外貿(mào)英語句之保險Insurance

1、外貿(mào)英語900句之 保險 Insurance HYPERLINK http:/club.china.alibab/ 阿里巴巴商人論壇 發(fā)布時間：2007-04-10 14:13 （一）Im looking for insurance from your company.我是到貴公司來投保的。Mr. Zhang met Mr. William in the office of the People Insurance Company of China.張先生在中國人民保險公司的辦公室接待了威廉先生。After loading the goods on board the hip, I go to

2、 the insurance company to have them insured.裝船后，我到保險公司去投保。When should I go and have the tea insured?我什么時候?qū)⑦@批茶葉投保？All right. Lets leave insurance now.好吧，保險問題就談到這里。I have come to explain that unfortunate affair about the insurance.我是來解釋這件保險的不幸事件的。I must say that youve corrected my ideas about the insu

3、rance.我該說你們已經(jīng)糾正了我對保險的看法。This information office provides clients with information on cargo insurance.這個問訊處為顧客提供大量關(guān)于貨物投保方面的信息。The underwriters are responsible for the claim as far as it is within the scope of cover.只要是在保險責(zé)任范圍內(nèi)，保險公司就應(yīng)負責(zé)賠償。The loss in question was beyond the coverage granted by us.損失不包

4、括在我方承保的范圍內(nèi)。The extent of insurance is stipulated in the basic policy form and in the various risk clause.保險的范圍寫在基本保險單和各種險別的條款里。Please fill in the application form.請?zhí)顚懸幌峦侗?。Words and Phrasesinsure 保險；投保；保證insurance 保險；保險費；保險金額underwriters 保險商（指專保水險的保險商）保險承運人insurance company 保險公司insurer 保險人insurance

5、broker 保險經(jīng)紀人insurance underwriter 保險承保人insurance applicant 投保人insurant, the insured 被保險人，受保人to cover (effect,arrange,take out) insurance 投保insurance coverage;risks covered 保險范圍insurance slip 投保單insured amount 保險金額insurance against risk 保險insurance clause 保險條款insurance instruction 投保通知insurance busin

6、ess 保險企業(yè)insurance conditions 保險條件（二）What risks is the Peoples Insurance Company of China able to cover?中國人民保險公司承保的險別有哪些？What risks should be covered?您看應(yīng)該保哪些險？What kind of insurance are you able to provide for my consignment?貴公司能為我的這批貨保哪些險呢？Its better for you to can the leaflet, and then make a decis

7、ion.你最好先看看說明書，再決定保什么險。These kinds of risks suit your consignment.這些險別適合你要投保的貨物。May I ask what exactly insurance covers according to your usual C.I.F terms?請問根據(jù)你們常用的CIF價格條件，所保的究竟包括哪些險別？It s important for you to read the fine print in any insurance policy so that you know what kind of coverage you are

8、buying.閱讀保險單上的“細則”對你是十分重要的，這樣就能知道你要買的保險包括哪些項目。Words and PhrasesPICC (Peoples Insurance Company of China) 中國人民保險公司risk insured, risk covered 承保險項risk 險別to provide the insurance 為.提供保險leaflet 說明書fine print 細則（三）what is the insurance premium?保險費是多少？The premium is to be calculated in this way.保險費是這樣計算的。

9、The total premium is 800 U.S. dollars.保險費總共是800美圓。The cover paid for will vary according to the type of goods and the circumstances.保險費用按照貨物類別的具體情況會有所不同。The rates quoted by us are very moderate. Of course, the premium varies with the range of insurance.我們所收取的費率是很有限的，當(dāng)然，保險費用要根據(jù)投保范圍的大小而有所不同。According

10、to co-insurance clauses, the insured person must pay usually 20 percent of the total expenses covered.根據(jù)共同保險條款，保險人通常必須付全部費用的百分之二十。The insurance rate for such kink of risk will vary according to the kind.這類險別的保險費率將根據(jù)貨物種類而定。Insurance brokers will quote rates for all types of cargo and risks.保險經(jīng)紀人會開出承保

11、各類貨物的各種險別的費用。Can you give me an insurance rate?您能給我一份保險率表嗎？Could you find out the premium rate for porcelain?您能查一下瓷器的保險費率嗎？You should study not only the benefits but also the terms and limitations of an insurance agreement that appears best suitedto your needs.你不僅要研究各種保險所標明的給予保險人的賠償費用，還要研究它的條件與限制，然后

12、選出最適合你需要的一種。Words and Phrasesinsurance expense 保險費premium rate 保險費率premium 保險費insurance rate 保險費率表insurance proceeds 保險金（保險收入（四）F.P.A. stands for Free from Particular Average.FPA代表平安險。W.P.A. stands for With Particular Average.WPA代表水漬險。Ill have the goods covered against Free from Particular Average.我

13、將為貨物投保平安險。I know that F.P.A insurance doesnt cover losses on consumer goods.我知道平安險不包括消費品的種種損失。I dont think that the W.P.A insurance covers more risks than the F.P.A.我認為水漬險承保的范圍并不比平安險的范圍寬。Free from Particular Average is good enough.只保平安險就可以了。The goods are to be insured F.P.A.這批貨需投保平安險。What youve cove

14、red is Leakage.你所投保的是滲漏險。Why dont you wish to cover Risk of Breakage?您為什么不想投保破碎險呢？W.P.A coverage is too narrow for a shipment of this nature, please extend the coverage to include TPND.針對這種性質(zhì)的貨物只保水漬險是不夠的，請加保偷盜提貨不成險。Dont you wish to arrange for W.P.A. and additional coverage against Risk of Breakage?

