國際貿(mào)易融資智慧樹知到期末考試答案章節(jié)答案2024年上海電機學(xué)院

國際貿(mào)易融資智慧樹知到期末考試答案+章節(jié)答案2024年上海電機學(xué)院Thefollowingstatementsareutilizedindescribingthepropertiesofcrossingofcheques.Whichoneofthefollowingstatementsisincorrect?（）

答案:Twoparallellineswithoutanyfurtherinformationinbetweenisclassifiedasspecialcrossing.AsspecifiedinUKBillsofExchangeAct1882,thepayeeofN/Ihasthreerights.Whichoneofthefollowingstatementsdoesnotbelongtotherightofpayee?（）

答案:RightoftransferringtheN/Ievenifitisrestrictedorder.Whatisthecentraldocumentinallcommercialdocuments?（）

答案:CommercialinvoiceThebillofladingistheevidenceofthecontractofcarriagebetween____________.（）

答案:ExporterandtheshippingcompanyWhichofthefollowingbillofladingisnotnegotiable?（）

答案:StraightbillofladingIndocumentarycollection,fromtheperspectiveoftheexporter,whichtermofreleasingdocumentismostfavorable?（）

答案:D/PatsightWhichoneofthefollowingpaymenttechniquesinvolvessellingitsaccountsreceivablestofinancialintermediaryonanon-recoursebasis?（）

答案:Factoring___________certifiesthatthegoodswereproducedinaparticularcountry.（）

答案:AcertificateoforiginTheinternationalsettlementmethodsexperiencedfourmajorevolutionprocess,whichoneofthefollowingstatementsiscorrect?（）

答案:FromsimplepricetermstocomplexpricetermsWhichoneofthefollowingtypesofdocumentarycreditallowsbeneficiarytousecreditassecuritytoopenaseparateandnewcreditinfavoroftherealsupplier?（）

答案:Back-to-backcreditWhichoneofthefollowingstatementsdoesnotbelongingtotheconditionofaholderinduecourse?（）

答案:Theholdernoticedthedefectinthetitleofthepersonwhonegotiatedit.UnderIncoterms2010,whichpricetermdoesnotbelongtoseaorinlandwaterwaytransport?（）

答案:CIPWhichoneofthefollowingguaranteesisemployedtoassurethatthetendererwillperformthecontractassigned?（）

答案:AdvancepaymentguaranteeWhichoneofthefollowingstatementsisademonstrativeorderinatypicaldraft?（）

答案:"PleasepayShanghaiDianJiUniversityasumofonethousandUSdollaronly."Whatmustbethesameinanewandoriginalassignableletterofcredit?（）

答案:QuantityofgoodsThedocumentarycredithasthefollowingclause:“Creditavailablewiththeadvisingbankbynegotiationagainstthedocumentsdetailedandbeneficiary’sdraftat45daysaftersightdrawninissuingbank,itisavailablewithanybank.“Whatisthetypeofthiscredit?（）

答案:FreenegotiationcreditIninternationalfactoring,whichonethefollowingpartiesassignssupplier’sreceivablesinaccordancewiththefactoringcontract?（）

答案:Suppliers’factorWhichoneofthefollowingstatementsdoesnotbelongtothemotivationofinsertingtheissuingdateandplaceintothemainbodyofadraft(billofexchange)?（）

答案:Theissuingdateisemployedasarecordforfuturereference.______________hastherightoffirstchoiceinselectingacollectingbank.（）

答案:TheprincipalWhichofthefollowingstatementassociatedwithinternationalfactoringandforfeitingisincorrect?（）

答案:Withintheinternationalfactoring,theriskundertookbythefactorislyingoncommercialandforeignexchangerisk.WhichoneofthefollowingstatementsdoesnotbelongtothedutyofInternationalChamberofCommerce(ICC)?（）

答案:ProvidingsecuredinformationandpaymentserviceInremittance,abankthatisentrustedinthepaymentordertopayacertainamountofmoneytothepayeeorbeneficiaryistermedas________.（）

答案:payingbankThefollowingstatementsareemployedindescribingthecharacteristicsofletterofcredit(L/C),whichstatementisproblematic?(）

答案:L/Cisindependentofsalescontract,theterm“independent”statesacreditisaseparatetransactionfromsalescontract.Thefollowingstatementsareemployedindescribingthreetypesofremittance,whichdescriptionisincorrect?（）

