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1、銀行招聘考試英語復(fù)習(xí)題庫精選銀行英語口語新開帳戶What kind of account did you have in your mind?你想開哪種帳戶?Do you like to open a current account?你想開一個(gè)活期存款帳戶嗎?A deposit or current account?定期還是活期?Please tell me how you would like to deposit your money.請(qǐng)告訴我你想存何種戶頭?There's a service charge for the checking account but no charg
2、e for the savings.支票戶頭要收服務(wù)費(fèi),現(xiàn)金戶頭不收。Our minimum deposit for a savings account is 100 dollars.我們儲(chǔ)蓄存款的最低存款額是100 美圓。Five yuan is the minimum original deposit.最低起存款額是5 元。You can open a savings account at any time with an initial deposit of 50 dollars.你可隨時(shí)以50 美圓的起存額開立儲(chǔ)蓄帳戶。Even one yuan is all right.甚至一元也可
3、以起存。Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like.Keep it well and inform us whenever you lose it.這是你的存折,存取款時(shí)請(qǐng)帶來。保管好存折,遺失請(qǐng)告訴我們。I should like to open a current account.我想開一個(gè)活期存款帳戶。I need a checking account so that I can pay my bill.我需開個(gè)支票帳戶,這樣就能付帳。We&
4、#39;d like to know how we open a checking-savings account.我們想知道如何開一個(gè)支票儲(chǔ)蓄帳戶。I have a checking account here.我在這里有一個(gè)支票存款帳戶。I think I'd like a deposit account.我想要開個(gè)定期存款帳戶。Can I open a current account here?我能否在這兒開個(gè)活期存款帳戶?I want to open a deposit account with you.我要開個(gè)儲(chǔ)蓄帳戶。I'd like to open a deposi
5、t account with you.我想在你們這兒開個(gè)定期存款帳戶。Could you tell me the difference between a savings account and a checking account?Please tell me the procedure for opening a savings account.請(qǐng)告訴我開個(gè)儲(chǔ)蓄帳戶需要什么手續(xù)。Will 100 yuan be enough for a minimum deposit?100 元作最低存款額夠嗎?I'd like to know whether a 200 yuan deposit
6、 will be enough for opening a checking account.我想知道開一個(gè)支票帳戶200 元存款是否夠。Could you tell me how to operate this account?請(qǐng)告訴我如何經(jīng)管這個(gè)帳戶好嗎?Is there any minimum for the first deposit?第一次儲(chǔ)蓄有最低限額嗎?How much does each account cost?每個(gè)帳戶要花多少錢?Useful Phrasescurrent deposit, current account 活期存款fixed deposit, fixed a
7、ccount 定期存款fixed deposit by installments 零存整取joint account 存款帳戶to open an account 開戶頭銀行英語口語存款How much do you want to deposit with us?你想在我們這存多少?How much do you wish to pay into your account?你希望在你的戶頭上存多少?How much money do you plan to keep in your account on a regular basis?你計(jì)劃在你的戶頭上定期存放多少錢?How much ca
8、sh do you plan to deposit in your account?你有多少錢要存入呢?I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.我認(rèn)為你可把錢存入銀行,或留在銀行暫保管起來。Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and profe
9、ssional unit?請(qǐng)?zhí)顝埓婵顔?,寫明要存的?shù)額以及你的姓名,地址和工作的單位,好嗎?I want to deposit 300 yuan in my account.我想在我的戶頭上存300 元。I want to deposit these cheques in my account.我想把這些支票存在我的戶頭上。I'd like to pay 200 yuan into my deposit account.我想在在我的定期存款戶頭上存200 元。I want to deposit my paycheck.我想存入我的工資支票。I'd like to know wh
10、ether I can cash a cheque here.我想知道我能否在這兌換支票。Will you please cash this traveler's cheque?請(qǐng)兌現(xiàn)這張旅行支票好嗎?I'd like to cash this money order.我想兌現(xiàn)這張匯款單。I want to cash the balance of a traveler's letter of credit.我要把旅行信用證的結(jié)余兌現(xiàn)。Will you please tell me whether you charge for cheques?請(qǐng)告訴我兌換支票收手續(xù)費(fèi)嗎?
