2023年銀行招聘之銀行招聘綜合知識(shí)過(guò)關(guān)檢測(cè)試卷A卷附答案

2023年銀行招聘之銀行招聘綜合知識(shí)過(guò)關(guān)檢測(cè)試卷A卷附答案單選題（共100題）1、Yourselectionwillarriveinseventotendaysandwillbefollowedby（）deliverieseverysixweeks.A.additionalB.momentaryC.mutualD.thorough【答案】A2、資料：Thepersonalcomputerwasarevolutionininformationtechnologythatspawneda$50billionhardwarebusiness,withanother$30billioninsoftwareandperipherals（eg.mouse,keyboard,printer,etc.）by1991.Duringitsshort15years,theindustryevolvedthroughthreesuccessiveperiods.Duringitsfirst5to6years,itwascharacterizedbyexplosivegrowthandmultiple,smallcompetitorsvyingforapieceofthemarket.From1981to1985,theindustrybecameabattleforstandardsandretailshelfspace.Thethirderawasoneofincreasingfragmentation.From1986through1991-1992,newmanufacturersfromaroundtheworldgrabbedfromtheindustryleadersasnewchannelsofdistributionemergedandproductinnovationaswellasrevenuegrowthslowed.A.SharingapplicationsbetweenmachinesB.ProgrammingonthecomputerC.WritingcontractsonthecomputerD.Buyingkeyboardsandprinters【答案】A3、2012年10月8日，順達(dá)公司從二級(jí)市場(chǎng)上以1050萬(wàn)元(含已宣告但尚未發(fā)放的現(xiàn)金股利50萬(wàn)元)進(jìn)行公司的股權(quán)投資，另發(fā)生交易費(fèi)用10萬(wàn)元，順達(dá)公司將其劃分為交易性金融資產(chǎn)。2012年12月31日，交易性金融資產(chǎn)的公允價(jià)值為1300萬(wàn)元，假定不考慮其他因素，則2012年12月31日順達(dá)公司應(yīng)就該筆交易性金融資產(chǎn)確定的公允價(jià)值變動(dòng)損益為（）萬(wàn)元。A.300B.250C.240D.290【答案】A4、從布雷頓森林體系崩潰以來(lái)，國(guó)際儲(chǔ)備最明顯的變化是（）。A.美元是唯一的儲(chǔ)備貨幣B.英鎊是唯一的儲(chǔ)備貨幣C.黃金是最重要的儲(chǔ)備資產(chǎn)D.國(guó)際儲(chǔ)備資產(chǎn)多元化【答案】D5、Weneedtoinvolveatleast20peopleonthisproject,____itcan’tgoahead.A.howeverB.evenifC.duetoD.otherwise【答案】D6、Theempiricalevidencesuggeststhat______extraworkinghourscanhavepositiveeffectsonlabormarketoutcomes,whileothersreportingzeroornegativeeffects.A.absorbingB.adoptingC.abolishingD.abandoning【答案】D7、下列哪一種情況，可越權(quán)批辦文件？（）A.經(jīng)過(guò)授權(quán)B.避免積壓C.急需處理D.屬一般性文件【答案】A8、()的指標(biāo)越高，則流動(dòng)性越差。A.資產(chǎn)流動(dòng)性比例B.備付金比例C.中長(zhǎng)期貸款比例D.國(guó)債占總資產(chǎn)比例【答案】C9、LuoJingyu,19,hasfouryearsofexperienceofrunningbusiness.HeisalsoafreshmanintheartsdepartmentofHubeiUniversity.A.LuolearnttomakelanternsfromhisfatherB.Luo’sfriendsadvisedhimtosellpaintingtoolsC.ThelossatthedressshoptaughtLuoalessonD.Luoborrowedmoneyfromthebanktoopenshops【答案】C10、已知某城市商品住宅平均銷售價(jià)格2006年、2007年、2008年連續(xù)三年環(huán)比增長(zhǎng)速度分別為1%、6%、9%，這三年該城市商品住宅平均銷售價(jià)格的定基增長(zhǎng)速度為（）。A.(101%×106%×109%)-1B.1%×6%×9%C.(1%×6%×9%)+1D.101%×106%×109%【答案】A11、Theowlisa____birdwhichkillsitspreywithitsclaws.A.aglowB.predatoryC.cursoryD.petulant【答案】B12、下列統(tǒng)計(jì)指標(biāo)中，屬于相對(duì)指標(biāo)的是（）。A.社會(huì)消費(fèi)品零售總額B.人口性別比C.房屋建筑面積D.城鎮(zhèn)居民人均可支配收入【答案】B13、Iamcontentwiththisjob____salary,butitstillhassomedefects.A.inspiteofB.inneedofC.bymeansofD.intermsof【答案】D14、（）會(huì)增加失業(yè)。A.退休工人的數(shù)量增加B.退休勞動(dòng)力隊(duì)伍的人數(shù)增加C.離開學(xué)校找工作的人數(shù)增加D.離開工作上學(xué)的人數(shù)增加【答案】C15、資料：Somecompaniesaremorecreativeintheiruseofhistorythanothers.HSBC’sHistoryWall,astrikingartinstallationatthebank’sLondonheadquarters,ismadeupof3,743imagesdrawnfromthebank’sarchivesandarrangedinchronologicalorder.A.Itstrengthensthecompany’srelationswithcustomersandemployeesB.Forcarmakers,theycanoverhaulolddesignsforthemoderneraC.ItcanhelpcompaniestobecomethemostprofitableinthemarketD.Itcangivecompaniesideasfornewproducts【答案】C16、以下屬于中國(guó)金融監(jiān)管的對(duì)象有（）。A.國(guó)有商業(yè)銀行B.農(nóng)村信用合作社C.信托投資機(jī)構(gòu)D.