15、您不想保水漬險和附加破碎險嗎？Not every breakage is a particular average.并不是所有的破碎險都屬于單獨海損。The coverage is W.P.A. plus Risk of Breakage.投保的險別為水漬險加破碎險。Well, obviously you wont want All Risks cover.顯然，你不想保綜合險。An All Risks policy covers every sort of hazard, doesnt it?一份綜合險保單保所有的險，是嗎？Wed like? to cover the porcelain w

16、are against All Risks.我們想為這批瓷器投保綜合險。Please insure the shipment for RMB5,000 against All Risks.請將這批貨物投保綜合險人民幣5000元。Weve cover insurance on these goods for 10% above the invoice value against All Risks.我們已經(jīng)將這些貨物按發(fā)票金額加百分之十投保綜合險。An F.P.A. policy only covers you against total loss in the case of minor pe

17、rils.平安險只有在發(fā)生較小危險時才給保全部損失險。The F.P.A. doesnt cover partial loss of the nature of particular average.平安險不包括單獨海損性質(zhì)的部分損失。A W.P.A. or W.A. policy covers you against partial loss in all cases.水漬險在任何情況下都給保部分損失險。Youll cover SRCC risks, wont you?你們要保罷工、暴動、民變險，是嗎？As our usual practice, insurance covers basic

18、 risks only, at 110 percent of the invoice value. If coverage against otherrisks is required, such as breakage, leakage, TPND, hook and contamination damages, the extra premium involved would be forthe buyers account.按照我們的慣例，只保基本險，按發(fā)票金額110%投保。如果要加保其它險別，例如破碎險、滲漏險、盜竊遺失險、鉤損和污染險等，額外保險費由買方負擔(dān)。Words and Ph

19、rasesinsurance free of (from) particular average (FPA). 平安險（單獨海損不賠）insurance with particular average (WPA), basic risks. insurance against all risks. 綜合險，應(yīng)保一切險risk of breakage 破碎險risk of clashing 碰損險risk of rust 生銹險risk of hook damage 鉤損險risk of contamination (tainting) 污染險insurance against total lo

20、ss only (TLO) 全損險risk of deterioration 變質(zhì)險risk of packing breakage 包裝破裂險risk of inherent vice 內(nèi)在缺陷險risk of normal loss (natural loss)? 途耗或自然損耗險risk of spontaneous combustion 自然險risk of contingent import duty 進口關(guān)稅險insurance against war risk 戰(zhàn)爭險Air Transportation Cargo War Risk 航空運輸戰(zhàn)爭險overland Transpo

21、rtation Insurance War Risk 陸上運輸戰(zhàn)爭險insurance against strike, riot and civil commotion (SRCC) 罷工，暴動，民變險insurance against extraneous risks, insurance against additional risks 附加險risk of theft, pilferage and nondelivery (TRND) 盜竊提貨不著險risk of fresh and/of rain water damage(wetting) 淡水雨淋險risk of leakage 滲

22、漏險risk of shortage in weight/quantity 短量險risk of sweating and/or heating 受潮受熱險risk of bad odour(change of flavour) 惡味險，變味險risk of mould 發(fā)霉險on deck risk 艙面險（五）We can serve you with a broad range of coverage against all kinks of risks for sea transport.我公司可以承保海洋運輸?shù)乃须U別。Generally speaking, aviation ins

23、urance is much cheaper than marine insurance.空運保險一般要比海運保險便宜。Then all marine risks means less than all risks.那么，“一切海洋運輸貨物險”意味著比“一切險”范圍小一些。In the insurance business, the term average simply means loss in most cases.在保險業(yè)中“average”一詞一般是“海損”的意思。Are there any other clauses in marine policies?海運險還包括其它條款嗎？B

24、reakage is a particular average, isnt it?破碎險屬于一種單獨海損，對嗎？the risk of breakage is covered by marine insurance, isnt it?破碎險是包括在海洋運輸貨物險之內(nèi)的，對嗎？The English understood by marine risks only risks incident to transport by sea.英國人對“海洋運輸貨物險”只理解為海洋中的意外風(fēng)險。Generally, the term all marine risks is liable to be misi

25、nterpreted and its use should be avoided in L/C.一般地，“一切海洋運輸貨物險”容易被誤解，應(yīng)該避免在信用證中使用。Words and Phrasesocean marine cargo insurance clauses 海洋運輸貨物保險條款transportation insurance 運輸保險overland transportation insurance, land transit insurance 陸上運輸保險insurance against air risk, air transportation insurance 航空運輸保

26、險parcel post insurance 郵包運輸保險ocean marine cargo insurance, marine insurance 水險（海運貨物保險）All Risks 一切險average 海損Particular Average (P.A) 單獨海損General Average (G.A) 共同海損Marine Losses 海損partial loss 部分損失total loss 全部損失（六）Please tell me whether I need to purchase a foreign student policy.告訴我是否我需要購買外國學(xué)生保險。I

27、d like to know whether basic health insurance coverage should include benefits for outpatient, hospital, surgery andmedical expenses.我想知道基本健康保險所列的項目是否應(yīng)包括醫(yī)院門診，住院，手術(shù)及藥品等費用的賠償。Will you please tell me where I can purchase health insurance?請告訴我在何處能買到健康保險？Health insurance is merely a mean by which people

28、pool money to guard against the sudden economic consequences of sickness orinjury.健康保險就是籌集一些錢以預(yù)防疾病或受傷而突然發(fā)生的經(jīng)濟困難。Major medical insurance policies are designed to help offset heavy medical expenses that can result from a prolongedillness or serious injury.“巨額醫(yī)藥費保險”旨在協(xié)助減輕久病及重傷所造成的重大醫(yī)藥開支。If the benefits provided under a certain policy have a dollar limitation for each service, you should determine whether theselimitations are realistic.如果某一家保險公司的健康保險對每種服務(wù)定有賠償限額，