答案:TheoperationalproceduresofD/Dareveryaliketothatofpromissorynote,orderingtheoverseasbanktomakepayment.Ininternationaltradepayments,whichoneofthefollowingstatementsisnottheconcernofexporter?（）

答案:Thegoodsmeetthespecifiedlevelofquality.Payeehastherighttoaskthedrawertopayandhastherightofrecourseiftheinstrumentisdishonoredbynon-paymentornon-acceptance.（）

答案:錯"PleasepayShanghaiDianJiUniversityasumoftwohundredandfiftyChineseYuanonly."isapayabletobearerorder.（）

答案:錯AccordingtoUKBillsofExchangeAct1882,abillmaybeaddressedtothetwoormoredraweeswhethertheyarepartnersornot.（）

答案:對Undercollection,afterthedrafthasbeenacceptedbytheimporterandthecollectingbankiswillingtoguaranteethepaymentoftheimporteratmaturity,theimportermaydiscountthebillwiththeremittingbankandmakepaymenttoexporterimmediately.（）

答案:錯Atcurrentstage,electroniclettersofcreditcompletelyreplacethetraditionalone.（）

答案:錯Anymistakesordelaysduetothewronginformationprovidedbyimporter,theresponsibilityislyingontheremittingbank.（）

答案:錯Foraparticularcheque,itisoptionaltoincludethechequewritingaccountonthemainbodyoftheinstrument.（）

答案:對ExportT/Tfinancingisalsocalledexportinvoicefinancingwhereasbankmakepaymenttotheexporterbeforetheimporterpays.（）

答案:對Abillofexchangeisaconditionalorderinwriting.（）

答案:錯Theholderforvalueisalsonamedasabona-fideholder.（）

答案:錯AccordingtoUniformLawforBillsofExchangeandPromissoryNotes(Geneva,1930),partialacceptance,bywhichthedraweeonlyagreestopaypartoftheamountforwhichthebillisdrawn,isallowed.（）

答案:對Inancienttimes,indirectpaymentisbasedonbarterorcashbasis.（）

答案:錯ReferringtoUKBillsofExchangeAct,supposeausancedraftpayableaftersightisacceptedforhonor,itsmaturityiscalculatedfromthedateofacceptanceforhonor.（）

答案:錯Remittercancanceltheremittancebeforethefundsarepaidtothepayee.（）

答案:對Undercollection,oncethegoodshavearrivedatthedestinationwhilethebillisnotmatureduetotheD/Paftersightisutilized.ThecollectingbankiswillingtoreleasethedocumentsunderT/Rwithoutanycashdepositsprovidedbytheimporter.（）

答案:錯Acertificateofdeposit(CD)isanon-interest-bearingfinancialinstrumentissuedbyacommercialbankwhichisemployedbythosewhotravelaroundtheworldbutdonothavecheque-writingaccounts.（）

答案:錯FasterPaymentsisoneoftwoimportantelectronicpaymentsystemsofCHIPScompany.（）

答案:錯WesternUnion(WU)isoneofthelargestinternationalremittingcompaniesandtheearliestonethathasenteredintoChina.（）

答案:對Fromtheperspectiveoftheseller,collectionmeansthesellerpreparesadraftand/orshippingdocumentsandsubmitsallthesedocumentstoitsentrustedbankforcollectionpriortotheshippingofgoodstoimporter'scountry.（）

答案:錯Bankshavenoliabilityfortheconsequencesarisingoutofdelayand/orlossintransitofanymessagesarisingintransmissionofanytelecommunication.（）

答案:對Telegraphictransferistypicallyusedforremittancesofsmallsumsoflittleurgency.（）

答案:錯Possessingthefullsetoforiginalbillsofladingmeanscontrollingthetitletogoods.（）

答案:對TheimportT/Tfinanceisashort-termfinancingprovidedbybanktotheimporter.（）

答案:對Negotiableinstrumentscanbeemployedaspaymentinstrumentsonly.（）

答案:錯Inremittance,thepayingbankisabankintheplacewherethedebtororimporterresides.（）

答案:錯Whatarethegeneralrequirementsfordocumentations?（）

答案:Tidiness###Correctness###Completeness###PromptnessUnderCIFconditions,thebuyeristheinsuredandcanagreeonthetypeofinsurancetoprotectitsowninterests.(（）