以上均是【答案】D17、Ourpriceis______ascomparedwiththatintheinternationalmarket.A.reasonableB.accountableC.perfectD.affordable【答案】A18、Weneedtoinvolveatleast20peopleonthisproject,____itcan’tgoahead.A.howeverB.evenifC.duetoD.otherwise【答案】D19、資料：ZhangQiaoliuseshersparebedroomforstoringherstockofladies’fashion-wearandphotoshoots.SheisoneofmorethanfivemillionsmallonlinestoresoperatingacrossChina,somefromsmallapartmentsorevencollegedormitories.Shebuysdressesandaccessorieswholesale;atpricesunder$5,usingthewebsiteTaobao,shesellsthemonastheKittyLoveratpricesunder$10.A.defeatB.loseC.stepD.damage【答案】A20、不屬于資產(chǎn)管理理論基礎(chǔ)的是（）。A.商業(yè)性貸款B.轉(zhuǎn)移理論C.預(yù)期收入理論D.經(jīng)營(yíng)管理理論【答案】D21、資料：It'salmostconsideredsacrilegioustodaytoleaveworkattheendofyourworkdayor（forshamel）onaFridayandsimplynotcheckyouremailuntilyoureturntheofficeduringnormalworkinghours.A.Theyareinconsistentabouttheattitudetowardafterhour'semailsB.TheybothpushtheemployeestobeavailableallthetimeC.Theyareconsistentabouttheattitudetowardsafterhour'semailsD.Theybothdon'tmeantostresstheemployeesout【答案】A22、匾額是中國(guó)古建筑的重要組成部分，顯示建筑物的性質(zhì)，下列匾額與建筑物對(duì)應(yīng)正確的一組是（）。A.明鏡高懸一貢院B.萬(wàn)世師表一關(guān)帝廟C.還我河山一武侯祠D.正大光明一乾清官【答案】D23、Accordingtoarecentreport,depressionisthesecondleading______ofdisabilityworldwide.A.causeB.considerationC.factD.matter【答案】A24、IfEnglishmeansendlessnewwords，difficultgrammarandsometimesstrangepronunciation，youarewrong.Haven’tyounoticedthatyouhavebecomesmartersinceyoustartedtolearnalanguage?A.theexperienceoflearningasecondlanguagehasbadeffectonpeople’sbrainB.thereisnodifferencebetweenalatersecondlanguagelearnerandonewhodoesn’tknowasecondlanguageC.theearlieryoustarttolearnasecondlanguage，thehigherthegreymatterdensityisD.theabilityoflearningasecondlanguageischangingallthetime【答案】C25、甲乙兩人相約同時(shí)從AB兩地相向而行，10個(gè)小時(shí)后相遇。但實(shí)際上甲先從A地出發(fā)，2個(gè)小時(shí)后乙才出發(fā)，乙出發(fā)60分鐘后，雙方之間的距離是兩人走過(guò)的距離的三倍。已知甲比乙每小時(shí)多走10公里，則AB兩地之間的距離是多少公里？（）A.200B.100C.250D.150【答案】A26、鄧小平提出的“三個(gè)有利于”標(biāo)準(zhǔn)具有內(nèi)在的聯(lián)系性，其中最基本的是（）。A.提高人民的生活水平B.發(fā)展生產(chǎn)力C.鞏固社會(huì)主義制度D.增強(qiáng)社會(huì)主義國(guó)家的綜合國(guó)力【答案】B27、資料：GoogleandUberhavegrabbedmostoftheattentionregardingtheadventofself-drivingcars,butonSunday,Lyftthrewdowntheultimatechallenge:AmajorityofautonomousvehiclesforLyftwithinamerefiveyears.A.arrangethemneatlyB.presentclearlyC.designcorrectlyD.suggestproperly【答案】B28、有一個(gè)數(shù)是123，它與十六進(jìn)制數(shù)53相等，那么該數(shù)值是（）。A.八進(jìn)制數(shù)B.十進(jìn)制數(shù)C.五進(jìn)制D.二進(jìn)制數(shù)【答案】A29、下面對(duì)作品、作家的表述，錯(cuò)誤的是（）。A.湯顯祖，明代雜劇家，代表作為《牡丹亭》B.曹禺、夏衍是我國(guó)現(xiàn)代著名的劇作家C.塞萬(wàn)提斯，西班牙作家，著有《魯濱遜漂流記》D.《老人與?！返淖髡呤敲绹?guó)作家海明威【答案】C30、資料：Itseemssimpleenough.Takealltheline-formingandpaper-fillingbusyworkofthegovernment,andputitallupontheInternet.Now,inordertoreportapot-hole,payyourpropertytax,complaintoanofficialorcastavote,justlogonandhitafewbuttons.Goodbyebureaucracy,helloe-cracy?A.disagreeableB.mixedC.cautiousD.negative【答案】B31、（）theAtlanticOceancrossestheequator,thetradewindscauseaflowofwatertothewest.A.ThatB.WhenC.WhereD.Though【答案】C32、資料：2014hasbeenalandmarkyearforAlibaba.Justlastweek,theChinesee-commercejuggernautsetaworld-recordsellingUS$9.3Billionworthofgoodsin24hoursonSinglesDay.Afewmonthsback,Alibabaclaimedthetitleoftheworld'sbiggestIPO,raisingUS$25BillionontheNYSE.ThingswillonlygetbiggerforAlibaba.A.AlibabawouldopenchainstoresafterenteringintoAustraliaB.AlibabahasestablishedcooperationwithAustraliaPostC.Alibaba’sworld-recordofsellingUS$9.3Billionworthofgoodsin24hoursonSinglesDayhashelpeditsinitialpublicofferingD.AfterenteringintoAustralia,AlibabawilltrytoexpandtotheU.S【答案】B33、Passage2A.ThirdpartieswillhavetobuyfraudinsuranceB.RegulatorshavecomeupwithpromisingsolutionsC.Banks'defenseagainstcyberattacksisstrongD.Thirdpartieswillcheckclients’datamonthly【答案】B34、資料：Asastartupfounder,mydailytasksincludeeverythingfromlong-termstrategicplanningtoapprovingteamoutingsandcompanycultureinitiatives.Dayafterday,thingsinevitablycomeupthatneedtogethandledASAP.Butl'vealsolearnedthatifyoudon'thaveastrategyformakingtimeforthosebiggerambitionsandyourtrulyloftygoals,they'llsimplynevergetdone.Andthatmeansyouwon'tmaketheprogressthat'sreallygoingtomoveyourbusinessforward.A.HowtomanageyourtimewellB.HowtoovercomedifferentchallengesintheofficeC.HowtowincompetitionsandgetpromotionsD.Howtopreventdistractionsandfocusonbigissues【答案】A35、“三網(wǎng)”融合中的“三網(wǎng)”不包括（）。A.電信網(wǎng)B.廣播電視網(wǎng)C.互聯(lián)網(wǎng)D.衛(wèi)星通信網(wǎng)【答案】D36、——MustIwaittillyoucomeback?A.mustn'tB.needn'tC.can'tD.won't【答案】B37、ConstructiononanewwingattheMarkunasMuseum____assoonasadditionalfundinghasbeenarranged.A.hasbeenresumedB.toberesumingC.wasresumedD.willresume【答案】D38、經(jīng)過(guò)對(duì)賬，如果開戶單位賬面余額與銀行分戶賬余額不符，可通過(guò)（）核對(duì)出差額，進(jìn)行查對(duì)。A.調(diào)節(jié)表B.余額調(diào)節(jié)表C.未達(dá)賬項(xiàng)調(diào)節(jié)表D.銀行對(duì)賬單【答案】B39、資料：Whenweseewell，wedonotthinkaboutoureyesveryoften.Itisonlywhenwecannotseeperfectlythatwerealizehowimportantoureyesare.A.adifficultythatcanbecorrectedbyanoperationB.eyesthatarenotexactlytherightshapeC.aneyedifficultythatcannotbecorrectedbyglassesD.oneeyebiggerthantheother【答案】B40、下列合同中，屬于無(wú)名合同的是（）。A.在校生小張輔導(dǎo)一名初中生時(shí)同其家長(zhǎng)簽訂的服務(wù)合同B.王某將一套房子贈(zèng)與外孫的贈(zèng)與合同C.周某向朋友李某借錢時(shí)簽訂的借款合同D.岡0畢業(yè)的小黃同房東簽訂的租賃合同【答案】A41、Becauseofsuchfactors,engineershaveworkedonincreasingtheefficiencyofelevators,resortingtodouble-deckercarstoserviceandtotransfersystemsthat______expressandlocalelevators.A.exploreB.enforceC.deployD.strengthen【答案】D42、（）hedidwasright.Soeveryonebelievedinhim.A.WhatB.WhateverC.HowD.When【答案】B43、某公司一臺(tái)機(jī)器使用期滿決定報(bào)廢。該機(jī)器原價(jià)500000元，己計(jì)折舊470000元，已計(jì)提減值準(zhǔn)備15000元，在清理過(guò)程中支付清理費(fèi)2000元，殘料變賣收入20000元，不考慮相關(guān)稅費(fèi)，該機(jī)器的清理凈收益是（）。A.18000B.3000C.5000D.10000【答案】B44、Icannotthinkofanything______happenedthatdaywhichIwouldhavewishedotherwise.A.whatB.whoC.thatD.which【答案】C45、我國(guó)銀行間外匯市場(chǎng)的調(diào)控者是（）。A.國(guó)家外匯管理局B.中國(guó)人民銀行C.中國(guó)外匯交易中心D.證監(jiān)會(huì)【答案】B46、CFCswerebannedwhenworldleaderssigned_____calledtheMontrealProtocolin1987.A.acontactB.contactC.agreementD.anagreement【答案】D47、資料：Humanresourceprofessionalsactasmediatorsbetweenanorganization'smanagementanditsworkers.ThisrequireswearingmanyhatsIt'sanHRadministrator'sjobtomakesurethatemployeesareworkinginasafeenvironmentthatdisputesaresettled，andthatbenefitsareunderstoodandadministeredproperly.Atthesametime，HRischargedwithrecruitingnewemployeeswhowillnotonlyfitinpersonallyandprofessionallybutalsohelpthecompanyachieveitsbusinessgoals.Theyalsorepresentmanagementwhennegotiatingforbenefitswithcompaniesadministeringthesebenefitsandwhenimplementingcompanywidepoliciesthatwillultimatelylowercostsorboostprofits.TheneedsofHRcoverawiderangeoftasksand，therefore，requireindividualswhoaregoodwithpeopleinadditiontobeingorganized，analytical，business-minded，andheroicmultitaskers.A.EnsureasoundworkingenvironmentforemployeesB.RepresentmanagementinnegotiationandpolicyimplementationC.HelpachievebusinessgoalsandprofitboostD.Hirepromisingnewemployeesforthesakeofthecompany【答案】C48、資料：Nocredit，badcreditHearthetermsoftenenoughandtheycanblurtogether.Thesecreditstatusesaren’toneandthesame，though.A.teachpeoplehowtohavecreditaccountsB.suggestwaysforpeopletokeepgoodcreditrecordC.presentaconcernaboutpeople’sbadcreditnowadaysD.explainthedifferencesbetweenno-creditandbadcredit【答案】D49、資料：Thinkforamomentofyourdefinitionofpersuasion.IfyouarelikemostbusinesspeopleIhaveencountered,youseepersuasionasarelativelystaightforwardprocess.First,youstronglystateyourposition.Second,yououtlinethesupportingarguments,followedbyahighlyassertive,databasedexposition.Finally,youenterthedeal-makingstageandworktowarda“close.”Inotherwords,youuselogic,persistence,andpersonalenthusiasmtogetotherstobuyagoodidea.Therealityisthatfollowingthisprocessisonesurefirewaytofailatpersuasion.A.MostbusinesspeopleseepersuasionasastraightforwardprocessB.UnlikemostbusinesspeopleeffectivepersuadersarewillingtoadjusttheiropinionsandhearfromothersC.Effectivepersuadersareopen-mindedD.Mostbusinesspeoplearemoreassertiveintheirpersuasionwhileeffectivepersuadersaremorefriendly【答案】B50、資料：Asabusinessowner，itisvitalthatyouunderstandanduseadvancedtechnologies.Technologycanhelpincreasebusinessefficiencyandevenexpandoperations.A.TheAgeofAdvancedTechnologyB.HowtobeaGoodBusinessOwnerC.UsingTechnologytoStayCompetitiveD.TheConvenienceofTechnology【答案】C51、下列指標(biāo)中不屬于銀行管理結(jié)構(gòu)指標(biāo)的為（）。A.資產(chǎn)結(jié)構(gòu)B.貸款結(jié)構(gòu)C.客戶結(jié)構(gòu)D.人員結(jié)構(gòu)【答案】D52、資料：（四）A.ApproachtofinancialeducationB.Americans'financialskillsC.ReformonfinancialeducationD.Lessonsoffinancialcrisis【答案】A53、資料：China'sFosunhasofferedtobuyalmost17percentofMillenniumBCP,Portugal'slargestlistedbank,andpotentiallyliftitsstaketo30percent,followingahavinginitssharepriceintheyeartodate.A.?197.3millionB.?240.7millionC.?438millionD.?43.4million【答案】C54、資料：Humanresourceprofessionalsactasmediatorsbetweenanorganization'smanagementanditsworkers.ThisrequireswearingmanyhatsIt'sanHRadministrator'sjobtomakesurethatemployeesareworkinginasafeenvironmentthatdisputesaresettled，andthatbenefitsareunderstoodandadministeredproperly.Atthesametime，HRischargedwithrecruitingnewemployeeswhowillnotonlyfitinpersonallyandprofessionallybutalsohelpthecompanyachieveitsbusinessgoals.Theyalsorepresentmanagementwhennegotiatingforbenefitswithcompaniesadministeringthesebenefitsandwhenimplementingcompanywidepoliciesthatwillultimatelylowercostsorboostprofits.TheneedsofHRcoverawiderangeoftasksand，therefore，requireindividualswhoaregoodwithpeopleinadditiontobeingorganized，analytical，business-minded，andheroicmultitaskers.A.TospecializeinaspecificindustryB.TostrengthentheunderstandingofbusinessstrategyandplanningC.TofindaninternshiporanassistantjobD.BothAandB【答案】C55、上海證券交易所上市交易的某只股票，2009年末的每股稅后利潤(rùn)為0.2元，市場(chǎng)利率為2.5%。A.20B.40C.60D.80【答案】B56、王某整日游手好閑，為了達(dá)到騙取錢財(cái)?shù)哪康?，便假裝為一公司銷售人員，騙取藍(lán)玉棉花廠總經(jīng)理的信任，簽訂了一份虛假經(jīng)濟(jì)合同。王某將騙取的棉花轉(zhuǎn)賣，所得被其全部揮霍，據(jù)查該批棉花價(jià)值7萬(wàn)多元。王某的行為構(gòu)成（）。A.投機(jī)倒把罪B.詐騙罪C.合同詐騙罪D.妨害社會(huì)管理秩序罪【答案】C57、Passage1A.optimisticB.pessimisticC.gloomyD.Objective【答案】A58、在Exce1中，確認(rèn)數(shù)據(jù)輸入有三種方法，以下方法中不屬于這三種之一的是（）。A.按Enter鍵B.按Tab鍵C.用鼠標(biāo)單擊編輯欄上的“√”D.按Shift鍵【答案】D59、資料：Askedtonametheirfavoritecity,manyAmericanswouldselectSanFranciscowhichbeganasasmallSpanishoutpostlocatedonamagnificentbay.ThetownwaslittlemorethanavillageservingrancherswhentheUnitedStatestookpossessionofitin1846duringthewarwithMexico.A.desertersfromsailingshipsB.SpanishranchersC.goldminersD.tourists【答案】C60、下列原始憑證中屬于外來(lái)原始憑證的是（）。A.購(gòu)貨發(fā)票B.入庫(kù)單C.提貨單D.