2025年度小額貸款合同范本（擔(dān)保增信）3篇

20XX專業(yè)合同封面COUNTRACTCOVER20XX專業(yè)合同封面COUNTRACTCOVER甲方：XXX乙方：XXXPERSONALRESUMERESUME2024年度小額貸款合同范本（擔(dān)保增信）本合同目錄一覽1.定義與解釋1.1合同術(shù)語1.2術(shù)語定義1.3通用條款2.貸款概述2.1貸款金額2.2貸款期限2.3利率及費(fèi)用2.4還款方式3.擔(dān)保增信3.1擔(dān)保物3.2擔(dān)保方式3.3擔(dān)保責(zé)任3.4擔(dān)保物處置4.合同簽訂4.1簽訂程序4.2簽訂日期4.3合同生效4.4合同備案5.貸款發(fā)放5.1貸款發(fā)放條件5.2貸款發(fā)放時(shí)間5.3貸款發(fā)放方式5.4貸款發(fā)放手續(xù)6.貸款使用6.1貸款用途6.2貸款使用限制6.3貸款使用監(jiān)督7.還款責(zé)任7.1還款期限7.2還款方式7.3還款金額7.4還款違約責(zé)任8.利息及費(fèi)用8.1利息計(jì)算方式8.2費(fèi)用計(jì)算方式8.3利息及費(fèi)用支付9.擔(dān)保物保管9.1擔(dān)保物保管責(zé)任9.2擔(dān)保物保管方式9.3擔(dān)保物保管費(fèi)用10.合同變更10.1合同變更程序10.2合同變更內(nèi)容10.3合同變更生效11.合同解除11.1合同解除條件11.2合同解除程序11.3合同解除后果12.爭議解決12.1爭議解決方式12.2爭議解決程序12.3爭議解決費(fèi)用13.違約責(zé)任13.1違約情形13.2違約責(zé)任承擔(dān)13.3違約責(zé)任追究14.其他14.1法律適用14.2合同附件14.3通知與送達(dá)14.4合同份數(shù)14.5合同生效日期第一部分：合同如下：1.定義與解釋1.1合同術(shù)語1.1.1本合同中，“貸款人”指提供貸款的金融機(jī)構(gòu)；1.1.2本合同中，“借款人”指從貸款人處借取貸款的個(gè)人或企業(yè)；1.1.3本合同中，“擔(dān)保人”指為借款人提供擔(dān)保的個(gè)人或企業(yè)；1.1.4本合同中，“擔(dān)保物”指擔(dān)保人為借款人提供的用于擔(dān)保的財(cái)產(chǎn)；1.1.5本合同中，“擔(dān)保增信”指通過擔(dān)保方式提高借款人信用等級，降低貸款風(fēng)險(xiǎn)的行為；1.2術(shù)語定義1.2.1貸款：指貸款人向借款人提供的，按約定的利率、期限、方式歸還本金的貨幣資金；1.2.2擔(dān)保：指擔(dān)保人為借款人向貸款人提供擔(dān)保，承諾在借款人未按時(shí)償還貸款時(shí)，由擔(dān)保人承擔(dān)償還責(zé)任；1.2.3擔(dān)保增信：指通過擔(dān)保人的擔(dān)保行為，使貸款人降低對借款人信用風(fēng)險(xiǎn)的評估，從而提高貸款發(fā)放的可能性；1.3通用條款1.3.1本合同遵循公平、自愿、誠實(shí)信用的原則；1.3.2本合同未盡事宜，雙方可另行協(xié)商解決。2.貸款概述2.1貸款金額2.1.1借款人申請的貸款金額為人民幣______元；2.1.2貸款金額以貸款人實(shí)際發(fā)放的金額為準(zhǔn)；2.2貸款期限2.2.1貸款期限自貸款發(fā)放之日起至______年______月______日止；2.2.2貸款期限包括貸款發(fā)放日和貸款到期日；2.3利率及費(fèi)用2.3.1貸款利率為______%，按年利率計(jì)算；2.3.2貸款人可在合同期限內(nèi)根據(jù)市場情況調(diào)整貸款利率；2.3.3貸款人向借款人收取的貸款費(fèi)用包括但不限于：擔(dān)保費(fèi)、管理費(fèi)、提前還款費(fèi)等；2.4還款方式2.4.1借款人應(yīng)按月償還貸款本金及利息；2.4.2借款人可選擇等額本息或等額本金還款方式；2.4.3還款日為每月的______日。