GB/T 44892-2024保險業(yè)車型識別編碼規(guī)則

ICS

03.060

CCS

A11

中華人民共和國國家標準

GB/T44892—2024

保險業(yè)車型識別編碼規(guī)則

Codingrulesforvehicletypeidentificationofinsurance

2024-10-26發(fā)布2024-10-26實施

國家市場監(jiān)督管理總局發(fā)布

國家標準化管理委員會

GB/T44892—2024

目次

前言

·····································································································

Ⅲ

1

范圍

··································································································

1

2

規(guī)范性引用文件

······················································································

1

3

術語和定義

···························································································

1

4

編碼規(guī)則

······························································································

1

4.1

代碼結構

·························································································

1

4.2

車型代碼

·························································································

1

4.3

類別代碼

·························································································

3

4.4

系別代碼

·························································································

3

4.5

風險代碼

·························································································

3

Ⅰ

GB/T44892—2024

前言

本文件按照GB/T1.1—2020《標準化工作導則第1部分：標準化文件的結構和起草規(guī)則》的規(guī)

定起草。

請注意本文件的某些內(nèi)容可能涉及專利。本文件的發(fā)布機構不承擔識別專利的責任。

本文件由全國金融標準化技術委員會（SAC/TC180）歸口。

本文件起草單位：中國保險行業(yè)協(xié)會、中國人民財產(chǎn)保險股份有限公司、中國平安財產(chǎn)保險股份有

限公司、北京精友世紀軟件技術有限公司。

本文件主要起草人：徐鐘抒、張鳴飛、牛志偉、馮彥成、馬濤、曹學軍。

Ⅲ

GB/T44892—2024

保險業(yè)車型識別編碼規(guī)則

1范圍

本文件規(guī)定了保險行業(yè)中車型代碼及車型識別代碼的編碼規(guī)則。

本文件適用于保險行業(yè)業(yè)務中的投保車型標識、風險識別活動和管理。

2規(guī)范性引用文件

下列文件中的內(nèi)容通過文中的規(guī)范性引用而構成本文件必不可少的條款。其中，注日期的引用文

件，僅該日期對應的版本適用于本文件；不注日期的引用文件，其最新版本（包括所有的修改單）適用

于本文件。

GA802—2019道路交通管理機動車類型

3術語和定義

下列術語和定義適用于本文件。

3.1

車型vehicletype

根據(jù)車輛品牌、車系、配置款型確定的具體車輛類型。

3.2

車型識別代碼codeofvehicletypeidentification

保險業(yè)中標識車型風險因素的代碼。

注：車型風險發(fā)生變化，車型識別代碼也隨之發(fā)生變化，該代碼屬于動態(tài)代碼。

4編碼規(guī)則

4.1代碼結構

車型識別代碼采用17位數(shù)字和字母混合碼，由車型代碼、類別代碼、系別代碼和風險代碼復合而

成。車型識別代碼結構示意圖如圖1所示。

圖1車型識別代碼結構示意圖

4.2車型代碼

4.2.1車型代碼結構

車型代碼采用12位數(shù)字和