境外金融機(jī)構(gòu)反洗錢調(diào)查問卷

1、v1.0可編輯可修改Foreign Financial Institution AML Questionnaire境外金融機(jī)構(gòu)反洗錢調(diào)查問卷.Financial InstitutionS Information金融機(jī)構(gòu)信息Institution Name:機(jī)構(gòu)名稱：Place of Incorporation:注冊(cè)地：Physical Address of your head office:總部地址：Website Address:網(wǎng)址： .General AML Policies, Practices and Procedures:一般的反洗錢政策、操作方式及程序1. Does the AM

2、L compliance program require approval of the FIs Board or a seniorcommittee thereof反洗錢合規(guī)計(jì)劃是否需要取得該金融機(jī)構(gòu)董事會(huì)或高層委員會(huì)的批準(zhǔn)2. Does the FI have a legal and regulatory compliance program that includes adesignatedComplianceofficerthatis responsibleforco-ordinatingand overseeingthe AML program on a day-to-daybasi

3、s,which has been approved by seniormanagementof the FI金融機(jī)構(gòu)是否指定一名合規(guī)管理人員，負(fù)責(zé)協(xié)調(diào)及監(jiān)管反洗錢計(jì)劃合法合規(guī)，并已經(jīng)取得金融機(jī)構(gòu)高級(jí)管理層的批準(zhǔn)11v1.0可編輯可修改3. Has the FI developed written policies documenting the processes that they havein place to prevent,detectand reportsuspicioustransactionsthathas been approvedby senior management金融機(jī)

4、構(gòu)是否有制定具體的書面政策，詳細(xì)記錄其已實(shí)施的程序，以防止、 偵察及報(bào)告可疑交易活動(dòng)，并已經(jīng)高級(jí)管理層批準(zhǔn)4. In addition to inspections by the government supervisors/regulators, does the FI client have an internal audit function or other independent third party that assesses AML policies and practices on a regular basis除了政府監(jiān)管 / 立法部門的監(jiān)察，金融機(jī)構(gòu)客戶是否設(shè)有一個(gè)內(nèi)部稽

5、核部門，或者是委任其它獨(dú)立第三方，經(jīng)常性地評(píng)估反洗錢政策及操作規(guī)程5. Does the FI have a policy prohibiting accounts/relationships with shell banks (A shell bank is defined as a bank incorporated in a jurisdiction in which it has no physical presence and which is unaffiliated with a regulated financial group.)金融機(jī)構(gòu)是否有政策禁止為空殼銀行開立賬戶及進(jìn)行

6、業(yè)務(wù)關(guān)系（空殼銀行的定義是該行在其注冊(cè)成立地區(qū)沒有實(shí)際業(yè)務(wù)，同時(shí)它不附屬于任何受監(jiān)管的金融業(yè)務(wù)集團(tuán)）6. Does the FI have policiescoveringrelationshipswithpoliticallyexposed personsconsistent with industry best practices金融機(jī)構(gòu)是否有與行業(yè)最佳操守一致的政策以監(jiān)管與政治公眾人物的關(guān)系the FI have appropriate record retention procedures pursuant to applicable law金融機(jī)構(gòu)是否具備根據(jù)法律制定的適當(dāng)文件保存程

7、序8. Does the FI requirethatitsAMLpoliciesand practicesbe appliedto allbranchesand subsidiariesof the FI bothin thehome countryand in locationsoutsideof thehome country22v1.0可編輯可修改金融機(jī)構(gòu)是否要求其國(guó)內(nèi)及境外地區(qū)的所有分行以及附屬機(jī)構(gòu)，遵守其反洗錢政策及操守 .Risk Assessment風(fēng)險(xiǎn)評(píng)估9. Does the FI have a riskfocusedassessment ofitscustomerbase

8、 and transactionsof its customers金融機(jī)構(gòu)是否會(huì)對(duì)其客戶及其交易活動(dòng)進(jìn)行專門風(fēng)險(xiǎn)評(píng)估10. Does the FI determinethe appropriatelevelof enhanced due diligencenecessaryforthose categoriesof customersand transactionsthatthe FI has reason to believepose a heightened risk of illicit activities at or through the FI就那些金融機(jī)構(gòu)有足夠理由認(rèn)定其自行、或

9、通過金融機(jī)構(gòu)進(jìn)行高風(fēng)險(xiǎn)違法活動(dòng)的客戶和交易，金融機(jī)構(gòu)是否會(huì)決定制訂適當(dāng)標(biāo)準(zhǔn)的增強(qiáng)盡職調(diào)查工作Are The Major Business Activities Of Your Institution貴機(jī)構(gòu)的主要業(yè)務(wù)活動(dòng)有哪些 . Know Your Customer, Due Diligence and Enhanced Due Diligence了解您的客戶（KYC）、盡責(zé)調(diào)查及增強(qiáng)盡責(zé)調(diào)查工作12. Has the FI implemented systems forthe identificationof itscustomers,includingcustomer informatio

10、n in the case of recorded transactions, account opening, etc.(forexample; name, nationality,streetaddress,telephonenumber, occupation,age/date of birth,number and type of validofficialidentification,as wellas the nameof the country/state that issued it)金融機(jī)構(gòu)是否有鑒別客戶身份的系統(tǒng)，包括已記錄交易及開設(shè)賬戶時(shí)取得客戶信息（例如：姓名、國(guó)籍、住