3.擔(dān)保增信3.1擔(dān)保物3.1.1擔(dān)保人同意以其擁有的______作為借款人的擔(dān)保物；3.1.2擔(dān)保物的價(jià)值不低于借款金額的______%；3.2擔(dān)保方式3.2.1擔(dān)保方式為抵押擔(dān)保；3.2.2擔(dān)保物抵押登記手續(xù)由借款人和擔(dān)保人共同辦理；3.3擔(dān)保責(zé)任3.3.1擔(dān)保人承諾在借款人未按時(shí)償還貸款時(shí)，由擔(dān)保人承擔(dān)償還責(zé)任；3.3.2擔(dān)保責(zé)任不因借款人的任何違約行為而免除；3.4擔(dān)保物處置3.4.1在借款人違約的情況下，貸款人有權(quán)依法處置擔(dān)保物；3.4.2擔(dān)保物處置所得款項(xiàng)優(yōu)先用于償還借款人的貸款本金及利息。4.合同簽訂4.1簽訂程序4.1.1雙方應(yīng)按照貸款人的要求提供相關(guān)資料；4.1.2雙方應(yīng)在貸款人指定的地點(diǎn)簽訂本合同；4.2簽訂日期4.2.1本合同簽訂日期為______年______月______日；4.3合同生效4.3.1本合同自雙方簽字蓋章之日起生效；4.4合同備案4.4.1本合同需報(bào)送貸款人所在地工商行政管理部門備案。5.貸款發(fā)放5.1貸款發(fā)放條件5.1.1借款人應(yīng)提供真實(shí)、合法的貸款申請資料；5.1.2擔(dān)保人應(yīng)提供真實(shí)、合法的擔(dān)保物；5.2貸款發(fā)放時(shí)間5.2.1貸款人應(yīng)在收到借款人和擔(dān)保人提供的全部資料之日起______個(gè)工作日內(nèi)發(fā)放貸款；5.3貸款發(fā)放方式5.3.1貸款人可選擇銀行轉(zhuǎn)賬或現(xiàn)金方式發(fā)放貸款；5.4貸款發(fā)放手續(xù)5.4.1貸款人發(fā)放貸款前，借款人和擔(dān)保人應(yīng)按照貸款人的要求辦理相關(guān)手續(xù)。8.利息及費(fèi)用8.1利息計(jì)算方式8.1.1利息按月計(jì)算，每月利息=貸款本金×月利率；8.1.2月利率=年利率÷12；8.2費(fèi)用計(jì)算方式8.2.1擔(dān)保費(fèi)按貸款金額的______%一次性收取；8.2.2管理費(fèi)按貸款金額的______%按月收??；8.2.3提前還款費(fèi)按貸款金額的______%一次性收??；8.3利息及費(fèi)用支付8.3.1借款人應(yīng)在每月還款日支付當(dāng)月利息及費(fèi)用；8.3.2借款人逾期支付利息及費(fèi)用，應(yīng)按日支付______%的滯納金。9.擔(dān)保物保管9.1擔(dān)保物保管責(zé)任9.1.1擔(dān)保物由借款人或擔(dān)保人自行保管；9.1.2借款人或擔(dān)保人應(yīng)確保擔(dān)保物的安全，防止損壞或滅失；9.2擔(dān)保物保管方式9.2.1擔(dān)保物應(yīng)存放于安全、易于保管的地方；9.2.2借款人或擔(dān)保人應(yīng)定期檢查擔(dān)保物的狀況，并保持相關(guān)記錄；9.3擔(dān)保物保管費(fèi)用9.3.1擔(dān)保物保管費(fèi)用由借款人或擔(dān)保人承擔(dān)；9.3.2擔(dān)保物保管費(fèi)用按實(shí)際發(fā)生金額計(jì)算。