答案:錯Acertificateoforigin(C/O)isadocumentusedininternationaltradetoidentifyaproduct'scountryoforiginanditwillalsodetailtheproduct'sspecificationsandtheidentitiesoftheexporterandimporter.(（）

答案:對Whichofthefollowingdocumentsisnotacommercialdocument?（）

答案:ChequeAbillofladingisalegaldocumentissuedbyacarriertoashipperthatdetailsthetype,quantity,anddestinationofthegoodsbeingcarried.(（）

答案:對Withintheforfeitingtransaction,theforfeitingquotationdependsonthecreditstandingofimporteraswellasitscollectingbank.(（）

答案:錯Whichofthefollowingstatementsinappropriatelydescribethedifferencebetweenforfeitingandofficiallysupportedexportcredits？（）

答案:Theoperationalproceduresofforfeitingareveryrigidandinflexible.###Supposetheforfeiterpurchasethepapers,exporterhasonlypartialdutiestiedtothepapers.Whichofthefollowingstatementsinaccuratelydescribethedifferencebetweenfactoringandforfeiting？（）

答案:Theunderlyingriskforforfeitertotakeislimitedtocommercialrisksonly.###Theassociatedrisktakenbyfactorincludepoliticalandforeignexchangeriskasitislong-termfinancing.Whichofthefollowingstatementsappropriatelydescribethecharacteristicsofforfeitingovertheremainingtwoalternativepaymentmethods？（）

答案:Theproceduresofforfeitingarerelativelysimpleandflexible.###Theservicechargesoftheforfeitingaremuchhigherasitnotonlycontainsdiscountinterest,butalsothecommitmentfees.Whichofthefollowingstatementsappropriatelydescribethedifferencebetweenforfeitingandinvoicediscounting？（）

答案:Thepre-requirementforforfeitertofinanceisthatdebtinstrumentmustbeguaranteedbyaprimebank.###Theinvoicediscountingentityhasnorequirementsonanybankguarantees.Beforeexporterandimporterreachesagreement,forfeiterislikelytoinvestigatethecreditstandingofimporterandthecontractvalueshouldbelowtheapprovedcreditline.(（）

答案:錯Theriskforaforfeiterenrolledintheforfeitingtotakeincludingcommercialrisk,politicalriskandforeignexchangerisk.(（）

答案:對Bydefinition,forfeitingisapaymenttechniqueanexportercanusetopromotesalesonadeferredpaymentbasis.(（）

答案:對Whichoneofthefollowingstatementsassociatedwiththeserviceoffactoringinincorrect?（）

答案:Thecreditlineapprovedbythefactorisareferencenumber,themonetaryamountofbusinesscontractsignedbyexporterandimportermaybeyondthereferencenumber.TodatetheUnitedStatesisstillthelargestmarketforfactoringservicesasitgeneratesthegreatestportionofthemarketshare.(（）

答案:錯Whichofthefollowingservice(s)willbecoveredinthefactoring？（）

答案:Advancepartialpaymentonaccountbythefactor.###Factorwillmakefullpaymenttosupplierwhenencounteredwiththenon-payment.###Themonetaryamountasspecifiedinthesalescontractwillbecollectedbythefactor.###Thefactorisresponsibleforkeepingandmaintainingthesalesledgers.Duringthecreditinvestigationstage,whichofthefollowingaspectswillbeconsideredbytheimportfactor？（）

答案:Thenetworkingcapitalmanagementemployedbytheimporter.###Theoperatingstyleadoptedbytheimporter.###Theassetturnoverratiooftheimporter.Whichofthefollowingstatementsaccuratelydescribethemotivationofselectingthefactoringasthepaymenttechnique？（）

答案:Thefactorisveryfamiliarwithcustoms,lawsandregulationsofthecountryofimporter.###Thefactorprovidesliquiditytoexporterbyadvancingpartialpayments.###Thefactorprotectstheexporterfromthepotentialcreditrisk.Thefactor(aspecializedfinancialintermediary)isthepartyassignssuppliers’receivableswithrespecttothefactoringcontract.(（）

答案:錯Whichoneofthefollowingstatementsassociatedwiththeserviceoffactoringincorrect?（）

答案:Thecreditinvestigationprocedureissimilartothestandardprocedurewhenencounteredinapplyingforacreditcard.Thecustomer(debtor)ofthefactoristhepartyliableforthepaymentofgoodsorservices.(（）

