個(gè)人理財(cái)英語(yǔ)

1、個(gè)人理財(cái)個(gè)人理財(cái)業(yè)務(wù)個(gè)人理財(cái)（花旗銀行）個(gè)人理財(cái)服務(wù)理財(cái)金賬戶（工行）? “金葵花”理財(cái)（招行）理財(cái)通理財(cái)寶理財(cái)室（中行）民生貴賓服務(wù)交銀理財(cái)東方卡理財(cái)（浦發(fā)銀行）投資通Personal ?Wealt h?M anagement ?Service 個(gè)人理財(cái)業(yè)務(wù)personal financingpersonal financial planningpersonal wealth managementpersonal financial Service(FS)Elite ClubSunflowerfinancefinancing Linkfinancial TreasuryMoney MateM

2、insheng banking VIP serviceBOCOM Fortunewealth management with Orient card investment linkPremier(HSBC)卓越理財(cái)（匯豐銀行）phonebanking services(HSBC)capital protected investmer(HSBC)over-the-counter account bondover-the-counter account bond transactionopen-ended fundsagencyopen-ended funds commissionbank-fun

3、d linkagency issuing government bonds保本投資產(chǎn)品（匯豐銀行） 電話理財(cái)服務(wù)（匯豐銀行） 柜臺(tái)記賬式國(guó)債柜臺(tái)記賬式債券交易開(kāi)放式基金代理銷售開(kāi)放式基金銀基通代理發(fā)行國(guó)債visible treasury certificate憑證式國(guó)債Bearer treasury certificate無(wú)記名式國(guó)債individual Credit Service個(gè)人資信服務(wù)safekeeping agency代理保管業(yè)務(wù)custodial box service保管箱服務(wù)safe deposit box service保管箱業(yè)務(wù)assets management資產(chǎn)管理a

4、round-clock service of account managementnetwork settlementbank-securities linkbank-securities account transferMoney Linkaccount transfer via money linkbank-insurance link(bonus participated insurance)open-ended fundsbank-fund linkopen-ended funds commissioncapital accountdeposit(Margin) accountcoun

5、ter Transfer24小時(shí)到賬處理業(yè)務(wù)網(wǎng)絡(luò)結(jié)算業(yè)務(wù)銀證通銀證轉(zhuǎn)賬銀證通（浦發(fā)銀行）銀證轉(zhuǎn)賬（浦發(fā)銀行）銀保通（分紅保險(xiǎn)）開(kāi)放式基金銀基通代理銷售開(kāi)放式基金資金賬戶保證金賬戶柜臺(tái)轉(zhuǎn)賬telephone Banking self-service transfer service電話銀行自助轉(zhuǎn)賬a letter of entrustment for transferentrusting transfer and deductionshareholders magnetic cardnetwork settlementdomestic payment settlement serviceold-

6、age pension fundsocial security fundbond fundinvestment fundclose-ended fundopen-ended fund轉(zhuǎn)賬委托書(shū)委托轉(zhuǎn)賬代繳費(fèi)股東磁卡網(wǎng)絡(luò)結(jié)算業(yè)務(wù)國(guó)內(nèi)支付結(jié)算業(yè)務(wù)養(yǎng)老基金社會(huì)保險(xiǎn)基金債券基金投資基金封閉式基金開(kāi)放式基金Savings?Depos儲(chǔ)蓄存款業(yè)務(wù)savings deposit活期儲(chǔ)蓄存款demand deposit(current deposit)活期儲(chǔ)蓄存款current deposit passbookcurrent checkbook deposittime or demand optional d

7、epositcall deposittime deposit(term deposit)large sum fixed depositgeneral fixed depositfloating time rate deposit活期存折活期支票定活兩便存款通知存款定期存款大額定期存款普通定期存款定期浮息選擇存款lump-sum deposit and withdrawal整存整取time deposit of lump-sum deposit and withdrawal整存整取定期儲(chǔ)蓄time deposits of lump-sum depositing and lump-sum with

