英文個人間借款簡單合同

英文個人間借款簡單合同合同編號：__________本借款合同（以下簡稱“本合同”）由以下雙方于[合同簽訂日期]簽訂：借款人（以下簡稱“甲方”）：姓名：__________身份證號碼：__________地址：__________聯(lián)系方式：__________電子郵箱：__________出借人（以下簡稱“乙方”）：姓名：__________身份證號碼：__________地址：__________聯(lián)系方式：__________電子郵箱：__________1.Introduction1.1DefinitionsandInterpretationsInthisAgreement,thefollowingtermsshallhavethemeaningsascribedtothembelow:"Loan"meanstheamountofmoneyborrowedtheBorrowerfromtheLenderunderthisAgreement."Borrower"meanstheindividualwhoreceivestheLoanfromtheLender."Lender"meanstheindividualwhoprovidestheLoantotheBorrower."Interest"meanstheadditionalamountchargedtheLenderfortheuseoftheLoan."Default"meansthefailureoftheBorrowertofulfillanyoftheobligationsunderthisAgreement.2.LoanAmountandPurpose2.1LoanAmountTheLenderagreestolendtotheBorrowerthesumof[具體借款金額](the"LoanAmount").2.2LoanPurposeTheLoanistobeusedtheBorrowerfor[明確借款用途](the"LoanPurpose").TheBorroweragreesnottousetheLoanforanyotherpurposewithoutthepriorwrittenconsentoftheLender.3.Interest3.1InterestRateTheinterestrateontheLoanis[具體利率]perannum.3.2InterestCalculationandPaymentInterestshallbecalculatedontheoutstandingbalanceoftheLoanfromthedateofdisbursementuntilthedateoffullrepayment.Interestshallbepayable[利息支付方式及時間].4.Repayment4.1RepaymentScheduleTheBorroweragreestorepaytheLoanandInterestinaccordancewiththefollowingschedule:[詳細列出還款計劃，包括還款日期和還款金額]4.2EarlyRepaymentTheBorrowermayprepaytheLoaninwholeorinpartatanytimewithoutpenalty.However,theBorrowershallgivetheLenderatleast[提前還款通知期限]days'priorwrittennoticeofitsintentiontoprepay.4.3DefaultandLatePaymentIftheBorrowerfailstomakeanypaymentwhendue,theBorrowershallbeindefault.Intheeventofdefault,theLendermaychargealatepaymentfeeof[具體逾期費用金額或計算方式].Additionally,theLendermaytakeanylegalactionnecessarytorecovertheoutstandingamount.5.Security(ifapplicable)5.1TypesofSecurityIftheLenderrequiressecurityfortheLoan,thetypesofsecuritymayincludebutarenotlimitedto[列出可能的擔(dān)保類型，如抵押物、擔(dān)保人等].5.2SecurityAgreementIntheeventthatsecurityisrequired,theBorrowerandtheLendershallenterintoaseparateSecurityAgreementoutliningthedetailsofthesecurityarrangement.6.RepresentationsandWarranties6.1Borrower'sRepresentationsTheBorrowerrepresentsandwarrantstotheLenderthat:TheBorrowerisoflegalageandhasthelegalcapacitytoenterintothisAgreement.TheBorrowerisnotindefaultunderanyotheragreementorobligationthatwouldmateriallyaffecttheBorrower'sabilitytoperformitsobligationsunderthisAgreement.TheinformationprovidedtheBorrowertotheLenderinconnectionwiththisAgreementistrue,accurate,andplete.6.2Lender'sRepresentationsTheLenderrepresentsandwarrantstotheBorrowerthat:TheLenderhasthelegalcapacityandauthoritytoenterintothisAgreement.ThefundstobelentunderthisAgreementaretheLender'sownlegallyobtainedfunds.7.Covenants7.1Borrower'sCovenantsTheBorrowercovenantstotheLenderthat:TheBorrowerwillusetheLoanproceedsonlyfortheLoanPurpose.TheBorrowerwillkeeptheLenderinformedofanymaterialchangeintheBorrower'sfinancialconditionorbusinessoperations.TheBorrowerwillplywithallapplicablelawsandregulationsinconnectionwiththeuseoftheLoan.7.2Lender'sCovenantsTheLendercovenantstotheBorrowerthat:TheLenderwillnotunreasonablywithholdconsentformattersrequiringtheLender'sapprovalunderthisAgreement.TheLenderwillkeeptheBorrowerinformedofanymaterialchangeintheLender'sabilitytofulfillitsobligationsunderthisAgreement.8.EventsofDefault8.1DefinitionofEventsofDefaultThefollowingeventsshallbeconsideredEventsofDefaultunderthisAgreement:FailuretheBorrowertomakeanypaymentwhendue.BreachtheBorrowerofanyofthecovenantsorrepresentationsandwarrantiesunderthisAgreement.TheBorrowerbeesinsolvent,filesforbankruptcy,orhasareceiverappointedoveranyofitsassets.8.2ConsequencesofDefaultIntheeventofanEventofDefault,theLendermay:DeclaretheentireoutstandingbalanceoftheLoanandInterestimmediatelydueandpayable.ExerciseanyrightsandremediesavailabletotheLenderunderthisAgreementoratlaw.9.GoverningLawandJurisdiction9.1GoverningLawThisAgreementshallbegovernedandconstruedinaccordancewiththelawsof[具體管轄法律].9.2JurisdictionAnydisputearisingoutoforinconnectionwiththisAgreementshallbesubmittedtotheexclusivejurisdictionofthecourtsof[具體管轄法院].10.Notices10.1MannerofGivingNoticesAllnoticesandmunicationsrequiredorpermittedunderthisAgreementshallbeinwritingandshallbedeemedtohavebeendulygivenifdeliveredpersonally,sentregistered,orsentetotheaddressesspecifiedinthisAgreement.10.2AddressesforNoticesTheaddressesfornoticesareasfollows:FortheBorrower:[借款人通知地址]FortheLender:[出借人通知地址]11.Confidentiality11.1ObligationofConfidentialityBoththeBorrowerandtheLenderagreetokeepthetermsandconditionsofthisAgreementconfidentialandnottodisclosethemtoanythirdpartywithoutthepriorwrittenconsentoftheotherparty,exceptasrequiredlaw.11.2ExceptionstoConfidentialityTheobligationofconfidentialityshallnotapplytoinformationthat:Isorbeespubliclyavailablethroughnofaultofthedisclosingparty.Isindependentlydevelopedthereceivingpartywithoutreferencetotheconfidentialinformation.Isrequiredtobedisclosedlaworacourtorregulatoryauthority.12.Miscellaneous12.1EntireAgreementThisAgreementconstitutestheentireagreementbetweenthepartieswithrespecttothesubjectmatterhereofandsupersedesallprioragreementsandunderstandings,whetherwrittenororal.12.2AmendmentandWaiverNoamendmentorwaiverofanyprovisionofthisAgreementshallbeeffectiveunlessinwri