子女教育產(chǎn)說會(huì)

的孩有惠智子我規(guī)劃孩子的智惠人生世界錢袋子——猶太人的子女教育

華爾街的錢袋子INTERNALINTERNAL教育金的特點(diǎn)沒有彈性沒有強(qiáng)制儲(chǔ)蓄帳戶教育金無法預(yù)計(jì)，費(fèi)用增長(zhǎng)高過通脹為“掌上明珠”購(gòu)買保險(xiǎn)理財(cái)產(chǎn)品的理由理由之一：愛的必然選擇理由之二：小孩子的風(fēng)險(xiǎn)并不少，建立良好的風(fēng)險(xiǎn)規(guī)劃理由之三：保費(fèi)便宜理由之四：為孩子的教育及創(chuàng)業(yè)積攢費(fèi)用理由之五：減輕孩子的負(fù)擔(dān)理由之六：培養(yǎng)孩子的責(zé)任感和理財(cái)觀念理財(cái)專家1234可免征遺產(chǎn)稅、所得稅，有利于財(cái)產(chǎn)轉(zhuǎn)移和節(jié)稅；不必用來抵償債務(wù)，任何單位和個(gè)人無權(quán)對(duì)這筆保險(xiǎn)金進(jìn)行保全和凍結(jié)。可避免繼承糾紛可讓自己最愛的人合法得到財(cái)產(chǎn)。這種保險(xiǎn)金的給付不作為遺產(chǎn)處理，它有以下好處：保險(xiǎn)給付完全免稅保險(xiǎn)網(wǎng)絡(luò)（）為孩子建立穩(wěn)定、持續(xù)、安全相伴的現(xiàn)金流，貼心照顧自己的孩子。如何讓有限的金錢為孩子無限的未來服務(wù)如何用自己有限的一生永遠(yuǎn)守護(hù)孩子的未來父母無法實(shí)現(xiàn)孩子的夢(mèng)想但卻可以為孩子保駕護(hù)航智惠安享少兒“教育”計(jì)劃保單利益演示（一）陽陽從投保開始就擁有了兩個(gè)賬戶，一個(gè)是保障賬戶，另一個(gè)是現(xiàn)金賬戶。說明:紅利按中檔預(yù)計(jì);生存給付累積利率按3%預(yù)計(jì)。13歲，5年繳，年繳50000萬年齡保障賬戶現(xiàn)金賬戶身故保險(xiǎn)金全殘年金年度紅利保單累計(jì)紅利年金生存給付累積賬戶祝壽金1050,0003,9641,0161,0167,9288,047017250,0003,9647,337109,4523,96479,902021250,0003,9647,520154,3503,964106,514030250,0003,9648,003280,3123,964179,248035250,0003,9648,321368,4223,964228,842060258,2143,96410,7271,110,0713,964623,670069337,8643,96412,1551,564,8053,9641,104,018250,0008083,7143,9643,1652,209,4193,9641,578,99009963,0643,9642,1663,942,6483,9642,868,3310年齡保障賬戶現(xiàn)金賬戶身故保險(xiǎn)金全殘年金年度紅利保單累計(jì)紅利年金生存給付累積賬戶祝壽金1050,0003,9641,0161,0167,9288,047017250,0003,9647,337109,4523,96479,902021250,0003,9647,520154,3503,964106,514030250,0003,9648,003280,3123,964179,248035250,0003,9648,321368,4223,964228,842060258,2143,96410,7271,110,0713,964623,670069337,8643,96412,1551,564,8053,9641,104,018250,0008083,7143,9643,1652,209,4193,9641,578,99009963,0643,9642,1663,942,6483,9642,868,3310保單利益演示2保單一經(jīng)生效就開始返錢了，以后年年返，一直返到終身。若不取則可進(jìn)入現(xiàn)金賬戶復(fù)利增值。方式很靈活！說明:紅利按中檔預(yù)計(jì);生存給付累積利率按3%預(yù)計(jì)。保單利益演示3當(dāng)陽陽21歲要出國(guó)留學(xué)時(shí)，智惠現(xiàn)金賬戶已復(fù)利增值到26萬多了，可取出來做為出國(guó)留學(xué)費(fèi)用的補(bǔ)充，要取多少根據(jù)需要，取了以后還會(huì)年年返還。