10.合同變更10.1合同變更程序10.1.1合同變更需經(jīng)雙方協(xié)商一致；10.1.2合同變更應(yīng)以書面形式進(jìn)行；10.2合同變更內(nèi)容10.2.1合同變更內(nèi)容包括但不限于：貸款金額、貸款期限、利率、費(fèi)用等；10.3合同變更生效10.3.1合同變更自雙方簽字蓋章之日起生效。11.合同解除11.1合同解除條件11.1.1借款人嚴(yán)重違約，如未按時(shí)償還貸款本金及利息；11.1.2擔(dān)保人嚴(yán)重違約，如未履行擔(dān)保責(zé)任；11.2合同解除程序11.2.1一方違約時(shí)，另一方有權(quán)解除合同；11.2.2合同解除應(yīng)以書面形式通知對方；11.3合同解除后果11.3.1合同解除后，借款人應(yīng)立即償還剩余貸款本金及利息；11.3.2擔(dān)保人應(yīng)繼續(xù)履行擔(dān)保責(zé)任。12.爭議解決12.1爭議解決方式12.1.1雙方應(yīng)友好協(xié)商解決爭議；12.1.2若協(xié)商不成，任何一方均可向貸款人所在地人民法院提起訴訟；12.2爭議解決程序12.2.1雙方應(yīng)在爭議發(fā)生后______個(gè)工作日內(nèi)提交爭議解決請求；12.2.2爭議解決期間，雙方應(yīng)繼續(xù)履行合同義務(wù)；12.3爭議解決費(fèi)用12.3.1爭議解決費(fèi)用由敗訴方承擔(dān)。13.違約責(zé)任13.1違約情形13.1.1借款人未按時(shí)償還貸款本金及利息；13.1.2擔(dān)保人未履行擔(dān)保責(zé)任；13.2違約責(zé)任承擔(dān)13.2.1違約方應(yīng)承擔(dān)相應(yīng)的違約責(zé)任；13.2.2違約責(zé)任包括但不限于：支付滯納金、賠償損失等；13.3違約責(zé)任追究13.3.1違約責(zé)任追究方式包括但不限于：協(xié)商解決、訴訟等。14.其他14.1法律適用14.1.1本合同適用中華人民共和國法律；14.2合同附件14.2.1本合同附件包括但不限于：借款人身份證明、擔(dān)保人身份證明、擔(dān)保物清單等；14.3通知與送達(dá)14.3.1任何一方發(fā)出的通知應(yīng)以書面形式進(jìn)行；14.3.2通知送達(dá)方式包括但不限于：郵寄、電子郵件等；14.4合同份數(shù)14.4.1本合同一式______份，借款人執(zhí)______份，貸款人執(zhí)______份；14.5合同生效日期14.5.1本合同自雙方簽字蓋章之日起生效。第二部分：第三方介入后的修正15.第三方介入15.1第三方定義15.1.1本合同中，“第三方”指在合同履行過程中，根據(jù)合同約定或經(jīng)甲乙雙方同意，提供專業(yè)服務(wù)或參與合同履行的其他個(gè)人或機(jī)構(gòu)，包括但不限于中介機(jī)構(gòu)、評估機(jī)構(gòu)、律師事務(wù)所等。15.1.2第三方應(yīng)具備相應(yīng)的資質(zhì)和條件，能夠獨(dú)立承擔(dān)法律責(zé)任。15.2第三方介入條件15.2.1第三方介入需經(jīng)甲乙雙方書面同意，并簽訂相應(yīng)的合作協(xié)議；15.2.2第三方介入應(yīng)有利于合同的履行，提高合同效率，降低風(fēng)險(xiǎn)。