領(lǐng)料單【答案】A61、Whenagoverningbodyisformed,____qualificationsforguideswillbesuretofollow.A.averageB.standardizedC.typicalD.indoor【答案】B62、資料：Weallknowthatlackofsleepaffectsourmemoryalongwithothercognitiveabilities.Sittingintheofficesleepdeprivesit’sdifficulttorememberyourownname,letalongtheever-lengtheningto-dolist.A.repeatB.pourbackC.feedD.remix【答案】A63、語(yǔ)音網(wǎng)關(guān)類似于普通的電腦交換機(jī)，下列哪一項(xiàng)不是語(yǔ)音網(wǎng)關(guān)的電話業(yè)務(wù)（）。A.熱線電話B.呼叫轉(zhuǎn)移C.VPN路由器D.FXS端口權(quán)限【答案】C64、資料：October20,2013A.ToinvitethestafftoanupcomingeventB.TowelcometheneweststafftothecompanyC.TonotifytheemployeesofayearlymeetingD.Toprovideinformationaboutthecompany’sproduct【答案】A65、上海世博會(huì)中國(guó)館由國(guó)家館和地區(qū)館組成。國(guó)家館為“天”，富有雕塑感的造型主體——“東方之冠”高聳其間，形成開場(chǎng)屹立之勢(shì)；地區(qū)館為“地”，如同基座般延展于國(guó)家館之下，形成渾厚依托之態(tài)。這表明（）。A.創(chuàng)新是繼承與發(fā)展的統(tǒng)一B.建筑藝術(shù)對(duì)建筑業(yè)有重大的指導(dǎo)作用C.人的認(rèn)識(shí)來(lái)源于客觀，靈感來(lái)源于主觀D.人們可以根據(jù)自己的需要?jiǎng)?chuàng)造出新的設(shè)想【答案】A66、Globalwarmingiscausingmorethan300,000deathsandabout$125billionineconomiclosseseachyear,accordingtoareportbytheGlobalHumanitarianForum,anorganizationledbyAnnan,theformerUnitedNationssecretarygeneral.A.ItwaschallengedbysomeclimateandriskexpertsB.ItarousedalotofinterestinthescientificcirclesC.ItwaswarmlyreceivedbyenvironmentalistsD.Itcausedabigstirindevelopingcountries【答案】A67、資料：Whenaconsumerfindsthatanitemsheorheboughtisfaultyorinsomeotherwaydoesnotliveuptothemanufacturer'sclaims，thefirststepistopresentthewarranty，oranyotherrecordswhichmighthelp.atthestoreofpurchase.Inmostcases，thisactionwillproduceresults.However，ifitdoesnot，therearevariousmeanstheconsumermayusetogainsatisfactionAsimpleandcommonmethodusedbymanyconsumersistocomplaindirectlytothestoremanager.Ingeneral，the“higherup”hisorhercomplaint，thefasterheorshecanexpectittobesettled.Insuchacase，itisusuallysettledintheconsumer'sfavor，assumingheorshehasajustclaim.A.ToillustratethatitwillbebetterifthecustomerstatesthespecificproblemB.ToshowthatthestereoisreallynotworkingC.TocomplainaboutthestereoD.Tostressthatsomethingiswrongwiththeleftspeakerandthesound【答案】A68、Theriseofthe____industryinGeorgiawasasignificanthistoricaldevelopmentwithaprofoundeffectonthestate'stextilemanufacture.A.fabricB.fiberC.filmingD.fashion【答案】A69、被譽(yù)為“俄羅斯文學(xué)之父”的作家是（）。A.屠格涅夫B.陀思妥耶夫斯基C.高爾基D.普希金【答案】D70、2020年4月28日電，中國(guó)證監(jiān)會(huì)已經(jīng)派駐調(diào)查組進(jìn)駐瑞幸咖啡多日，這是《證券法》修改之后證監(jiān)會(huì)首次實(shí)施（）的案件，意味著我國(guó)證券執(zhí)法進(jìn)入了新的歷史階段，開啟了證券監(jiān)管新時(shí)代。A.事后監(jiān)管權(quán)B.境外管理權(quán)C.凍結(jié)查封權(quán)D.長(zhǎng)臂管轄權(quán)【答案】D71、觀察數(shù)列的變化規(guī)律，然后為空缺處選出正確的數(shù):4、15、18、31、36、51、（）。A.34B.22C.49D.58【答案】D72、資料：Itseemssimpleenough.Takealltheline-formingandpaper-fillingbusyworkofthegovernment,andputitallupontheInternet.Now,inordertoreportapot-hole,payyourpropertytax,complaintoanofficialorcastavote,justlogonandhitafewbuttons.Goodbyebureaucracy,helloe-cracy?A.makesuggestionsonfacingtherealityandmodifyingexpectationsB.advocatethate-governmentiscostlyanduselessC.explainwhye-governmentisnolongerpopularD.persuadegovernmentstocutthecost【答案】A73、在確定的借貸周期內(nèi)，按復(fù)利的（）越多，其收入比值越高。A.本金B(yǎng).計(jì)息次數(shù)C.利率D.本息和【答案】B74、Today,only4millionpeopleliveandworkonfarmsintheUnitedStates,buttheyproducemorethanenoughfoodfor200millionAmericans.Theyareabletodothisbecausemodernagriculturedependsmoreonup-to-datemachineryandscientificmethodsthanitdoesonold-fashionedknowledgeandhumanlabor.A.moderntechnologyhasbroughtaboutalotoftroubleB.moderntechnologyhascostfarmersalotofmoneyC.farmerswereputdeeplyindebtD.moderntechnologyhasreleasedfarmersfromheavylabor【答案】D75、資料：Inthebusinessenvironmentnearlyallindividualswithinanorganizationwillbelongtooneormoregroupsorteams.A.expressclearlythecommongoaloftheteamB.allowtheteamleadertomakefinaldecisionsafterdiscussionsC.createateamrandomlyD.monitortheprogressoftheteam【答案】C76、閱讀下列短文，從短文后各題所給的四個(gè)選項(xiàng)中，選出可以填人空白處的最佳選項(xiàng)。