國際結(jié)算（雙語）智慧樹知到期末考試答案2024年

國際結(jié)算（雙語）智慧樹知到期末考試答案2024年國際結(jié)算（雙語）()isNOToneofthepropertiesofNegotiableInstruments.

A:AvailabilityB:NegotiabilityC:WordsRestrictionD:RightSetting答案:AvailabilityActsrelatedtoNegotiableInstrumentsinclude().

A:AcceptanceB:BorrowingC:PresentationD:Draw答案:Draw###Borrowing###AcceptanceWhichofthefollowingbelongtoPaymentOrder?

A:PromissoryNoteB:BillofExchangeC:DraftD:Cheque答案:BillofExchange###Cheque###DraftInternationalSettlementhasbeendevelopingfrom().

A:FromindirectsettlementtodirectsettlementB:Fromcashtonon-cashC:FrompaymentondeliverytopaymentagainstdocumentD:FromBartertocash答案:FromBartertocash###Fromcashtonon-cash###FrompaymentondeliverytopaymentagainstdocumentT/Tisthemostefficientandsafestwaytotransferfund.

A:錯B:對答案:對InRemittance,theRemitterreferstotheimporterininternationaltrade.

A:對B:錯答案:對UnderD/P,bankswillreleasedocumentsagainstpayment.

A:對B:錯答案:對Trader'sBillisbasedoncommercialcredit.

A:錯B:對答案:對Promissorynoteisathree-partyinstrument.

A:對B:錯答案:錯"Negotiability"meansthetitleofinstrumentscanbepassedfrompersontopersonbymerelydeliveryorbyendorsementanddelivery.

A:對B:錯答案:對EndorseeisoneofthebasicparticipatingpartiesofBillofExchange.

A:對B:錯答案:錯AnAcceptanceCreditrequiresaTimeDraftwhiletheDeferredCreditdoesnot.

A:錯B:對答案:對DirectCollectionreferstoCollectionaccompaniedbyfinancialdocumentsonly.

A:對B:錯答案:錯WhenissuingL/C,theIssuingBankshouldavoidtoinclude“SoftClause”and“Non-documentaryClause”.

A:錯B:對答案:對"Presentation"meanswhenthecreditorexercisesitsright(i.e.askstheDraweeforacceptanceorpayment),thereisnoneedtoexplainthereason.

A:對B:錯答案:錯Payeeisthepartytowhomaninstrumentisdrawn/addressed,andwhoisrequestedtopay.

A:錯B:對答案:錯TheImporteristheApplicantundertheAdvancePaymentGuarantee.

A:錯B:對答案:錯UnderRemittanceitistheExporter'sresponsibilitytosubmitApplicationtotheRemittingBank.

A:對B:錯答案:錯"Returnability"meanswhentheholderreceivespayment,he/sheshouldreturnthesignedinstrumenttothepayer.

A:錯B:對答案:對ForLetterofCredit,itisrecommendedtomark“toorderofShipper”under“Consignee”oftheBillofLading.

A:錯B:對答案:錯PromissoryNoteisnotapaymentorder.

A:錯B:對答案:對UnderD/P,documentswillbereleasedagainstacceptance.

A:錯B:對答案:錯Banksshalleachhaveamaximumoffourbankingdaysfollowingthedayofpresentationtodetermineifapresentationiscomplying.

A:錯B:對答案:錯AnL/CcannotbeamendedwithouttheagreementoftheIssuingBank,theConfirmingbank(ifany)andtheApplicant.

A:對B:錯答案:錯Banker'sBillisbasedoncommercialcredit.

A:錯B:對答案:錯PayingBankisthebankthatadvisestheL/CattherequestoftheIssuingBank.

A:錯B:對答案:錯Bankisalwaysthe"Payer"inaCheque.

A:錯B:對答案:對TheConfirmingbankmustextenditsconfirmationtoanamendment.

A:錯B:對答案:錯BillofLadingisissuedbytheExporter

A:對B:錯答案:錯EndorseristhepartyissuestheDraft.

A:對B:錯答案:錯BeneficiaryistheDraweeoftheDraftusedinD/D.

A:對B:錯答案:錯WhenendorsingaBillofExchange,theEndorsermustsignonthebackofaBill.

A:錯誤B:正確答案:正確Whichoneofthefollowingisatraditionalsettlementmethod?