11、址、電話號(hào)碼、職業(yè)、年齡/ 出生日期、所持有效身份證明文件的號(hào)碼及種類、簽發(fā)此等文件的國(guó)家/ 州等）33v1.0可編輯可修改13. Does the FI have a requirementto collectinformationregardingitscustomers business activities金融機(jī)構(gòu)是否有要求收集關(guān)于客戶的業(yè)務(wù)活動(dòng)信息14 Does the FI collect information and assess its FI customers AML policies orpractices金融機(jī)構(gòu)是否收集及評(píng)估其金融機(jī)構(gòu)客戶的反洗錢政策或操作方式的信息1

12、5. Does the FI have proceduresto establisha recordforeach customer notingtheirrespective identification documents and Know Your Customer Information collectedat account opening金融機(jī)構(gòu)是否有程序?yàn)槊總€(gè)客戶建立檔案，記錄在開設(shè)賬戶時(shí)所收集的身份證明文件及KYC信息16. Does the FI take steps to understand the normal and expected transactions of

13、its customers based on its risk assessment of its customers金融機(jī)構(gòu)是否根據(jù)其對(duì)客戶的風(fēng)險(xiǎn)評(píng)估，采取行動(dòng)來了解客戶正常及預(yù)期中的交易活動(dòng) .ReportableTransactionsandPreventionandDetectionofTransactionswithIllegally Obtained Funds須報(bào)告的交易，防止及偵察通過非法資金進(jìn)行的交易活動(dòng)17. Does theFI have policies or practices for the identification and reporting oftransa

14、ctions that are required to be reported to the authorities對(duì)于那些需要向監(jiān)管部門報(bào)告的交易，金融機(jī)構(gòu)是否有政策或程序鑒別和報(bào)告此類活動(dòng)18. Does the FI have proceduresto identifytransactionsstructuredto avoidlargecash reporting requirements44v1.0可編輯可修改對(duì)于那些故意作出調(diào)整以回避大額現(xiàn)金報(bào)告要求的交易，金融機(jī)構(gòu)是否有程序進(jìn)行識(shí)別19. Does the FI screen transactions for customers

15、or transactions the FI deems tobe of significantlyhighrisk(whichmay includepersons,entitiesor countriesthatare contained on lists issued by government/international bodies) that specialattention to such customers or transactions is necessary prior to completing anysuch transactions對(duì)于那些金融機(jī)構(gòu)認(rèn)為較高風(fēng)險(xiǎn)的客戶或

16、交易活動(dòng)（可能包括政府/ 國(guó)際組織公布高風(fēng)險(xiǎn)名單中的個(gè)別人士、實(shí)體或國(guó)家），而在完成交易前必須對(duì)有關(guān)的客戶或交易給與特別關(guān)注，金融機(jī)構(gòu)是否會(huì)過濾該類交易20. Does the FI have policies to reasonably ensure that they will not conducttransactionswith or on behalfof shellbanks throughany of itsaccountsor products(A shell bank is defined as a bank incorporated in a jurisdiction in

17、 which it hasno physical presence and which is unaffiliated with a regulated financial group.)金融機(jī)構(gòu)是否有政策以合理地確保其賬戶或產(chǎn)品不會(huì)與空殼銀行進(jìn)行交易（空殼銀行的定義是該行在其注冊(cè)成立地區(qū)沒有實(shí)際業(yè)務(wù)，同時(shí)它不附屬于任何受監(jiān)管的金融業(yè)務(wù)集團(tuán)）21. Does the FI have policies to reasonably ensure that it only operates with correspondent banks that possess licenses to opera

18、te in their countries of origin金融機(jī)構(gòu)是否有政策以合理地確保它只會(huì)與在其來源國(guó)家持有運(yùn)營(yíng)牌照的往來銀行合作 .Transaction Monitoring監(jiān)控交易22. Does the FI have a monitoring program for suspicious or unusual activity that covers funds transfers and monetary instruments (such as travellers checks, money orders, etc.)金融機(jī)構(gòu)是否有監(jiān)控計(jì)劃，用于監(jiān)控那些掩飾真實(shí)資金轉(zhuǎn)移

19、及付款指示（例如旅行支票、匯55v1.0可編輯可修改款單等）的可疑或不尋?；顒?dòng) .AML Training反洗錢培訓(xùn)23.DoestheFIprovideAML trainingtorelevantemployeesthatincludesidentification and reporting of transactions that must be reported to governmentauthorities, examples of different forms of money laundering involving the FIsproducts and services

20、and internal policies to prevent money laundering金融機(jī)構(gòu)是否為其有關(guān)員工提供反洗錢培訓(xùn)，此類培訓(xùn)包括識(shí)別及報(bào)告那些需要向政府部門報(bào)告的交易、各種牽涉金融機(jī)構(gòu)產(chǎn)品及服務(wù)的不同形式洗錢活動(dòng)、內(nèi)部的反洗錢政策24. Does the FI retainrecordsof itstrainingsessionsincludingattendancerecordsand relevant training materials used金融機(jī)構(gòu)是否保留其培訓(xùn)課程的各項(xiàng)記錄，包括出席記錄及所用教材等25. Does the FI have policies to communicate new AM