8、drawal 整存整取定期存款installment fixed depositstime deposit of small savings for lump-sum withdrawalinterest withdrawal for a principal depositedpeincipal-receiving and interest withdrawing time deposit零存整取零存整取定期儲(chǔ)蓄存本取息存本取息定期儲(chǔ)蓄time saving big money and small drawingsavings / time optional depositsseven-day

9、 notice depositpersonal settlement accountsavings account( HSBC)fixed deposit accounHSBC)renminbi account(HSBC)children account(HSBC)statement savings account(HSBC)interest bearing savings account(HSBC)interest bearing chequeing account(HSBC)advance withdrawal and loss-reporting businessdeposits by

10、correspondencedeposit collections in different placespersonal checks整存零取定期儲(chǔ)蓄定活兩便存款七天通知存款個(gè)人結(jié)算賬戶儲(chǔ)蓄賬戶（匯豐銀行）定期存款賬戶（匯豐銀行）人民幣賬戶（匯豐銀行）兒童賬戶（匯豐銀行）結(jié)單儲(chǔ)蓄賬戶（匯豐銀行）生息儲(chǔ)蓄賬戶（匯豐銀行）生息支票賬戶（匯豐銀行）提前支取與掛失業(yè)務(wù)通信存款儲(chǔ)蓄存款異地托收個(gè)人支票deposit certificate loss reportingloss reporting for personal checkssavings certificatepersonal call d

11、epositinterbank deposit and withdrawaleducation depositprocedures of loss reportingdeposit certificate loss reportinginterim loss reportingcurrent All-In-One passbookfixed All-In-One passbookmultiple function debit cardDeposit Plus(HSBC)儲(chǔ)畜存款掛失個(gè)人支票掛失定期存單個(gè)人通知存款通存通兌教育儲(chǔ)蓄存款掛失業(yè)務(wù)存單掛失臨時(shí)掛失活期一本通定期一本通多功能借記卡雙利存

12、款（匯豐銀行）Personal?Consumer?Credit 人消費(fèi)信貸housing mortgage loanindividual business house loanhouse refurbishing loan.individual housing loanshousing loans on own accounthousing loans on authorizationindividual combined housing loansCITIC Happy Familyauto loansloan for refurbishing houseconsumer durables

13、loanpersonal loan secured by CDs/treasury bondsindividual consumption loanpetty consumer creditindividual unsecured loan住房抵押貸款個(gè)人商業(yè)用房貸款房屋裝修貸款個(gè)人住房貸款自營(yíng)性住房貸款委托住房貸款個(gè)人住房組合貸款中信家家樂(lè)汽車消費(fèi)貸款家居裝修貸款大額耐用消費(fèi)品貸款個(gè)人存單質(zhì)押貸款個(gè)人消費(fèi)信貸小額信用消費(fèi)貸款個(gè)人信用貸款consumption credit for individual clientsindividual consumption loansecured loa

14、nsmall amount private loans個(gè)人消費(fèi)信貸業(yè)務(wù)個(gè)人消費(fèi)信貸抵押放款（擔(dān)保放款）小額貸款individual auto loan個(gè)人汽車消費(fèi)貸款individual comprehensive consumer loan個(gè)人綜合消費(fèi)貸款individual large-denomination durable commodities loan個(gè)人大額耐用消費(fèi)品貸款personal pledge loantravel and vacation loansonline personal pledge loaninsurance certificate pledge loand

15、eposit certificate pledge loancertificates of deposit(CDs)individual comprehensive consumer loan個(gè)人質(zhì)押貸款旅游度假貸款網(wǎng)上個(gè)人質(zhì)押貸款保單質(zhì)押貸款存單質(zhì)押貸款大額存單個(gè)人綜合消費(fèi)貸款individual large-denomination durable commodities loan個(gè)人大額耐用消費(fèi)品貸款state educational loancommercial educational loanoverseas study loaneducational loans國(guó)家助學(xué)貸款商業(yè)助學(xué)