A.withB.toC.fromD.by【答案】A77、Beforestartingtowriteeffectanalysisessay,oneshould_____betweencauseandeffect.A.disguiseB.distinguishC.diminishD.derive【答案】B78、資料：Italy'snextgovernment,acoalitionbetweenthepopulistFiveStarMovementandthefar-rightNorthernLeague,isgivinginvestorsplentytoworryabout.Leakedplans,hastilyabandoned,suggesteditmightwanttoleavetheeuroorasktheEuropeanCentralBanktoforgive€250bn（$292bn）ofItaliandebt.ButlessattentionhasbeenpaidtowhatitmightmeanforItalianbanks,andinparticularfortheirbiggestburden:non-performingloans（NPLs）.Over€185bnofNPLswereoutstandingattheendof2017,themostforanycountryintheEuropeanUnion.（1）A.uneasyB.awkwardC.furiousD.indifferent【答案】A79、資料：Seekingtoendastalemateinnegotiationsoverhercountry’swithdrawalfromtheEuropeanUnion,PrimeMinisterTheresaMayofBritainofferedFridaysubstantialpaymentstotheblocduringatwo-yeartransitionperiodimmediatelyafterthecountry’sexit.A.ThetwosideshavenotreachedanagreementonconditionsofBritain’sorderlyexitB.BritainrefusestofillthefinancialboleoftheEUC.BritishPeoplearedividedontheissueofBrexitD.EUdoesnotwantBritaintoexitfromit【答案】A80、Passage10A.simplifyroutinemattersB.absorbuserattentionC.betterinterpersonalrelationsD.increaseworkefficiency【答案】B81、國(guó)際通行的貸款五級(jí)分類，既正常、關(guān)注、次級(jí)、可疑、損失貸款，其中（）為不良貸款。A.后三類B.后二類C.前三類D.前二類【答案】A82、《人民日?qǐng)?bào)》報(bào)道，從20世紀(jì)60年代開始，大豆的營(yíng)養(yǎng)價(jià)值和其他保健功能逐漸為世界各國(guó)所認(rèn)識(shí)。各國(guó)都制定政策鼓勵(lì)和發(fā)展大豆生產(chǎn)，世界市場(chǎng)上大豆供應(yīng)猛增。這里所說(shuō)的營(yíng)養(yǎng)價(jià)值是指（）。A.商品的使用價(jià)值B.商品的交換價(jià)值C.商品的價(jià)值D.商品的價(jià)值和使用價(jià)值【答案】A83、Today,only4millionpeopleliveandworkonfarmsintheUnitedStates,buttheyproducemorethanenoughfoodfor200millionAmericans.Theyareabletodothisbecausemodernagriculturedependsmoreonup-to-datemachineryandscientificmethodsthanitdoesonold-fashionedknowledgeandhumanlabor.A.thereislessandlessfarmlandintheUSAB.agriculturehasgreatlydevelopedC.farmers’workislessheavythaninthepastD.tractorsaregreathelpersforthefarmers【答案】B84、Ifyou____thetriggerofagunreallyhardandreallyfast,itdoesn'tfireanyfasterorharderthanifyoujustsqueezeditgently.A.condenseB.squeezeC.obtainD.lost【答案】B85、下列關(guān)于公司股東出資的表述，正確的是（）。A.公司成立后，股東可以根據(jù)需要抽回出資B.股東只能用貨幣進(jìn)行出資C.無(wú)論是有限責(zé)任公司還是股份有限公司，股東均可自由轉(zhuǎn)讓其出資D.股東可以貨幣和非貨幣資產(chǎn)出資【答案】D86、下列關(guān)于期權(quán)的說(shuō)法中，（）是不正確的。A.期權(quán)的買方只有義務(wù)而沒(méi)有權(quán)利B.期權(quán)的賣方?jīng)]有選擇權(quán)C.期權(quán)的交易對(duì)象是選擇權(quán)D.期權(quán)的買方可以放棄行使期權(quán)【答案】A87、20世紀(jì)60年代以后，在大公司生產(chǎn)和經(jīng)營(yíng)多元化的發(fā)展過(guò)程中，投資銀行被確立為()的重要對(duì)象。A.合伙人制B.混合公司制C.信貸公司制D.股份所有制【答案】B88、資料：之后，經(jīng)濟(jì)學(xué)家Mr.X展望了中歐之間的商業(yè)機(jī)遇，請(qǐng)根據(jù)下列資料回答問(wèn)題。A.ForeignentrepreneursB.JobseekersC.FreshgraduateD.Companyemployees【答案】A89、下面是中國(guó)古典文學(xué)四大名著中的人物與情節(jié)，其中搭配不當(dāng)?shù)囊豁?xiàng)是（）。A.魯智深——倒拔垂楊柳B.孫悟空——大鬧天宮C.諸葛亮——三顧茅廬D.劉姥姥——進(jìn)大觀園【答案】C90、資料：Humanresourceprofessionalsactasmediatorsbetweenanorganization'smanagementanditsworkers.ThisrequireswearingmanyhatsIt'sanHRadministrator'sjobtomakesurethatemployeesareworkinginasafeenvironmentthatdisputesaresettled，andthatbenefitsareunderstoodandadministeredproperly.Atthesametime，HRischargedwithrecruitingnewemployeeswhowillnotonlyfitinpersonallyandprofessionallybutalsohelpthecompanyachieveitsbusinessgoals.Theyalsorepresentmanagementwhennegotiatingforbenefitswithcompaniesadministeringthesebenefitsandwhenimplementingcompanywidepoliciesthatwillultimatelylowercostsorboostprofits.TheneedsofHRcoverawiderangeoftasksand，therefore，requireindividualswhoaregoodwithpeopleinadditiontobeingorganized，analytical，business-minded，andheroicmultitaskers.A.TospecializeinaspecificindustryB.TostrengthentheunderstandingofbusinessstrategyandplanningC.TofindaninternshiporanassistantjobD.BothAandB【答案】C91、陳皮是藥食同源的寶貴原料之一，其最顯著的藥效是化痰止咳、疏通心腦血管、降血壓等。