個(gè)人借款合同范本最簡(jiǎn)單的

1、個(gè)人借款合同范本最簡(jiǎn)單的個(gè)人借款合同范本最簡(jiǎn)潔的篇一:個(gè)人借款合同范本最簡(jiǎn)潔的甲方出借人_ 身份證號(hào)碼:_乙方(借款人)_身份證號(hào)碼:_為了明確責(zé)任,遵守信譽(yù),在雙方自愿、協(xié)商狀況下特簽訂本合同以資共同信守。一、借款金額大寫(xiě))?二、借款用處：借款人因_需要,急需一筆資金。三、借款利率：_,按年收息，利隨本清。四、借款期限:借款時(shí)間自_年_月_日起至_年_月_ 日止。?五、還款日期和方式:_?六、違約責(zé)任：借款方應(yīng)按合同規(guī)定的時(shí)間還款。如借款方不按期歸還借款，出借方有權(quán)限期追回借款，并按合同規(guī)定_計(jì)算加收逾期利息。七、爭(zhēng)議解決方式:協(xié)商解決，協(xié)商不成，可以向甲方所在的人民法院起訴 .?八、其他：

2、1、未經(jīng)雙方同意,任何一方當(dāng)事人不得擅自變更或解除合同。如一方當(dāng)事人要求變更或解除合同，應(yīng)在日內(nèi)通知另一方當(dāng)事人，并達(dá)成書(shū)面協(xié)議。本合同變更或解除后,借款方占用的借款和應(yīng)付的利息仍應(yīng)按本合同的規(guī)定償付。2、合同的附件:借據(jù)，收據(jù)。?3、合同經(jīng)各方簽字后生效，借款本息全部清償后自動(dòng)失效。?本合同正本一式二份，借款方、出借方各執(zhí)一份。合同文本具有同等法律效力。甲方(借款人)_乙方(出借人)_? (簽字、蓋章)_ (簽字、蓋章_年_月_日 _年_月_日篇二:個(gè)人借款合同范本最簡(jiǎn)潔的貸款方：_?借款方：_一、借款用處二、借款金額?借款方向貸款方借款人民幣_(tái)元。三、借款利息自支用貸款之日起,按實(shí)際支用數(shù)

3、計(jì)算利息,并計(jì)算復(fù)利。在合同規(guī)定的借款期內(nèi)，年利為_(kāi)%.借款方假如不按期歸還款,逾期局部加收利率_四、借款期限?借款方保證從_年_月起至_年_月止,按本合同規(guī)定的利息歸還借款。貸款逾期不還的局部,貸款方有權(quán)限期追回貸款。五、保證條款?(一)借款方用_做抵押,到期不能歸還貸款方的貸款,貸款方有權(quán)處理抵押品。借款方到期如數(shù)歸還貸款的,抵押權(quán)消滅。(二)借款方必需根據(jù)借款合同規(guī)定的用處用法借款，不得挪作他用，不得用借款進(jìn)展違法活動(dòng)。?(三)借款方必需按合同規(guī)定的期限還本付息。?(四乙方還款保證人_，為確保本契約的履行，愿與乙方負(fù)連帶返還借款本息的責(zé)任。?六、合同爭(zhēng)議的解決方式雙方協(xié)商解決,解決不成,

4、同意提交_區(qū)人民法院(選擇性條款不得違背地域管轄和級(jí)別管轄,可選擇原告、被告、標(biāo)的物、合同簽訂地、合同履行地)七、本合同自_生效。本合同一式兩份，雙方各執(zhí)一份,合同文本具有同等法律效力。甲方簽字、蓋章)_ 乙方(簽字、蓋章)_?合同簽訂日期_ 合同簽訂日期_?篇三:個(gè)人借款合同范本最簡(jiǎn)潔的借款人:?boowr:?貸款人：lnder:抵押人:?mortagor:?保證人:surty ：出質(zhì)人：? pledgeo：?為明確各方權(quán)利和義務(wù)，依據(jù)合同法、貸款通那么和其他有關(guān)法律、法規(guī)，訂立本合同。hs contract ae iinwith thecontrat aw of the pple'

5、 republic of china and the geeal provisoloans f hpeles ank f china to speify thrights and obliatins faries invlved.?借貸條款? loan borowin cluse?第一條借款金額。見(jiàn)?rticle 1. aou of lo : refr o?其次條借款用處。見(jiàn)?rticle 2purse olon: refer o第三條借款期限。rtcle 3. life of loan見(jiàn)? refe to借據(jù)或貸款憑證是本合同不行分割的組成局部。借款的實(shí)際放款日和還款日以借款人、貸款人雙方辦

6、理的借據(jù)或憑證上所記載的日期為準(zhǔn)。除日期外,借據(jù)或憑證其他記載事項(xiàng)?如與本合同不全都的，以本合同為準(zhǔn)。? a cetif cte f indebtedness or a oan uchr is an integrl pat othis cotract. the da of adce anayment due dae sall folow the dat spefe on te ertfcatodetednes o lon vouche were thee s n isitenc between the ipulton oe ceriiae of indbtedness o lon voche