15.3第三方責(zé)任限額15.3.1第三方在合同履行過程中，因自身過錯(cuò)導(dǎo)致合同無法履行或造成損失的，應(yīng)承擔(dān)相應(yīng)的法律責(zé)任；15.3.2第三方的責(zé)任限額由甲乙雙方在合作協(xié)議中約定，但不得超過合同金額的______%。15.4第三方職責(zé)15.4.1.1提供專業(yè)服務(wù)，如評估、咨詢、見證等；15.4.1.2協(xié)助甲乙雙方進(jìn)行合同履行；15.4.1.3對合同履行過程中的問題提出建議或解決方案。15.5第三方權(quán)利15.5.1第三方有權(quán)要求甲乙雙方提供必要的協(xié)助，包括但不限于提供資料、配合調(diào)查等；15.5.2第三方有權(quán)根據(jù)合同約定和合作協(xié)議，收取相應(yīng)的服務(wù)費(fèi)用。15.6第三方與其他各方的劃分15.6.1第三方與甲乙雙方之間為獨(dú)立合同關(guān)系，第三方不承擔(dān)甲乙雙方之間的違約責(zé)任；15.6.2第三方與擔(dān)保人之間為獨(dú)立合同關(guān)系，第三方不承擔(dān)擔(dān)保人的擔(dān)保責(zé)任；15.6.3第三方與貸款人之間為獨(dú)立合同關(guān)系，第三方不承擔(dān)貸款人的貸款風(fēng)險(xiǎn)。15.7第三方介入程序15.7.1甲乙雙方同意第三方介入后，應(yīng)簽訂合作協(xié)議，明確各方權(quán)利義務(wù)；15.7.2第三方介入后，甲乙雙方應(yīng)按照合作協(xié)議和本合同履行各自義務(wù)；15.7.3第三方介入期間，如發(fā)生爭議，應(yīng)由甲乙雙方協(xié)商解決，協(xié)商不成的，可按本合同第12條爭議解決方式處理。16.額外條款及說明16.1當(dāng)?shù)谌浇槿霑r(shí)，甲乙雙方應(yīng)根據(jù)第三方提供的專業(yè)服務(wù)，調(diào)整合同條款，包括但不限于：16.1.1調(diào)整貸款金額、期限、利率等；16.1.2調(diào)整擔(dān)保方式、擔(dān)保物等；16.1.3調(diào)整還款方式、還款期限等。16.2甲乙雙方應(yīng)根據(jù)第三方提供的專業(yè)意見，對合同履行過程中的問題進(jìn)行及時(shí)處理，確保合同的有效履行。16.3第三方介入后，甲乙雙方應(yīng)向第三方提供必要的配合和支持，包括但不限于提供資料、協(xié)助調(diào)查等。16.4第三方介入期間，甲乙雙方應(yīng)繼續(xù)履行本合同約定的義務(wù)，包括但不限于支付利息、費(fèi)用等。16.5第三方介入后，如發(fā)生合同履行過程中的爭議，甲乙雙方應(yīng)協(xié)商解決，協(xié)商不成的，可按本合同第12條爭議解決方式處理。16.6第三方介入后，如第三方因自身原因?qū)е潞贤瑹o法履行或造成損失的，甲乙雙方有權(quán)要求第三方承擔(dān)相應(yīng)的法律責(zé)任。16.7第三方介入期間，如甲乙雙方需要變更合同條款，應(yīng)經(jīng)第三方同意，并簽訂書面協(xié)議。第三部分：其他補(bǔ)充性說明和解釋說明一：附件列表：1.借款人身份證明要求：提供借款人有效身份證件復(fù)印件；說明：用于證明借款人身份及基本信息。2.擔(dān)保人身份證明要求：提供擔(dān)保人有效身份證件復(fù)印件；說明：用于證明擔(dān)保人身份及基本信息。3.貸款申請資料要求：提供借款人貸款申請表、財(cái)務(wù)報(bào)表、經(jīng)營狀況說明等；說明：用于證明借款人還款能力和貸款用途。4.擔(dān)保物清單要求：詳細(xì)列出擔(dān)保物的名稱、數(shù)量、價(jià)值、存放地點(diǎn)等；說明：用于明確擔(dān)保物的具體信息。