干貨銀監(jiān)會歷年英語面試真題及參考答案

1、銀監(jiān)會英語面試題目個人：1、 Self-introduction(向考官推銷自己)Good afternoon. It's a great honor for me to be here. Now let me introduce myself briefly. My name is XXX,. I'm XX years old, born in XXX. I'm currently a student in XXX University, majored in XXX. I'll get my master degree of economics in thi

2、s summer.Firstly, I'm a good learner at school. Through six years study, I've got a solid grasp of financial theories and economic knowledge. I want to put i learned in shool into practice. Secondly, I'm a good problem solver. I have participated several important research projects, such

3、 as the research on the strategic industries, which won the second prize in the paper contest.Last but least, I'm a good team player. I have been XXX of Student Union, organized several college activities such asXXX. When served at the Red Cross Society , I have participated in youth volunteer a

4、ctivities for many times. And I'm honored as the "Excellent Volunteer" ,which is my pride.These activities cultivate my team spirit and teach me how to communicate efficiently and accomplish tasks systematically.TO sum up, I'm a cheerful, diligent and responsible girl. Being a regu

5、lator in CBRC is my long cherished dream. I hope you can give me the chance. Thank you for listening. 2、 whatre your hobbies?What extracurricular activities do you take at school?（你的業(yè)余生活）I have a lot of hobbies. I like reading, climbing mountains, playing badminton and photograph. I like to play bad

6、minton best. My reasons are as follows:Firstly, it helps me enhance my physical health. Though running and playing ,I can have more excises.Secondly, it cultivate my team spirit and teach me how to cooperate with my partner and compete with my opponent. Last but not least, it gives me a lot of fun.

7、It can strengthen the friendship with my friends. I enjoy myself very much in this game. Whenever i feel down, i will play badminton with my friends. It will cheer me up.I have took a lot of extracurricular activities in school. I have participated I have been the XXX of Student Union, organized sev

8、eral college activities such as XXX. When served at the Red Cross Society , I have participated in youth volunteer activities for many times, such as peer education, donation blood without payment. And I'm honored as the "Excellent Volunteer" ,which is my pride.These activities cultiva

9、te my team spirit and teach me how to communicate efficiently and accomplish tasks systematically.3、 Tell me the hardest time of study in your lifeThe hardest time of study in my life happened in the first semester when i enter into XXX University. I have to learn a lot of difficult and abstract sub

10、jects. At the same time, I have to participate the research work organized by my tutor. The research work was complicated to me and I didn't known how to handle it. With the proper time management and the help of my classmates and tutor, I quickly went into the role and finish my task successful

11、ly.Firstly, i try to learn the time management and make proper arrangement for my study time and research time.Secondly, i try to learn from my classmates and tutor. With their help, i have mastered the basic research skills and how to carry out the research work.Thirdly, i try to strengthen my comm

12、unication skill and learn how to cooperate with my classmates. It cultivate my team spirit which is very beneficial to my future.At the end of the semester, i have got very good records in my study. And one of my research work have won me the second prize in the paper test.4、 which subject do u like

13、 best , why?The subject i like best is called Financial Topics, which is taught by XXX. My reasons are as follow:Firstly, the subject is very useful. It uses financial theories to analyze the economic phenomena happen in our real life. Secondly, the teacher is very humorous. He uses a lot of jokes a

14、nd metaphors which makes the class very interesting.Thirdly, this subject gives us the opportunity to show our opinions. We are divided into several groups to discuss the topics and show our results in the class. To sum up, this subject is both useful and interesting and provides the platform to sho

15、w our opinion in this financial topics.5、 what's your strength and weakness? My strength lies in my ability to handle the difficulties. No matter what happens, I will not lose confidence and give up. I will use my own strength and the help from my family and my friends to over the difficulties.

16、I believe the difficulties are the good opportunity to learn and i will grasp it to improve myself.My biggest weakness is lack of experience. So as a student just graduate from school, i will try to learn from my colleagues and leaders, I will spare no efforts to improve my working abilities and exp

17、ertise knowledge of banking regulation.6、 大學(xué)期間都學(xué)到了什么東西？為什么你覺得你適應(yīng)這個崗位？Through six years study, I've got a solid grasp of financial theories and economic knowledge.This expertise knowledge will facilitate my future work. On the one hand, I will put what i learned in school into practice. It helps

18、me understand my work deeply and learn the new knowledge from practice.On the other hand, the economic theories always teach me to keep the cost and profit, the risk in mind. It teaches me how to analyze problems logically and rationally. I think this is of special importance to bank regulators.I th

19、ink my knowledge base, my ability ,my character suit me in this job. Being a regulator in CBRC is my long cherished dream. I hope you can give me the chance and i will not let you down.7、 從你的興趣、專業(yè)上談?wù)勀愕穆殬I(yè)規(guī)劃Through six years learning, I have got a solid grasp of financial theories and economic knowled