11、Could you tell me how much the checks cost?請(qǐng)告訴我這些支票要花多少錢?What if I overdraw?如果透支了怎么辦?Please sign your name on the bottom line if you want to cash the check.如果想兌支票,請(qǐng)?jiān)诘拙€上簽名。Please write your account number on the back of the check.請(qǐng)?jiān)谥北趁鎸懮夏愕膸ぬ?hào)。We honored the check as the overdraft was only 5 yuan.我們承兌
12、這張支票的透支額只有5 元。Please endorse the cheque.請(qǐng)背簽這張支票。The traveler's checks cost 1.5% of the total amount of purchase.旅行支票手續(xù)費(fèi)是購買總額的1.5%。Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".這是一本支
13、票簿,你郵寄支票時(shí),注意要在支票上打叉線。但是如果你本人想開張兌現(xiàn)支票,就不可打叉線。Each cheque you write will cost 2 dollars.你每開一張支票將花2 美圓。to suspend payment 止付cheque book 支票本bearer cheque 不記名支票blank cheque 空白支票cheque stub, counterfoil 票根 traveler's cheque 旅行支票endorser 背書人Useful Words and Phrasesaccount number 帳目編號(hào)cheque,check 支票order
14、 cheque 記名支票crossed cheque 橫線支票rubber cheque 空頭支票cheque for transfer 轉(zhuǎn)帳支票 outstanding cheque 未付支票 forged cheque 偽支票 pay-in slip 存款單a banding machine 自動(dòng)存取機(jī) deposit receipt 存款收據(jù) certificate of deposit 存單to endorse 背書cash cheque 現(xiàn)金支票canceled cheque 已付支票Bandar's note 莊票,銀票depositor 存戶a deposit form
15、存款單to deposit 存款private deposits 私人存款deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 雙簽to cash 兌現(xiàn)to honor a cheque 兌付to dishonor a cheque 拒付銀行英語口語取款、結(jié)余I'd like to know if I can draw on my account for payment of things I buy in Tianjin.我想知道一下我是否能提取存款來支付天津
16、購物的費(fèi)用。I want to withdraw 200 dollars from my deposit account.我要從我的定期存款中支取200 美圓。I want to close my account with you.我想結(jié)束在你們這兒的帳戶。I'd like to draw 100 yuan against this letter of credit.我想從這份信用證上提款100 元。May I draw money against the letter of credit here?我可以在這兒用這份信用證取錢嗎?Could you tell me my balanc
17、e?能否把存款結(jié)余金額告訴我?Please let me know my balance.請(qǐng)告訴我結(jié)余金額。I think you can draw on this account by cheque in payment of goods.我以為你可用支票提款支付購物費(fèi)用。Your balance at the bank is 300 yuan.你在本行的結(jié)余是300 元。Your deposit is exhausted.你的存款支凈了。Your letter of credit is used up.你的信用證用完了。Please tell me how you wish to draw
18、 your money.請(qǐng)告訴我你希望怎樣支款。Fill our a withdrawal form, please.請(qǐng)?zhí)顚懭】顔?。The letter of credit is exhausted.信用證上的款子已提清。The letter at Counter 6 will pay you against your number slip.六號(hào)柜臺(tái)的出納員將根據(jù)你的號(hào)碼牌付給你錢。Useful Words and Phrasesto close an account, to clear an account 結(jié)清to draw money 取款drawing-out slip 取款單the
19、 number slip 號(hào)碼牌a withdrawal form 取款單to fill in the receipt in duplicate 一式兩份填這張收據(jù)teller, cashier 出納員 銀行英語口語兌換貨幣Please tell me how much you want to change. 請(qǐng)告訴我你要換多少。How much of the remittance do you want to convert into Japanese yen?你要把多少匯款換成日?qǐng)A?What kind of currency do you want?要哪種貨幣?What's it
20、you wish to change?你有什么要換的?What kind of currency do you want to change?要換哪種貨幣?In what denominations?要什么面值的?Please tell me what note you want.請(qǐng)告訴我要什么鈔票。Will seven tens be all right?7張 10 元的可以嗎?Is it in traveler's cheques?換旅行支票嗎?I'd like to know how I shall give it to you.我想知道如何付錢給你。How would
