2008年金融危機英語ppt

TheFinancialCrisisin2008DocumentaryBackgroundRootsofOutbreakProcessInfluenceCONTENTSLehmanBrothersfiledforbankruptcyprotection、MerrillLynchacquiredbybankofAmerica.Thetwoeventsmarkedthebeginningofthenextweek‘sglobalstockmarketroutofSeptember2008.AIG,

isunabletocontinue.TheUSgovernment,whilechoosingtotakeoverAIGtostabilizethemarket,isunabletohelpotherfinancialinstitutions.

Aseriesofsudden"events",suchastheAIGemergency,haveshockedtheworld.背景（Background）AmericanInternationalGroup(AIG)

isaninternationalinsuranceandfinancialservicesgroup.Accordingtothe2008Forbeslistoftheworld's2000largestmultinationalcompanies.AIGisranked18thintheworld.IthadbeenacomponentoftheDowJonesindustrialaveragesinceApril8,2004,untilthefinancialtsunami.ItwasremovedfromthelistonSeptember22,2008.美國國際集團(AIG)雷曼兄弟投行Lehmanbrothersisacomprehensiveanddiversifiedinvestmentbankservingthefinancialneedsofcompanies,institutions,governmentsandinvestorsworldwide.Anditisoneofthemostpowerfulequityandbondunderwritingandtradinghousesintheworld.雷曼兄弟公司是為全球公司、機構(gòu)、政府和投資者的金融需求提供服務(wù)的一家全方位、多元化投資銀行,并且是全球最具實力的股票和債券承銷和交易商之一。

OnSeptember15,2008,Lehmanbrothers,thefourthlargestinvestmentbankintheUnitedStates,finallythrewdownitsarmoranddeclaredtofileforbankruptcyprotectionundertheaggravationofthecrisisinthesubprimemortgagemarket(subprimemortgagecrisis).美林集團Merrilllynchistheworld‘smostfamoussecuritiesretailerandinvestmentbankandoneoftheworld’slargestwealthmanagers.Itexpandedit’sglobalreachthroughacquisitions.In2008,duetotheseverelossescausedbythesubprimecrisis,itwasacquiredbybankofAmerica.BankofAmerica（美國銀行）

Thecompany,whichacquiredtroubledmortgagelenderCountrywideFinancialCorpandMerrilllynchin2008,willcontrolthenation‘slargestteamofstockbrokersandarespectedinvestmentbank.Acombinationofthetwowouldcreateagiantbankwithawiderangeofbusinesses.2008年收購了陷入困境的抵押貸款公司CountrywideFinancialCorp和美林，該公司將掌控美國規(guī)模最大的股票經(jīng)紀人團隊，以及一家受人尊敬的投行。二者的合并將造就一家業(yè)務(wù)范圍廣泛的銀行巨頭。Rootsofoutbreak爆發(fā)根源TheU.S.government'simproperrealestatefinancialpolicyforeshadowedthecrisis.美國政府不當?shù)姆康禺a(chǎn)金融政策為危機埋下了伏筆。The"abuse"offinancialderivativeshaslengthenedthefinancialtransactionchainandencouragedspeculation.金融衍生品的"濫用"，拉長了金融交易鏈條，助長了投機。U.S.monetarypolicyaddedfueltotheflame.美國貨幣政策推波助瀾。過程（Process）FromtheoutbreakofthesubprimecrisisinFebruary2007tothecollapseofthestockpriceofAmericanloancompaniesinAugust,thesubprimecrisisworsened.InMarch2008,BearStearnswentbankrupt.InJuly,FannieandFreddiefellintocrisis.TheFederalReserve"rescuedthemarket".InSeptember,LehmanBrothersappliedforbankruptcyprotection.AIG,GoldmanSachsandMorganStanleyalsofacedcrisis.WashingtonMutualfailed.WallStreetcrisisbrokeoutandswepttheworld,resultinginThefulloutbreakofthefinancialcrisis.從2007年2月次貸危機爆發(fā)，到8月美國貸款公司股價暴跌次貸危機惡化，2008年3月貝爾斯登破產(chǎn)，7月兩房陷入危機，美聯(lián)儲“救市”，到九月雷曼兄弟公司申請破產(chǎn)保護，AIG，高盛，摩根士丹利也面臨危機，華盛頓互惠公司倒閉，華爾街危機爆發(fā)，并席卷全球，造成金融危機的全面爆發(fā)。影響(Influence)America：Asaresultofthefinancialcrisis,thewealthofenterprisesandresidentshasshrunk,borrowingrestrictionshaveincreased,costshaveincreased,businessinvestmenthasdecreased,consumerspendinghasdecreased,andunemploymenthasincreased.World：Thefinancialcrisishasaffectedthefinancialstabilityandeconomicdevelopmentofemergingmarketsanddevelopingcountriesinanall-roundway,especiallytheeffecteconomy.Andtheglobaleconomicgrowthratewillfurtherdecline.China：

Asabigmanufacturingcountry,theimpactofthefinancialcrisisonChinaisnotonlytoslowdowntheeconomicgrowthrate,butalsotoreducethenumberofjobs,increasetheunemploymentrateandmakeemploymentdifficult.MOVIE《大空頭》Thefilm“TheBigShort”isbasedonMichaelLewis'snovelofthesamename.Ittellsthestoryoffourmenwithstrangepersonalitieswhoseizedtheopport