16、貸款留學(xué)貸款教育助學(xué)貸款Foreign?Exchange?for?Corporate 司外匯業(yè)務(wù)forex deposit for enterprise單位外匯存款業(yè)務(wù)current forex deposit for enterprisetime foreign fxchange deposit for enterprisecall forex deposit for enterpriseforex credit活期對(duì)公外匯存款定期對(duì)公外匯存款通知對(duì)公外匯存款外匯貸款業(yè)務(wù)forex working capital loanforex temporary loansforex short-te

17、rm loans外匯流動(dòng)資金貸款外匯臨時(shí)流動(dòng)資金貸款外匯短期流動(dòng)資金貸款forex medium-term loans外匯中期流動(dòng)資金貸款forex revolving loansforex loans with repayment in Installmentsforex fixed asset loanforex fixed asset investmentforex business development and expansionforex technical innovationforex fixed asset acquisition外匯流動(dòng)資金循環(huán)貸款外匯整貸零償外匯固定資產(chǎn)貸

18、款外匯固定資產(chǎn)投資貸款外匯開(kāi)發(fā)擴(kuò)建貸款外匯技改貸款外匯固定資產(chǎn)收購(gòu)貸款I(lǐng)nternational?Financei 際融資業(yè)務(wù)forex merger&acquisition loanproject financeBOT (build, operate, transferBT (build, transferexport buyer s credit外匯兼并收購(gòu)貸款項(xiàng)目融資建設(shè)經(jīng)營(yíng)轉(zhuǎn)讓建設(shè)轉(zhuǎn)讓出口買(mǎi)方信貸syndicated loan銀團(tuán)貸款on-lending project finance外匯轉(zhuǎn)貸款項(xiàng)目融資international commercial loanimport buyer

19、s creditforeign government loanforeign government mixed loanloan from international financial organizationsforex transferred loanfinancing business of featuresbills discountcredit lineworldwide creditexport sellers creditfinance leasepurchase of the accounts receivable國(guó)際商業(yè)貸款融資進(jìn)口買(mǎi)方信貸融資外國(guó)政府貸款融資外國(guó)政府混合貸

20、款融資國(guó)際金融組織貸款融資外匯轉(zhuǎn)貸款特色融資業(yè)務(wù)票據(jù)貼現(xiàn)授信額度統(tǒng)一大授信出口賣(mài)方信貸融資租賃應(yīng)收賬款收購(gòu)external labor service contract loan對(duì)外勞務(wù)承包貸款distribution passportstart-up winnerinternational financing and guarantee businesstrust servicesinternational debt offeringforeign exchange guaranteeguarantee for loantender guaranteeperformance bondadva

21、nced payment guaranteepayment guaranteeverification payment guaranteetechnical verification payment guaranteedeferred payment guaranteelease guarantee一路通創(chuàng)業(yè)寶國(guó)際融資及擔(dān)保信托業(yè)務(wù)境外發(fā)債融資外匯擔(dān)保業(yè)務(wù)借款擔(dān)保投標(biāo)擔(dān)保履約擔(dān)保預(yù)付款退款擔(dān)保付款擔(dān)保驗(yàn)貨付款保函技術(shù)交易驗(yàn)收付款保函延期付款擔(dān)保租賃擔(dān)保import bills for collectionexport bills for collectionpurchasing collect

22、ion bills進(jìn)口代收出口托收出口托收買(mǎi)單packing loan under L/Ctransferable L/Cnegotiating export billsdiscounting billssecured ladingopening letter of guaranteeforeign exchange payment and clearing servicesettlement clearance for foreign exchange pusinessbanking facilityforeign exchange rate risks coverguarantee and