A:CollectionB:StandbyLetterofCreditC:ForfaitingD:Factoring答案:AI參考:正確答案是B:StandbyLetterofCredit。\nStandbyLetterofCredit是一種傳統(tǒng)的結(jié)算方式，是買賣雙方在合同中約定的，當賣方按合同規(guī)定完成交貨并提交有關(guān)單據(jù)后，由銀行或保險公司等第三方作為信用擔保，對買方或其指定銀行在付款前進行審核的單據(jù)和貨物相符的一種擔保方式。其他選項中，A選項“Collection”是托收，C選項“Forfaiting”是保理，D選項“Factoring”是應收賬款融資，都不是傳統(tǒng)的結(jié)算方式。因此，答案為B。'InMT103,whenbankingchargesaresharedbetweentheRemitterandtheBeneficiary,field70Awillberecordedas().

A:BENB:OURC:PAYD:SHA答案:AI參考:正確選項是【C:PAY】。\n\n根據(jù)題目描述，在MT103中，當匯款人和收款人之間共享銀行費用時，字段70A會被記錄為“PAY”，表示銀行費用由雙方共同承擔。選項A、B、D都不符合題意。'Thefollowingarecommercialdocuments,except().

A:CommercialInvoiceB:BillofLadingC:DraftD:InsurancePolicy答案:AI參考:正確答案是C:Draft。\n\n商業(yè)發(fā)票（CommercialInvoice）、提單（BillofLading）和保險單（InsurancePolicy）都是商業(yè)文件，而匯票（Draft）不是商業(yè)文件，而是用于結(jié)算的工具。因此，除了匯票外，其他選項都是商業(yè)文件。所以，答案為C。'DirectReimbursementcouldbedonebytheRemittingBank(

)thePayingBank'saccount.

A:CreditingB:NoneoftheotherC:DebitingD:Takingmoneyoutof答案:AI參考:正確選項是【A:Crediting】。\n\n根據(jù)問題描述，直接報銷可以通過匯款銀行將款項記入收款銀行的賬戶，因此選項A“記入”是正確答案。選項B“其他都不行”、C“減記”、D“取出錢”都不符合問題描述。'()isanexampleofRestrictiveOrder.

A:"PaytotheorderofA"B:"PaytoA"C:"PaytoAororder"D:"PaytoAonly"答案:AI參考:正確答案是B："PaytoA"。\n"PaytoA"是一個限制性支付指示的例子，即只對A進行支付。其他選項均不是限制性支付指示的例子。選項A是錯誤的，因為它不具有任何特定的限制。選項C雖然使用了"ororder"，但"order"并不代表特定的個人或團體，所以也不正確。選項D過于具體，表達的是“僅對A進行支付”，但題干中并沒有提及具體的付款人。因此，答案是B。'()becomesanAcceptor,whenitacceptstheDraftandsignsontheDraft.

A:PayeeB:EndorserC:DrawerD:Drawee答案:AI參考:正確選項是B:Endorser。\n\n在商業(yè)銀行業(yè)務中，Endorser指的是簽名者，即在支票背面簽名的人。當Endorser接受Draft并簽署Draft時，它成為了一個Acceptor，即接受者。因此，選項B是正確答案。Payee是收款人，Drawer是出票人，Drawee是付款人，這三者與Acceptor沒有直接關(guān)系。'"PaytoA"isakindof()

A:RestrictiveOrderB:BearerOrderC:IndicativeOrderD:OpenOrder答案:AI參考:正確選項是【B:BearerOrder】。\n\n解釋：PaytoA是一種不指定具體購買對象的開放式訂單，通常由交易雙方協(xié)商決定具體購買細節(jié)，并由買方填寫為買方，賣方填寫為賣方。因此，PaytoA是一種無記名開放式訂單，也被稱為“BearerOrder”，即持有者擁有該訂單，與限制性指令、指示性指令和開倉指令等其他類型訂單不同。'CollectionDraftneedstobeendorsedtwice,ifthePayeeisthe().

A:PayingBankB:RemittingBankC:ImporterD:Principal答案:AI參考:正確選項是【B:RemittingBank】。\n\n根據(jù)題目中的描述，如果收款人是匯出行，匯款需要經(jīng)過匯出行兩次的批準，因此選項B“RemittingBank”是正確的答案。其他選項中，A選項“PayingBank”通常是付款人所在的銀行，不需要經(jīng)過兩次批準；C選項“Importer”通常是進口商