5.擔(dān)保物評估報(bào)告要求：由第三方評估機(jī)構(gòu)出具，評估擔(dān)保物的價(jià)值；說明：用于確定擔(dān)保物的價(jià)值，作為貸款發(fā)放的依據(jù)。6.擔(dān)保協(xié)議要求：擔(dān)保人與貸款人簽訂的擔(dān)保協(xié)議；說明：明確擔(dān)保人的擔(dān)保責(zé)任和權(quán)利。7.合同變更協(xié)議要求：甲乙雙方就合同變更內(nèi)容簽訂的協(xié)議；說明：用于記錄合同變更的具體內(nèi)容。8.第三方合作協(xié)議要求：甲乙雙方與第三方簽訂的合作協(xié)議；說明：明確第三方介入的條件、職責(zé)、權(quán)利和義務(wù)。9.爭議解決協(xié)議要求：甲乙雙方就爭議解決方式簽訂的協(xié)議；說明：用于確定爭議解決的具體程序和方式。10.貸款發(fā)放憑證要求：貸款人發(fā)放貸款的憑證；說明：證明貸款已發(fā)放，借款人開始履行還款義務(wù)。說明二：違約行為及責(zé)任認(rèn)定：1.借款人違約行為1.1未按時(shí)償還貸款本金及利息責(zé)任認(rèn)定：借款人應(yīng)支付滯納金，并承擔(dān)相應(yīng)的違約責(zé)任；示例：借款人每月應(yīng)償還貸款本金及利息，如未按時(shí)償還，則應(yīng)支付______%的滯納金。1.2未按約定使用貸款責(zé)任認(rèn)定：借款人應(yīng)承擔(dān)相應(yīng)的違約責(zé)任，并賠償貸款人因此遭受的損失；示例：借款人未經(jīng)貸款人同意，將貸款用于非法用途，應(yīng)承擔(dān)相應(yīng)的法律責(zé)任。2.擔(dān)保人違約行為2.1未履行擔(dān)保責(zé)任責(zé)任認(rèn)定：擔(dān)保人應(yīng)承擔(dān)相應(yīng)的違約責(zé)任，并賠償貸款人因此遭受的損失；示例：擔(dān)保人未按約定履行擔(dān)保責(zé)任，導(dǎo)致貸款人遭受損失，應(yīng)承擔(dān)相應(yīng)的賠償責(zé)任。2.2提供虛假擔(dān)保責(zé)任認(rèn)定：擔(dān)保人應(yīng)承擔(dān)相應(yīng)的違約責(zé)任，并賠償貸款人因此遭受的損失；示例：擔(dān)保人提供虛假擔(dān)保，導(dǎo)致貸款人遭受損失，應(yīng)承擔(dān)相應(yīng)的賠償責(zé)任。3.第三方違約行為3.1未履行專業(yè)服務(wù)職責(zé)責(zé)任認(rèn)定：第三方應(yīng)承擔(dān)相應(yīng)的違約責(zé)任，并賠償甲乙雙方因此遭受的損失；示例：第三方未按約定提供專業(yè)服務(wù)，導(dǎo)致甲乙雙方遭受損失，應(yīng)承擔(dān)相應(yīng)的賠償責(zé)任。3.2提供虛假服務(wù)結(jié)果責(zé)任認(rèn)定：第三方應(yīng)承擔(dān)相應(yīng)的違約責(zé)任，并賠償甲乙雙方因此遭受的損失；示例：第三方提供虛假評估報(bào)告，導(dǎo)致甲乙雙方遭受損失，應(yīng)承擔(dān)相應(yīng)的賠償責(zé)任。全文完。