銀行貸款合同英文版格式

銀行貸款合同英文版格式合同編號(hào)：__________BANKLOANAGREEMENT1.LOANAMOUNTANDTERM1.1LoanAmount.TheLenderagreestolendtotheBorroweraprincipalamountof__________UnitedStatesDollars(the“LoanAmount”).1.2LoanTerm.TheLoanshallbeevidencedapromissorynote(the“Note”)intheformattachedheretoasExhibitA,andshallbedueandpayableontheearlierofthefollowingdates:(a)thematuritydatespecifiedintheNote;or(b)thedateonwhichtheLoanisterminatedinaccordancewiththetermsofthisAgreement.2.REPAYMENT2.1RepaymentSchedule.TheBorrowershallmakemonthlypaymentsofprincipalandinterestontheLoaninaccordancewiththerepaymentschedulesetforthintheNote.2.2Prepayment.TheBorrowershallhavetherighttoprepaytheLoaninfullorinpartatanytimewithoutpenalty,uponnotlessthan30days’priorwrittennoticetotheLender.3.INTEREST3.1InterestRate.TheLoanshallbearinterestatanannualrateof__________percent(__________%),subjecttoanychangesintheLender’sprimelendingrateasmaybeannouncedtheLenderfromtimetotime.4.USEOFFUNDSTheBorrowershallusetheproceedsoftheLoansolelyforthepurposeof____________________,andshallnotusetheproceedsforanyotherpurposewithoutthepriorwrittenconsentoftheLender.5.COSTSANDEXPENSESTheBorrowershallberesponsibleforallcostsandexpensesincurredtheLenderinconnectionwiththenegotiation,preparation,executionanddeliveryofthisAgreementandtheNote,including,withoutlimitation,legalfeesandexpenses.6.CONDITIONS6.1ExecutionofDocuments.TheobligationsoftheLendertomaketheLoanandoftheBorrowertorepaytheLoanshallbesubjecttotheconditionthattheBorrowerhasexecutedanddeliveredtotheLenderalldocumentsandinstrumentsintheformandsubstancesatisfactorytotheLender,including,withoutlimitation,theNote,thisAgreement,andanyotheragreementsorinstrumentsrequiredtheLender.6.2ApprovalofCredit.TheobligationsoftheLendertomaketheLoanandoftheBorrowertorepaytheLoanshallbesubjecttotheLender’sapprovaloftheBorrower’screditworthinessintheLender’ssoleandabsolutediscretion.7.DEFAULTANDTERMINATION7.1Default.TheBorrowershallbeindefaultifitfailstomakeanypaymentrequiredunderthisAgreementortheNotewhendue,orifitbreachesanyotherobligationunderthisAgreementortheNote.7.2Termination.IntheeventofdefaulttheBorrower,theLendermaydeclaretheentireoutstandingbalanceoftheLoan,togetherwithallaccruedandunpaidinterestthereon,dueandpayableimmediately,andmaytakesuchotheractionsastheLendermaydeemnecessaryorappropriatetoprotectitsinterests,including,withoutlimitation,theenforcementofitsrightsagainsttheBorrowerandtheCollateral.8.COLLATERAL8.1SecurityInterest.TheBorrowerheregrantstotheLenderasecurityinterestinandlienonalloftheBorrower’sright,andinterestinandtotheCollateraltosecurethepaymentoftheLoanandtheperformanceoftheBorrower’sobligationsunderthisAgreementandtheNote.8.2Perfection.TheBorrowershalltakesuchactionsastheLendermayrequiretoperfectandmaintainthesecurityinterestintheCollateral.9.GOVERNINGLAWThisAgreementshallbegovernedandconstruedinaccordancewiththelawsoftheState/Provinceof__________________,withoutregardtoitsconflictoflawsprinciples.10.ENTIREAGREEMENTThisAgreement(togetherwiththeexhibitsandscheduleshereto)constitutestheentireagreementbetweenthepartieswithrespecttothesubjectmatterhereofandsupersedesallprior一、附件列表：1.promissorynote(附件A)2.LoanApplication(附件B)3.FinancialStatements(附件C)4.CollateralDescription(附件D)5.CreditApprovalLetter(附件E)6.RepaymentSchedule(附件F)二、違約行為及認(rèn)定：1.未能按時(shí)支付本金和利息2.未能履行協(xié)議中的其他義務(wù)3.未經(jīng)許可使用貸款資金用于其他目的4.未能維持擔(dān)保物的價(jià)值或存在減損情況5.違反任何適用的法律法規(guī)導(dǎo)致合同無效三、法律名詞及解釋：1.Borrower借款人2.Lender貸款人3.Principal本金4.Interest利息5.Collateral擔(dān)保物6.SecurityInterest擔(dān)保權(quán)益7.Lien留置權(quán)8.Default違約9.MaturityDate到期日10.Prepayment提前還款四、執(zhí)行中遇到的問題及解決辦法：1.還款困難：與貸款機(jī)構(gòu)協(xié)商，制定新的