關(guān)于金融經(jīng)濟(jì)的英文文章

關(guān)于金融經(jīng)濟(jì)的英文文章命融英語(yǔ)文章FinanialManagementManagementoffundsisaritialaspetoffinanialmanagement.Managementoffundsatastheforemostonernhetheritisinabusineunder-takingorinaneduationalinstitution.Finanialmanagement,hihissimplmeantdealingithmanagementofmonematters.MeaningofFinanialManagementBFinanialManagementemeaneffiientuseofeonomiresouresnamelapitalfunds.Finanialmanagementisonernediththemanagerialdeisionsthatresultintheaquisitionandfinaningofshorttermandlongtermreditsforthefirm.Hereitdealsiththesituationsthatrequireseletionofspeifiassets,orabinationofassetsandtheseletionofspeifiproblemofsizeandgrothofanenterprise.Hereintheanalsisdealsiththeexpetedinflosandoutflosoffundsandtheireffetonmanagerialobjetives.Inshort,FinanialManagementdealsithProurementoffundsandtheireffetiveutilizationinthebusiness.Sotheanalsissimplstatestomainaspetsoffinanialmanagementlikeprourementoffundsandaneffetiveuseoffundstoahievebusineobjetives.Prourementoffunds:Asfundsanbeprouredfrommultiplesouressoprourementoffundsisonsideredanimportantproblemofbusineonerns.Fundsobtainedfromdifferentsoureshavedifferentharateristisintermsofpotentialrisk,ostandontrol.Fundsissuedbtheissueofequitsharesarethebestfromriskpointofvieforthepanasthereisnoquestionof'repamentofequitapitalexepthenthepanisliquidated.Fromtheostpointofvieequitapitalisthemostexpensivesoureoffundsasdividendexpetationsofshareholdersarenormallhigherthanthatofprevailinginterestrates.Finanialmanagementonstitutesrisk,ostandontrol.Theustoffundsshouldbeatrninirnumforaproperbalaningofriskandontrol.Intheglobalisedpetitivesenario,mobilizationuf'f'undsplasaversignifiantrole.Fundsanberaisedeitherthroughthedomestimarketorfromabruad.ForeignDiretInvestmentasellasForeignInstitutionalInvestorsaretomajorsouresofraisingfunds.Themehanismufprourementuffundshastobemodifiedinthelightofrequirementsofforeigninvesturs.UtilizationofFunds:Effetiveutilizationoff'undsasanimportantaspetoffinanialmanagementavoidsthesituationshereifundsareeitherkeptidleorproperusesarenotbeingmade.Fundspruuredinvolveaertainostandrisk.Ifthefundsarenotusedproperlthenrunningbusineillbetoodiffiult.Inaseofdividenddeisionsealsoonsiderthis.Soitisruialtoemplothef'undsproperlandprofitabl.SopeofFinanialManagementSoundf'inanialmanagementisessentialinalltpesoforganizationshetheritbeprofitornon-prof'it.FinanialmanagementisessentialinaplannedEonomasellasinaapitalistset-upasitinvolvesef'fiientuseoftheresoures.Fromtimetotimeitisobservedthatmanfirmshavebeenliquidatednotbeausetheirtehnologasobsoleteorbeausetheirprodutserenutindemandortheirlabuurasnotskilledandmotivated,butthatthereasamismanagementoffinanialaffairs.Eveninaboomperiod,henapanmakehighprofitsthereisalsoafearof'liquidationbeauseofbadfinanialmanagement.Finanialmanagementoptimizestheoutputfromthegiveninputoffunds.InaountrlikeIndiahereresouresaresareandthedemandforfundsareman,theneedofproperfinanialmanagementisrequired.Inaseofnelstartedpaniesithahighgrothrateitismoreimporta.nttohavesouiidfinanialmanagementsinefinanealoneguaranteestheirsurviva.l.Finanialmanagementisverimportantinaseofnon-profitorganizations,hihdonotpaadequateattentionstofinanialmanagement.HoeverasoundsstemoffinanialmanaLyementhastobeultivatedamongbureaurats,administrators,engineers,eduationalistsandpubliatalarge.ObjetivesofFinanialManagementEffiientFinanialmanagementrequirestheexisteneofsomeobjetives,hihareasfollos1)ProfitMaximization:Theobjetiveoffinanialmanagementisthesameastheobjetiveofapanhihistoearnprofit.Butprofitmaximizationaloneannotbethesoleobjetiveofapan.Itisalimitedobjetive.Ifprofitsaregivenundueimportanethenproblemsmaariseasdisussedbelo.Thetermprofitisvagueanditinvolvesmuhmoreontraditions.Profitmaxirnizatiunmustbeattempteditharealizationofrisksinvolved.Apositiverelation