2024年度小額貸款合同范本（擔(dān)保增信）1合同目錄第一章合同概述1.1合同名稱1.2合同編號1.3合同簽訂日期1.4合同當(dāng)事人1.5合同簽訂地點(diǎn)第二章貸款基本信息2.1貸款金額2.2貸款期限2.3貸款利率2.4還款方式2.5還款計(jì)劃第三章貸款用途3.1貸款用途說明3.2貸款用途限制第四章?lián)Ｔ鲂判畔?.1擔(dān)保人信息4.2擔(dān)保方式4.3擔(dān)保范圍4.4擔(dān)保期限4.5擔(dān)保責(zé)任第五章合同條款5.1貸款發(fā)放5.2貸款使用5.3貸款還款5.4違約責(zé)任5.5爭議解決第六章信息披露6.1信息披露內(nèi)容6.2信息披露方式6.3信息披露時(shí)間第七章合同變更與解除7.1合同變更7.2合同解除7.3合同終止第八章違約責(zé)任8.1違約情形8.2違約責(zé)任承擔(dān)8.3違約賠償?shù)诰耪潞贤c終止9.1合同生效條件9.2合同終止條件9.3合同解除條件第十章不可抗力10.1不可抗力定義10.2不可抗力處理第十一章法律適用與爭議解決11.1法律適用11.2爭議解決方式第十二章合同附件12.1附件一：貸款合同12.2附件二：擔(dān)保合同12.3附件三：其他相關(guān)文件第十三章其他13.1通知方式13.2合同份數(shù)13.3合同簽署第十四章合同簽署14.1簽署人信息14.2簽署日期14.3簽署地點(diǎn)合同編號_________第一章合同概述1.1合同名稱：2024年度小額貸款合同1.2合同編號：_________1.3合同簽訂日期：____年__月__日1.4合同當(dāng)事人：1.4.1貸款人：____________________1.4.2借款人：____________________1.5合同簽訂地點(diǎn)：____________________第二章貸款基本信息2.1貸款金額：人民幣____元整2.2貸款期限：自____年__月__日起至____年__月__日止2.3貸款利率：年利率____%，按月計(jì)息2.4還款方式：等額本息/等額本金/按期還息一次性還本2.5還款計(jì)劃：2.5.1還款期數(shù)：____期2.5.2每期還款金額：人民幣____元整第三章貸款用途3.1貸款用途說明：借款人需將貸款用于____________________3.2.1非經(jīng)營性用途3.2.2違法犯罪活動3.2.3其他禁止用途第四章?lián)Ｔ鲂判畔?.1擔(dān)保人信息：4.1.1擔(dān)保人名稱：____________________4.1.2擔(dān)保人住所：____________________4.1.3擔(dān)保人法定代表人：____________________4.2擔(dān)保方式：____________________4.3擔(dān)保范圍：包括但不限于借款本金、利息、違約金、實(shí)現(xiàn)債權(quán)的費(fèi)用等4.4擔(dān)保期限：自合同簽訂之日起至貸款全部清償之日止4.5擔(dān)保責(zé)任：擔(dān)保人承擔(dān)連帶責(zé)任第五章合同條款5.1貸款發(fā)放：貸款人應(yīng)在合同簽訂后____個(gè)工作日內(nèi)將貸款發(fā)放至借款人指定賬戶5.2貸款使用：借款人應(yīng)按照合同約定的用途使用貸款5.3貸款還款：借款人應(yīng)按約定的還款計(jì)劃按時(shí)足額還款5.4違約責(zé)任：5.4.1借款人未按期還款的，應(yīng)支付____%的逾期利息5.4.2借款人違反貸款用途的，貸款人有權(quán)提前收回貸款并追究其法律責(zé)任5.5爭議解決：雙方應(yīng)友好協(xié)商解決爭議，協(xié)商不成的，可向合同簽訂地人民法院提起訴訟第六章信息披露6.1信息披露內(nèi)容：包括但不限于貸款金額、利率、期限、還款計(jì)劃等6.2信息披露方式：通過書面通知、電話、短信等方式6.3信息披露時(shí)間：貸款發(fā)放后及還款期間第七章合同變更與解除7.1合同變更：任何一方要求變更合同內(nèi)容的，應(yīng)書面通知對方，經(jīng)雙方協(xié)商一致，簽訂書面變更協(