23、 attestation打包放款（信用證項(xiàng)下）轉(zhuǎn)讓信用證議付出口信用證單據(jù)（銀行承兌）匯票貼現(xiàn)擔(dān)保提貨開(kāi)立保函外匯清算業(yè)務(wù)外匯業(yè)務(wù)清算授信外匯保值避險(xiǎn)擔(dān)保和見(jiàn)證inter-bank foreign currency borrowings and lendings金融機(jī)構(gòu)間外匯拆借asset portfolio managementoffshore banking businesstrade financinggeneral banking facilitiesPacking Creditimport bills purchaseexport(0utward) bill purchasefore

24、ign currency bill discountforeign exchange bills purchasebills discountingForfaitingFactoringnon-trade finance理財(cái)策劃離岸金融業(yè)務(wù)貿(mào)易融資綜合授信打包放款進(jìn)口押匯出口押匯外幣票據(jù)貼現(xiàn)買(mǎi)入外幣票據(jù)票據(jù)貼現(xiàn)福費(fèi)廷（包買(mǎi)票據(jù)）保理業(yè)務(wù)非貿(mào)易融資Bank?Cardt艮行卡業(yè)務(wù)peony credit card牡丹信用卡peony international card牡丹國(guó)際卡peony MoneyLink card牡丹靈通卡peony IC(Smart) card牡丹智能卡peony prop

25、rietary card牡丹專用卡peony photo card牡丹彩照卡peony co-branding card牡丹聯(lián)名卡Long card龍卡savings card儲(chǔ)蓄卡debit card借記卡animal card生肖卡account transfer card轉(zhuǎn)賬卡pre-paid consumption card儲(chǔ)值卡聯(lián)名卡（認(rèn)同卡）special-purpose card專用卡co-branded cardGreat Wall credit card長(zhǎng)城信用卡Great Wall international cardGreat Wall credit card in RM

26、Bpacific cardgold cardordinary cardThe World s Sunflowerdevelopment cardMinsheng cardOrient cardLady cardVisa cardMaster cardDiner s cardAmerican Express card長(zhǎng)城國(guó)際卡長(zhǎng)城人民幣信用卡太平洋卡金卡普通卡金葵花卡發(fā)展卡民生卡東方卡真情卡（廣發(fā)銀行）維薩卡萬(wàn)事達(dá)卡大萊卡運(yùn)通卡百萬(wàn)卡（日本）Million cardJCB cardJCB 卡（日本）Federal card發(fā)達(dá)卡（香港）Terms?of?Post?and?Titie 位職務(wù)詞?匚

27、board of directorschairman of the boardchair of board of directorschief executive officerdirectormanaging directorauthorized officermanager and head of China deskgeneral manager（GM）董事會(huì)，理事會(huì)董事長(zhǎng)董事長(zhǎng)董事長(zhǎng)董事總裁，常務(wù)董事代理行長(zhǎng)中國(guó)事務(wù)部經(jīng)理兼主管總經(jīng)理總監(jiān)director generalchief controller總稽核deputy general manager(DGM)chief executi

28、ve officer(CEO)chief financial officer(CFO)chief market officer(CMO)top managermanagerfinance directorfinancial managerchief accountantchief cashierchief clerkhead clerkhead of departmenthead teller副總經(jīng)理首席執(zhí)行官首席財(cái)務(wù)總監(jiān)首席市場(chǎng)總監(jiān)總經(jīng)理經(jīng)理，主任財(cái)務(wù)經(jīng)理，財(cái)務(wù)處（科）長(zhǎng)財(cái)務(wù)經(jīng)理會(huì)計(jì)主任，總會(huì)計(jì)師，財(cái)務(wù)處長(zhǎng)出納主任主任辦事員首席辦事員部門(mén)主任出納主任chief accountant總會(huì)計(jì)，會(huì)

