2025年度個(gè)人住房裝修貸款合同規(guī)范范本

2025年度個(gè)人住房裝修貸款合同規(guī)范范本本合同共三部分組成，僅供學(xué)習(xí)使用，第一部分如下：2025年度個(gè)人住房裝修貸款合同甲方（借款人）：姓名：________________住址：________________乙方（貸款銀行）：機(jī)構(gòu)名稱：________________機(jī)構(gòu)地址：________________鑒于甲方因購買個(gè)人住房裝修需要，向乙方申請(qǐng)辦理個(gè)人住房裝修貸款，雙方經(jīng)友好協(xié)商，達(dá)成如下協(xié)議：一、貸款金額及期限1.甲方申請(qǐng)貸款金額為人民幣_(tái)_____元整（大寫：______元整）。2.貸款期限自______年______月______日起至______年______月______日止。二、貸款利率及還款方式1.貸款利率按中國人民銀行同期同檔次貸款基準(zhǔn)利率執(zhí)行，具體利率以乙方實(shí)際放款時(shí)為準(zhǔn)。2.還款方式為等額本息還款法。三、貸款發(fā)放及使用1.乙方應(yīng)在甲方提交完整申請(qǐng)材料后____個(gè)工作日內(nèi)完成貸款發(fā)放。2.甲方應(yīng)按照貸款用途使用貸款，不得挪作他用。四、貸款還款1.甲方應(yīng)按照約定的還款計(jì)劃按時(shí)足額償還貸款本息。2.甲方如提前還款，應(yīng)提前向乙方提出申請(qǐng)，并按照乙方規(guī)定辦理。五、貸款逾期1.如甲方逾期還款，乙方有權(quán)按照《中華人民共和國合同法》及《中華人民共和國商業(yè)銀行法》的有關(guān)規(guī)定處理。2.逾期還款產(chǎn)生的滯納金按每日萬分之______計(jì)算。六、違約責(zé)任1.甲方如違反本合同約定，應(yīng)承擔(dān)相應(yīng)的違約責(zé)任。2.乙方如違反本合同約定，應(yīng)承擔(dān)相應(yīng)的違約責(zé)任。七、爭(zhēng)議解決1.雙方在履行本合同過程中發(fā)生的爭(zhēng)議，應(yīng)友好協(xié)商解決。2.如協(xié)商不成，任何一方均可向甲方所在地人民法院提起訴訟。八、其他1.本合同一式兩份，甲乙雙方各執(zhí)一份，自雙方簽字（或蓋章）之日起生效。2.本合同未盡事宜，雙方可另行協(xié)商解決。甲方（借款人）：________________乙方（貸款銀行）：________________簽訂日期：________________附件：2.甲方住房證明復(fù)印件3.其他相關(guān)證明材料第二部分：貸款申請(qǐng)材料清單2.甲方戶口簿原件及復(fù)印件3.甲方住房證明材料4.甲方收入證明材料5.甲方銀行流水證明材料6.甲方裝修合同及發(fā)票7.甲方其他相關(guān)證明材料第三部分：貸款還款計(jì)劃表|還款月份|還款本金|還款利息|還款總額|應(yīng)還日期||||||||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||________|________|________|________|________||____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