xié)議7.2合同解除：7.2.1借款人違約的，貸款人有權(quán)解除合同并要求借款人承擔(dān)違約責(zé)任7.2.2貸款人違約的，借款人有權(quán)解除合同并要求貸款人承擔(dān)違約責(zé)任7.2.3因不可抗力導(dǎo)致合同無法履行的，雙方可協(xié)商解除合同7.3合同終止：貸款全部清償或合同約定的其他終止條件成就時(shí)，合同終止第八章違約責(zé)任8.1違約情形：8.1.1借款人未按約定時(shí)間還款或未足額還款8.1.2借款人未按約定用途使用貸款8.1.3擔(dān)保人未履行擔(dān)保義務(wù)8.1.4雙方約定的其他違約情形8.2違約責(zé)任承擔(dān)：8.2.1借款人未按約定時(shí)間還款或未足額還款的，應(yīng)支付逾期利息，并承擔(dān)違約金8.2.2借款人未按約定用途使用貸款的，貸款人有權(quán)提前收回貸款，并追究其法律責(zé)任8.2.3擔(dān)保人未履行擔(dān)保義務(wù)的，應(yīng)承擔(dān)相應(yīng)的擔(dān)保責(zé)任8.2.4雙方約定的其他違約責(zé)任8.3違約賠償：8.3.1借款人違約造成貸款人損失的，應(yīng)賠償貸款人實(shí)際損失8.3.2擔(dān)保人違約造成貸款人損失的，應(yīng)賠償貸款人實(shí)際損失第九章合同生效與終止9.1合同生效條件：9.1.1雙方當(dāng)事人已簽訂本合同9.1.2貸款人已發(fā)放貸款9.1.3雙方已履行合同約定的其他生效條件9.2合同終止條件：9.2.1貸款全部清償9.2.2合同約定的其他終止條件成就9.3合同解除條件：9.3.1雙方協(xié)商一致9.3.2因不可抗力導(dǎo)致合同無法履行9.3.3一方違約，另一方依法解除合同第十章不可抗力10.1不可抗力定義：10.1.1不可抗力是指不能預(yù)見、不能避免并不能克服的客觀情況10.2不可抗力處理：10.2.1因不可抗力導(dǎo)致合同無法履行的，雙方可協(xié)商解決10.2.2如協(xié)商不成，可向合同簽訂地人民法院提起訴訟第十一章法律適用與爭議解決11.1法律適用：11.1.1本合同適用中華人民共和國法律11.2爭議解決方式：11.2.1雙方應(yīng)友好協(xié)商解決爭議11.2.2協(xié)商不成的，可向合同簽訂地人民法院提起訴訟第十二章合同附件12.1附件一：貸款合同12.2附件二：擔(dān)保合同12.3附件三：其他相關(guān)文件第十三章其他13.1通知方式：13.1.1以書面形式送達(dá)至對方指定地址13.1.2通過電話、短信、電子郵件等方式通知13.2合同份數(shù)：13.2.1本合同一式____份，雙方各執(zhí)____份13.3合同簽署：13.3.1本合同自雙方簽字蓋章之日起生效第十四章合同簽署14.1簽署人信息：14.1.1貸款人簽署：簽署人姓名：____________________職務(wù)：____________________簽署日期：____________________14.1.2借款人簽署：簽署人姓名：____________________職務(wù)：____________________簽署日期：____________________14.1.3擔(dān)保人簽署（如有）：簽署人姓名：____________________職務(wù)：____________________簽署日期：__________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________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