20、ge . I will get my master degree of economics in this summer. I want to put what I learned in school into practice. BesidesI'm interested in banking regulation. Just as the saying goes" Interest in the best teacher." I will enjoy myself in being a regulator.Being a regulator in CBRC is

21、 my career planning. It can give full play to my knowledge base, my abilities and my interests. That's why i want to work in CBRC and be a regulator.8、 現(xiàn)在就業(yè)你最看重薪資嗎Payment is one of the factors to consider in job-hunting, but it is not the most important one.I'm looking for a job being meanin

22、gful and important which can incorporate my knowledge, my skills and my interest. Being a regulator in CBRC is the best choice for me . First of all, CBRC is specialized in banking supervision and regulation. It has great influence on the stability of banking institutions and the sound development o

23、f our financial system. I want to contribute my strength in this great undertaking.Secondly, through six years learning, I have got a good grasp of financial theories and economic knowledge . The work in CBRC can put what I learned in school into practice.Last but not least, I'm interested in ba

24、nking regulation. Just as the saying goes" Interest in the best teacher." I will enjoy myself in being a regulator.That's why i want to work in CBRC and be a regulator.9、 introduce one of your favorite bookMy favorite book is Gone with the wind. It describes a stroy about a lady called

25、 Scarlett during the American civil war .My reasons are as follow:Firstly, this book reflects a perpetural truth that war always brings deeply pain to humain beings no matter when and where.Secondly, it tells me what is real romantic love. Love is a kind of useage. The one you feel that you love may

26、 not really be. Most significantly, the heroine Scarlett teaches me a precious living truth that no matter what will happen in my life, I cannot and shouldn't give up my mind. Everyones life is like a long road, and on the road there are many obstacles. Nobody can predict what will happen next m

27、inute, so what can we do is to stick to our belives and try our best to reach our goals. Scarlett suffers a lot, but she succeeds in the end for her adament spirit. “Tomorrow is another day”, so we should see every new start in our life.I love this book very much. It really teaches me a lot. I wish

28、myself a bright future. Tomorrow is another day!10、目前的OFFER情況，為什么沒去I will soon graduate from XXX University. In the eve of graduation, I have been actively looking for work. I have participated the written tests, the interviews of XXX companies. And luckily, i have been admitted by the XXX, telecomm

29、unications companies, Sina Corporation. There are not my best choices. My reasons are as follow:Being a regulator in CBRC is my long cherished dream. CBRC is authorized by the state council to regulate banking industries. It has great influence on the sound development and stability of the financial

30、 system. The financial crisis in 2008, fully stand out the importance of supervision. I want to contribute my own strength in this great undertaking. I learned six years of economics and financial theory knowledge. I want to put what I learned in school into practice. CBRC can give full play to my p

31、rofessional knowledge, personal interest, I very much hope to the CBRC work.11、你的畢業(yè)論文的選題是什么？為什么選這個？The topic of my graduate thesis is about XXX. The goal of the thesis is to researchXXX.I choose this topic for several reasons.FirstlySecondlyThirdly綜合類：1、 怎樣看待競爭及合作？Competition and cooperation are com

32、mon phenomena in our society. Some people believe that competition and cooperation are in opposite to each other. But I don't think so. We find in many places competition goes hand in hand with cooperation. Let's take football game for example.During the game, one team is competing with the

33、other team, but each member of the team must cooperate with his teammates. Otherwise, they will lose the game no matter how skillful individual player might be. It is clear that competition has much to do with cooperation. On the one hand, competition stimulates people's interest in work and hel

34、ps society go forward. On the other hand, cooperation is essential and necessary because most work in our society is fulfilled with other people.From cooperation we get mutual help and understanding. With cooperation the world is progressing at peace and in harmony.To sum up, competition and coopera

35、tion are both essential to success and should be emphasized at the same time.2、 IQ與EQ哪個更重要,追問有IQ沒EQ與有EQ沒IQ兩者誰更容易成功？IQ is short for Intelligence Quotient .EQ is short for Emotional Quotient Both IQ and EQ are essential to success. If we have to compare these two factors, i will say EQ is more importa

36、nt. My reasons are as follow:First, while IQ defines how smart we are, EQ defines how well we use what smarts we have. Just as one psychologist say" IQ gets you hired, EQ gets you promoted. " without a high level of EQ, may be we can't put what we learned in school to practice.Second,

37、EQ helps us judge situations and deal with interpersonal relations. We live in a society and we needs to cooperate with each other. Without a high level of EQ, may be we can't work efficiently and live in harmony.Just as the saying goes"Success equals 20% IQ ,80% EQ" I come up to the c

38、onclusion EQ is more important than IQ. If we want to success, we need to improve both IQ and EQ.3、How do you think about team spirit and do you think you are a team worker? Team spirit is very important. It is an ability that people can understand each other and cooperate with each other to complet

39、e tasks successfully. We need for team spirit for several reasons.First of all, team spirit offers us a platform where we can operate our collective talent to work out the best. Taking the Shanghai world expo for example, I think the success of the event first goes to the superb team spirit of the o