21、you like it?你要什么面額的?Would you kindly sign the exchange form, giving your name and address?請(qǐng)?jiān)趦稉Q單上簽字,寫出你的姓名和地址,好嗎?Can you change me some money, please?能否請(qǐng)你給我兌換一些錢?Here it is, some French francs, Swiss francs, American dollars and a few Dutch guilders.這些就是:一些法國法郎,瑞士法郎,美圓和一些荷蘭盾。Would you please give me
22、seven five-pound notes, four pound notes and four ten-shilling notes, and the rest in small change.請(qǐng)你給我7 張 5 鎊紙幣,4 張 1 鎊紙幣,4 張 10 先令紙幣,剩下的要零票。Would you mind giving me the six pence in coppers?勞駕給我6 便士的銅幣。I'd like to know if you could change this money back into U.S. dollars for me.我想知道能否把這筆兌回成美圓
23、。Could you change these French francs for me?能給我兌換這些法國法郎嗎?Can you give me 100 dollars in Swiss francs?能否給我100 美圓的瑞士法郎?I'd like to convert the full amount of the remittance into U.S. dollars.我想把全部匯款換成美圓。I'd like some coins for this note.我想把這張紙幣換成硬幣。I'd like to break this 50 dollar note.我想
24、把這張50 美圓紙幣換開。Five twenties and ten singles, please.請(qǐng)給我 5 張 20 元和 10 張一元的。I need 300 dollars in 100-dollar cheques.我要 300 美圓票面為100 美圓的支票。I hope you'll give me ten traveler's cheques of 100 dollars each.我希望給我10 張面額為100 美圓的旅行支票。In fives, please.請(qǐng)給我 5 元票面的。Could you give me some small notes?給我一些
25、小票好嗎?Useful Words and Phrasescurrency, money 貨幣money changing 兌換貨幣an exchange form 兌換單bank note 鈔票note of large denomination 大票 note of small denomination 小票small change 零錢subsidiary money 輔幣nickel piece 鎳幣plastic currency notes 塑料鈔票convertible money 可兌換(黃金)紙幣銀行英語口語儲(chǔ)蓄存款利息What's the interest rate
26、 for the savings account?儲(chǔ)蓄存款的利率是多少?Do you pay interest on this account?這種存款付給利息嗎?Please tell me what the annual interest rate is.請(qǐng)告訴我年利率是多少。Interest is paid at the rate of 1% per annum at present.目前每年的利率是1%。It allows you to earn a little interest on your money.這可使你從存款中獲得一點(diǎn)利息。The account carries int
27、erest of 4%.該存款有4%的利息。The interest is added to your account every year.每年的利息都加到你的存款中。The interest rate for the savings account is 4%.儲(chǔ)蓄存款的利率是4%。It varies from time to time. At present it is 6%.(年息)每個(gè)時(shí)期都不同,現(xiàn)在是六厘。Useful Words and Phrasesinterest rate 利率compound interest 復(fù)利legal interest 法定利息prime rate
28、 優(yōu)待利率payable interest 應(yīng)付利息lending rate 貸款利率usury 高利貸the subsidy rate for value-preserved savings 保值儲(chǔ)蓄補(bǔ)貼率 銀行英語口語外匯率Tell me the current rate for RMB, please.請(qǐng)告訴我人民幣的現(xiàn)價(jià)。What's your selling rate for RMB yuan in notes today?你們今天人民幣現(xiàn)鈔的售價(jià)是多少?What's the dollar going for today?美圓今天的售價(jià)是多少?Our buying r
29、ate for notes is 523 yuan for 100 dollars.我們 100 美圓的現(xiàn)鈔買入價(jià)是523 元。It's 200 French francs at today's selling rate.今天的賣出價(jià)是200 法國法郎。The buying rate of U.S. dollar notes is 460 yuan per hundred dollars.美圓現(xiàn)鈔買入價(jià)是100 美圓付 460 元。Useful Phrasesbuying rate 買進(jìn)價(jià)格selling rate 賣出價(jià)格And how much will it be in
30、Japanese currency?換成日本幣是多少?How much would I get for 300 Japanese yen?300 日?qǐng)A可兌換多少錢?I'd like to know the exchange rate for German marks.我想知道德國馬克的兌換率。What rate are you giving?你們提供的兌換率是多少?What's the exchange rate today?今天的兌換率是多少?Please tell me what you would give me for my U.S. dollars.請(qǐng)告訴我這些美圓可