陳皮是以（）的表皮為原料的。A.柚子B.橙子C.橘子D.桃子【答案】C92、Doyouknowwhere____now?A.helivesB.doesheliveC.helivedD.didhelive【答案】A93、下列四個(gè)不同數(shù)字表示的數(shù)中，數(shù)值最大的是（）。A.二進(jìn)制數(shù)11011101B.八進(jìn)制數(shù)334C.十進(jìn)制數(shù)219D.十六進(jìn)制數(shù)DA【答案】A94、出納員接到會(huì)計(jì)部門遞交的現(xiàn)金支票，審查后，登記()，并按支款憑證配款。A.現(xiàn)金收入日記簿B.現(xiàn)金付出日記簿C.銀行存款付出日記簿D.銀行存款支出日記簿【答案】B95、Passage2A.HowrichandpoorregionscanshareresponsibilityincurbingglobalwarmingB.HowhumanandeconomiclossesfromclimatechangecanbereducedC.Howemissionsofheat-trappinggasescanbereducedonaglobalscaleD.Howrichcountriescanbetterhelppoorregionsreduceclimatehazards【答案】D96、Similarly,hetoldcouplestoseekmaritalcounseling____ifthey’rehavingtroublecommunicating.A.onthebrinkB.onthevergeC.inparticularD.aheadoftime【答案】C97、資料：Specialneedsstudentscannotonlylearnfromregulareducationteachers,butcanparticipateincollaborativelearningwithmainstreamstudentsaswell.Collaborativelearningallowsstudentstoworktogetheringroupstocompletelessonsandassignments.A.DoubtB.PositiveC.IndifferentD.Disagreeable【答案】B98、科學(xué)發(fā)展觀的第一要義是（）。A.科教興國(guó)B.以人為本C.發(fā)展D.發(fā)展戰(zhàn)略【答案】C99、Ifyoudowhatyoureallylike,youwillknowhowitfeelstobe（）andrelaxed.A.dispassionB.soberC.noiselessD.calm【答案】D100、HurricaneKatrinapassedinmyownsurroundingsandA.involvedB.entailedC.panickedD.panic【答案】A多選題（共50題）1、馬克思的貨幣必要量規(guī)律的前提條件是（）。A.黃金是貨幣商品B.信用貨幣流通C.商品價(jià)格總額既定D.只是流通手段【答案】ACD2、我國(guó)金融機(jī)構(gòu)貸款管理責(zé)任制主要包含（）。A.行長(zhǎng)(經(jīng)理、主任)負(fù)責(zé)制B.審貸分離制度C.分級(jí)審批制D.信貸工作崗位責(zé)任制【答案】ABCD3、下列各種憑證屬于外來(lái)原始憑證的有（）。A.銀行轉(zhuǎn)來(lái)的結(jié)算憑據(jù)B.出差人員填制的差旅費(fèi)報(bào)銷單C.倉(cāng)庫(kù)保管員填制的收料單據(jù)D.購(gòu)買外單位原材料收到的發(fā)貨票【答案】AD4、某公司賒銷積壓的原材料一批，增值稅專用發(fā)票上注明售價(jià)20000元，增值稅稅額3400元，下列會(huì)計(jì)分錄中，錯(cuò)誤的有（）。A.借：應(yīng)收賬款23400貸：主營(yíng)業(yè)務(wù)收入20000應(yīng)交稅費(fèi)——應(yīng)交增值稅（銷項(xiàng)稅額）3400B.借:銀行存款23400貸：主營(yíng)業(yè)務(wù)收入20000應(yīng)交稅費(fèi)——應(yīng)交增值稅（銷項(xiàng)稅額）3400C.借：應(yīng)收賬款23400貸：其他業(yè)務(wù)收入20000應(yīng)交稅費(fèi)——應(yīng)交增值稅（銷項(xiàng)稅額）3400D.借：應(yīng)收賬款23400貸：其他業(yè)務(wù)收入23400【答案】ABD5、會(huì)計(jì)憑證包括()。A.原始憑證B.記賬憑證C.累計(jì)憑證D.一次憑證【答案】AB6、在（）情況下，不存在復(fù)議第三人參加復(fù)議的問(wèn)題。A.復(fù)議活動(dòng)尚未開始B.復(fù)議進(jìn)行期間C.申請(qǐng)人已撤回申請(qǐng)D.復(fù)議終結(jié)【答案】ACD7、在下列選項(xiàng)中，（）是一個(gè)算法一般應(yīng)該具有的基本特征。A.確定性B.可行性C.無(wú)窮性D.擁有足夠的情報(bào)【答案】ABD8、實(shí)施價(jià)格歧視的基本條件包括（）。A.市場(chǎng)能夠有效地隔離開B.必須由可能根據(jù)不同的需求價(jià)格彈性劃分兩組或者兩組以上的購(gòu)買者C.生產(chǎn)者必須要達(dá)到一定的規(guī)模D.不同市場(chǎng)上企業(yè)的邊際收益相等【答案】AB9、我國(guó)金融機(jī)構(gòu)貸款管理責(zé)任制主要包含（）。A.行長(zhǎng)(經(jīng)理、主任)負(fù)責(zé)制B.審貸分離制度C.分級(jí)審批制D.信貸工作崗位責(zé)任制【答案】ABCD10、風(fēng)險(xiǎn)管理的“三道防線”指的是（）。A.前臺(tái)業(yè)務(wù)人員B.風(fēng)險(xiǎn)管理職能部門C.內(nèi)部審計(jì)D.后臺(tái)業(yè)務(wù)人員E.內(nèi)部控制【答案】ABC11、下列說(shuō)法錯(cuò)誤的是（）。A.完全壟斷企業(yè)的需求曲線就是行業(yè)的需求曲線B.完全競(jìng)爭(zhēng)企業(yè)的需求曲線就是行業(yè)的需求曲線C.完全壟斷企業(yè)的需求曲線和行業(yè)的需求曲線不同D.完全競(jìng)爭(zhēng)企業(yè)的需求曲線和行業(yè)的需求曲線不同【答案】BC12、盈利能力指標(biāo)有（）。A.每股收益率B.主營(yíng)業(yè)務(wù)利潤(rùn)率C.資產(chǎn)負(fù)債率D.凈資產(chǎn)收益率【答案】ABD13、刑事責(zé)任和行政責(zé)任的區(qū)別在于（）。A.追究刑事責(zé)任的是犯罪行為B.追究行政責(zé)任的是一般違法行為C.追究刑事責(zé)任只能由司法機(jī)關(guān)決定D.