企業(yè)貸款解除協(xié)議

企業(yè)貸款解除協(xié)議合同編號：__________parties：withrespecttotheloanagreementwiththeoriginalloanamountof（the"originalloanamount"）enteredintobetweenthepartieson（the"originalloanagreementdate"），thepartiesagreeasfollows：article1：loanprincipalandinterest1.1theoutstandingprincipalamountoftheoriginalloanagreementis（the"outstandingprincipalamount"）.1.2theinterestratefortheoutstandingprincipalamountshallbereducedto（the"newinterestrate"）perannum，calculatedfromtheoriginalloanagreementdatetothematuritydateoftheoriginalloanagreement.article2：loanterm2.1thematuritydateoftheoriginalloanagreementis（the"maturitydate"）.2.2thepartiesagreetoextendthetermoftheoriginalloanagreementforaperiodof（the"extensionperiod"）fromthematuritydatetothenewmaturitydate.article3：loaninterestpayment3.1theborrowershallpayinterestontheoutstandingprincipalamountatthenewinterestratefortheextensionperiod，calculatedfromthematuritydatetothenewmaturitydate.3.2theinterestpaymentshallbemadetheborrowerwithin（the"interestpaymentdeadline"）afterthematuritydate.article4：loanprincipalrepayment4.1theborrowershallrepaytheoutstandingprincipalamountinaccordancewiththeoriginalloanagreementrepaymentschedule，plustheinterestcalculatedatthenewinterestratefortheextensionperiod.4.2theprincipalrepaymentshallbemadetheborrowerwithin（the"principalrepaymentdeadline"）afterthematuritydate.article5：conditionsforloantermination5.1upontheborrower'spaymentoftheoutstandingprincipalamountandinterestinaccordancewiththetermsofthisagreement，theoriginalloanagreementshallbeterminated.5.2thepartiesagreethattheterminationoftheoriginalloanagreementshallnotaffectanyrightsandobligationsarisingfromtheoriginalloanagreement.article6：confidentiality6.1thepartiesagreetokeepthetermsofthisagreementandanyotherinformationrelatedtotheoriginalloanagreementconfidential，exceptasrequiredlawortherelevantregulatoryauthorities.6.2thepartiesagreenottodiscloseoruseanyconfidentialinformationforanypurposeotherthantheperformanceofthisagreement.article7：miscellaneous7.1thisagreementmaybeamendedorsupplementedthepartiesinwriting.7.2ifanyprovisionofthisagreementisheldtobeinvalidorunenforceable，theremainderofthisagreementshallremaininfullforceandeffect.7.3thisagreementshallbegovernedandconstruedinaccordancewiththelawsof（the"governinglaw"）.7.4alldisputesarisingoutoforinconnectionwiththisagreementshallbefinallysettledarbitrationinaccordancewiththerulesofthe（the"arbitrationinstitution"）．inwitnesswhereof，thepartieshavecausedthisagreementtobeexecutedasofthedatefirstabovewritten.甲方：乙方：一、附件列表：1.貸款解除協(xié)議2.原始貸款合同3.貸款還款計(jì)劃4.利息計(jì)算公式5.仲裁協(xié)議6.保密協(xié)議7.法律法規(guī)和相關(guān)監(jiān)管文件二、違約行為及認(rèn)定：1.違約行為：借款人未按約定時(shí)間支付貸款本金和利息。認(rèn)定：借款人在協(xié)議規(guī)定的還款期限內(nèi)未償還貸款本金和利息，視為違約。2.違約行為：借款人未按約定支付利息。認(rèn)定：借款人在協(xié)議規(guī)定的利息支付期限內(nèi)未支付利息，視為違約。3.違約行為：借款人未按約定時(shí)間償還貸款本金。認(rèn)定：借款人在協(xié)議規(guī)定的本金償還期限內(nèi)未償還貸款本金，視為違約。4.違約行為：借款人未履行合同約定的其他義務(wù)。認(rèn)定：借款人未履行合同約定的任何其他義務(wù)，視為違約。三、法律名詞及解釋：1.甲方：指貸款人，提供貸款的一方。2.乙方：指借款人，接受貸款的一方。3.貸款解除協(xié)議：指借款人和貸款人之間就原有貸款合同達(dá)成解除協(xié)議的文件。4.原始貸款合同：指借款人和貸款人之間最初簽訂的貸款協(xié)議。5.貸款還款計(jì)劃：指借款人按照協(xié)議約定的還款方式和時(shí)間進(jìn)行還款的計(jì)劃。6.利息：指借款人因使用貸款而需支付給貸款人的費(fèi)用。7.違約：指借款人未履行合同約定的義務(wù)。8.仲裁：指通過仲裁機(jī)構(gòu)對合同爭議進(jìn)行解決的方式。9.保密協(xié)議：指借款人和貸款人之間就合同相關(guān)信息達(dá)成保密協(xié)議的文件。四、執(zhí)行中遇到的問題及解決辦法：1.問題：借款人無法按時(shí)償還貸款本金和利息。解決辦法：與借款人協(xié)商，制定延期還款計(jì)劃，確保借款人能夠盡快償還貸款。2.問題：借款人未支付利息。解決辦法：提醒借款人支付利息，如借款人仍不支付，可依法追討利息。3.問題：借款人未按約定時(shí)間償還貸款本金。解決辦法：與借款人協(xié)商，制定還款計(jì)劃，確保借款人能夠按照約定償還