29、計(jì)主任chief of financesales directorsales managerdirecting stafftop managementmiddle managementlower managementmanager of bankmanagerial staffofficer, officialfinancial adviserfinancial accountantfinancial administratorfinancial executive財(cái)務(wù)主任營(yíng)業(yè)副經(jīng)理；銷售處（科）長(zhǎng)銷售經(jīng)理領(lǐng)導(dǎo)人員最高管理層中層管理基層管理銀行經(jīng)理人管理人員高級(jí)職員財(cái)務(wù)顧問(wèn)財(cái)務(wù)會(huì)計(jì)員財(cái)務(wù)主管人

30、財(cái)務(wù)主管auditing officerscontrolleraccountant in chargeaccountantconsultantmanagement consultantmanaging agentassistant accountantassistant general managerassistant managermanaging partneradministrative staffoffice staffoperation staffaccounting clerk審計(jì)人員主管會(huì)計(jì)；審計(jì)員主管會(huì)計(jì)師會(huì)計(jì)師，會(huì)計(jì)員顧問(wèn)業(yè)務(wù)顧問(wèn)經(jīng)理人的代理助理會(huì)計(jì)師協(xié)理，副總經(jīng)理，副總裁副

31、理，協(xié)理辦事員管理人員，行政人員辦公室職員操作人員簿記員bank clerkoffice clerkstatistical clerkpay clerkstaffclerkcashiertellercustomerclient銀行職員辦事員統(tǒng)計(jì)員出納員職員辦事員出納員出納員顧客，客戶顧客，客戶Intermediary?Business(1)間業(yè)務(wù)remittance services匯兌業(yè)務(wù)domestic remittance國(guó)內(nèi)匯兌remittance agency代理匯兌remittance expresscommom remittanceurgent remittanceremitta

32、nce by draftcash remittancebank promissory note(bank check)checkcheck Bookagency servicesfund agency serviceBank-fund LinkBank-futures LinkFortuneLinkbond agency service匯款直通車普通匯款加急匯款票匯（匯票匯款）匯款銀行本票支票支票簿代理業(yè)務(wù)基金代理業(yè)務(wù)銀基通銀期通財(cái)富通債券代理業(yè)務(wù)bonds settlement agency債券結(jié)算代理insurance agency service保險(xiǎn)代理業(yè)務(wù)financing agenc

33、ysafekeeping agencycollection and payment agencysettlement agencysalary payment agency(payroll agency service)wages(old-aged pension) distribution agencypublic utility fee levying agencyissuing government bonds agencycommission collection of telephone feecommission collection of telephone fee foU ni

34、comcommission collection of electricity chargecommission collection of insurance premiumpayment through telephone banking代理理財(cái)代理保管代理收付代理結(jié)算代發(fā)工資（業(yè)務(wù)）代發(fā)工資（養(yǎng)老金）業(yè)務(wù)代理公用事業(yè)收費(fèi)代理發(fā)行國(guó)債代收電話費(fèi)業(yè)務(wù)代收聯(lián)通話費(fèi)業(yè)務(wù)代收電費(fèi)業(yè)務(wù)代收保險(xiǎn)費(fèi)電話銀行繳費(fèi)payment through mobile phone banking手機(jī)銀行繳費(fèi)network payment settlement agency代收付業(yè)務(wù)agency collection

35、and paymentcommission payment on consignmentpayment in cashcharge withholding servicefee collection expresscommission security businessagency securities fund clearingcommission tax withholdingcommission insuranceagency signing of the bankers billforward settlementclient service center網(wǎng)上支付結(jié)算代理委托繳費(fèi)現(xiàn)金繳費(fèi)繳費(fèi)業(yè)務(wù)繳費(fèi)通代理證券業(yè)務(wù)代理證券資金清算代理稅收業(yè)務(wù)代理保險(xiǎn)業(yè)務(wù)代簽銀行匯票期貨結(jié)算業(yè)務(wù)客戶服務(wù)中心customer service hotline客戶服務(wù)熱線bearer treasury certificate無(wú)記名式國(guó)債visible treasury certificatebearer treasury certificate with fixeddenomination?proof of payment(payment vo