31、以兌換多少錢。Please tell me the current rate for sterling.請(qǐng)告訴我英國貨幣的現(xiàn)行兌換率。If you'll wait a moment, I'll find out the rates of exchange.請(qǐng)等一會(huì)兒,我查一下兌換率。Please wait a moment. I'll find out the exchange rate between U.S. dollars and RMB. 請(qǐng)等一會(huì)兒,我查一下美圓對(duì)人民幣的兌換率。It's 470 yuan for 100 dollars.100 美圓可
32、兌470 元。The exchange rate today is 200 yen to the pound.今天的兌換率是一英鎊可兌200 日?qǐng)A。The rate for traveler's cheques is 300 yuan against 100 dollars.旅行支票的兌換率是100 美圓兌 300 元。These dollars are worth 1,000 yuan.這些美圓可換1000 元。foreign exchange 外匯Useful Phrasesexchange table, conversion table 匯兌換算表exchange rate 外匯
33、率conversion rate 折合率foreign exchange restriction 外匯限額foreign exchange quotations 外匯行情to check the rate for sb. 查牌價(jià)11account number 帳號(hào) depositor 存戶pay-in slip 存款單a deposit form 存款單a banding machine 自動(dòng)存 取機(jī)to deposit 存款deposit receipt 存款收據(jù) private deposits 私人存款 certificate of deposit 存單 deposit book, p
34、assbook 存 折credit card 信用卡 principal 本金 overdraft, overdraw 透支to counter sign 雙簽to endorse 背書 endorser 背書人 to cash 兌現(xiàn)to honor a cheque 兌付to dishonor a cheque 拒付to suspend payment 止付 cheque,check 支票 cheque book 支票本 order cheque 記名支票 bearer cheque 不記名支票 crossed cheque 橫線支票 blank cheque 空白支票 rubber che
35、que 空頭支票cheque stub, counterfoil 票 根cash cheque 現(xiàn)金支票traveler's cheque 旅行支票 cheque for transfer 轉(zhuǎn)帳支票outstanding cheque 未付支票canceled cheque 已付支票 forged cheque 偽支票Bandar's note 莊票,銀票banker 銀行家president 行長(zhǎng)savings bank 儲(chǔ)蓄銀行Chase Bank 大通銀行Citibank 花旗銀行Hongkong Shanghai BankingCorporation 匯豐銀行Chart
36、ered Bank of India,Australia and China 麥加利 銀行Banque de I'IndoChine 東方匯理銀行central bank, national bank, banker's bank 中央銀行bank of issue, bank of circulation 發(fā)行幣銀行commercial bank 商 業(yè) 銀 行,儲(chǔ)蓄信貸銀行member bank, credit bank 儲(chǔ)蓄信貸銀行discount bank 貼現(xiàn)銀行exchange bank 匯兌銀行 requesting bank 委 托 開 證 銀行issuing
37、bank, opening bank 開證銀行advising bank, notifying bank 通知銀行negotiation bank 議付銀行confirming bank 保兌銀行 paying bank 付款銀行associatebankerofcollection 代收銀行consignedbankerofcollection 委托銀行clearing bank 清算銀行l(wèi)ocal bank 本地銀行domestic bank 國內(nèi)銀行overseas bank 國外銀行 unincorporated bank 錢莊branch bank 銀行分行trustee savin
38、gs bank 信托儲(chǔ)蓄銀行trust company 信托公司financial trust 金融信托公 司unit trust 信托投資公司trust institution 銀行的信托部credit department 銀行的信用部commercialcreditcompany(discount company) 商業(yè)信貸公司(貼現(xiàn)公司)neighborhood savings bank, bank of deposit 街道儲(chǔ)蓄所credit union 合作銀行credit bureau 商業(yè)興信所self-service bank 無人銀行l(wèi)and bank 土地銀行constr
39、uction bank 建設(shè)銀行industrial and commercial bank 工商銀行bank of communications 交通銀行mutual savings bank 互助儲(chǔ)蓄銀行post office savings bank 郵局儲(chǔ)蓄銀行mortgage bank, buildingsociety 抵押銀行industrial bank 實(shí)業(yè)銀行home loan bank 家宅貸款銀行reserve bank 準(zhǔn)備銀行chartered bank 特許銀行corresponding bank 往來銀行merchant bank, accepting bank 承兌銀行investment bank 投資銀行import and export bank (EXIMBANK) 進(jìn)出口銀行joint venture bank 合資銀行money shop, native bank 錢莊credit cooperatives 信用社clea
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