答案:對Thecreditinvestigationisacrucialprocedureinthetransactionofthefactoring,asitisthesolutionforfactortominimizeitsriskexposure.(（）

答案:對Theworkingprincipleofbankguaranteeisaliketothefinancialinsurancepolicy,thatis,aslongastheapplicantfailedtofulfilltheobligationspecifiedinthecontract,beneficiarymayclaimforthereimbursementfromtheguarantor(theissuingbank).(（）

答案:對Whichoneofthebankguaranteesisutilizedtomakesabout10%ofcontractvalueasdownpaymenttotendererbaseduponitsrequest?（）

答案:RepaymentguaranteeWithinthetransactionoftheindirectbankguarantee,thereissuingbankwillopenacounterguaranteetotheissuingbanktoclaimforthereimbursement.(（）

答案:錯Whichoneofthebankguaranteesisutilizedtoassurethattendererwillperformthecontractassigned?（）

答案:PerformanceguaranteeThedirectguaranteeisissuedbythereissuingbankdirectlytothebeneficiaryandmayadvisedthroughalocalbankbutwithoutanyresponsibilityonpartoflocalbank.(（）

答案:錯Whichoneofthebankguaranteesisemployedtoprovideanassuranceoftheintentionofpartysubmittingthetendertosignthecontractifhistenderisaccepted?（）

答案:BidbondThebankrequestsalocalbanktoissuetherequiredguaranteeinfavorofbeneficiaryandthebankissuesacounterguaranteeinfavoroflocalbankinwhichitundertakestoirrevocablypaythelocalbank.(（）

答案:對ThestandbyletterofcreditwasfirstlyintroducedinJapanunderthecircumstanceofpolicydiscouragedimportsfromoverseasatthatperiod.(（）

答案:錯ThedefinitionofstandbyletterofcreditisidenticaltothatofletterofcreditundertheInternationalStandbyPractice.(（）

答案:錯AccordingtotheUniformCustomPractice,thedefinitionofstandbyletterofcreditisdifferentfromthatofconventionalletterofcredit.(（）

答案:錯Astandbyletterofcreditrepresentsanundertakingbyabanktopayathirdpartyuponthefailureoftheapplicanttoperformspecifiedobligations.(（）

答案:對Thefundamentaldifferencebetweenconventionalletterofcreditandstandbyletterofcreditisthattheletterofcreditisamediumofpaymentwhilethestandbyletterofcreditisthemediumofprovidingcreditassurance.(（）

答案:對Withinthetransactionofdocumentarycredit,advisingbankwillexaminethecredit,whichoneofthefollowingareaswillnotbecoveredintheexamination?（）

答案:TheliabilityclauseoftheapplicantWhichoneofthefollowingstatementsassociatedwithdocumentarycreditisproblematic?（）

答案:Theclaimingbankcanbeeitherapayingbank,acceptingbank,oranadvisingbank.Onreceiptofcreditadvisedbyadvisingbank,theimporterneedtocheckwhetherthereisanydiscrepanciesbetweensalescontractanddocumentarycredit.(（）

答案:錯Thebeneficiaryofthedocumentarycredithasrighttoexaminetheletterofcredit,checkingwhetherthetermsandconditionsasspecifiedincreditidenticaltothosespecifiedinsalescontract.(（）

答案:對Arevocablecredithascommercialutilityvalueininternationaltradeasitisfrequentlyemployedbetweencompaniesinalliance.(（）

答案:錯Withinthetransactionofdocumentarycredit,whichentityisthebuyerofthesalescontract?（）

答案:ApplicantWhichofthefollowingstatementsaccuratelydescribethefeaturesofthedocumentarycredit?（）

答案:Thedocumentarycreditissuedbythecommercialbankisindependentofthesalescontract.###Thedocumentarycreditisawrittenundertakingonpartoftheissuingbank.###ThedocumentarycreditisonlydealingwithcorrelateddocumentsasspecifiedintheL/C.Supposethebeneficiarydiscoversanytermsandconditions,whichareimpossibletofulfill,animmediateamendmentofsalescontractiscritical,andhence,thecontentsofletterofcreditcanbemodifiedwithrespecttothechangesmadeonsalescontract.(（）