追究行政責(zé)任既可以由司法機(jī)關(guān)決定，又可以由行政機(jī)關(guān)決定【答案】ABC14、在我國(guó)加入WTO后的今天，外資銀行已經(jīng)逐步突破地域、業(yè)務(wù)等限制進(jìn)入我國(guó)市場(chǎng)。外資銀行在我國(guó)拓展業(yè)務(wù)，由于對(duì)國(guó)情、民情和金融法規(guī)不甚了解，難以準(zhǔn)確把握市場(chǎng)信息。外資銀行把握市場(chǎng)信息的捷徑就是實(shí)現(xiàn)管理人員的“本土化”。外資銀行用優(yōu)厚的薪酬待遇、優(yōu)越的工作環(huán)境、良好的福利保障、眾多的出國(guó)培訓(xùn)機(jī)會(huì)、靈活的用人機(jī)制來(lái)吸引和留住人才。這一舉措導(dǎo)致了我國(guó)金融人才的大量流失，這對(duì)我國(guó)商業(yè)銀行人力資源開發(fā)和管理提出了嚴(yán)峻挑戰(zhàn)。A.人力資源規(guī)劃B.員工的考核與任用C.員工的思想政治教育D.員工績(jī)效評(píng)價(jià)【答案】ABD15、關(guān)于審計(jì)對(duì)象，下列說(shuō)法正確的有（）。A.不論是政府審計(jì)還是注冊(cè)會(huì)計(jì)師審計(jì)、內(nèi)部審計(jì)，都要求以被審計(jì)單位客觀存在的財(cái)務(wù)收支及其有關(guān)的經(jīng)營(yíng)管理活動(dòng)為審計(jì)對(duì)象、B.政府審計(jì)的對(duì)象包括一切營(yíng)利及非營(yíng)利單位C.注冊(cè)會(huì)計(jì)師的審計(jì)對(duì)象就是指被審計(jì)單位的會(huì)計(jì)資料和其他相關(guān)資料D.審計(jì)對(duì)象可概括為被審計(jì)單位的經(jīng)濟(jì)活動(dòng)【答案】AD16、莎士比亞的作品中，下列屬于“四大悲劇”的作品有（）。A.《哈姆雷特》B.《李爾王》C.《羅密歐與朱麗葉》D.《奧賽羅》【答案】ABD17、我國(guó)金融機(jī)構(gòu)資本的構(gòu)成（）。A.實(shí)收資本B.呆賬準(zhǔn)備金C.盈余公積D.資本公積【答案】ABCD18、商業(yè)銀行結(jié)算的原則有（）。A.恪守信用，履約付款B.誰(shuí)的錢進(jìn)誰(shuí)的賬，由誰(shuí)支配C.銀行不墊款D.單位和個(gè)人辦理結(jié)算業(yè)務(wù).不準(zhǔn)出租賬戶【答案】ABC19、墨子倡導(dǎo)的仁人君子的美德有（）。A.強(qiáng)不執(zhí)弱B.眾不劫寡C.富不侮貧D.貴不傲賤【答案】ABCD20、公文是一種特殊的文體，這種特殊性表現(xiàn)在（）．A.采用白話文形式B.具有真實(shí)性.合法性C.具有規(guī)范性、相對(duì)確定性D.用議論、說(shuō)明、敘述多種方式表達(dá)【答案】AD21、在資金短缺的情況下，當(dāng)利率放開后，可能會(huì)對(duì)宏觀經(jīng)濟(jì)產(chǎn)生一定影響，導(dǎo)致（）。A.投資規(guī)模下降B.投資規(guī)模過(guò)大C.通貨膨脹D.通貨緊縮【答案】AC22、李斯特幼稚產(chǎn)業(yè)保護(hù)理論的內(nèi)容（）。A.經(jīng)濟(jì)發(fā)展階段論B.生產(chǎn)力論C.國(guó)家干預(yù)論D.關(guān)稅保護(hù)制度【答案】ABCD23、聯(lián)合發(fā)文的版頭可以用（）的名稱。A.聯(lián)合發(fā)文的任意機(jī)關(guān)B.主辦機(jī)關(guān)C.聯(lián)署機(jī)關(guān)D.其他機(jī)關(guān)【答案】BC24、使用價(jià)值、交換價(jià)值、價(jià)值三者之間的關(guān)系是（）。A.交換價(jià)值是價(jià)值的表現(xiàn)形式B.價(jià)值寓于使用價(jià)值中C.價(jià)值是交換價(jià)值的基礎(chǔ)和內(nèi)容D.使用價(jià)值是交換價(jià)值和價(jià)值的物質(zhì)承擔(dān)者【答案】ABCD25、以下屬于中國(guó)金融監(jiān)管的對(duì)象有（）。A.國(guó)有商業(yè)銀行B.農(nóng)村信用合作社C.信托投資機(jī)構(gòu)D.無(wú)組織的民間信用活動(dòng)【答案】ABCD26、下列關(guān)于Word修訂的說(shuō)法正確的是（）。A.在Word中可以突出顯示修訂B.不同的修訂者的修訂會(huì)用不同顏色顯示C.所有修訂都用同一種比較鮮明的顏色顯示D.在Word中可以針對(duì)某一修訂進(jìn)行接受或拒絕修訂【答案】ABD27、2007年以來(lái)由美國(guó)次貸危機(jī)引發(fā)的金融危機(jī)迅速在全球蔓延。在危機(jī)面前，人們應(yīng)該積極主動(dòng)應(yīng)對(duì)，化“?！睘椤皺C(jī)”。下列名言中，符合意識(shí)能動(dòng)性原理的是（）。A.信心比黃金和貨幣更重要B.我們唯一恐懼的就是恐懼本身C.問(wèn)題與解決問(wèn)題的方法是同時(shí)產(chǎn)生的D.事不避難.知難不難【答案】ABD28、存款人有下列（）情形之一的，應(yīng)向開戶銀行提出撤銷銀行結(jié)算賬戶的申請(qǐng)。A.存款人變更名稱但不變更銀行賬戶名稱的B.注銷、被吊銷營(yíng)業(yè)執(zhí)照的C.因遷址需要變更開戶銀行的D.存款人因遷址但不變更開戶銀行的【答案】BC29、在以下選項(xiàng)中，有關(guān)信貸資金運(yùn)用統(tǒng)計(jì)項(xiàng)目的表述，正確的有（）。A.各項(xiàng)墊款，包括承兌、貼現(xiàn)、信用證等項(xiàng)墊款B.票據(jù)融資，指商業(yè)票據(jù)貼現(xiàn)和轉(zhuǎn)貼現(xiàn)形成的資金運(yùn)用C.中長(zhǎng)期貸款，指存款性金融機(jī)構(gòu)發(fā)行4年以上的流動(dòng)資金貸款D.短期貸款，指存款性金融機(jī)構(gòu)對(duì)企業(yè)改造3年以下的用于流動(dòng)資金的貸款【答案】ABCD30、按《企業(yè)所得稅法》的規(guī)定，下列說(shuō)法中正確的有（）。A.融資租賃租入的固定資產(chǎn)發(fā)生的租賃費(fèi)支出。按照規(guī)定構(gòu)成融資租入固定資產(chǎn)價(jià)值的部分應(yīng)當(dāng)提取折舊費(fèi)用，分期扣除B.經(jīng)營(yíng)租賃租人的固定資產(chǎn)發(fā)生的租賃費(fèi)支出，按照租賃期限均勻扣除C.企業(yè)之間支付的管理費(fèi)用，能夠提供相應(yīng)證明的，可以扣除D.企業(yè)內(nèi)營(yíng)業(yè)機(jī)構(gòu)之間支付的租金，能夠提供相應(yīng)證明的.可以扣除【答案】AB31、銀行業(yè)從業(yè)人員的下列行為中正確的有（）。A.與其所在機(jī)構(gòu)的同事閑暇時(shí)談?wù)摽蛻舻幕橐鰻顩rB.保守客戶隱私，不擅自向銀行以外的機(jī)構(gòu)和個(gè)人透露客戶的交易信息C.從銀行離職后可以與朋友交流以前客戶的交易信息D.在有關(guān)國(guó)家機(jī)關(guān)依法調(diào)查時(shí)，透露有關(guān)客戶信息【答案】BD32、對(duì)于非法從事銀行業(yè)金融機(jī)構(gòu)的業(yè)務(wù)活動(dòng)，國(guó)務(wù)院銀行業(yè)監(jiān)督管理機(jī)構(gòu)的處理措施有（）。A.予以取締B.構(gòu)成犯罪的，依法追究刑事責(zé)任C.沒(méi)收違法所得D.違法所得50萬(wàn)元以上的，處以違法所得3倍以上5倍以下罰款【答案】ABC33、關(guān)于莫言的作品，下列表述正確的有（）。A.《紅高粱家族》奪得“大家文學(xué)獎(jiǎng)”B.《紅高粱》拍過(guò)電影C.《豐乳肥臀》獲亞洲周刊選