和義務(wù)的社會規(guī)范【答案】ABD10、以下哪些思想是十七大確立的黨的指導(dǎo)思想?（）A.馬克思列寧主義B.毛澤東思想C.鄧小平理論D.“三個代表”【答案】ABCD11、在我國，隨著經(jīng)濟(jì)發(fā)展和改革的深入，“短缺經(jīng)濟(jì)”轉(zhuǎn)變?yōu)椤斑^剩經(jīng)濟(jì)”，投資消費(fèi)需求膨脹一度轉(zhuǎn)變?yōu)橥顿Y消費(fèi)需求不足。1997年下半年，我國零售物價(jià)指數(shù)開始全面持續(xù)下跌，存在“通貨緊縮趨勢”。為此中國人民銀行采取了一系列貨幣政策措施予以應(yīng)對。A.減少貨幣供應(yīng)B.下調(diào)存款準(zhǔn)備金率C.加大再貼現(xiàn)力度D.在公開市場上買進(jìn)有價(jià)證券【答案】BCD12、《借款申請書》的主要內(nèi)容包括（）。A.借款金額B.借款利率C.借款用途D.還款計(jì)劃E.還款來源【答案】ACD大題（共4題）一、2002年3月5日，美國總統(tǒng)布什決定，從3月20日起，美國將對大多數(shù)鋼材征收最高達(dá)30％的進(jìn)口關(guān)稅，并對原鋼板實(shí)行進(jìn)口限額，這意味著來自歐盟、日本、韓國、俄羅斯和中國的價(jià)值數(shù)10億美元的鋼材將無法進(jìn)入美國這個世界上最大的鋼鐵市場。對加拿大和墨西哥則實(shí)行“豁免”。歐盟表示，要采取相應(yīng)的措施進(jìn)行反擊。我國也表示，反對美國的這一決定，并采取相應(yīng)的措施以維護(hù)我國的利益。1用有關(guān)經(jīng)濟(jì)知識評析美國總統(tǒng)布什的決定。2．用有關(guān)哲學(xué)知識分析美國總統(tǒng)布什的決定必然產(chǎn)生的后果。3．用政治常識的有關(guān)知識分析我國為什么要反對布什總統(tǒng)的決定?！敬鸢浮?．(1)市場經(jīng)濟(jì)具有平等性、競爭性、法制性和開放性等一般特征，美國的這一做法違背了市場經(jīng)濟(jì)特征。(2)非歧視原則是WT0的一條重要的基本原則，美國對中國、歐盟、日本、韓國、俄羅斯等國家征收高關(guān)稅，而對加拿大、墨西哥施行“豁免”，違背了非歧視原則。2．(1)意識有能動的反作用。錯誤的意識阻礙事物的發(fā)展，布什總統(tǒng)的決定是錯誤的，阻礙了美國與歐盟、中國等國家經(jīng)濟(jì)貿(mào)易的發(fā)展。(2)世界上的一切事物處在普遍