答案:對Underthetransactionofdocumentarycredit,whichentityistoeffectthepaymentunderthecredit?（）

答案:PayingbankWhichofthefollowinginformationmustbeinvolvedinanyletterofcredit？（）

答案:Thedescriptionofthegoods/services.###ThemonetaryamountandISOcurrencycode.Whichofthefollowingstatementsaccuratelydescribethefinancialservicesprovidedbythebanksinvolvedinthecollection?（）

答案:Theimportercanmakeawrittenundertaking,knownasthetrustreceipt,tothecollectingbanktoborrowtherequiredcommercialdocuments.###Afterthedrafthasbeenacceptedbyimporter,thecommercialbankwilldiscountthebillandadvancethepaymentondemandoftheexporter.###Collectingbankmayprovideimporteraletterofguarantee,bywhichthecollectingbankundertakestodeliverthebillofladingtoshippingcompany.Whichofthefollowingstatementsaccuratelydescribethepotentialserviceswillbeprovidedbycollectionbankintheeventofdishonor?（）

答案:Thecollectionbankwillcontacttherepresentativeofprincipalincaseofneed.###Thecollectionbankwilladvisetheeventofdishonorbyeitherairmailorcable.###Thecollectionbankwilllocatethewarehouseandinsurethegoods.###Thecollectionbankwillprotestonbehalfoftheprincipalincaseofneed.Whichofthefollowingstatementsassociatedwiththeremittingbankwithinthetransactionofcollectionisincorrect?（）

答案:Withinthetransactionofthecollection,remittingbankhasrighttomakeamendmentonthecollectionorder.###Ifremittingbankacceptstherequestfromtheprincipal,itshouldexamthedocumentsdeliveredbytheprincipalcarefully,andmakesuretheinformationspecifiedinthedocumentiscorrect.Whichofthefollowingstatementsassociatedwiththedocumentarycollectionisinappropriate?（）

答案:Fromtheperspectiveoftheimporter,documentagainstpaymentismostpreferrabletermofreleasingdocumentunderthedocumentarycollection.###Thefundamentaldifferencebetweencleancollectionanddocumentcollectionislyingonthefactthattheinvolvedcommercialbankhascontrolofcommercialdocumentsratherthanfinancialdocuments.AccordingtoUniformRuleforCollection,thedocumentsutilizedinthetransactionofthecollectioncanbeclassifiedintotwocategories,namely,financialdocumentsandcollectionprocessingdocuments.(（）

答案:錯AlldocumentssentforcollectionmustbeaccompaniedbyacollectioninstructionindicatingthatthecollectionissubjecttoURCandgivingpreciseinstructions.(（）

答案:對Underthetransactionofthecollection,theinvolvedcommercialbanksarenotdealingwiththegoodsandservices.(（）

答案:對Bydefinition,thepresentingbankisthecorrespondentbankwhichproceedstheinstructionprovidedbyremittingbanktocollectthepaymentfromtheimporter.(（）

答案:錯Whichofthefollowingdocument(s)isclassifiedascommercialdocumentsunderthecollection?（）

答案:Cheque###BillofexchangeWhichofthefollowingstatementsassociatedwiththedirectcollectioniscorrect?（）

答案:Thecollectionprocessfordirectcollectionisfasterthantraditionaloneasitacceleratesthepaperworkprocess.###Thedirectcollectioniscompletelydependingonthelevelofserviceofaforeignbank.###Thedirectcollectionprocessmaynotbesosmoothasitlackstheprofessionaladviceofremittingbank.Whichofthefollowingdocument(s)onlyinvolvedindocumentarycollectionbutnotinthecleancollection?（）

答案:Consumerinvoice###PackinglistWhichofthefollowingstatementsassociatedwiththeremittanceisappropriate?（）

答案:Thelimitationofremittanceislyingonitslimitedapplicationininternationaltrade.###WithintheB2Cbusinessmode,conventionalpaymenttechnique(remittance)isreplacedbyothermethodsinvolvingPayPalandCreditcard.###Supposetheimporterhasdifficultyinpayingexporteronduedate,hemayapplyforimportT/Tfinance.Whichoneofthefollowingstatementsfailedtoexplaintheunderlyingreasonontheexpandedvolumeofopenaccountsalesevensuchpaymentmethodologyisriskyfromtheperspectiveoftheexporter?（）