7、athe terms anconditions on ths contra excpt dae，the atehalevai.第四條借款劃付。在借款人辦妥借款手續(xù)后個(gè)營(yíng)業(yè)日內(nèi)將全部款項(xiàng)劃至借款人指定的賬戶，劃付次數(shù)、時(shí)間、金額見(jiàn).第五條 arile tanferrg o lo. e ull mon of loa shll be rnfe red to aaccont designaed by the borrower w tn 5 workig days rm the date of cmpleting borrowing pede. rer to for he rqency, tie and

8、 amn of asferng?第五條借款利率和計(jì)息。?tic5. itest rt olan ad alclatin?借款利率。本合同項(xiàng)下借款利率依據(jù)國(guó)家有關(guān)規(guī)定，確定利率見(jiàn)。5 .遇利率調(diào)整時(shí),借款期限在年(含)以下的,執(zhí)行合同利率，不分段計(jì)息;借款期限在1年以上的，實(shí)行分段計(jì)息，從利率調(diào)整的次年月日開(kāi)頭，按相應(yīng)利率的檔次執(zhí)行新的利率;如借款人未按商定時(shí)間歸還借款本息或未按合同商定用處用法借款，貸款人將按國(guó)家規(guī)定對(duì)借款人計(jì)收罰息,罰息率見(jiàn)ees rate of an： th intrest rte under thi conrct i specfied in in li e with re

9、levant rles. in case o change ointees rat, the inteest rate tiplted in he ontc sal prevail fo loans wth life o less than o eqal to onear; fr ns with a lie exceeding ne year, th inert shl be clcuate on a ltiste bsis, rom nexan. st folowing he djustt f inest rate，e new rate shall prevail. in case the

10、borower ail ay thrincpal aninterest befe the ue date，r fail use the l an f purposes as ree in this onrac ，he leer hall e entd to cllec efault interst in lne wt relvant re. deaul interest rate s specifid in遇利率調(diào)整時(shí),實(shí)行分段計(jì)息的,貸款人有權(quán)依據(jù)國(guó)家有關(guān)規(guī)定自行調(diào)整，不另行通知借款人。inse of calculaig interest omultistage asis duto adus

11、tent oerest ae, the lnr shall be etitl tjst he inerest rae on hi own wth ut fut notie to borower.?第六條還款方式。arie 6 type of repament of oan?借款人應(yīng)在貸款人開(kāi)設(shè)帳戶,戶名和帳號(hào)見(jiàn)，并保證在每次還款日前足額存入當(dāng)期應(yīng)還款項(xiàng)的存款。借款人在此受權(quán)貸款人從借款人該帳戶中扣收借款本金、利息和可能發(fā)生的復(fù)利、罰息、違約金、保費(fèi)、損害賠償金及實(shí)現(xiàn)債權(quán)的費(fèi)用含律師費(fèi)和訴訟費(fèi))如該帳戶資產(chǎn)缺乏以歸還到期的貸款本息,貸款人有權(quán)從借款人在工商銀行任何分支機(jī)構(gòu)開(kāi)立的任何帳戶劃收。?

12、the orrower houd oen an ccou t ith te lender( the account name and acnt number arpecifed i and proise to depsit sfficieoey or repaent before each de dae. te borowr hereby atrizes the lde to colct ， if an, ompound interest，aut nterest，iqdted am, rmium，ompensai and expene arising frm the realizatin o

13、cred tors rgh (ining leree ad court xpen)in ition to due prnipal and resf lan. in ase hset in his accut is neogh frpayment o de icial and interest，the lenr shal b ettled to collect from ny count opened by he brrowr wih any branch f ic.貸款人與借款人雙方商定，自貸款發(fā)放次月起,借款人按月歸還貸款本息(一次性還本付息除外)，還款期數(shù)及還款方式見(jiàn) .the borro

14、er hal eay the princial a iterest on a monthy bsi (exceprepainrinip and iteresn a lum sum) fr m te secod month follown the ssng of loan , as agreed betwe the borowe and len r. he repayment tenors and tpe ar specien借款期間遇利率調(diào)整,如執(zhí)行本合同條實(shí)行分段計(jì)息的,對(duì)借款期限在年以上的,應(yīng)從利率調(diào)整的次年1月1日開(kāi)頭依據(jù)未歸還借款余額和剩余還款期數(shù)進(jìn)展調(diào)整，重新計(jì)算還款金額。?n se

15、 f mulistag calul on f ntest s specifie in ue to adjusmet of inteest rate durig the life of oa, the raymen amont o loas wit alife exceeding one ear sal e rcallated on h bais of lace f unad lon and he rest f repayment enor from ext jan. 1s fllowing the adstment of iterest t.?借款人提早歸還貸款須經(jīng)貸款人書(shū)面同意，,提早歸還局部的利息仍按本合同商定的利率和該局部實(shí)際用法天數(shù)計(jì)算。?repaymet o te loan aead of schedle y he orrower shll be subjt to written onent frm th leder. te inter t oreaid aount should b calculd on the asis of ratspeife in this c ntrct and tal ay第七條擔(dān)保方式。本合同的擔(dān)保人及擔(dān)保方式見(jiàn)詳細(xì)商定由本合同中相應(yīng)的擔(dān)保條款確足。? atcle guaranty typeth gurantor anguan