40、rganizers and hundreds of young volunteers. So many people work hard and cooperate well for the single aim; an exceptional world Expo. A lot of student volunteers in Shanghai are committed and work tirelessly during the hot summer. What is more, team spirit is quite useful for personal career. When

41、working in a company, most of the time we have to finish or design a huge project with our colleagues. Each person can contribute their wisdom to the completion of the task. We cannot do it so well single-handedly.Finally, team spirit is the symbol of national power and strength. Another example is

42、the touching power of the team spirit in the Sichuan earthquake. We were moved by the perseverance and persistence of the rescue workers, who were eager to help their compatriots.In conclusion, team spirit is an important ability and skill in the 21th century because we are all faced with the global

43、ization and the question of how to live better. Therefore, we must learn to work well in the team and let the team spirit guide us to success.I'm a good team player. I have been the Vice Leader of Student Union. With the help of my teammates, we have organized several college activities such as

44、Zhang Weiying' speech. Without their help and contribution, I can't do it alone.These activities cultivate my team spirit and teach me how to communicate efficiently and accomplish tasks systematically.4、You have took part in some projects, what do you think about creativity?How do you think

45、 creativity in projectCreativity refers to new thinking, new ideas, new methods. A little change, can make things better, this is Creativity. Creativity is one of the most important things in the world because if each person did not have creativity then you would see everything the same. Each person

46、 has there own type of creativity and that is why there are unique art, movies, clothing, hair styles, etc. Be creative !I think creativity is very important in project. My reasons are as follows:Firstly, creativity find out the problems in the project.It prompts us to survey more, think more and pr

47、actice more.Secondly, creativity find out the better solution for the problem. Though the communication with other team members, creativity will be created from the Brain Storm.Last but not least, creativity makes the project different from others. It helps the project stands out and make it more me

48、aningful and more useful.As the old saying goes"creativity is the soul of the nation". We should stimulate out creativity and let creativity guide us to success.5、地震中最令你震驚與感動的事The most surprise thing in the earthquake is that Humans could not resist the forces of natureThe most touched thi

49、ng is that the Fukushima six heroes who risked theirlives to savenuclear power station. Though the Japan earthquake, I learn the that the Earthquakescancreatehugewaves, huge waves can create nucleardisaster. We must assesstherisk of athing before start it.6、錢重不重要？（如何看待很多人都希望有更多的錢）As we live in a mat

50、erialistic society, with no doubt, money is very important. We need money to buy food, clothing, shelter and transportation. Without money, we can't live in this world. But it doesn't mean that money is the most important thing. Money can't buy health, friendship, happiness and love. The

51、re are a lot of things more important than money. We should pursuit money and use money in a proper way more beneficial to the society and world, just like the Bill Gates, he uses money to help more people and through this he becomes more happy.My overall view is：Money is very important,without it,w

52、e may never be able to live.But we cannot ignore other value things just for money.7、如何看待校園戀愛Campus love is a very common phenomena among college students nowadays. Some college teachers argue that students should give up love for the sake of learning. They maintain that love is time consuming and i

53、nfluences ones learning. Some students, however, hold that a student who falls in love will study harder and will make greater progress. They don't believe that a person in love lags(落后) behind in his studies.Well ,in my opinion, campus love is a double-edged sword. On the one hand, campus love

54、is pure and beautiful. Love is one of the greatest emotion in the world. On the other hand, it occupies part of learning time. When the couple breaks, it brings suffer and pain. So we should deal with the relationship between love and learning in a ration way. Make proper arrangements for love time

55、and learning time. Let love becomes the impetus for learning and progress. Try to be mature and rational in the love progress.10、市場經(jīng)濟(jì)體制下，企業(yè)只追求盈利性對嗎In the market economy, pursuit profit is one of the main targets for the enterprises. It is no ground to blame. With more profit, enterprise can grow and

56、 develop in a better way. But it is not the only goal. There are many other important goals, such as safety, social responsibility and so on.Especially for the commercial banks, the management principle is "liquidity, safety and profit" for the enterprises ,we hope they can undertake more

57、social responsibility.In fact this is not contradictory, if one enterprise can undertake the social responsibility, then set up a good image in front of the public, so more and more people will buy this enterprises products. The enterprise will be more profitable. To establish a virtuous cycle. CBRC

58、：1、 What do you know about CBRC?CBRC is short for The China Banking Regulatory Commission. CBRC is authorized by the State Council to regulate the banking sector. The main function of CBRC can be concluded as: Firstly, to formulate supervisory rules and regulations , authorize the establishment, cha

59、nges, termination and business scope of the banking institutions; Secondly, to conduct on-site examination and off-site surveillance of the banking institutions, and take enforcement actions against rule-breaking behaviors; Thirdly, compile and publish statistics and reports of the overall banking industry. Last but not least, it is responsible for the routine administration of the supervisory boards of the major State-owned banking institutions.The goal of CBRC is to protect the interests of depositors, maintain the market confiden