年齡保障賬戶現(xiàn)金賬戶身故保險(xiǎn)金全殘年金年度紅利保單累計(jì)紅利年金生存給付累積賬戶祝壽金1050,0003,9641,0161,0167,9288,047017250,0003,9647,337109,4523,96479,902021250,0003,9647,520154,3503,964106,514030250,0003,9648,003280,3123,964179,248035250,0003,9648,321368,4223,964228,842060258,2143,96410,7271,110,0713,964623,670069337,8643,96412,1551,564,8053,9641,104,018250,0008083,7143,9643,1652,209,4193,9641,578,99009963,0643,9642,1663,942,6483,9642,868,3310保單利益演示4如未領(lǐng)取,到陽陽35歲時(shí)，智惠現(xiàn)金賬戶里已累積近60萬元，可作為陽陽的創(chuàng)業(yè)基金，取后仍會(huì)年年返還，陽陽的生活幸福無憂。年齡保障賬戶現(xiàn)金賬戶身故保險(xiǎn)金全殘年金年度紅利保單累計(jì)紅利年金生存給付累積賬戶祝壽金1050,0003,9641,0161,0167,9288,047017250,0003,9647,337109,4523,96479,902021250,0003,9647,520154,3503,964106,514030250,0003,9648,003280,3123,964179,248035250,0003,9648,321368,4223,964228,842060258,2143,96410,7271,110,0713,964623,670069337,8643,96412,1551,564,8053,9641,104,018250,0008083,7143,9643,1652,209,4193,9641,578,99009963,0643,9642,1663,942,6483,9642,868,3310保單利益演示5到陽陽70歲時(shí)，可將智惠現(xiàn)金賬戶里的25萬元祝壽金一次性領(lǐng)取。取后依然會(huì)年年返還，時(shí)間越長(zhǎng)賺得越多。年齡保障賬戶現(xiàn)金賬戶身故保險(xiǎn)金全殘年金年度紅利保單累計(jì)紅利年金生存給付累積賬戶祝壽金1050,0003,9641,0161,0167,9288,047017250,0003,9647,337109,4523,96479,902021250,0003,9647,520154,3503,964106,514030250,0003,9648,003280,3123,964179,248035250,0003,9648,321368,4223,964228,842060258,2143,96410,7271,110,0713,964623,670069337,8643,96412,1551,564,8053,9641,104,018250,0008083,7143,9643,1652,209,4193,9641,578,99009963,0643,9642,1663,942,6483,9642,868,3310保單利益演示6這款產(chǎn)品的另一大特色在于享受伴隨終身的全能保障賬戶，如若風(fēng)險(xiǎn)突然降臨，安享關(guān)愛至終身。年齡保障賬戶現(xiàn)金賬戶身故保險(xiǎn)金全殘年金年度紅利保單累計(jì)紅利年金生存給付累積賬戶祝壽金1050,0003,9641,0161,0167,9288,047017250,0003,9647,337109,4523,96479,902021250,0003,9647,520154,3503,964106,514030250,0003,9648,003280,3123,964179,248035250,0003,9648,321368,4223,964228,842060258,2143,96410,7271,110,0713,964623,670069337,8643,96412,1551,564,8053,9641,104,018250,0008083,7143,9643,1652,209,4193,9641,578,99009963,0643,9642,1663,942,6483,9642,868,3310保單利益演示7今天早做打算，就能獲得與生命等長(zhǎng)的現(xiàn)金長(zhǎng)河！還可以解決幾代人不同時(shí)期的教育、創(chuàng)業(yè)、婚嫁、養(yǎng)老等問題，真可謂智在今朝、惠及未來！年齡保障賬戶現(xiàn)金賬戶身故保險(xiǎn)金全殘年金年度紅利保單累計(jì)紅利年金生存給付累積賬戶祝壽金1050,0003,9641,0161,0167,9288,047017250,0003,9647,337109,4523,96479,902021250,0003,9647,520154,3503,964106,514030250,0003,9648,003280,3123,964179,248035250,0003,9648,321368,4223,964228,842060258,2143,9641