答案:Theimportersaremoreconcerningontheirinternationalreputations.Undertheremittance,theworkingprincipleofdemanddraftisexactlythesameasthebillofexchange,itordersthedrawerbanktomakepaymentondemand.(（）

答案:錯Thestatementof“Incover,wehavecreditedthesumtoyouraccountwithus”isutilizedinpaymentorderofnostroaccount.(（）

答案:錯Whichoneofthefollowingstatementsappropriatelydescribesthedutyoftheremittingbank?（）

答案:Theremittingbankisresponsibleforinstructingthepayingbanktomakepaymentstoaddressedpayee.Thecancelationofthetransactionofremittanceispossiblepriortotheremittingbankinstructsthefundtransferringtothepayingbank.(（）

答案:對Whichofthefollowingentityisresponsiblefortheinformationaccuracyoftheremittanceapplication?（）

答案:RemitterWhichofthefollowingstatementsassociatedwiththeremittanceisincorrect?（）

答案:Theremittancecanbestraightforwardlyemployednotonlyintheopenaccount,butalsointhedocumentarycredit.###Withinthetransactionoftheremittance,theinstructioncanbepassedfromremittingbanktopayingbankbyusingeitherM/T,T/T,orD/D,andtheremittingbankhasrighttodecidewhichmethodtobeemployed.Whichofthefollowingentityhastherighttodecidehowtheinstructionistransferredfromtheremittingbanktothepayingbank?（）

答案:RemitterRemittanceisabank,atrequestofitscustomer,transferacertainsumofmoneytoitsoverseasbranchorcorrespondentbank,instructingittopayanamedentityinthatcountry.(（）

答案:對Whichofthefollowingstatementsassociatedwithchequeisincorrect?（）

答案:Drawerandindorsersareallsecondaryobligorsforthecheque,andifthechequeiscertifiedbythecommercialbank,bankanddrawerwillbecometheprincipalobligors.###Thedraweristhecustomerofbank,haschequewritingaccount,andthedraweemaybeacommercialbankortrader.AccordingtoUKBillsofExchangeAct1882,ageneralcrossingonachequemaybeconvertedintoaspecialcrossingandviceversa.(（）

答案:錯Promissorynoteisatypicalthree-partyinstrumentanditcontainsanunconditionalpromisetopay.(（）

答案:錯Jointandseveralnotescontainmorethanonedebt,andhence,themakersareliableonthenotejointlyandseverally.(（）

答案:對Whichofthefollowingfinancialinstrumentsarebelongingtothepromissorynotes?（）

答案:Internationalmoneyorder.###Negotiablecertificateofdeposit.###Noteofcentralbank.###Noteoftrader.Chequeisaspecialtypeofbillsofexchange,inwhichdrawermustbeacommercialbank.(（）

答案:錯Whichofthefollowingstatementsassociatedwithpromissorynoteisincorrect?（）

答案:Thedeathofonemakerofpromissorynoteextinguisheshis/herliability,thisishappeningforjointandseveralnote.###Eachmakerisindividuallyliableforitsresponsibleamountofthenote.Whichofthefollowingstatementsassociatedwithbillofexchangeisincorrect?（）

答案:Placequalifiedacceptancereferstothesituationthatthebilliseffectiveinanyplaces.###Apartialacceptancemeansonlypartofthedraftisaccepted.Whichofthefollowingstatementsassociatedwithbillofexchangeiscorrect?（）

答案:Whenabillofexchangeisdishonoredbynon-acceptanceornon-payment,theholdermayhavesuchdishonortobecertified.###Theactofguaranteeisperformedbythethirdpartycalledguarantor,theunderlyingreasonisthattheindorserequiresadditionalprotectionduringthetransaction.Supposethemonetaryamountinthebillofexchangeisdifferent,accordingtoGenevaUniformLaw,thebillisinvalid.(（）

答案:錯Supposethereisnoindicationofthisinformationonabillofchange,thelocationofacceptor(ordrawer)resideswillbetheplaceformakingpayment.(（）

答案:對Asrequiredbythenegotiableinstrumentrulesandregulations,thenameandaddressofdraweemustbereasonablyclearanddefinite.(（）

答案:對Asspecifiedbythenegotiableinstrumentrulesandregulations,thesignatureofdrawercanonlybeahandwrittensignature.(（）

答案:錯Whichofthefollowingtermsarebelongingtotherequirem